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PNB Housing Finance Ltd

PNB Housing Finance Ltd

PNBHOUSING Share Price

NSE
1,047.001.29% (+13.35)
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With a market cap of ₹27,279 cr, stock is ranked 291

Stock is 2.78x as volatile as Nifty

PNBHOUSING Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is underpriced but is in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹27,279 cr, stock is ranked 291

Stock is 2.78x as volatile as Nifty

PNBHOUSING Performance & Key Metrics

PNBHOUSING Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
11.911.620.76%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.102.391.08%

PNBHOUSING Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
92%
Analysts have suggested that investors can buy this stock

from 12 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

PNBHOUSING Company Profile

PNB Housing Finance Limited provides housing loans to individuals and corporate bodies for construction, purchase, repair and up gradation of houses. It also provides loans for commercial space and loan for purchase of residential plots

Investor Presentation

View older View older 

Apr 20, 2026

PDF
View Older Presentations

PNBHOUSING Similar Stocks (Peers)

Compare with peers Compare with peers 

PNBHOUSING Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
5.49
5.49
1Y Return
10.89%
10.89%
Buy Reco %
45.83
45.83
PE Ratio
-9.19
-9.19
1Y Return
15.06%
15.06%
Buy Reco %
0.00
0.00
PE Ratio
17.37
17.37
1Y Return
20.24%
20.24%
Buy Reco %
88.24
88.24
PE Ratio
11.23
11.23
1Y Return
25.93%
25.93%
Buy Reco %
85.71
85.71
PE Ratio
31.46
31.46
1Y Return
7.26%
7.26%
Buy Reco %
95.00
95.00
Compare with Peers

PNBHOUSING Sentiment Analysis

PNBHOUSING Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PNBHOUSING Stock Summary · January 2026

The company demonstrated robust financial performance with a 16% year-on-year growth in its retail loan book, reaching INR 81,931 crores, while maintaining a stable gross NPA of 1.04%. Despite facing challenges in the Affordable segment due to strategic recalibrations and regional dynamics, management remains optimistic about future growth, particularly with the introduction of initiatives like Emerging Developer Finance aimed at enhancing yield. The overall market sentiment is cautiously positive, bolstered by recent RBI repo rate cuts that improve home-buying affordability. While operational costs have risen due to new labor code implementations, the company is committed to maintaining disciplined asset quality and expanding its branch network in Tier 3 and Tier 4 cities to capture emerging market opportunities.

PNBHOUSING Stock Growth Drivers
PNBHOUSING Stock Growth Drivers
7
  • Strong Retail Loan Growth

    The company has achieved a significant 16% year-over-year growth in its retail loan book, reaching

  • Stable Financial Metrics

    The company has maintained a stable net interest margin (NIM) at 3.63% and a return

PNBHOUSING Stock Challenges
PNBHOUSING Stock Challenges
5
  • Delinquencies and Asset Quality Challenges

    The company has experienced delinquencies in its Affordable segment, although they remain within industry benchmarks.

  • Decline in Disbursements and Yield

    The Affordable segment saw a 15% year-over-year decline in disbursements, attributed to strategic recalibrations in

PNBHOUSING Forecast

PNBHOUSING Forecasts

Price

Revenue

Earnings

PNBHOUSING

PNBHOUSING

Income

Balance Sheet

Cash Flow

PNBHOUSING Income Statement

PNBHOUSING Income Statement

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Quarterdec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026
Total Revenue1,756.001,813.971,832.081,879.661,943.112,036.782,081.872,130.602,120.662,171.91
Operating & Other expensessubtract1,302.651,239.981,264.551,261.081,313.081,311.261,379.251,354.561,436.021,298.12
Depreciation/Amortizationsubtract13.0514.1813.3513.8514.3814.3114.7016.4016.2019.18
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract101.86120.56121.37135.05132.38160.83154.42178.05148.09198.81
EPS13.0416.9116.6618.0818.6021.1820.5222.3419.9725.17

PNBHOUSING Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Apr 20PDF
Jan 21PDF
Oct 27PDF
Jul 21PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 28PDF
Jan 21PDF
Oct 24PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 24PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 18PDF
Jan 24PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

