One MobiKwik Systems Ltd

One MobiKwik Systems Limited has completed the slump sale of its lending Services Provider Business to MobiKwik Distribution Services Private Limited, a wholly owned subsidiary, effective August 18, 2026, as previously announced on May 22, 2026, June 02, 2026, and July 02, 2026. The consideration for the sale will be discharged through the issuance of Non-Convertible Debentures by MobiKwik Distribution Services Private Limited to One MobiKwik Systems Limited, based on the book value of assets and liabilities of the lending services business as of August 18, 2026.

A Monitoring Agency report reveals that Rs. 198.70 crore of initial public offering (IPO) proceeds remain in fixed deposits as of July 30, 2026, earning Rs. 13.12 crore in interest. While some planned investments are on track, others face delays extending to fiscal year 2027, and no funds have been utilized for the originally intended General Corporate Purpose (GCP), although Rs. 3.91 crore has been reallocated from IPO issue expenses to GCP. The report, which details fixed deposits held with Kotak, HDFC, and IDFC banks, highlights a slower-than-anticipated deployment of capital and warrants scrutiny of the GCP reallocation, though the company has demonstrated transparency in providing the detailed breakdown.

One MobiKwik Systems Ltd. (NSE: MOBIKWIK / BSE: 544305) announced a consolidated profit after tax of Rs 76 Mn for the quarter ended June 30, 2026 (Q1 FY27), a positive swing of Rs 495 Mn year-over-year, marking its third consecutive profitable quarter. The company's platform gross merchandise value (GMV) reached a record Rs 587 billion, growing 50% year-over-year, while its net financial services margin increased fivefold to 5.9% from 1.1% in the same quarter last year.

One Mobikwik Systems Ltd share price ticked higher by 2.96% to Rs 205.0 after the company's net profit soared by 73.97% to Rs 7.62 crore, while revenue from operations softened by 2.50% to Rs 281.48 crore in Q2FY26 over Q1FY26. The market capitalization of Financial Technology (Fintech) industry group stocks on BSE stood at Rs 1.84 lakh crore, easing 8%. It has inched up 1.39% over last one week and ticked higher by 6.47% in last one month while the market capitalization of One Mobikwik Systems Ltd has eased by 0.34% and 2.01% in the same period respectively. Profit before tax (PBT) of One Mobikwik Systems Ltd stood at Rs 7.65 crore in Q2 FY26, crashing by 118.26% year-on-year, and expanding by 70.76% quarter-on-quarter. EBITDA came in at Rs 0 crore, plunging by 100.83% YoY and tanking 84.48% sequentially. Total expenses marginally dropped 2.02% to Rs 276.97 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 53.4 crore, witnessing a strong rise of 15.84% YoY. For the TTM ended FY26, revenue from operations witnessed a strong growth of 33.73% to Rs 1170.17 crore, while net profit witnessed a sharp fall of 963.14% to Rs 121.53 crore, compared to previous TTM. EBITDA witnessed a strong improvement of 1415% to Rs 124.03 crore, and PBT collapsed by 949.15% to Rs 119.56 crore compared to previous TTM. One Mobikwik Systems Ltd nosedived by 16.55% in last one year, underperforming the benchmark BSE Sensex which has slipped by 3.81% during the same period.

One Mobikwik Systems will hold a meeting of the Board of Directors of the Company on 3 August 2026.

One MobiKwik Systems has allotted 16,655 equity shares under ESOP on 17 June 2026. Consequent to the allotment, the paid up equity share capital has increased to Rs 15,74,93,834 consisting of 7,87,46,917 equity shares having face value of Rs 2/- each

The approval, granted under the Payment and Settlement Systems Act, 2007, will enable the company to expand its offline merchant payments business. One MobiKwik Systems operates a digital payments and financial services platform offering wallet, UPI, payment gateway, lending and investment products. The company serves over 189.6 million registered users and 4.92 million merchants in India. The company reported a consolidated profit after tax of Rs 4.4 crore in Q4 FY26 against a loss of Rs 56 crore in Q4 FY25, resulting in a positive swing of Rs 60.4 crore Total income increased 6.3% YoY to Rs 296.0 crore in Q4 FY26 from Rs 278.5 crore in Q4 FY25. Powered by Capital Market - Live

