Good morning :)
Place Order
Add to Watchlist

New India Assurance Company Ltd

NIACL Share Price

147.940.86% (-1.28)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹24,380 cr, stock is ranked 303

Stock is 3.09x as volatile as Nifty

NIACL Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹24,380 cr, stock is ranked 303

Stock is 3.09x as volatile as Nifty

NIACL Performance & Key Metrics

NIACL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
20.440.841.22%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
18.182.470.98%

NIACL Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
67%
Analysts have suggested that investors can buy this stock

from 3 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

NIACL Company Profile

The New India Assurance Co Ltd is an India-based government owned multinational general insurance company whose products include Personal Insurance, Commercial Insurance, Industrial Insurance, Liability Insurance and Social Insurance

Investor Presentation

View older View older 

Feb 3, 2026

PDF
View Older Presentations

NIACL Similar Stocks (Peers)

Compare with peers Compare with peers 

NIACL Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
10.99
10.99
1Y Return
0.34%
0.34%
Buy Reco %
81.82
81.82
PE Ratio
36.01
36.01
1Y Return
11.32%
11.32%
Buy Reco %
66.67
66.67
PE Ratio
83.85
83.85
1Y Return
37.34%
37.34%
Buy Reco %
97.06
97.06
PE Ratio
85.85
85.85
1Y Return
14.79%
14.79%
Buy Reco %
91.43
91.43
PE Ratio
80.03
80.03
1Y Return
8.25%
8.25%
Buy Reco %
69.70
69.70
Compare with Peers

NIACL Sentiment Analysis

NIACL Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

NIACL Stock Summary · May 2025

The company is witnessing a surge in demand for non-life insurance, particularly among younger consumers, driven by geopolitical uncertainties. While gross direct premium income has increased significantly, challenges persist with declining net profit due to rising claims and operational costs. Strategic initiatives, including digital transformation and enhanced customer engagement through AI and multilingual support, are being implemented to improve service efficiency and operational resilience. The focus on high-quality, low-risk policies, alongside a balanced investment portfolio, aims to stabilize profitability despite recent provisions impacting financial performance. Overall, the company remains optimistic about future growth, particularly in the health and retail segments, as it adapts to market dynamics and regulatory changes.

NIACL Stock Growth Drivers
NIACL Stock Growth Drivers
7
  • Strong Financial Performance

    The company reported a gross direct premium income of Rs. 38,660 crores for FY'25, an

  • Market Leadership and Growth

    The company maintains a market share of 12.6% in the general insurance sector, with strong

NIACL Stock Challenges
NIACL Stock Challenges
7
  • Declining Profitability

    The company reported a decrease in profit before tax, falling to Rs. 1,034 crores from

  • Investment Income Challenges

    Investment income decreased to Rs. 8,034 crores from Rs. 9,241 crores, primarily due to unfavorable

NIACL Forecast

NIACL Forecasts

Price

Revenue

Earnings

NIACL

NIACL

Income

Balance Sheet

Cash Flow

NIACL Income Statement

NIACL Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 6.97%, vs industry avg of 10.3%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 3.38% to 2.88%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of -6.39%, vs industry avg of 42.39%

Loading...

Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue22,008.5825,121.2627,702.5331,160.8233,095.4935,915.5241,072.5143,494.8643,634.0149,444.10
Raw Materialssubtract0.000.000.000.000.000.000.000.000.0048,155.04
Power & Fuel Costsubtract0.000.000.000.000.000.000.000.000.00
Employee Costsubtract2,235.942,284.152,919.142,709.984,268.103,000.283,079.573,741.012,632.38
Selling & Administrative Expensessubtract18,505.1119,782.7223,489.8325,645.6525,917.6732,203.0336,235.3037,399.1738,734.82
Operating & Other expensessubtract26.28224.61526.901,052.80747.30447.95419.01883.621,193.35
Depreciation/Amortizationsubtract46.9774.4989.6693.36102.6786.6582.1858.9650.960.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract148.30532.5372.31216.79419.29-16.95208.46295.62-14.1396.18
EPS6.5413.693.678.759.951.186.366.776.297.24
DPS3.884.381.500.000.000.300.302.061.801.80
Payout ratio0.590.320.410.000.000.250.050.300.290.25

NIACL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Feb 3PDF
Feb 2PDF
Jan 30PDF
Nov 14PDF
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 21PDF
Aug 19PDF
Aug 17PDF
Aug 12PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Jun 5PDF
May 30PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
 

NIACL Stock Peers

NIACL Past Performance & Peer Comparison

NIACL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
New India Assurance Company Ltd23.520.841.22%
Life Insurance Corporation Of India10.994.171.43%
Bajaj Finserv Ltd36.012.490.05%
SBI Life Insurance Company Ltd83.8511.910.13%

NIACL Stock Price Comparison

Compare NIACL with any stock or ETF
Compare NIACL with any stock or ETF
NIACL
Loading...

