What is the share price of Aye Finance Ltd (AYE) today?
The share price of AYE as on 24th July 2026 is ₹172.03. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Aye Finance Ltd (AYE) share?
The past returns of Aye Finance Ltd (AYE) share are- Past 1 week: 4.20%
- Past 1 month: 3.93%
- Past 3 months: 27.55%
- Past 6 months: 33.45%
- Past 1 year: 33.45%
- Past 3 years: N/A%
- Past 5 years: 33.45%
What are the peers or stocks similar to Aye Finance Ltd (AYE)?
The peers or stocks similar to Aye Finance Ltd (AYE) include:What is the market cap of Aye Finance Ltd (AYE) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Aye Finance Ltd (AYE) is ₹4206.11 Cr as of 24th July 2026.What is the 52 week high and low of Aye Finance Ltd (AYE) share?
The 52-week high of Aye Finance Ltd (AYE) is ₹197.29 and the 52-week low is ₹88.22.What is the PE and PB ratio of Aye Finance Ltd (AYE) stock?
The P/E (price-to-earnings) ratio of Aye Finance Ltd (AYE) is 21.72. The P/B (price-to-book) ratio is 2.54.Which sector does Aye Finance Ltd (AYE) belong to?
Aye Finance Ltd (AYE) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Aye Finance Ltd (AYE) shares?
You can directly buy Aye Finance Ltd (AYE) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Aye Finance Ltd
AYE Share Price
NSE₹172.030.73% (+1.25)
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AYE Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
AYE Performance & Key Metrics
AYE Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 17.71 | 2.54 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.16 | 2.12 | 1.18% |
100%
Analysts have suggested that investors can buy this stock
from 2 analysts
Price Upside
Earnings Growth
Rev. Growth
AYE Company Profile
Aye Finance Limited is an India-based NBFC focused on providing secured and unsecured business loans to microscale MSMEs across manufacturing, trading, service, and allied agriculture sectors in India, supporting working capital and business expansion needs.
BAJFINANCE
PE Ratio
33.13
33.13
1Y Return
5.62%
5.62%
Buy Reco %
78.79
78.79
SHRIRAMFIN
PE Ratio
23.59
23.59
1Y Return
58.65%
58.65%
Buy Reco %
90.63
90.63
PE Ratio
99.29
99.29
1Y Return
25.83%
25.83%
Buy Reco %
100.00
100.00
PE Ratio
28.14
28.14
1Y Return
11.15%
11.15%
Buy Reco %
81.82
81.82
TATACAP
PE Ratio
29.75
29.75
1Y Return
3.45%
3.45%
Buy Reco %
84.62
84.62
AYE Sentiment Analysis
AYE Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
AYE Stock Summary · May 2026
Management framed the quarter as a capital‑strength milestone that expanded margins while laying out a deliberate growth and risk‑management path. The company completed an INR 1,010 crore IPO and reported Q4 net margin at 16.4%, outcomes management credited with bolstering capital adequacy (42.2%) and enabling NIM uplift from prior quarters. Executives emphasised a disciplined pivot toward more secured mortgage lending to smooth earnings and extend tenures, continued exclusive focus on underserved MSMEs, accelerated deployment of in‑house ML and generative‑AI tools to improve underwriting, and diversification of funding across banks, NBFCs and capital‑market instruments. They acknowledged tensions: the IPO lowered leverage temporarily but roughly INR 2,400 crore of legacy borrowings maturing over 12 months creates a material refinancing need, and capacity builds (headcount and collections) are driving near‑term opex increases even as management targets operating‑expense ratio compression and operating leverage of ~4.0x–4.5x. Near term guidance reiterated growth of 25%–30%, FY27 credit costs of ~3.5%–4% (Q4 run‑rate ~3.0%–3.25%), and medium‑term ROA/ROE aims of 4.0%–4.5% and ~17%–20%, with profits expected H2‑skewed.
