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General Insurance Corporation of India

GICRE Share Price

383.500.23% (-0.90)
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With a market cap of ₹67,439 cr, stock is ranked 153

Stock is 3.06x as volatile as Nifty

GICRE Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹67,439 cr, stock is ranked 153

Stock is 3.06x as volatile as Nifty

GICRE Performance & Key Metrics

GICRE Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
7.041.102.60%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

GICRE Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
80%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

GICRE Company Profile

General Insurance Corporation of India is a reinsurance company.Its domestic business provides reinsurance to direct general insurance companies in Indian and international reinsurance business provides the same to several international companies.

Investor Presentation

View older View older 

Dec 1, 2025

PDF
View Older Presentations

GICRE Similar Stocks (Peers)

Compare with peers Compare with peers 

GICRE Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
11.48
11.48
1Y Return
9.75%
9.75%
Buy Reco %
80.95
80.95
PE Ratio
36.88
36.88
1Y Return
25.86%
25.86%
Buy Reco %
68.75
68.75
PE Ratio
83.22
83.22
1Y Return
37.88%
37.88%
Buy Reco %
93.94
93.94
PE Ratio
90.60
90.60
1Y Return
17.00%
17.00%
Buy Reco %
88.24
88.24
PE Ratio
39.37
39.37
1Y Return
1.65%
1.65%
Buy Reco %
64.00
64.00
Compare with Peers

GICRE Sentiment Analysis

GICRE Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

GICRE Stock Summary · November 2025

Amidst a challenging global landscape characterized by macroeconomic uncertainty and geopolitical risks, the company has demonstrated resilience through disciplined underwriting and effective risk management, resulting in an improved combined ratio and increased profits. However, the life insurance segment faces significant pressures, with a high combined ratio driven by reserve strengthening and adverse mortality experiences, which are expected to persist in the near term. Strategic efforts are underway to optimize the balance between domestic and foreign business, while navigating regulatory changes and enhancing capital planning. Despite rising operational expenditures, largely due to a disputed tax demand, management remains cautiously optimistic about growth prospects, emphasizing the importance of aligning expectations with market realities and maintaining underwriting discipline.

GICRE Stock Growth Drivers
GICRE Stock Growth Drivers
5
  • Strong Financial Performance

    The company reported significant financial achievements in Q2 FY '26, including a gross premium income

  • Improved Risk Management and Underwriting Discipline

    The company has adopted a disciplined approach to underwriting and portfolio management, which is reflected

GICRE Stock Challenges
GICRE Stock Challenges
3
  • Adverse Mortality Experiences

    The company is facing a significant loss ratio of 114% in its domestic business, primarily

  • Macroeconomic and Geopolitical Challenges

    GIC Re is navigating a challenging environment characterized by macroeconomic uncertainty, inflation, and geopolitical risks.

GICRE Forecast

GICRE Forecasts

Price

Revenue

Earnings

GICRE

GICRE

Income

Balance Sheet

Cash Flow

GICRE Income Statement

GICRE Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of -0.84%, vs industry avg of 10.3%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 5.65% to 3.29%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue31,349.1443,550.8545,073.2752,098.4548,594.3749,584.5947,750.4646,443.2749,941.1952,743.07
Raw Materialssubtract41,436.69
Power & Fuel Costsubtract
Employee Costsubtract100.72107.90123.78207.43155.53224.32239.99223.17179.84
Selling & Administrative Expensessubtract27,048.7039,522.2840,155.5450,790.8444,996.5943,642.8838,901.9938,053.0640,298.67
Operating & Other expensessubtract419.26281.63925.191,447.09357.981,948.99567.61230.27343.47
Depreciation/Amortizationsubtract9.957.8014.4318.7514.9513.759.6911.8614.56
Interest & Other Itemssubtract
Taxes & Other Itemssubtract98.39484.011,096.77-179.221,077.731,368.371,123.871,239.031,672.801,726.76
EPS2.133.3215.72-1.0611.3513.6039.3738.1142.3654.60
DPS1.176.756.750.000.002.257.2010.0010.0010.00
Payout ratio0.552.030.430.000.000.170.180.260.240.18

GICRE Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Dec 1PDF
Nov 28PDF
Nov 14PDF
Aug 7PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 27PDF
Feb 5PDF
Feb 5PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Feb 10PDF
Nov 10PDF
Aug 17PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

GICRE Stock Peers

GICRE Past Performance & Peer Comparison

GICRE Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
General Insurance Corporation of India9.071.102.60%
Life Insurance Corporation Of India11.484.351.37%
Bajaj Finserv Ltd36.882.550.05%
SBI Life Insurance Company Ltd83.2211.820.13%

