Good evening :)
Place Order
Add to Watchlist

Punjab National Bank

PNB

Punjab National Bank

PNB
FinancialsPublic Banks
LargecapWith a market cap of ₹1,14,090 cr, stock is ranked 73
Moderate RiskStock is 2.61x as volatile as Nifty
98.310.93% (-0.92)
98.310.93% (-0.92)

Price Chart

High
—
Low
—
Returns
—
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP
FinancialsPublic Banks
LargecapWith a market cap of ₹1,14,090 cr, stock is ranked 73
Moderate RiskStock is 2.61x as volatile as Nifty

How to use scorecard? Learn more

FinancialsPublic Banks
LargecapWith a market cap of ₹1,14,090 cr, stock is ranked 73
Moderate RiskStock is 2.61x as volatile as Nifty

Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
7.141.021.46%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.962.361.02%

Forecast & Ratings

Detailed Forecast 
60%
Analysts have suggested that investors can buy this stock

from 15 analysts

Price

Price Upside

Earnings

Earnings Growth

Revenue

Rev. Growth

See Detailed Forecast

Company Profile

Punjab National Bank (PNB or the Bank) is a public sector bank, providing various banking services, such as digital banking, personal banking, social banking, micro, small and medium enterprises banking, agricultural banking, corporate banking etc

Investor Presentation

View older 

Jan 31, 2025

PDF
View Older Presentations
PE Ratio
9.80
1Y Return
4.08%
Buy Reco %
78.05
PE Ratio
5.93
1Y Return
15.50%
Buy Reco %
74.19
PE Ratio
35.12
1Y Return
22.67%
Buy Reco %
—
PE Ratio
6.35
1Y Return
17.82%
Buy Reco %
90.00
PE Ratio
5.53
1Y Return
14.64%
Buy Reco %
75.00
Compare with Peers

Get more out of Tickertape, Go Pro!

Customise key metrics, see detailed forecasts, download stock data and more

Forecasts

Price

Revenue

Earnings

Income

Balance Sheet

Cash Flow

Income Statement

Industry refers to the sub-sector this company belongs to.

Higher than Industry Revenue Growth

A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 15.67%, vs industry avg of 14.77%

Decreasing Market Share

Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 8.99% to 8.97%

Loading...

Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue56,903.5057,225.6657,608.1959,514.5264,306.1394,712.1088,571.1299,374.321,23,222.251,36,134.26
Raw Materialssubtract—————————1,11,659.64
Power & Fuel Costsubtract—————————
Employee Costsubtract6,564.495,482.339,242.377,047.547,060.0212,296.7211,971.9314,942.5918,643.24
Selling & Administrative Expensessubtract1,884.332,005.492,138.072,293.092,476.123,934.624,129.314,457.734,669.84
Operating & Other expensessubtract53,334.6547,767.3065,495.4264,959.6853,328.5473,174.0166,747.6273,918.2784,843.62
Depreciation/Amortizationsubtract413.15430.44581.03584.01614.44982.23896.17904.87905.60—
Interest & Other Itemssubtract——————————
Taxes & Other Itemssubtract-1,603.35352.86-7,735.33-5,799.69388.561,762.55965.351,802.415,052.758,648.24
EPS-19.335.80-49.56-25.990.772.983.593.048.2714.37
DPS0.190.000.000.000.000.000.640.651.501.50
Payout ratio—0.000.000.000.000.000.180.210.180.10

Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2018

Annual report

PDF

Investor Presentation

Nov 24PDF
FY 2019

Annual report

PDF

Investor Presentation

Aug 8PDF
FY 2021

Annual report

PDF

Investor Presentation

Jun 6PDF
Feb 6PDF
FY 2022

Annual report

PDF

Investor Presentation

May 12PDF
Aug 3PDF
FY 2023

Annual report

PDF

Investor Presentation

Nov 1PDF
Jul 29PDF
FY 2025

Annual Report Pending

Investor Presentation

Jan 31PDF
Oct 28PDF
 

Peers & Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Punjab National Bank12.411.021.46%
State Bank of India9.801.531.86%
Bank of Baroda Ltd5.930.923.54%
Indian Overseas Bank35.123.40—

Price Comparison

Compare PNB with any stock or ETF
Compare PNB with any stock or ETF
PNB
Loading...

