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Aptus Value Housing Finance India Ltd

Aptus Value Housing Finance India Ltd

APTUS Share Price

NSE
252.202.35% (-6.08)
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With a market cap of ₹12,908 cr, stock is ranked 534

Stock is 2.43x as volatile as Nifty

APTUS Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹12,908 cr, stock is ranked 534

Stock is 2.43x as volatile as Nifty

APTUS Performance & Key Metrics

APTUS Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
13.112.551.75%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.632.141.30%

APTUS Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
94%
Analysts have suggested that investors can buy this stock

from 17 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

APTUS Company Profile

Aptus Value Housing Finance India is an India-based housing finance company focused on offering financial solutions to self-employed middle-income customers from semi-urban and rural markets

Investor Presentation

View older View older 

Jul 31, 2026

PDF
View Older Presentations

APTUS Similar Stocks (Peers)

Compare with peers Compare with peers 

APTUS Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
13.31
13.31
1Y Return
46.02%
46.02%
Buy Reco %
92.31
92.31
PE Ratio
4.88
4.88
1Y Return
1.65%
1.65%
Buy Reco %
52.00
52.00
PE Ratio
-2.41
-2.41
1Y Return
9.70%
9.70%
Buy Reco %
0.00
0.00
PE Ratio
23.09
23.09
1Y Return
6.07%
6.07%
Buy Reco %
90.91
90.91
PE Ratio
10.18
10.18
1Y Return
5.70%
5.70%
Buy Reco %
86.67
86.67
Compare with Peers

APTUS Sentiment Analysis

APTUS Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

APTUS Stock Summary · August 2026

Management struck a confident but measured tone, saying growth remained strong even as it kept a close eye on asset quality and operating discipline. Assets under management rose 21% year on year to INR 13,648 crores, while quarterly disbursements increased 36% to INR 1,053 crores and July remained 25% above the prior year, supporting confidence in broad-based momentum. The company added 33 branches in the quarter to reach 372, kept its full-year target of 60 to 70 branch additions, and said the connector channel was gaining traction as a way to diversify sourcing and improve customer quality. Profitability stayed solid, with profit up 19% to INR 261 crores, ROE at 20.4% and ROA at 7.8%, aided by resilient spreads near 9% and operating expenses held at 2.7% of AUM. Management also noted a temporary collections issue in the NBFC book that lifted consolidated NPA to 1.7%, but said July collections normalized and corrective actions were underway. It reiterated 0.6% credit cost guidance and 22% to 24% AUM growth for FY27.

APTUS Stock Growth Drivers
APTUS Stock Growth Drivers
7
  • Strong Core Growth Momentum

    The company is delivering robust growth across its core franchise, supported by favorable macro conditions

  • Resilient Profitability and Margin Discipline

    Profitability remains a clear strength, with net income margin increasing 19% year over year to

APTUS Stock Challenges
APTUS Stock Challenges
4
  • NBFC-led asset quality deterioration

    Asset quality weakened primarily in the NBFC book, driving a higher consolidated delinquency and NPA

  • Persistent field-level attrition and frontline execution risk

    The company continues to face elevated field-level employee attrition, which remains around 40% to 45%

APTUS Forecast

APTUS Forecasts

Price

Revenue

Earnings

APTUS

APTUS

Income

Balance Sheet

Cash Flow

APTUS Income Statement

APTUS Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue387.20404.63435.55458.99499.24530.14553.69568.53593.12610.65
Operating & Other expensessubtract169.84180.41195.97210.17224.94241.47256.22261.36261.99278.08
Depreciation/Amortizationsubtract2.332.602.843.283.343.133.203.383.573.49
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract51.0049.8854.7655.0263.9366.2967.7267.6066.6168.15
EPS3.293.443.653.824.154.394.544.725.225.21

APTUS Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 31PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 6PDF
Feb 4PDF
Oct 31PDF
Jul 31PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 6PDF
Jan 31PDF
Nov 5PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 1PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 4PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
 

