Good morning :)
SBFC Finance Ltd

SBFC Finance Ltd

SBFC Share Price

NSE
93.800.04% (-0.04)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹10,392 cr, stock is ranked 591

Stock is 2.29x as volatile as Nifty

SBFC Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹10,392 cr, stock is ranked 591

Stock is 2.29x as volatile as Nifty

SBFC Performance & Key Metrics

SBFC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
21.652.79
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.762.171.24%

SBFC Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 7 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

SBFC Company Profile

SBFC Finance Limited, a non-banking finance company, offers micro-small enterprise loans, loan management services, and specialized loan solutions.

Investor Presentation

View older View older 

Jul 25, 2026

PDF
View Older Presentations

SBFC Similar Stocks (Peers)

Compare with peers Compare with peers 

SBFC Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
6.27
6.27
1Y Return
9.03%
9.03%
Buy Reco %
100.00
100.00
PE Ratio
16.39
16.39
1Y Return
30.68%
30.68%
Buy Reco %
0.00
0.00
RECLTD
PE Ratio
5.57
5.57
1Y Return
11.00%
11.00%
Buy Reco %
84.62
84.62
PE Ratio
54.83
54.83
1Y Return
32.85%
32.85%
Buy Reco %
0.00
0.00
PE Ratio
31.80
31.80
1Y Return
59.84%
59.84%
Buy Reco %
70.00
70.00
Compare with Peers

SBFC Sentiment Analysis

SBFC Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

SBFC Stock Summary · May 2026

In the recent earnings call, management highlighted a cautiously optimistic outlook, driven by strategic branch expansions and a focus on capturing market share in tier two and tier three towns. Despite facing economic challenges such as rising inflation and credit costs, the company has successfully reduced operational expenses and improved asset quality, reflected in a lower Gross Non-Performing Assets ratio. The growth strategy emphasizes deepening customer engagement, particularly among first-time borrowers, while maintaining a conservative approach to credit risk management. As the market stabilizes, the company anticipates further improvements in borrowing costs and overall financial performance, positioning itself for sustained growth in a competitive landscape.

SBFC Stock Growth Drivers
SBFC Stock Growth Drivers
8
  • Operational Efficiency and Cost Management

    The company has successfully reduced its cost of funds by 48 basis points and cost

  • Growth in Assets Under Management (AUM)

    SBFC Finance Limited reported an AUM of INR 11,270 crores, reflecting a year-over-year growth of

SBFC Stock Challenges
SBFC Stock Challenges
4
  • Economic Challenges and Inflationary Pressures

    The company is facing significant economic challenges, including a widening fiscal deficit that is expected

  • Risks to Revenue Streams

    There are concerns regarding the stability of Gulf remittances and Indian IT flows, which are

SBFC Forecast

SBFC Forecasts

Price

Revenue

Earnings

SBFC

SBFC

Income

Balance Sheet

Cash Flow

SBFC Income Statement

SBFC Income Statement

Loading...

Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue279.45297.51314.19333.25361.17388.54411.00425.81454.14491.57
Operating & Other expensessubtract178.90188.62200.21211.13230.82247.80260.05262.96285.01312.59
Depreciation/Amortizationsubtract3.633.763.854.654.565.045.084.995.014.85
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract23.4926.4126.1529.3931.4034.8136.7539.8341.3644.00
EPS0.690.730.780.820.870.931.001.081.121.18

SBFC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 25PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Apr 25PDF
Jan 24PDF
Nov 1PDF
Jul 26PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 26PDF
Jan 25PDF
Oct 26PDF
FY 2024FY 2024

Annual report

PDF
 

SBFC Stock Peers

SBFC Past Performance & Peer Comparison

SBFC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
SBFC Finance Ltd23.052.79
Power Finance Corporation Ltd6.271.23
Indian Railway Finance Corp Ltd16.392.022.39%
REC Ltd5.571.075.38%

SBFC Stock Price Comparison

Compare SBFC with any stock or ETF
Compare SBFC with any stock or ETF
SBFC
Loading...

