Yes Bank Ltd

Net profit of Yes Bank rose 45.35% to Rs 1082.19 crore in the quarter ended March 2026 as against Rs 744.53 crore during the previous quarter ended March 2025. Total Operating Income rose 0.51% to Rs 7662.27 crore in the quarter ended March 2026 as against Rs 7623.20 crore during the previous quarter ended March 2025. For the full year,net profit rose 43.54% to Rs 3511.71 crore in the year ended March 2026 as against Rs 2446.49 crore during the previous year ended March 2025. Total Operating Income declined 2.30% to Rs 30208.45 crore in the year ended March 2026 as against Rs 30918.81 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income7662.277623.20 1 30208.4530918.81 -2 OPM %60.8659.59 -59.6261.66 - PBDT1449.491005.72 44 4643.423223.94 44 PBT1449.491005.72 44 4643.423223.94 44 NP1082.19744.53 45 3511.712446.49 44 Powered by Capital Market - Live

Operating profit (before provisions and contingencies) stood at Rs 1,618.24 crore in Q4 March 2026 , registering the growth of 23.12% compared with Rs 1,314.38 crore in Q4 March 2025. Net interest income (NII) increased 15.9% YoY to Rs 2,638 crore in Q4 FY26. Net interest margin (NIM) jumped 20 bps to 2.7% aided by lower cost of deposits and reduction in balances of PSL shortfall deposits On the balance sheet front, total deposits grew 12.1% YoY to Rs 3,18,969 crore in Q4 FY26. CASA Deposits stood at Rs 1,11,959 crore, up 14.9% YoY. Net advances stood at Rs 2,73,445 crore, up 11.1% YoY, driven by acceleration across business segments. The bank's gross non-performing assets (NPA) ratio declined to 1.3%, down 30 bps YoY, while the net NPA ratio fell to 0.2%, down 10 bps YoY. The provision coverage ratio rose to 81.9%, compared with 79.7% in Q4 FY25. Gross slippages increased to Rs 1,102 crore, or 1.6% of advances in Q4 FY26, with retail slippages at 2.8% of advances were at their lowest level in nine quarters. Recoveries and upgrades stood at Rs 1,547 crore, including a Rs 446 crore gain from security receipts. On an annual basis, the company's standalone net profit climbed 44.46% to Rs 3,475.59 crore on 0.46% rise in total income to Rs 36,928.17 crore in FY26 over FY25. Vinay M. Tonse, managing director & CEO, YES Bank said, 'YES BANK concluded FY26 on a strong footing, delivering a Q4 RoA of 1.0% in line with our guidance, supported by a 20 bps improvement in NIMs, improvement in Cost to Income ratio and the lowest GNPA and NNPA levels since FY20. Business momentum continued to strengthen, with broad-based growth across advances and deposits, underpinned by a robust CASA-led deposit engine that contributed to lower Cost of Deposits. FY26 also marked an important strategic milestone with SMBC becoming our largest shareholder, reaffirming global institutional confidence in the Bank's long-term potential. As we move into FY27, our priorities remain firmly anchored in strengthening the franchise, accelerating high-quality growth, and advancing our journey toward building a resilient YES Bank that consistently creates sustainable value for all stakeholders.' Yes Bank, a full-service commercial bank headquartered in Mumbai, offers a wide array of products, services, and digital solutions, catering to Retail, MSME, and Corporate clients. The bank operates its brokerage business through Yes Securities, a subsidiary of the bank. The bank has a pan-India presence including an International Banking Unit (IBU) at GIFT City, and a representative office in Abu Dhabi. The counter rose 1.25% to end at Rs 20.20 on the BSE.

Yes Bank will hold a meeting of the Board of Directors of the Company on 18 April 2026.

Deposits of the bank stood at Rs 3,18,970 crore during the period under review, up 12.1% YoY and 9% QoQ. CASA deposits rose 14.9% YoY to Rs 1,11,960 crore, with the CASA ratio improving to 35.1% as of 31 March 2026 from 34.3% a year ago. The credit-to-deposit ratio stood at 85.4% as of 31 March 2026, compared with 86.5% in the year-ago period. The liquidity coverage ratio (LCR) stood at 119% as of 31 March 2026. Yes Bank, a full-service commercial bank headquartered in Mumbai, offers a wide array of products, services, and digital solutions, catering to retail, MSME, and corporate clients. The bank had reported a 55.4% jump in standalone net profit to Rs 952 crore on a 9.7% increase in total income to Rs 4,098 crore in Q3 FY26 as compared with Q3 FY25. Shares of Yes Bank shed 0.50% to Rs 17.76 on the BSE.

Yes Bank announced that Prashant Kumar (DIN: 07562475) , has demitted the office as the Managing Director & Chief Executive Officer (MD & CEO) of the Bank on 05 April 2026 on completion of his tenure and accordingly he ceased to be MD & CEO and Director of the Bank. Further, Vinay Muralidhar Tonse (DIN: 06695367) has taken charge as Managing Director & Chief Executive Officer of the Bank with effect from today i.e. 06 April 2026 on such terms and conditions including remuneration, as approved by Reserve Bank of India and subject to the approval of the shareholders of the Bank.

