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MAS Financial Services Ltd

MASFIN Share Price

276.150.75% (-2.10)
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With a market cap of ₹5,048 cr, stock is ranked 753

Stock is 1.85x as volatile as Nifty

MASFIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹5,048 cr, stock is ranked 753

Stock is 1.85x as volatile as Nifty

MASFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
16.272.780.55%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.762.621.04%

MASFIN Analyst Ratings & Forecast

Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

MASFIN Company Profile

MAS Financial Services Limited is an NBFC. It offers various products, such as Micro Enterprise Loan (MEL); Two Wheeler Loan; Small and Medium Enterprises Loan; Commercial Vehicles Loan; Used Car Loan, and Tractor Loan

Investor Presentation

View older 

Apr 30, 2025

PDF
View Older Presentations

MASFIN Similar Stocks (Peers)

Compare with peers 
PE Ratio
16.84
1Y Return
4.44%
Buy Reco %
100.00
PE Ratio
18.75
1Y Return
36.65%
Buy Reco %
100.00
PE Ratio
8.61
1Y Return
157.98%
Buy Reco %
100.00
PE Ratio
16.32
1Y Return
67.07%
Buy Reco %
100.00
PE Ratio
52.20
1Y Return
37.02%
Buy Reco %
16.67
Compare with Peers
MASFIN Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

MASFIN Stock Summary · February 2025

In Q3 FY25, the company demonstrated robust financial performance, achieving a 21.17% growth in Assets Under Management and a 25% increase in profitability, despite navigating challenging market conditions. A strategic emphasis on risk management and asset quality has allowed for cautious lending practices, particularly within the MSME sector, which constitutes a significant portion of the portfolio. The expansion of the direct distribution network and successful fundraising efforts position the company well for future growth, while operational efficiencies are being enhanced through digitalization and technology partnerships. Although certain segments, like Micro-Enterprise Loans, face stress, the overall sentiment remains optimistic, with a commitment to sustainable growth and maintaining high credit standards.

Key Points on Masfin Stock
MASFIN Stock Growth Drivers
7
  • Strong Financial Performance

    MAS Financial Services has reported significant growth in its financial metrics, with a consolidated Assets

  • Commitment to Risk Management and Profitability

    The company emphasizes its strategic focus on risk management and profitability over mere growth figures.

MASFIN Stock Challenges
6
  • Stress in Micro-Enterprise Loans (MEL)

    The Micro-Enterprise Loans (MEL) portfolio is experiencing significant stress, with borrowers in this segment being

  • Challenges in Small and Medium Enterprises (SME) Portfolio

    The SME portfolio is also facing challenges, although it has better documentation and assessment capabilities.

MASFIN Forecasts

MASFIN Forecast

Price

Revenue

Earnings

MASFIN

Income

Balance Sheet

Cash Flow

MASFIN Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 16.28%, vs industry avg of 11.42%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.63% to 0.95%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 10.33%, vs industry avg of 24.42%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue364.70476.81604.70710.02627.71691.17981.031,285.681,600.151,600.15
Raw Materialssubtract1,173.541,173.54
Power & Fuel Costsubtract
Employee Costsubtract29.3942.2652.0558.6935.0347.7970.70100.45
Selling & Administrative Expensessubtract31.0129.0527.9228.3019.8942.3577.6191.40
Operating & Other expensessubtract196.93236.08285.12389.89374.25382.41558.35749.87
Depreciation/Amortizationsubtract1.381.641.602.852.572.072.724.295.605.60
Interest & Other Itemssubtract
Taxes & Other Itemssubtract37.4662.5884.4762.8851.6157.3268.3988.62110.61110.63
EPS1.843.829.3610.218.809.7112.3915.3117.4818.93
DPS1.041.221.702.670.501.001.223.511.701.51
Payout ratio0.570.320.180.260.060.100.100.230.100.08

MASFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2022

Annual report

PDF

Investor Presentation

May 4PDF
Feb 2PDF
FY 2023

Annual report

PDF

Investor Presentation

May 10PDF
Feb 1PDF
Nov 2PDF
Aug 3PDF
FY 2024

Annual report

PDF

Investor Presentation

Sep 20PDF
Aug 2PDF
FY 2025

Annual Report Pending

Investor Presentation

Apr 30PDF
Jan 29PDF
 

MASFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsDiversified Financials

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
MAS Financial Services Ltd16.272.780.55%
Aditya Birla Capital Ltd16.841.96
Motilal Oswal Financial Services Ltd18.755.350.64%
Authum Investment & Infrastructure Ltd8.613.53

MASFIN Stock Price Comparison

Compare MASFIN with any stock or ETF
Compare MASFIN with any stock or ETF
MASFIN
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MASFIN Shareholdings

MASFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

MASFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

MASFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding66.63%12.86%7.27%3.12%10.12%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

MASFIN Shareholding History

FebMarJunSepDec '24Mar1.77%1.79%3.58%2.72%3.01%3.12%

Mutual Funds Invested in MASFIN

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding MAS Financial Services Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
5.0879%0.44%0.00%191/242 (-1)
1.9345%0.42%0.01%56/137 (-2)
1.3043%0.70%0.04%35/72 (-1)

Compare 3-month MF holding change on Screener

MASFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing MASFIN stock

Looks like this stock is not in any smallcase yet.

MASFIN Events

MASFIN Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

MASFIN has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.55%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.52 every year

Dividends

Corp. Actions

Announcements

Legal Orders

MASFIN Upcoming Dividends

No upcoming dividends are available

MASFIN Past Dividends

Cash Dividend

Ex DateEx DateFeb 5, 2025

Interim
Interim | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Feb 5, 2025

Cash Dividend

Ex DateEx DateSep 4, 2024

Final
Final | Div/Share: ₹0.51

Dividend/Share

0.51

Ex DateEx Date

Sep 4, 2024

Cash Dividend

Ex DateEx DateJan 23, 2024

Interim
Interim | Div/Share: ₹3.00

Dividend/Share

3.00

Ex DateEx Date

Jan 23, 2024

Cash Dividend

Ex DateEx DateJul 19, 2023

Final
Final | Div/Share: ₹1.85

Dividend/Share

1.85

Ex DateEx Date

Jul 19, 2023

Cash Dividend

Ex DateEx DateFeb 10, 2023

Interim
Interim | Div/Share: ₹1.80

Dividend/Share

1.80

Ex DateEx Date

Feb 10, 2023

MASFIN Stock News & Opinions

Earnings
MAS Financial Services consolidated net profit rises 18.90% in the March 2025 quarter

Net profit of MAS Financial Services rose 18.90% to Rs 82.47 crore in the quarter ended March 2025 as against Rs 69.36 crore during the previous quarter ended March 2024. Sales rose 26.13% to Rs 437.63 crore in the quarter ended March 2025 as against Rs 346.96 crore during the previous quarter ended March 2024. For the full year,net profit rose 23.64% to Rs 310.40 crore in the year ended March 2025 as against Rs 251.05 crore during the previous year ended March 2024. Sales rose 24.31% to Rs 1595.97 crore in the year ended March 2025 as against Rs 1283.87 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales437.63346.96 26 1595.971283.87 24 OPM %71.7176.18 -74.2676.65 - PBDT113.6194.88 20 426.61343.96 24 PBT112.0993.68 20 421.01339.67 24 NP82.4769.36 19 310.40251.05 24 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Board of MAS Financial Services recommends final dividend

MAS Financial Services announced that the Board of Directors of the Company at its meeting held on 30 April 2025, inter alia, have recommended the final dividend of Rs 0.7 per equity Share (i.e. 7%) , subject to the approval of the shareholders.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Board of MAS Financial Services approves increase in borrowing powers up to Rs 13,500 cr

The Board of MAS Financial Services at its meeting held on 30 April 2025 has considered to increase in the Borrowing powers under Section 180(1)(c) of the Companies Act, 2013 up to Rs. 13,500 crore subject to the approval of Shareholders of the Company at the ensuing General Meeting. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
MAS Financial Services to convene board meeting