NIACL Holdings

NIACL Shareholdings

NIACL Promoter Holdings Trend

NIACL Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

NIACL Institutional Holdings Trend

NIACL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

NIACL Shareholding Pattern

NIACL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding85.44%0.08%11.07%1.00%2.41%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

NIACL Shareholding History

NIACL Shareholding History

SepDec '24MarJunSepDec '250.87%0.84%0.91%1.01%1.01%1.00%

Mutual Funds Invested in NIACL

Mutual Funds Invested in NIACL

No mutual funds holding trends are available

Top 5 Mutual Funds holding New India Assurance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0120%0.10%-0.03%150/152 (-1)
0.0113%0.22%-0.06%29/32 (0)
0.0086%0.10%-0.03%149/152 (-1)

Compare 3-month MF holding change on Screener

NIACL Insider Trades & Bulk Stock Deals

NIACL Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing NIACL stock

smallcases containing NIACL stock

Looks like this stock is not in any smallcase yet.

NIACL Events

NIACL Events

NIACL Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

NIACL Dividend Trend

No dividend trend available

NIACL Upcoming Dividends

NIACL Upcoming Dividends

No upcoming dividends are available

NIACL Past Dividends

NIACL Past Dividends

Cash Dividend

Ex DateEx DateSep 4, 2025

Final
Final | Div/Share: ₹1.80

Dividend/Share

1.80

Ex DateEx Date

Sep 4, 2025

Cash Dividend

Ex DateEx DateSep 6, 2024

Final
Final | Div/Share: ₹2.06

Dividend/Share

2.06

Ex DateEx Date

Sep 6, 2024

Cash Dividend

Ex DateEx DateSep 8, 2023

Final
Final | Div/Share: ₹1.93

Dividend/Share

1.93

Ex DateEx Date

Sep 8, 2023

Cash Dividend

Ex DateEx DateAug 25, 2022

Final
Final | Div/Share: ₹0.30

Dividend/Share

0.30

Ex DateEx Date

Aug 25, 2022

Cash Dividend

Ex DateEx DateJul 18, 2019

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jul 18, 2019

NIACL Stock News & Opinions

NIACL Stock News & Opinions

Spotlight
The New India Assurance gains as Q3 PAT rises 9% YoY to Rs 380 cr

Total income increased 14.2% YoY to Rs 12,234.97 crore in the quarter ended 31 December 2025. Consolidated profit before tax (PBT) surged 247% YoY to Rs 372.22 crore in the December 2025 quarter from Rs 107.26 crore a year ago. For the quarter ended 31 December 2025, gross written premium stood at Rs 11,762.83 crore, up 8.32% YoY. Net written premium was at Rs 9,716.72 crore in the third quarter of FY25, registering a growth of 8.38% compared to the same period a year ago. On a standalone basis, the company's net profit rose 5.1% to Rs 371.59 crore on a 14.1% rise in total income to Rs 12,178.85 crore in Q3 FY26 over Q3 FY25. Profit before tax (PBT) jumped 214.8% YoY to Rs 366.54 crore in Q3 FY26, up from Rs 116.43 crore in Q3 FY25. Commenting on the Q3 result, Girija Subramanian, CMD, said, 'Our Global Gross Written Premium for the nine-month period grew by 10.5%. Notably, our Domestic Gross Direct Premium growth significantly outpaced the industry average, resulting in our market share improving to 13.4%, compared to 12.8% in the corresponding previous year. The Q3FY26 incurred claim ratio stood at 90.77%, a significant improvement over the 94.49% reported in Q3FY25. The company recognized provisions of approximately Rs 2,500 Cr toward wage arrears and retirement benefits following government-approved wage revisions, partly offset by robust investment income from its equity portfolio. Despite these one-time costs, the company reported Profit Before Tax (PBT) growth of 62% for the nine-month period and 215% for the quarter. The company maintains a strong balance sheet, with improvements in net worth and general reserves, and a solvency ratio of 1.81 times, well above the regulatory requirement of 1.50 times.' The New India Assurance Company is India's largest non-life insurance company.Powered by Capital Market - Live

