How to start a White Oak Mutual Fund SIP online?

You can start a SIP in a WhiteOak Mutual Fund through the AMC's website, app or platforms such as smallcase and Tickertape. Select a scheme, choose SIP, enter your investment amount and complete the required payment process.

How to calculate White Oak mutual fund returns?

You can calculate White Oak mutual fund returns by comparing the current investment value with the amount invested, including any distributions received. For SIPs, XIRR accounts for multiple investment dates. Tickertape's \ Mutual Fund Screener\ can help review historical performance.

Does White Oak Mutual Fund offer tax-free mutual fund schemes?

WhiteOak Capital Mutual Fund offers tax-saving options through \ Equity Linked Savings Scheme (ELSS)\ . Eligible investments qualify for deductions under Section 80C of the old tax regime. However, ELSS returns are not entirely tax-free.

How can I cancel the ongoing SIP in a White Oak Mutual Fund scheme?

Investors can cancel an SIP through the AMC's website or the investment platform used to register it. Those investing in White Oak Mid Cap Fund Direct Growth should follow the applicable cancellation process and processing deadlines.

How to withdraw money from White Oak Mutual Funds?

Investors holding schemes such as the White Oak Flexi Cap Fund can request redemption through the AMC's website, registrar or authorised investment platform. Redemption timelines depend on the scheme category and applicable settlement rules.

What are the redemption charges for White Oak Mutual Funds?

Exit loads vary across schemes managed by WhiteOak AMC. Investors should check the latest Scheme Information Document for applicable redemption charges, holding-period requirements and any exemptions before submitting a redemption request.

Which are the top-performing funds of White Oak Mutual Funds?

\ Investors researching White Oak Capital can compare the following schemes using available historical returns, AUM, expense ratios and risk metrics:\ \ \ \ WOC Ultra Short Duration Fund\ \ \ \ WOC Liquid Fund\ \ \ \ WOC Flexi Cap Fund\ \ \ \ WOC Mid Cap Fund\ \ \ \ WOC ELSS Tax Saver Fund\ \ \

How to increase the SIP amount in White Oak Mutual Funds?

Investors can use the SIP Top-Up facility, where available, or register an additional SIP with a higher contribution. This process may also apply to schemes such as the White Oak Small Cap Fund, subject to applicable scheme rules.

How to choose the best White Oak Mutual Funds before investing?

Investors can compare fund categories, AUM, expense ratios, portfolio composition and risk levels across WhiteOak Capital Mutual Fund schemes. Historical performance and benchmark comparisons can provide additional context when evaluating different investment strategies.

UTI Mutual Funds: Fund Performance, NAV, Returns & Schemes 2026

UTI Asset Management Company Ltd (UTI AMC) manages assets worth over ₹21 lakh cr, as of September 2025. It holds a 5.04% share of India's mutual fund market. The firm dominates the National Pension System, where it controls about 27.4% of the market.

Top UTI Mutual Fund - SIP Schemes, Performance, Returns 2026

Top UTI Mutual Funds in India (2025)

Here's the list of top UTI mutual funds across equity, debt, hybrid funds offered by UTI Asset Management Company Private Ltd.

