Good evening :)
OnEMI Technology Solutions Ltd

OnEMI Technology Solutions Ltd

KISSHT Share Price

NSE
356.051.11% (-4.00)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹6,311 cr, stock is ranked 779

Stock is 4.16x as volatile as Nifty

KISSHT Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹6,311 cr, stock is ranked 779

Stock is 4.16x as volatile as Nifty

KISSHT Performance & Key Metrics

KISSHT Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
19.924.70
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.182.081.18%

KISSHT Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 2 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

KISSHT Company Profile

OnEMI Technology Solutions Ltd is an India-based digital lending platform offering a range of loan products including personal loans and secured loans like Loan Against Property through its Kissht brand and PaywithRING app, leveraging data analytics and digital KYC for seamless loan disbursal and collections.

Investor Presentation

View older View older 

Jul 29, 2026

PDF
View Older Presentations

KISSHT Similar Stocks (Peers)

Compare with peers Compare with peers 

KISSHT Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
34.03
34.03
1Y Return
4.40%
4.40%
Buy Reco %
81.25
81.25
PE Ratio
23.71
23.71
1Y Return
61.11%
61.11%
Buy Reco %
87.50
87.50
PE Ratio
29.39
29.39
1Y Return
13.45%
13.45%
Buy Reco %
84.38
84.38
PE Ratio
97.25
97.25
1Y Return
27.56%
27.56%
Buy Reco %
100.00
100.00
PE Ratio
30.57
30.57
1Y Return
6.31%
6.31%
Buy Reco %
84.62
84.62
Compare with Peers

KISSHT Sentiment Analysis

KISSHT Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

KISSHT Stock Summary · August 2026

Management described a quarter of strong growth with improving credit discipline and resilient profitability. Registered users rose 33% year on year to 74.6 million, AUM reached INR 8,001 crore, and profit after tax increased 59% to INR 95 crore, while return on average AUM held at 5.05%. Management said the business is built around fast, mobile-led digital lending, with funds delivered in roughly 5 to 10 minutes, but stressed that speed is being balanced with prudential underwriting, AI-driven scorecards, and disciplined collections. Credit quality was presented as improving even as management acknowledged stress in parts of the industry, leading it to pause lending in about 450 pin codes and reopen around 40% of them as conditions improved. Credit cost fell to 6.80% of average AUM from 8.85% a year earlier, and management said it remains confident in its 15% reduction guidance. Yield compression from a higher mix of lower-risk customers was offset by better funding costs and lower credit costs, and management expects borrowing costs to decline by around 100 bps in H2 FY27 while sustaining 20%+ ROE over the next few quarters.

KISSHT Stock Growth Drivers
KISSHT Stock Growth Drivers
8
  • Strong customer and AUM growth with profitable scale

    The company delivered strong expansion across its core operating metrics, indicating that growth is translating

  • Disciplined credit performance and improving portfolio quality

    Asset quality trends were a clear positive, with management emphasizing that newer vintages are performing

KISSHT Stock Challenges
KISSHT Stock Challenges
5
  • Underlying Stress Building in Consumer Credit Pockets

    Headline asset quality remains stable, but multiple indicators point to emerging stress in specific parts

  • Selective Underwriting Tightening in Riskier Borrower Segments

    The company has materially tightened screening in segments where recent risk signals have emerged, especially

KISSHT Forecast

KISSHT Forecasts

Price

Revenue

Earnings

KISSHT

KISSHT

Income

Balance Sheet

Cash Flow

KISSHT Income Statement

KISSHT Income Statement

Loading...

Quartermar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue373.25465.72517.47600.75625.20676.56
Operating & Other expensessubtract298.47380.67428.99491.57509.61544.04
Depreciation/Amortizationsubtract4.655.305.485.485.354.82
Interest & Other Itemssubtract0.000.000.000.000.000.00
Taxes & Other Itemssubtract15.9720.0120.5526.6028.0632.63
EPS10.6711.145.2614.2510.376.41

KISSHT Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 29PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 28PDF
 

KISSHT Stock Peers

KISSHT Past Performance & Peer Comparison

KISSHT Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
OnEMI Technology Solutions Ltd22.434.70
Bajaj Finance Ltd34.035.530.58%
Shriram Finance Limited23.713.610.86%
Cholamandalam Investment and Finance Company Ltd29.395.050.11%

KISSHT Stock Price Comparison

Compare KISSHT with any stock or ETF
Compare KISSHT with any stock or ETF
KISSHT
Loading...