4 days agoCapital Market - Live
Spotlight
The New India Assurance Q3 PAT rises 9% YoY to Rs 380 cr

Total income increased 14.2% YoY to Rs 12,234.97 crore in the quarter ended 31 December 2025. Consolidated profit before tax (PBT) surged 247% YoY to Rs 372.22 crore in the December 2025 quarter from Rs 107.26 crore a year ago. For the quarter ended 31 December 2025, gross written premium stood at Rs 11,762.83 crore, up 8.32% YoY. Net written premium was at Rs 9,716.72 crore in the third quarter of FY25, registering a growth of 8.38% compared to the same period a year ago. On a standalone basis, the company's net profit rose 5.1% to Rs 371.59 crore on a 14.1% rise in total income to Rs 12,178.85 crore in Q3 FY26 over Q3 FY25. Profit before tax (PBT) jumped 214.8% YoY to Rs 366.54 crore in Q3 FY26, up from Rs 116.43 crore in Q3 FY25. Commenting on the Q3 result, Girija Subramanian, CMD, said, 'Our Global Gross Written Premium for the nine-month period grew by 10.5%. Notably, our Domestic Gross Direct Premium growth significantly outpaced the industry average, resulting in our market share improving to 13.4%, compared to 12.8% in the corresponding previous year. The Q3FY26 incurred claim ratio stood at 90.77%, a significant improvement over the 94.49% reported in Q3FY25. The company recognized provisions of approximately Rs 2,500 Cr toward wage arrears and retirement benefits following government-approved wage revisions, partly offset by robust investment income from its equity portfolio. Despite these one-time costs, the company reported Profit Before Tax (PBT) growth of 62% for the nine-month period and 215% for the quarter. The company maintains a strong balance sheet, with improvements in net worth and general reserves, and a solvency ratio of 1.81 times, well above the regulatory requirement of 1.50 times.' The New India Assurance Company is India's largest non-life insurance company. Shares of The New India Assurance Company rose 1.23% to settle at Rs 148.70 on Friday, 30 January 2026.Powered by Capital Market - Live

5 days agoCapital Market - Live
Earnings
New India Assurance Company consolidated net profit rises 8.85% in the December 2025 quarter

Net profit of New India Assurance Company rose 8.85% to Rs 379.95 crore in the quarter ended December 2025 as against Rs 349.05 crore during the previous quarter ended December 2024. Sales rose 7.72% to Rs 9770.95 crore in the quarter ended December 2025 as against Rs 9070.33 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales9770.959070.33 8 OPM %2.111.08 - PBDT372.22107.26 247 PBT372.22107.26 247 NP379.95349.05 9 Powered by Capital Market - Live

5 days agoCapital Market - Live
Corporate
New India Assurance Company to announce Quarterly Result

New India Assurance Company will hold a meeting of the Board of Directors of the Company on 30 January 2026.Powered by Capital Market - Live

1 week agoCapital Market - Live
Earnings
New India Assurance Company consolidated net profit declines 39.73% in the September 2025 quarter

Net profit of New India Assurance Company declined 39.73% to Rs 54.06 crore in the quarter ended September 2025 as against Rs 89.70 crore during the previous quarter ended September 2024. Sales rose 10.37% to Rs 9455.42 crore in the quarter ended September 2025 as against Rs 8567.30 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales9455.428567.30 10 OPM %1.391.63 - PBDT23.35140.75 -83 PBT23.35140.75 -83 NP54.0689.70 -40 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
New India Assurance Company to table results

New India Assurance Company will hold a meeting of the Board of Directors of the Company on 13 November 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
New India Assurance Company to conduct AGM

New India Assurance Company announced that the Annual General Meeting(AGM) of the company will be held on 24 September 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
New India Assurance Company announces appointment of Govt. Nominee Director

New India Assurance Company announced that Shwetha Rao B has been appointed as Government Nominee Director on the board of the company. Powered by Capital Market - Live

5 months agoCapital Market - Live
Spotlight
Volumes soar at New India Assurance Company Ltd counter

