ICICI Lombard General Insurance Company Ltd
ICICIGIICICI Lombard General Insurance Company Ltd
ICICIGI
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 34.72 | 7.16 | 0.62% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.67 | 2.32 | 1.04% |
Forecast & Ratings
Detailed Forecast from 26 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
ICICI Lombard General Insurance is an India-based private-sector non-life insurer
Investor Presentation
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 6,033.54 | 7,520.73 | 8,480.38 | 11,163.72 | 11,532.77 | 12,173.76 | 16,836.02 | 18,870.57 | 20,602.12 | 23,289.13 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 19,938.23 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 361.49 | 449.11 | 493.60 | 580.78 | 683.60 | 739.12 | 955.26 | 1,093.80 | 1,262.13 | |||||||||||
| Selling & Administrative Expenses | — | — | — | — | — | — | — | — | — | |||||||||||
| Operating & Other expenses | 4,907.83 | 6,154.60 | 6,739.63 | 8,984.53 | 9,062.25 | 9,350.73 | 14,055.85 | 15,521.88 | 16,650.98 | |||||||||||
EBITDA | 764.22 | 917.02 | 1,247.15 | 1,598.41 | 1,786.92 | 2,083.91 | 1,824.91 | 2,254.89 | 2,689.01 | 3,350.90 | ||||||||||
| Depreciation/Amortization | 56.53 | 6.91 | 50.94 | 0.00 | 90.03 | 129.96 | 141.39 | 142.35 | 133.83 | — | ||||||||||
| PBIT | 707.69 | 910.11 | 1,196.21 | 1,598.41 | 1,696.89 | 1,953.95 | 1,683.52 | 2,112.54 | 2,555.18 | 3,350.90 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 707.69 | 910.11 | 1,196.21 | 1,598.41 | 1,696.89 | 1,953.95 | 1,683.52 | 2,112.54 | 2,555.18 | 3,350.90 | ||||||||||
| Taxes & Other Items | 200.25 | 208.22 | 334.46 | 549.15 | 503.13 | 480.90 | 412.50 | 383.48 | 636.59 | 832.70 | ||||||||||
| Net Income | 507.44 | 701.89 | 861.75 | 1,049.26 | 1,193.76 | 1,473.05 | 1,271.02 | 1,729.06 | 1,918.59 | 2,518.20 | ||||||||||
| EPS | 11.35 | 15.62 | 19.04 | 23.10 | 26.27 | 32.41 | 26.89 | 35.21 | 39.00 | 51.11 | ||||||||||
| DPS | 3.00 | 3.50 | 3.25 | 6.00 | 3.50 | 8.00 | 9.00 | 11.00 | 11.00 | 11.50 | ||||||||||
| Payout ratio | 0.26 | 0.22 | 0.17 | 0.26 | 0.13 | 0.25 | 0.33 | 0.31 | 0.28 | 0.22 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFInvestor Presentation
Peers & Comparison
FinancialsInsurance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| ICICI Lombard General Insurance Company Ltd | 45.57 | 7.16 | 0.62% |
| Life Insurance Corporation Of India | 12.09 | 5.97 | 1.28% |
| Bajaj Finserv Ltd | 35.01 | 2.75 | 0.06% |
| SBI Life Insurance Company Ltd | 76.84 | 9.76 | 0.19% |
Price Comparison
Compare ICICIGI with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding ICICI Lombard General Insurance Company Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9060% | Percentage of the fund’s portfolio invested in the stock 1.61% | Change in the portfolio weight of the stock over the last 3 months 0.09% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 48/72 (0) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.8503% | Percentage of the fund’s portfolio invested in the stock 2.14% | Change in the portfolio weight of the stock over the last 3 months -0.54% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 24/33 (-4) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7015% | Percentage of the fund’s portfolio invested in the stock 0.86% | Change in the portfolio weight of the stock over the last 3 months -0.27% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 26/103 (-4) |
Compare 3-month MF holding change on Screener
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A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have ICICI Lombard General Insurance Company Ltd
Events
Dividend Trend
No Dividend Cuts
ICICIGI has increased or maintained dividend levels over the last 5 years
Dividend Yield
Current dividend yield is 0.62%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹6.20 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateOct 28, 2024
Dividend/Share
₹5.50
Ex DateEx Date
Oct 28, 2024
Cash Dividend
Ex DateEx DateJun 7, 2024
Dividend/Share
₹6.00
Ex DateEx Date
Jun 7, 2024
Cash Dividend
Ex DateEx DateOct 27, 2023
Dividend/Share
₹5.00
Ex DateEx Date
Oct 27, 2023
Cash Dividend
Ex DateEx DateJun 12, 2023
Dividend/Share
₹5.50
Ex DateEx Date
Jun 12, 2023
Cash Dividend
Ex DateEx DateOct 27, 2022
Dividend/Share
₹4.50
Ex DateEx Date
Oct 27, 2022
ICICI Lombard General Insurance Company has allotted 1,41,181 equity shares under ESOS on 04 February 2025. Powered by Capital Market - Live