AYE Stock Growth Drivers
AYE Stock Growth Drivers
7Strengthened capital and more stable funding profile
The company materially bolstered its capital base through a February 2026 IPO that raised INR
Scale expansion and sustained demand from target segment
The firm demonstrated clear scale momentum: assets under management reached INR 7,044 crore in Q4
AYE Stock Challenges
AYE Stock Challenges
5Refinancing and interest-rate exposure
The company faces a material near-term refinancing need—approximately INR2,400 crore of legacy, relatively expensive borrowings
Product-mix shift and margin pressure
A growing share of lower-yielding mortgage loans versus hypothecation loans is exerting downward pressure on
AYE Forecast
AYE Forecasts
Price
Revenue
Earnings
AYE Share Price Forecast
AYE Share Price Forecast
2026
Current
₹172.03
Baseline
Forecast for Jul 2027
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2026
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₹172.03
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AYE Company Revenue Forecast
AYE Company Revenue Forecast
2026
Current
₹1.84
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Forecast for Mar 2027
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₹1.84
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AYE Stock EPS (Earnings Per Share) Forecast
AYE Stock EPS (Earnings Per Share) Forecast
2026
Current
₹9.73
Baseline
Forecast for Mar 2027
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₹—
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₹—
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₹—
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2026
Current
₹9.73
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AYE
AYE
Income
Balance Sheet
Cash Flow
Quarterly Normal View
AYE Income Statement
AYE Income Statement
Quarterly Normal View
| Quarter | mar 2024 | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | jun 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 319.81 | 350.64 | 366.41 | 370.47 | 420.11 | 414.63 | 446.89 | 454.95 | 531.91 | 489.66 | ||||||||||
Operating & Other expenses | 262.08 | 264.67 | 298.51 | 333.94 | 363.34 | 368.64 | 398.96 | 394.10 | 413.07 | 386.34 | ||||||||||
EBITDA | 57.73 | 85.97 | 67.90 | 36.53 | 56.77 | 45.99 | 47.93 | 60.85 | 118.84 | 103.32 | ||||||||||
| Depreciation/Amortization | 4.30 | 4.50 | 5.26 | 6.08 | 6.32 | 5.10 | 6.24 | 7.01 | 7.96 | 6.17 | ||||||||||
| PBIT | 53.43 | 81.47 | 62.64 | 30.45 | 50.45 | 40.89 | 41.69 | 53.84 | 110.88 | 97.15 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 53.43 | 81.47 | 62.64 | 30.45 | 50.45 | 40.89 | 41.69 | 53.84 | 110.88 | 97.15 | ||||||||||
| Taxes & Other Items | 17.77 | 20.53 | 15.78 | 7.68 | 9.75 | 10.30 | 7.16 | 11.24 | 24.97 | 22.65 | ||||||||||
| Net Income | 35.66 | 60.94 | 46.86 | 22.77 | 40.70 | 30.59 | 34.53 | 42.60 | 85.91 | 74.50 | ||||||||||
| EPS | 9.98 | 17.05 | 109.78 | 10.72 | 2.12 | 1.60 | 1.80 | 2.22 | 3.89 | 3.02 |
AYE Company Updates
FY 2027FY 2027
Investor Presentation
Jul 22PDF
FY 2026FY 2026
Investor Presentation
Apr 27PDF
Mar 6PDF
AYE Stock Peers
AYE Past Performance & Peer Comparison
AYE Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Aye Finance Ltd | 21.72 | 2.54 | — |
| Bajaj Finance Ltd | 33.13 | 5.39 | 0.59% |
| Shriram Finance Ltd | 23.59 | 3.59 | 0.86% |
| Jio Financial Services Ltd | 99.29 | 1.25 | 0.25% |
AYE Stock Price Comparison
Compare AYE with any stock or ETFCompare AYE with any stock or ETF
AYE
AYE Holdings
AYE Shareholdings
AYE Promoter Holdings Trend
AYE Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
AYE Institutional Holdings Trend
AYE Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has decreased by 2.96%
AYE Shareholding Pattern
AYE Shareholding Pattern
AYE Shareholding History
AYE Shareholding History
Foreign Institutions
Mutual Funds Invested in AYE
Mutual Funds Invested in AYE
No mutual funds holding trends are available
Top 5 Mutual Funds holding Aye Finance Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 3.8184% | Percentage of the fund’s portfolio invested in the stock 2.06% | Change in the portfolio weight of the stock over the last 3 months 0.75% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 16/42 (+11) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.5908% | Percentage of the fund’s portfolio invested in the stock 1.07% | Change in the portfolio weight of the stock over the last 3 months 0.22% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 42/105 (+35) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.3753% | Percentage of the fund’s portfolio invested in the stock 1.02% | Change in the portfolio weight of the stock over the last 3 months 0.28% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 77/124 (+2) |
Compare 3-month MF holding change on Screener
smallcases containing AYE stock
smallcases containing AYE stock
Looks like this stock is not in any smallcase yet.
AYE Events
AYE Events
AYE Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
AYE has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
AYE Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
AYE has not given any dividends in last 5 years
AYE Dividends
AYE Dividends
Hmm, looks like data is unavailable here. Please come back after some timeAYE Stock News & Opinions
AYE Stock News & Opinions
Articles & Videos
Corporate
Corporate
Aye Finance to hold AGMAye Finance announced that the 33th Annual General Meeting(AGM) of the company will be held on 1 September 2026.