Created by

@8260032 8260032

Showing 1 - 20 of 72 results

last updated at 8:00 AM IST

	NameMFs (72)↓	↓Sub CategorySub Category↓	↓PlanPlan↓	↓AUMAUM↓	↓AMCAMC↓	↓NAVNAV↓	↓Absolute Returns - 3MAbsolute Ret. - 3M↓	↓Absolute Returns - 1YAbsolute Ret. - 1Y↓	↓CAGR 3YCAGR 3Y↓	↓Base Exp. RatioBase Exp. Ratio↓	↓Exit LoadExit Load↓	↓VolatilityVolatility↓	↓Sharpe RatioSharpe Ratio↓
1.	UTI Liquid Fund UTI Liquid Fund	Liquid Fund Liquid Fund	Growth Growth	33,582.98 33,582.98	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	469.88 469.88	1.54 1.54	6.54 6.54	6.92 6.92	0.13 0.13	0.00 0.00	0.16 0.16	-0.72 -0.72
2.	UTI Nifty 50 Index Fund UTI Nifty 50 Index Fund	Index Fund Index Fund	Growth Growth	28,063.55 28,063.55	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	172.82 172.82	-0.31 -0.31	-3.33 -3.33	9.46 9.46	0.18 0.18	- -	14.16 14.16	-0.47 -0.47
3.	UTI Flexi Cap Fund UTI Flexi Cap Fund	Flexi Cap Fund Flexi Cap Fund	Growth Growth	22,390.95 22,390.95	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	354.55 354.55	-1.11 -1.11	0.54 0.54	10.07 10.07	0.93 0.93	1.00 1.00	14.48 14.48	-0.16 -0.16
4.	UTI Money Market Fund UTI Money Market Fund	Money Market Fund Money Market Fund	Growth Growth	16,004.59 16,004.59	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	3,400.96 3,400.96	1.49 1.49	6.42 6.42	7.33 7.33	0.15 0.15	- -	0.52 0.52	3.69 3.69
5.	UTI Mid Cap Fund UTI Mid Cap Fund	Mid Cap Fund Mid Cap Fund	Growth Growth	11,566.09 11,566.09	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	344.98 344.98	-3.19 -3.19	0.53 0.53	11.95 11.95	0.85 0.85	1.00 1.00	15.78 15.78	-0.10 -0.10
6.	UTI Large Cap Fund UTI Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	11,527.59 11,527.59	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	300.50 300.50	0.47 0.47	-2.04 -2.04	9.75 9.75	0.87 0.87	1.00 1.00	13.90 13.90	-0.38 -0.38
7.	UTI Arbitrage Fund UTI Arbitrage Fund	Arbitrage Fund Arbitrage Fund	Growth Growth	10,900.23 10,900.23	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	40.57 40.57	1.40 1.40	6.51 6.51	7.28 7.28	0.26 0.26	0.25 0.25	1.29 1.29	1.51 1.51
8.	UTI Value Fund UTI Value Fund	Value Fund Value Fund	Growth Growth	8,979.93 8,979.93	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	182.08 182.08	-2.23 -2.23	-3.53 -3.53	13.11 13.11	1.05 1.05	1.00 1.00	13.87 13.87	-0.47 -0.47
9.	UTI Nifty200 Momentum 30 Index Fund UTI Nifty200 Momentum 30 Index Fund	Index Fund Index Fund	Growth Growth	7,583.21 7,583.21	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	20.75 20.75	-3.70 -3.70	-4.93 -4.93	9.97 9.97	0.38 0.38	- -	19.42 19.42	-0.36 -0.36
10.	UTI Nifty Next 50 Index Fund UTI Nifty Next 50 Index Fund	Index Fund Index Fund	Growth Growth	7,198.82 7,198.82	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	26.69 26.69	-3.51 -3.51	2.92 2.92	17.57 17.57	0.31 0.31	- -	17.70 17.70	0.07 0.07
11.	UTI Multi Asset Allocation Fund UTI Multi Asset Allocation Fund	Multi Asset Allocation Fund Multi Asset Allocation Fund	Growth Growth	6,517.55 6,517.55	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	87.81 87.81	-2.11 -2.11	2.25 2.25	14.87 14.87	0.64 0.64	1.00 1.00	11.93 11.93	-0.12 -0.12
12.	UTI Aggressive Hybrid Fund UTI Aggressive Hybrid Fund	Aggressive Hybrid Fund Aggressive Hybrid Fund	Growth Growth	6,396.01 6,396.01	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	440.86 440.86	-1.65 -1.65	-0.33 -0.33	11.45 11.45	1.03 1.03	1.00 1.00	10.38 10.38	-0.38 -0.38
13.	UTI Large & Mid Cap Fund UTI Large & Mid Cap Fund	Large & Mid Cap Fund Large & Mid Cap Fund	Growth Growth	6,219.89 6,219.89	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	198.61 198.61	-2.48 -2.48	0.92 0.92	15.60 15.60	0.83 0.83	1.00 1.00	14.03 14.03	-0.14 -0.14
14.	UTI Overnight Fund UTI Overnight Fund	Overnight Fund Overnight Fund	Growth Growth	6,029.12 6,029.12	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	3,801.78 3,801.78	1.30 1.30	5.26 5.26	6.01 6.01	0.06 0.06	- -	0.01 0.01	-70.22 -70.22
15.	UTI Small Cap Fund UTI Small Cap Fund	Small Cap Fund Small Cap Fund	Growth Growth	5,012.14 5,012.14	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	28.79 28.79	-4.54 -4.54	0.83 0.83	13.05 13.05	0.73 0.73	1.00 1.00	16.82 16.82	-0.04 -0.04
16.	UTI ULIP 10Y UTI ULIP 10Y	Dynamic Asset Allocation Fund Dynamic Asset Allocation Fund	Growth Growth	4,885.74 4,885.74	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	47.17 47.17	-0.34 -0.34	2.41 2.41	- -	0.90 0.90	- -	6.58 6.58	-0.25 -0.25
17.	UTI ULIP UTI ULIP	Dynamic Asset Allocation Fund Dynamic Asset Allocation Fund	Growth Growth	4,885.74 4,885.74	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	47.17 47.17	-0.34 -0.34	2.41 2.41	- -	0.90 0.90	2.00 2.00	6.58 6.58	-0.25 -0.25
18.	UTI Retirement Fund UTI Retirement Fund	Solution Oriented, Retirement Fund - Debt Oriented Solution Oriented, Retirement Fund - Debt Oriented	Growth Growth	4,541.61 4,541.61	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	54.99 54.99	-1.00 -1.00	1.08 1.08	- -	0.94 0.94	1.00 1.00	6.16 6.16	-0.49 -0.49
19.	UTI Corporate Bond Fund UTI Corporate Bond Fund	Corporate Bond Fund Corporate Bond Fund	Growth Growth	4,532.01 4,532.01	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	17.96 17.96	0.59 0.59	4.55 4.55	7.21 7.21	0.26 0.26	- -	1.34 1.34	0.06 0.06
20.	UTI Balanced Hybrid Fund UTI Balanced Hybrid Fund	Balanced Hybrid Fund Balanced Hybrid Fund	Growth Growth	4,407.63 4,407.63	UTI Asset Management Company Private Limited UTI Asset Management Company Private Limited	10.12 10.12	- -	- -	- -	0.28 0.28	1.00 1.00	6.44 6.44	0.44 0.44

