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UTI Banking and Financial Services Fund

Growth
EquitySectoral Fund - Banks & Financial Services
Mid-size FundAssets Under Mgmt: ₹ 1,191 Cr
Very High RiskPrinciple investment will be at very high risk
197.850.76% (-1.51)

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Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

EquitySectoral Fund - Banks & Financial Services
Mid-size FundAssets Under Mgmt: ₹ 1,191 Cr
Very High RiskPrinciple investment will be at very high risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
1.2531.461.39
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.5127.561.29

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
Growth0 yrs1.00%
1% on or before 30D Nil after 30D
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 5,000
Initial: ₹ 5,000 Incremental: ₹ 1,000
BenchmarkBenchmark
Nifty Financial Services - TRI

About Sectoral Fund - Banks & Financial Services

Sectoral Funds - Banks & Financial Services are equity schemes that majorly invest in financial sector companies. It will give exposure to entire financial sector which comprised a wide range of bank and financial services.

Peers & Comparison

Comparing 3 mutual funds from 
EquitySectoral Fund - Banks & Financial Services
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
UTI Banking and Financial Services Fund28.97%14.81%12.51%
ICICI Pru Banking & Fin Serv Fund27.23%13.93%16.44%
Nippon India Banking & Financial Services Fund27.62%18.15%14.99%
SBI Banking & Financial Services Fund35.86%15.65%16.13%

Price Comparison

Compare UTI Banking and Financial Services Fund with any MF, ETF, stock or index
Compare UTI Banking and Financial Services Fund with any MF, ETF, stock or index
UTI Banking and Financial Services Fund
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Asset Allocation

Actual

Target

Dec 2023

Mar 2024

Jun 2024

Sep 2024

ACTUAL
Treasury BillsCash & EquivalentsEquity0.37%3.61%96.03%

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Tickertape Separator

Sector Distribution

+6 morePublic BanksHome FinancingInvestment Banking & BrokerageSpecialized FinancePrivate Banks19.56 %7.56 %7.80 %8.16 %16.21 %40.71 %

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Tickertape Separator

Sector Weightage

Jun 23Sep 23Dec 23Mar 24Jun 24Sep 2456.02%59.38%55.01%50.60%55.20%40.71%
Private Banks as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Equity

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • HDFC Bank Ltd
    HDFCBANK
    3M change : -5.52 %

    Holdings

    15.64 %

    -5.52 %
  • ICICI Bank Ltd
    ICICIBANK
    3M change : 0.22 %

    Holdings

    13.83 %

    0.22 %
  • Shriram Finance Ltd
    SHRIRAMFIN
    3M change : 0.78 %

    Holdings

    5.23 %

    0.78 %

AMC Profile

UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.

  • No.of Schemes

    64

  • Total AUM

    ₹ 2,13,335.70 Cr.

Fund Manager Profile

Preethi R S

AUM:  ₹1,191.78 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 10yrs

Qualification

MBA , B.E. (Computer Science)

Past Experience

She started her career in 2012 with UTIAMC. Preethi has 10+ years experience in Equity Research and has specialized in India Financials & Automotive sectors.

Manager Performance (0)

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Tax Implications

Invested period < 1 year

Gains are treated as short-term capital gains and taxed at 20%

Invested period > 1 year

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.

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