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Trucap Finance Ltd

TRU Share Price

9.352.20% (-0.21)
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Low
Returns
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With a market cap of ₹111 cr, stock is ranked 3,078

Stock is 4.19x as volatile as Nifty

TRU Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Avg

The stock has a moderate number of red flags

How to use scorecard? Learn more

With a market cap of ₹111 cr, stock is ranked 3,078

Stock is 4.19x as volatile as Nifty

TRU Performance & Key Metrics

TRU Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
-1.020.69
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
18.062.450.97%

TRU Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

TRU Company Profile

Dhanvarsha Finvest Limited is engaged in financial service activities. The Company is engaged in the business of providing micro enterprise loans, small and medium enterprise (SME) loans, other structured business, personal loans and gold loans.

PE Ratio
38.05
38.05
1Y Return
55.52%
55.52%
Buy Reco %
51.72
51.72
PE Ratio
124.06
124.06
1Y Return
1.08%
1.08%
Buy Reco %
50.00
50.00
PE Ratio
15.94
15.94
1Y Return
43.36%
43.36%
Buy Reco %
90.00
90.00
PE Ratio
28.05
28.05
1Y Return
109.79%
109.79%
Buy Reco %
68.75
68.75
PE Ratio
33.93
33.93
1Y Return
42.21%
42.21%
Buy Reco %
62.50
62.50
Compare with Peers

TRU Sentiment Analysis

TRU Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

TRU Stock Summary · February 2025

The company has demonstrated resilience amid a challenging market, reporting a slight quarterly earnings increase while grappling with a significant decline over the nine-month period due to tighter liquidity and a cautious credit environment. Despite these hurdles, interest income has surged, driven by a strategic focus on underserved MSMEs, particularly in green financing, which now constitutes 5% of its loan book. Operationally, the firm is enhancing efficiency through branch consolidation and a tech-enabled approach to loan disbursement, although disbursement levels remain flat. Investor confidence has been shaken by communication issues, prompting management to prioritize transparency and strategic initiatives, including potential equity raising. Overall, while the company faces revenue challenges, its commitment to sustainable growth and operational improvements positions it for future success.

TRU Stock Growth Drivers
TRU Stock Growth Drivers
6
  • Improved Financial Metrics

    The company has achieved significant improvements in its net interest margin (NIM), which rose to

  • Growth in Assets Under Management (AUM)

    The company reported a year-over-year increase in Assets Under Management (AUM) to $11.5 billion, up

TRU Stock Challenges
TRU Stock Challenges
4
  • Decline in Earnings and Revenue

    The company reported a decrease in earnings for the nine months of fiscal 2025, totaling

  • Challenges in Market Conditions

    The company is facing challenges due to tighter market liquidity and a cautious credit environment,

TRU Forecast

TRU Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

TRU

TRU

Income

Balance Sheet

Cash Flow

TRU Income Statement

TRU Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 59.55%, vs industry avg of 16.73%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.01% to 0.06%

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Financial YearFY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue19.2919.3030.0675.98123.81182.84199.56155.43
Raw Materialssubtract265.25
Power & Fuel Costsubtract
Employee Costsubtract5.167.0213.1518.5428.9542.8647.73
Selling & Administrative Expensessubtract3.264.207.5218.7034.1133.0043.54
Operating & Other expensessubtract8.282.055.3426.8150.5586.30151.76
Depreciation/Amortizationsubtract0.170.491.274.757.719.2627.6927.21
Interest & Other Itemssubtract
Taxes & Other Itemssubtract0.301.481.483.201.840.46-11.91-28.26
EPS0.310.600.060.170.060.94-5.07-9.30
DPS0.050.020.010.010.010.010.000.00
Payout ratio0.160.030.170.060.160.010.000.00

TRU Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 11PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

Nov 1PDF
Aug 31PDF
Aug 13PDF
FY 2021FY 2021

Annual report

PDF

Investor Presentation

Jun 10PDF
Feb 5PDF
Dec 10PDF
+3 more
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

TRU Stock Peers

TRU Past Performance & Peer Comparison

TRU Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Trucap Finance Ltd-1.880.69
Bajaj Finance Ltd38.056.400.55%
Jio Financial Services Ltd124.061.620.16%
Shriram Finance Ltd15.942.701.22%

TRU Stock Price Comparison

Compare TRU with any stock or ETF
Compare TRU with any stock or ETF
TRU
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TRU Holdings

TRU Shareholdings

TRU Promoter Holdings Trend

TRU Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 4.80%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

TRU Institutional Holdings Trend

TRU Institutional Holdings Trend

Increased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has increased by 1.34%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

TRU Shareholding Pattern

TRU Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding30.96%0.00%0.99%5.22%62.83%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

TRU Shareholding History

TRU Shareholding History

JunSepDec '24MarJunSep10.70%8.41%8.08%6.18%5.82%5.22%

TRU Insider Trades & Bulk Stock Deals

TRU Insider Trades & Bulk Stock Deals

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smallcases containing TRU stock

smallcases containing TRU stock

Looks like this stock is not in any smallcase yet.