Net profit of One Mobikwik Systems reported to Rs 4.38 crore in the quarter ended March 2026 as against net loss of Rs 56.04 crore during the previous quarter ended March 2025. Sales rose 7.82% to Rs 288.71 crore in the quarter ended March 2026 as against Rs 267.78 crore during the previous quarter ended March 2025. For the full year,net loss reported to Rs 62.10 crore in the year ended March 2026 as against net loss of Rs 121.53 crore during the previous year ended March 2025. Sales declined 4.35% to Rs 1119.23 crore in the year ended March 2026 as against Rs 1170.17 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales288.71267.78 8 1119.231170.17 -4 OPM %3.50-21.10 --3.59-8.69 - PBDT12.32-52.42 LP -32.56-106.70 69 PBT8.25-56.71 LP -46.35-119.56 61 NP4.38-56.04 LP -62.10-121.53 49 Powered by Capital Market - Live

The company reported a consolidated profit after tax of Rs 4.4 crore in Q4 FY26 against a loss of Rs 56 crore in Q4 FY25, resulting in a positive swing of Rs 60.4 crore. On a sequential basis, PAT improved from Rs 4.1 crore in Q3 FY26. Total income increased 6.3% YoY to Rs 296.0 crore in Q4 FY26 from Rs 278.5 crore in Q4 FY25. Sequentially, total income declined marginally by 0.4% from Rs 297.2 crore in Q3 FY26. Contribution profit surged 112.3% YoY to Rs 135.1 crore in Q4 FY26 from Rs 63.6 crore a year ago. Contribution margin expanded to 46% from 23% in Q4 FY25 and improved from 43% in Q3 FY26. EBITDA stood at Rs 17.4 crore in Q4 FY26 against a loss of Rs 45.8 crore in Q4 FY25, marking a positive swing. Sequentially, EBITDA rose 16.2% from Rs 14.9 crore in Q3 FY26. This was the company's second consecutive profitable quarter at the EBITDA level. Fixed costs stood at Rs 117.7 crore in Q4 FY26 compared with Rs 109.4 crore in Q4 FY25. Fixed costs as a percentage of total income remained broadly stable at 40% versus 39% a year ago. Payment gateway cost declined to 0.23% of payment GMV in Q4 FY26 from 0.44% in Q4 FY25, while user incentive cost reduced to 0.02% of payment GMV from 0.04% in Q4 FY25. Payments GMV rose 58% YoY to Rs 52,400 crore in Q4 FY26 from Rs 33,100 crore in Q4 FY25 and increased 9% sequentially. The company said payments GMV hit an all-time high for the 13th consecutive quarter. ZIP EMI GMV increased 58.9% YoY to Rs 837.7 crore in Q4 FY26, with 75% disbursals in First Loss Default Guarantee (FLDG) and 25% in distribution model. Financial services revenue grew 37% YoY and 18% sequentially to Rs 77.1 crore in Q4 FY26, while financial services gross profit surged 1,775% YoY to Rs 45.1 crore. For FY26, total income declined 3.2% YoY to Rs 1,154.2 crore from Rs 1,192.5 crore in FY25. Contribution profit increased 20.9% to Rs 437.4 crore from Rs 361.6 crore. FY26 EBITDA loss narrowed sharply to Rs 5.2 crore from Rs 79.4 crore in FY25, while net loss reduced to Rs 62.1 crore from Rs 121.5 crore. The company said its core consumer payments and lending business generated positive EBITDA of Rs 49.5 crore in FY26. It invested Rs 54.7 crore during the year towards building its merchant payments business, which it expects to scale significantly by FY28. MobiKwik said it expects to remain 'baseline profitable' while continuing investments in merchant acquiring, NBFC-led lending and AI-driven products. Net cash used in operating activities stood at Rs 78.14 crore in FY26 compared with Rs 68.16 crore in FY25, reflecting a rise of in cash outflow. One MobiKwik Systems operates a digital payments and financial services platform offering wallet, UPI, payment gateway, lending and investment products. The company serves over 189.6 million registered users and 4.92 million merchants in India. Powered by Capital Market - Live

One Mobikwik Systems will hold a meeting of the Board of Directors of the Company on 12 May 2026.