What is the share price of Emerald Finance Ltd (EMERALD) today?
The share price of EMERALD as on 5th December 2025 is ₹76.99. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Emerald Finance Ltd (EMERALD) share?
The past returns of Emerald Finance Ltd (EMERALD) share are- Past 1 week: -8.77%
- Past 1 month: -10.10%
- Past 3 months: -5.56%
- Past 6 months: -10.65%
- Past 1 year: -33.87%
- Past 3 years: 172.43%
- Past 5 years: 625.78%
What are the peers or stocks similar to Emerald Finance Ltd (EMERALD)?
The peers or stocks similar to Emerald Finance Ltd (EMERALD) include:What is the dividend yield % of Emerald Finance Ltd (EMERALD) share?
The current dividend yield of Emerald Finance Ltd (EMERALD) is 0.20.What is the market cap of Emerald Finance Ltd (EMERALD) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Emerald Finance Ltd (EMERALD) is ₹263.47 Cr as of 5th December 2025.What is the 52 week high and low of Emerald Finance Ltd (EMERALD) share?
The 52-week high of Emerald Finance Ltd (EMERALD) is ₹167.65 and the 52-week low is ₹70.04.What is the PE and PB ratio of Emerald Finance Ltd (EMERALD) stock?
The P/E (price-to-earnings) ratio of Emerald Finance Ltd (EMERALD) is 29.15. The P/B (price-to-book) ratio is 3.06.Which sector does Emerald Finance Ltd (EMERALD) belong to?
Emerald Finance Ltd (EMERALD) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Emerald Finance Ltd (EMERALD) shares?
You can directly buy Emerald Finance Ltd (EMERALD) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Emerald Finance Ltd
EMERALD Share Price
76.990.01% (-0.01)
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EMERALD Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
EMERALD Performance & Key Metrics
EMERALD Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 22.05 | 3.06 | 0.20% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.05 | 2.45 | 0.97% |
EMERALD Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
EMERALD Company Profile
Emerald Finance is engaged in offering a range of banking products and financial services. Its digital products include micro, small and medium enterprises business loan (MSME) and early wage access.
BAJFINANCE
PE Ratio
39.15
39.15
1Y Return
52.98%
52.98%
Buy Reco %
51.72
51.72
PE Ratio
119.67
119.67
1Y Return
11.05%
11.05%
Buy Reco %
50.00
50.00
SHRIRAMFIN
PE Ratio
16.83
16.83
1Y Return
36.73%
36.73%
Buy Reco %
90.00
90.00
MUTHOOTFIN
PE Ratio
28.61
28.61
1Y Return
96.13%
96.13%
Buy Reco %
68.75
68.75
PE Ratio
34.26
34.26
1Y Return
33.99%
33.99%
Buy Reco %
59.38
59.38
EMERALD Sentiment Analysis
EMERALD Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
EMERALD Stock Summary · October 2025
Emerald Finance has demonstrated robust financial growth, with significant increases in total income and net profit, while strategically expanding its Earned Wage Access (EWA) and gold loan syndication businesses. Despite facing challenges in scaling its customer base in the EWA sector, the company has onboarded 145 corporates and aims to enhance monthly disbursements significantly. Effective risk management has kept non-performing assets minimal, and a proactive approach to client management is evident, although operational challenges persist. The company’s commitment to transparency and regulatory compliance, alongside a focus on cross-selling and leveraging technology, positions it well for sustainable growth in a competitive market. However, concerns about revenue dynamics and client relationships highlight the need for ongoing vigilance in its operational strategies.