TRU Events

TRU Events

TRU Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

TRU Dividend Trend

No dividend trend available

TRU Upcoming Dividends

TRU Upcoming Dividends

No upcoming dividends are available

TRU Past Dividends

TRU Past Dividends

Cash Dividend

Ex DateEx DateSep 19, 2024

Final
Final | Div/Share: ₹0.01

Dividend/Share

0.01

Ex DateEx Date

Sep 19, 2024

Cash Dividend

Ex DateEx DateSep 18, 2023

Final
Final | Div/Share: ₹0.01

Dividend/Share

0.01

Ex DateEx Date

Sep 18, 2023

Cash Dividend

Ex DateEx DateSep 21, 2022

Final
Final | Div/Share: ₹0.01

Dividend/Share

0.01

Ex DateEx Date

Sep 21, 2022

Cash Dividend

Ex DateEx DateSep 8, 2021

Final
Final | Div/Share: ₹0.05

Dividend/Share

0.05

Ex DateEx Date

Sep 8, 2021

Cash Dividend

Ex DateEx DateSep 10, 2020

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 10, 2020

TRU Stock News & Opinions

TRU Stock News & Opinions

Corporate
TruCap Finance to conduct board meeting

TruCap Finance will hold a meeting of the Board of Directors of the Company on 13 November 2025.Powered by Capital Market - Live

2 days agoCapital Market - Live
Corporate
TruCap Finance schedules AGM

TruCap Finance announced that the Annual General Meeting(AGM) of the company will be held on 26 September 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
TruCap Finance reports consolidated net loss of Rs 9.10 crore in the June 2025 quarter

Net loss of TruCap Finance reported to Rs 9.10 crore in the quarter ended June 2025 as against net profit of Rs 1.20 crore during the previous quarter ended June 2024. Sales declined 42.29% to Rs 30.08 crore in the quarter ended June 2025 as against Rs 52.12 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales30.0852.12 -42 OPM %-20.7157.43 - PBDT-13.784.16 PL PBT-15.801.85 PL NP-9.101.20 PL Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
TruCap Finance to convene board meeting

TruCap Finance will hold a meeting of the Board of Directors of the Company on 14 August 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
TruCap Finance schedules EGM

TruCap Finance announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 25 June 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Earnings
TruCap Finance reports consolidated net loss of Rs 67.73 crore in the March 2025 quarter

Net loss of TruCap Finance reported to Rs 67.73 crore in the quarter ended March 2025 as against net profit of Rs 5.69 crore during the previous quarter ended March 2024. Sales declined 14.59% to Rs 35.37 crore in the quarter ended March 2025 as against Rs 41.41 crore during the previous quarter ended March 2024. For the full year,net loss reported to Rs 59.25 crore in the year ended March 2025 as against net profit of Rs 10.96 crore during the previous year ended March 2024. Sales rose 21.51% to Rs 196.72 crore in the year ended March 2025 as against Rs 161.89 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales35.3741.41 -15 196.72161.89 22 OPM %-100.4042.57 -26.6348.45 - PBDT-55.536.49 PL -43.4720.68 PL PBT-76.414.10 PL -71.1611.42 PL NP-67.735.69 PL -59.2510.96 PL Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
TruCap Finance to discuss results

TruCap Finance will hold a meeting of the Board of Directors of the Company on 26 May 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Earnings
TruCap Finance consolidated net profit declines 66.32% in the December 2024 quarter

Net profit of TruCap Finance declined 66.32% to Rs 0.96 crore in the quarter ended December 2024 as against Rs 2.85 crore during the previous quarter ended December 2023. Sales rose 29.51% to Rs 51.57 crore in the quarter ended December 2024 as against Rs 39.82 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales51.5739.82 30 OPM %51.8144.25 - PBDT3.046.28 -52 PBT0.783.30 -76 NP0.962.85 -66 Powered by Capital Market - Live

9 months agoCapital Market - Live
Corporate
TruCap Finance to discuss results

TruCap Finance will hold a meeting of the Board of Directors of the Company on 13 February 2025.Powered by Capital Market - Live

9 months agoCapital Market - Live
Earnings
TruCap Finance consolidated net profit declines 25.74% in the September 2024 quarter

Net profit of TruCap Finance declined 25.74% to Rs 1.01 crore in the quarter ended September 2024 as against Rs 1.36 crore during the previous quarter ended September 2023. Sales rose 35.01% to Rs 57.65 crore in the quarter ended September 2024 as against Rs 42.70 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales57.6542.70 35 OPM %54.1952.60 - PBDT4.864.54 7 PBT2.622.55 3 NP1.011.36 -26 Powered by Capital Market - Live

1 year agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Trucap Finance Ltd (TRU) today?

    The share price of TRU as on 14th November 2025 is ₹9.35. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Trucap Finance Ltd (TRU) share?

    The past returns of Trucap Finance Ltd (TRU) share are
    • Past 1 week: -3.53%
    • Past 1 month: -3.73%
    • Past 3 months: -14.22%
    • Past 6 months: 9.74%
    • Past 1 year: -55.69%
    • Past 3 years: -84.14%
    • Past 5 years: -89.60%

  3. What are the peers or stocks similar to Trucap Finance Ltd (TRU)?
  4. What is the market cap of Trucap Finance Ltd (TRU) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Trucap Finance Ltd (TRU) is ₹111.14 Cr as of 14th November 2025.

  5. What is the 52 week high and low of Trucap Finance Ltd (TRU) share?

    The 52-week high of Trucap Finance Ltd (TRU) is ₹21.44 and the 52-week low is ₹6.61.

  6. What is the PE and PB ratio of Trucap Finance Ltd (TRU) stock?

    The P/E (price-to-earnings) ratio of Trucap Finance Ltd (TRU) is -1.88. The P/B (price-to-book) ratio is 0.69.

  7. Which sector does Trucap Finance Ltd (TRU) belong to?

    Trucap Finance Ltd (TRU) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Trucap Finance Ltd (TRU) shares?

    You can directly buy Trucap Finance Ltd (TRU) shares on Tickertape. Simply sign up, connect your demat account and place your order.