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Go Digit General Insurance Ltd

GODIGIT Share Price

347.200.27% (+0.95)
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With a market cap of ₹31,971 cr, stock is ranked 263

Stock is 2.80x as volatile as Nifty

GODIGIT Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹31,971 cr, stock is ranked 263

Stock is 2.80x as volatile as Nifty

GODIGIT Performance & Key Metrics

GODIGIT Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
62.937.41
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

GODIGIT Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
70%
Analysts have suggested that investors can buy this stock

from 10 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

GODIGIT Company Profile

Go Digit General Insurance Ltd offers a range of property and casualty insurance products, including health, motor, and travel insurance, along with investment management services.

Investor Presentation

View older View older 

Oct 28, 2025

PDF
View Older Presentations

GODIGIT Similar Stocks (Peers)

Compare with peers Compare with peers 

GODIGIT Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
11.48
11.48
1Y Return
9.75%
9.75%
Buy Reco %
80.95
80.95
PE Ratio
36.88
36.88
1Y Return
25.86%
25.86%
Buy Reco %
68.75
68.75
PE Ratio
83.22
83.22
1Y Return
37.88%
37.88%
Buy Reco %
93.94
93.94
PE Ratio
90.60
90.60
1Y Return
17.00%
17.00%
Buy Reco %
88.24
88.24
PE Ratio
39.37
39.37
1Y Return
1.65%
1.65%
Buy Reco %
64.00
64.00
Compare with Peers

GODIGIT Sentiment Analysis

GODIGIT Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

GODIGIT Stock Summary · November 2025

In Q2 FY '26, the company demonstrated robust growth with a premium of INR 2,667 crores and a profit before tax of INR 136 crores, despite facing challenges such as a high loss ratio of 73% and operational pressures in the motor segment. The health insurance sector, while experiencing a slight increase in loss ratios, reflects ongoing efforts to manage high-risk business effectively. Strategic shifts towards equity investments and a focus on improving claims management are expected to enhance profitability, even as the company navigates the complexities of electric vehicle insurance pricing and fluctuating market dynamics. Overall, a positive market sentiment and proactive management strategies position the company for continued growth amidst competitive pressures.

GODIGIT Stock Growth Drivers
GODIGIT Stock Growth Drivers
8
  • Strong Financial Performance

    The company reported a premium of INR 5,649 crores for the first half of FY

  • Market Share Growth

    The company achieved its highest market share of 6.2% in the Motor Own Damage (OD)

GODIGIT Stock Challenges
GODIGIT Stock Challenges
6
  • Decline in Certain Business Segments

    The company has experienced a significant decline in the 'Others' category, with a drop of

  • High Claims and Loss Ratios

    The company reported a claims ratio of 73% and a loss ratio for motor own

GODIGIT Forecast

GODIGIT Forecasts

Price

Revenue

Earnings

GODIGIT

GODIGIT

Income

Balance Sheet

Cash Flow

GODIGIT Income Statement

GODIGIT Income Statement

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Financial YearFY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue2,251.993,840.965,885.698,615.389,695.5510,081.63
Raw Materialssubtract9,551.24
Power & Fuel Costsubtract
Employee Costsubtract132.38182.99224.56269.50321.52
Selling & Administrative Expensessubtract
Operating & Other expensessubtract2,233.403,941.385,610.458,146.378,928.78
Depreciation/Amortizationsubtract8.9712.4515.1417.8320.31
Interest & Other Itemssubtract
Taxes & Other Itemssubtract0.000.000.000.000.0022.33
EPS-1.49-3.510.412.084.735.50
DPS0.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.00

GODIGIT Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Oct 28PDF
Jul 28PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 28PDF
Feb 16PDF
Jan 22PDF
Oct 24PDF
FY 2024FY 2024

Annual report

PDF
 

GODIGIT Stock Peers

GODIGIT Past Performance & Peer Comparison

GODIGIT Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Go Digit General Insurance Ltd75.247.41
Life Insurance Corporation Of India11.484.351.37%
Bajaj Finserv Ltd36.882.550.05%
SBI Life Insurance Company Ltd83.2211.820.13%