Shareholdings

Promoter Holdings Trend

Decreased Total Promoter Holding

Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 3.07%

Low Pledged Promoter Holding

Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

Institutional Holdings Trend

Total Retail Holding

Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding

Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 2.71%

Tickertape Separator

Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding70.08%5.36%8.95%5.70%9.91%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Shareholding History

SepDec '23MarJunSepDec '242.65%3.10%4.82%5.51%8.41%5.70%

Mutual Funds Holding Trend

Increased Mutual Fund Holding

Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has increased by 2.48%

Top 5 Mutual Funds holding Punjab National Bank




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.6140%1.68%-0.05%12/103 (+1)
0.2887%1.02%0.04%222/251 (+22)
0.2786%0.58%0.42%20/225 (+28)

Compare 3-month MF holding change on Screener

Insider Trades & Bulk Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases

Looks like this stock is not in any smallcase yet.

Events

Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

Upcoming Dividends

No upcoming dividends are available

Past Dividends

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹1.50

Dividend/Share

₹1.50

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 23, 2023

Final
Final | Div/Share: ₹0.65

Dividend/Share

₹0.65

Ex DateEx Date

Jun 23, 2023

Cash Dividend

Ex DateEx DateJun 22, 2022

Final
Final | Div/Share: ₹0.64

Dividend/Share

₹0.64

Ex DateEx Date

Jun 22, 2022

Cash Dividend

Ex DateEx DateJun 22, 2015

Final
Final | Div/Share: ₹3.30

Dividend/Share

₹3.30

Ex DateEx Date

Jun 22, 2015

Cash Dividend

Ex DateEx DateFeb 11, 2014

Interim
Interim | Div/Share: ₹10.00

Dividend/Share

₹10.00

Ex DateEx Date

Feb 11, 2014

News & Opinions
Earnings
Punjab National Bank consolidated net profit rises 97.35% in the December 2024 quarter

Net profit of Punjab National Bank rose 97.35% to Rs 4801.00 crore in the quarter ended December 2024 as against Rs 2432.77 crore during the previous quarter ended December 2023. Total Operating Income rose 14.52% to Rs 31894.80 crore in the quarter ended December 2024 as against Rs 27851.71 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income31894.8027851.71 15 OPM %76.5066.07 - PBDT7055.043634.36 94 PBT7055.043634.36 94 NP4801.002432.77 97 Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
Punjab National Bank rallies as Q3 PAT doubles to Rs 4,508 crore

Total income grew by 15.99% year on year (YoY) to Rs 34,751.70 crore in the quarter ended 31 December 2024. Operating profit stood at Rs 6,620.55 crore during the December 2024 quarter, registering a growth of 4.58% on YoY basis. For Q3 FY25, net interest income (NII) was at Rs 11,032 crore, up 7.2% YoY while global net interest margin (NIM) reduced to 2.93% as on 31 December 2024 as compared to 3.15% as of 31 December 2023. On asset quality front, the bank's gross non-performing assets (GNPA) stood at 45,413.98 crore as on 31 December 2024 as against Rs 60,371.38 crore as on 31 December 2023. Gross NPA declined to 4.09% as of 31 December 2024 as against 6.24% as on 31 December 2023. Net NPA reduced to 0.41% as on 31 December 2024 as compared to 0.96% as on 31 December 2023. Provision coverage ratio improved to 96.77% as on December 2024 as against 94.28% as on December 2023. CRAR stood at 15.41% as on December 2024 against 14.63% as on December 2023. Tier-I Capital was at 12.53% (CET-1 remained at 10.65% as on Dec'24 against 9.86% as on Dec'23 and AT-1 remained at 1.88% as on Dec'24 against 1.87% as on Dec'23) and Tier-II at 2.88% as on December 2024. Return on assets (ROA) & return on equity (ROE) of the bank for the quarter improved to 1.03% and 19.22% respectively. Domestic advances grew by 14% YoY to Rs 10,60,205 crore as on 31 December 2024 as against Rs 9,30,343 crore as on 31 Decembe 2023. Domestic deposits stood at Rs 14,74,760 crore as on 31 December 2024, up by 14.4% YoY. As on 31 March 2024, CASA deposits rose 2.7% YoY to Rs 5,62,156 crore while CASA share declined to 38.12% as on 31 December 2024 as compared to 42.47% as on 31 December 2023. Punjab National Bank is engaged in treasury operations, corporate/wholesale banking, retail banking, digital banking, others. As on 31 December 2024, the bank has 10,168 domestic branches and 2 international branches. Out of total no. of branches, the bank has 63.3% branches in rural & semi-urban areas. Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Punjab National Bank to convene board meeting

