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Arman Financial Services Ltd

Arman Financial Services Ltd

ARMANFIN Share Price

NSE
1,383.203.11% (-44.40)
High
Low
Returns
1D
1W
1M
1Y
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1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹1,454 cr, stock is ranked 1,276

Stock is 3.58x as volatile as Nifty

ARMANFIN Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,454 cr, stock is ranked 1,276

Stock is 3.58x as volatile as Nifty

ARMANFIN Performance & Key Metrics

ARMANFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
51.271.66
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.512.381.01%

ARMANFIN Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

ARMANFIN Company Profile

Arman Financial Services Limited (AFSL) is an asset finance company (AFC), which is engaged in providing microfinance and financing the purchase of two- and three-wheelers.

Investor Presentation

View older View older 

Feb 14, 2026

PDF
View Older Presentations

ARMANFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

ARMANFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
35.50
35.50
1Y Return
12.97%
12.97%
Buy Reco %
71.88
71.88
PE Ratio
19.84
19.84
1Y Return
56.36%
56.36%
Buy Reco %
89.66
89.66
PE Ratio
94.30
94.30
1Y Return
8.83%
8.83%
Buy Reco %
100.00
100.00
PE Ratio
32.50
32.50
1Y Return
11.50%
11.50%
Buy Reco %
66.67
66.67
PE Ratio
36.64
36.64
1Y Return
3.65%
3.65%
Buy Reco %
87.50
87.50
Compare with Peers

ARMANFIN Sentiment Analysis

ARMANFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

ARMANFIN Stock Summary · November 2025

In the second quarter of FY 2025-26, the company demonstrated a recovery in financial performance, achieving a profit of INR 8 crores after a loss in the first half, driven by improved asset quality and collection efficiency, which reached 95.6%. While the microfinance sector shows signs of stabilization, management is cautiously moderating disbursements to ensure long-term sustainability, particularly in light of tighter regulations. The strategic focus on non-MFI segments is yielding positive results, with significant growth in assets under management. However, operational challenges persist, including rising cost-to-income ratios and the need for enhanced collection efforts. Overall, the sentiment reflects cautious optimism, bolstered by a commitment to quality lending and the potential benefits of AI integration for future efficiency.

ARMANFIN Stock Growth Drivers
ARMANFIN Stock Growth Drivers
7
  • Improved Asset Quality and Collection Efficiency

    Arman Financial Services Limited has reported significant improvements in asset quality and collection efficiency. The

  • Financial Recovery and Profitability

    The company has demonstrated a recovery in financial performance, with Q2 FY '26 reporting a

ARMANFIN Stock Challenges
ARMANFIN Stock Challenges
6
  • Declining Financial Performance

    The company has reported a significant decline in key financial metrics. For H1 FY '26,

  • Increased Non-Performing Assets (NPAs)

    The company is facing challenges with rising non-performing assets, particularly in the MSME segment, where

ARMANFIN Forecast

ARMANFIN Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

ARMANFIN

ARMANFIN

Income

Balance Sheet

Cash Flow

ARMANFIN Income Statement

ARMANFIN Income Statement

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Quartersep 2023dec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025
Total Revenue160.33168.76182.92184.43181.49164.77199.35151.00159.21160.07
Operating & Other expensessubtract101.48113.21117.92143.00158.74171.20186.22161.73140.82131.14
Depreciation/Amortizationsubtract0.360.360.380.420.440.460.480.440.450.43
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract17.6713.1813.809.707.050.37-0.113.419.946.32
EPS48.0447.7152.2329.8814.56-6.9412.17-13.907.6221.13

ARMANFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Feb 14PDF
Nov 14PDF
Aug 14PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 30PDF
Feb 14PDF
Nov 14PDF
Nov 14PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 15PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Jun 1PDF
Feb 15PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

ARMANFIN Stock Peers

ARMANFIN Past Performance & Peer Comparison

ARMANFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Arman Financial Services Ltd27.931.66
Bajaj Finance Ltd35.505.970.59%
Shriram Finance Ltd19.843.360.98%
Jio Financial Services Ltd94.301.230.21%

ARMANFIN Stock Price Comparison

Compare ARMANFIN with any stock or ETF
Compare ARMANFIN with any stock or ETF
ARMANFIN
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ARMANFIN Holdings

ARMANFIN Shareholdings

ARMANFIN Promoter Holdings Trend

ARMANFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

ARMANFIN Institutional Holdings Trend

ARMANFIN Institutional Holdings Trend

Increased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has increased by 1.60%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

ARMANFIN Shareholding Pattern

ARMANFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding22.00%1.71%3.32%1.68%71.29%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

ARMANFIN Shareholding History

ARMANFIN Shareholding History

SepDec '24MarJunSepDec '254.90%1.97%1.20%1.42%1.81%1.68%

Mutual Funds Invested in ARMANFIN

Mutual Funds Invested in ARMANFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding Arman Financial Services Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.4403%0.09%-0.00%119/169 (+27)
0.1359%0.07%-0.00%130/212 (-33)
0.0782%1.82%-0.05%38/44 (-18)

Compare 3-month MF holding change on Screener

ARMANFIN Insider Trades & Bulk Stock Deals

ARMANFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing ARMANFIN stock

smallcases containing ARMANFIN stock

Looks like this stock is not in any smallcase yet.

