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New India Assurance Company Ltd

New India Assurance Company Ltd

NIACL Share Price

NSE
173.200.08% (+0.14)
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With a market cap of ₹28,543 cr, stock is ranked 295

Stock is 3.41x as volatile as Nifty

NIACL Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹28,543 cr, stock is ranked 295

Stock is 3.41x as volatile as Nifty

NIACL Performance & Key Metrics

NIACL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
37.101.000.87%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.162.121.18%

NIACL Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
33%
Analysts have suggested that investors can buy this stock

from 3 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

NIACL Company Profile

The New India Assurance Co Ltd is an India-based government owned multinational general insurance company whose products include Personal Insurance, Commercial Insurance, Industrial Insurance, Liability Insurance and Social Insurance

Investor Presentation

View older View older 

Jul 24, 2026

PDF
View Older Presentations

NIACL Similar Stocks (Peers)

Compare with peers Compare with peers 

NIACL Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
9.28
9.28
1Y Return
8.11%
8.11%
Buy Reco %
83.33
83.33
PE Ratio
30.61
30.61
1Y Return
7.66%
7.66%
Buy Reco %
73.33
73.33
PE Ratio
75.48
75.48
1Y Return
3.62%
3.62%
Buy Reco %
100.00
100.00
PE Ratio
63.04
63.04
1Y Return
26.71%
26.71%
Buy Reco %
97.14
97.14
PE Ratio
29.94
29.94
1Y Return
12.85%
12.85%
Buy Reco %
50.00
50.00
Compare with Peers

NIACL Sentiment Analysis

NIACL Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

NIACL Stock Summary · May 2026

Company results combined robust top‑line expansion with notable underwriting strain: gross written premium rose to INR 47,174 crore in FY26 while net profit after tax was INR 1,384 crore, but management highlighted a reported combined ratio of 122.57% (116.67% adjusted) and a widening underwriting loss that reflected elevated claim and expense ratios. The tone was constructive yet candid—priorities are accelerating retail and MSME growth through a "GO RETAIL" push and simplified small‑business products, completing a digital and IT revamp to automate sales and claims, rebalancing the motor portfolio toward private cars and selective two‑wheelers, and leading a maritime war‑cover and national pool to shore up capacity. Management acknowledged a material expense hit from wage and pension revisions and said monetization of investments and stronger investment income helped offset some pressure. They framed tighter underwriting discipline in response to geopolitical and reinsurance stress, and reiterated expectations for double‑digit industry growth and the company’s own double‑digit expansion while allowing about one more year to reach the preferred motor mix.

NIACL Stock Growth Drivers
NIACL Stock Growth Drivers
7
  • Strengthened financial position and improved profitability

    The company delivered material year‑over‑year earnings improvement with profit after tax of INR 1,384 crore

  • Market outperformance and scale expansion

    The company outpaced industry premium growth in FY26, achieving 10.9% domestic gross premium growth to

NIACL Stock Challenges
NIACL Stock Challenges
5
  • Deteriorating underwriting performance and elevated claims

    Underwriting metrics show meaningful deterioration with net incurred claims at 98.65% of net earned premium

  • Wage revision and pension charges materially eroding near‑term profitability and capital

    A government‑notified wage revision and related family pension provisions produced significant one‑time and recurring expense

NIACL Forecast

NIACL Forecasts

Price

Revenue

Earnings

NIACL

NIACL

Income

Balance Sheet

Cash Flow

NIACL Income Statement

NIACL Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue11,721.4310,420.4110,786.6910,711.8011,741.0411,920.8413,547.2512,234.9712,970.8211,926.22
Operating & Other expensessubtract11,251.5810,148.3210,645.9410,604.5411,238.6811,529.7113,523.9011,862.7512,524.6912,104.91
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract158.9732.7851.05-241.79143.82-9.20-30.71-7.73-131.7963.96
EPS1.891.450.542.122.182.430.332.313.51-1.47

NIACL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 24PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 11PDF
Feb 3PDF
Feb 2PDF
+2 more
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 21PDF
Aug 19PDF
Aug 17PDF
Aug 12PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
 

