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OnEMI Technology Solutions Ltd

OnEMI Technology Solutions Ltd

KISSHT Share Price

NSE
₹321.805.92% (+18.00)
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With a market cap of ₹6,586 cr, stock is ranked 741

Stock is 3.78x as volatile as Nifty

KISSHT Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹6,586 cr, stock is ranked 741

Stock is 3.78x as volatile as Nifty

KISSHT Performance & Key Metrics

KISSHT Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
17.364.91—
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.882.071.27%

KISSHT Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 2 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

KISSHT Company Profile

OnEMI Technology Solutions Ltd is an India-based digital lending platform offering a range of loan products including personal loans and secured loans like Loan Against Property through its Kissht brand and PaywithRING app, leveraging data analytics and digital KYC for seamless loan disbursal and collections.

Investor Presentation

View older View older 

Oct 28, 2026

PDF
View Older Presentations

KISSHT Similar Stocks (Peers)

Compare with peers Compare with peers 

KISSHT Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
31.42
31.42
1Y Return
7.01%
7.01%
Buy Reco %
87.50
87.50
PE Ratio
20.77
20.77
1Y Return
11.09%
11.09%
Buy Reco %
91.18
91.18
PE Ratio
95.50
95.50
1Y Return
30.16%
30.16%
Buy Reco %
100.00
100.00
PE Ratio
27.04
27.04
1Y Return
3.99%
3.99%
Buy Reco %
87.50
87.50
PE Ratio
28.86
28.86
1Y Return
1.52%
1.52%
Buy Reco %
92.86
92.86
Compare with Peers

KISSHT Sentiment Analysis

KISSHT Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

KISSHT Stock Summary · August 2026

Management described a quarter of strong growth with improving credit discipline and resilient profitability. Registered users rose 33% year on year to 74.6 million, AUM reached INR 8,001 crore, and profit after tax increased 59% to INR 95 crore, while return on average AUM held at 5.05%. Management said the business is built around fast, mobile-led digital lending, with funds delivered in roughly 5 to 10 minutes, but stressed that speed is being balanced with prudential underwriting, AI-driven scorecards, and disciplined collections. Credit quality was presented as improving even as management acknowledged stress in parts of the industry, leading it to pause lending in about 450 pin codes and reopen around 40% of them as conditions improved. Credit cost fell to 6.80% of average AUM from 8.85% a year earlier, and management said it remains confident in its 15% reduction guidance. Yield compression from a higher mix of lower-risk customers was offset by better funding costs and lower credit costs, and management expects borrowing costs to decline by around 100 bps in H2 FY27 while sustaining 20%+ ROE over the next few quarters.

KISSHT Stock Growth Drivers
KISSHT Stock Growth Drivers
8
  • Strong customer and AUM growth with profitable scale

    The company delivered strong expansion across its core operating metrics, indicating that growth is translating

  • Disciplined credit performance and improving portfolio quality

    Asset quality trends were a clear positive, with management emphasizing that newer vintages are performing

KISSHT Stock Challenges
KISSHT Stock Challenges
5
  • Underlying Stress Building in Consumer Credit Pockets

    Headline asset quality remains stable, but multiple indicators point to emerging stress in specific parts

  • Selective Underwriting Tightening in Riskier Borrower Segments

    The company has materially tightened screening in segments where recent risk signals have emerged, especially

KISSHT Forecast

KISSHT Forecasts

Price

Revenue

Earnings

KISSHT

KISSHT

Income

Balance Sheet

Cash Flow

KISSHT Income Statement

KISSHT Income Statement

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Quartermar 2025jun 2025sep 2025dec 2025mar 2026jun 2026sep 2026
Total Revenue373.25465.72517.47600.75625.20676.56740.29
Operating & Other expensessubtract298.47380.67428.99491.57509.61544.03581.11
Depreciation/Amortizationsubtract4.655.305.485.485.354.824.93
Interest & Other Itemssubtract0.000.000.000.000.000.000.00
Taxes & Other Itemssubtract15.9720.0120.5626.6028.0632.6329.13
EPS10.6711.1411.5714.2510.376.417.28

KISSHT Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Oct 28PDF
Jul 29PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 28PDF
 

