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SBFC Finance Ltd

SBFC Share Price

117.840.39% (+0.46)
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With a market cap of ₹12,771 cr, stock is ranked 480

Stock is 2.88x as volatile as Nifty

SBFC Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹12,771 cr, stock is ranked 480

Stock is 2.88x as volatile as Nifty

SBFC Performance & Key Metrics

SBFC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
36.994.00
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.272.460.87%

SBFC Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 7 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

SBFC Company Profile

SBFC Finance Limited, a non-banking finance company, offers micro-small enterprise loans, loan management services, and specialized loan solutions.

Investor Presentation

View older View older 

Apr 26, 2025

PDF
View Older Presentations

SBFC Similar Stocks (Peers)

Compare with peers Compare with peers 

SBFC Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
26.96
26.96
1Y Return
37.46%
37.46%
Buy Reco %
0.00
0.00
PE Ratio
6.10
6.10
1Y Return
23.82%
23.82%
Buy Reco %
100.00
100.00
PE Ratio
6.61
6.61
1Y Return
36.67%
36.67%
Buy Reco %
100.00
100.00
PE Ratio
62.21
62.21
1Y Return
38.79%
38.79%
Buy Reco %
0.00
0.00
PE Ratio
17.10
17.10
1Y Return
30.50%
30.50%
Buy Reco %
100.00
100.00
Compare with Peers

SBFC Sentiment Analysis

SBFC Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

SBFC Stock Summary · May 2025

In a challenging economic landscape marked by volatility and regional disparities, the company has demonstrated resilience with a 28% year-over-year growth in Assets Under Management, reaching INR 8,747 crores. While facing increased delinquency rates, particularly in Karnataka, management remains cautiously optimistic, targeting over 20% growth in disbursals and aiming to cross INR 10,000 crores in AUM. Strategic investments in technology, such as a paperless gold loan process and AI-assisted credit assessments, are enhancing operational efficiency and customer experience. Despite regulatory changes and rising funding costs, the company is committed to maintaining a balanced portfolio and improving profitability through careful risk management and expansion of its branch network.

SBFC Stock Growth Drivers
SBFC Stock Growth Drivers
7
  • Strong Financial Performance

    SBFC Finance Limited reported a profit after tax (PAT) of INR 94 crores for the

  • Technological Advancements

    The company has successfully integrated advanced technology into its operations, including the launch of a

SBFC Stock Challenges
SBFC Stock Challenges
5
  • Economic Environment Challenges

    The company faces significant challenges due to the current economic environment, which has been marked

  • Lending Strategy Adjustments

    The company has slowed down lending in certain states due to rising delinquencies, indicating a

SBFC Forecast

SBFC Forecasts

Price

Revenue

Earnings

SBFC

SBFC

Income

Balance Sheet

Cash Flow

SBFC Income Statement

SBFC Income Statement

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Financial YearFY 2022FY 2023FY 2024FY 2025TTM
Total Revenue530.71740.361,019.921,306.751,306.75
Raw Materialssubtract831.21
Power & Fuel Costsubtract
Employee Costsubtract109.53160.12217.13253.23
Selling & Administrative Expensessubtract58.9652.8470.1077.64
Operating & Other expensessubtract263.73313.31403.13500.33
Depreciation/Amortizationsubtract11.7812.7113.4116.8116.82
Interest & Other Itemssubtract
Taxes & Other Itemssubtract22.1751.6379.04113.43113.44
EPS0.801.762.413.203.18
DPS0.000.000.000.000.00
Payout ratio0.000.000.000.000.00

SBFC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 26PDF
Jan 25PDF
Oct 26PDF
FY 2024FY 2024

Annual report

PDF
 

SBFC Stock Peers

SBFC Past Performance & Peer Comparison

SBFC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
SBFC Finance Ltd36.984.00
Indian Railway Finance Corp Ltd26.963.560.60%
Power Finance Corporation Ltd6.101.043.72%
REC Limited6.611.514.51%

SBFC Stock Price Comparison

Compare SBFC with any stock or ETF
Compare SBFC with any stock or ETF
SBFC
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SBFC Holdings

SBFC Shareholdings

SBFC Promoter Holdings Trend

SBFC Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 1.72%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SBFC Institutional Holdings Trend

SBFC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.62%

Tickertape Separator

SBFC Shareholding Pattern

SBFC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding53.33%15.56%2.11%6.53%22.47%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

SBFC Shareholding History

SBFC Shareholding History

Dec '23MarJunSepDec '24Mar2.23%2.86%4.72%4.56%4.92%6.53%

Mutual Funds Invested in SBFC

Mutual Funds Invested in SBFC

No mutual funds holding trends are available

Top 5 Mutual Funds holding SBFC Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
7.8422%2.81%0.25%3/71 (+2)
0.9834%0.90%0.07%73/106 (+1)
0.7463%0.40%0.04%76/85 (-1)

Compare 3-month MF holding change on Screener

SBFC Insider Trades & Bulk Stock Deals

SBFC Insider Trades & Bulk Stock Deals

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smallcases containing SBFC stock

smallcases containing SBFC stock

Looks like this stock is not in any smallcase yet.