NIACL Stock Peers

NIACL Past Performance & Peer Comparison

NIACL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
New India Assurance Company Ltd20.211.000.87%
Life Insurance Corporation Of India9.283.011.19%
Bajaj Finserv Ltd30.612.130.08%
SBI Life Insurance Company Ltd75.4810.980.15%

NIACL Stock Price Comparison

Compare NIACL with any stock or ETF
Compare NIACL with any stock or ETF
NIACL
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NIACL Holdings

NIACL Shareholdings

NIACL Promoter Holdings Trend

NIACL Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

NIACL Institutional Holdings Trend

NIACL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

NIACL Shareholding Pattern

NIACL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding85.44%0.10%11.07%1.02%2.37%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

NIACL Shareholding History

NIACL Shareholding History

MarJunSepDec '25MarJun0.91%1.01%1.01%1.00%1.00%1.02%

Mutual Funds Invested in NIACL

Mutual Funds Invested in NIACL

No mutual funds holding trends are available

Top 5 Mutual Funds holding New India Assurance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0255%0.33%0.09%28/33 (+1)
0.0132%0.10%0.02%76/154 (0)
0.0096%0.11%0.02%150/152 (0)

Compare 3-month MF holding change on Screener

NIACL Insider Trades & Bulk Stock Deals

NIACL Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing NIACL stock

smallcases containing NIACL stock

Looks like this stock is not in any smallcase yet.

NIACL Events

NIACL Events

NIACL Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

NIACL has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.87%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹8.66 every year

Dividends

Corp. Actions

Announcements

Legal Orders

NIACL Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

NIACL has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.87%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹8.66 every year

NIACL Upcoming Dividends

NIACL Upcoming Dividends

No upcoming dividends are available

NIACL Past Dividends

NIACL Past Dividends

Cash Dividend

Ex DateEx DateJul 10, 2026

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jul 10, 2026

Cash Dividend

Ex DateEx DateSep 4, 2025

Final
Final | Div/Share: ₹1.80

Dividend/Share

1.80

Ex DateEx Date

Sep 4, 2025

Cash Dividend

Ex DateEx DateSep 6, 2024

Final
Final | Div/Share: ₹2.06

Dividend/Share

2.06

Ex DateEx Date

Sep 6, 2024

Cash Dividend

Ex DateEx DateSep 8, 2023

Final
Final | Div/Share: ₹1.93

Dividend/Share

1.93

Ex DateEx Date

Sep 8, 2023

Cash Dividend

Ex DateEx DateAug 25, 2022

Final
Final | Div/Share: ₹0.30

Dividend/Share

0.30

Ex DateEx Date

Aug 25, 2022

NIACL Stock News & Opinions

NIACL Stock News & Opinions

Earnings
Earnings
New India Assurance Company reports consolidated net loss of Rs 242.65 crore in the June 2026 quarter

Net loss of New India Assurance Company reported to Rs 242.65 crore in the quarter ended June 2026 as against net profit of Rs 400.33 crore during the previous quarter ended June 2025. Sales rose 3.43% to Rs 9747.28 crore in the quarter ended June 2026 as against Rs 9423.99 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales9747.289423.99 3 OPM %-2.112.01 - PBDT-178.69391.13 PL PBT-178.69391.13 PL NP-242.65400.33 PL Powered by Capital Market - Live

23 hours agoCapital Market - Live
Corporate
Corporate
New India Assurance Company to hold board meeting

New India Assurance Company will hold a meeting of the Board of Directors of the Company on 24 July 2026.

1 week agoCapital Market - Live
Corporate
Corporate
New India Assurance Company AGM scheduled

New India Assurance Company announced that the 107th Annual General Meeting(AGM) of the company will be held on 27 July 2026.

