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Jana Small Finance Bank Ltd

Jana Small Finance Bank Ltd

JSFB Share Price

NSE
₹377.451.97% (-7.60)
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With a market cap of ₹3,953 cr, stock is ranked 949

Stock is 3.26x as volatile as Nifty

JSFB Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹3,953 cr, stock is ranked 949

Stock is 3.26x as volatile as Nifty

JSFB Performance & Key Metrics

JSFB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
8.320.88—
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.682.051.28%

JSFB Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 3 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

JSFB Company Profile

Jana Small Finance Bank is an India-based small finance bank.

Investor Presentation

View older View older 

Oct 23, 2026

PDF
View Older Presentations

JSFB Similar Stocks (Peers)

Compare with peers Compare with peers 

JSFB Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
14.21
14.21
1Y Return
26.99%
26.99%
Buy Reco %
95.24
95.24
PE Ratio
18.38
18.38
1Y Return
5.84%
5.84%
Buy Reco %
100.00
100.00
PE Ratio
23.98
23.98
1Y Return
9.30%
9.30%
Buy Reco %
86.49
86.49
PE Ratio
14.27
14.27
1Y Return
0.20%
0.20%
Buy Reco %
97.56
97.56
PE Ratio
9.22
9.22
1Y Return
23.52%
23.52%
Buy Reco %
0.00
0.00
Compare with Peers

JSFB Sentiment Analysis

JSFB Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

JSFB Stock Summary · July 2026

Management struck a constructive but measured tone, saying the bank began FY27 with stronger profitability and a cleaner balance sheet as margins recovered and credit costs stayed contained. Quarterly PAT was INR155 crore, while net interest margin improved to 7.5% as funding costs eased 50 basis points year on year to 7.4%; management said margins had returned to a more normalized level after earlier microfinance stress and that further meaningful funding-cost relief is largely over. Asset quality also improved, with gross NPA at 2.24%, net NPA at 0.85%, and unsecured slippages down about 20% sequentially, while net credit cost remained flat at 0.45% and was expected to hold through FY27. At the same time, the franchise continued to shift toward more secured lending, with secured assets growing 29% and deposits rebalanced away from bulk funding even as overall deposits were flat. Management emphasized resilience, tighter expense control, and product expansion, and reiterated FY27 deposit growth guidance of 23% to 25%, with cost of funds expected to stay around 7.3% to 7.4%.

JSFB Stock Growth Drivers
JSFB Stock Growth Drivers
10
  • Profitability and Margin Recovery

    The company delivered a strong quarterly earnings rebound, with profit after tax of INR155 crore

  • Improving Asset Quality and Lower Credit Stress

    Asset quality remained a clear positive, with credit cost held at 0.45%, unchanged from the

JSFB Stock Challenges
JSFB Stock Challenges
2
  • Promoter Dilution and Reduced Holding Company Support

    The bank faces a weakening ownership and support profile as the promoter stake has fallen

  • Funding and Liquidity Pressure Driving Higher Deposit Costs

    The bank experienced liquidity stress in April and May, which forced it to raise deposit

end marker

JSFB Forecast

JSFB Forecasts

Price

Revenue

Earnings

JSFB

JSFB

Income

Balance Sheet

Cash Flow

JSFB Income Statement

JSFB Income Statement

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Quarterjun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026sep 2026
Total Revenue1,356.071,341.611,354.821,417.731,506.641,539.661,618.271,710.191,741.451,815.66
Operating & Other expensessubtract1,195.941,253.231,249.481,297.891,404.721,464.671,608.571,570.381,586.211,645.30
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract-10.43-8.34-5.32-3.640.000.000.000.000.000.00
EPS16.319.2510.5711.769.697.130.9213.2814.7416.12

JSFB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Oct 23PDF
Jul 15PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Apr 29PDF
Feb 6PDF
Oct 17PDF
Jul 22PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 29PDF
Jan 21PDF
Oct 21PDF
 

JSFB Stock Peers

JSFB Past Performance & Peer Comparison

JSFB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Jana Small Finance Bank Ltd12.110.88—
HDFC Bank Limited14.211.782.21%
ICICI Bank Limited18.382.620.86%
Kotak Mahindra Bank Ltd23.982.520.14%
ScreenerCompare valuation on Screener

JSFB Stock Price Comparison

Compare JSFB with any stock or ETF
Compare JSFB with any stock or ETF
JSFB
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JSFB Holdings

JSFB Shareholdings

JSFB Promoter Holdings Trend

JSFB Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 4.98%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

JSFB Institutional Holdings Trend

JSFB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.09%

Tickertape Separator

JSFB Shareholding Pattern

JSFB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding16.87%2.36%13.93%5.10%61.74%