KISSHT Stock Peers

KISSHT Past Performance & Peer Comparison

KISSHT Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
OnEMI Technology Solutions Ltd23.404.91—
Bajaj Finance Ltd31.425.160.62%
Shriram Finance Limited20.773.160.98%
Jio Financial Services Limited95.501.100.26%
ScreenerCompare valuation on Screener

KISSHT Stock Price Comparison

Compare KISSHT with any stock or ETF
Compare KISSHT with any stock or ETF
KISSHT
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KISSHT Holdings

KISSHT Shareholdings

KISSHT Promoter Holdings Trend

KISSHT Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 14.76%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

KISSHT Institutional Holdings Trend

KISSHT Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 2.13%

Tickertape Separator

KISSHT Shareholding Pattern

KISSHT Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding20.42%13.28%11.68%9.95%44.67%

Jun 2026

Aug 2026

Sep 2026

Oct 2026

KISSHT Shareholding History

KISSHT Shareholding History

AprMayJunAugSepOct0.00%5.10%7.64%7.82%7.06%9.95%

Mutual Funds Invested in KISSHT

Mutual Funds Invested in KISSHT

No mutual funds holding trends are available

Top 5 Mutual Funds holding OnEMI Technology Solutions Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.1039%1.19%1.19%65/97 (+28)
0.9984%2.03%0.55%19/43 (+5)
0.8668%1.31%0.26%56/86 (+5)

Compare 3-month MF holding change on Screener

KISSHT Insider Trades & Bulk Stock Deals

KISSHT Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing KISSHT stock

smallcases containing KISSHT stock

Looks like this stock is not in any smallcase yet.

KISSHT Events

KISSHT Events

KISSHT Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

KISSHT has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

KISSHT Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

KISSHT has not given any dividends in last 5 years

KISSHT Dividends

KISSHT Dividends

Hmm, looks like data is unavailable here. Please come back after some time

KISSHT Stock News & Opinions

KISSHT Stock News & Opinions

Earnings
Earnings
Onemi Technology Solutions Ltd consolidated sales up 9.31% on year in Q3FY2026, net profit saw a strong growth of 31.59%

Onemi Technology Solutions Ltd share price ticked higher by 4.74% to Rs 321.35 after the company's net profit soared by 31.59% to Rs 125.12 crore, while revenue from operations slightly gained 9.31% to Rs 731.81 crore in Q3FY26 over Q2FY26. The market capitalization of Other Financial Services industry group stocks on BSE stood at Rs 65608.6 crore, improving 13.43%. It has improved by 0.36% over last one week and climbed by 9.22% in last one month while the market capitalization of Onemi Technology Solutions Ltd has gained 13.34% and 22.74% in the same period respectively. Profit before tax (PBT) of Onemi Technology Solutions Ltd stood at Rs 154.25 crore in Q3 FY26, rallying 85.84% year-on-year, and surging by 20.78% quarter-on-quarter. EBITDA came in at Rs 142 crore, expanding by 119.07% YoY and jumping 20.11% sequentially. Total expenses grew marginally by 6.78% to Rs 586.04 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 67.66 crore, softening 4.35% YoY. For the TTM ended FY26, revenue from operations surged 63.61% to Rs 2188.22 crore, while net profit surged by 75.22% to Rs 281.44 crore, compared to previous TTM. EBITDA jumped by 20644% to Rs 356.48 crore, and PBT witnessed a strong rise of 74.17% to Rs 376.68 crore compared to previous TTM.

5 days agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions Limited allotted shares under its employee stock option plan

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, announced that its Nomination and Remuneration Committee approved the allotment of 69,000 equity shares under the Kissht Employee Stock Option Plan, 2022, increasing the company’s issued, subscribed, and paid-up share capital to Rs 20,46,76,984 comprising 20,46,76,984 equity shares of Rs 1 each, from Rs 20,46,07,984 comprising 20,46,07,984 equity shares of Rs 1 each, effective October 28, 2026.

6 days agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions shareholders approved a preferential equity share issue for growth

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, held its First Extra-Ordinary General Meeting on Wednesday, October 14, 2026, where shareholders approved the issuance of equity shares by way of a preferential issue on a private placement basis to support the company’s capital requirements and future growth plans. The meeting, conducted via video conferencing, was presided over by Chairman, CEO and Executive Director Ranvir Singh, and the results of the remote e-voting, which commenced on Friday, October 9, 2026, and concluded on Tuesday, October 13, 2026, will be announced on the company’s website and submitted to the BSE Limited (Scrip Code - 544754) and National Stock Exchange of India Limited (Symbol - KISSHT).