GODIGIT Stock Price Comparison

Compare GODIGIT with any stock or ETF
Compare GODIGIT with any stock or ETF
GODIGIT
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GODIGIT Holdings

GODIGIT Shareholdings

GODIGIT Promoter Holdings Trend

GODIGIT Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

GODIGIT Institutional Holdings Trend

GODIGIT Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

GODIGIT Shareholding Pattern

GODIGIT Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding73.09%7.00%7.13%8.47%4.31%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

GODIGIT Shareholding History

GODIGIT Shareholding History

JunSepDec '24MarJunSep5.10%5.52%6.47%7.85%8.28%8.47%

Mutual Funds Invested in GODIGIT

Mutual Funds Invested in GODIGIT

No mutual funds holding trends are available

Top 5 Mutual Funds holding Go Digit General Insurance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.6475%1.23%0.02%64/102 (-5)
1.2746%1.51%0.20%52/89 (+1)
0.9809%1.73%0.41%51/81 (+9)

Compare 3-month MF holding change on Screener

GODIGIT Insider Trades & Bulk Stock Deals

GODIGIT Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing GODIGIT stock

smallcases containing GODIGIT stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Go Digit General Insurance Ltd

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Insurance Tracker

Insurance Tracker

Created by Windmill Capital

GODIGIT's Wtg.
11.67%
11.67%
CAGR
15.11%

GODIGIT Events

GODIGIT Events

GODIGIT Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

GODIGIT has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

GODIGIT Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

GODIGIT has not given any dividends in last 5 years

GODIGIT Dividends

GODIGIT Dividends

Hmm, looks like data is unavailable here. Please come back after some time

GODIGIT Stock News & Opinions

GODIGIT Stock News & Opinions

Earnings
Go Digit General Insurance standalone net profit rises 51.56% in the September 2025 quarter

Net profit of Go Digit General Insurance rose 51.56% to Rs 135.60 crore in the quarter ended September 2025 as against Rs 89.47 crore during the previous quarter ended September 2024. Sales rose 10.42% to Rs 2088.21 crore in the quarter ended September 2025 as against Rs 1891.22 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales2088.211891.22 10 OPM %6.464.73 - PBDT135.6089.47 52 PBT135.6089.47 52 NP135.6089.47 52 Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Go Digit General Insurance gains as Q2 PAT rises 30% YoY to Rs 117 cr

Total income rose 10.70% year on year to Rs 2,408.37 crore in Q2 FY26 over Q2 FY25. Profit before tax was at Rs 135.6 crore during the quarter, up 51.55% from Rs 89.47 crore posted in Q2 FY25. The company's gross written premium (GWP) for Q2 FY26 stood at Rs 2,667 crore, up 12.6% from Rs 2,369 crore reported in Q2 FY25. On a non-1/n basis, the GWP for Q2 FY25 would have been Rs 2,739 crore, reflecting a 15.6% growth in the current quarter. The company's assets under management (AUM) stood at Rs 21,345 crore as of 30 September 2025, up 15.4% from Rs 18,502 crore as on 30 September 2024. The combined ratio for Q2 FY26 came in at 111.4%, compared with 112.2% in Q2 FY25. On a non-1/n basis, the combined ratio improved to 109.9% from 112.2% in the same period last year. The solvency ratio remained healthy at 2.26x as of 30 September 2025, up from 2.24x as on 31 March 2025, well above the regulatory minimum of 1.50x. Go Digit General Insurance is a digital-first insurer offering a broad portfolio of products, including motor, health, travel, property, marine, and liability insurance. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Go Digit General Insurance to discuss results

Go Digit General Insurance will hold a meeting of the Board of Directors of the Company on 28 October 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Go Digit General Insurance climbs after strong Q1 numbers