APTUS Stock Peers

APTUS Past Performance & Peer Comparison

APTUS Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Aptus Value Housing Finance India Ltd13.692.551.75%
PNB Housing Finance Ltd13.311.590.68%
LIC Housing Finance Ltd4.880.662.01%
Sammaan Capital Ltd-2.410.79

APTUS Stock Price Comparison

Compare APTUS with any stock or ETF
Compare APTUS with any stock or ETF
APTUS
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APTUS Holdings

APTUS Shareholdings

APTUS Promoter Holdings Trend

APTUS Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

APTUS Institutional Holdings Trend

APTUS Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

APTUS Shareholding Pattern

APTUS Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding23.86%24.50%5.41%29.95%16.27%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

APTUS Shareholding History

APTUS Shareholding History

MarJunSepDec '25MarJun27.74%30.40%35.35%33.20%30.34%29.95%

Mutual Funds Invested in APTUS

Mutual Funds Invested in APTUS

No mutual funds holding trends are available

Top 5 Mutual Funds holding Aptus Value Housing Finance India Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
3.7655%1.14%-0.22%36/80 (-3)
2.2924%1.56%-0.13%47/84 (-30)
2.0579%1.08%-0.17%25/81 (-3)

Compare 3-month MF holding change on Screener

APTUS Insider Trades & Bulk Stock Deals

APTUS Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing APTUS stock

smallcases containing APTUS stock

Looks like this stock is not in any smallcase yet.

APTUS Events

APTUS Events

APTUS Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

APTUS Dividend Trend

No dividend trend available

APTUS Upcoming Dividends

APTUS Upcoming Dividends

No upcoming dividends are available

APTUS Past Dividends

APTUS Past Dividends

Cash Dividend

Ex DateEx DateMay 15, 2026

Interim 2
Interim 2 | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

May 15, 2026

Cash Dividend

Ex DateEx DateNov 7, 2025

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Nov 7, 2025

Cash Dividend

Ex DateEx DateMay 16, 2025

Interim 2
Interim 2 | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

May 16, 2025

Cash Dividend

Ex DateEx DateNov 14, 2024

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Nov 14, 2024

Cash Dividend

Ex DateEx DateMay 15, 2024

Interim
Interim | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

May 15, 2024

APTUS Stock News & Opinions

APTUS Stock News & Opinions

Corporate
Corporate
Aptus Value Housing Finance India Ltd. approved equity share allotment to employees

Aptus Value Housing Finance India Ltd. announced that its Resourcing & Business Committee approved the allotment of 12,500 equity shares of Rs 2 each on August 31, 2026, following the exercise of stock options by employees under the Aptus Employee Stock Option Scheme, 2021, increasing the company's paid-up share capital from Rs 1,00,16,35,472 to Rs 1,00,16,60,472.

1 week agoCapital Market - Live
Earnings
Earnings
Aptus Value Housing Finance India Ltd consolidated sales up 4.52% on year in Q2FY2026

Aptus Value Housing Finance India Ltd share price softened by 1.30% to Rs 250.4 after the company's net profit remained flat to Rs 260.94 crore, while revenue from operations improved marginally 4.52% to Rs 600.29 crore in Q2FY26 over Q1FY26. The market capitalization of Housing Finance Company industry group stocks on BSE stood at Rs 2.68 lakh crore, rising 4.10%. It has slipped by 1.70% over last one week and ticked higher by 1.42% in last one month while the market capitalization of Aptus Value Housing Finance India Ltd has eased by 1.11% and 1.63% in the same period respectively. Profit before tax (PBT) of Aptus Value Housing Finance India Ltd stood at Rs 329.09 crore in Q2 FY26, rallying 15.25% year-on-year, and gaining 0.47% quarter-on-quarter. EBITDA came in at Rs 312 crore, jumping 15.97% YoY and easing 6.23% sequentially. Total expenses saw a slight increase of 6.03% to Rs 281.56 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 64.01 crore, ticking higher by 3.08% YoY. For the TTM ended FY26, revenue from operations witnessed a strong growth of 25.24% to Rs 2192.24 crore, while net profit soared by 25.52% to Rs 942.94 crore, compared to previous TTM. EBITDA jumped by 89114% to Rs 1117.95 crore, and PBT soared 24.24% to Rs 1211.16 crore compared to previous TTM. Aptus Value Housing Finance India Ltd crashed 29.67% in last one year, underperforming the benchmark BSE Sensex which has eased by 3.21% during the same period.

