How to start UTI mutual fund SIP online?

Here’s how you can start a SIP in UTI Mutual Funds, Launch Tickertape Mutual Fund Screener. Select the UTI Mutual Funds that aligns with your investment goals. Click on “Place Order” and select the option “SIP”. Enter the SIP amount and confirm “OK” Your order will be placed.

How to calculate UTI mutual fund returns?

Here’s how you can calculate returns on your UTI mutual fund investement - Absolute Return = ((Current NAV - Initial NAV) / Initial NAV) * 100 With this formula you can measure how much your investment has grown in total. Moreover, you can also use Tickertape Mutual Fund Screener to get latest data on the UTI mutual fund’s performance.

Does UTI offer tax-free mutual fund schemes?

UTI offers tax-saving options, particularly through its Equity Linked Savings Scheme (ELSS). While the returns are subject to long-term capital gains tax, these funds allow investors to claim tax deductions under Section 80C of the Income Tax Act. Disclaimer: You can check the latest information about UTI ELSS funds on Tickertape Mutual Fund Screener.

How do I cancel/stop UTI mutual fund SIP?

To cancel UTI mutual fund SIP, please refer to the official website. Disclaimer: Please do your own research or consult your financial advisor before making financial decision.

How to withdraw money from UTI mutual funds?

Here’s how to withdraw/redeem from UTI mutual fund on Tickertape Mutual Fund Screener - Step 1 - Select the UTI mutual fund you want to redeem Step 2 - It will automatically redirect you to smallcase app. There you’ve to login to your smallcase account using your registered email or broker login. Step 3 - Go to the “Investments” or “Portfolio” tab from the bottom navigation bar. Step 4 - Find the UTI mutual fund you want to withdraw under “Mutual Funds” section (or “My Investments”), Step 5 - Tap on the mutual fund name to open its details page. Step 6 - Choose the ‘Redeem’ option. It will start the withdrawal process. Step 7 - Select withdrawal type - By Amount, By Units, or Full Redemption. Step 8 - Confirm your bank account details. Step 9 - Tap on ‘Redeem’ / ‘Confirm’ to confirm redemption.

What are the redemption charges of UTI mutual funds?

UTI mutual funds do not levy any redemption charges. However, an exit load may apply if units are redeemed within a specified period from the date of investment. You can check the latest specific scheme details for charges on Tickertape Mutual Fund Screener.

Which are the top-performing funds of UTI Mutual Fund?

Here are the top UTI mutual funds based on their 5Y CAGR: UTI Transportation & Logistics Fund UTI Infrastructure Fund UTI Large & Mid Cap Fund UTI Mid Cap Fund UTI Banking and Financial Services Fund Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

How to increase the SIP amount in UTI mutual funds?

You can do it from your broker account or from UTI mutual fund official website.

How to choose the best UTI Mutual Funds before investing?

Here’s how to choose the best UTI mutual fund for investing - Assess your risk tolerance. Analyse the fund’s performance on Tickertape Mutual Fund Screener. Compare the expense ratio. Evaluate portfolio diversification across sectors, market caps, and asset classes. Understand tax implications as equity and debt funds are taxed differently. Check for exit load and lock-in period. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Top UTI Mutual Fund - SIP Schemes, Performance, Returns 2025

UTI Asset Management Company Ltd (UTI AMC) manages assets worth over ₹21 lakh cr, as of September 2025. It holds a 5.04% share of India's mutual fund market. The firm dominates the National Pension System, where it controls about 27.4% of the market.

Best UTI Mutual Funds (2025)

Top UTI Mutual Funds in India (2025)

Here's the list of top UTI mutual funds across equity, debt, hybrid funds offered by UTI Asset Management Company Private Ltd.

