What is the share price of Emerald Finance Ltd (EMERALD) today?
The share price of EMERALD as on 18th September 2026 is ₹64.50. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Emerald Finance Ltd (EMERALD) share?
The past returns of Emerald Finance Ltd (EMERALD) share are- Past 1 week: -5.15%
- Past 1 month: 30.51%
- Past 3 months: 11.38%
- Past 6 months: 31.86%
- Past 1 year: -24.37%
- Past 3 years: 236.05%
- Past 5 years: 249.68%
What are the peers or stocks similar to Emerald Finance Ltd (EMERALD)?
The peers or stocks similar to Emerald Finance Ltd (EMERALD) include:What is the dividend yield % of Emerald Finance Ltd (EMERALD) share?
The current dividend yield of Emerald Finance Ltd (EMERALD) is 0.15.What is the market cap of Emerald Finance Ltd (EMERALD) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Emerald Finance Ltd (EMERALD) is ₹223.44 Cr as of 18th September 2026.What is the 52 week high and low of Emerald Finance Ltd (EMERALD) share?
The 52-week high of Emerald Finance Ltd (EMERALD) is ₹97 and the 52-week low is ₹45.23.What is the PE and PB ratio of Emerald Finance Ltd (EMERALD) stock?
The P/E (price-to-earnings) ratio of Emerald Finance Ltd (EMERALD) is 15.45. The P/B (price-to-book) ratio is 2.60.Which sector does Emerald Finance Ltd (EMERALD) belong to?
Emerald Finance Ltd (EMERALD) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Emerald Finance Ltd (EMERALD) shares?
You can directly buy Emerald Finance Ltd (EMERALD) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Emerald Finance Ltd
EMERALD Share Price
BSE₹64.502.01% (-1.32)
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EMERALD Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
EMERALD Performance & Key Metrics
EMERALD Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 13.86 | 2.60 | 0.15% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.18 | 2.08 | 1.19% |
EMERALD Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
EMERALD Company Profile
Emerald Finance is engaged in offering a range of banking products and financial services. Its digital products include micro, small and medium enterprises business loan (MSME) and early wage access.
BAJFINANCE
PE Ratio
34.03
34.03
1Y Return
4.40%
4.40%
Buy Reco %
81.25
81.25
SHRIRAMFIN
PE Ratio
23.71
23.71
1Y Return
61.11%
61.11%
Buy Reco %
87.50
87.50
PE Ratio
29.39
29.39
1Y Return
13.45%
13.45%
Buy Reco %
84.38
84.38
PE Ratio
97.25
97.25
1Y Return
27.56%
27.56%
Buy Reco %
100.00
100.00
TATACAP
PE Ratio
30.57
30.57
1Y Return
6.31%
6.31%
Buy Reco %
84.62
84.62
EMERALD Sentiment Analysis
EMERALD Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
EMERALD Stock Summary · August 2026
Solid start to FY'27 as consolidated total income rose 39.97% year‑on‑year to Rs. 9.44 crore and management reaffirmed an annual EPS target of approximately Rs. 7. The quarter delivered a 52.72% jump in net profit to Rs. 4.88 crore and diluted EPS of Rs. 1.44, which management attributed in part to seasonality against an implied quarterly run‑rate near Rs. 1.75; they reiterated there are no plans for equity dilution and said meeting the EPS goal would imply substantial PAT growth if capital remains unchanged. Executives emphasized scaling earned wage access through partnerships and an LSP RE distribution model—EWA runs at about Rs. 26 crore monthly and sits on‑book within roughly Rs. 125 crore of AUM—while accelerating digital product integrations to expand distribution without adding field headcount. Management struck a conservative tone on asset quality with ~0.3% provisioning, flagged gold‑loan syndication headwinds tied to RBI restrictions and a phased recovery expected in Q3–Q4, and outlined funding capacity (net worth ~Rs. 90 crore, room to raise ~Rs. 63 crore) and an expectation that historical PAT CAGRs will normalize to about 40%–50% over the next 2–3 years.
