What is the share price of Arman Financial Services Ltd (ARMANFIN) today?
The share price of ARMANFIN as on 18th September 2026 is ₹1967.50. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Arman Financial Services Ltd (ARMANFIN) share?
The past returns of Arman Financial Services Ltd (ARMANFIN) share are- Past 1 week: -3.94%
- Past 1 month: -0.86%
- Past 3 months: 17.88%
- Past 6 months: 37.70%
- Past 1 year: 34.96%
- Past 3 years: -14.58%
- Past 5 years: 126.51%
What are the peers or stocks similar to Arman Financial Services Ltd (ARMANFIN)?
The peers or stocks similar to Arman Financial Services Ltd (ARMANFIN) include:What is the market cap of Arman Financial Services Ltd (ARMANFIN) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Arman Financial Services Ltd (ARMANFIN) is ₹2063.28 Cr as of 18th September 2026.What is the 52 week high and low of Arman Financial Services Ltd (ARMANFIN) share?
The 52-week high of Arman Financial Services Ltd (ARMANFIN) is ₹2158.60 and the 52-week low is ₹1301.What is the PE and PB ratio of Arman Financial Services Ltd (ARMANFIN) stock?
The P/E (price-to-earnings) ratio of Arman Financial Services Ltd (ARMANFIN) is 36.45. The P/B (price-to-book) ratio is 2.21.Which sector does Arman Financial Services Ltd (ARMANFIN) belong to?
Arman Financial Services Ltd (ARMANFIN) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Arman Financial Services Ltd (ARMANFIN) shares?
You can directly buy Arman Financial Services Ltd (ARMANFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Arman Financial Services Ltd
ARMANFIN Share Price
NSEARMANFIN Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
ARMANFIN Performance & Key Metrics
ARMANFIN Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 17.73 | 2.21 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 15.99 | 2.05 | 1.20% |
ARMANFIN Analyst Ratings & Forecast
Price Upside
Earnings Growth
Rev. Growth
ARMANFIN Company Profile
Arman Financial Services Limited (AFSL) is an asset finance company (AFC), which is engaged in providing microfinance and financing the purchase of two- and three-wheelers.
ARMANFIN Sentiment Analysis
ARMANFIN Sentiment Analysis
ARMANFIN Stock Summary · August 2026
Management framed the quarter as one of strong growth and improving operating performance, while remaining clear that expansion would stay disciplined. AUM rose 36% year on year to INR 2,925 crores and first-quarter disbursements reached INR 686 crores, even as rejection rates stayed relatively high and underwriting standards were not relaxed. Credit quality also improved, with collection efficiency at 96.6%, fresh delinquencies moderating, and GNPA and NNPA declining further. Within the book, individual lending gained importance, reaching 33% of the portfolio, as the company moved toward borrower-level cash-flow assessment, bureau data, and digital repayment tools. Profitability strengthened on operating leverage, with gross total income up 34% year on year to INR 202 crores and PAT improving to INR 45 crores, while cost-to-income fell to 44.3%. Management also highlighted Namra’s continued momentum and a comfortable capital and liquidity position, with capital adequacy of 33.6% and 38.8%. Looking ahead, it reiterated credit costs around 3% to 3.5%, targeted opex of 7% by March, and said FY27 would be approached with cautious, calibrated growth.
