What is the share price of Aavas Financiers Ltd (AAVAS) today?
The share price of AAVAS as on 11th September 2026 is ₹1275.10. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Aavas Financiers Ltd (AAVAS) share?
The past returns of Aavas Financiers Ltd (AAVAS) share are- Past 1 week: -2.02%
- Past 1 month: -8.20%
- Past 3 months: -4.00%
- Past 6 months: 5.22%
- Past 1 year: -21.28%
- Past 3 years: -25.81%
- Past 5 years: -49.11%
What are the peers or stocks similar to Aavas Financiers Ltd (AAVAS)?
The peers or stocks similar to Aavas Financiers Ltd (AAVAS) include:What is the market cap of Aavas Financiers Ltd (AAVAS) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Aavas Financiers Ltd (AAVAS) is ₹10746.76 Cr as of 11th September 2026.What is the 52 week high and low of Aavas Financiers Ltd (AAVAS) share?
The 52-week high of Aavas Financiers Ltd (AAVAS) is ₹1771.90 and the 52-week low is ₹1060.40.What is the PE and PB ratio of Aavas Financiers Ltd (AAVAS) stock?
The P/E (price-to-earnings) ratio of Aavas Financiers Ltd (AAVAS) is 16.41. The P/B (price-to-book) ratio is 2.13.Which sector does Aavas Financiers Ltd (AAVAS) belong to?
Aavas Financiers Ltd (AAVAS) belongs to the Financials sector & Home Financing sub-sector.How to buy Aavas Financiers Ltd (AAVAS) shares?
You can directly buy Aavas Financiers Ltd (AAVAS) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Aavas Financiers Ltd
AAVAS Share Price
NSEAAVAS Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
AvgThe stock has a moderate number of red flags
How to use scorecard? Learn more
AAVAS Performance & Key Metrics
AAVAS Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 15.64 | 2.13 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.64 | 2.14 | 1.30% |
from 19 analysts
Price Upside
Earnings Growth
Rev. Growth
AAVAS Company Profile
Aavas Financiers is a housing finance company, engaged in providing home loans to the customers belonging to low and middle income segment in semi urban and rural areas
AAVAS Sentiment Analysis
AAVAS Sentiment Analysis
AAVAS Stock Summary · July 2026
Management described a strong quarter marked by profit growth, margin gains, and accelerating disbursements, while also acknowledging some near-term spread pressure from pricing actions. Net profit rose 23% year over year to Rs. 1.71 billion, supported by 18% growth in net interest income and an improved cost-to-income ratio, even as the company kept a close eye on profitability metrics such as ROA of 3.19% and ROE of 13.34%. Loan disbursements increased 41% to Rs. 16.1 billion, led by home loans, and management said the quarter was intentionally front-loaded to support full-year earnings. The discussion focused on sharper execution, branch productivity, and a rebalancing toward a roughly 65/35 housing-to-non-housing mix, alongside efforts to lift AUM growth toward the reaffirmed 17%–18% target and a medium-term 20% ambition. Asset quality remained a core strength, with credit costs at 24 bps and no visible stress emerging. Looking ahead, management said spreads will likely stay under pressure and finish the year below 5%, but it expects growth, efficiency initiatives, and strong capitalization to support the business.
