What is the share price of Arman Financial Services Ltd (ARMANFIN) today?
The share price of ARMANFIN as on 2nd November 2026 is ₹1425.90. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Arman Financial Services Ltd (ARMANFIN) share?
The past returns of Arman Financial Services Ltd (ARMANFIN) share are- Past 1 week: 4.88%
- Past 1 month: -19.34%
- Past 3 months: -26.84%
- Past 6 months: -5.59%
- Past 1 year: -13.97%
- Past 3 years: -37.51%
- Past 5 years: 47.40%
What are the peers or stocks similar to Arman Financial Services Ltd (ARMANFIN)?
The peers or stocks similar to Arman Financial Services Ltd (ARMANFIN) include:What is the market cap of Arman Financial Services Ltd (ARMANFIN) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Arman Financial Services Ltd (ARMANFIN) is ₹1494.84 Cr as of 2nd November 2026.What is the 52 week high and low of Arman Financial Services Ltd (ARMANFIN) share?
The 52-week high of Arman Financial Services Ltd (ARMANFIN) is ₹2158.60 and the 52-week low is ₹1301.What is the PE and PB ratio of Arman Financial Services Ltd (ARMANFIN) stock?
The P/E (price-to-earnings) ratio of Arman Financial Services Ltd (ARMANFIN) is 26.41. The P/B (price-to-book) ratio is 1.60.Which sector does Arman Financial Services Ltd (ARMANFIN) belong to?
Arman Financial Services Ltd (ARMANFIN) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Arman Financial Services Ltd (ARMANFIN) shares?
You can directly buy Arman Financial Services Ltd (ARMANFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Arman Financial Services Ltd
ARMANFIN Share Price
NSEARMANFIN Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
ARMANFIN Performance & Key Metrics
ARMANFIN Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 12.84 | 1.60 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 15.60 | 2.02 | 1.30% |
ARMANFIN Analyst Ratings & Forecast
Price Upside
Earnings Growth
Rev. Growth
ARMANFIN Company Profile
Arman Financial Services Limited (AFSL) is an asset finance company (AFC), which is engaged in providing microfinance and financing the purchase of two- and three-wheelers.
ARMANFIN Sentiment Analysis
ARMANFIN Sentiment Analysis
ARMANFIN Stock Summary · August 2026
Management framed the quarter as one of strong growth and improving operating performance, while remaining clear that expansion would stay disciplined. AUM rose 36% year on year to INR 2,925 crores and first-quarter disbursements reached INR 686 crores, even as rejection rates stayed relatively high and underwriting standards were not relaxed. Credit quality also improved, with collection efficiency at 96.6%, fresh delinquencies moderating, and GNPA and NNPA declining further. Within the book, individual lending gained importance, reaching 33% of the portfolio, as the company moved toward borrower-level cash-flow assessment, bureau data, and digital repayment tools. Profitability strengthened on operating leverage, with gross total income up 34% year on year to INR 202 crores and PAT improving to INR 45 crores, while cost-to-income fell to 44.3%. Management also highlighted Namra’s continued momentum and a comfortable capital and liquidity position, with capital adequacy of 33.6% and 38.8%. Looking ahead, it reiterated credit costs around 3% to 3.5%, targeted opex of 7% by March, and said FY27 would be approached with cautious, calibrated growth.
