What is the share price of SBFC Finance Ltd (SBFC) today?
The share price of SBFC as on 15th July 2025 is ₹117.84. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on SBFC Finance Ltd (SBFC) share?
The past returns of SBFC Finance Ltd (SBFC) share are- Past 1 week: 4.61%
- Past 1 month: 7.68%
- Past 3 months: 25.48%
- Past 6 months: 38.73%
- Past 1 year: 43.64%
- Past 3 years: N/A%
- Past 5 years: 27.81%
What are the peers or stocks similar to SBFC Finance Ltd (SBFC)?
The peers or stocks similar to SBFC Finance Ltd (SBFC) include:What is the market cap of SBFC Finance Ltd (SBFC) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of SBFC Finance Ltd (SBFC) is ₹12771.02 Cr as of 15th July 2025.What is the 52 week high and low of SBFC Finance Ltd (SBFC) share?
The 52-week high of SBFC Finance Ltd (SBFC) is ₹120.50 and the 52-week low is ₹77.61.What is the PE and PB ratio of SBFC Finance Ltd (SBFC) stock?
The P/E (price-to-earnings) ratio of SBFC Finance Ltd (SBFC) is 36.98. The P/B (price-to-book) ratio is 4.00.Which sector does SBFC Finance Ltd (SBFC) belong to?
SBFC Finance Ltd (SBFC) belongs to the Financials sector & Specialized Finance sub-sector.How to buy SBFC Finance Ltd (SBFC) shares?
You can directly buy SBFC Finance Ltd (SBFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.
SBFC Finance Ltd
SBFC Share Price
SBFC Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
SBFC Performance & Key Metrics
SBFC Performance & Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
36.99 | 4.00 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.27 | 2.46 | 0.87% |
from 7 analysts
Price Upside
Earnings Growth
Rev. Growth
SBFC Company Profile
SBFC Finance Limited, a non-banking finance company, offers micro-small enterprise loans, loan management services, and specialized loan solutions.
SBFC Sentiment Analysis
SBFC Sentiment Analysis
SBFC Stock Summary · May 2025
In a challenging economic landscape marked by volatility and regional disparities, the company has demonstrated resilience with a 28% year-over-year growth in Assets Under Management, reaching INR 8,747 crores. While facing increased delinquency rates, particularly in Karnataka, management remains cautiously optimistic, targeting over 20% growth in disbursals and aiming to cross INR 10,000 crores in AUM. Strategic investments in technology, such as a paperless gold loan process and AI-assisted credit assessments, are enhancing operational efficiency and customer experience. Despite regulatory changes and rising funding costs, the company is committed to maintaining a balanced portfolio and improving profitability through careful risk management and expansion of its branch network.
SBFC Stock Growth Drivers
SBFC Stock Growth Drivers
7Strong Financial Performance
SBFC Finance Limited reported a profit after tax (PAT) of INR 94 crores for the
Technological Advancements
The company has successfully integrated advanced technology into its operations, including the launch of a
SBFC Stock Challenges
SBFC Stock Challenges
5Economic Environment Challenges
The company faces significant challenges due to the current economic environment, which has been marked
Lending Strategy Adjustments
The company has slowed down lending in certain states due to rising delinquencies, indicating a
SBFC Forecast
SBFC Forecasts
Price
Revenue
Earnings
SBFC Share Price Forecast
SBFC Share Price Forecast
All values in ₹
All values in ₹
SBFC Company Revenue Forecast
SBFC Company Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
SBFC Stock EPS (Earnings Per Share) Forecast
SBFC Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
SBFC
SBFC
Income
Balance Sheet
Cash Flow
SBFC Income Statement
SBFC Income Statement
Financial Year | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |||||
---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 530.71 | 740.36 | 1,019.92 | 1,306.75 | 1,306.75 | |||||
Raw Materials | — | — | — | — | 831.21 | |||||
Power & Fuel Cost | — | — | — | — | ||||||
Employee Cost | 109.53 | 160.12 | 217.13 | 253.23 | ||||||
Selling & Administrative Expenses | 58.96 | 52.84 | 70.10 | 77.64 | ||||||
Operating & Other expenses | 263.73 | 313.31 | 403.13 | 500.33 | ||||||
EBITDA | 98.49 | 214.09 | 329.56 | 475.55 | 475.54 | |||||
Depreciation/Amortization | 11.78 | 12.71 | 13.41 | 16.81 | 16.82 | |||||
PBIT | 86.71 | 201.38 | 316.15 | 458.74 | 458.72 | |||||
Interest & Other Items | — | — | — | — | — | |||||
PBT | 86.71 | 201.38 | 316.15 | 458.74 | 458.72 | |||||
Taxes & Other Items | 22.17 | 51.63 | 79.04 | 113.43 | 113.44 | |||||
Net Income | 64.54 | 149.75 | 237.11 | 345.31 | 345.28 | |||||
EPS | 0.80 | 1.76 | 2.41 | 3.20 | 3.18 | |||||
DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
SBFC Company Updates
SBFC Stock Peers
SBFC Past Performance & Peer Comparison
SBFC Past Performance & Peer Comparison
FinancialsSpecialized Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
SBFC Finance Ltd | 36.98 | 4.00 | — |
Indian Railway Finance Corp Ltd | 26.96 | 3.56 | 0.60% |
Power Finance Corporation Ltd | 6.10 | 1.04 | 3.72% |
REC Limited | 6.61 | 1.51 | 4.51% |
SBFC Stock Price Comparison
Compare SBFC with any stock or ETFSBFC Holdings
SBFC Shareholdings
SBFC Promoter Holdings Trend
SBFC Promoter Holdings Trend
SBFC Institutional Holdings Trend
SBFC Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has increased by 1.62%
SBFC Shareholding Pattern
SBFC Shareholding Pattern
SBFC Shareholding History
SBFC Shareholding History
Mutual Funds Invested in SBFC
Mutual Funds Invested in SBFC
No mutual funds holding trends are available
Top 5 Mutual Funds holding SBFC Finance Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 7.8422% | Percentage of the fund’s portfolio invested in the stock 2.81% | Change in the portfolio weight of the stock over the last 3 months 0.25% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 3/71 (+2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9834% | Percentage of the fund’s portfolio invested in the stock 0.90% | Change in the portfolio weight of the stock over the last 3 months 0.07% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 73/106 (+1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7463% | Percentage of the fund’s portfolio invested in the stock 0.40% | Change in the portfolio weight of the stock over the last 3 months 0.04% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 76/85 (-1) |
Compare 3-month MF holding change on Screener
smallcases containing SBFC stock
smallcases containing SBFC stock
Looks like this stock is not in any smallcase yet.