EMERALD Stock Growth Drivers
EMERALD Stock Growth Drivers
5Robust Q1 Financial Performance and Profitability Momentum
The company delivered strong reported Q1 FY'27 financials, with consolidated total income rising 39.97% year‑on‑year
EWA Growth and Scalable Partnership‑Led Distribution
The Earned Wage Access (EWA) business has scaled rapidly from zero to an established monthly
EMERALD Stock Challenges
EMERALD Stock Challenges
7Deteriorating Asset Quality and Constrained Onboarding
Over the last five-to-six months the company has experienced a marked deterioration in credit metrics,
Revenue Weakness Driven by Gold-Loan/Syndication Downturn and Concentration Risk
Top-line growth has weakened quarter-on-quarter, with management attributing much of the slowdown to a deceleration
EMERALD Forecast
EMERALD Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
EMERALD
EMERALD
Income
Balance Sheet
Cash Flow
Quarterly Normal View
EMERALD Income Statement
EMERALD Income Statement
Quarterly Normal View
| Quarter | mar 2024 | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | jun 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 3.90 | 4.40 | 5.01 | 5.74 | 6.49 | 6.74 | 6.91 | 7.80 | 9.76 | 9.44 | ||||||||||
Operating & Other expenses | 2.31 | 2.11 | 2.26 | 2.42 | 2.80 | 2.47 | 2.09 | 2.47 | 3.63 | 2.83 | ||||||||||
EBITDA | 1.59 | 2.29 | 2.75 | 3.32 | 3.69 | 4.27 | 4.82 | 5.33 | 6.13 | 6.61 | ||||||||||
| Depreciation/Amortization | 0.06 | 0.00 | 0.00 | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.17 | 0.07 | ||||||||||
| PBIT | 1.53 | 2.29 | 2.75 | 3.32 | 3.61 | 4.27 | 4.82 | 5.33 | 5.96 | 6.54 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 1.53 | 2.29 | 2.75 | 3.32 | 3.61 | 4.27 | 4.82 | 5.33 | 5.96 | 6.54 | ||||||||||
| Taxes & Other Items | 0.38 | 0.58 | 0.69 | 0.83 | 1.04 | 1.07 | 1.21 | 1.50 | 1.89 | 1.93 | ||||||||||
| Net Income | 1.15 | 1.71 | 2.06 | 2.49 | 2.57 | 3.20 | 3.61 | 3.83 | 4.07 | 4.61 | ||||||||||
| EPS | 0.38 | 0.57 | 0.63 | 0.73 | 0.77 | 0.92 | 1.04 | 0.91 | 1.27 | 1.44 |
EMERALD Company Updates
EMERALD Stock Peers
EMERALD Past Performance & Peer Comparison
EMERALD Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Emerald Finance Ltd | 15.45 | 2.60 | 0.15% |
| Bajaj Finance Ltd | 34.03 | 5.53 | 0.58% |
| Shriram Finance Limited | 23.71 | 3.61 | 0.86% |
| Cholamandalam Investment and Finance Company Ltd | 29.39 | 5.05 | 0.11% |
EMERALD Stock Price Comparison
Compare EMERALD with any stock or ETFCompare EMERALD with any stock or ETF
EMERALD
EMERALD Holdings
EMERALD Shareholdings
EMERALD Promoter Holdings Trend
EMERALD Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
EMERALD Institutional Holdings Trend
EMERALD Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
EMERALD Shareholding Pattern
EMERALD Shareholding Pattern
EMERALD Shareholding History
EMERALD Shareholding History
Foreign Institutions
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing EMERALD stock
smallcases containing EMERALD stock
Looks like this stock is not in any smallcase yet.
EMERALD Events
EMERALD Events
EMERALD Dividend Trend
No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year
EMERALD has increased or maintained dividend levels over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.15%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.55 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
EMERALD Dividend Trend
No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year
EMERALD has increased or maintained dividend levels over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.15%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.55 every year
EMERALD Upcoming Dividends
EMERALD Upcoming Dividends
Cash Dividend
Ex DateEx DateSep 23, 2026
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2026
EMERALD Past Dividends
EMERALD Past Dividends
Cash Dividend
Ex DateEx DateSep 23, 2025
Final
Final | Div/Share: ₹0.09
Dividend/Share
₹0.09
Ex DateEx Date
Sep 23, 2025
Cash Dividend
Ex DateEx DateJan 31, 2025
Interim
Interim | Div/Share: ₹0.06
Dividend/Share
₹0.06
Ex DateEx Date
Jan 31, 2025
Cash Dividend
Ex DateEx DateSep 23, 2024
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2024
Cash Dividend
Ex DateEx DateSep 22, 2023
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 22, 2023
Cash Dividend
Ex DateEx DateSep 23, 2022
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2022
EMERALD Stock News & Opinions
EMERALD Stock News & Opinions
Articles & Videos
Corporate
Corporate
Emerald Finance Limited schedules Annual General Meeting in Chandigarh for September 30, 2026Emerald Finance Limited informed the BSE Limited that its board of directors approved the notice and directors’ report for the year ended March 31, 2026, fixed the date of the Annual General Meeting for September 30, 2026, at 10:00 A.M. at its registered office in Chandigarh, and set the record date for the final dividend payment as September 23, 2026, with the book closure period from September 24, 2026, to September 30, 2026.