ARMANFIN Stock Growth Drivers
ARMANFIN Stock Growth Drivers
12Improving Operating Environment and Collections Discipline
The company entered Q1 FY27 with a noticeably better operating backdrop, as collections stayed stable,
Record Growth in AUM and Disbursements
The quarter marked a clear growth milestone, with consolidated AUM reaching a record INR 2,925
ARMANFIN Stock Challenges
ARMANFIN Stock Challenges
6Macroeconomic and Rural Demand Uncertainty
Management remained cautious on the broader operating environment despite recent improvement in collections and borrower
Localized Asset-Quality Stress in Telangana
The loan book is showing modest but visible stress in Telangana, while other states have
ARMANFIN Forecast
ARMANFIN Forecasts
ARMANFIN
ARMANFIN
Income
Balance Sheet
Cash Flow
ARMANFIN Income Statement
ARMANFIN Income Statement
| Quarter | mar 2024 | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | jun 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 182.92 | 184.43 | 181.49 | 164.77 | 199.35 | 151.00 | 159.21 | 160.07 | 175.58 | 201.82 | ||||||||||
| Operating & Other expenses | 117.92 | 143.00 | 158.74 | 171.20 | 186.22 | 161.73 | 140.82 | 131.14 | 133.12 | 144.18 | ||||||||||
| EBITDA | 65.00 | 41.43 | 22.75 | -6.43 | 13.13 | -10.73 | 18.39 | 28.93 | 42.46 | 57.64 | ||||||||||
| Depreciation/Amortization | 0.38 | 0.42 | 0.44 | 0.46 | 0.48 | 0.44 | 0.45 | 0.43 | 0.37 | 0.47 | ||||||||||
| PBIT | 64.62 | 41.01 | 22.31 | -6.89 | 12.65 | -11.17 | 17.94 | 28.50 | 42.09 | 57.17 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 64.62 | 41.01 | 22.31 | -6.89 | 12.65 | -11.17 | 17.94 | 28.50 | 42.09 | 57.17 | ||||||||||
| Taxes & Other Items | 13.80 | 9.70 | 7.05 | 0.37 | -0.11 | 3.41 | 9.94 | 6.32 | 1.07 | 11.99 | ||||||||||
| Net Income | 50.82 | 31.31 | 15.26 | -7.26 | 12.76 | -14.58 | 8.00 | 22.18 | 41.02 | 45.18 | ||||||||||
| EPS | 52.23 | 29.88 | 14.56 | -6.94 | 12.17 | -13.90 | 7.62 | 21.13 | 39.06 | 42.96 |
ARMANFIN Company Updates
Investor Presentation
ARMANFIN Stock Peers
ARMANFIN Past Performance & Peer Comparison
ARMANFIN Past Performance & Peer Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Arman Financial Services Ltd | 26.41 | 1.60 | — |
| Bajaj Finance Ltd | 30.73 | 5.00 | 0.64% |
| Shriram Finance Limited | 19.32 | 2.94 | 1.05% |
| Jio Financial Services Limited | 89.79 | 1.05 | 0.27% |
ARMANFIN Stock Price Comparison
Compare ARMANFIN with any stock or ETFARMANFIN Holdings
ARMANFIN Shareholdings
ARMANFIN Promoter Holdings Trend
ARMANFIN Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
ARMANFIN Institutional Holdings Trend
ARMANFIN Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
ARMANFIN Shareholding Pattern
ARMANFIN Shareholding Pattern
ARMANFIN Shareholding History
ARMANFIN Shareholding History
Mutual Funds Invested in ARMANFIN
Mutual Funds Invested in ARMANFIN
No mutual funds holding trends are available
Top 5 Mutual Funds holding Arman Financial Services Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.6198% | Percentage of the fund’s portfolio invested in the stock 0.48% | Change in the portfolio weight of the stock over the last 3 months 0.13% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 104/120 (-23) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.4616% | Percentage of the fund’s portfolio invested in the stock 0.07% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 88/188 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.1450% | Percentage of the fund’s portfolio invested in the stock 0.05% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 105/232 (+3) |
Compare 3-month MF holding change on Screener
smallcases containing ARMANFIN stock
smallcases containing ARMANFIN stock
Looks like this stock is not in any smallcase yet.
ARMANFIN Events
ARMANFIN Events
ARMANFIN Dividend Trend
ARMANFIN has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
ARMANFIN Dividend Trend
ARMANFIN has not given any dividends in last 5 years
ARMANFIN Upcoming Dividends
ARMANFIN Upcoming Dividends
No upcoming dividends are available
ARMANFIN Past Dividends
ARMANFIN Past Dividends
Cash Dividend
Ex DateEx DateSep 13, 2019
Dividend/Share
₹1.40
Ex DateEx Date
Sep 13, 2019
Cash Dividend
Ex DateEx DateAug 30, 2018
Dividend/Share
₹1.00
Ex DateEx Date
Aug 30, 2018
Cash Dividend
Ex DateEx DateSep 12, 2016
Dividend/Share
₹1.40
Ex DateEx Date
Sep 12, 2016
Cash Dividend
Ex DateEx DateSep 18, 2015
Dividend/Share
₹1.20
Ex DateEx Date
Sep 18, 2015
Cash Dividend
Ex DateEx DateSep 15, 2014
Dividend/Share
₹1.00
Ex DateEx Date
Sep 15, 2014
ARMANFIN Stock News & Opinions
ARMANFIN Stock News & Opinions
Arman Financial Services Limited, on October 29, 2026, submitted details to the BSE Limited regarding interest payments made to debenture holders, including an interest amount of Rs 3,57,60,000 for ISIN INE109C07139, an issue size of Rs 125,00,00,000, with a payment date of October 29, 2026, and a previous interest payment date of July 29, 2026.
