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Niva Bupa Health Insurance Company Limited

Niva Bupa Health Insurance Company Limited

NIVABUPA Share Price

NSE
₹77.191.39% (+1.06)
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With a market cap of ₹14,081 cr, stock is ranked 501

Stock is 1.71x as volatile as Nifty

NIVABUPA Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹14,081 cr, stock is ranked 501

Stock is 1.71x as volatile as Nifty

NIVABUPA Performance & Key Metrics

NIVABUPA Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
80.813.72—
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.622.021.30%

NIVABUPA Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
91%
Analysts have suggested that investors can buy this stock

from 11 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

NIVABUPA Company Profile

Niva Bupa Health Insurance, a standalone health insurer in India, specializes in health, personal accident, and travel insurance products for both retail and group customers.

Investor Presentation

View older View older 

Jul 30, 2026

PDF
View Older Presentations

NIVABUPA Similar Stocks (Peers)

Compare with peers Compare with peers 

NIVABUPA Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
8.94
8.94
1Y Return
7.89%
7.89%
Buy Reco %
86.96
86.96
PE Ratio
28.77
28.77
1Y Return
13.00%
13.00%
Buy Reco %
84.62
84.62
PE Ratio
71.29
71.29
1Y Return
3.75%
3.75%
Buy Reco %
97.14
97.14
PE Ratio
59.85
59.85
1Y Return
30.59%
30.59%
Buy Reco %
100.00
100.00
PE Ratio
28.42
28.42
1Y Return
17.44%
17.44%
Buy Reco %
50.00
50.00
Compare with Peers

NIVABUPA Sentiment Analysis

NIVABUPA Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

NIVABUPA Stock Summary · August 2026

Management presented a quarter of very strong retail momentum alongside clear pressure in group pricing, with the headline message being that the core franchise is growing quickly while economics remain disciplined. Overall business rose 23.0% like-to-like in Q1, retail health grew 35.5% like-to-like, and retail market share reached 11.1%, while group business was flat as weak B2B pricing constrained renewals and appetite for growth. Profit after tax increased to INR137.8 crores, supported by a 300 bps improvement in the combined insurance service ratio to 100.2% as loss ratio fell, partly offset by a higher expense ratio from the mix shift toward retail health. Management also emphasized operational execution, pointing to a net promoter score of 62, a 95.6% claims settlement rate, and deeper use of the preferred provider network, which now accounts for about 22% of claims. The company said its strategy remains centered on multi-channel distribution, Bharat expansion, new products, and digital automation now moving into production. Near term, management said July was looking very strong and reiterated its goal of growing 8% to 10% faster than the market.

NIVABUPA Stock Growth Drivers
NIVABUPA Stock Growth Drivers
11
  • Health insurance awareness campaign and industry education momentum

    The industry’s health insurance awareness campaign is gaining traction and appears to be supporting deeper

  • Strong retail-led growth and market share gains

    The company delivered strong growth in Q1 and outpaced the broader market on both reported

NIVABUPA Stock Challenges
NIVABUPA Stock Challenges
1
  • Persistent Pricing Pressure in Group and B2B Health Business

    The main negative theme is ongoing weakness in group and B2B health insurance pricing, which

end marker

NIVABUPA Forecast

NIVABUPA Forecasts

Price

Revenue

Earnings

NIVABUPA

NIVABUPA

Income

Balance Sheet

Cash Flow

NIVABUPA Income Statement

NIVABUPA Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue1,372.191,208.691,399.871,294.921,626.211,931.601,591.971,617.602,250.162,470.77
Operating & Other expensessubtract1,215.131,227.511,386.851,281.681,420.131,833.681,627.241,705.242,069.422,287.03
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract0.000.000.000.000.0026.480.000.0021.3845.94
EPS0.92-0.110.080.071.130.39-0.19-0.470.860.75

NIVABUPA Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 30PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 8PDF
Jan 29PDF
Nov 3PDF
Jul 31PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 7PDF
Feb 4PDF
Nov 25PDF
 

NIVABUPA Stock Peers

NIVABUPA Past Performance & Peer Comparison

NIVABUPA Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Niva Bupa Health Insurance Company Limited107.673.72—
Life Insurance Corporation Of India8.942.901.23%
Bajaj Finserv Ltd28.772.000.09%
SBI Life Insurance Company Ltd71.299.230.15%

NIVABUPA Stock Price Comparison

Compare NIVABUPA with any stock or ETF
Compare NIVABUPA with any stock or ETF
NIVABUPA
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NIVABUPA Holdings

NIVABUPA Shareholdings

NIVABUPA Promoter Holdings Trend

NIVABUPA Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

NIVABUPA Institutional Holdings Trend

NIVABUPA Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.49%

Tickertape Separator

NIVABUPA Shareholding Pattern

NIVABUPA Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding55.30%9.35%6.82%12.09%16.44%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