SBFC Holdings

SBFC Shareholdings

SBFC Promoter Holdings Trend

SBFC Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SBFC Institutional Holdings Trend

SBFC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

SBFC Shareholding Pattern

SBFC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding52.31%15.56%5.16%7.22%19.76%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

SBFC Shareholding History

SBFC Shareholding History

MarJunSepDec '25MarJun6.53%7.12%7.01%6.88%6.21%7.22%

Mutual Funds Invested in SBFC

Mutual Funds Invested in SBFC

No mutual funds holding trends are available

Top 5 Mutual Funds holding SBFC Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
7.7560%2.02%-0.20%16/80 (-7)
1.9104%0.71%-0.08%54/94 (-9)
1.8489%1.31%0.44%44/73 (+7)

Compare 3-month MF holding change on Screener

SBFC Insider Trades & Bulk Stock Deals

SBFC Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing SBFC stock

smallcases containing SBFC stock

Looks like this stock is not in any smallcase yet.

SBFC Events

SBFC Events

SBFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SBFC has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

SBFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SBFC has not given any dividends in last 5 years

SBFC Dividends

SBFC Dividends

Hmm, looks like data is unavailable here. Please come back after some time

SBFC Stock News & Opinions

SBFC Stock News & Opinions

Corporate
Corporate
SBFC Finance Limited granted 1.2 million equity shares across three stock option plans

SBFC Finance Limited disclosed stock option grants totaling 1,203,436 equity shares across three plans: SBFC Stock Option Policy 2023 - I, SBFC Stock Option Policy 2023 - II, and SBFC Stock Option Policy 2023 - III. The filings, made September 12, 2023, and April 1, 2024, detail exercise prices ranging from Rs 55 to Rs 87.33, with a premium of Rs 45 to Rs 77.33 per share. All shares, carrying an ISIN of INE423Y01016, are slated for allotment on July 31, 2026, and will rank pari passu with existing shares. The total issued share capital will increase to 11,082,067,150 post the grants, with listing fees to be paid as applicable.

1 week agoCapital Market - Live
Spotlight
Spotlight
SBFC Finance Q1 PAT jumps 29% YoY to Rs 130 crore

Total income increased 26.52% year on year to Rs 491.57 crore in the quarter ended 30 June 2026. Profit before tax stood at Rs 174.12 crore in Q1 FY27, up 28.30% from Rs 135.71 crore posted in the corresponding quarter of the previous year. The net interest margin (NIM) to average assets under management (AUM) stood at 10.68% in Q1 FY27, slightly up from 10.25% in Q1 FY26. The pre-provisioning operating profit for Q1 FY27 stood at Rs 216 crore, registering a 34.4% increase from Rs 161 crore in Q1 FY26. The company made a total ECL provision of Rs 204 crore for the quarter ended 30 June 2026. The gross Non-Performing Assets (NPA) stood at 2.66% as of 30 June 2026, compared to 2.78% as of 30 June 2025 and 2.61% as of 31 March 2026. The company's net non-performing assets (NPA) stood at 1.55% as of 30 June 2026, down from 1.57% as of 30 June 2025, but higher than 1.54% recorded on 31 March 2026. The secured MSME disbursal value stood at Rs 809 crore in Q1 FY27. Meanwhile, assets under management (AUM) grew 27% YoY to Rs 11,922 crore. SBFC Finance specializes in secured MSME loans, loans against gold, affordable home loans, and loan management. The scrip shed 0.14% to Rs 92 on the BSE.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Earnings
Earnings
SBFC Finance standalone net profit rises 28.97% in the June 2026 quarter

Net profit of SBFC Finance rose 28.97% to Rs 130.12 crore in the quarter ended June 2026 as against Rs 100.89 crore during the previous quarter ended June 2025. Sales rose 26.43% to Rs 489.37 crore in the quarter ended June 2026 as against Rs 387.07 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales489.37387.07 26 OPM %67.7168.64 - PBDT178.97140.74 27 PBT174.12135.70 28 NP130.12100.89 29 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Corporate
Board of SBFC Finance approves change in CFO

The board of SBFC Finance at its meeting held on 15 July 2026 has accepted the resignation of Narayan Barasia, Chief Financial Officer of the Company with effect from 15 July 2026. The board has approved the appointment of Sanket Agrawal (presently serving as Chief Strategy Officer & IR of the Company) as the Chief Financial Officer and Key Managerial Personnel of the Company, with effect from 16 July 2026.