GICRE Stock Price Comparison

Compare GICRE with any stock or ETF
Compare GICRE with any stock or ETF
GICRE
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GICRE Holdings

GICRE Shareholdings

GICRE Promoter Holdings Trend

GICRE Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

GICRE Institutional Holdings Trend

GICRE Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

GICRE Shareholding Pattern

GICRE Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding82.40%0.85%12.24%2.12%2.39%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

GICRE Shareholding History

GICRE Shareholding History

JunSepDec '24MarJunSep1.05%1.34%1.80%1.93%2.11%2.12%

Mutual Funds Invested in GICRE

Mutual Funds Invested in GICRE

No mutual funds holding trends are available

Top 5 Mutual Funds holding General Insurance Corporation of India




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.2303%2.72%-0.37%11/31 (0)
0.2065%1.18%0.54%105/135 (+5)
0.1276%0.50%0.50%188/242 (+31)

Compare 3-month MF holding change on Screener

GICRE Insider Trades & Bulk Stock Deals

GICRE Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing GICRE stock

smallcases containing GICRE stock

Looks like this stock is not in any smallcase yet.

GICRE Events

GICRE Events

GICRE Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

GICRE Dividend Trend

No dividend trend available

GICRE Upcoming Dividends

GICRE Upcoming Dividends

No upcoming dividends are available

GICRE Past Dividends

GICRE Past Dividends

Cash Dividend

Ex DateEx DateSep 4, 2025

Final
Final | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Sep 4, 2025

Cash Dividend

Ex DateEx DateSep 11, 2024

Final
Final | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Sep 11, 2024

Cash Dividend

Ex DateEx DateSep 8, 2023

Final
Final | Div/Share: ₹7.20

Dividend/Share

7.20

Ex DateEx Date

Sep 8, 2023

Cash Dividend

Ex DateEx DateJun 7, 2022

Interim
Interim | Div/Share: ₹2.25

Dividend/Share

2.25

Ex DateEx Date

Jun 7, 2022

Cash Dividend

Ex DateEx DateJul 19, 2019

Final
Final | Div/Share: ₹6.75

Dividend/Share

6.75

Ex DateEx Date

Jul 19, 2019

GICRE Stock News & Opinions

GICRE Stock News & Opinions

Earnings
General Insurance Corporation of India consolidated net profit rises 54.85% in the September 2025 quarter

Net profit of General Insurance Corporation of India rose 54.85% to Rs 2873.54 crore in the quarter ended September 2025 as against Rs 1855.71 crore during the previous quarter ended September 2024. Sales rose 0.44% to Rs 8925.33 crore in the quarter ended September 2025 as against Rs 8886.45 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales8925.338886.45 0 OPM %30.9526.78 - PBDT3315.102286.92 45 PBT3315.102286.92 45 NP2873.541855.71 55 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Earnings
General Insurance Corporation of India standalone net profit rises 54.07% in the September 2025 quarter

Net profit of General Insurance Corporation of India rose 54.07% to Rs 2866.79 crore in the quarter ended September 2025 as against Rs 1860.76 crore during the previous quarter ended September 2024. Sales rose 3.21% to Rs 8924.80 crore in the quarter ended September 2025 as against Rs 8647.04 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales8924.808647.04 3 OPM %32.5427.35 - PBDT3472.762281.13 52 PBT3472.762281.13 52 NP2866.791860.76 54 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
General Insurance Corporation of India to declare Quarterly Results

General Insurance Corporation of India will hold a meeting of the Board of Directors of the Company on 12 November 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
General Insurance Corporation of India to hold AGM

General Insurance Corporation of India announced that the Annual General Meeting(AGM) of the company will be held on 23 September 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
GIC Re jumps as Q1 PAT soars 81% YoY

Consolidated net profit surged 80.67% year-on-year to Rs 2,530.59 crore, aided by higher investment income and a sharp reduction in underwriting losses. Profit before tax jumped 78.75% to Rs 2,663.67 crore, while net investment income grew 20.10% to Rs 3,349.37 crore. The quarter also reflected a change in accounting practice, with GIC now creating a Catastrophe Reserve on a quarterly basis instead of annually. For the June quarter, the reserve stood at Rs 143.47 crore. Underwriting losses narrowed significantly to Rs 526.89 crore from Rs 1,242.10 crore a year ago, helped by lower commission and management expenses. Net commission expenses fell 14.63% to Rs 1,879.52 crore, while management expenses dropped 21.90% to Rs 82.01 crore. Earned premium rose 11.65% to Rs 11,273.88 crore, even as gross premium slipped marginally by 1.37% YoY to Rs 12,417.16 in Q1 FY26. The incurred claims ratio improved to 86.84% from 89.17% in the previous year's quarter, reflecting better claims management. Other income jumped 64.89%, while share of profit from associate companies increased 28.30%. However, premium deficiency expenses rose sharply to Rs 50.90 crore from Rs 11.23 crore. The group's net worth (excluding fair value change account) stood at Rs 50,045.83 crore in Q1 FY26, up 18.69% from Rs 42,164.61 crore in Q1 FY25. GIC Re is the largest reinsurer in India's domestic reinsurance market, leading most treaty programmes and facultative placements. Its group includes subsidiaries GIC Re South Africa, GIC Re Corporate Member, London, and GIC Perestrakhovanie LLC, Moscow, along with associate companies GIC Re Bhutan, India International Insurance (Singapore), and Agriculture Insurance Company of India. Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
General Insurance Corporation of India consolidated net profit rises 80.67% in the June 2025 quarter