2 weeks agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions Limited files regulatory certificate with India's SEBI

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, has submitted a certificate under Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018, for the quarter ended September 30, 2026, as confirmed by KFin Technologies Limited, the company's Registrar and Share Transfer Agent.

3 weeks agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions Limited allotted shares under employee stock option plans

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, announced that its Nomination and Remuneration Committee approved the allotment of 8,44,830 equity shares following the exercise of employee stock options under the Kissht Employee Stock Option Plan, 2019, Kissht Employee Stock Option Plan, 2021, and Kissht Employee Stock Option Plan, 2022. The allotment, effective September 29, 2026, increased the company’s issued, subscribed, and paid-up share capital to Rs 17,81,14,102 comprising 17,81,14,102 equity shares of Rs 1 each, from Rs 17,72,69,272 comprising 17,72,69,272 equity shares of Rs 1 each.

1 month agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions will restrict trading for insiders awaiting financial results in late 2026

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, will close its trading window for designated persons and their immediate relatives from October 1, 2026, until 48 hours after the declaration of the unaudited financial results for the quarter and half year ended September 30, 2026, in compliance with the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015.

1 month agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions appoints Ramadevi Satish Venigalla as Secretarial Auditor for five years

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, announced that its members approved the appointment of Ms. Ramadevi Satish Venigalla as Secretarial Auditor for five consecutive financial years, commencing from financial year 2026-27 until financial year 2030-31, at the company's 10th Annual General Meeting held on September 22, 2026.

1 month agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions alters its object clause to expand financial technology services

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, informed the BSE Limited and National Stock Exchange of India Limited that its members approved alterations to the main object clause of its Memorandum of Association at the 10th Annual General meeting held on September 22, 2026, to provide clarity and flexibility to undertake activities relating to technology platforms and allied services in the financial services ecosystem. The amendments include substituting an existing sub-clause to cover software and technology platform development and inserting new sub-clauses related to information processing for credit institutions and providing outsourcing and support services.

1 month agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions plans to raise funds via equity shares and warrants

OnEMI Technology Solutions Limited will seek shareholder approval to raise funds through a preferential issue of equity shares, warrants, or convertible instruments via a private placement or other permissible mode, the company said in a regulatory filing on September 14, 2026. The Board of Directors will consider the proposal at a meeting scheduled for September 17, 2026, and trading window for company insiders has been closed until 48 hours after the meeting’s outcome.

1 month agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions seeks member approval for Memorandum of Association changes

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, announced that its board of directors approved an alteration to the company’s Memorandum of Association, subject to member approval at the Annual General Meeting on September 22, 2026. The changes, intended to align with the company's evolving technology-enabled offerings in the financial services ecosystem, will include substituting an existing sub-clause and inserting two new sub-clauses related to technology platforms, information processing, and outsourcing services.

2 months agoCapital Market - Live

Frequently asked questions

  1. The share price of KISSHT as on 3rd November 2026 is ₹321.80. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of OnEMI Technology Solutions Ltd (KISSHT) share are
    • Past 1 week: 5.92%
    • Past 1 month: -16.30%
    • Past 3 months: 2.61%
    • Past 6 months: 54.24%
    • Past 1 year: 54.24%
    • Past 3 years: N/A%
    • Past 5 years: 54.24%

  3. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of OnEMI Technology Solutions Ltd (KISSHT) is ₹6586.51 Cr as of 3rd November 2026.

  4. The 52-week high of OnEMI Technology Solutions Ltd (KISSHT) is ₹388.15 and the 52-week low is ₹190.

  5. The P/E (price-to-earnings) ratio of OnEMI Technology Solutions Ltd (KISSHT) is 23.40. The P/B (price-to-book) ratio is 4.91.

  6. OnEMI Technology Solutions Ltd (KISSHT) belongs to the Financials sector & Consumer Finance sub-sector.

  7. You can directly buy OnEMI Technology Solutions Ltd (KISSHT) shares on Tickertape. Simply sign up, connect your demat account and place your order.