KISSHT Holdings

KISSHT Shareholdings

KISSHT Promoter Holdings Trend

KISSHT Promoter Holdings Trend

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

KISSHT Institutional Holdings Trend

KISSHT Institutional Holdings Trend

Increased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has increased by 8.45%

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 7.64%

Tickertape Separator

KISSHT Shareholding Pattern

KISSHT Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding24.80%9.25%9.80%7.64%48.52%

Aug 2025

Apr 2026

May 2026

Jun 2026

KISSHT Shareholding History

KISSHT Shareholding History

AugAprMayJun0.00%0.00%5.10%7.64%

Mutual Funds Invested in KISSHT

Mutual Funds Invested in KISSHT

No mutual funds holding trends are available

Top 5 Mutual Funds holding OnEMI Technology Solutions Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.8004%0.84%0.84%71/93 (+21)
0.7879%1.56%0.08%22/42 (+1)
0.7430%5.09%-0.01%10/38 (-4)

Compare 3-month MF holding change on Screener

KISSHT Insider Trades & Bulk Stock Deals

KISSHT Insider Trades & Bulk Stock Deals

Loading...

smallcases containing KISSHT stock

smallcases containing KISSHT stock

Looks like this stock is not in any smallcase yet.

KISSHT Events

KISSHT Events

KISSHT Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

KISSHT has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

KISSHT Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

KISSHT has not given any dividends in last 5 years

KISSHT Dividends

KISSHT Dividends

Hmm, looks like data is unavailable here. Please come back after some time

KISSHT Stock News & Opinions

KISSHT Stock News & Opinions

Corporate
Corporate
OnEMI Technology Solutions plans to raise funds via equity shares and warrants

OnEMI Technology Solutions Limited will seek shareholder approval to raise funds through a preferential issue of equity shares, warrants, or convertible instruments via a private placement or other permissible mode, the company said in a regulatory filing on September 14, 2026. The Board of Directors will consider the proposal at a meeting scheduled for September 17, 2026, and trading window for company insiders has been closed until 48 hours after the meeting’s outcome.

5 days agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions seeks member approval for Memorandum of Association changes

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, announced that its board of directors approved an alteration to the company’s Memorandum of Association, subject to member approval at the Annual General Meeting on September 22, 2026. The changes, intended to align with the company's evolving technology-enabled offerings in the financial services ecosystem, will include substituting an existing sub-clause and inserting two new sub-clauses related to technology platforms, information processing, and outsourcing services.

3 weeks agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions Limited allotted shares under employee stock option plans, effective August 2026

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, announced that its Nomination and Remuneration Committee approved the allotment of 87,86,250 equity shares of face value of Rs 1 each, fully paid, pursuant to the exercise of employee stock options under the Kissht Employee Stock Option Plan, 2019, Kissht Employee Stock Option Plan, 2021, and Kissht Employee Stock Option Plan, 2022, increasing the company's issued, subscribed, and paid-up share capital to Rs 17,72,69,272 comprising 17,72,69,272 equity shares from Rs 16,84,83,022 comprising 16,84,83,022 equity shares, effective August 26, 2026.

3 weeks agoCapital Market - Live
Corporate
Corporate
OnEMI Technology Solutions announces the resignation of Non-Executive Director Piyush Kharbanda

OnEMI Technology Solutions Limited, formerly known as OnEMI Technology Solutions Private Limited, informed the BSE Limited and National Stock Exchange of India that Mr. Piyush Kharbanda (DIN: 08126225) resigned as a Non-Executive Nominee Director with effect from August 17, 2026, due to pre-occupation and personal reasons.

1 month agoCapital Market - Live
Corporate
Corporate
Kissht reports Rs 95 crore profit after tax, with assets under management rising 61% year-over-year

OnEMI Technology Solutions Limited, trading as Kissht, announced its unaudited consolidated and standalone financial results for the quarter ended June 30, 2026, reporting an asset under management of Rs 8,001 crore, a 61% year-over-year increase, and a profit after tax of Rs 95 crore, up 59% year-over-year. The company, which listed on the NSE & BSE on May 8, 2026, following a public issue of Rs 850 crore, has infused approximately Rs 637 crore of the primary issue proceeds into its NBFC subsidiary, Si Creva Capital Services Private Limited, and served 12.25 million cumulative customers.