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Analyse UTI Mutual Funds Further

Visit 'UTI Mutual Funds' Screener

Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.

Selection criteria: AMC: UTI Asset Management Company Limited | AUM: Sorted from Highest to Lowest

What are UTI Mutual Funds?

UTI Asset Management Company runs UTI Mutual Funds. These funds collect money from many investors and use it to build diversified investment portfolios. The portfolios include stocks, bonds, and various other securities. UTI offers a wide range of investment options. Investors can choose equity funds, debt instruments, hybrid solutions, or goal-oriented investment products.

Key Information About UTI Asset Management Company Ltd

Here are the key details about UTI Asset Management Company Ltd -

Category	Details
Company Name	UTI Asset Management Company Ltd
Established	1963
Assets Under Management (AUM)	₹21.05 lakh cr
Market Share (Mutual Funds)	5.04%
Shareholding Structure	18.5% each: State Bank of India, LIC, Punjab National Bank, Bank of Baroda; 23%: T. Rowe Price
Total Folios	11 mn+
Presence in NPS	27.4% share in National Pension System
Investment Products	Equity, Debt, Hybrid, Solution-Oriented Funds
Managing Director	Nilesh S. Shah
Chief Executive Officer (CEO)	Vetri Subramaniam (Effective February 2026)
Chief Financial Officer (CFO)	Sanjay Chhabria
Key Management	Experienced professionals managing funds across various asset classes
Headquarters	Mumbai, Maharashtra, India

Types of Funds Offered by UTI Mutual Funds

UTI Equity Funds

If you're comfortable with market volatility and have long-term goals, UTI's equity funds might interest you. The company manages more than 15 equity funds that invest primarily in stocks. These funds cover a range from large-cap stability to mid-cap growth potential, as well as sector-specific opportunities.

UTI Debt Funds

UTI runs over 10 debt funds that focus on fixed-income securities, think government bonds, corporate bonds, and money market instruments. These are built for investors who want steadier returns and aren't keen on taking big risks.

UTI Hybrid Funds

UTI's 6+ hybrid funds split investments between both, striking a balance between growth potential and income generation. They're designed for individuals who want diversification without having to pick just one asset class.

UTI Index Funds

UTI offers more than 3 index funds that track major market indices like the Nifty 50 or Sensex. You get broad market exposure at lower costs since these funds don't require active stock picking.

UTI Solution-Oriented Funds

UTI has over two solution-oriented funds specifically designed for these life goals. They come with investment strategies aligned to your timeline and risk tolerance.

