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SBFC Finance Ltd

SBFC Share Price

104.391.44% (-1.53)
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With a market cap of ₹11,606 cr, stock is ranked 507

Stock is 2.74x as volatile as Nifty

SBFC Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹11,606 cr, stock is ranked 507

Stock is 2.74x as volatile as Nifty

SBFC Performance & Key Metrics

SBFC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
33.613.64
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

SBFC Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 7 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

SBFC Company Profile

SBFC Finance Limited, a non-banking finance company, offers micro-small enterprise loans, loan management services, and specialized loan solutions.

Investor Presentation

View older View older 

Nov 1, 2025

PDF
View Older Presentations

SBFC Similar Stocks (Peers)

Compare with peers Compare with peers 

SBFC Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
23.08
23.08
1Y Return
23.97%
23.97%
Buy Reco %
0.00
0.00
PE Ratio
5.05
5.05
1Y Return
30.97%
30.97%
Buy Reco %
92.31
92.31
PE Ratio
5.85
5.85
1Y Return
35.11%
35.11%
Buy Reco %
92.31
92.31
PE Ratio
50.83
50.83
1Y Return
29.20%
29.20%
Buy Reco %
0.00
0.00
PE Ratio
16.43
16.43
1Y Return
8.15%
8.15%
Buy Reco %
100.00
100.00
Compare with Peers

SBFC Sentiment Analysis

SBFC Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

SBFC Stock Summary · July 2025

The company reported a profit after tax of INR 101 crores, buoyed by favorable economic conditions such as increased disposable income from tax relief and reduced borrowing rates. However, challenges like stagnating urban consumption and rising educated unemployment persist, prompting a cautious approach to lending, particularly in smaller ticket sizes. The strategic focus on expanding gold loan offerings is expected to enhance profitability, despite operational risks and rising credit costs. Management remains optimistic about achieving a 5% to 7% growth in assets under management while prioritizing balance sheet fortification and effective risk management. Overall, the sentiment reflects cautious optimism, with expectations for improved performance in the upcoming quarters.

SBFC Stock Growth Drivers
SBFC Stock Growth Drivers
6
  • Strong Financial Performance

    SBFC Finance Limited achieved a profit after tax of INR 101 crores for the quarter,

  • Operational Efficiency and Cost Management

    The company has successfully reduced operating expenses (opex) to 4.59%, marking a 25 basis point

SBFC Stock Challenges
SBFC Stock Challenges
6
  • Weak Urban Consumption and Economic Stagnation

    The company is facing challenges due to stagnating income, declining job creation, and weak urban

  • Increasing Borrower Repayment Challenges

    There is a notable increase in the inability of borrowers to meet their EMI payments,

SBFC Forecast

SBFC Forecasts

Price

Revenue

Earnings

SBFC

SBFC

Income

Balance Sheet

Cash Flow

SBFC Income Statement

SBFC Income Statement

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Financial YearFY 2022FY 2023FY 2024FY 2025TTM
Total Revenue530.71740.361,019.921,306.751,306.75
Raw Materialssubtract831.21
Power & Fuel Costsubtract
Employee Costsubtract109.53160.12217.13253.23
Selling & Administrative Expensessubtract58.9652.8470.1077.64
Operating & Other expensessubtract263.73313.31403.13500.33
Depreciation/Amortizationsubtract11.7812.7113.4116.8116.82
Interest & Other Itemssubtract
Taxes & Other Itemssubtract22.1751.6379.04113.43113.44
EPS0.801.762.413.203.18
DPS0.000.000.000.000.00
Payout ratio0.000.000.000.000.00

SBFC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Nov 1PDF
Jul 26PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 26PDF
Jan 25PDF
Oct 26PDF
FY 2024FY 2024

Annual report

PDF
 

SBFC Stock Peers

SBFC Past Performance & Peer Comparison

SBFC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
SBFC Finance Ltd33.613.64
Indian Railway Finance Corp Ltd23.082.851.39%
Power Finance Corporation Ltd5.050.754.49%
REC Limited5.851.195.10%

SBFC Stock Price Comparison

Compare SBFC with any stock or ETF
Compare SBFC with any stock or ETF
SBFC
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SBFC Holdings

SBFC Shareholdings

SBFC Promoter Holdings Trend

SBFC Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SBFC Institutional Holdings Trend

SBFC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

SBFC Shareholding Pattern

SBFC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding52.98%15.38%2.82%7.01%21.81%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

SBFC Shareholding History

SBFC Shareholding History

JunSepDec '24MarJunSep4.72%4.56%4.92%6.53%7.12%7.01%

Mutual Funds Invested in SBFC

Mutual Funds Invested in SBFC

No mutual funds holding trends are available

Top 5 Mutual Funds holding SBFC Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
8.7660%2.76%0.13%3/70 (0)
1.0992%0.93%0.08%72/108 (+1)
1.0889%1.45%1.45%70/80 (+7)

Compare 3-month MF holding change on Screener

SBFC Insider Trades & Bulk Stock Deals

SBFC Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing SBFC stock

smallcases containing SBFC stock

Looks like this stock is not in any smallcase yet.