PNBHOUSING Stock Peers

PNBHOUSING Past Performance & Peer Comparison

PNBHOUSING Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
PNB Housing Finance Ltd11.911.620.76%
LIC Housing Finance Ltd5.490.821.84%
Sammaan Capital Ltd-9.190.760.98%
Aptus Value Housing Finance India Ltd17.373.021.72%

PNBHOUSING Stock Price Comparison

Compare PNBHOUSING with any stock or ETF
Compare PNBHOUSING with any stock or ETF
PNBHOUSING
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PNBHOUSING Holdings

PNBHOUSING Shareholdings

PNBHOUSING Promoter Holdings Trend

PNBHOUSING Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PNBHOUSING Institutional Holdings Trend

PNBHOUSING Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

PNBHOUSING Shareholding Pattern

PNBHOUSING Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding28.04%31.11%12.96%16.60%11.30%

Jun 2025

Sep 2025

Dec 2025

Mar 2026

PNBHOUSING Shareholding History

PNBHOUSING Shareholding History

Dec '24MarJunSepDec '25Mar24.34%21.44%24.18%18.61%17.22%16.60%

Mutual Funds Invested in PNBHOUSING

Mutual Funds Invested in PNBHOUSING

No mutual funds holding trends are available

Top 5 Mutual Funds holding PNB Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.3054%0.57%-0.04%139/263 (+1)
1.1013%1.47%-0.03%6/265 (-2)
1.0595%1.86%-0.08%60/116 (-56)

Compare 3-month MF holding change on Screener

PNBHOUSING Insider Trades & Bulk Stock Deals

PNBHOUSING Insider Trades & Bulk Stock Deals

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smallcases containing PNBHOUSING stock

smallcases containing PNBHOUSING stock

Looks like this stock is not in any smallcase yet.

PNBHOUSING Events

PNBHOUSING Events

PNBHOUSING Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

PNBHOUSING Dividend Trend

No dividend trend available

PNBHOUSING Upcoming Dividends

PNBHOUSING Upcoming Dividends

No upcoming dividends are available

PNBHOUSING Past Dividends

PNBHOUSING Past Dividends

Cash Dividend

Ex DateEx DateAug 1, 2025

Final
Final | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Aug 1, 2025

Cash Dividend

Ex DateEx DateJul 19, 2019

Final
Final | Div/Share: ₹9.00

Dividend/Share

9.00

Ex DateEx Date

Jul 19, 2019

Cash Dividend

Ex DateEx DateJul 19, 2018

Final
Final | Div/Share: ₹9.00

Dividend/Share

9.00

Ex DateEx Date

Jul 19, 2018

Cash Dividend

Ex DateEx DateJul 25, 2017

Final
Final | Div/Share: ₹6.00

Dividend/Share

6.00

Ex DateEx Date

Jul 25, 2017

PNBHOUSING Stock News & Opinions

PNBHOUSING Stock News & Opinions

Spotlight
Volumes soar at PNB Housing Finance Ltd counter

Kajaria Ceramics Ltd, Welspun Corp Ltd, Bank of Maharashtra, Lemon Tree Hotels Ltd are among the other stocks to see a surge in volumes on BSE today, 21 April 2026.PNB Housing Finance Ltd recorded volume of 8.92 lakh shares by 10:47 IST on BSE, a 23.65 times surge over two-week average daily volume of 37697 shares. The stock gained 8.19% to Rs.979.95. Volumes stood at 58720 shares in the last session.Kajaria Ceramics Ltd recorded volume of 7.9 lakh shares by 10:47 IST on BSE, a 15.83 times surge over two-week average daily volume of 49890 shares. The stock gained 0.06% to Rs.1,188.40. Volumes stood at 8738 shares in the last session.Welspun Corp Ltd registered volume of 2.61 lakh shares by 10:47 IST on BSE, a 4.81 fold spurt over two-week average daily volume of 54344 shares. The stock rose 1.66% to Rs.1,095.55. Volumes stood at 53645 shares in the last session.Bank of Maharashtra clocked volume of 73.18 lakh shares by 10:47 IST on BSE, a 4.76 times surge over two-week average daily volume of 15.38 lakh shares. The stock gained 6.15% to Rs.80.31. Volumes stood at 22.83 lakh shares in the last session.Lemon Tree Hotels Ltd witnessed volume of 11.91 lakh shares by 10:47 IST on BSE, a 3.91 times surge over two-week average daily volume of 3.05 lakh shares. The stock increased 13.13% to Rs.127.95. Volumes stood at 2.75 lakh shares in the last session.

