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Cholamandalam Financial Holdings Ltd

CHOLAHLDNG Share Price

1,882.600.00% (+0.00)
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Low
Returns
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1M
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With a market cap of ₹35,350 cr, stock is ranked 245

Stock is 3.33x as volatile as Nifty

CHOLAHLDNG Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹35,350 cr, stock is ranked 245

Stock is 3.33x as volatile as Nifty

CHOLAHLDNG Performance & Key Metrics

CHOLAHLDNG Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
15.871.310.07%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

CHOLAHLDNG Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 4 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

CHOLAHLDNG Company Profile

Cholamandalam Financial Holdings is a financial services company. The Company, through its subsidiaries, is engaged in insurance, risk services and non-banking financial businesses.

Investor Presentation

View older View older 

Nov 7, 2025

PDF
View Older Presentations

CHOLAHLDNG Similar Stocks (Peers)

Compare with peers Compare with peers 

CHOLAHLDNG Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
27.42
27.42
1Y Return
75.65%
75.65%
Buy Reco %
100.00
100.00
PE Ratio
22.00
22.00
1Y Return
3.86%
3.86%
Buy Reco %
100.00
100.00
PE Ratio
10.76
10.76
1Y Return
63.02%
63.02%
Buy Reco %
0.00
0.00
PE Ratio
26.10
26.10
1Y Return
4.99%
4.99%
Buy Reco %
100.00
100.00
PE Ratio
41.68
41.68
1Y Return
23.64%
23.64%
Buy Reco %
76.47
76.47
Compare with Peers

CHOLAHLDNG Sentiment Analysis

CHOLAHLDNG Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

CHOLAHLDNG Stock Summary · November 2025

In Q2 FY26, the company reported a gross direct premium income of INR 1,835 crores, facing challenges primarily in the crop insurance segment, yet showing resilience with a 5.4% growth in October amidst industry declines. Management's conservative provisioning for motor third-party losses reflects a strategic response to rising claim severity, while optimism surrounds potential price increases in the motor segment and the positive impact of GST reductions. Despite a high combined ratio of approximately 109, corrective measures are anticipated to reduce loss ratios in the second half, supported by a strategic shift towards corporate bonds in the investment portfolio. Overall, the company aims for a return on equity of 16% to 18%, navigating market dynamics with cautious optimism.

CHOLAHLDNG Stock Growth Drivers
CHOLAHLDNG Stock Growth Drivers
6
  • Strong Financial Performance

    Cholamandalam Financial Holdings Limited reported a profit before tax (PBT) of INR 266 crores for

  • Optimistic Growth Expectations

    The company expressed optimism for improved performance in the second half of the fiscal year,

CHOLAHLDNG Stock Challenges
CHOLAHLDNG Stock Challenges
7
  • Setbacks in Crop Insurance

    The company has faced significant setbacks in its crop insurance business, which negatively impacted its

  • Declining Market Share in Motor Insurance

    Cholamandalam Financial Holdings has reported a decrease in its market share for motor third-party insurance,

CHOLAHLDNG Forecast

CHOLAHLDNG Forecasts

Price

Revenue

Earnings

CHOLAHLDNG

CHOLAHLDNG

Income

Balance Sheet

Cash Flow

CHOLAHLDNG Income Statement

CHOLAHLDNG Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 20.56%, vs industry avg of 11.89%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 12.96% to 23.61%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 31.59%, vs industry avg of 57.1%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue2,689.158,909.9010,946.8113,135.7313,960.8414,734.9818,376.0326,086.7633,459.9236,582.01
Raw Materialssubtract29,607.70
Power & Fuel Costsubtract
Employee Costsubtract127.71668.01758.90837.291,189.581,354.311,859.712,994.163,790.20
Selling & Administrative Expensessubtract520.863,135.103,512.243,777.843,563.484,264.884,979.376,130.786,900.26
Operating & Other expensessubtract1,728.563,341.884,462.976,565.176,662.035,918.077,536.4911,514.4516,074.17
Depreciation/Amortizationsubtract17.2870.3777.91149.81145.47154.16176.06247.54295.73312.77
Interest & Other Itemssubtract
Taxes & Other Itemssubtract-159.831,144.631,438.091,254.771,575.642,020.492,534.173,427.314,225.904,433.36
EPS17.5824.6537.1329.3543.9354.5068.7294.39115.76118.66
DPS0.911.251.250.650.550.550.550.551.301.30
Payout ratio0.050.050.030.020.010.010.010.010.010.01