ARMANFIN Stock Growth Drivers
ARMANFIN Stock Growth Drivers
12Improving Operating Environment and Collections Discipline
The company entered Q1 FY27 with a noticeably better operating backdrop, as collections stayed stable,
Record Growth in AUM and Disbursements
The quarter marked a clear growth milestone, with consolidated AUM reaching a record INR 2,925
ARMANFIN Stock Challenges
ARMANFIN Stock Challenges
6Macroeconomic and Rural Demand Uncertainty
Management remained cautious on the broader operating environment despite recent improvement in collections and borrower
Localized Asset-Quality Stress in Telangana
The loan book is showing modest but visible stress in Telangana, while other states have
ARMANFIN Forecast
ARMANFIN Forecasts
ARMANFIN
ARMANFIN
Income
Balance Sheet
Cash Flow
ARMANFIN Income Statement
ARMANFIN Income Statement
| Quarter | mar 2024 | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | jun 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 182.92 | 184.43 | 181.49 | 164.77 | 199.35 | 151.00 | 159.21 | 160.07 | 175.58 | 201.82 | ||||||||||
| Operating & Other expenses | 117.92 | 143.00 | 158.74 | 171.20 | 186.22 | 161.73 | 140.82 | 131.14 | 133.12 | 144.18 | ||||||||||
| EBITDA | 65.00 | 41.43 | 22.75 | -6.43 | 13.13 | -10.73 | 18.39 | 28.93 | 42.46 | 57.64 | ||||||||||
| Depreciation/Amortization | 0.38 | 0.42 | 0.44 | 0.46 | 0.48 | 0.44 | 0.45 | 0.43 | 0.37 | 0.47 | ||||||||||
| PBIT | 64.62 | 41.01 | 22.31 | -6.89 | 12.65 | -11.17 | 17.94 | 28.50 | 42.09 | 57.17 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 64.62 | 41.01 | 22.31 | -6.89 | 12.65 | -11.17 | 17.94 | 28.50 | 42.09 | 57.17 | ||||||||||
| Taxes & Other Items | 13.80 | 9.70 | 7.05 | 0.37 | -0.11 | 3.41 | 9.94 | 6.32 | 1.07 | 11.99 | ||||||||||
| Net Income | 50.82 | 31.31 | 15.26 | -7.26 | 12.76 | -14.58 | 8.00 | 22.18 | 41.02 | 45.18 | ||||||||||
| EPS | 52.23 | 29.88 | 14.56 | -6.94 | 12.17 | -13.90 | 7.62 | 21.13 | 39.06 | 42.96 |
ARMANFIN Company Updates
Investor Presentation
ARMANFIN Stock Peers
ARMANFIN Past Performance & Peer Comparison
ARMANFIN Past Performance & Peer Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Arman Financial Services Ltd | 36.45 | 2.21 | — |
| Bajaj Finance Ltd | 33.20 | 5.40 | 0.59% |
| Shriram Finance Limited | 23.36 | 3.55 | 0.87% |
| Jio Financial Services Limited | 97.00 | 1.13 | 0.25% |
ARMANFIN Stock Price Comparison
Compare ARMANFIN with any stock or ETFARMANFIN Holdings
ARMANFIN Shareholdings
ARMANFIN Promoter Holdings Trend
ARMANFIN Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
ARMANFIN Institutional Holdings Trend
ARMANFIN Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
ARMANFIN Shareholding Pattern
ARMANFIN Shareholding Pattern
ARMANFIN Shareholding History
ARMANFIN Shareholding History
Mutual Funds Invested in ARMANFIN
Mutual Funds Invested in ARMANFIN
No mutual funds holding trends are available
Top 5 Mutual Funds holding Arman Financial Services Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.06% | Change in the portfolio weight of the stock over the last 3 months 0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 0/220 (0) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.55% | Change in the portfolio weight of the stock over the last 3 months 0.20% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 0/112 (0) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.08% | Change in the portfolio weight of the stock over the last 3 months 0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 0/178 (0) |
Compare 3-month MF holding change on Screener
smallcases containing ARMANFIN stock
smallcases containing ARMANFIN stock
Looks like this stock is not in any smallcase yet.
ARMANFIN Events
ARMANFIN Events
ARMANFIN Dividend Trend
ARMANFIN has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
ARMANFIN Dividend Trend
ARMANFIN has not given any dividends in last 5 years
ARMANFIN Upcoming Dividends
ARMANFIN Upcoming Dividends
No upcoming dividends are available
ARMANFIN Past Dividends
ARMANFIN Past Dividends
Cash Dividend
Ex DateEx DateSep 13, 2019
Dividend/Share
₹1.40
Ex DateEx Date
Sep 13, 2019
Cash Dividend
Ex DateEx DateAug 30, 2018
Dividend/Share
₹1.00
Ex DateEx Date
Aug 30, 2018
Cash Dividend
Ex DateEx DateSep 12, 2016
Dividend/Share
₹1.40
Ex DateEx Date
Sep 12, 2016
Cash Dividend
Ex DateEx DateSep 18, 2015
Dividend/Share
₹1.20
Ex DateEx Date
Sep 18, 2015
Cash Dividend
Ex DateEx DateSep 15, 2014
Dividend/Share
₹1.00
Ex DateEx Date
Sep 15, 2014
ARMANFIN Stock News & Opinions
ARMANFIN Stock News & Opinions
Arman Financial Services Limited announced that its Board of Directors and Nomination & Remuneration Committee, via circular resolutions dated September 15, 2026, have collectively allotted 31,571 equity shares of face value Rs 10 each to eligible employees and employees of its subsidiary, following the exercise of stock options under the “Arman-Employee Stock Option Plan 2016” and the “Arman-Employee Stock Option Plan 2023.” The company's equity share capital now stands at 1,05,46,332 equity shares with a total value of Rs 10,54,63,320.