1 month agoCapital Market - Live
Corporate
Corporate
CRISIL Ratings report shows Rs 1,085.97 million raised allocated to general corporate purposes

A monitoring agency report from CRISIL Ratings Limited reveals that Rs 1,085.97 million of funds raised through a public issue have been allocated to general corporate purposes, with spending detailed across categories including business development, information technology, and employee benefits. As of the report date, a substantial Rs 774.96 million, approximately 71% of the total funds, remains unutilized and is primarily held in short-term fixed deposits totaling Rs 300 million with Yes Bank and various bank accounts including ICICI Bank and Axis Bank. The report indicates no delays in implementation and highlights board approval for the fund utilization, demonstrating transparency in the process. The investments in short-term instruments suggest the company may be managing liquidity or anticipating near-term needs.

1 month agoCapital Market - Live
Earnings
Earnings
Onemi Technology Solutions consolidated net profit rises 59.16% in the June 2026 quarter

Net profit of Onemi Technology Solutions rose 59.16% to Rs 95.08 crore in the quarter ended June 2026 as against Rs 59.74 crore during the previous quarter ended June 2025. Sales rose 44.57% to Rs 669.50 crore in the quarter ended June 2026 as against Rs 463.10 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales669.50463.10 45 OPM %30.9730.59 - PBDT132.5285.05 56 PBT127.7079.75 60 NP95.0859.74 59 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Onemi Technology Solutions to conduct board meeting

Onemi Technology Solutions will hold a meeting of the Board of Directors of the Company on 29 July 2026.

1 month agoCapital Market - Live
Earnings
Earnings
Onemi Technology Solutions consolidated net profit rises 51.71% in the March 2026 quarter

Net profit of Onemi Technology Solutions rose 51.71% to Rs 82.18 crore in the quarter ended March 2026 as against Rs 54.17 crore during the previous quarter ended March 2025. Sales rose 67.76% to Rs 619.35 crore in the quarter ended March 2026 as against Rs 369.19 crore during the previous quarter ended March 2025. For the full year,net profit rose 75.23% to Rs 281.45 crore in the year ended March 2026 as against Rs 160.62 crore during the previous year ended March 2025. Sales rose 62.94% to Rs 2179.25 crore in the year ended March 2026 as against Rs 1337.47 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales619.35369.19 68 2179.251337.47 63 OPM %30.0733.32 -29.8629.02 - PBDT115.5974.78 55 398.30238.97 67 PBT110.2470.13 57 376.68216.27 74 NP82.1854.17 52 281.45160.62 75 Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Earnings
Onemi Technology Solutions standalone net profit rises 74.81% in the March 2026 quarter

Net profit of Onemi Technology Solutions rose 74.81% to Rs 47.32 crore in the quarter ended March 2026 as against Rs 27.07 crore during the previous quarter ended March 2025. Sales rose 103.68% to Rs 203.62 crore in the quarter ended March 2026 as against Rs 99.97 crore during the previous quarter ended March 2025. For the full year,net profit rose 183.14% to Rs 144.12 crore in the year ended March 2026 as against Rs 50.90 crore during the previous year ended March 2025. Sales rose 128.03% to Rs 698.17 crore in the year ended March 2026 as against Rs 306.18 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales203.6299.97 104 698.17306.18 128 OPM %27.8933.59 -24.6822.56 - PBDT66.8736.99 81 205.2580.81 154 PBT63.5934.47 84 192.0866.85 187 NP47.3227.07 75 144.1250.90 183 Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of KISSHT as on 18th September 2026 is ₹356.05. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of OnEMI Technology Solutions Ltd (KISSHT) share are
    • Past 1 week: 7.96%
    • Past 1 month: 16.39%
    • Past 3 months: 30.95%
    • Past 6 months: 70.66%
    • Past 1 year: 70.66%
    • Past 3 years: N/A%
    • Past 5 years: 70.66%

  3. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of OnEMI Technology Solutions Ltd (KISSHT) is ₹6311.67 Cr as of 18th September 2026.

  4. The 52-week high of OnEMI Technology Solutions Ltd (KISSHT) is ₹373 and the 52-week low is ₹190.

  5. The P/E (price-to-earnings) ratio of OnEMI Technology Solutions Ltd (KISSHT) is 22.43. The P/B (price-to-book) ratio is 4.70.

  6. OnEMI Technology Solutions Ltd (KISSHT) belongs to the Financials sector & Consumer Finance sub-sector.

  7. You can directly buy OnEMI Technology Solutions Ltd (KISSHT) shares on Tickertape. Simply sign up, connect your demat account and place your order.