ARMANFIN Events

ARMANFIN Events

ARMANFIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

ARMANFIN has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

ARMANFIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

ARMANFIN has not given any dividends in last 5 years

ARMANFIN Upcoming Dividends

ARMANFIN Upcoming Dividends

No upcoming dividends are available

ARMANFIN Past Dividends

ARMANFIN Past Dividends

Cash Dividend

Ex DateEx DateSep 13, 2019

Final
Final | Div/Share: ₹1.40

Dividend/Share

1.40

Ex DateEx Date

Sep 13, 2019

Cash Dividend

Ex DateEx DateAug 30, 2018

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Aug 30, 2018

Cash Dividend

Ex DateEx DateSep 12, 2016

Final
Final | Div/Share: ₹1.40

Dividend/Share

1.40

Ex DateEx Date

Sep 12, 2016

Cash Dividend

Ex DateEx DateSep 18, 2015

Final
Final | Div/Share: ₹1.20

Dividend/Share

1.20

Ex DateEx Date

Sep 18, 2015

Cash Dividend

Ex DateEx DateSep 15, 2014

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Sep 15, 2014

ARMANFIN Stock News & Opinions

ARMANFIN Stock News & Opinions

Earnings
Arman Financial Services reports consolidated net profit of Rs 22.18 crore in the December 2025 quarter

Net profit of Arman Financial Services reported to Rs 22.18 crore in the quarter ended December 2025 as against net loss of Rs 7.26 crore during the previous quarter ended December 2024. Sales declined 2.85% to Rs 160.07 crore in the quarter ended December 2025 as against Rs 164.77 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales160.07164.77 -3 OPM %49.8130.68 - PBDT28.94-6.43 LP PBT28.50-6.89 LP NP22.18-7.26 LP Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Arman Financial Services to announce Quarterly Result

Arman Financial Services will hold a meeting of the Board of Directors of the Company on 12 February 2026.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Arman Financial Services receives credit rating for proposed NCDs

Arman Financial Services announced that Acuit' Ratings & Research has assigned the credit rating for the proposed Non-Convertible Debentures of the Company of Rs 125 crore as 'ACUITE A -' with stable outlook.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Arman Financial Services and its subsidiary receive ratings action from CARE

Arman Financial Services announced that CARE Ratings has reaffirmed the credit rating of the company and its material subsidiary, Namra Finance for various non convertible debentures to CARE A-. Further, CARE has reaffirmed the outlook of the above ratings to 'Negative'. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Arman Financial Services allots NCDs of Rs 75 cr

Arman Financial Services has allotted 75,000 Listed, Rated, Senior, Secured, Transferable, Redeemable, Non Convertible Debentures of face value of Rs 10,000 each aggregating to Rs 75 crore on private placement basis on 04 December 2025. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Arman Financial Services approves NCD issuance up to Rs 75 cr

Arman Financial Services has approved the issuance of non convertible debentures of face value of Rs 10,000 each aggregating to Rs 75 crore including a green shoe option of Rs 25 crore on private placement basis. Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Arman Financial Services consolidated net profit declines 47.68% in the September 2025 quarter

Net profit of Arman Financial Services declined 47.68% to Rs 7.99 crore in the quarter ended September 2025 as against Rs 15.27 crore during the previous quarter ended September 2024. Sales declined 12.28% to Rs 159.21 crore in the quarter ended September 2025 as against Rs 181.49 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales159.21181.49 -12 OPM %42.7248.49 - PBDT18.3922.75 -19 PBT17.9422.31 -20 NP7.9915.27 -48 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Arman Financial Services to discuss results

Arman Financial Services will hold a meeting of the Board of Directors of the Company on 13 November 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Arman Financial Services schedules AGM

Arman Financial Services announced that the 33th Annual General Meeting(AGM) of the company will be held on 29 September 2025.Powered by Capital Market - Live

6 months agoCapital Market - Live
Earnings
Arman Financial Services reports consolidated net loss of Rs 14.58 crore in the June 2025 quarter

Net loss of Arman Financial Services reported to Rs 14.58 crore in the quarter ended June 2025 as against net profit of Rs 31.30 crore during the previous quarter ended June 2024. Sales declined 18.13% to Rs 151.00 crore in the quarter ended June 2025 as against Rs 184.43 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales151.00184.43 -18 OPM %27.4857.91 - PBDT-10.7341.43 PL PBT-11.1741.01 PL NP-14.5831.30 PL Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Arman Financial Services Ltd (ARMANFIN) today?

    The share price of ARMANFIN as on 6th March 2026 is ₹1383.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Arman Financial Services Ltd (ARMANFIN) share?

    The past returns of Arman Financial Services Ltd (ARMANFIN) share are
    • Past 1 week: -13.65%
    • Past 1 month: -10.40%
    • Past 3 months: -7.17%
    • Past 6 months: -3.85%
    • Past 1 year: 11.78%
    • Past 3 years: 2.57%
    • Past 5 years: 126.68%

  3. What are the peers or stocks similar to Arman Financial Services Ltd (ARMANFIN)?
  4. What is the market cap of Arman Financial Services Ltd (ARMANFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Arman Financial Services Ltd (ARMANFIN) is ₹1454.15 Cr as of 6th March 2026.

  5. What is the 52 week high and low of Arman Financial Services Ltd (ARMANFIN) share?

    The 52-week high of Arman Financial Services Ltd (ARMANFIN) is ₹1834.60 and the 52-week low is ₹1109.95.

  6. What is the PE and PB ratio of Arman Financial Services Ltd (ARMANFIN) stock?

    The P/E (price-to-earnings) ratio of Arman Financial Services Ltd (ARMANFIN) is 27.93. The P/B (price-to-book) ratio is 1.66.

  7. Which sector does Arman Financial Services Ltd (ARMANFIN) belong to?

    Arman Financial Services Ltd (ARMANFIN) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Arman Financial Services Ltd (ARMANFIN) shares?

    You can directly buy Arman Financial Services Ltd (ARMANFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.