Created by

@8260032 8260032

Showing 1 - 20 of 74 results

last updated at 11:00 PM IST

	NameMFs (74)↓	↓Sub CategorySub Category↓	↓PlanPlan↓	↓AUMAUM↓	↓AMCAMC↓	↓NAVNAV↓	↓Absolute Returns - 3MAbsolute Ret. - 3M↓	↓Absolute Returns - 1YAbsolute Ret. - 1Y↓	↓CAGR 3YCAGR 3Y↓	↓Expense RatioExpense Ratio↓	↓Exit LoadExit Load↓	↓VolatilityVolatility↓	↓Sharpe RatioSharpe Ratio↓
1.	UTI Liquid Fund UTI Liquid Fund	Liquid Fund Liquid Fund	Growth Growth	28,884.74 28,884.74	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	4,412.54 4,412.54	1.46 1.46	6.76 6.76	7.09 7.09	0.15 0.15	0.00 0.00	0.12 0.12	3.22 3.22
2.	UTI Flexi Cap Fund UTI Flexi Cap Fund	Flexi Cap Fund Flexi Cap Fund	Growth Growth	25,757.27 25,757.27	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	349.76 349.76	1.68 1.68	3.20 3.20	11.15 11.15	1.01 1.01	1.00 1.00	13.34 13.34	0.05 0.05
3.	UTI Nifty 50 Index Fund UTI Nifty 50 Index Fund	Index Fund Index Fund	Growth Growth	25,747.56 25,747.56	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	178.09 178.09	3.88 3.88	6.45 6.45	12.92 12.92	0.17 0.17	- -	12.57 12.57	0.26 0.26
4.	UTI Money Market Fund UTI Money Market Fund	Money Market Fund Money Market Fund	Growth Growth	20,351.52 20,351.52	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	3,197.40 3,197.40	1.50 1.50	7.73 7.73	7.69 7.69	0.14 0.14	- -	0.41 0.41	8.83 8.83
5.	UTI Large Cap Fund UTI Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	13,241.33 13,241.33	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	305.08 305.08	3.39 3.39	5.38 5.38	12.96 12.96	0.93 0.93	1.00 1.00	11.94 11.94	0.18 0.18
6.	UTI Mid Cap Fund UTI Mid Cap Fund	Mid Cap Fund Mid Cap Fund	Growth Growth	12,101.13 12,101.13	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	339.46 339.46	2.72 2.72	0.13 0.13	16.96 16.96	0.91 0.91	1.00 1.00	15.98 15.98	-0.11 -0.11
7.	UTI Value Fund UTI Value Fund	Value Fund Value Fund	Growth Growth	10,057.81 10,057.81	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	187.32 187.32	3.23 3.23	3.12 3.12	18.42 18.42	1.18 1.18	1.00 1.00	13.09 13.09	0.02 0.02
8.	UTI Arbitrage Fund UTI Arbitrage Fund	Arbitrage Fund Arbitrage Fund	Growth Growth	9,167.09 9,167.09	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	38.10 38.10	1.55 1.55	7.12 7.12	7.74 7.74	0.30 0.30	0.25 0.25	0.77 0.77	3.70 3.70
9.	UTI Nifty200 Momentum 30 Index Fund UTI Nifty200 Momentum 30 Index Fund	Index Fund Index Fund	Growth Growth	8,707.44 8,707.44	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	21.78 21.78	4.27 4.27	-8.87 -8.87	16.09 16.09	0.45 0.45	- -	18.20 18.20	-0.62 -0.62
10.	UTI Aggressive Hybrid Fund UTI Aggressive Hybrid Fund	Aggressive Hybrid Fund Aggressive Hybrid Fund	Growth Growth	6,595.50 6,595.50	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	441.37 441.37	3.00 3.00	4.12 4.12	16.62 16.62	1.23 1.23	1.00 1.00	9.50 9.50	0.10 0.10
11.	UTI Multi Asset Allocation Fund UTI Multi Asset Allocation Fund	Multi Asset Allocation Fund Multi Asset Allocation Fund	Growth Growth	6,106.05 6,106.05	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	85.90 85.90	5.12 5.12	9.57 9.57	20.27 20.27	0.58 0.58	1.00 1.00	8.47 8.47	0.67 0.67
12.	UTI Nifty Next 50 Index Fund UTI Nifty Next 50 Index Fund	Index Fund Index Fund	Growth Growth	5,941.07 5,941.07	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	25.64 25.64	4.70 4.70	-1.05 -1.05	17.48 17.48	0.34 0.34	- -	18.01 18.01	-0.13 -0.13
13.	UTI Corporate Bond Fund UTI Corporate Bond Fund	Corporate Bond Fund Corporate Bond Fund	Growth Growth	5,707.97 5,707.97	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	17.19 17.19	1.53 1.53	8.66 8.66	8.05 8.05	0.26 0.26	- -	1.13 1.13	3.97 3.97
14.	UTI ULIP 10Y UTI ULIP 10Y	Dynamic Asset Allocation Fund Dynamic Asset Allocation Fund	Growth Growth	5,323.30 5,323.30	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	45.93 45.93	1.39 1.39	- -	- -	1.03 1.03	- -	5.62 5.62	0.46 0.46
15.	UTI ULIP UTI ULIP	Dynamic Asset Allocation Fund Dynamic Asset Allocation Fund	Growth Growth	5,323.30 5,323.30	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	45.93 45.93	1.39 1.39	- -	- -	1.03 1.03	2.00 2.00	5.62 5.62	0.46 0.46
16.	UTI Large & Mid Cap Fund UTI Large & Mid Cap Fund	Large & Mid Cap Fund Large & Mid Cap Fund	Growth Growth	5,291.10 5,291.10	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	196.13 196.13	4.20 4.20	4.14 4.14	21.73 21.73	0.98 0.98	1.00 1.00	13.65 13.65	0.13 0.13
17.	UTI Overnight Fund UTI Overnight Fund	Overnight Fund Overnight Fund	Growth Growth	5,069.38 5,069.38	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	3,613.24 3,613.24	1.36 1.36	6.01 6.01	6.45 6.45	0.06 0.06	- -	0.02 0.02	-4.71 -4.71
18.	UTI Small Cap Fund UTI Small Cap Fund	Small Cap Fund Small Cap Fund	Growth Growth	4,917.65 4,917.65	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	28.12 28.12	1.72 1.72	-0.59 -0.59	19.65 19.65	0.63 0.63	1.00 1.00	17.63 17.63	-0.10 -0.10
19.	UTI Retirement Fund UTI Retirement Fund	Solution Oriented, Retirement Fund - Debt Oriented Solution Oriented, Retirement Fund - Debt Oriented	Growth Growth	4,745.25 4,745.25	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	54.35 54.35	2.00 2.00	- -	- -	1.10 1.10	1.00 1.00	5.50 5.50	0.29 0.29
20.	UTI Children's Hybrid Fund-Scholarship-Direct plan UTI Children's Hybrid Fund-Scholarship-Direct plan	Solution Oriented - Children's Fund Solution Oriented - Children's Fund	Growth Growth	4,555.19 4,555.19	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	41.64 41.64	1.47 1.47	- -	- -	1.58 1.58	- -	5.44 5.44	0.16 0.16