Yes Bank has appointed Vinay Muralidhar Tonse as MD & CEO (Designate) of the Bank, effective from 12 March 2026 till the day preceding he formally takes charge as MD & CEO of the Bank i.e. from 12 March 2026 to 05 April 2026 (both days inclusive). Tonse will take charge as the MD & CEO of the Bank w.e.f. 06 April 2026 after Prashant Kumar, current MD & CEO of the Bank demits the office as the MD & CEO of the Bank on 05 April 2026.Powered by Capital Market - Live

These unauthorised transactions were attempted on specific BIN numbers only, the bank added. The private sector lender further informed that the aforementioned transactions were carried out on 15 merchants that are based out of Latin American Country, in the early hours on 24 February 2026, between 3:30 AM and 8:30 AM (IST). The specific country does not mandate two factor authentication for e-commerce transactions. As a security measure, the bank has subsequently restricted e-commerce transactions from the specific Latin American Country. The internal investigation by the Bank has revealed that during the incident period transactions approximately equivalent of $0.28 million have been approved on behalf of 5000 customers. Due to the Bank's monitoring and control mechanisms, 688 unauthorised transaction attempts were declined, which led to safeguarding of approximately equivalent to $0.1 million. 'The bank is working with Card Network to raise chargeback to ensure that the impacted customers do not face any financial loss,' Yes Bank said in a statement. As per media reports, the Reserve Bank of India (RBI) has summoned senior officials of Yes Bank after the recent data breach involving the bank's co-branded multi-currency forex card. The RBI has sought a detailed explanation from Yes Bank on how sensitive card data was stored and protected, whether encryption and mandated cybersecurity protocols were followed, and why existing safeguards failed to prevent the breach, media report said. The central bank is reportedly also examining the timeline of detection and reporting, the extent of customer impact, the steps taken to block compromised cards and limit losses, as well as the bank's oversight of third-party service providers. According to media reports, the regulator has additionally asked for clarity on internal accountability and the corrective measures being implemented to prevent a recurrence. Yes Bank, a full-service commercial bank headquartered in Mumbai, offers a wide array of products, services, and digital solutions, catering to Retail, MSME, and Corporate clients. The bank operates its brokerage business through Yes Securities, a subsidiary of the bank. The bank has a pan-India presence including an International Banking Unit (IBU) at GIFT City, and a representative office in Abu Dhabi. The bank had reported 55.4% jump in standalone net profit to Rs 952 crore on a 9.7% increase in total income to Rs 4,098 crore in Q3 FY26 as compared with Q3 FY25. The scrip advanced 1.40% to end at Rs 21.03 on the BSE today. On the BSE, 89.07 lakh shares of the bank had changed hands at the counter as compared with the average trading volume of 18.70 lakh shares recorded in the past two weeks. In December 2025, NSE Indices had announced a rebalancing of the Nifty Bank index. The the Index Maintenance Sub-Committee (Equity) had decided to include Yes Bank into the Nifty Bank index. The Committee had stated that this rebalancing would take place in four monthly tranches, with the execution happening on the last trading of December 2025, January 2026, February 2026 and March 2026. Following this rebalancing, the stock of Yes Bank has reportedly recorded significant index-related inflows. According to media reports, Yes Bank is set to receive about $140 million in cumulative inflows, spread across the four tranches. Of this, around $26 million is estimated to flow in during today's February tranche, following inflows of $91 million in December and $13 million in January. The balance inflows would occur at the end of March. Powered by Capital Market - Live

YES BANK's Multi-Currency Prepaid Forex Card, which were issued in partnership with BookMyForex observed an unusual increase in transaction decline by the bank's fraud monitoring system. These unauthorised transactions were attempted on specific BIN numbers only. These fraudulent transactions were carried out on 15 merchants that are based out of Latin American Country, in the early hours on 24 February 2026, between 3:30 AM and 8:30 AM (IST). The specific country does not mandate two factor authentication for e-commerce transactions. As a security measure, the bank has subsequently restricted e-commerce transactions from the specific Latin American Country. The internal investigation by the Bank has revealed that during the incident period transactions approximately equivalent of USD 0.28 MN have been approved on behalf of 5000 customers. Due to the Bank's monitoring and control mechanisms, 688 unauthorised transaction attempts were declined, which led to safeguarding of approximately equivalent to USD 0.1 MN. The Bank is working with Card Network to raise chargeback to ensure that the impacted customers do not face any financial loss. YES BANK remains committed to the highest standards of data security and customer protection. The Bank continues to closely monitor the situation and is working with all relevant stakeholders to ensure customer interests are safeguarded.Powered by Capital Market - Live

Yes Bank has allotted 33,500 equity shares under ESOS on 19 February 2026. Consequent to the allotment, the paid-up share capital of the Bank stands increased from Rs. 62,758,838,354/- consisting of 31,379,419,177 equity shares of Rs. 2/- each to Rs. 62,758,905,354/- consisting of 31,379,452,677 equity shares of Rs. 2/- each. Powered by Capital Market - Live

Yes Bank has received proceeds of Rs 282 crore out of the agreed Rs 288 crore towards full and final settlement of outstanding dues from a borrower. Powered by Capital Market - Live