One MobiKwik Systems Ltd

The turnaround was driven by strong execution across its payments and financial services businesses and sharp operating discipline. On a consolidated basis, Mobikwik posted a net profit of Rs 4.05 crore in Q3 December 2025, reversing a loss of Rs 55.28 crore in Q3 December 2024 and a loss of Rs 28.62 crore in Q2 September 2025. Total income rose 8.29% YoY and 6.40% QoQ to Rs 297.22 crore in the December 2025 quarter. Contribution profit climbed 76% YoY and 34% QoQ to Rs 128.8 crore, reflecting continued focus on cost efficiency. Fixed costs as a percentage of total income declined to 38% in Q3 FY26 from 42% a year ago. EBITDA stood at Rs 15 crore in Q3 FY26, marking a return to profitability and a sharp improvement of Rs 57.6 crore YoY and Rs 21.4 crore QoQ. The company said disciplined cost control and healthier margins led to a YoY EBITDA swing, translating into PAT profitability. Operationally, payments GMV rose 63% YoY and 11% QoQ to Rs 48,064 crore, while gross margin in the payments business touched an all-time high of 37%, reflecting a 125% YoY and 36% QoQ expansion. ZIP EMI GMV increases 126% YoY and 12% QoQ to Rs 900 crore. Financial services gross profit surged 405% YoY and 45% QoQ to Rs 37.2 crore, with net financial services margin improving to 4.13% in Q3 FY26 from 1.05% a year earlier and 3.17% in Q2FY26, aided by better credit quality. Commenting on the performance, Upasana Taku, executive director, co-founder and CFO, said the profitable quarter reflects disciplined execution and sustained cost optimisation, adding that the company remains focused on scaling responsibly while creating long-term shareholder value. Founded in 2009, Mobikwik is India's largest digital wallet and a leading fintech platform, serving over 186.6 million registered users and 4.79 million merchants. As of December 2025, it held an 18% share of PPI wallet GTV and ranked fourth by registered users in India, according to RedSeer. Powered by Capital Market - Live

Net profit of One Mobikwik Systems reported to Rs 4.05 crore in the quarter ended December 2025 as against net loss of Rs 55.28 crore during the previous quarter ended December 2024. Sales rose 7.23% to Rs 288.95 crore in the quarter ended December 2025 as against Rs 269.48 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales288.95269.48 7 OPM %2.32-17.69 - PBDT7.74-49.75 LP PBT4.05-53.18 LP NP4.05-55.28 LP Powered by Capital Market - Live

One Mobikwik Systems will hold a meeting of the Board of Directors of the Company on 3 February 2026.Powered by Capital Market - Live

One MobiKwik Systems announced the appointment of Navdeep Singh Suri as Chairperson of its Board. Suri has been associated with the Company since 2021 as an Independent Director. Suri brings with him decades of distinguished leadership experience across public policy, diplomacy, governance, and institutional decision-making. A former senior Indian diplomat, he joined the Indian Foreign Service in 1983 and has served in key international assignments including Cairo, Damascus, Washington DC, Dar es Salaam, London, and Johannesburg. He has held high-profile roles as India's Ambassador to Egypt and the United Arab Emirates, High Commissioner to Australia, and Consul General in Johannesburg. In recognition of his contributions, he was conferred the Order of Zayed II - the United Arab Emirates' second-highest civilian honour - by the President of the UAE. Suri has also led the West Africa and Public Diplomacy divisions at the Ministry of External Affairs and is currently a Visiting Fellow at the Observer Research Foundation, New Delhi. He also serves on the boards of several prominent institutions, including SBI Funds International (IFSC), Hindustan Ports, and Hindustan Infralog. Powered by Capital Market - Live

Net Loss of One Mobikwik Systems reported to Rs 28.62 crore in the quarter ended September 2025 as against net loss of Rs 3.59 crore during the previous quarter ended September 2024. Sales declined 7.03% to Rs 270.21 crore in the quarter ended September 2025 as against Rs 290.65 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales270.21290.65 -7 OPM %-5.741.30 - PBDT-13.58-0.18 -7444 PBT-16.75-3.32 -405 NP-28.62-3.59 -697 Powered by Capital Market - Live

One Mobikwik Systems will hold a meeting of the Board of Directors of the Company on 4 November 2025.Powered by Capital Market - Live