CHOLAHLDNG Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Nov 7PDF
Aug 8PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 9PDF
Feb 7PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 10PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 13PDF
Feb 9PDF
Nov 8PDF
Aug 10PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

CHOLAHLDNG Stock Peers

CHOLAHLDNG Past Performance & Peer Comparison

CHOLAHLDNG Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsDiversified Financials

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Cholamandalam Financial Holdings Ltd16.261.310.07%
Aditya Birla Capital Ltd27.422.82
Motilal Oswal Financial Services Ltd22.004.950.54%
Authum Investment & Infrastructure Ltd10.763.110.03%

CHOLAHLDNG Stock Price Comparison

Compare CHOLAHLDNG with any stock or ETF
Compare CHOLAHLDNG with any stock or ETF
CHOLAHLDNG
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CHOLAHLDNG Holdings

CHOLAHLDNG Shareholdings

CHOLAHLDNG Promoter Holdings Trend

CHOLAHLDNG Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

CHOLAHLDNG Institutional Holdings Trend

CHOLAHLDNG Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

CHOLAHLDNG Shareholding Pattern

CHOLAHLDNG Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding46.42%20.28%2.24%17.39%13.67%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

CHOLAHLDNG Shareholding History

CHOLAHLDNG Shareholding History

JunSepDec '24MarJunSep13.72%16.27%16.37%17.67%18.32%17.39%

Mutual Funds Invested in CHOLAHLDNG

Mutual Funds Invested in CHOLAHLDNG

No mutual funds holding trends are available

Top 5 Mutual Funds holding Cholamandalam Financial Holdings Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.8878%2.47%-0.14%3/101 (-1)
2.1263%2.03%-0.05%15/70 (-1)
1.4986%1.96%-0.36%5/156 (-2)

Compare 3-month MF holding change on Screener

CHOLAHLDNG Insider Trades & Bulk Stock Deals

CHOLAHLDNG Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing CHOLAHLDNG stock

smallcases containing CHOLAHLDNG stock

Looks like this stock is not in any smallcase yet.

CHOLAHLDNG Events

CHOLAHLDNG Events

CHOLAHLDNG Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAHLDNG has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.07%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.69 every year

Dividends

Corp. Actions

Announcements

Legal Orders

CHOLAHLDNG Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAHLDNG has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.07%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.69 every year

CHOLAHLDNG Upcoming Dividends

CHOLAHLDNG Upcoming Dividends

No upcoming dividends are available

CHOLAHLDNG Past Dividends

CHOLAHLDNG Past Dividends

Cash Dividend

Ex DateEx DateAug 1, 2025

Final
Final | Div/Share: ₹1.30

Dividend/Share

1.30

Ex DateEx Date

Aug 1, 2025

Cash Dividend

Ex DateEx DateAug 2, 2024

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 2, 2024

Cash Dividend

Ex DateEx DateAug 3, 2023

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 3, 2023

Cash Dividend

Ex DateEx DateAug 2, 2022

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 2, 2022

Cash Dividend

Ex DateEx DateJul 27, 2021

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Jul 27, 2021

CHOLAHLDNG Stock News & Opinions

CHOLAHLDNG Stock News & Opinions

Earnings
Cholamandalam Financial Holdings consolidated net profit rises 4.64% in the September 2025 quarter

Net profit of Cholamandalam Financial Holdings rose 4.64% to Rs 549.92 crore in the quarter ended September 2025 as against Rs 525.54 crore during the previous quarter ended September 2024. Sales rose 16.95% to Rs 9461.41 crore in the quarter ended September 2025 as against Rs 8090.16 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales9461.418090.16 17 OPM %53.9356.28 - PBDT1714.311587.04 8 PBT1631.761512.68 8 NP549.92525.54 5 Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Cholamandalam Financial Holdings to convene board meeting

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 7 November 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 5.50% in the June 2025 quarter