UTI Exchange-Traded Funds (ETFs)

UTI runs 4 ETFs that track market indices. These offer flexibility and low costs. You can trade them like stocks, gaining diversified exposure to entire market segments.

UTI Sectoral/Thematic Funds

UTI manages over 4 sectoral and thematic funds, focusing on areas such as technology, pharmaceuticals, and infrastructure. These options allow you to tap into high-growth sectors, although they come with concentrated exposure.

Overview Top UTI Mutual Fund Schemes

UTI Flexi Cap Fund

UTI Flexi Cap Fund is an actively managed fund that doesn't limit itself to one market segment. It invests across large, mid, and small-cap stocks, giving the fund manager flexibility to chase growth wherever it appears. Good choice if you're in it for the long haul and can handle moderate risk.

UTI Liquid Fund

UTI Liquid Fund is a low-risk fund that invests primarily in short-term money market instruments. It won't give you spectacular returns, but it keeps your capital safe and readily accessible.

UTI Nifty 50 Index Fund

The UTI Nifty 50 Index Fund is a passive fund that tracks the Nifty 50 Index. You're essentially buying into India's 50 largest companies at minimal cost. No frills, just straightforward market exposure.

UTI Money Market Fund

UTI Money Market Fund invests in high-quality short-term debt and money market instruments. It is designed for conservative investors seeking to park their funds safely while earning reasonable returns. This fund offers liquidity and low-risk exposure to short-term investments.

UTI Large Cap Fund

The UTI Large Cap Fund primarily invests in large-cap stocks, focusing on stable, well-established companies. It aims for steady long-term growth with a relatively lower risk compared to mid and small-cap stocks. Ideal for investors seeking capital appreciation with moderate risk exposure.

How to Invest in UTI Mutual Funds?

Here’s how you can identify and invest in top UTI Mutual Funds with Tickertape Mutual Fund Screener -

Launch Tickertape Mutual Fund Screener.
Add a filter “AMC” and select “UTI Asset Management Company Private Ltd”.
Sort out the top UTI mutual funds based on over 50 fundamental and technical filters.
After identifying the UTI mutual funds, that align with your investment thesis, click on “Place Order” to invest the UTI mutual funds.

With Tickertape Mutual Fund Screener, you can invest ‘lumpsum’ or start a ‘SIP’ in UTI mutual funds. Moreover, by connecting your portfolio , you can do a deep analysis of your portfolio and assess its performance.

Top UTI Mutual Fund Managers

Nilesh S. Shah

With over 25 years in finance, Nilesh Shah leads UTI Asset Management Company as Managing Director. He's instrumental in driving the company's strategy and keeping investment operations running smoothly.

Sandeep Yadav

Sandeep handles UTI's equity funds, where he works to build portfolios that balance risk against potential returns. His background in equity research helps him spot promising investment opportunities across different sectors.

Rajeev Radhakrishnan

Rajeev brings more than 20 years of debt market experience to UTI's fixed income funds. His focus is on delivering consistent returns while keeping risks in check, even when interest rates shift.

Anupam Tiwari

Anupam oversees UTI's hybrid funds, those that mix equity and debt. He takes a measured approach, aiming for solid returns without excessive risk. His experience across both markets helps create investment options that offer diversification and stability.

Risks Associated with UTI Mutual Funds

Market Swings

Equity funds from UTI move with the market. When there's a correction or economic slowdown, you might see your investment value dip in the short term.

Heavy Sector Exposure

Thematic funds that focus on specific industries face concentrated risk. If that sector hits trouble, your fund's performance takes a bigger hit. This is where diversification helps.

Interest Rate Shifts

Debt and liquid funds react to interest rate changes. When rates go up, existing bonds lose value, which affects what these funds can deliver.

Credit Risk

UTI's debt funds sometimes hold corporate bonds. If a company can't pay back its debt, the fund loses value. UTI typically sticks to quality securities, but the risk exists.

Policy and Regulatory Shifts

Government policy changes can shake up sectors or entire markets. New tax rules or foreign investment restrictions might affect how certain funds perform.

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Factors to Consider Before Investing in UTI Mutual Funds

Market Timing

UTI funds react differently depending on market conditions. Equity funds tend to shine during bull runs, while debt funds offer more safety when markets get choppy. Consider where we are in the cycle.