3 weeks agoCapital Market - Live
Corporate
Corporate
Aptus Value Housing Finance India Ltd. allotted shares, boosting paid-up capital via employee options

Aptus Value Housing Finance India Ltd. announced on July 31, 2026, that its board approved the allotment of 25,000 equity shares with a face value of Rs 2 each, following the exercise of stock options by employees under the Aptus Employee Stock Option Scheme, 2021, increasing the company's paid-up share capital from Rs 1,00,15,85,472 to Rs 1,00,16,35,472.

1 month agoCapital Market - Live
Earnings
Earnings
Aptus Value Housing Finance India Ltd consolidated sales up 4.52% on year in Q2FY2026, net profit remained flat

Aptus Value Housing Finance India Ltd share price softened by 1.70% to Rs 277.05 after the company's net profit remained flat to Rs 260.94 crore, while revenue from operations improved marginally 4.52% to Rs 600.29 crore in Q2FY26 over Q1FY26. The market capitalization of Housing Finance Company industry group stocks on BSE stood at Rs 2.76 lakh crore, declining 2.44%. It has slipped by 0.62% over last one week and edged lower by 0.43% in last one month while the market capitalization of Aptus Value Housing Finance India Ltd has eased by 0.11% and 6.38% in the same period respectively. Profit before tax (PBT) of Aptus Value Housing Finance India Ltd stood at Rs 329.09 crore in Q2 FY26, jumping 15.25% year-on-year, and easing 0.47% quarter-on-quarter. EBITDA came in at Rs 312 crore, surging by 15.97% YoY and rising 6.23% sequentially. Total expenses posted a minor rise of 6.03% to Rs 281.56 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 64.01 crore, inching up 3.08% YoY. For the TTM ended FY26, revenue from operations soared by 25.24% to Rs 2192.24 crore, while net profit surged by 25.52% to Rs 942.94 crore, compared to previous TTM. EBITDA witnessed a strong improvement of 89114% to Rs 1117.95 crore, and PBT surged 24.24% to Rs 1211.16 crore compared to previous TTM. Aptus Value Housing Finance India Ltd tumbled by 17.14% in last one year, underperforming the benchmark BSE Sensex which has softened by 4.36% during the same period.

1 month agoCapital Market - Live
Corporate
Corporate
Aptus Value Housing Finance India Limited’s net profit rose 19% to Rs 261 crore

Aptus Value Housing Finance India Limited announced its financial results for the quarter ended June 30, 2026, reporting assets under management of Rs 13,648 crore, a 21% year-on-year increase, and disbursements of Rs 1,053 crore, up 36% year-on-year. The company’s net profit for the quarter was Rs 261 crore, a 19% year-on-year increase, with a net income margin of Rs 441 crore, also up 19% year-on-year, while return on assets and return on equity were 7.8% and 20.4%, respectively, and the company added 33 branches, bringing its total network to 372, with plans to add another 25 in the next quarter.

