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Cholamandalam Financial Holdings Ltd

Cholamandalam Financial Holdings Ltd

CHOLAHLDNG Share Price

NSE
1,587.803.66% (-60.40)
High
Low
Returns
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1W
1M
1Y
5Y
Max
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With a market cap of ₹30,949 cr, stock is ranked 283

Stock is 2.84x as volatile as Nifty

CHOLAHLDNG Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹30,949 cr, stock is ranked 283

Stock is 2.84x as volatile as Nifty

CHOLAHLDNG Performance & Key Metrics

CHOLAHLDNG Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
12.681.150.08%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.692.240.93%

CHOLAHLDNG Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 2 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

CHOLAHLDNG Company Profile

Cholamandalam Financial Holdings is a financial services company. The Company, through its subsidiaries, is engaged in insurance, risk services and non-banking financial businesses.

Investor Presentation

View older View older 

May 8, 2026

PDF
View Older Presentations

CHOLAHLDNG Similar Stocks (Peers)

Compare with peers Compare with peers 

CHOLAHLDNG Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
29.61
29.61
1Y Return
50.07%
50.07%
Buy Reco %
100.00
100.00
PE Ratio
31.65
31.65
1Y Return
4.96%
4.96%
Buy Reco %
100.00
100.00
PE Ratio
33.66
33.66
1Y Return
29.39%
29.39%
Buy Reco %
88.89
88.89
PE Ratio
40.97
40.97
1Y Return
4.82%
4.82%
Buy Reco %
90.00
90.00
PE Ratio
21.46
21.46
1Y Return
9.18%
9.18%
Buy Reco %
0.00
0.00
Compare with Peers

CHOLAHLDNG Sentiment Analysis

CHOLAHLDNG Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

CHOLAHLDNG Stock Summary · May 2026

Management framed the quarter as a recovery-in-progress, citing a combined ratio of ~115.2% and a reported ROE of 10.4% while setting a medium-term ROE target near 15%. They emphasized conservative reserving and disciplined expense control—highlighting a roughly 10% higher motor TP provisioning versus peers and top‑three positioning on operating expense ratios—alongside recent pricing actions that have lifted motor OD price realization by about 7%–8% over the past 2–3 months. Management acknowledged material headwinds: an INR 598 crore hit from a lapsed crop tender and elevated claims (Q4 claims ratio ~81.3%), plus a deliberate shrinkage of the two‑wheeler book that trimmed volumes by ~INR 225 crore, even as car and commercial‑vehicle mix has risen. Strategic priorities include restoring motor profitability, expanding commercial lines, growing direct crop participation when tenders reopen, boosting renewals via a new digital app, and maintaining long‑term business. Near term they expect OD loss‑ratio improvement over the next six months from pricing and share gains, declined explicit combined‑ratio guidance given regulatory uncertainty, and flagged a material combined‑ratio drop when accounting changes take effect in FY28.

CHOLAHLDNG Stock Growth Drivers
CHOLAHLDNG Stock Growth Drivers
9
  • Improved investor transparency and engagement

    The company has demonstrated a stronger investor-relations stance by routinely publishing meeting transcripts and filings

  • Planned leadership transition and franchise continuity

    A formal succession plan has been executed with an incoming managing-director designate introduced and a

CHOLAHLDNG Stock Challenges
CHOLAHLDNG Stock Challenges
5
  • Material loss of government crop-insurance contract

    The company incurred a large, realized top-line hit from the lapse of a government crop-insurance

  • Deterioration in motor underwriting driven by higher OD claims and elevated TP reserving

    Underwriting performance materially weakened as motor own-damage (OD) claim incidence worsened—management reported an adverse OD