Net profit of General Insurance Corporation of India rose 80.67% to Rs 2530.59 crore in the quarter ended June 2025 as against Rs 1400.66 crore during the previous quarter ended June 2024. Sales rose 11.65% to Rs 11273.88 crore in the quarter ended June 2025 as against Rs 10097.61 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales11273.8810097.61 12 OPM %23.1114.59 - PBDT2663.671490.12 79 PBT2663.671490.12 79 NP2530.591400.66 81 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
General Insurance Corporation of India to table results

General Insurance Corporation of India will hold a meeting of the Board of Directors of the Company on 7 August 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Board of General Insurance Corporation of India recommends final dividend

General Insurance Corporation of India announced that the Board of Directors of the Company at its meeting held on 26 May 2025, inter alia, have recommended the final dividend of Rs 10 per equity Share (i.e. 200%) , subject to the approval of the shareholders.Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
General Insurance Corporation of India fixes record date for dividend

General Insurance Corporation of India has fixed 05 September 2025 as record date for taking record of Eligible/Beneficial Owners for payment of Equity Dividend as may be approved by the shareholders in the ensuing 53rd AGM.Powered by Capital Market - Live

6 months agoCapital Market - Live
Earnings
General Insurance Corporation of India consolidated net profit declines 3.16% in the March 2025 quarter

Net profit of General Insurance Corporation of India declined 3.16% to Rs 2498.86 crore in the quarter ended March 2025 as against Rs 2580.42 crore during the previous quarter ended March 2024. Sales rose 27.17% to Rs 9250.02 crore in the quarter ended March 2025 as against Rs 7273.93 crore during the previous quarter ended March 2024. For the full year,net profit rose 11.16% to Rs 7431.84 crore in the year ended March 2025 as against Rs 6685.88 crore during the previous year ended March 2024. Sales rose 8.92% to Rs 36711.83 crore in the year ended March 2025 as against Rs 33704.72 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales9250.027273.93 27 36711.8333704.72 9 OPM %32.4140.75 -23.9220.01 - PBDT3143.813095.73 2 9104.647924.91 15 PBT3143.813095.73 2 9104.647924.91 15 NP2498.862580.42 -3 7431.846685.88 11 Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of General Insurance Corporation of India (GICRE) today?

    The share price of GICRE as on 5th December 2025 is ₹383.50. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on General Insurance Corporation of India (GICRE) share?

    The past returns of General Insurance Corporation of India (GICRE) share are
    • Past 1 week: -1.83%
    • Past 1 month: 2.05%
    • Past 3 months: 4.91%
    • Past 6 months: -3.62%
    • Past 1 year: -6.65%
    • Past 3 years: 158.59%
    • Past 5 years: 175.65%

  3. What are the peers or stocks similar to General Insurance Corporation of India (GICRE)?
  4. What is the dividend yield % of General Insurance Corporation of India (GICRE) share?

    The current dividend yield of General Insurance Corporation of India (GICRE) is 2.60.

  5. What is the market cap of General Insurance Corporation of India (GICRE) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of General Insurance Corporation of India (GICRE) is ₹67439.14 Cr as of 5th December 2025.

  6. What is the 52 week high and low of General Insurance Corporation of India (GICRE) share?

    The 52-week high of General Insurance Corporation of India (GICRE) is ₹525.50 and the 52-week low is ₹351.

  7. What is the PE and PB ratio of General Insurance Corporation of India (GICRE) stock?

    The P/E (price-to-earnings) ratio of General Insurance Corporation of India (GICRE) is 9.07. The P/B (price-to-book) ratio is 1.10.

  8. Which sector does General Insurance Corporation of India (GICRE) belong to?

    General Insurance Corporation of India (GICRE) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy General Insurance Corporation of India (GICRE) shares?

    You can directly buy General Insurance Corporation of India (GICRE) shares on Tickertape. Simply sign up, connect your demat account and place your order.