Arman Financial Services Limited, on September 3, 2026, submitted details to the BSE Limited regarding interest payments made to debenture holders, including an interest amount of Rs 2,14,56,000 for ISIN INE109C07121, with an issue size of Rs 75,00,00,000, and a due date of September 5, 2026, with the actual payment made on September 3, 2026.
Arman Financial Services Limited reported making interest payments of Rs 26,38,600 on September 3, 2026, for its debentures with ISIN INE109C07105, according to a filing with the BSE Limited. The company also completed a partial redemption of Rs 3,33,32,000 of the same debentures, reducing the outstanding amount to Rs 23,33,40,000.
Arman Financial Services Limited announced the death of its Founder and Whole-time Director, Jayendra B. Patel, on August 25, 2026, causing him to cease being a director with effect from the same date. Patel, who founded the company in 1992, was instrumental in building Arman into a diversified financial services institution, emphasizing disciplined credit, prudent expansion, and integrity in conduct. According to a note of remembrance by Aalok Patel, Vice Chairman and Managing Director, Patel’s legacy extends beyond the institution he built, embodying values of responsibility, discipline, and respect.
Arman Financial Services Ltd share price slipped 2.29% to Rs 1968.6. The Company's net profit rose by 10.14% to Rs 45.17 crore, while revenue from operations increased 14.92% to Rs 201.78 crore in Q2FY26 over Q1FY26. The market capitalization of Non Banking Financial Company (NBFC) industry group stocks on BSE stood at Rs 17.12 lakh crore, easing 7.10%. It has slipped by 0.26% over last one week and rose by 14.71% in last one month while the market capitalization of Arman Financial Services Ltd has softened by 3.05% and 9.73% in the same period respectively. Profit before tax (PBT) of Arman Financial Services Ltd stood at Rs 57.17 crore in Q2 FY26, nosediving by 611.82% year-on-year, and expanding by 35.83% quarter-on-quarter. EBITDA came in at Rs 58 crore, tumbling by 636.44% YoY and surging by 35.56% sequentially. Total expenses saw a slight increase of 8.35% to Rs 144.65 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 42.6 crore, ticking higher by 2.72% YoY. For the TTM ended FY26, revenue from operations rose 10.37% to Rs 730.04 crore, while net profit tumbled by 70% to Rs 52.07 crore, compared to previous TTM. EBITDA soared by 22874% to Rs 70.88 crore, and PBT plunged by 69.71% to Rs 69.09 crore compared to previous TTM. Arman Financial Services Ltd jumped 43.37% in last one year, significantly outperforming the benchmark BSE Sensex which has slipped by 3.21% during the same period.
Arman Financial Services Limited informed the BSE Limited on August 12, 2026, that no Non-Convertible Securities were issued during the quarter ended June 30, 2026, resulting in no issue proceeds available for utilization.
Arman Financial Services Limited will hold a board meeting on Wednesday, August 12, 2026, to consider and approve the unaudited financial results (standalone and consolidated) for the quarter ended June 30, 2026. The trading window for the company's securities will remain closed for designated persons and their immediate relatives from July 1, 2026, until 48 hours after the financial results are declared.
Arman Financial Services Limited, on August 5, 2026, submitted details to the BSE Limited regarding interest payments made to debenture holders, including an interest amount of Rs 26,38,600 for ISIN INE109C07105, with an issue size of Rs 40,00,00,000, and a payment date of August 5, 2026.
Arman Financial Services Limited, on July 29, 2026, submitted details to the BSE Limited regarding interest payments made to debenture holders, including an interest amount of Rs 3,53,71,250 for ISIN INE109C07139, with an issue size of Rs 125,00,00,000, and a record date of July 14, 2026.
Net profit of Arman Financial Services rose 221.39% to Rs 41.01 crore in the quarter ended March 2026 as against Rs 12.76 crore during the previous quarter ended March 2025. Sales declined 11.92% to Rs 175.58 crore in the quarter ended March 2026 as against Rs 199.35 crore during the previous quarter ended March 2025. For the full year,net profit rose 8.72% to Rs 56.61 crore in the year ended March 2026 as against Rs 52.07 crore during the previous year ended March 2025. Sales declined 11.53% to Rs 645.87 crore in the year ended March 2026 as against Rs 730.04 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales175.58199.35 -12 645.87730.04 -12 OPM %54.2432.55 -44.0442.50 - PBDT42.4513.14 223 79.0570.88 12 PBT42.0912.66 232 77.3669.09 12 NP41.0112.76 221 56.6152.07 9 Powered by Capital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 27.06%, vs industry avg of 19.98%
Over the last 5 years, market share increased from 0.12% to 0.17%
Over the last 5 years, net income has grown at a yearly rate of 39.8%, vs industry avg of 28.01%