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Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.

Selection criteria: AMC: UTI Asset Management Company Limited | AUM: Sorted from Highest to Lowest

What are UTI Mutual Funds?

UTI Asset Management Company runs UTI Mutual Funds. These funds collect money from many investors and use it to build diversified investment portfolios. The portfolios include stocks, bonds, and various other securities. UTI offers a wide range of investment options. Investors can choose equity funds, debt instruments, hybrid solutions, or goal-oriented investment products.

Key Information About UTI Asset Management Company Ltd

Here are the key details about UTI Asset Management Company Ltd -

Category	Details
Company Name	UTI Asset Management Company Ltd
Established	1963
Assets Under Management (AUM)	₹21.05 lakh cr
Market Share (Mutual Funds)	5.04%
Shareholding Structure	18.5% each: State Bank of India, LIC, Punjab National Bank, Bank of Baroda; 23%: T. Rowe Price
Total Folios	11 mn+
Presence in NPS	27.4% share in National Pension System
Investment Products	Equity, Debt, Hybrid, Solution-Oriented Funds
Managing Director	Nilesh S. Shah
Chief Executive Officer (CEO)	Vetri Subramaniam (Effective February 2026)
Chief Financial Officer (CFO)	Sanjay Chhabria
Key Management	Experienced professionals managing funds across various asset classes
Headquarters	Mumbai, Maharashtra, India

Types of Funds Offered by UTI Mutual Funds

UTI Equity Funds

If you're comfortable with market volatility and have long-term goals, UTI's equity funds might interest you. The company manages more than 15 equity funds that invest primarily in stocks. These funds cover a range from large-cap stability to mid-cap growth potential, as well as sector-specific opportunities.

UTI Debt Funds

UTI runs over 10 debt funds that focus on fixed-income securities, think government bonds, corporate bonds, and money market instruments. These are built for investors who want steadier returns and aren't keen on taking big risks.

UTI Hybrid Funds

UTI's 6+ hybrid funds split investments between both, striking a balance between growth potential and income generation. They're designed for individuals who want diversification without having to pick just one asset class.

UTI Index Funds

UTI offers more than 3 index funds that track major market indices like the Nifty 50 or Sensex. You get broad market exposure at lower costs since these funds don't require active stock picking.

UTI Solution-Oriented Funds

UTI has over two solution-oriented funds specifically designed for these life goals. They come with investment strategies aligned to your timeline and risk tolerance.

UTI Exchange-Traded Funds (ETFs)

UTI runs 4 ETFs that track market indices. These offer flexibility and low costs. You can trade them like stocks, gaining diversified exposure to entire market segments.