NIVABUPA Shareholding History

NIVABUPA Shareholding History

MarJunSepDec '25MarJun8.90%10.76%10.72%10.32%10.60%12.09%

Mutual Funds Invested in NIVABUPA

Mutual Funds Invested in NIVABUPA

No mutual funds holding trends are available

Top 5 Mutual Funds holding Niva Bupa Health Insurance Company Limited




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.9461%0.74%-0.05%97/134 (-6)
1.4974%0.67%-0.08%85/141 (-5)
1.0113%0.66%-0.10%53/86 (-5)

Compare 3-month MF holding change on Screener

NIVABUPA Insider Trades & Bulk Stock Deals

NIVABUPA Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing NIVABUPA stock

smallcases containing NIVABUPA stock

Looks like this stock is not in any smallcase yet.

NIVABUPA Events

NIVABUPA Events

NIVABUPA Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

NIVABUPA has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

NIVABUPA Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

NIVABUPA has not given any dividends in last 5 years

NIVABUPA Dividends

NIVABUPA Dividends

Hmm, looks like data is unavailable here. Please come back after some time

NIVABUPA Stock News & Opinions

NIVABUPA Stock News & Opinions

Spotlight
Spotlight
Niva Bupa Health Insurance receives Excellent ratings and Stable outlook from A.M. Best

Niva Bupa Health Insurance Company Ltd announced credit rating assignments from multiple agencies, including A.M. Best, which assigned a Financial Strength Rating of A- (Excellent) with a Stable outlook, a Long-Term Issuer Credit Rating of “a-” (Excellent) with a Stable outlook, and an India National Scale Rating (NSR) of aaa.IN (Exceptional) with a Stable outlook; A.M. Best also assigned a Financial Strength Rating of A- (Excellent) with a Stable outlook, a Long-Term Issuer Credit Rating of a- (Excellent) with a Stable outlook, and an India National Scale Rating (NSR) of aaa.IN (Exceptional) with a Stable outlook, alongside assessments of Operating Performance as Adequate, Return-on-Equity of 10.7% for fiscal-year 2026, a Combined Ratio of 102.0% for fiscal-year 2026 (net/net, IFRS 17), a Business Profile of Neutral, and Market Share as ranked third in the standalone health insurance sector, further noting integration with and majority ownership by Bupa Group and expectations for Bupa Group to provide capital support as needed, with additional information available through purchase.

1 week agoCapital Market - Live
Corporate
Corporate
Niva Bupa appoints Karan Bhatia as CIO, while Vikas Jain transitions to Chief Transformation Officer

Niva Bupa Health Insurance Company Limited announced changes to its senior management, effective September 16, 2026, including the transition of Mr. Vikas Jain from Chief Investment Officer to Chief Transformation Officer, a role he has held since October 2020, and the appointment of Mr. Karan Bhatia as Chief Investment Officer, bringing over 18 years of experience in the investment domain.

1 week agoCapital Market - Live
Corporate
Corporate
Niva Bupa Health Insurance allotted shares under two ESOP plans, increasing capital

Niva Bupa Health Insurance Company Limited announced the allotment of 4,11,000 equity shares, comprised of 1,92,100 shares under the Niva Bupa Employee Stock Option Plan 2020 and 2,18,900 shares under the Niva Bupa Employee Stock Option Plan 2024, on August 26, 2026, following the exercise of options by eligible grantees; the allotment was approved by the Stakeholders Relationship Committee and increased the company's paid-up equity share capital to Rs 18,49,64,47,030.

1 month agoCapital Market - Live
Spotlight
Spotlight
ICRA reaffirms “[ICRA]AAA(Stable)” rating for Niva Bupa Health Insurance, assigning multiple debt ratings

Niva Bupa Health Insurance Company Ltd announced that ICRA Limited has reaffirmed its “[ICRA]AAA (Stable)” rating for the Issuer Rating and assigned “[ICRA]AA+(Stable)” ratings to the Subordinated Debt instruments amounting to Rs 500.00 crores and another subordinated debt instrument of 500.00, while also assigning a AAA rating to a Bank Loan of Rs 500 crore with surveillance due in one year; furthermore, ICRA has provided an initial rating of ICRA AA- to Tier II Bonds of Rs 500 Crore, noting that the rating reflects [further details from the text], and reaffirmed the Issuer Rating at [ICRA]AAA(Stable) with a total of -; finally, the rating agency noted that since no instrument is being rated, the Financial Sector Regulator is not applicable.