3 weeks agoCapital Market - Live
Corporate
Corporate
SBFC Finance announces board meeting date

SBFC Finance will hold a meeting of the Board of Directors of the Company on 25 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
SBFC Finance allots 2.66 lakh equity shares under ESOP

SBFC Finance has allotted 2,66,519 equity shares under ESOP on 13 May 2026. With this allotment, the paid up equity share capital has increased to 1,10,66,80,748 equity shares of Rs. 10 each aggregating to Rs. 11,06,68,07,480/-.

2 months agoCapital Market - Live
Corporate
Corporate
SBFC Finance to hold AGM

SBFC Finance announced that the 19th Annual General Meeting(AGM) of the company will be held on 14 July 2026.

3 months agoCapital Market - Live
Earnings
Earnings
SBFC Finance standalone net profit rises 30.05% in the March 2026 quarter

Net profit of SBFC Finance rose 30.05% to Rs 122.77 crore in the quarter ended March 2026 as against Rs 94.40 crore during the previous quarter ended March 2025. Sales rose 25.89% to Rs 452.26 crore in the quarter ended March 2026 as against Rs 359.26 crore during the previous quarter ended March 2025. For the full year,net profit rose 30.61% to Rs 450.83 crore in the year ended March 2026 as against Rs 345.17 crore during the previous year ended March 2025. Sales rose 30.31% to Rs 1673.19 crore in the year ended March 2026 as against Rs 1283.96 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales452.26359.26 26 1673.191283.96 30 OPM %69.9768.96 -69.3569.60 - PBDT169.14130.36 30 623.70475.33 31 PBT164.13125.80 30 603.59458.52 32 NP122.7794.40 30 450.83345.17 31 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Corporate
SBFC Finance to convene board meeting

SBFC Finance will hold a meeting of the Board of Directors of the Company on 25 April 2026.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Corporate
SBFC Finance alltos 95.60 lakh equity shares under ESOS

SBFC Finance has allotted 95,60,386 equity shares under ESOS on 18 February 2026. With this allotment, the paid up equity share capital has increased to 1,10,64,14,229 equity shares of Rs. 10 each aggregating to Rs. 11,06,41,42,290/-. Powered by Capital Market - Live

5 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of SBFC Finance Ltd (SBFC) today?

    The share price of SBFC as on 12th August 2026 is ₹93.80. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on SBFC Finance Ltd (SBFC) share?

    The past returns of SBFC Finance Ltd (SBFC) share are
    • Past 1 week: 2.00%
    • Past 1 month: 3.69%
    • Past 3 months: -3.66%
    • Past 6 months: -3.62%
    • Past 1 year: -8.32%
    • Past 3 years: N/A%
    • Past 5 years: 1.78%

  3. What are the peers or stocks similar to SBFC Finance Ltd (SBFC)?
  4. What is the market cap of SBFC Finance Ltd (SBFC) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of SBFC Finance Ltd (SBFC) is ₹10392.75 Cr as of 12th August 2026.

  5. What is the 52 week high and low of SBFC Finance Ltd (SBFC) share?

    The 52-week high of SBFC Finance Ltd (SBFC) is ₹123 and the 52-week low is ₹79.60.

  6. What is the PE and PB ratio of SBFC Finance Ltd (SBFC) stock?

    The P/E (price-to-earnings) ratio of SBFC Finance Ltd (SBFC) is 23.05. The P/B (price-to-book) ratio is 2.79.

  7. Which sector does SBFC Finance Ltd (SBFC) belong to?

    SBFC Finance Ltd (SBFC) belongs to the Financials sector & Specialized Finance sub-sector.

  8. How to buy SBFC Finance Ltd (SBFC) shares?

    You can directly buy SBFC Finance Ltd (SBFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.