UTI Sectoral/Thematic Funds

UTI manages over 4 sectoral and thematic funds, focusing on areas such as technology, pharmaceuticals, and infrastructure. These options allow you to tap into high-growth sectors, although they come with concentrated exposure.

Overview Top UTI Mutual Fund Schemes

UTI Flexi Cap Fund

UTI Flexi Cap Fund is an actively managed fund that doesn't limit itself to one market segment. It invests across large, mid, and small-cap stocks, giving the fund manager flexibility to chase growth wherever it appears. Good choice if you're in it for the long haul and can handle moderate risk.

UTI Liquid Fund

UTI Liquid Fund is a low-risk fund that invests primarily in short-term money market instruments. It won't give you spectacular returns, but it keeps your capital safe and readily accessible.

UTI Nifty 50 Index Fund

The UTI Nifty 50 Index Fund is a passive fund that tracks the Nifty 50 Index. You're essentially buying into India's 50 largest companies at minimal cost. No frills, just straightforward market exposure.

UTI Money Market Fund

UTI Money Market Fund invests in high-quality short-term debt and money market instruments. It is designed for conservative investors seeking to park their funds safely while earning reasonable returns. This fund offers liquidity and low-risk exposure to short-term investments.

UTI Large Cap Fund

The UTI Large Cap Fund primarily invests in large-cap stocks, focusing on stable, well-established companies. It aims for steady long-term growth with a relatively lower risk compared to mid and small-cap stocks. Ideal for investors seeking capital appreciation with moderate risk exposure.

How to Invest in UTI Mutual Funds?

Here’s how you can identify and invest in top UTI Mutual Funds with Tickertape Mutual Fund Screener -

Launch Tickertape Mutual Fund Screener.
Add a filter “AMC” and select “UTI Asset Management Company Private Ltd”.
Sort out the top UTI mutual funds based on over 50 fundamental and technical filters.
After identifying the UTI mutual funds, that align with your investment thesis, click on “Place Order” to invest the UTI mutual funds.

With Tickertape Mutual Fund Screener, you can invest ‘lumpsum’ or start a ‘SIP’ in UTI mutual funds. Moreover, by connecting your portfolio , you can do a deep analysis of your portfolio and assess its performance.

Top UTI Mutual Fund Managers

Nilesh S. Shah

With over 25 years in finance, Nilesh Shah leads UTI Asset Management Company as Managing Director. He's instrumental in driving the company's strategy and keeping investment operations running smoothly.

Sandeep Yadav

Sandeep handles UTI's equity funds, where he works to build portfolios that balance risk against potential returns. His background in equity research helps him spot promising investment opportunities across different sectors.

Rajeev Radhakrishnan

Rajeev brings more than 20 years of debt market experience to UTI's fixed income funds. His focus is on delivering consistent returns while keeping risks in check, even when interest rates shift.

Anupam Tiwari

Anupam oversees UTI's hybrid funds, those that mix equity and debt. He takes a measured approach, aiming for solid returns without excessive risk. His experience across both markets helps create investment options that offer diversification and stability.

Risks Associated with UTI Mutual Funds

Market Swings

Equity funds from UTI move with the market. When there's a correction or economic slowdown, you might see your investment value dip in the short term.

Heavy Sector Exposure

Thematic funds that focus on specific industries face concentrated risk. If that sector hits trouble, your fund's performance takes a bigger hit. This is where diversification helps.

Interest Rate Shifts

Debt and liquid funds react to interest rate changes. When rates go up, existing bonds lose value, which affects what these funds can deliver.

Credit Risk

UTI's debt funds sometimes hold corporate bonds. If a company can't pay back its debt, the fund loses value. UTI typically sticks to quality securities, but the risk exists.

Policy and Regulatory Shifts

Government policy changes can shake up sectors or entire markets. New tax rules or foreign investment restrictions might affect how certain funds perform.

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Factors to Consider Before Investing in UTI Mutual Funds

Market Timing

UTI funds react differently depending on market conditions. Equity funds tend to shine during bull runs, while debt funds offer more safety when markets get choppy. Consider where we are in the cycle.

Your Investment Approach

Funds like flexi-cap or hybrid options give you exposure across asset classes, which sounds great. But if you prefer a set-it-and-forget-it approach, these might feel too involved.

Track Record Matters

Big returns catch the eye, but it is also important to consider consistency and examine how a fund has handled downturns or crashes. Strong performance in tough times often signals good management.

Access to Your Money

Liquid funds let you withdraw easily. Equity or hybrid funds might have lock-in periods or charge exit fees if you pull out early. It is important to make sure the fund fits your timeline.