Your Investment Approach

Funds like flexi-cap or hybrid options give you exposure across asset classes, which sounds great. But if you prefer a set-it-and-forget-it approach, these might feel too involved.

Track Record Matters

Big returns catch the eye, but it is also important to consider consistency and examine how a fund has handled downturns or crashes. Strong performance in tough times often signals good management.

Access to Your Money

Liquid funds let you withdraw easily. Equity or hybrid funds might have lock-in periods or charge exit fees if you pull out early. It is important to make sure the fund fits your timeline.

Tax Considerations

Some UTI funds, like ELSS, give you tax breaks under Section 80C. But you'll need to understand how capital gains get taxed, especially with debt-heavy hybrid funds.

Fund Size

Bigger funds with high AUM offer liquidity but may struggle to move quickly. Smaller funds can pivot faster but might lack the scale for broad diversification. You can pick based on what matters more to you.

Documents Required to Invest in UTI Mutual Funds

Here are a few documents you may require to invest in UTI Mutual Funds

PAN Card
Common Application Form
Proof of Identity (PoI)
Proof of Address (PoA)
Proof of Bank Account
FATCA Declaration (For tax compliance purposes)
KYC Acknowledgement (For Non-Individual investors.)

Note: For latest details visit UTI’s official AMC website.

Conclusion

UTI Mutual Funds work for different types of investors, whether you're cautious or chasing growth. Every investment carries risk, but knowing what they are and matching them to your goals makes decision-making easier. Getting familiar with fund types and strategies puts you in a better position to invest wisely. You can explore tools like the Tickertape Mutual Fund Screener that help you filter mutual funds based on several criteria!

Popular Stock Collections

Popular Mutual Fund Collections

Frequently Asked Questions About UTI Mutual Funds

How to start a White Oak Mutual Fund SIP online?
You can start a SIP in a WhiteOak Mutual Fund through the AMC's website, app or platforms such as smallcase and Tickertape. Select a scheme, choose SIP, enter your investment amount and complete the required payment process.
How to calculate White Oak mutual fund returns?
You can calculate White Oak mutual fund returns by comparing the current investment value with the amount invested, including any distributions received. For SIPs, XIRR accounts for multiple investment dates. Tickertape's \Mutual Fund Screener\ can help review historical performance.
Does White Oak Mutual Fund offer tax-free mutual fund schemes?
WhiteOak Capital Mutual Fund offers tax-saving options through \Equity Linked Savings Scheme (ELSS)\. Eligible investments qualify for deductions under Section 80C of the old tax regime. However, ELSS returns are not entirely tax-free.
How can I cancel the ongoing SIP in a White Oak Mutual Fund scheme?
Investors can cancel an SIP through the AMC's website or the investment platform used to register it. Those investing in White Oak Mid Cap Fund Direct Growth should follow the applicable cancellation process and processing deadlines.
How to withdraw money from White Oak Mutual Funds?
Investors holding schemes such as the White Oak Flexi Cap Fund can request redemption through the AMC's website, registrar or authorised investment platform. Redemption timelines depend on the scheme category and applicable settlement rules.
What are the redemption charges for White Oak Mutual Funds?
Exit loads vary across schemes managed by WhiteOak AMC. Investors should check the latest Scheme Information Document for applicable redemption charges, holding-period requirements and any exemptions before submitting a redemption request.
Which are the top-performing funds of White Oak Mutual Funds?
\
Investors researching White Oak Capital can compare the following schemes using available historical returns, AUM, expense ratios and risk metrics:\
\
1. \WOC Ultra Short Duration Fund\\
2. \WOC Flexi Cap Fund\\
3. \WOC ELSS Tax Saver Fund\\
How to increase the SIP amount in White Oak Mutual Funds?
Investors can use the SIP Top-Up facility, where available, or register an additional SIP with a higher contribution. This process may also apply to schemes such as the White Oak Small Cap Fund, subject to applicable scheme rules.
How to choose the best White Oak Mutual Funds before investing?
Investors can compare fund categories, AUM, expense ratios, portfolio composition and risk levels across WhiteOak Capital Mutual Fund schemes. Historical performance and benchmark comparisons can provide additional context when evaluating different investment strategies.

Disclaimer: This article is for informational purposes only. The content of the article including securities/investment products mentioned if any, should not in any manner be construed as an investment advice, recommendation, offer, solicitation to buy/hold/sell any securities/investment products. The securities quoted if any, are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.