Net profit for the quarter jumped 36.6% year-on-year to Rs 138 crore, up from Rs 101 crore in Q1 FY25. Profit before tax saw an even sharper rise, up 59.4% to Rs 161 crore. The company's gross written premium rose 12.1% YoY to Rs 2,982 crore. Excluding the 1/n accounting method, gross written premium for Q1 FY26 was 3,046 crore, reflecting a 14.5% increase YoY. For context, the 1/n accounting refers to spreading acquisition costs evenly over the policy term, providing a normalized quarterly view. Assets under management (AUM) also saw healthy growth, rising 17.4% year-on-year to Rs 20,861 crore in Q1 FY26 from Rs 17,773 crore in the same period last year. On the operational front, loss ratio remained largely stable at 70.3%, marginally improving from 70.5% in the year-ago quarter. However, the expense ratio rose to 38.3%, up from 34.9%, indicating increased investment in customer acquisition and administrative expansion. The combined ratio, a key measure of underwriting profitability, increased to 108.6%, compared to 105.4% a year ago. Without the 1/n adjustment, the combined ratio stood at 107.1%, up from 105.4% in Q1 FY25. Go Digit's solvency ratio improved slightly to 2.27x as of 30 June 2025, up from 2.24x at the end of March, and remains comfortably above the regulatory threshold of 1.50x. Go Digit General Insurance is a digital-first insurer offering a broad portfolio of products, including motor, health, travel, property, marine, and liability insurance. Powered by Capital Market - Live

4 months agoCapital Market - Live
Spotlight
Volumes spurt at Go Digit General Insurance Ltd counter

Happiest Minds Technologies Ltd, Apar Industries Ltd, Tata Chemicals Ltd, Five-Star Business Finance Ltd are among the other stocks to see a surge in volumes on NSE today, 29 July 2025.Go Digit General Insurance Ltd registered volume of 140.77 lakh shares by 14:14 IST on NSE, a 44.97 fold spurt over two-week average daily volume of 3.13 lakh shares. The stock rose 4.77% to Rs.360.40. Volumes stood at 5.4 lakh shares in the last session.Happiest Minds Technologies Ltd recorded volume of 23.47 lakh shares by 14:14 IST on NSE, a 13.54 times surge over two-week average daily volume of 1.73 lakh shares. The stock gained 5.02% to Rs.631.45. Volumes stood at 1.93 lakh shares in the last session.Apar Industries Ltd saw volume of 7.16 lakh shares by 14:14 IST on NSE, a 9.55 fold spurt over two-week average daily volume of 74916 shares. The stock increased 12.52% to Rs.9,750.00. Volumes stood at 70760 shares in the last session.Tata Chemicals Ltd saw volume of 78.47 lakh shares by 14:14 IST on NSE, a 8.92 fold spurt over two-week average daily volume of 8.79 lakh shares. The stock increased 6.76% to Rs.997.50. Volumes stood at 11.75 lakh shares in the last session.Five-Star Business Finance Ltd witnessed volume of 32.24 lakh shares by 14:14 IST on NSE, a 6.77 times surge over two-week average daily volume of 4.76 lakh shares. The stock dropped 3.88% to Rs.644.15. Volumes stood at 5.68 lakh shares in the last session.Powered by Capital Market - Live

4 months agoCapital Market - Live
Spotlight
Volumes jump at Go Digit General Insurance Ltd counter

Larsen & Toubro Ltd, Five-Star Business Finance Ltd, Tata Chemicals Ltd, Torrent Pharmaceuticals Ltd are among the other stocks to see a surge in volumes on BSE today, 29 July 2025.Go Digit General Insurance Ltd saw volume of 9.08 lakh shares by 10:46 IST on BSE, a 60.38 fold spurt over two-week average daily volume of 15037 shares. The stock increased 5.87% to Rs.364.10. Volumes stood at 19541 shares in the last session.Larsen & Toubro Ltd witnessed volume of 7.54 lakh shares by 10:46 IST on BSE, a 9.84 times surge over two-week average daily volume of 76603 shares. The stock dropped 0.06% to Rs.3,420.10. Volumes stood at 84286 shares in the last session.Five-Star Business Finance Ltd notched up volume of 1.4 lakh shares by 10:46 IST on BSE, a 8.33 fold spurt over two-week average daily volume of 16784 shares. The stock slipped 3.00% to Rs.650.70. Volumes stood at 24744 shares in the last session.Tata Chemicals Ltd notched up volume of 2.48 lakh shares by 10:46 IST on BSE, a 5.52 fold spurt over two-week average daily volume of 44887 shares. The stock rose 5.78% to Rs.987.90. Volumes stood at 96792 shares in the last session.Torrent Pharmaceuticals Ltd recorded volume of 41375 shares by 10:46 IST on BSE, a 4.87 times surge over two-week average daily volume of 8503 shares. The stock gained 3.09% to Rs.3,736.85. Volumes stood at 10465 shares in the last session.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Go Digit General Insurance standalone net profit rises 36.50% in the June 2025 quarter