SBFC Events

SBFC Events

SBFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SBFC has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

SBFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SBFC has not given any dividends in last 5 years

SBFC Dividends

SBFC Dividends

Hmm, looks like data is unavailable here. Please come back after some time

SBFC Stock News & Opinions

SBFC Stock News & Opinions

Corporate
SBFC Finance to conduct board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 26 July 2025.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
SBFC Finance schedules AGM

SBFC Finance announced that the Annual General Meeting(AGM) of the company will be held on 14 July 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
SBFC Finance to hold board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 6 June 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
SBFC Finance receives affirmation in credit ratings for bank facilities

SBFC Finance has received affirmation in credit rating for bank facilities aggregating Rs 1700 crore at CARE AA-; Stable. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
India Ratings affirms ratings of SBFC Finance at 'AA-' with 'stable' outlook

India Ratings and Research stated that the affirmation reflects its expectation that SBFC would continue to grow its franchise over the medium term, driving operating leverage benefits, maintaining its focus on its two key secured products and maintaining profitability and capital buffers. The ratings continue to be supported by the company's experienced management profile, demonstrating better governance and institutionalised approach, its pan-India presence, with less concentrated geographical presence, and stable asset quality performance. The company's ability to maintain stable asset quality with seasoning of the portfolio and its ability to diversify funding across various instruments with scaling of the franchise, remain rating monitorables. The credit rating agency further said that an expansion of the franchise comparable to similar rated peers' along with a continuous demonstration of ability to manage asset quality through the cycle and profitability buffers will be positive for the ratings. Strong access to funding from diversified sources while maintaining superior liquidity, all on a sustained basis, could also lead to a positive rating action. However, events that could lead to a negative rating action include any substantial decline in the operating profit buffers, weakened liquidity profile, increased leverage and perceptible changes in business owing to managerial instability or deterioration in business environment in a meaningful way. SBFC is a non-deposit taking systemically important non-banking financial company registered with the Reserve Bank of India and is classified under mid-layer. It started operations in September 2017 after purchasing the secured retail portfolio from Karvy Financial Services, along with its branch infrastructure and staff. The company mainly provides secured MSME loans, LAP, and LAG. At end-March 2025, the entity had 205 branches spread across 16 states and two union territories. The scrip shed 0.35% to currently trade at Rs 100.40 on the BSE. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
SBFC Finance allots 17.96 lakh equity shares under ESOP

SBFC Finance has allotted 17,96,730 equity shares under ESOP on 05 May 2025. With this allotment, the paid up equity share capital has increased to 1,08,77,95,818 equity shares of Rs. 10 each aggregating to Rs. 10,87,79,58,180/- Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
SBFC Finance consolidated net profit rises 27.51% in the March 2025 quarter

Net profit of SBFC Finance rose 27.51% to Rs 93.94 crore in the quarter ended March 2025 as against Rs 73.67 crore during the previous quarter ended March 2024. Sales rose 30.25% to Rs 359.36 crore in the quarter ended March 2025 as against Rs 275.90 crore during the previous quarter ended March 2024. For the full year,net profit rose 45.63% to Rs 345.30 crore in the year ended March 2025 as against Rs 237.10 crore during the previous year ended March 2024. Sales rose 27.63% to Rs 1285.00 crore in the year ended March 2025 as against Rs 1006.78 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales359.36275.90 30 1285.001006.78 28 OPM %68.8868.32 -69.5967.43 - PBDT129.75100.84 29 475.54329.55 44 PBT125.1997.21 29 458.73316.14 45 NP93.9473.67 28 345.30237.10 46 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
SBFC Finance to conduct board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 26 April 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
SBFC Finance allots 18.45 lakh equity shares under ESOP

SBFC Finance has allotted 18,45,829 equity shares under ESOP on 24 February 2025. With this allotment, the paid up equity share capital has increased to 1,08,59,99,088 equity shares of Rs. 10 each aggregating to Rs. 10,85,99,90,880. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
SBFC Finance allots 40,000 NCDs aggregating Rs 400 cr

SBFC Finance has allotted the allotment of 40,000 redeemable, senior, secured, listed, non- convertible debentures, of face value of Rs. 1,00,000/- each at an issue price of Rs. 1,00,000/- each aggregating to Rs.400 crore on Private Placement basis. Powered by Capital Market - Live

5 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of SBFC Finance Ltd (SBFC) today?

    The share price of SBFC as on 15th July 2025 is ₹117.84. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on SBFC Finance Ltd (SBFC) share?

    The past returns of SBFC Finance Ltd (SBFC) share are
    • Past 1 week: 4.61%
    • Past 1 month: 7.68%
    • Past 3 months: 25.48%
    • Past 6 months: 38.73%
    • Past 1 year: 43.64%
    • Past 3 years: N/A%
    • Past 5 years: 27.81%

  3. What are the peers or stocks similar to SBFC Finance Ltd (SBFC)?
  4. What is the market cap of SBFC Finance Ltd (SBFC) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of SBFC Finance Ltd (SBFC) is ₹12771.02 Cr as of 15th July 2025.

  5. What is the 52 week high and low of SBFC Finance Ltd (SBFC) share?

    The 52-week high of SBFC Finance Ltd (SBFC) is ₹120.50 and the 52-week low is ₹77.61.

  6. What is the PE and PB ratio of SBFC Finance Ltd (SBFC) stock?

    The P/E (price-to-earnings) ratio of SBFC Finance Ltd (SBFC) is 36.98. The P/B (price-to-book) ratio is 4.00.

  7. Which sector does SBFC Finance Ltd (SBFC) belong to?

    SBFC Finance Ltd (SBFC) belongs to the Financials sector & Specialized Finance sub-sector.

  8. How to buy SBFC Finance Ltd (SBFC) shares?

    You can directly buy SBFC Finance Ltd (SBFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.