International Gemmological Institute (India) Ltd, Star Health & Allied Insurance Company Ltd, Sumitomo Chemical India Ltd, General Insurance Corporation of India are among the other stocks to see a surge in volumes on NSE today, 30 July 2025.New India Assurance Company Ltd clocked volume of 536.98 lakh shares by 14:14 IST on NSE, a 197.24 times surge over two-week average daily volume of 2.72 lakh shares. The stock gained 15.43% to Rs.200.30. Volumes stood at 5.89 lakh shares in the last session.International Gemmological Institute (India) Ltd recorded volume of 67.5 lakh shares by 14:14 IST on NSE, a 9.78 times surge over two-week average daily volume of 6.90 lakh shares. The stock gained 3.12% to Rs.419.60. Volumes stood at 3.91 lakh shares in the last session.Star Health & Allied Insurance Company Ltd clocked volume of 36.92 lakh shares by 14:14 IST on NSE, a 8.57 times surge over two-week average daily volume of 4.31 lakh shares. The stock gained 4.22% to Rs.444.75. Volumes stood at 4.94 lakh shares in the last session.Sumitomo Chemical India Ltd recorded volume of 41.37 lakh shares by 14:14 IST on NSE, a 7.58 times surge over two-week average daily volume of 5.46 lakh shares. The stock gained 6.38% to Rs.643.30. Volumes stood at 7.89 lakh shares in the last session.General Insurance Corporation of India notched up volume of 24.09 lakh shares by 14:14 IST on NSE, a 6.42 fold spurt over two-week average daily volume of 3.75 lakh shares. The stock rose 4.02% to Rs.386.40. Volumes stood at 2.97 lakh shares in the last session.Powered by Capital Market - Live

6 months agoCapital Market - Live
Spotlight
New India Assurance Company Ltd leads gainers in 'A' group

Refex Industries Ltd, Hitachi Energy India Ltd, Epigral Ltd and DCB Bank Ltd are among the other gainers in the BSE's 'A' group today, 30 July 2025.New India Assurance Company Ltd soared 8.78% to Rs 189 at 11:46 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 12.6 lakh shares were traded on the counter so far as against the average daily volumes of 23758 shares in the past one month. Refex Industries Ltd spiked 8.08% to Rs 441.55. The stock was the second biggest gainer in 'A' group. On the BSE, 56900 shares were traded on the counter so far as against the average daily volumes of 38649 shares in the past one month. Hitachi Energy India Ltd surged 7.57% to Rs 21299.95. The stock was the third biggest gainer in 'A' group. On the BSE, 13291 shares were traded on the counter so far as against the average daily volumes of 5691 shares in the past one month. Epigral Ltd jumped 7.00% to Rs 2093.6. The stock was the fourth biggest gainer in 'A' group. On the BSE, 37866 shares were traded on the counter so far as against the average daily volumes of 4573 shares in the past one month. DCB Bank Ltd rose 5.95% to Rs 142.4. The stock was the fifth biggest gainer in 'A' group. On the BSE, 1.47 lakh shares were traded on the counter so far as against the average daily volumes of 1.39 lakh shares in the past one month. Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of New India Assurance Company Ltd (NIACL) today?

    The share price of NIACL as on 5th February 2026 is ₹147.94. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on New India Assurance Company Ltd (NIACL) share?

    The past returns of New India Assurance Company Ltd (NIACL) share are
    • Past 1 week: -0.22%
    • Past 1 month: -6.05%
    • Past 3 months: -18.81%
    • Past 6 months: -25.49%
    • Past 1 year: -16.91%
    • Past 3 years: 36.48%
    • Past 5 years: 9.87%

  3. What are the peers or stocks similar to New India Assurance Company Ltd (NIACL)?
  4. What is the dividend yield % of New India Assurance Company Ltd (NIACL) share?

    The current dividend yield of New India Assurance Company Ltd (NIACL) is 1.22.

  5. What is the market cap of New India Assurance Company Ltd (NIACL) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of New India Assurance Company Ltd (NIACL) is ₹24380.51 Cr as of 5th February 2026.

  6. What is the 52 week high and low of New India Assurance Company Ltd (NIACL) share?

    The 52-week high of New India Assurance Company Ltd (NIACL) is ₹214.74 and the 52-week low is ₹135.60.

  7. What is the PE and PB ratio of New India Assurance Company Ltd (NIACL) stock?

    The P/E (price-to-earnings) ratio of New India Assurance Company Ltd (NIACL) is 23.52. The P/B (price-to-book) ratio is 0.84.

  8. Which sector does New India Assurance Company Ltd (NIACL) belong to?

    New India Assurance Company Ltd (NIACL) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy New India Assurance Company Ltd (NIACL) shares?

    You can directly buy New India Assurance Company Ltd (NIACL) shares on Tickertape. Simply sign up, connect your demat account and place your order.