1 month agoCapital Market - Live
Earnings
Earnings
Niva Bupa Health Insurance Company reports standalone net profit of Rs 137.80 crore in the June 2026 quarter

Net profit of Niva Bupa Health Insurance Company reported to Rs 137.80 crore in the quarter ended June 2026 as against net loss of Rs 91.44 crore during the previous quarter ended June 2025. Sales reported to Rs -2273.72 crore in the quarter ended June 2026 as against Rs 1220.00 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales-2273.721220.00 PL OPM %-8.10-7.62 - PBDT183.74-91.44 LP PBT183.74-91.44 LP NP137.80-91.44 LP Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Niva Bupa Health Insurance reports Rs 138 crore PAT, a 93% year-on-year increase

Niva Bupa Health Insurance Company Limited reported a Profit After Tax (PAT) of Rs 138 crore for the quarter ended June 30, 2026, a 93% year-on-year increase, according to a press release issued on Wednesday. The company’s Gross Written Premium (GWP) rose 32% to Rs 2,150 crore, while its retail health business grew 47%, increasing its Retail Health Market Share to 11.1%. Niva Bupa’s Claim Settlement Ratio improved to 95.6% and the Combined Insurance Service Ratio (CISR) improved to 100.2% from 103.2% in the previous year.

1 month agoCapital Market - Live
Corporate
Corporate
Niva Bupa Health Insurance Company schedules board meeting

Niva Bupa Health Insurance Company will hold a meeting of the Board of Directors of the Company on 30 July 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Niva Bupa Health Insurance Company to convene AGM

Niva Bupa Health Insurance Company announced that the 18th Annual General Meeting(AGM) of the company will be held on 12 August 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Niva Bupa Health Insurance Company allots 14.76 lakh equity shares under ESOP

Niva Bupa Health Insurance Company has allotted 14,76,432 equity shares under ESOP on 23 June 2026. Consequent to the aforesaid allotment, the paid-up equity share capital of the Company stands increased to Rs 18,49,23,37,030/- comprising 1,84,92,33,703 equity shares of face value of Rs 10/- each.

3 months agoCapital Market - Live
Spotlight
Spotlight
Volumes soar at Niva Bupa Health Insurance Company Ltd counter

Marico Ltd, AAVAS Financiers Ltd, Blue Jet Healthcare Ltd, Cohance Lifesciences Ltd are among the other stocks to see a surge in volumes on BSE today, 11 June 2026.Niva Bupa Health Insurance Company Ltd recorded volume of 41.42 lakh shares by 10:46 IST on BSE, a 39.73 times surge over two-week average daily volume of 1.04 lakh shares. The stock gained 0.24% to Rs.84.39. Volumes stood at 1.16 lakh shares in the last session.Marico Ltd notched up volume of 5.74 lakh shares by 10:46 IST on BSE, a 13.5 fold spurt over two-week average daily volume of 42508 shares. The stock slipped 0.07% to Rs.819.35. Volumes stood at 89547 shares in the last session.AAVAS Financiers Ltd notched up volume of 6.12 lakh shares by 10:46 IST on BSE, a 7.71 fold spurt over two-week average daily volume of 79379 shares. The stock rose 1.81% to Rs.1,322.00. Volumes stood at 1.12 lakh shares in the last session.Blue Jet Healthcare Ltd saw volume of 1.59 lakh shares by 10:46 IST on BSE, a 7.5 fold spurt over two-week average daily volume of 21166 shares. The stock increased 8.38% to Rs.509.05. Volumes stood at 27050 shares in the last session.Cohance Lifesciences Ltd registered volume of 3.49 lakh shares by 10:46 IST on BSE, a 6.1 fold spurt over two-week average daily volume of 57243 shares. The stock slipped 1.36% to Rs.425.15. Volumes stood at 37906 shares in the last session.Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

  1. The share price of NIVABUPA as on 25th September 2026 is ₹77.19. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Niva Bupa Health Insurance Company Limited (NIVABUPA) share are
    • Past 1 week: -3.88%
    • Past 1 month: -6.45%
    • Past 3 months: -8.96%
    • Past 6 months: 8.12%
    • Past 1 year: -4.68%
    • Past 3 years: N/A%
    • Past 5 years: 4.28%

  3. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Niva Bupa Health Insurance Company Limited (NIVABUPA) is ₹14081.35 Cr as of 25th September 2026.

  4. The 52-week high of Niva Bupa Health Insurance Company Limited (NIVABUPA) is ₹91.40 and the 52-week low is ₹67.50.

  5. The P/E (price-to-earnings) ratio of Niva Bupa Health Insurance Company Limited (NIVABUPA) is 107.67. The P/B (price-to-book) ratio is 3.72.

  6. Niva Bupa Health Insurance Company Limited (NIVABUPA) belongs to the Financials sector & Insurance sub-sector.

  7. You can directly buy Niva Bupa Health Insurance Company Limited (NIVABUPA) shares on Tickertape. Simply sign up, connect your demat account and place your order.