One Mobikwik Systems has allotted 5,06,272 equity shares under ESOP on 25 September 2025. Consequent to aforesaid allotment, the issued, subscribed and paid-up equity capital of the Company stand increased from Rs 15,63,04,372 consisting of 7,81,52,186 equity shares having face value of Rs 2/- each to Rs 15,73,16,916 consisting of 7,86,58,458 equity shares having face value of Rs 2/- each. Powered by Capital Market - Live

In a regulatory filing, One MobiKwik Systems said the fraud occurred between September 11 and 12, 2025, and involved claims of around Rs 40 crore. Of this, the company has already recovered about Rs 14 crore, bringing the estimated net impact to Rs 26 crore. The company clarified that no employees, key managerial personnel or insiders were involved in the matter. An FIR has been lodged with Gurugram police and arrests have been made. Legal enforcement agencies have also put debit freezes and lien marks on the bank accounts where the unauthorized settlements were credited. MobiKwik said it is actively pursuing recovery of the remaining amount while extending full cooperation with authorities in the ongoing investigation. One Mobikwik Systems is a digital wallet and payments platform offering a wide range of financial products to consumers and merchants. Its portfolio includes MobiKwik Wallet, UPI, Pocket UPI, and Zaakpay (payment gateway), serving over 180.2 million registered users and 4.64 million+ merchants. The company has also expanded into credit (ZIP EMI, merchant cash advances), and savings and investment products such as fixed deposits, mutual funds, digital gold, and Lens.AI. On a consolidated basis, One Mobikwik Systems reported net loss of Rs 41.92 crore in Q1 June 2025, higher than net loss of Rs 6.62 crore in Q1 June 2024. Net sales declined 20.72% YoY to Rs 271.36 crore in Q1 June 2025. Powered by Capital Market - Live

Despite the recent dip, the stock remains up 16.14% over three months and 14.36% in six months. One Mobikwik Systems is a digital wallet and payments platform offering a wide range of financial products to consumers and merchants. Its portfolio includes MobiKwik Wallet, UPI, Pocket UPI, and Zaakpay (payment gateway), serving over 180.2 million registered users and 4.64 million+ merchants. The company has also expanded into credit (ZIP EMI, merchant cash advances), and savings and investment products such as fixed deposits, mutual funds, digital gold, and Lens.AI. On a consolidated basis, One Mobikwik Systems reported net loss of Rs 41.92 crore in Q1 June 2025, higher than net loss of Rs 6.62 crore in Q1 June 2024. Net sales declined 20.72% YoY to Rs 271.36 crore in Q1 June 2025. On 1 September 2025, Abu Dhabi Investment Authority (ADIA) fully exited its 2.1% stake in MobiKwik by selling 16.44 lakh shares for Rs 39.21 crore via bulk deal. The buyers included BofA Securities Europe SA, which purchased 5 lakh shares (0.64% equity) at Rs 243.61 per share, and S I Investments & Broking, which acquired 4 lakh shares (0.51% equity) at Rs 248.42 per share. With ADIA's exit, Mobikwik's investor mix remains dominated by Peak XV Partners Investments IV with a 9.92% stake, followed by Cisco Systems (USA) at 1.54% and American Express Travel Related Services Company at 1.34%. Other notable foreign portfolio investors include Government Pension Fund Global (3.01%), Societe Generale - Odi (1.2%) and Citigroup Global Markets Mauritius (1.12%). Powered by Capital Market - Live

Zaakpay, a wholly owned subsidiary of One MobiKwik Systems, has announced a strategic partnership with Capital Region Urban Transport (CRUT), a public transit agency part of the ONDC Network, to launch a chat-based bus ticketing service across Odisha. This initiative aims to simplify and digitize public transport access for over 24 million annual commuters and approximately 36 million rides across the state. Powered by a user-friendly chat interface, this solution enables seamless, smart ticketing directly through WhatsApp, improving accessibility for both rural and urban users. The digital payment solution is developed for CRUT by PeLocal as the development and integration partner and Zaakpay as the payment gateway. The service is now live across nine major cities, including Bhubaneswar, Cuttack, Khordha, Pipili, Puri, Konark, Rourkela, Sambalpur, and Berhampur, bringing contactless bus ticket booking directly to users' phones. Powered by Capital Market - Live