What is the share price of Jana Small Finance Bank Ltd (JSFB) today?
The share price of JSFB as on 5th December 2025 is ₹443.60. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Jana Small Finance Bank Ltd (JSFB) share?
The past returns of Jana Small Finance Bank Ltd (JSFB) share are- Past 1 week: -1.69%
- Past 1 month: -8.12%
- Past 3 months: -9.15%
- Past 6 months: -7.04%
- Past 1 year: -1.17%
- Past 3 years: N/A%
- Past 5 years: 20.49%
What are the peers or stocks similar to Jana Small Finance Bank Ltd (JSFB)?
The peers or stocks similar to Jana Small Finance Bank Ltd (JSFB) include:What is the market cap of Jana Small Finance Bank Ltd (JSFB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Jana Small Finance Bank Ltd (JSFB) is ₹4773.41 Cr as of 5th December 2025.What is the 52 week high and low of Jana Small Finance Bank Ltd (JSFB) share?
The 52-week high of Jana Small Finance Bank Ltd (JSFB) is ₹552.50 and the 52-week low is ₹363.80.What is the PE and PB ratio of Jana Small Finance Bank Ltd (JSFB) stock?
The P/E (price-to-earnings) ratio of Jana Small Finance Bank Ltd (JSFB) is 9.52. The P/B (price-to-book) ratio is 1.16.Which sector does Jana Small Finance Bank Ltd (JSFB) belong to?
Jana Small Finance Bank Ltd (JSFB) belongs to the Financials sector & Private Banks sub-sector.How to buy Jana Small Finance Bank Ltd (JSFB) shares?
You can directly buy Jana Small Finance Bank Ltd (JSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Jana Small Finance Bank Ltd
JSFB Share Price
443.600.20% (+0.90)
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JSFB Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
HighStrong financials and growth story over the years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
JSFB Performance & Key Metrics
JSFB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 11.61 | 1.16 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.05 | 2.45 | 0.97% |
50%
Analysts have suggested that investors can buy this stock
from 2 analysts
Price Upside
Earnings Growth
Rev. Growth
JSFB Company Profile
Jana Small Finance Bank is an India-based small finance bank.
HDFCBANK
PE Ratio
21.80
21.80
1Y Return
7.55%
7.55%
Buy Reco %
92.31
92.31
ICICIBANK
PE Ratio
19.50
19.50
1Y Return
4.19%
4.19%
Buy Reco %
94.87
94.87
KOTAKBANK
PE Ratio
19.37
19.37
1Y Return
21.39%
21.39%
Buy Reco %
64.71
64.71
AXISBANK
PE Ratio
14.19
14.19
1Y Return
9.95%
9.95%
Buy Reco %
82.50
82.50
IDBI
PE Ratio
13.72
13.72
1Y Return
13.86%
13.86%
Buy Reco %
0.00
0.00
JSFB Sentiment Analysis
JSFB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
JSFB Stock Summary · October 2025
The bank has demonstrated robust growth, with a 14% increase in CASA and a significant rise in term deposits, reflecting strong customer confidence and effective deposit mobilization strategies. Despite facing challenges in unsecured assets and a compressed net interest margin, management remains optimistic about stabilizing this segment and enhancing profitability through a strategic focus on secured lending, which has shown promising growth. The implementation of a guarantee program aims to mitigate risks associated with unsecured loans, while proactive capital management and a healthy liquidity position bolster the bank's resilience. Overall, the positive market sentiment and strategic initiatives position the bank well for continued operational improvements and growth in various loan segments.