3 weeks agoCapital Market - Live
Corporate
Corporate
Emerald Finance Limited schedules Annual General Meeting for September 30, 2026, in ChandigarhEmerald Finance Limited informed the BSE Limited that its board of directors approved the notice and directors’ report for the year ended March 31, 2026, fixed the date of the Annual General Meeting for September 30, 2026, at 10:00 A.M. at its registered office in Chandigarh, and set the record date for the final dividend payment as September 23, 2026, with the book closure period from September 24, 2026, to September 30, 2026.
3 weeks agoCapital Market - Live
Corporate
Corporate
Emerald Finance Limited schedules AGM in Chandigarh for September 30, 2026Emerald Finance Limited informed the BSE Limited that its board of directors approved the notice and directors’ report for the year ended March 31, 2026, fixed the date of the Annual General Meeting for September 30, 2026, at 10:00 A.M. at its registered office in Chandigarh, and set the record date for the final dividend payment as September 23, 2026, with book closure dates from September 24, 2026, to September 30, 2026.
3 weeks agoCapital Market - Live
Earnings
Earnings
Emerald Finance consolidated net profit rises 44.51% in the June 2026 quarterNet profit of Emerald Finance rose 44.51% to Rs 4.61 crore in the quarter ended June 2026 as against Rs 3.19 crore during the previous quarter ended June 2025. Sales rose 40.69% to Rs 9.44 crore in the quarter ended June 2026 as against Rs 6.71 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales9.446.71 41 OPM %78.6073.32 - PBDT6.604.26 55 PBT6.544.26 54 NP4.613.19 45 Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
Earnings
Emerald Finance standalone net profit rises 31.18% in the June 2026 quarterNet profit of Emerald Finance rose 31.18% to Rs 3.45 crore in the quarter ended June 2026 as against Rs 2.63 crore during the previous quarter ended June 2025. Sales rose 33.12% to Rs 6.27 crore in the quarter ended June 2026 as against Rs 4.71 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales6.274.71 33 OPM %83.2583.86 - PBDT4.653.52 32 PBT4.633.52 32 NP3.452.63 31 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Corporate
Emerald Finance to conduct board meetingEmerald Finance will hold a meeting of the Board of Directors of the Company on 22 July 2026.
2 months agoCapital Market - Live
Corporate
Corporate
Board of Emerald Finance recommends final dividendEmerald Finance announced that the Board of Directors of the Company at its meeting held on 27 May 2026, inter alia, have recommended the final dividend of Rs 0.1 per equity Share (i.e. 1%) , subject to the approval of the shareholders.
3 months agoCapital Market - Live
Earnings
Earnings
Emerald Finance consolidated net profit rises 58.20% in the March 2026 quarterNet profit of Emerald Finance rose 58.20% to Rs 4.05 crore in the quarter ended March 2026 as against Rs 2.56 crore during the previous quarter ended March 2025. Sales rose 51.16% to Rs 9.75 crore in the quarter ended March 2026 as against Rs 6.45 crore during the previous quarter ended March 2025. For the full year,net profit rose 71.65% to Rs 14.47 crore in the year ended March 2026 as against Rs 8.43 crore during the previous year ended March 2025. Sales rose 44.51% to Rs 31.17 crore in the year ended March 2026 as against Rs 21.57 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales9.756.45 51 31.1721.57 45 OPM %69.9567.75 -74.4068.94 - PBDT6.113.68 66 20.5312.02 71 PBT5.943.60 65 20.3711.94 71 NP4.052.56 58 14.478.43 72 Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Corporate
Emerald Finance to announce Quarterly ResultEmerald Finance will hold a meeting of the Board of Directors of the Company on 27 May 2026.
4 months agoCapital Market - Live
Earnings
Earnings
Emerald Finance consolidated net profit rises 61.29% in the December 2025 quarterNet profit of Emerald Finance rose 61.29% to Rs 4.00 crore in the quarter ended December 2025 as against Rs 2.48 crore during the previous quarter ended December 2024. Sales rose 36.36% to Rs 7.80 crore in the quarter ended December 2025 as against Rs 5.72 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales7.805.72 36 OPM %77.3170.98 - PBDT5.343.31 61 PBT5.343.31 61 NP4.002.48 61 Powered by Capital Market - Live
8 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 41.76%, vs industry avg of 19.66%
Over the last 5 years, market share increased from 0% to 0.01%
Over the last 5 years, net income has grown at a yearly rate of 59.75%, vs industry avg of 28.07%