6 days agoCapital Market - Live
Spotlight
PNB Housing Finance surges after strong Q4 numbers

Net interest margin improved by 6 basis points in Q4 FY26 to 3.69% compared to 3.63% during previous quarter. Total income for the period under review was Rs 2,171.91 crore, up 6.6% YoY. Total operating expenditure added up to Rs 1474.34 crore (up 5.8% YoY) , primarily on account of higher interest costs (up 5.8% YoY) and higher employee expenses (up 19.5% YoY). Operating profit before provisions & contingencies was Rs 697.57 crore in Q4 FY26, up 5.6% YoY. The company wrote back provisions amounting to Rs 176.22 crore in the March 2026 as against Rs 64.83 crore written back in the same period last year. Profit before tax in Q4 FY26 stood at Rs 854.61 crore, up 20.2% from Rs 711.21 crore in Q4 FY25. The company's overall disbursements in Q4 FY26 increased by 36% YoY to Rs 9,355 crore, including Rs 335 crore from the disciplined re entry into the Corporate lending segment. Retail disbursements clocked an all-time high of Rs 9,020 crore in Q4 FY26. Total loan assets grew by 15.3% to Rs 87,347 crore as on 31 March 2026 from Rs 75,765 crore as on 31 March 2025. For FY26, the company has reported net profit and total income of Rs 2,291.24 crore (up 18.3% YoY) and Rs 8,505.04 crore (up 10.6% YoY), respectively. The total number of branches stands at 393 as on 31 March 2026, with 37 additions in FY26. Capital risk adequacy ratio stood at 27.26% while the Tier-I ratio was at 26.89% as on 31 March 2026. The board of directors have recommended a dividend of Rs 8 per equity share for FY26, subject to the shareholder's approval at the ensuing annual general meeting. Ajai Shukla, managing director & CEO, said: FY 2025-26 marked a year of resilient and balanced growth for the company, reflecting the strength of our strategy and focused approach. We delivered a healthy expansion in our retail loan portfolio along with sustaining robust asset quality and profitability. The continued focus on disciplined collections and portfolio management resulted in GNPA improving to sub-1% levels. PNB Housing Finance is promoted by Punjab National Bank and is a registered housing finance company with National Housing Bank (NHB). The company's asset base comprises primarily of retail loans and corporate loans. The retail business focusses on organized mass housing segment financing for acquisition or construction of houses. In addition, it also provides loan against properties and loans for purchase & construction of non-residential premises. PNB Housing Finance is a deposit taking housing finance company.

6 days agoCapital Market - Live
Corporate
Board of PNB Housing Finance recommends final dividend

PNB Housing Finance announced that the Board of Directors of the Company at its meeting held on 20 April 2026, inter alia, have recommended the final dividend of Rs 8 per equity Share (i.e. 80%) , subject to the approval of the shareholders.

6 days agoCapital Market - Live
Earnings
PNB Housing Finance consolidated net profit rises 19.15% in the March 2026 quarter

Net profit of PNB Housing Finance rose 19.15% to Rs 655.80 crore in the quarter ended March 2026 as against Rs 550.38 crore during the previous quarter ended March 2025. Sales rose 7.90% to Rs 2181.53 crore in the quarter ended March 2026 as against Rs 2021.85 crore during the previous quarter ended March 2025. For the full year,net profit rose 18.34% to Rs 2291.24 crore in the year ended March 2026 as against Rs 1936.14 crore during the previous year ended March 2025. Sales rose 10.95% to Rs 8504.52 crore in the year ended March 2026 as against Rs 7665.35 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales2181.532021.85 8 8504.527665.35 11 OPM %97.6193.41 -94.5092.19 - PBDT873.79725.52 20 3037.092541.66 19 PBT854.61711.21 20 2970.612485.77 20 NP655.80550.38 19 2291.241936.14 18 Powered by Capital Market - Live

6 days agoCapital Market - Live
Corporate
PNB Housing Finance to discuss results

PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 20 April 2026.