Tax Considerations

Some UTI funds, like ELSS, give you tax breaks under Section 80C. But you'll need to understand how capital gains get taxed, especially with debt-heavy hybrid funds.

Fund Size

Bigger funds with high AUM offer liquidity but may struggle to move quickly. Smaller funds can pivot faster but might lack the scale for broad diversification. You can pick based on what matters more to you.

Documents Required to Invest in UTI Mutual Funds

Here are a few documents you may require to invest in UTI Mutual Funds

PAN Card
Common Application Form
Proof of Identity (PoI)
Proof of Address (PoA)
Proof of Bank Account
FATCA Declaration (For tax compliance purposes)
KYC Acknowledgement (For Non-Individual investors.)

Note: For latest details visit UTI’s official AMC website.

Conclusion

UTI Mutual Funds work for different types of investors, whether you're cautious or chasing growth. Every investment carries risk, but knowing what they are and matching them to your goals makes decision-making easier. Getting familiar with fund types and strategies puts you in a better position to invest wisely. You can explore tools like the Tickertape Mutual Fund Screener that help you filter mutual funds based on several criteria!

Popular Stock Collections

Popular Mutual Fund Collections

Frequently Asked Questions About UTI Mutual Funds

How to start UTI mutual fund SIP online?
Here’s how you can start a SIP in UTI Mutual Funds,
1. Launch Tickertape Mutual Fund Screener.
2. Select the UTI Mutual Funds that aligns with your investment goals.
3. Click on “Place Order” and select the option “SIP”. Enter the SIP amount and confirm “OK”
Your order will be placed.
How to calculate UTI mutual fund returns?
Here’s how you can calculate returns on your UTI mutual fund investement -
Absolute Return = ((Current NAV - Initial NAV) / Initial NAV) * 100

With this formula you can measure how much your investment has grown in total. Moreover, you can also use Tickertape Mutual Fund Screener to get latest data on the UTI mutual fund’s performance.
Does UTI offer tax-free mutual fund schemes?
UTI offers tax-saving options, particularly through its Equity Linked Savings Scheme (ELSS). While the returns are subject to long-term capital gains tax, these funds allow investors to claim tax deductions under Section 80C of the Income Tax Act.
Disclaimer: You can check the latest information about UTI ELSS funds on Tickertape Mutual Fund Screener.
How do I cancel/stop UTI mutual fund SIP?
To cancel UTI mutual fund SIP, please refer to the official website.

Disclaimer: Please do your own research or consult your financial advisor before making financial decision.
How to withdraw money from UTI mutual funds?
Here’s how to withdraw/redeem from UTI mutual fund on Tickertape Mutual Fund Screener -
1. Step 1 - Select the UTI mutual fund you want to redeem
2. Step 2 - It will automatically redirect you to smallcase app. There you’ve to login to your smallcase account using your registered email or broker login.
3. Step 3 - Go to the “Investments” or “Portfolio” tab from the bottom navigation bar.
4. Step 4 - Find the UTI mutual fund you want to withdraw under “Mutual Funds” section (or “My Investments”),
5. Step 5 - Tap on the mutual fund name to open its details page.
6. Step 6 - Choose the ‘Redeem’ option. It will start the withdrawal process.
7. Step 7 - Select withdrawal type - By Amount, By Units, or Full Redemption.
8. Step 8 - Confirm your bank account details.
9. Step 9 - Tap on ‘Redeem’ / ‘Confirm’ to confirm redemption.
What are the redemption charges of UTI mutual funds?
UTI mutual funds do not levy any redemption charges. However, an exit load may apply if units are redeemed within a specified period from the date of investment. You can check the latest specific scheme details for charges on Tickertape Mutual Fund Screener.
Which are the top-performing funds of UTI Mutual Fund?
Here are the top UTI mutual funds based on their 5Y CAGR:
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
How to increase the SIP amount in UTI mutual funds?
You can do it from your broker account or from UTI mutual fund official website.
How to choose the best UTI Mutual Funds before investing?
Here’s how to choose the best UTI mutual fund for investing -
1. Assess your risk tolerance.
2. Analyse the fund’s performance on Tickertape Mutual Fund Screener.
3. Compare the expense ratio.
4. Evaluate portfolio diversification across sectors, market caps, and asset classes.
5. Understand tax implications as equity and debt funds are taxed differently.
6. Check for exit load and lock-in period.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Disclaimer: This article is for informational purposes only. The content of the article including securities/investment products mentioned if any, should not in any manner be construed as an investment advice, recommendation, offer, solicitation to buy/hold/sell any securities/investment products. The securities quoted if any, are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.