3 days agoCapital Market - Live
Earnings
Earnings
Aye Finance standalone net profit rises 143.54% in the June 2026 quarterNet profit of Aye Finance rose 143.54% to Rs 74.50 crore in the quarter ended June 2026 as against Rs 30.59 crore during the previous quarter ended June 2025. Sales rose 17.74% to Rs 477.37 crore in the quarter ended June 2026 as against Rs 405.46 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales477.37405.46 18 OPM %46.4340.24 - PBDT103.3245.99 125 PBT97.1540.89 138 NP74.5030.59 144 Powered by Capital Market - Live
4 days agoCapital Market - Live
Corporate
Corporate
Aye Finance to hold board meetingAye Finance will hold a meeting of the Board of Directors of the Company on 23 July 2026.
5 days agoCapital Market - Live
Corporate
Corporate
Aye Finance to conduct board meetingAye Finance will hold a meeting of the Board of Directors of the Company on 22 July 2026.
1 week agoCapital Market - Live
Corporate
Corporate
Aye Finance raises Rs 140 cr via private placement of NCDsAye Finance has allotted 14,000 non convertible debentures having face value of Rs 1 lakh each aggregating to Rs 140 crore to Nederlandse Financierings Maatschappij voor Ontwikkelingslanden N.V. (FMO), on private placement basis.
1 month agoCapital Market - Live
Corporate
Corporate
Aye Finance receives upgrade in credit ratings; outlook remains stableAye Finance has received upgrade in credit ratings from India Ratings and Research from IND A; Stable / IND A1 to IND A+; Stable / IND A1+ for debt instruments including non-convertible debentures, commercial paper and bank facilities.
1 month agoCapital Market - Live
Spotlight
Spotlight
Aye Finance jumps as board OKs raising $15 mln via NCDsThe company will issue senior, secured, rated, listed, redeemable and transferable NCDs with a face value of Rs 1 lakh each for cash at par. The fundraising amount will be equivalent to up to $15 million in Indian rupee terms. The debentures will have a tenure of five years. Interest will be paid semi-annually at the end of each coupon period, while the principal amount will be redeemed in five equal instalments over the tenure of the instrument. The proposed NCDs are slated to be listed on the Wholesale Debt Market segment of the BSE. Under the terms of the issue, any delay in payment of principal or interest will attract 2% per annum over and above the applicable coupon rate on the outstanding amount until the default is rectified. Aye Finance is an NBFC-middle layer focused on providing loans to micro-scale MSMEs across India. The company operates across 18 states and 3 union territories, offering working capital and expansion loans to businesses in manufacturing, trading, services and allied agriculture sectors. The company's standalone net profit jumped 111.08% to Rs 85.91 crore on a 29.16% increase in revenue from operations to Rs 528.44 crore in Q4 FY26 over Q4 FY25. The AUM grew 27% YoY to Rs 7,044 crore, supported by 25% YoY growth in quarterly disbursements. A total of 70,841 new borrowers were added during the quarter. The credit cost for the quarter was 4.3%, having reduced by 186 bps YoY with consistent reductions in each of the previous five quarters.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Corporate
Aye Finance approves fund raise of USD 15 million via NCD issuanceAye Finance has approved the issuance of senior, secured, rated, listed, redeemable, transferable, non-convertible debentures for an amount of up to the Indian Rupees (INR) equivalent of USD 15 million each having a face value of Rs 1,00,000 for cash, at par, in dematerialized form on a private placement basis. The deemed date of allotment is 25 June 2026.
1 month agoCapital Market - Live
Corporate
Corporate
Aye Finance to convene board meetingAye Finance will hold a meeting of the Board of Directors of the Company on 8 June 2026.
1 month agoCapital Market - Live
Spotlight
Spotlight
Aye Finance spurts after naming Gaurav Seth CFOIn an exchange filing, Aye Finance said Seth will oversee treasury, financial control and governance functions. The company said the appointment comes amid its ongoing expansion in the MSME lending segment. Seth has more than 27 years of experience in the BFSI sector across insurance, housing finance and payments banking. He has previously served in CFO roles at IIFL Home Finance and Airtel Payments Bank. Managing director Sanjay Sharma said Seth's experience in financial services and governance would support the company's growth plans and expansion strategy. Aye Finance is an NBFC-middle layer focused on providing loans to micro-scale MSMEs across India. The company operates across 18 states and 3 union territories, offering working capital and expansion loans to businesses in manufacturing, trading, services and allied agriculture sectors. The company's standalone net profit jumped 111.08% to Rs 85.91 crore on a 29.16% increase in revenue from operations to Rs 528.44 crore in Q4 FY26 over Q4 FY25. The AUM grew 27% YoY to Rs 7,044 crore, supported by 25% YoY growth in quarterly disbursements. A total of 70,841 new borrowers were added during the quarter. The credit cost for the quarter was 4.3%, having reduced by 186 bps YoY with consistent reductions in each of the previous five quarters. Powered by Capital Market - Live
2 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 29.87%, vs industry avg of 19.99%
Over the last 5 years, market share increased from 0.3% to 0.48%
Over the last 5 years, net income has grown at a yearly rate of 62.88%, vs industry avg of 28.03%