3 weeks agoCapital Market - Live
Corporate
PNB Housing Finance allots NCDs aggregating to Rs 305 cr

PNB Housing Finance has allotted 30,500 Listed, Secured, Rated, Taxable, Redeemable Non Convertible Debentures of face value of Rs. 1,00,000 each, aggregating to Rs.305 crore on 27 February 2026.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
PNB Housing Finance consolidated net profit rises 7.67% in the December 2025 quarter

Net profit of PNB Housing Finance rose 7.67% to Rs 520.35 crore in the quarter ended December 2025 as against Rs 483.27 crore during the previous quarter ended December 2024. Sales rose 9.13% to Rs 2119.02 crore in the quarter ended December 2025 as against Rs 1941.76 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales2119.021941.76 9 OPM %91.3592.01 - PBDT684.64630.03 9 PBT668.44615.65 9 NP520.35483.27 8 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
PNB Housing Finance to conduct board meeting

PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 21 January 2026.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
PNB Housing Finance allots NCDs aggregating Rs 375 cr

PNB Housing Finance has allotted 37,500 Listed, Secured, Rated, Taxable, Redeemable Non Convertible Debentures (Debentures) of face value of Rs. 1,00,000/- each aggregating up to Rs. 375 crore on private placement basis. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
PNB Housing Finance receives ratings action from India Ratings and Research

PNB Housing Finance announced that India Ratings and Research has assigned a rating of 'IND AAA' (Stable) to the additional bank facilities and has also affirmed the existing ratings for bank facilities and non convertible debentures at 'IND AAA' (Stable).  Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of PNB Housing Finance Ltd (PNBHOUSING) today?

    The share price of PNBHOUSING as on 27th April 2026 is ₹1047. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on PNB Housing Finance Ltd (PNBHOUSING) share?

    The past returns of PNB Housing Finance Ltd (PNBHOUSING) share are
    • Past 1 week: 15.54%
    • Past 1 month: 30.71%
    • Past 3 months: 26.85%
    • Past 6 months: 12.87%
    • Past 1 year: 6.16%
    • Past 3 years: 134.75%
    • Past 5 years: 235.22%

  3. What are the peers or stocks similar to PNB Housing Finance Ltd (PNBHOUSING)?
  4. What is the dividend yield % of PNB Housing Finance Ltd (PNBHOUSING) share?

    The current dividend yield of PNB Housing Finance Ltd (PNBHOUSING) is 0.76.

  5. What is the market cap of PNB Housing Finance Ltd (PNBHOUSING) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of PNB Housing Finance Ltd (PNBHOUSING) is ₹27279.54 Cr as of 27th April 2026.

  6. What is the 52 week high and low of PNB Housing Finance Ltd (PNBHOUSING) share?

    The 52-week high of PNB Housing Finance Ltd (PNBHOUSING) is ₹1141.90 and the 52-week low is ₹729.60.

  7. What is the PE and PB ratio of PNB Housing Finance Ltd (PNBHOUSING) stock?

    The P/E (price-to-earnings) ratio of PNB Housing Finance Ltd (PNBHOUSING) is 11.91. The P/B (price-to-book) ratio is 1.62.

  8. Which sector does PNB Housing Finance Ltd (PNBHOUSING) belong to?

    PNB Housing Finance Ltd (PNBHOUSING) belongs to the Financials sector & Home Financing sub-sector.

  9. How to buy PNB Housing Finance Ltd (PNBHOUSING) shares?

    You can directly buy PNB Housing Finance Ltd (PNBHOUSING) shares on Tickertape. Simply sign up, connect your demat account and place your order.