JSFB Stock Growth Drivers
JSFB Stock Growth Drivers
7Strong Deposit Growth
Jana Small Finance Bank has reported significant growth in its deposit segments, with a 14%
Robust Loan Portfolio Expansion
The bank's gross loan book is projected to reach approximately INR 35,500 crore by March
JSFB Stock Challenges
JSFB Stock Challenges
6Unsecured Asset Performance Challenges
The bank has faced significant challenges with its unsecured asset portfolio, which fell 12% below
Cost Management Issues
The bank is experiencing challenges in managing its cost structure, particularly in the microfinance institution
JSFB Forecast
JSFB Forecasts
Price
Revenue
Earnings
JSFB Share Price Forecast
JSFB Share Price Forecast
2025
Current
₹443.60
Baseline
Forecast for Dec 2026
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2025
Current
₹443.60
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JSFB Company Revenue Forecast
JSFB Company Revenue Forecast
2025
Current
₹5.49
Baseline
Forecast for Mar 2026
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₹—
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2025
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₹5.49
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JSFB Stock EPS (Earnings Per Share) Forecast
JSFB Stock EPS (Earnings Per Share) Forecast
2025
Current
₹47.83
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Forecast for Mar 2026
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2025
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₹47.83
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JSFB
JSFB
Income
Balance Sheet
Cash Flow
Annual Normal View
JSFB Income Statement
JSFB Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,978.26 | 1,597.05 | 1,368.27 | 2,424.77 | 2,732.79 | 3,050.30 | 3,699.87 | 4,684.05 | 5,485.65 | 5,856.38 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 5,454.28 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 517.02 | 674.98 | 602.27 | 623.76 | 618.46 | 698.99 | 777.58 | 974.67 | 1,210.42 | |||||||||||
| Selling & Administrative Expenses | 210.16 | 648.57 | 370.34 | 398.46 | 311.89 | 311.66 | 399.60 | 522.32 | 587.79 | |||||||||||
| Operating & Other expenses | 1,934.01 | 2,600.69 | 2,245.33 | 1,279.89 | 1,635.46 | 1,953.43 | 2,198.04 | 2,610.80 | 3,153.22 | |||||||||||
EBITDA | 317.07 | -2,327.19 | -1,849.67 | 122.66 | 166.98 | 86.22 | 324.65 | 576.26 | 534.22 | 402.10 | ||||||||||
| Depreciation/Amortization | 61.86 | 83.95 | 99.39 | 92.53 | 82.68 | 80.82 | 68.69 | 61.91 | 60.56 | — | ||||||||||
| PBIT | 255.21 | -2,411.14 | -1,949.06 | 30.13 | 84.30 | 5.40 | 255.96 | 514.35 | 473.66 | 402.10 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 255.21 | -2,411.14 | -1,949.06 | 30.13 | 84.30 | 5.40 | 255.96 | 514.35 | 473.66 | 402.10 | ||||||||||
| Taxes & Other Items | 85.11 | 92.66 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -155.19 | -27.74 | -8.96 | ||||||||||
| Net Income | 170.10 | -2,503.80 | -1,949.06 | 30.13 | 84.30 | 5.40 | 255.96 | 669.54 | 501.40 | 411.06 | ||||||||||
| EPS | 69.36 | -750.17 | -450.93 | 6.16 | 16.62 | 1.06 | 48.12 | 83.92 | 47.83 | 39.13 | ||||||||||
| DPS | 4.90 | 0.70 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.07 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
JSFB Company Updates
FY 2026FY 2026
Investor Presentation
Oct 17PDF
Jul 22PDF
JSFB Stock Peers
JSFB Past Performance & Peer Comparison
JSFB Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsPrivate Banks
Compare valuation on Screener
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Jana Small Finance Bank Ltd | 9.52 | 1.16 | — |
| HDFC Bank Ltd | 21.80 | 2.87 | 1.09% |
| ICICI Bank Ltd | 19.50 | 3.03 | 0.79% |
| Kotak Mahindra Bank Ltd | 19.37 | 2.72 | 0.12% |
JSFB Stock Price Comparison
Compare JSFB with any stock or ETFCompare JSFB with any stock or ETF
JSFB
JSFB Holdings
JSFB Shareholdings
JSFB Promoter Holdings Trend
JSFB Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
JSFB Institutional Holdings Trend
JSFB Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
JSFB Shareholding Pattern
JSFB Shareholding Pattern
JSFB Shareholding History
JSFB Shareholding History
Foreign Institutions
Mutual Funds Invested in JSFB
Mutual Funds Invested in JSFB
No mutual funds holding trends are available
Top 5 Mutual Funds holding Jana Small Finance Bank Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.5268% | Percentage of the fund’s portfolio invested in the stock 2.55% | Change in the portfolio weight of the stock over the last 3 months -0.12% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 45/65 (-4) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.4405% | Percentage of the fund’s portfolio invested in the stock 2.82% | Change in the portfolio weight of the stock over the last 3 months -0.36% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 8/70 (-5) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.3906% | Percentage of the fund’s portfolio invested in the stock 1.26% | Change in the portfolio weight of the stock over the last 3 months -0.16% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 56/76 (+2) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing JSFB stock
smallcases containing JSFB stock
Looks like this stock is not in any smallcase yet.