CHOLAHLDNG Forecast

CHOLAHLDNG Forecasts

Price

Revenue

Earnings

CHOLAHLDNG

CHOLAHLDNG

Income

Balance Sheet

Cash Flow

CHOLAHLDNG Income Statement

CHOLAHLDNG Income Statement

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Quarterdec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026
Total Revenue6,842.537,175.987,678.028,181.268,594.959,011.599,384.299,591.1810,085.4510,522.11
Operating & Other expensessubtract5,423.875,513.766,049.176,594.227,051.297,069.957,609.597,876.878,135.078,295.75
Depreciation/Amortizationsubtract55.2488.3069.7574.3672.3579.2778.6082.5587.1884.24
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract896.291,060.861,010.74987.14985.121,248.801,117.601,081.841,237.471,454.98
EPS24.8827.3229.2027.9925.8932.6830.8129.2833.3236.59

CHOLAHLDNG Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

May 8PDF
Feb 9PDF
Nov 7PDF
Aug 8PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 9PDF
Feb 7PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 10PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 13PDF
Feb 9PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

CHOLAHLDNG Stock Peers

CHOLAHLDNG Past Performance & Peer Comparison

CHOLAHLDNG Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsDiversified Financials

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Cholamandalam Financial Holdings Ltd12.681.150.08%
Aditya Birla Capital Ltd29.613.45
Motilal Oswal Financial Services Ltd31.654.570.61%
Nuvama Wealth Management Ltd33.6610.030.72%

CHOLAHLDNG Stock Price Comparison

Compare CHOLAHLDNG with any stock or ETF
Compare CHOLAHLDNG with any stock or ETF
CHOLAHLDNG
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CHOLAHLDNG Holdings

CHOLAHLDNG Shareholdings

CHOLAHLDNG Promoter Holdings Trend

CHOLAHLDNG Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

CHOLAHLDNG Institutional Holdings Trend

CHOLAHLDNG Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 2.66%

Tickertape Separator

CHOLAHLDNG Shareholding Pattern

CHOLAHLDNG Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding46.38%23.62%2.47%13.80%13.73%

Jun 2025

Sep 2025

Dec 2025

Mar 2026

CHOLAHLDNG Shareholding History

CHOLAHLDNG Shareholding History

Dec '24MarJunSepDec '25Mar16.37%17.67%18.32%17.39%16.47%13.80%

Mutual Funds Invested in CHOLAHLDNG

Mutual Funds Invested in CHOLAHLDNG

No mutual funds holding trends are available

Top 5 Mutual Funds holding Cholamandalam Financial Holdings Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.7783%1.81%-0.04%11/105 (0)
2.1030%1.62%-0.04%24/82 (-5)
1.4821%1.56%-0.02%7/149 (+3)

Compare 3-month MF holding change on Screener

CHOLAHLDNG Insider Trades & Bulk Stock Deals

CHOLAHLDNG Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing CHOLAHLDNG stock

smallcases containing CHOLAHLDNG stock

Looks like this stock is not in any smallcase yet.

CHOLAHLDNG Events

CHOLAHLDNG Events

CHOLAHLDNG Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAHLDNG has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.08%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.79 every year

Dividends

Corp. Actions

Announcements

Legal Orders

CHOLAHLDNG Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAHLDNG has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.08%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.79 every year

CHOLAHLDNG Upcoming Dividends

CHOLAHLDNG Upcoming Dividends

No upcoming dividends are available

CHOLAHLDNG Past Dividends

CHOLAHLDNG Past Dividends

Cash Dividend

Ex DateEx DateAug 1, 2025

Final
Final | Div/Share: ₹1.30

Dividend/Share

1.30

Ex DateEx Date

Aug 1, 2025

Cash Dividend

Ex DateEx DateAug 2, 2024

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 2, 2024

Cash Dividend

Ex DateEx DateAug 3, 2023

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 3, 2023

Cash Dividend

Ex DateEx DateAug 2, 2022

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Aug 2, 2022

Cash Dividend

Ex DateEx DateJul 27, 2021

Final
Final | Div/Share: ₹0.55

Dividend/Share

0.55

Ex DateEx Date

Jul 27, 2021

CHOLAHLDNG Stock News & Opinions

CHOLAHLDNG Stock News & Opinions

Corporate
Corporate
Cholamandalam Financial Holdings to table results

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 14 August 2026.