EMERALD Stock Growth Drivers
EMERALD Stock Growth Drivers
6Strong Financial Performance
Emerald Finance Limited reported significant financial growth for Q2 FY '26, with total income increasing
Operational Advancements and Product Launches
The company made steady operational progress, launching its mobile app, which has contributed to the
EMERALD Stock Challenges
EMERALD Stock Challenges
5Non-Performing Assets (NPAs)
The company has reported several non-performing assets (NPAs), including one in business loans amounting to
Revenue Decline and Growth Concerns
The company has experienced a significant year-on-year revenue decline of 38%, contrasting sharply with a
EMERALD Forecast
EMERALD Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
EMERALD
EMERALD
Income
Balance Sheet
Cash Flow
Annual Normal View
EMERALD Income Statement
EMERALD Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1.73 | 4.39 | 6.72 | 7.87 | 5.45 | 8.50 | 11.56 | 13.36 | 21.63 | 25.89 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 9.65 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 0.44 | 0.61 | 0.55 | 1.04 | 0.93 | 1.05 | 1.00 | 2.01 | 3.75 | |||||||||||
| Selling & Administrative Expenses | 0.92 | 2.85 | 4.32 | 4.60 | 2.06 | 3.33 | 4.62 | 3.90 | 2.56 | |||||||||||
| Operating & Other expenses | 0.08 | 0.14 | 0.20 | 0.57 | 0.54 | 0.75 | 1.23 | 1.82 | 3.15 | |||||||||||
EBITDA | 0.29 | 0.79 | 1.65 | 1.66 | 1.92 | 3.37 | 4.71 | 5.63 | 12.17 | 16.24 | ||||||||||
| Depreciation/Amortization | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.06 | 0.08 | 0.08 | ||||||||||
| PBIT | 0.28 | 0.77 | 1.62 | 1.63 | 1.89 | 3.33 | 4.68 | 5.57 | 12.09 | 16.16 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 0.28 | 0.77 | 1.62 | 1.63 | 1.89 | 3.33 | 4.68 | 5.57 | 12.09 | 16.16 | ||||||||||
| Taxes & Other Items | 0.08 | 0.20 | 0.45 | 0.35 | 0.50 | 0.87 | 1.19 | 1.44 | 3.05 | 4.21 | ||||||||||
| Net Income | 0.20 | 0.57 | 1.17 | 1.28 | 1.39 | 2.46 | 3.49 | 4.13 | 9.04 | 11.95 | ||||||||||
| EPS | 0.29 | 0.84 | 1.28 | 1.11 | 1.35 | 1.29 | 1.18 | 1.37 | 2.80 | 3.46 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.20 | 0.10 | 0.10 | 0.10 | 0.10 | 0.15 | 0.15 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.18 | 0.07 | 0.08 | 0.08 | 0.07 | 0.05 | 0.04 |
EMERALD Company Updates
EMERALD Stock Peers
EMERALD Past Performance & Peer Comparison
EMERALD Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Emerald Finance Ltd | 29.15 | 3.06 | 0.20% |
| Bajaj Finance Ltd | 39.15 | 6.58 | 0.53% |
| Jio Financial Services Ltd | 119.67 | 1.56 | 0.16% |
| Shriram Finance Ltd | 16.83 | 2.85 | 1.16% |
EMERALD Stock Price Comparison
Compare EMERALD with any stock or ETFCompare EMERALD with any stock or ETF
EMERALD
EMERALD Holdings
EMERALD Shareholdings
EMERALD Promoter Holdings Trend
EMERALD Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
EMERALD Institutional Holdings Trend
EMERALD Institutional Holdings Trend
Increased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has increased by 2.30%
Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has decreased by 4.23%
EMERALD Shareholding Pattern
EMERALD Shareholding Pattern
EMERALD Shareholding History
EMERALD Shareholding History
Foreign Institutions
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing EMERALD stock
smallcases containing EMERALD stock
Looks like this stock is not in any smallcase yet.