Punjab National Bank will hold a meeting of the Board of Directors of the Company on 31 January 2025.Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
PNB rises as domestic deposits climb 14% YoY in Q3 FY25

On quarter on quarter (QoQ) basis, the domestic deposits rose 4.2% in the December 2024 quarter from Rs 14,16,389 crore as of the September 2024 quarter. The bank's domestic advances stood at Rs 10,61,852 crore in Q3 FY25, up 14.1% YoY and up 5% QoQ. The banks' global advances increased 15% to Rs 11,11,940 crore as of December 2024 as against Rs 9,67,256 crore as of December 2023 and up 4.7% from Rs 10,61,904 crore as of September 2024. As on 31 December 2024, the bank's global deposits was Rs 15,30,401 crore (up 15.6% YoY and up 4.9% QoQ). The bank's global business stood at Rs 26,42,341 crore as of 31 December 2024, recording a growth of 15.3% YoY and 4.8% QoQ. Global credit-deposit ratio declined to 72.66% in Q3 FY25 as against 73.08% recorded in Q3 FY24. Punjab National Bank is engaged in Treasury Operations, Corporate/Wholesale Banking, Retail Banking, Digital Banking, and others. As of 30 September 2023, the Government of India held a 73.15% stake in the bank. The public lender's standalone net profit soared 145.1% to Rs 4,303.46 crore on a 17.2% rise in total income to Rs 34,447.10 crore in Q2 FY25 over Q2 FY24. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Punjab National Bank announces cessation of MD & CEO

Punjab National Bank announced the cessation of Atul Kumar Goel as the Managing Director & Chief Executive Officer of the Bank w.e.f. 01 January 2025 on his superannuation on 31 December 2024.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Punjab National Bank receives affirmation in credit ratings

Punjab National Bank announced that India Ratings and Research has affirmed the credit rating at IND AAA; Stable/ IND A1+ for all debt instruments. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Punjab National Bank up for third straight session

Punjab National Bank is up for a third straight session today. The stock is quoting at Rs 105.18, up 1.03% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.22% on the day, quoting at 24168.6. The Sensex is at 79913.13, down 0.25%. Punjab National Bank has gained around 6.63% in last one month. Meanwhile, Nifty Bank index of which Punjab National Bank is a constituent, has gained around 1.71% in last one month and is currently quoting at 52207.5, down 0.14% on the day. The volume in the stock stood at 150.69 lakh shares today, compared to the daily average of 532.41 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 105.33, up 1.07% on the day. Punjab National Bank is up 33.9% in last one year as compared to a 21.51% jump in NIFTY and a 18.81% jump in the Nifty Bank index.The PE of the stock is 9.35 based on TTM earnings ending September 24.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
Punjab National Bank consolidated net profit rises 136.87% in the September 2024 quarter

Net profit of Punjab National Bank rose 136.87% to Rs 4714.14 crore in the quarter ended September 2024 as against Rs 1990.18 crore during the previous quarter ended September 2023. Total Operating Income rose 13.37% to Rs 30447.42 crore in the quarter ended September 2024 as against Rs 26857.70 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Total Operating Income30447.4226857.70 13 OPM %71.7861.80 - PBDT6728.642778.29 142 PBT6728.642778.29 142 NP4714.141990.18 137 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Punjab National Bank announces board meeting date

Punjab National Bank will hold a meeting of the Board of Directors of the Company on 28 October 2024.Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
Punjab National Bank launches QIP; floor price at Rs 109.16 /share

The company's board authorized and declared the opening of the issue on Monday, 23 September 2024. The floor price of Rs 109.16 is at a discount of 2.01% to the previous day's closing price of Rs 111.50 on the BSE. The company stated that it may offer a discount of not more than 5% on the floor price so calculated for the issue. Punjab National Bank is engaged in Treasury Operations, Corporate/Wholesale Banking, Retail Banking, Digital Banking, Others. As on 30 June 2024, Government of India held 73.15% stake in the bank. The public lender reported standalone net profit of Rs 3,251.53 crore in Q1 FY25 steeply higher than Rs 1,255.41 crore reported in Q1 FY24. Total income grew by 12.5% year on year (YoY) to Rs 32,165.95 crore in the quarter ended 30 June 2024. Shares of Punjab National Bank slipped 2.38% to Rs 108.35 on the BSE.Powered by Capital Market - Live

4 months agoCapital Market - Live