Net profit of Cholamandalam Financial Holdings rose 5.50% to Rs 578.50 crore in the quarter ended June 2025 as against Rs 548.36 crore during the previous quarter ended June 2024. Sales rose 21.80% to Rs 9296.32 crore in the quarter ended June 2025 as against Rs 7632.71 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales9296.327632.71 22 OPM %55.4557.38 - PBDT1774.701628.85 9 PBT1696.101559.10 9 NP578.50548.36 5 Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Cholamandalam Financial Holdings standalone net profit rises 51.80% in the June 2025 quarter

Net profit of Cholamandalam Financial Holdings rose 51.80% to Rs 2.11 crore in the quarter ended June 2025 as against Rs 1.39 crore during the previous quarter ended June 2024. Sales rose 41.47% to Rs 3.65 crore in the quarter ended June 2025 as against Rs 2.58 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales3.652.58 41 OPM %77.8172.48 - PBDT2.841.87 52 PBT2.831.86 52 NP2.111.39 52 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Cholamandalam Financial Holdings to convene board meeting

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 8 August 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 19.59% in the March 2025 quarter

Net profit of Cholamandalam Financial Holdings rose 19.59% to Rs 613.57 crore in the quarter ended March 2025 as against Rs 513.06 crore during the previous quarter ended March 2024. Sales rose 26.15% to Rs 8913.37 crore in the quarter ended March 2025 as against Rs 7065.82 crore during the previous quarter ended March 2024. For the full year,net profit rose 22.63% to Rs 2173.66 crore in the year ended March 2025 as against Rs 1772.52 crore during the previous year ended March 2024. Sales rose 28.38% to Rs 33125.33 crore in the year ended March 2025 as against Rs 25803.52 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales8913.377065.82 26 33125.3325803.52 28 OPM %58.3858.51 -56.9255.86 - PBDT1941.641662.22 17 6701.195459.45 23 PBT1862.371573.92 18 6405.465211.91 23 NP613.57513.06 20 2173.661772.52 23 Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
Cholamandalam Financial Holdings to convene AGM

Cholamandalam Financial Holdings announced that the 76th Annual General Meeting(AGM) of the company will be held on 8 August 2025.Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
Board of Cholamandalam Financial Holdings recommends final dividend

Cholamandalam Financial Holdings announced that the Board of Directors of the Company at its meeting held on 9 May 2025, inter alia, have recommended the final dividend of Rs 1.3 per equity Share (i.e. 130%) , subject to the approval of the shareholders.Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
Cholamandalam Financial Holdings to table results

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 9 May 2025.Powered by Capital Market - Live

8 months agoCapital Market - Live
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 4.08% in the December 2024 quarter

Net profit of Cholamandalam Financial Holdings rose 4.08% to Rs 486.19 crore in the quarter ended December 2024 as against Rs 467.13 crore during the previous quarter ended December 2023. Sales rose 24.94% to Rs 8489.09 crore in the quarter ended December 2024 as against Rs 6794.67 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales8489.096794.67 25 OPM %55.5756.17 - PBDT1543.661418.66 9 PBT1471.311363.42 8 NP486.19467.13 4 Powered by Capital Market - Live

9 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) today?

    The share price of CHOLAHLDNG as on 4th December 2025 is ₹1882.60. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share?

    The past returns of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share are
    • Past 1 week: 2.54%
    • Past 1 month: -6.64%
    • Past 3 months: 8.21%
    • Past 6 months: 2.92%
    • Past 1 year: 19.76%
    • Past 3 years: 210.28%
    • Past 5 years: 253.74%

  3. What are the peers or stocks similar to Cholamandalam Financial Holdings Ltd (CHOLAHLDNG)?
  4. What is the dividend yield % of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share?

    The current dividend yield of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is 0.07.

  5. What is the market cap of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹35350.98 Cr as of 4th December 2025.

  6. What is the 52 week high and low of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share?

    The 52-week high of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹2231.60 and the 52-week low is ₹1357.35.

  7. What is the PE and PB ratio of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) stock?

    The P/E (price-to-earnings) ratio of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is 16.26. The P/B (price-to-book) ratio is 1.31.

  8. Which sector does Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) belong to?

    Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) belongs to the Financials sector & Diversified Financials sub-sector.

  9. How to buy Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) shares?

    You can directly buy Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) shares on Tickertape. Simply sign up, connect your demat account and place your order.