SBFC Events
SBFC Events
SBFC Dividend Trend
SBFC has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
SBFC Dividend Trend
SBFC has not given any dividends in last 5 years
SBFC Dividends
SBFC Dividends
SBFC Stock News & Opinions
SBFC Stock News & Opinions
SBFC Finance will hold a meeting of the Board of Directors of the Company on 26 July 2025.Powered by Capital Market - Live
SBFC Finance announced that the Annual General Meeting(AGM) of the company will be held on 14 July 2025.Powered by Capital Market - Live
SBFC Finance will hold a meeting of the Board of Directors of the Company on 6 June 2025.Powered by Capital Market - Live
SBFC Finance has received affirmation in credit rating for bank facilities aggregating Rs 1700 crore at CARE AA-; Stable. Powered by Capital Market - Live
India Ratings and Research stated that the affirmation reflects its expectation that SBFC would continue to grow its franchise over the medium term, driving operating leverage benefits, maintaining its focus on its two key secured products and maintaining profitability and capital buffers. The ratings continue to be supported by the company's experienced management profile, demonstrating better governance and institutionalised approach, its pan-India presence, with less concentrated geographical presence, and stable asset quality performance. The company's ability to maintain stable asset quality with seasoning of the portfolio and its ability to diversify funding across various instruments with scaling of the franchise, remain rating monitorables. The credit rating agency further said that an expansion of the franchise comparable to similar rated peers' along with a continuous demonstration of ability to manage asset quality through the cycle and profitability buffers will be positive for the ratings. Strong access to funding from diversified sources while maintaining superior liquidity, all on a sustained basis, could also lead to a positive rating action. However, events that could lead to a negative rating action include any substantial decline in the operating profit buffers, weakened liquidity profile, increased leverage and perceptible changes in business owing to managerial instability or deterioration in business environment in a meaningful way. SBFC is a non-deposit taking systemically important non-banking financial company registered with the Reserve Bank of India and is classified under mid-layer. It started operations in September 2017 after purchasing the secured retail portfolio from Karvy Financial Services, along with its branch infrastructure and staff. The company mainly provides secured MSME loans, LAP, and LAG. At end-March 2025, the entity had 205 branches spread across 16 states and two union territories. The scrip shed 0.35% to currently trade at Rs 100.40 on the BSE. Powered by Capital Market - Live
SBFC Finance has allotted 17,96,730 equity shares under ESOP on 05 May 2025. With this allotment, the paid up equity share capital has increased to 1,08,77,95,818 equity shares of Rs. 10 each aggregating to Rs. 10,87,79,58,180/- Powered by Capital Market - Live
Net profit of SBFC Finance rose 27.51% to Rs 93.94 crore in the quarter ended March 2025 as against Rs 73.67 crore during the previous quarter ended March 2024. Sales rose 30.25% to Rs 359.36 crore in the quarter ended March 2025 as against Rs 275.90 crore during the previous quarter ended March 2024. For the full year,net profit rose 45.63% to Rs 345.30 crore in the year ended March 2025 as against Rs 237.10 crore during the previous year ended March 2024. Sales rose 27.63% to Rs 1285.00 crore in the year ended March 2025 as against Rs 1006.78 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales359.36275.90 30 1285.001006.78 28 OPM %68.8868.32 -69.5967.43 - PBDT129.75100.84 29 475.54329.55 44 PBT125.1997.21 29 458.73316.14 45 NP93.9473.67 28 345.30237.10 46 Powered by Capital Market - Live
SBFC Finance will hold a meeting of the Board of Directors of the Company on 26 April 2025.Powered by Capital Market - Live
SBFC Finance has allotted 18,45,829 equity shares under ESOP on 24 February 2025. With this allotment, the paid up equity share capital has increased to 1,08,59,99,088 equity shares of Rs. 10 each aggregating to Rs. 10,85,99,90,880. Powered by Capital Market - Live
SBFC Finance has allotted the allotment of 40,000 redeemable, senior, secured, listed, non- convertible debentures, of face value of Rs. 1,00,000/- each at an issue price of Rs. 1,00,000/- each aggregating to Rs.400 crore on Private Placement basis. Powered by Capital Market - Live
In last 6 months, promoter holding in the company has decreased by 1.72%
Pledged promoter holdings is insignificant