Jana Small Finance Bank Ltd

Gabriel India Ltd, Tips Music Ltd, Thyrocare Technologies Ltd and Lloyds Enterprises Ltd are among the other gainers in the BSE's 'A' group today, 20 July 2026.Jana Small Finance Bank Ltd spiked 7.98% to Rs 532.2 at 11:46 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 80613 shares were traded on the counter so far as against the average daily volumes of 31017 shares in the past one month. Gabriel India Ltd surged 6.91% to Rs 1428.15. The stock was the second biggest gainer in 'A' group. On the BSE, 92512 shares were traded on the counter so far as against the average daily volumes of 63371 shares in the past one month. Tips Music Ltd soared 6.74% to Rs 713.7. The stock was the third biggest gainer in 'A' group. On the BSE, 1.35 lakh shares were traded on the counter so far as against the average daily volumes of 14570 shares in the past one month. Thyrocare Technologies Ltd added 5.59% to Rs 549.3. The stock was the fourth biggest gainer in 'A' group. On the BSE, 22030 shares were traded on the counter so far as against the average daily volumes of 26725 shares in the past one month. Lloyds Enterprises Ltd exploded 5.20% to Rs 81.9. The stock was the fifth biggest gainer in 'A' group. On the BSE, 4.4 lakh shares were traded on the counter so far as against the average daily volumes of 4.45 lakh shares in the past one month.

Net interest income (NII) for the period under review was Rs 782 crore, up 33.4% YoY. Net Interest Margin in Q1 FY27 was 7.5% as against 6.6% in Q1 FY26. The bank's operating margin improved by 15.2% to Rs 333 crore in Q1 FY27 from Rs 289 crore in Q1 FY26. Provisions and contingencies for the June 2026 quarter added up to Rs 178 crore, down 4.8% YoY. Gross NPA ratio was 2.2% as on 30 June 2026 as against 2.8% as of 30 June 2025. Net NPA ratio was 0.8% as of June 2026 as against 0.9% as of June 2025. The bank's asset gross loan portfolio grew by 26% YoY to Rs 37,612 crore while total deposits increased by 22% YoY to Rs 35,756 crore in Q1 FY27. As on 30 June 2026, capital adequacy ratio was at 20.2% with the Tier-1 CRAR standing at 18.3%. Ajay Kanwal, MD and CEO, Jana Small Finance Bank said: The Q4 FY26 performance trend continues in Q1 FY27. Focus on portfolio quality and flattening costs were the primary focus of the Bank. We are committed and confident of delivering guidance of 20%+ growth in GLP and liabilities with 80% growth in PAT.' Jana Small Finance Bank, a scheduled commercial bank, is the 4th largest small finance bank in India with an experience of over 17 years in lending and serving more than 12 million customers. The bank has national presence across 23 states and 2 union territories, spread across 826 branches. Powered by Capital Market - Live

Net profit of Jana Small Finance Bank rose 52.29% to Rs 155.23 crore in the quarter ended June 2026 as against Rs 101.93 crore during the previous quarter ended June 2025. Total Operating Income rose 22.08% to Rs 1514.53 crore in the quarter ended June 2026 as against Rs 1240.65 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income1514.531240.65 22 OPM %43.6039.58 - PBDT155.23101.93 52 PBT155.23101.93 52 NP155.23101.93 52 Powered by Capital Market - Live

Jana Small Finance Bank will hold a meeting of the Board of Directors of the Company on 15 July 2026.

Jana Small Finance Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 11 June 2026.

Jana Small Finance Bank announced that Jana Holdings (promoter) has entered into a share purchase agreement dated 18 May 2026 with TVS Motor Company, pursuant to which Jana Holdings has agreed to sell up to 51,60,903 equity shares (representing 4.9% stake) of Jana Small Finance Bank to TVS Motors Company for an aggregate sale consideration of Rs 193.31 crore.

Jana Small Finance Bank will hold a meeting of the Board of Directors of the Company on 18 May 2026.

Net interest income improved by 26.7% to Rs 736 crore in Q4 FY26 from Rs 581 crore in Q4 FY25. Operating expenditure for the period under review was Rs 1375.48 crore, up 20.6% YoY. Accordingly, operating profit in the March 2026 quarter jumped 20.7% to Rs 334.72 crore from Rs 277.42 crore in the same period last year. Provisions & contingencies added up to Rs 194.90 crore in Q4 FY26, up 23.7% YoY. Profit before tax in Q4 FY26 stood at Rs 139.82 crore, up by 16.7% from Rs 119.84 crore in Q4 FY25. For FY26, the bank has posted net profit and total income of Rs 326.43 crore (down 34.9% YoY) and Rs 6,374.76 crore (up 17.0% YoY), respectively. The gross NPA ratio declined to 2.46% as on March 2026 as against 2.71% as on March 2025. Net NPAs came in at 0.92% in Q4 FY26 as compared with 0.94% in Q4 FY25. As on 31 March 2026, deposits amounted to Rs 35,784 crore (up 22.9% YoY) while advances added up to Rs 33,828 crore (up 24.6% YoY). Capital Adequacy ratio at 19.4% with Tier-1 CRAR of 17.5% as on 31 March 2026. Ajay Kanwal, MD and CEO, Jana Small Finance Bank said: Q4 FY26 has been a strong and encouraging quarter for the Bank, reflecting the resilience of our business model and the disciplined execution of our strategy. We have delivered both on quantity and quality and see it sustaining into next FY. As we move into the new financial year, we remain cautiously optimistic. While the macroeconomic environment continues to evolve, we are confident in our ability to sustain growth momentum while maintaining prudent risk management and strong governance standards. We remain committed to sustaining the turnaround of Q4 into next FY. Jana Small Finance Bank (Jana SFB), a scheduled commercial bank, is the fourth largest small finance bank in India with an experience of over 17 years in lending and serving more than 12 million customers. The scrip shed 0.83% to currently trade at Rs 462.20 on the BSE. Powered by Capital Market - Live

Net profit of Jana Small Finance Bank rose 13.23% to Rs 139.82 crore in the quarter ended March 2026 as against Rs 123.48 crore during the previous quarter ended March 2025. Total Operating Income rose 22.02% to Rs 1444.59 crore in the quarter ended March 2026 as against Rs 1183.85 crore during the previous quarter ended March 2025. For the full year,net profit declined 34.90% to Rs 326.43 crore in the year ended March 2026 as against Rs 501.42 crore during the previous year ended March 2025. Total Operating Income rose 14.59% to Rs 5352.87 crore in the year ended March 2026 as against Rs 4671.31 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income1444.591183.85 22 5352.874671.31 15 OPM %40.3741.25 -38.5643.12 - PBDT139.82119.84 17 326.43473.68 -31 PBT139.82119.84 17 326.43473.68 -31 NP139.82123.48 13 326.43501.42 -35 Powered by Capital Market - Live

Jana Small Finance Bank will hold a meeting of the Board of Directors of the Company on 29 April 2026.