2 weeks agoCapital Market - Live
Corporate
Corporate
New India Assurance Company to conduct board meeting

New India Assurance Company will hold a meeting of the Board of Directors of the Company on 25 June 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
Volumes jump at New India Assurance Company Ltd counter

Bata India Ltd, Star Health & Allied Insurance Company Ltd, Redington Ltd, Carborundum Universal Ltd are among the other stocks to see a surge in volumes on NSE today, 18 June 2026.New India Assurance Company Ltd witnessed volume of 720.99 lakh shares by 14:14 IST on NSE, a 84.52 times surge over two-week average daily volume of 8.53 lakh shares. The stock increased 9.91% to Rs.181.86. Volumes stood at 20.02 lakh shares in the last session.Bata India Ltd witnessed volume of 27.33 lakh shares by 14:14 IST on NSE, a 24.26 times surge over two-week average daily volume of 1.13 lakh shares. The stock increased 6.94% to Rs.725.60. Volumes stood at 1.99 lakh shares in the last session.Star Health & Allied Insurance Company Ltd recorded volume of 64.3 lakh shares by 14:14 IST on NSE, a 13.02 times surge over two-week average daily volume of 4.94 lakh shares. The stock gained 5.56% to Rs.563.40. Volumes stood at 7.31 lakh shares in the last session.Redington Ltd notched up volume of 338.62 lakh shares by 14:14 IST on NSE, a 8.83 fold spurt over two-week average daily volume of 38.35 lakh shares. The stock rose 8.67% to Rs.270.51. Volumes stood at 82.8 lakh shares in the last session.Carborundum Universal Ltd notched up volume of 17.54 lakh shares by 14:14 IST on NSE, a 7.75 fold spurt over two-week average daily volume of 2.26 lakh shares. The stock rose 5.22% to Rs.1,189.30. Volumes stood at 5.43 lakh shares in the last session.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Spotlight
New India Assurance Company Ltd leads gainers in 'A' group

Galaxy Surfactants Ltd, Star Health & Allied Insurance Company Ltd, FSN E-Commerce Ventures Ltd and R R Kabel Ltd are among the other gainers in the BSE's 'A' group today, 18 June 2026.New India Assurance Company Ltd spiked 12.88% to Rs 186.25 at 11:47 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 19.18 lakh shares were traded on the counter so far as against the average daily volumes of 65301 shares in the past one month. Galaxy Surfactants Ltd soared 9.25% to Rs 1936.8. The stock was the second biggest gainer in 'A' group. On the BSE, 2215 shares were traded on the counter so far as against the average daily volumes of 620 shares in the past one month. Star Health & Allied Insurance Company Ltd surged 7.33% to Rs 572.6. The stock was the third biggest gainer in 'A' group. On the BSE, 1.9 lakh shares were traded on the counter so far as against the average daily volumes of 1.55 lakh shares in the past one month. FSN E-Commerce Ventures Ltd rose 6.88% to Rs 300.6. The stock was the fourth biggest gainer in 'A' group. On the BSE, 19.5 lakh shares were traded on the counter so far as against the average daily volumes of 7.49 lakh shares in the past one month. R R Kabel Ltd exploded 5.92% to Rs 2340.45. The stock was the fifth biggest gainer in 'A' group. On the BSE, 47720 shares were traded on the counter so far as against the average daily volumes of 34443 shares in the past one month. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Board of New India Assurance Company recommends final dividend

New India Assurance Company announced that the Board of Directors of the Company at its meeting held on 11 May 2026, inter alia, have recommended the final dividend of Rs 1.5 per equity Share (i.e. 30%) , subject to the approval of the shareholders.

2 months agoCapital Market - Live
Earnings
Earnings
New India Assurance Company consolidated net profit rises 61.19% in the March 2026 quarter

Net profit of New India Assurance Company rose 61.19% to Rs 577.92 crore in the quarter ended March 2026 as against Rs 358.54 crore during the previous quarter ended March 2025. Sales rose 7.16% to Rs 10021.77 crore in the quarter ended March 2026 as against Rs 9352.45 crore during the previous quarter ended March 2025. For the full year,net profit rose 36.24% to Rs 1412.26 crore in the year ended March 2026 as against Rs 1036.63 crore during the previous year ended March 2025. Sales rose 8.82% to Rs 38672.13 crore in the year ended March 2026 as against Rs 35537.44 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales10021.779352.45 7 38672.1335537.44 9 OPM %0.194.55 -0.882.62 - PBDT446.13502.36 -11 1232.831022.50 21 PBT446.13502.36 -11 1232.831022.50 21 NP577.92358.54 61 1412.261036.63 36 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Corporate
New India Assurance Company to convene board meeting

New India Assurance Company will hold a meeting of the Board of Directors of the Company on 11 May 2026.