AAVAS Stock Growth Drivers
AAVAS Stock Growth Drivers
5Acceleration in Disbursements and AUM Growth
The company delivered a strong operating start to FY27, with loan disbursements rising 41% year
Improving Profitability and Operating Efficiency
Profitability strengthened meaningfully in the quarter, with net profit rising 23% year over year and
AAVAS Stock Challenges
AAVAS Stock Challenges
3Persistent Margin Compression from Competitive Pressure
The company is facing sustained competitive intensity across geographies, which is already pressuring loan spreads
Mix Shift Toward Lower-Yield Home Loans Weighing on Returns
Management is actively pushing to regain market share in home loans over the next several
AAVAS Forecast
AAVAS Forecasts
Price
Revenue
Earnings
AAVAS Share Price Forecast
AAVAS Share Price Forecast
All values in ₹
All values in ₹
AAVAS Company Revenue Forecast
AAVAS Company Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
AAVAS Stock EPS (Earnings Per Share) Forecast
AAVAS Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
AAVAS
AAVAS
Income
Balance Sheet
Cash Flow
AAVAS Income Statement
AAVAS Income Statement
| Quarter | mar 2024 | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | jun 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 546.80 | 542.56 | 580.45 | 597.92 | 637.49 | 627.93 | 667.45 | 674.62 | 714.83 | 709.10 | ||||||||||
| Operating & Other expenses | 360.21 | 373.09 | 381.50 | 400.30 | 434.47 | 439.46 | 445.51 | 444.18 | 472.12 | 477.94 | ||||||||||
| EBITDA | 186.59 | 169.47 | 198.95 | 197.62 | 203.02 | 188.47 | 221.94 | 230.44 | 242.71 | 231.16 | ||||||||||
| Depreciation/Amortization | 9.10 | 8.51 | 8.93 | 9.22 | 9.79 | 9.34 | 10.71 | 11.11 | 11.95 | 11.05 | ||||||||||
| PBIT | 177.49 | 160.96 | 190.02 | 188.40 | 193.23 | 179.13 | 211.23 | 219.33 | 230.76 | 220.11 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 177.49 | 160.96 | 190.02 | 188.40 | 193.23 | 179.13 | 211.23 | 219.33 | 230.76 | 220.11 | ||||||||||
| Taxes & Other Items | 34.88 | 34.85 | 42.11 | 41.97 | 39.55 | 39.89 | 47.29 | 49.27 | 49.10 | 48.84 | ||||||||||
| Net Income | 142.61 | 126.11 | 147.91 | 146.43 | 153.68 | 139.24 | 163.94 | 170.06 | 181.66 | 171.27 | ||||||||||
| EPS | 18.02 | 15.93 | 18.69 | 18.50 | 19.42 | 17.59 | 20.71 | 21.48 | 22.94 | 21.60 |
AAVAS Company Updates
Investor Presentation
AAVAS Stock Peers
AAVAS Past Performance & Peer Comparison
AAVAS Past Performance & Peer Comparison
FinancialsHome Financing
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Aavas Financiers Ltd | 16.41 | 2.13 | — |
| PNB Housing Finance Ltd | 13.31 | 1.59 | 0.68% |
| LIC Housing Finance Ltd | 4.88 | 0.66 | 2.01% |
| Sammaan Capital Ltd | -2.27 | 0.91 | — |
AAVAS Stock Price Comparison
Compare AAVAS with any stock or ETFAAVAS Holdings
AAVAS Shareholdings
AAVAS Promoter Holdings Trend
AAVAS Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
A significant proportion of promoter holdings is pledged
AAVAS Institutional Holdings Trend
AAVAS Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
AAVAS Shareholding Pattern
AAVAS Shareholding Pattern
AAVAS Shareholding History
AAVAS Shareholding History
Mutual Funds Invested in AAVAS
Mutual Funds Invested in AAVAS
No mutual funds holding trends are available
Top 5 Mutual Funds holding Aavas Financiers Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 2.3532% | Percentage of the fund’s portfolio invested in the stock 0.24% | Change in the portfolio weight of the stock over the last 3 months -0.05% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 90/340 (-19) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 1.4975% | Percentage of the fund’s portfolio invested in the stock 0.67% | Change in the portfolio weight of the stock over the last 3 months -0.18% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 23/66 (-1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 1.4042% | Percentage of the fund’s portfolio invested in the stock 0.19% | Change in the portfolio weight of the stock over the last 3 months -0.05% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 175/271 (-96) |
Compare 3-month MF holding change on Screener
smallcases containing AAVAS stock
smallcases containing AAVAS stock
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AAVAS Events
AAVAS Events
AAVAS Dividend Trend
AAVAS has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
AAVAS Dividend Trend
AAVAS has not given any dividends in last 5 years
AAVAS Dividends
AAVAS Dividends
AAVAS Stock News & Opinions
AAVAS Stock News & Opinions
Aavas Financiers Limited announced that its Executive Committee of the Board of Directors has approved the allotment of 10,000 Senior, Secured, Rated, Listed, Transferable, Redeemable NCDs, with a face value of Rs 1,00,000 each, aggregating to Rs 100,00,00,000, on a private placement basis. The NCDs, maturing on September 11, 2031, carry an initial coupon rate of 7.60% per annum payable quarterly and are proposed to be listed on the Wholesale Debt Market of the BSE Limited.