MAS Financial Services will hold a meeting of the Board of Directors of the Company on 30 April 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Board of MAS Financial Services appoints director

The Board of MAS Financial Services at its meeting held on 04 March 2025 has approved the appointment of Dr. Barnali Chaklader (DIN: 10970760) as an Additional Director designated as Non-Executive Independent Director of the Company for a period of 1 year with effect from 04 March 2025. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
MAS Financial Services to convene board meeting

MAS Financial Services will hold a meeting of the Board of Directors of the Company on 4 March 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
MAS Financial Services allots NCDs aggregating Rs 125 cr

MAS Financial Services has allotted 65,000 rated, listed, senior, secured, redeemable, transferable, taxable, non-convertible debentures denominated in Indian Rupees, each having a face value of Rs 10,000 and an aggregate nominal value of Rs 65 crore (Series I Debentures) and 60,000 rated, listed, senior, secured, redeemable, transferable, taxable, non-convertible debentures denominated in Indian Rupees, each having a face value of Rs 10,000 and an aggregate nominal value of Rs 60 crore (Series II Debentures), on a private placement basis.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
MAS Financial Services promotes Nipul J. Mehta as COO - Retail Assets

MAS Financial Services announced that Nipul J. Mehta has been promoted as Chief Operating Officer - Retail Assets, Senior Management Personnel of the Company with effect from 11 February 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
MAS Financial Services consolidated net profit rises 24.95% in the December 2024 quarter

Net profit of MAS Financial Services rose 24.95% to Rs 79.47 crore in the quarter ended December 2024 as against Rs 63.60 crore during the previous quarter ended December 2023. Sales rose 22.36% to Rs 409.73 crore in the quarter ended December 2024 as against Rs 334.86 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales409.73334.86 22 OPM %74.0777.16 - PBDT109.4488.11 24 PBT107.9986.94 24 NP79.4763.60 25 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Board of MAS Financial Services recommends interim dividend

MAS Financial Services announced that the Board of Directors of the Company at its meeting held on 29 January 2025, inter alia, have recommended the interim dividend of Rs 1 per equity Share (i.e. 10%) , subject to the approval of the shareholders.Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of MAS Financial Services Ltd (MASFIN) today?

    The share price of MASFIN as on 20th May 2025 is ₹276.15. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on MAS Financial Services Ltd (MASFIN) share?

    The past returns of MAS Financial Services Ltd (MASFIN) share are
    • Past 1 week: 3.85%
    • Past 1 month: 1.40%
    • Past 3 months: 17.11%
    • Past 6 months: -4.58%
    • Past 1 year: -4.64%
    • Past 3 years: 41.92%
    • Past 5 years: 51.02%

  3. What are the peers or stocks similar to MAS Financial Services Ltd (MASFIN)?
  4. What is the dividend yield % of MAS Financial Services Ltd (MASFIN) share?

    The current dividend yield of MAS Financial Services Ltd (MASFIN) is 0.55.

  5. What is the market cap of MAS Financial Services Ltd (MASFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of MAS Financial Services Ltd (MASFIN) is ₹5048.94 Cr as of 20th May 2025.

  6. What is the 52 week high and low of MAS Financial Services Ltd (MASFIN) share?

    The 52-week high of MAS Financial Services Ltd (MASFIN) is ₹328 and the 52-week low is ₹220.06.

  7. What is the PE and PB ratio of MAS Financial Services Ltd (MASFIN) stock?

    The P/E (price-to-earnings) ratio of MAS Financial Services Ltd (MASFIN) is 16.27. The P/B (price-to-book) ratio is 2.78.

  8. Which sector does MAS Financial Services Ltd (MASFIN) belong to?

    MAS Financial Services Ltd (MASFIN) belongs to the Financials sector & Diversified Financials sub-sector.

  9. How to buy MAS Financial Services Ltd (MASFIN) shares?

    You can directly buy MAS Financial Services Ltd (MASFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.