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UTI Banking and Financial Services Fund Direct Growth

Growth
210.641.07% (-2.28)
High
Low
Returns
0.00%
1M
6M
1Y
3Y
5Y
Max
SIP
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1M
6M
1Y
3Y
5Y
Max
SIP

Equity

Sectoral Fund - Banks & Financial Services

Mid-size Fund

Assets Under Mgmt: ₹ 1,263 Cr

Very High Risk

Principle investment will be at very high risk

How to use scorecard? Learn more

Equity

Sectoral Fund - Banks & Financial Services

Mid-size Fund

Assets Under Mgmt: ₹ 1,263 Cr

Very High Risk

Principle investment will be at very high risk

UTI Banking and Financial Services Fund Performance & Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
1.1027.320.87
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.5026.640.85

UTI Banking and Financial Services Fund Scheme Info

PlanPlanLock inLock inExit LoadExit Load
Growth0 yrs1.00%
1% on or before 30D Nil after 30D
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 5,000
Initial: ₹ 5,000 Incremental: ₹ 1,000
BenchmarkBenchmark
Nifty Financial Services - TRI

About Sectoral Fund - Banks & Financial Services

Sectoral Funds - Banks & Financial Services are equity schemes that majorly invest in financial sector companies. It will give exposure to entire financial sector which comprised a wide range of bank and financial services.

UTI Banking and Financial Services Fund Peers & Comparison

Comparing 3 mutual funds from 
EquitySectoral Fund - Banks & Financial Services
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
UTI Banking and Financial Services Fund18.73%22.22%12.41%
ICICI Pru Banking & Fin Serv Fund20.04%20.63%16.10%
SBI Banking & Financial Services Fund19.07%23.32%15.88%
Nippon India Banking & Financial Services Fund17.80%23.80%14.72%

UTI Banking and Financial Services Fund Returns Comparison

Compare UTI Banking and Financial Services Fund with any MF, ETF, stock or index
Compare UTI Banking and Financial Services Fund with any MF, ETF, stock or index
UTI Banking and Financial Services Fund
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UTI Banking and Financial Services Fund Asset Allocation

Actual

Target

Sep 2024

Dec 2024

Mar 2025

Apr 2025

ACTUAL
DepositsCash & EquivalentsEquity0.02%1.63%98.35%

Sep 2024

Dec 2024

Mar 2025

Apr 2025

Tickertape Separator

UTI Banking and Financial Services Fund Sector Distribution

+5 moreInvestment Banking & BrokerageHome FinancingPublic BanksSpecialized FinancePrivate Banks9.90 %4.29 %6.67 %7.33 %17.49 %54.32 %

Sep 2024

Dec 2024

Mar 2025

Apr 2025

Tickertape Separator

UTI Banking and Financial Services Fund Sector Weightage

Mar 24Jun 24Sep 24Dec 24Mar 25Apr 2550.60%55.20%40.71%49.19%51.19%54.32%
Private Banks as a % of total holdings for last six quarters
Tickertape Separator

UTI Banking and Financial Services Fund Current Holdings

Equity

Others

  • Constituent
    Holding Weight
    3M Change

AMC Profile of UTI Banking and Financial Services Fund

UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.

  • No.of Schemes

    70

  • Total AUM

    ₹ 2,39,387.63 Cr.

UTI Banking and Financial Services Fund Fund Manager Profile

Preethi R S

AUM:  ₹1,263.64 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 10yrs

Qualification

MBA , B.E. (Computer Science)

Past Experience

She started her career in 2012 with UTIAMC. Preethi has 10+ years experience in Equity Research and has specialized in India Financials & Automotive sectors.

Funds Managed (2)

UTI Banking and Financial Services Fund Manager Performance (0)

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UTI Banking and Financial Services Fund Tax Implications

Invested period < 1 year

Gains are treated as short-term capital gains and taxed at 20%

Invested period > 1 year

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.

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UTI Banking and Financial Services Fund Review & Opinions

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Frequently asked questions

  1. What is the current price / NAV of UTI Banking and Financial Services Fund?

    The current NAV of UTI Banking and Financial Services Fund is ₹210.64, as of 20th May 2025.

  2. What are the returns of UTI Banking and Financial Services Fund?

    The UTI Banking and Financial Services Fund was launched on 1st January 2013. This mutual fund's past returns are as follows:
    • 1 Year Returns: 18.73%
    • 3 Year Returns: 22.22%
    • 5 Year Returns: 27.85%

  3. What are the top 5 sectoral holdings of UTI Banking and Financial Services Fund?

    The top sectors UTI Banking and Financial Services Fund has invested in are as follows:
    • Private Banks | 54.32%
    • Specialized Finance | 17.49%
    • Public Banks | 7.33%
    • Home Financing | 6.67%
    • Investment Banking & Brokerage | 4.29%
    This data is as on 20th May 2025.

  4. What are the top 5 holdings of UTI Banking and Financial Services Fund?

    The top 5 holdings for UTI Banking and Financial Services Fund are as follows:
    • ICICI Bank Ltd | 20.92%
    • HDFC Bank Ltd | 15.32%
    • Axis Bank Ltd | 6.28%
    • Bajaj Finance Ltd | 5.76%
    • Shriram Finance Ltd | 4.76%
    This data is as on 20th May 2025.

  5. What is the asset allocation of UTI Banking and Financial Services Fund?

    The asset allocation for UTI Banking and Financial Services Fund is as follows:
    • Equity | 98.35%
    • Cash & Equivalents | 1.63%
    • Deposits | 0.02%
    This data is as on 20th May 2025.

  6. What is the AUM of UTI Banking and Financial Services Fund?

    The AUM (i.e. assets under management) of UTI Banking and Financial Services Fund is ₹1263.64 Cr as of 20th May 2025.

  7. What is the expense ratio of UTI Banking and Financial Services Fund?

    The expense ratio of UTI Banking and Financial Services Fund Plan is 1.10 as of 20th May 2025.

  8. What is the alpha ratio of UTI Banking and Financial Services Fund?

    The alpha ratio for the UTI Banking and Financial Services Fund is -0.23

    Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

  9. What is the volatility or standard deviation of UTI Banking and Financial Services Fund?

    The volatility or standard deviation for the UTI Banking and Financial Services Fund is 18.75

    Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

  10. What is the sharpe ratio of UTI Banking and Financial Services Fund?

    The Sharpe ratio for the UTI Banking and Financial Services Fund is 0.87

    The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

  11. What is the Sortino ratio of UTI Banking and Financial Services Fund?

    The Sortino Ratio for the UTI Banking and Financial Services Fund is 0.09

    The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.

  12. What is the Price to Earnings (PE) ratio of UTI Banking and Financial Services Fund?

    The PE ratio of UTI Banking and Financial Services Fund is 27.32, while category PE ratio is 26.64.