JSFB Events
JSFB Events
JSFB Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
JSFB has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
JSFB Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
JSFB has not given any dividends in last 5 years
JSFB Dividends
JSFB Dividends
Hmm, looks like data is unavailable here. Please come back after some timeJSFB Stock News & Opinions
JSFB Stock News & Opinions
Articles & Videos
Spotlight
Jana Small Finance Bank slips after RBI returns universal bank application
In a regulatory filing, the bank said the application was returned due to non-fulfilment of the criteria laid out in the RBI's circular governing such transitions. The lender had initially submitted its proposal in June 2025. 'The RBI has returned the application made for voluntary transition to a universal bank due to non-fulfilment of the criteria mentioned in the RBI circular in this regard,' Jana Small Finance Bank stated in its filing. For an SFB to transition into a universal bank, it must meet a series of eligibility requirements laid out by the RBI. The bank should have a minimum net worth of Rs 1,000 crore and be operating as a scheduled bank with a satisfactory performance record for at least five years. Financially, it must have posted net profits in the past two financial years, with gross non-performing assets not exceeding 3% and net NPAs capped at 1% over the same period. The bank's shares also need to be listed on a recognized stock exchange. Additionally, the RBI does not allow the introduction of new promoters or changes to existing promoter structures during the transition process. Any previously approved promoter shareholding dilution plan must remain unchanged. Preference is generally given to SFBs that have a well-diversified loan portfolio, signaling stability and reduced risk. The move delays the Bengaluru-based lender's plans to expand its operations and product offerings under a universal bank license. Jana Small Finance Bank, which began operations as a small finance bank in 2018, has been aiming to upgrade its status as part of its long-term growth strategy. Jana Small Finance Bank, a scheduled commercial bank, is the 4th largest Small Finance Bank in India. The bank has a national presence across 23 states and 2 union territories, spread across 814 branches. On a standalone basis, net profit of Jana Small Finance Bank declined 22.47% to Rs 74.99 crore while net interest income rose 4.04% to Rs 618 crore in Q2 September 2025 over Q2 September 2024. Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
JSFB update on application to RBI for voluntary transition to universal bank
Jana Small Finance Bank announced that the Reserve Bank of India (RBI)has returned the application made for Voluntary Transition to Universal Bank due to non-fulfilment of the criteria mentioned in the RBI circular in this regard. Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
Jana Small Finance Bank standalone net profit declines 22.47% in the September 2025 quarter
Net profit of Jana Small Finance Bank declined 22.47% to Rs 74.99 crore in the quarter ended September 2025 as against Rs 96.72 crore during the previous quarter ended September 2024. Total Operating Income rose 11.90% to Rs 1304.78 crore in the quarter ended September 2025 as against Rs 1166.05 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income1304.781166.05 12 OPM %39.3841.59 - PBDT74.9988.38 -15 PBT74.9988.38 -15 NP74.9996.72 -22 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Jana Small Finance Bank receives credit ratings from India Ratings & Research
Jana Small Finance Bank has received the credit rating of IND A; Stable from India Ratings and Research for the Bank's debt instruments. Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Jana Small Finance Bank to convene board meeting
Jana Small Finance Bank will hold a meeting of the Board of Directors of the Company on 9 October 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Jana Small Finance Bank to declare Quarterly Result
Jana Small Finance Bank will hold a meeting of the Board of Directors of the Company on 17 October 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Jana Small Finance Bank allots 10,350 equity shares under ESOP
Jana Small Finance Bank has allotted 10,350 equity shares under ESOP on 17 September 2025. With the said allotment, the paid-up equity shares of the Bank shall stand increased from 105226767 shares of Rs. 10 each to 105237117 shares of Rs. 10 each.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Jana Small Finance Bank announces resignation of Ganesh Nagarajan as COO
Jana Small Finance Bank announced the resignation of Ganesh Nagarajan from the position of Chief Operations Officer of the Bank with effect from 17 November 2025. Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Jana Small Finance Bank appointed Rajesh Sharma as COO
Jana Small Finance Bank announced that Rajesh Sharma, a seasoned banker having 34 years of experience in Operations, Customer Services, Cash Management, Retail Asset Operations, Trade Operations, Credit Administration and Corporate Relations joins the bank as Chief Operating Officer effective 18 August 2025. Prior to joining Jana Bank, he worked for HDFC Bank and Corporation Bank. Rajesh is a commerce graduate from St. Xaviers College, Ranchi and Post Graduate Diploma from XISS, Ranchi. Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Jana Small Finance Bank appoints Asheesh Maroo as Chief Credit Officer
Jana Small Finance Bank announced the appointment of Asheesh Maroo as Chief Credit Officer effective 18 August 2025. Prior to joining Jana Bank, he worked for YES Bank, ICICI Bank and Birla Global. Asheesh is a Chartered Accountant from Institute of Chartered Accountants of India, and a Commerce graduate from Shri Ram College of Commerce, Delhi University. Powered by Capital Market - Live
3 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 17.74%, vs industry avg of 16.56%
Over the last 5 years, market share increased from 0.38% to 0.4%
Over the last 5 years, net income has grown at a yearly rate of 75.48%, vs industry avg of 50.48%