Dec 2025

Mar 2026

Jun 2026

Sep 2026

JSFB Shareholding History

JSFB Shareholding History

JunSepDec '25MarJunSep0.28%1.21%4.11%4.31%4.01%5.10%

Mutual Funds Invested in JSFB

Mutual Funds Invested in JSFB

No mutual funds holding trends are available

Top 5 Mutual Funds holding Jana Small Finance Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.9478%1.95%0.14%26/53 (+1)
0.6547%0.16%0.16%211/245 (+20)
0.5024%2.55%-0.58%4/86 (+1)

Compare 3-month MF holding change on Screener

JSFB Insider Trades & Bulk Stock Deals

JSFB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing JSFB stock

smallcases containing JSFB stock

Looks like this stock is not in any smallcase yet.

JSFB Events

JSFB Events

JSFB Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

JSFB has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

JSFB Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

JSFB has not given any dividends in last 5 years

JSFB Dividends

JSFB Dividends

Hmm, looks like data is unavailable here. Please come back after some time

JSFB Stock News & Opinions

JSFB Stock News & Opinions

Corporate
Corporate
Jana Small Finance Bank responded to exchange queries regarding media reports on business opportunities

Jana Small Finance Bank Limited clarified on October 19, 2026, that it evaluates opportunities in the ordinary course of business and will continue to make necessary disclosures as per SEBI’s Listing Obligations and Disclosure Requirements, 2015, responding to a query from the National Stock Exchange of India Ltd. and BSE Limited regarding a news item appearing in the mainstream media.

2 weeks agoCapital Market - Live
Spotlight
Spotlight
Jana Small Finance Bank Ltd leads losers in 'A' group

Urban Company Ltd, Aurionpro Solutions Ltd, Himadri Speciality Chemical Ltd and Shilpa Medicare Ltd are among the other losers in the BSE's 'A' group today, 19 October 2026.Jana Small Finance Bank Ltd lost 13.21% to Rs 426 at 14:48 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 1.26 lakh shares were traded on the counter so far as against the average daily volumes of 23601 shares in the past one month.Urban Company Ltd tumbled 8.59% to Rs 144.7. The stock was the second biggest loser in 'A' group.On the BSE, 14.6 lakh shares were traded on the counter so far as against the average daily volumes of 3.3 lakh shares in the past one month.Aurionpro Solutions Ltd crashed 7.91% to Rs 586. The stock was the third biggest loser in 'A' group.On the BSE, 10878 shares were traded on the counter so far as against the average daily volumes of 10081 shares in the past one month.Himadri Speciality Chemical Ltd corrected 7.03% to Rs 613.95. The stock was the fourth biggest loser in 'A' group.On the BSE, 2.3 lakh shares were traded on the counter so far as against the average daily volumes of 83569 shares in the past one month.Shilpa Medicare Ltd slipped 6.41% to Rs 877.45. The stock was the fifth biggest loser in 'A' group.On the BSE, 1.38 lakh shares were traded on the counter so far as against the average daily volumes of 69677 shares in the past one month.

2 weeks agoCapital Market - Live
Corporate
Corporate
Jana Small Finance Bank names Rajeev K. Head of Internal Audit, succeeding Ramachandran

Jana Small Finance Bank Limited announced that Ramachandran will retire as Head of Internal Audit on December 2, 2026, after seven years of service. The bank has appointed Rajeev K as the new Head of Internal Audit, effective September 28, 2026, bringing with him approximately 30 years of experience from Axis Bank, ICICI Bank, and State Bank of India. The appointments were approved by the Audit & Compliance Committee of the Board, Nomination & Remuneration Committee, and the bank’s board on August 11 and 13, 2026, respectively.

1 month agoCapital Market - Live
Corporate
Corporate
Jana Small Finance Bank responds to media reports, affirming ongoing business evaluations

Jana Small Finance Bank Limited clarified on September 25, 2026, in response to a query from the BSE Limited and National Stock Exchange of India Ltd. regarding a news item appearing in the mainstream media, that it evaluates opportunities in the ordinary course of business and will continue to make necessary disclosures as per SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

1 month agoCapital Market - Live
Corporate
Corporate
Jana Small Finance Bank closes trading window ahead of financial results release

Jana Small Finance Bank Limited informed the National Stock Exchange of India Ltd. and BSE Limited that its trading window will be closed from October 1, 2026, and will reopen 48 hours after the declaration of the unaudited financial results for the quarter and half year ended September 30, 2026, in accordance with SEBI (Prohibition of Insider Trading) Regulations, 2015.