Net profit of Go Digit General Insurance rose 36.50% to Rs 138.33 crore in the quarter ended June 2025 as against Rs 101.34 crore during the previous quarter ended June 2024. Sales rose 2.26% to Rs 1865.00 crore in the quarter ended June 2025 as against Rs 1823.73 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales1865.001823.73 2 OPM %8.555.55 - PBDT160.66101.34 59 PBT160.66101.34 59 NP138.33101.34 37 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Go Digit General Insurance to hold board meeting

Go Digit General Insurance will hold a meeting of the Board of Directors of the Company on 28 July 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Go Digit General Insurance schedules AGM

Go Digit General Insurance announced that the 9th Annual General Meeting(AGM) of the company will be held on 6 August 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Go Digit General Insurance standalone net profit rises 119.54% in the March 2025 quarter

Net profit of Go Digit General Insurance rose 119.54% to Rs 115.61 crore in the quarter ended March 2025 as against Rs 52.66 crore during the previous quarter ended March 2024. Sales rose 13.38% to Rs 2246.87 crore in the quarter ended March 2025 as against Rs 1981.79 crore during the previous quarter ended March 2024. For the full year,net profit rose 133.89% to Rs 424.94 crore in the year ended March 2025 as against Rs 181.68 crore during the previous year ended March 2024. Sales rose 13.38% to Rs 8045.96 crore in the year ended March 2025 as against Rs 7096.40 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales2246.871981.79 13 8045.967096.40 13 OPM %-9.30-20.96 -1.24-4.04 - PBDT115.6152.66 120 424.94181.68 134 PBT115.6152.66 120 424.94181.68 134 NP115.6152.66 120 424.94181.68 134 Powered by Capital Market - Live

7 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Go Digit General Insurance Ltd (GODIGIT) today?

    The share price of GODIGIT as on 5th December 2025 is ₹347.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Go Digit General Insurance Ltd (GODIGIT) share?

    The past returns of Go Digit General Insurance Ltd (GODIGIT) share are
    • Past 1 week: -4.10%
    • Past 1 month: -4.72%
    • Past 3 months: -2.70%
    • Past 6 months: 3.36%
    • Past 1 year: 0.58%
    • Past 3 years: N/A%
    • Past 5 years: 13.15%

  3. What are the peers or stocks similar to Go Digit General Insurance Ltd (GODIGIT)?
  4. What is the market cap of Go Digit General Insurance Ltd (GODIGIT) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Go Digit General Insurance Ltd (GODIGIT) is ₹31971.55 Cr as of 5th December 2025.

  5. What is the 52 week high and low of Go Digit General Insurance Ltd (GODIGIT) share?

    The 52-week high of Go Digit General Insurance Ltd (GODIGIT) is ₹381.40 and the 52-week low is ₹264.60.

  6. What is the PE and PB ratio of Go Digit General Insurance Ltd (GODIGIT) stock?

    The P/E (price-to-earnings) ratio of Go Digit General Insurance Ltd (GODIGIT) is 75.24. The P/B (price-to-book) ratio is 7.41.

  7. Which sector does Go Digit General Insurance Ltd (GODIGIT) belong to?

    Go Digit General Insurance Ltd (GODIGIT) belongs to the Financials sector & Insurance sub-sector.

  8. How to buy Go Digit General Insurance Ltd (GODIGIT) shares?

    You can directly buy Go Digit General Insurance Ltd (GODIGIT) shares on Tickertape. Simply sign up, connect your demat account and place your order.