1 month agoCapital Market - Live
Corporate
Corporate
Aptus Value Housing’s NCDs have a 1.12 security cover ratio, confirmed by Sundaram & Srinivasan

Aptus Value Housing Finance’s latest certificate, confirmed by auditors Sundaram & Srinivasan, indicates a security cover ratio of 1.12 for its Non-Convertible Debentures (NCDs), signifying a healthy level of asset backing for investors. The certificate, a regulatory requirement under SEBI guidelines, details the assets pledged as security, including property, investments, and a substantial loan book. The exclusive security cover ratio of 1.12 means the value of assets dedicated solely to securing the NCDs is 1.12 times the outstanding debt. While the company utilized book values for certain assets, particularly loan receivables, due to a lack of readily available market values, the auditor confirmed compliance with covenants and agreement of book values with financial results. Investors should note the reliance on book values and monitor the quality of the loan receivables, which represent a significant portion of the asset base.

1 month agoCapital Market - Live
Earnings
Earnings
Aptus Value Housing Finance India consolidated net profit rises 19.01% in the June 2026 quarter

Net profit of Aptus Value Housing Finance India rose 19.01% to Rs 260.94 crore in the quarter ended June 2026 as against Rs 219.25 crore during the previous quarter ended June 2025. Sales rose 15.38% to Rs 600.29 crore in the quarter ended June 2026 as against Rs 520.26 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales600.29520.26 15 OPM %81.9484.43 - PBDT332.58288.67 15 PBT329.09285.55 15 NP260.94219.25 19 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Aptus Value Housing Finance India schedules AGM

Aptus Value Housing Finance India announced that the 17th Annual General Meeting(AGM) of the company will be held on 4 August 2026.

1 month agoCapital Market - Live
Corporate
Corporate
Aptus Value Housing Finance India schedules board meeting

Aptus Value Housing Finance India will hold a meeting of the Board of Directors of the Company on 31 July 2026.

2 months agoCapital Market - Live
Earnings
Earnings
Aptus Value Housing Finance India consolidated net profit rises 26.04% in the March 2026 quarter

Net profit of Aptus Value Housing Finance India rose 26.04% to Rs 260.95 crore in the quarter ended March 2026 as against Rs 207.03 crore during the previous quarter ended March 2025. Sales rose 18.66% to Rs 574.34 crore in the quarter ended March 2026 as against Rs 484.04 crore during the previous quarter ended March 2025. For the full year,net profit rose 25.52% to Rs 942.94 crore in the year ended March 2026 as against Rs 751.25 crore during the previous year ended March 2025. Sales rose 25.24% to Rs 2192.24 crore in the year ended March 2026 as against Rs 1750.41 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales574.34484.04 19 2192.241750.41 25 OPM %82.3384.47 -83.0084.52 - PBDT331.13274.30 21 1224.44986.90 24 PBT327.56270.96 21 1211.16974.84 24 NP260.95207.03 26 942.94751.25 26 Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of APTUS as on 10th September 2026 is ₹252.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Aptus Value Housing Finance India Ltd (APTUS) share are
    • Past 1 week: -1.33%
    • Past 1 month: -2.59%
    • Past 3 months: 0.02%
    • Past 6 months: 8.87%
    • Past 1 year: -25.86%
    • Past 3 years: -8.61%
    • Past 5 years: -30.26%

  3. The current dividend yield of Aptus Value Housing Finance India Ltd (APTUS) is 1.75.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Aptus Value Housing Finance India Ltd (APTUS) is ₹12908.58 Cr as of 10th September 2026.

  5. The 52-week high of Aptus Value Housing Finance India Ltd (APTUS) is ₹349.75 and the 52-week low is ₹193.03.

  6. The P/E (price-to-earnings) ratio of Aptus Value Housing Finance India Ltd (APTUS) is 13.69. The P/B (price-to-book) ratio is 2.55.

  7. Aptus Value Housing Finance India Ltd (APTUS) belongs to the Financials sector & Home Financing sub-sector.

  8. You can directly buy Aptus Value Housing Finance India Ltd (APTUS) shares on Tickertape. Simply sign up, connect your demat account and place your order.