SBFC Events

SBFC Events

SBFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SBFC has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

SBFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SBFC has not given any dividends in last 5 years

SBFC Dividends

SBFC Dividends

Hmm, looks like data is unavailable here. Please come back after some time

SBFC Stock News & Opinions

SBFC Stock News & Opinions

Earnings
SBFC Finance standalone net profit rises 29.96% in the September 2025 quarter

Net profit of SBFC Finance rose 29.96% to Rs 109.14 crore in the quarter ended September 2025 as against Rs 83.98 crore during the previous quarter ended September 2024. Sales rose 33.45% to Rs 409.61 crore in the quarter ended September 2025 as against Rs 306.94 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales409.61306.94 33 OPM %68.2969.74 - PBDT150.97113.98 32 PBT145.89110.13 32 NP109.1483.98 30 Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Volumes jump at SBFC Finance Ltd counter

CEAT Ltd, Tata Investment Corporation Ltd, Jubilant Pharmova Ltd, OneSource Specialty Pharma Ltd are among the other stocks to see a surge in volumes on NSE today, 21 October 2025.SBFC Finance Ltd witnessed volume of 24.4 lakh shares by 14:14 IST on NSE, a 1.43 times surge over two-week average daily volume of 17.07 lakh shares. The stock increased 5.17% to Rs.116.90. Volumes stood at 13.12 lakh shares in the last session.CEAT Ltd saw volume of 6.47 lakh shares by 14:14 IST on NSE, a 1.01 fold spurt over two-week average daily volume of 6.40 lakh shares. The stock increased 2.18% to Rs.4,295.40. Volumes stood at 44.17 lakh shares in the last session.Tata Investment Corporation Ltd recorded volume of 40.69 lakh shares by 14:14 IST on NSE, a 0.99 times surge over two-week average daily volume of 41.02 lakh shares. The stock gained 7.45% to Rs.865.00. Volumes stood at 62.77 lakh shares in the last session.Jubilant Pharmova Ltd notched up volume of 1.19 lakh shares by 14:14 IST on NSE, a 0.87 fold spurt over two-week average daily volume of 1.37 lakh shares. The stock rose 4.40% to Rs.1,144.50. Volumes stood at 1.47 lakh shares in the last session.OneSource Specialty Pharma Ltd witnessed volume of 69859 shares by 14:14 IST on NSE, a 0.69 times surge over two-week average daily volume of 1.01 lakh shares. The stock dropped 0.41% to Rs.1,850.00. Volumes stood at 56713 shares in the last session.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
SBFC Finance to table results

SBFC Finance will hold a meeting of the Board of Directors of the Company on 1 November 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
SBFC Finance receives credit ratings for NCDs

SBFC Finance announced that India Ratings and Research has assigned the rating IND AA-/ Stable for the company's non-convertible debentures amounting to Rs 700 crore ((Including unutilised Rs.300 crore). Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
SBFC Finance standalone net profit rises 28.16% in the June 2025 quarter

Net profit of SBFC Finance rose 28.16% to Rs 100.89 crore in the quarter ended June 2025 as against Rs 78.72 crore during the previous quarter ended June 2024. Sales rose 34.83% to Rs 387.07 crore in the quarter ended June 2025 as against Rs 287.07 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales387.07287.07 35 OPM %68.6470.94 - PBDT140.74108.89 29 PBT135.70105.13 29 NP100.8978.72 28 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
SBFC Finance allots 4.06 lakh equity shares under ESOS

SBFC Finance has allotted 4,06,657 equity shares under ESOS on 17 July 2025. With this allotment, the paid up equity share capital has increased to 1,08,92,27,818 equity shares of Rs. 10 each aggregating to Rs. 10,89,22,78,180 /-. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
SBFC Finance to conduct board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 26 July 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
SBFC Finance schedules AGM

SBFC Finance announced that the Annual General Meeting(AGM) of the company will be held on 14 July 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
SBFC Finance to hold board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 6 June 2025.Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
SBFC Finance receives affirmation in credit ratings for bank facilities

SBFC Finance has received affirmation in credit rating for bank facilities aggregating Rs 1700 crore at CARE AA-; Stable. Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of SBFC Finance Ltd (SBFC) today?

    The share price of SBFC as on 5th December 2025 is ₹104.39. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on SBFC Finance Ltd (SBFC) share?

    The past returns of SBFC Finance Ltd (SBFC) share are
    • Past 1 week: -2.52%
    • Past 1 month: -9.80%
    • Past 3 months: -0.37%
    • Past 6 months: -6.81%
    • Past 1 year: 20.79%
    • Past 3 years: N/A%
    • Past 5 years: 14.88%

  3. What are the peers or stocks similar to SBFC Finance Ltd (SBFC)?
  4. What is the market cap of SBFC Finance Ltd (SBFC) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of SBFC Finance Ltd (SBFC) is ₹11606.32 Cr as of 5th December 2025.

  5. What is the 52 week high and low of SBFC Finance Ltd (SBFC) share?

    The 52-week high of SBFC Finance Ltd (SBFC) is ₹123 and the 52-week low is ₹79.24.

  6. What is the PE and PB ratio of SBFC Finance Ltd (SBFC) stock?

    The P/E (price-to-earnings) ratio of SBFC Finance Ltd (SBFC) is 33.61. The P/B (price-to-book) ratio is 3.64.

  7. Which sector does SBFC Finance Ltd (SBFC) belong to?

    SBFC Finance Ltd (SBFC) belongs to the Financials sector & Specialized Finance sub-sector.

  8. How to buy SBFC Finance Ltd (SBFC) shares?

    You can directly buy SBFC Finance Ltd (SBFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.