ICICI Lombard General Insurance Company has allotted 14,478 equity shares under ESOS on 22 January 2025. Powered by Capital Market - Live
Profit before tax stood at Rs 960.11 crore in the December 2024 quarter, up 67.35% from Rs 573.73 crore posted in Q3 FY24. The insurere stated, 'With effect from October 1, 2024 long-term products are accounted on a 1/n basis, as mandated by IRDAI, hence Q3 & 9M FY25 are not comparable with prior years.' Gross direct premium income (GDPI) of the company was at Rs 6,214 crore in Q3 FY25, registering a de-growth of 03% YoY, a de-growth of 0.3%, as against the industry growth of 9.5%. Excluding the impact of 1/n, GDPI grew by 4.8% for Q3 FY25. Combined ratio stood at 102.7% in Q3 FY25 as against 103.6% reported in the same period a year ago. Capital gains were at Rs 276 crore in third quarter of FY25, steeply higher than Rs 108 crore posted in Q3 FY24. Return on average equity (ROAE) was 21.5% in Q3 FY25 as compared to 15.3% reported in Q3 FY24. Solvency ratio was 2.36x as at 31 December 2024 as against 2.65x as at 30 September 2024, which was higher than the minimum regulatory requirement of 1.50x. ICICI Lombard is India's largest private sector general insurance company based on gross direct premium. The company offers a comprehensive range of products through multiple distribution channels, including motor, health, crop, fire, personal accident, marine, engineering, and liability insurance. Its parent - ICICI Bank, which is one of the largest private sector banks in the country, holds 51.66% stake in the company as of 30 September 2024. The scrip rose 2.04% to end at Rs 1,947.15 on Friday, 18 January 2025. Powered by Capital Market - Live
Net profit of ICICI Lombard General Insurance Company rose 67.89% to Rs 724.38 crore in the quarter ended December 2024 as against Rs 431.46 crore during the previous quarter ended December 2023. Sales rose 17.20% to Rs 5045.17 crore in the quarter ended December 2024 as against Rs 4304.81 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales5045.174304.81 17 OPM %19.0712.89 - PBDT960.11573.73 67 PBT960.11573.73 67 NP724.38431.46 68 Powered by Capital Market - Live
ICICI Lombard General Insurance Company Ltd is up for a third straight session in a row. The stock is quoting at Rs 1950, up 2.21% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.43% on the day, quoting at 23211.05. The Sensex is at 76656.14, down 0.5%. ICICI Lombard General Insurance Company Ltd has risen around 4.02% in last one month. Meanwhile, Nifty Financial Services index of which ICICI Lombard General Insurance Company Ltd is a constituent, has risen around 6.53% in last one month and is currently quoting at 22943.75, down 1.42% on the day. The volume in the stock stood at 4.38 lakh shares today, compared to the daily average of 7.21 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 1956.55, up 2.18% on the day. ICICI Lombard General Insurance Company Ltd is up 35.41% in last one year as compared to a 8.15% spurt in NIFTY and a 11.28% spurt in the Nifty Financial Services index.The PE of the stock is 42.47 based on TTM earnings ending September 24.Powered by Capital Market - Live
ICICI Lombard General Insurance Company has allotted 2346 equity shares under ESOP on 03 January 2025. Powered by Capital Market - Live
ICICI Lombard General Insurance Co. will hold a meeting of the Board of Directors of the Company on 17 January 2025.Powered by Capital Market - Live
ICICI Lombard General Insurance Company has allotted 10,000 equity shares under ESOS on 13 December 2024. Powered by Capital Market - Live
ICICI Lombard General Insurance Company has approved investment of Rs 5 crore being Company's contribution as non-life insurer in the equity share capital of Bima Sugam India Federation (Bima Sugam). The aggregate investment (including the above) will not exceeding 10% of the paid-up equity share capital of Bima Sugam, subject to commensurate increase in authorised share capital of Bima Sugam. Powered by Capital Market - Live
ICICI Lombard General Insurance Company has allotted 25,050 equity shares under ESOS on 25 November 2024. Powered by Capital Market - Live
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 13.04%, vs industry avg of 11.66%
Increasing Market Share
Over the last 5 years, market share increased from 1.31% to 1.39%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 12.83%, vs industry avg of 34.38%