Aavas Financiers Limited announced that its Executive Committee of the Board of Directors approved the issuance of up to 10,000 Senior, Secured, Rated, Listed, Transferable, Redeemable Non-Convertible Debentures having a face value of Rs 1,00,000 each, with an aggregate nominal value of up to Rs 1,00,00,00,000 on a private placement basis. The debentures will be listed on the Wholesale Debt Market (WDM) segment of BSE Limited and have a tenor of 60 months.
Aavas Financiers Limited has approved the issuance of up to Rs 100 crore through a private placement of 10,000 Senior, Secured, Rated, Listed, Transferable, Redeemable Non-Convertible Debentures (NCDs), each with a face value of Rs 1,00,000, as authorized by a special resolution passed at the company’s 15th Annual General Meeting on September 16, 2025; the NCDs will be listed on the Wholesale Debt Market (WDM) segment of BSE Limited and will have a tenor of 60 months, with interest payments scheduled quarterly and principal repayment through 20 equal quarterly installments of Rs 5,000 per debenture.
Aavas Financiers Limited announced that its Nomination and Remuneration Committee approved the allotment of 4,301 equity shares of Rs 10 each, pursuant to the exercise of Employee Stock Options under the Performance Stock Option Plan -2023 (“PSOP -2023”) and Performance Stock Option Plan -2024 (“PSOP -2024”) schemes, increasing the company's paid-up equity share capital from Rs 79,29,00,260 to Rs 79,29,43,270.
Aavas Financiers Limited appointed Mr. Vellur Gopalaraghavan Kannan as an Additional Director and Chairperson of the Board, effective August 1, 2026, succeeding Mr. Sandeep Tandon, for a term of one year, subject to shareholder approval; Mr. Kannan brings over 40 years of experience in the banking, financial services, and insurance sector, including a prior role as Managing Director at State Bank of India, and his appointment was welcomed by Aavas Chief Executive Officer Mr. Manu Singh.
Aavas Financiers Limited announced the allotment of 20,000 Senior, Secured, Rated, Listed, Transferable, Redeemable Non-Convertible Debentures with a face value of Rs 100,000 each, aggregating to Rs 200 crore, following a private placement. The Executive Committee of the Board of Directors approved the allotment on July 30, 2026, with 6,000 debentures allocated to anchor investors and 14,000 to non-anchor investors, receiving a total settlement amount of Rs 200.2240 crore, including Rs 22.40 crore as premium. The debentures, with a coupon rate of 7.80% per annum, will mature on July 30, 2029, and are proposed to be listed on the Wholesale Debt Market of the BSE Limited.
Net profit of AAVAS Financiers rose 23.01% to Rs 171.27 crore in the quarter ended June 2026 as against Rs 139.23 crore during the previous quarter ended June 2025. Sales rose 12.93% to Rs 708.72 crore in the quarter ended June 2026 as against Rs 627.56 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales708.72627.56 13 OPM %73.8573.21 - PBDT231.16188.46 23 PBT220.11179.12 23 NP171.27139.23 23 Powered by Capital Market - Live
AAVAS Financiers will hold a meeting of the Board of Directors of the Company on 21 July 2026.
AAVAS Financiers has allotted 5,039 equity shares under ESOP on 26 May 2026. With this allotment, the paid up equity share capital has increased to 79,28,77,820 consisting of 7,92,87,782 equity shares having a face value of Rs.10/- each.
Net profit of AAVAS Financiers rose 18.21% to Rs 181.67 crore in the quarter ended March 2026 as against Rs 153.68 crore during the previous quarter ended March 2025. Sales rose 12.33% to Rs 714.68 crore in the quarter ended March 2026 as against Rs 636.21 crore during the previous quarter ended March 2025. For the full year,net profit rose 14.07% to Rs 654.88 crore in the year ended March 2026 as against Rs 574.11 crore during the previous year ended March 2025. Sales rose 13.97% to Rs 2683.46 crore in the year ended March 2026 as against Rs 2354.51 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales714.68636.21 12 2683.462354.51 14 OPM %72.2073.32 -73.6775.29 - PBDT242.72203.02 20 883.55769.04 15 PBT230.77193.23 19 840.44732.59 15 NP181.67153.68 18 654.88574.11 14 Powered by Capital Market - Live

Over the last 5 years, revenue has grown at a yearly rate of 19.42%, vs industry avg of 7.06%
Over the last 5 years, market share increased from 0.59% to 4.58%
Over the last 5 years, net income has grown at a yearly rate of 17.73%, vs industry avg of -7.46%