2 months agoCapital Market - Live
Spotlight
Spotlight
Volumes spurt at New India Assurance Company Ltd counter

Cohance Lifesciences Ltd, Minda Corporation Ltd, General Insurance Corporation of India, Krishna Institute of Medical Sciences Ltd are among the other stocks to see a surge in volumes on NSE today, 10 April 2026.New India Assurance Company Ltd registered volume of 715.92 lakh shares by 14:09 IST on NSE, a 124.16 fold spurt over two-week average daily volume of 5.77 lakh shares. The stock rose 18.98% to Rs.154.60. Volumes stood at 4.95 lakh shares in the last session.Cohance Lifesciences Ltd clocked volume of 429.98 lakh shares by 14:09 IST on NSE, a 49.66 times surge over two-week average daily volume of 8.66 lakh shares. The stock gained 19.27% to Rs.377.90. Volumes stood at 13.88 lakh shares in the last session.Minda Corporation Ltd notched up volume of 12.09 lakh shares by 14:09 IST on NSE, a 5.86 fold spurt over two-week average daily volume of 2.06 lakh shares. The stock rose 0.02% to Rs.514.50. Volumes stood at 2.63 lakh shares in the last session.General Insurance Corporation of India saw volume of 24.36 lakh shares by 14:09 IST on NSE, a 5.01 fold spurt over two-week average daily volume of 4.86 lakh shares. The stock increased 2.18% to Rs.397.55. Volumes stood at 2.38 lakh shares in the last session.Krishna Institute of Medical Sciences Ltd registered volume of 14.5 lakh shares by 14:09 IST on NSE, a 4.85 fold spurt over two-week average daily volume of 2.99 lakh shares. The stock rose 0.97% to Rs.668.45. Volumes stood at 1.27 lakh shares in the last session.

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of New India Assurance Company Ltd (NIACL) today?

    The share price of NIACL as on 24th July 2026 is ₹173.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on New India Assurance Company Ltd (NIACL) share?

    The past returns of New India Assurance Company Ltd (NIACL) share are
    • Past 1 week: -2.15%
    • Past 1 month: -11.41%
    • Past 3 months: 5.64%
    • Past 6 months: 20.45%
    • Past 1 year: -5.60%
    • Past 3 years: 40.41%
    • Past 5 years: 4.56%

  3. What are the peers or stocks similar to New India Assurance Company Ltd (NIACL)?
  4. What is the dividend yield % of New India Assurance Company Ltd (NIACL) share?

    The current dividend yield of New India Assurance Company Ltd (NIACL) is 0.87.

  5. What is the market cap of New India Assurance Company Ltd (NIACL) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of New India Assurance Company Ltd (NIACL) is ₹28543.36 Cr as of 24th July 2026.

  6. What is the 52 week high and low of New India Assurance Company Ltd (NIACL) share?

    The 52-week high of New India Assurance Company Ltd (NIACL) is ₹218 and the 52-week low is ₹116.97.

  7. What is the PE and PB ratio of New India Assurance Company Ltd (NIACL) stock?

    The P/E (price-to-earnings) ratio of New India Assurance Company Ltd (NIACL) is 20.21. The P/B (price-to-book) ratio is 1.00.

  8. Which sector does New India Assurance Company Ltd (NIACL) belong to?

    New India Assurance Company Ltd (NIACL) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy New India Assurance Company Ltd (NIACL) shares?

    You can directly buy New India Assurance Company Ltd (NIACL) shares on Tickertape. Simply sign up, connect your demat account and place your order.