EMERALD Events
EMERALD Events
EMERALD Dividend Trend
No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year
EMERALD has increased or maintained dividend levels over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.20%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.97 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
EMERALD Dividend Trend
No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year
EMERALD has increased or maintained dividend levels over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.20%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.97 every year
EMERALD Upcoming Dividends
EMERALD Upcoming Dividends
No upcoming dividends are available
EMERALD Past Dividends
EMERALD Past Dividends
Cash Dividend
Ex DateEx DateSep 23, 2025
Final
Final | Div/Share: ₹0.09
Dividend/Share
₹0.09
Ex DateEx Date
Sep 23, 2025
Cash Dividend
Ex DateEx DateJan 31, 2025
Interim
Interim | Div/Share: ₹0.06
Dividend/Share
₹0.06
Ex DateEx Date
Jan 31, 2025
Cash Dividend
Ex DateEx DateSep 23, 2024
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2024
Cash Dividend
Ex DateEx DateSep 22, 2023
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 22, 2023
Cash Dividend
Ex DateEx DateSep 23, 2022
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2022
EMERALD Stock News & Opinions
EMERALD Stock News & Opinions
Articles & Videos
Earnings
Emerald Finance consolidated net profit rises 75.61% in the September 2025 quarter
Net profit of Emerald Finance rose 75.61% to Rs 3.60 crore in the quarter ended September 2025 as against Rs 2.05 crore during the previous quarter ended September 2024. Sales rose 38.00% to Rs 6.90 crore in the quarter ended September 2025 as against Rs 5.00 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales6.905.00 38 OPM %78.5569.80 - PBDT4.812.75 75 PBT4.812.75 75 NP3.602.05 76 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Emerald Finance announces board meeting date
Emerald Finance will hold a meeting of the Board of Directors of the Company on 15 October 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Emerald Finance to hold AGM
Emerald Finance announced that the Annual General Meeting(AGM) of the company will be held on 30 September 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Earnings
Emerald Finance consolidated net profit rises 86.55% in the June 2025 quarter
Net profit of Emerald Finance rose 86.55% to Rs 3.19 crore in the quarter ended June 2025 as against Rs 1.71 crore during the previous quarter ended June 2024. Sales rose 52.85% to Rs 6.71 crore in the quarter ended June 2025 as against Rs 4.39 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales6.714.39 53 OPM %73.3266.97 - PBDT4.272.29 86 PBT4.272.29 86 NP3.191.71 87 Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
Emerald Finance to declare Quarterly Results
Emerald Finance will hold a meeting of the Board of Directors of the Company on 11 July 2025.Powered by Capital Market - Live
5 months agoCapital Market - Live
Corporate
Board of Emerald Finance recommends final dividend
Emerald Finance announced that the Board of Directors of the Company at its meeting held on 22 May 2025, inter alia, have recommended the final dividend of Rs 0.09 per equity Share (i.e. 0.9%) , subject to the approval of the shareholders.Powered by Capital Market - Live
6 months agoCapital Market - Live
Earnings
Emerald Finance consolidated net profit rises 134.51% in the March 2025 quarter
Net profit of Emerald Finance rose 134.51% to Rs 2.65 crore in the quarter ended March 2025 as against Rs 1.13 crore during the previous quarter ended March 2024. Sales rose 65.81% to Rs 6.45 crore in the quarter ended March 2025 as against Rs 3.89 crore during the previous quarter ended March 2024. For the full year,net profit rose 114.73% to Rs 8.89 crore in the year ended March 2025 as against Rs 4.14 crore during the previous year ended March 2024. Sales rose 61.94% to Rs 21.57 crore in the year ended March 2025 as against Rs 13.32 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales6.453.89 66 21.5713.32 62 OPM %69.6153.21 -69.5952.70 - PBDT3.831.58 142 12.175.64 116 PBT3.751.52 147 12.095.58 117 NP2.651.13 135 8.894.14 115 Powered by Capital Market - Live
6 months agoCapital Market - Live
Corporate
Emerald Finance to table results
Emerald Finance will hold a meeting of the Board of Directors of the Company on 22 May 2025.Powered by Capital Market - Live
6 months agoCapital Market - Live
Corporate
Emerald Finance to hold board meeting
Emerald Finance will hold a meeting of the Board of Directors of the Company on 20 March 2025.Powered by Capital Market - Live
8 months agoCapital Market - Live
Spotlight
Emerald Finance gains after tieup with H.K. Jewels
This partnership aims to provide instant financial relief to employees by allowing them to access part of their salaries seamlessly throughout the month. In line with its vision to expand its offerings and serve retail customers at large, the company had been working on a salary advance solution. This product involves partnering with employers to offer short-term loans as salary advances. Emerald Finance is engaged in offering a range of banking products and financial services. Its digital products include micro, small, and medium enterprise (MSME) business loans and early wage access. The company's consolidated net profit increased 108.4% to Rs 2.48 crore on a 67.8% jump in total income to Rs 5.74 crore in Q3 FY25 over Q3 FY24.Powered by Capital Market - Live
8 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 22.41%, vs industry avg of 16.74%
Over the last 5 years, market share increased from 0% to 0.01%
Over the last 5 years, net income has grown at a yearly rate of 47.84%, vs industry avg of 21.54%