Arman Financial Services will hold a board meeting on Wednesday, November 4, 2026, to consider and approve the unaudited financial results for both standalone and consolidated entities for the quarter and half year ended September 30, 2026, according to a regulatory filing with the BSE Limited and National Stock Exchange of India Limited.
Arman Financial Services Ltd announced that CARE Ratings Limited (CareEdge Ratings) has reaffirmed the rating of ‘CARE A -’ (read as CARE A Minus) for Non-Convertible Debentures facilities totaling Rs 42.00 crore (ISIN INE109C07113) and proposed Non-Convertible Debentures totaling Rs 28.89 crore; furthermore, CareEdge Ratings has revised the outlook from ‘Negative’ to ‘Stable’ concerning the aforementioned Non-Convertible Debentures facilities of Arman Financial Services Limited and its wholly-owned subsidiary, Namra Finance Limited, with no enhancements, assignments, or withdrawals reported by any other rating agencies.
Arman Financial Services Limited informed the BSE Limited and National Stock Exchange of India Limited that it is enclosing a certificate dated September 30, 2026, issued by Bigshare Services Private Limited, confirming the status of dematerialized securities for the quarter ended September 30, 2026, as per Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018.
Arman Financial Services Limited, on October 5, 2026, submitted details to the BSE Limited regarding interest payments made to debenture holders, including an interest amount of Rs 22,34,320 for ISIN INE109C07105, with an issue size of Rs 40,00,00,000, and a payment frequency of monthly.
Arman Financial Services Limited informed BSE Limited on October 1, 2026, that it has submitted a statement containing details of International Securities Identification Numbers (ISIN) for debt securities issued under the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021, including INE109C07105 maturing on June 5, 2028, with an interest rate that changed from 11.40% to 11.65% effective September 23, 2025, and outstanding amount of Rs 23,33,40,000.00, with IDBI Trusteeship Services Limited as the debenture trustee.
Arman Financial Services Limited informed BSE Limited on October 1, 2026, that it has disclosed details of International Securities Identification Numbers (ISIN) for debt securities issued under the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021, including INE109C07105 with an issuance date of June 5, 2025, maturity date of June 5, 2028, and a coupon rate of 11.65%, which changed from 11.40% effective September 23, 2025; INE109C07113 with an issuance date of July 1, 2025, maturity date of July 1, 2030, and a coupon rate of 11.10%; INE109C07121 with an issuance date of December 4, 2025, maturity date of December 5, 2027, and a coupon rate of 11.35%; INE109C07139 with an issuance date of January 29, 2026, maturity date of July 29, 2028, and a coupon rate of 11.35%; and INE109C07147 with an issuance date of March 25, 2026, maturity date of September 25, 2028, and a coupon rate of 10.90%, with debenture trustees including IDBI Trusteeship Services Limited, Catalyst Trusteeship Limited, and Vardhman Trusteeship Private Limited.
Arman Financial Services Limited informed the BSE Limited and National Stock Exchange of India Limited that Acuité Ratings & Research Limited has reaffirmed the long-term rating of ‘ACUITE A -’ for the company’s and its wholly-owned subsidiary, Namra Finance Limited’s, bank and non-convertible debenture facilities, while revising the outlook from ‘Stable’ to ‘Positive’ as of September 30, 2026.
Arman Financial Services Limited informed the BSE Limited and National Stock Exchange of India that the trading window for dealing in the company's securities will be closed for designated persons and their relatives from Thursday, October 01, 2026, and will reopen 48 hours after the submission of unaudited financial results for the quarter and half year ended September 30, 2026, to the stock exchanges.
Arman Financial Services Limited, pursuant to Regulation 57 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, has submitted details of interest payments made to debenture holders, including an interest amount of Rs 3,43,42,500 for ISIN INE109C07147, with an issue size of Rs 125,00,00,000, on September 25, 2026, which was also the due date.
Over the last 5 years, revenue has grown at a yearly rate of 27.06%, vs industry avg of 20.18%
Over the last 5 years, market share increased from 0.12% to 0.17%
Over the last 5 years, net income has grown at a yearly rate of 39.8%, vs industry avg of 28.17%