1 month agoCapital Market - Live
Corporate
Corporate
Jana Small Finance Bank’s equity shares increased following allotment under employee schemes

Jana Small Finance Bank Limited allotted 69,557 equity shares with a face value of Rs 10 each on September 18, 2026, under its RSU 2018, ESOP scheme 2017 and ESOP scheme 2018, increasing the bank’s total issued equity shares from 10,57,52,540 to 10,58,22,096. The shares were allotted at various exercise prices ranging from Rs 302.98 to Rs 487.10 per share, and will rank pari-passu with existing equity shares, with the bank submitting applications for listing and trading approval to the BSE Limited and National Stock Exchange Limited.

1 month agoCapital Market - Live
Corporate
Corporate
Lakshmi RN resigns as Company Secretary of Jana Small Finance Bank, effective October 2026

Jana Small Finance Bank Limited announced that Ms. Lakshmi RN has resigned from her position as Company Secretary & Compliance Officer, effective October 31, 2026, after serving the bank for approximately 13 years.

1 month agoCapital Market - Live
Corporate
Corporate
Jana Small Finance Bank confirms evaluating opportunities, adhering to disclosure regulations

Jana Small Finance Bank Limited clarified on August 25, 2026, in response to a query from the BSE Limited and National Stock Exchange of India Ltd. regarding a news item appearing in the mainstream media, that it evaluates opportunities in the ordinary course of business and will continue to make necessary disclosures as per SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, confirming no material information remains unannounced.

2 months agoCapital Market - Live
Corporate
Corporate
Jana Small Finance Bank allotted shares under employee schemes, boosting total equity

Jana Small Finance Bank Limited allotted 38,057 equity shares with a face value of Rs 10 each on August 13, 2026, under its RSU 2018, ESOP 2017, and ESOP 2018 schemes, increasing the bank's total paid-up equity shares from 10,57,14,482 to 10,57,52,539 shares. The company will seek listing and trading approval from the BSE Limited and National Stock Exchange Limited, and the allotted shares will rank pari-passu with existing equity shares.

2 months agoCapital Market - Live
Spotlight
Spotlight
Jana Small Finance Bank Ltd leads gainers in 'A' group

Gabriel India Ltd, Tips Music Ltd, Thyrocare Technologies Ltd and Lloyds Enterprises Ltd are among the other gainers in the BSE's 'A' group today, 20 July 2026.Jana Small Finance Bank Ltd spiked 7.98% to Rs 532.2 at 11:46 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 80613 shares were traded on the counter so far as against the average daily volumes of 31017 shares in the past one month. Gabriel India Ltd surged 6.91% to Rs 1428.15. The stock was the second biggest gainer in 'A' group. On the BSE, 92512 shares were traded on the counter so far as against the average daily volumes of 63371 shares in the past one month. Tips Music Ltd soared 6.74% to Rs 713.7. The stock was the third biggest gainer in 'A' group. On the BSE, 1.35 lakh shares were traded on the counter so far as against the average daily volumes of 14570 shares in the past one month. Thyrocare Technologies Ltd added 5.59% to Rs 549.3. The stock was the fourth biggest gainer in 'A' group. On the BSE, 22030 shares were traded on the counter so far as against the average daily volumes of 26725 shares in the past one month. Lloyds Enterprises Ltd exploded 5.20% to Rs 81.9. The stock was the fifth biggest gainer in 'A' group. On the BSE, 4.4 lakh shares were traded on the counter so far as against the average daily volumes of 4.45 lakh shares in the past one month.

3 months agoCapital Market - Live

Frequently asked questions

  1. The share price of JSFB as on 3rd November 2026 is ₹377.45. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Jana Small Finance Bank Ltd (JSFB) share are
    • Past 1 week: -1.81%
    • Past 1 month: -22.82%
    • Past 3 months: -35.53%
    • Past 6 months: -15.58%
    • Past 1 year: -21.85%
    • Past 3 years: N/A%
    • Past 5 years: 2.42%

  3. The peers or stocks similar to Jana Small Finance Bank Ltd (JSFB) include:

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Jana Small Finance Bank Ltd (JSFB) is ₹3953.12 Cr as of 3rd November 2026.

  5. The 52-week high of Jana Small Finance Bank Ltd (JSFB) is ₹606.95 and the 52-week low is ₹330.

  6. The P/E (price-to-earnings) ratio of Jana Small Finance Bank Ltd (JSFB) is 12.11. The P/B (price-to-book) ratio is 0.88.

  7. Jana Small Finance Bank Ltd (JSFB) belongs to the Financials sector & Private Banks sub-sector.

  8. You can directly buy Jana Small Finance Bank Ltd (JSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.