2 hours agoCapital Market - Live
Corporate
Corporate
Board of Cholamandalam Financial Holdings approves change in CFO

The board of Cholamandalam Financial Holdings at its meeting held on 08 May 2026 has taken note of resignation of N Ganesh from the position of Chief Financial Officer (CFO) of the Company w.e.f. close of business hours on 14 June 2026. The board has appointed Shyam Shankar as the CFO of the Company with effect from 15 June 2026:

2 months agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings fixes record date for final dividend

Cholamandalam Financial Holdings has fixed 07 August 2026 as record date for payment of final dividend of Rs 1.30 per equity share of Re 1 for FY 2026.

2 months agoCapital Market - Live
Earnings
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 11.99% in the March 2026 quarter

Net profit of Cholamandalam Financial Holdings rose 11.99% to Rs 687.14 crore in the quarter ended March 2026 as against Rs 613.57 crore during the previous quarter ended March 2025. Sales rose 16.30% to Rs 10366.20 crore in the quarter ended March 2026 as against Rs 8913.37 crore during the previous quarter ended March 2025. For the full year,net profit rose 12.31% to Rs 2441.29 crore in the year ended March 2026 as against Rs 2173.66 crore during the previous year ended March 2025. Sales rose 17.95% to Rs 39072.72 crore in the year ended March 2026 as against Rs 33125.33 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales10366.208913.37 16 39072.7233125.33 18 OPM %56.1958.38 -55.1456.92 - PBDT2226.361941.64 15 7665.756701.19 14 PBT2142.121862.37 15 7333.186405.46 14 NP687.14613.57 12 2441.292173.66 12 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings to hold AGM

Cholamandalam Financial Holdings announced that the 77th Annual General Meeting(AGM) of the company will be held on 14 August 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Board of Cholamandalam Financial Holdings recommends final dividend

Cholamandalam Financial Holdings announced that the Board of Directors of the Company at its meeting held on 8 May 2026, inter alia, have recommended the final dividend of Rs 1.3 per equity Share (i.e. 130%) , subject to the approval of the shareholders.

2 months agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings to announce Quarterly Result

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 8 May 2026.

2 months agoCapital Market - Live
Earnings
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 28.70% in the December 2025 quarter

Net profit of Cholamandalam Financial Holdings rose 28.70% to Rs 625.73 crore in the quarter ended December 2025 as against Rs 486.19 crore during the previous quarter ended December 2024. Sales rose 17.20% to Rs 9948.79 crore in the quarter ended December 2025 as against Rs 8489.09 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales9948.798489.09 17 OPM %54.9055.57 - PBDT1950.381543.66 26 PBT1863.201471.31 27 NP625.73486.19 29 Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings to conduct board meeting

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 9 February 2026.Powered by Capital Market - Live

5 months agoCapital Market - Live
Earnings
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 4.64% in the September 2025 quarter

Net profit of Cholamandalam Financial Holdings rose 4.64% to Rs 549.92 crore in the quarter ended September 2025 as against Rs 525.54 crore during the previous quarter ended September 2024. Sales rose 16.95% to Rs 9461.41 crore in the quarter ended September 2025 as against Rs 8090.16 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales9461.418090.16 17 OPM %53.9356.28 - PBDT1714.311587.04 8 PBT1631.761512.68 8 NP549.92525.54 5 Powered by Capital Market - Live

8 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) today?

    The share price of CHOLAHLDNG as on 14th July 2026 is ₹1587.80. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share?

    The past returns of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share are
    • Past 1 week: -1.19%
    • Past 1 month: 4.83%
    • Past 3 months: 5.34%
    • Past 6 months: -9.46%
    • Past 1 year: -19.59%
    • Past 3 years: 76.78%
    • Past 5 years: 154.35%

  3. What are the peers or stocks similar to Cholamandalam Financial Holdings Ltd (CHOLAHLDNG)?
  4. What is the dividend yield % of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share?

    The current dividend yield of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is 0.08.

  5. What is the market cap of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹30949.48 Cr as of 14th July 2026.

  6. What is the 52 week high and low of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share?

    The 52-week high of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹2169 and the 52-week low is ₹1305.

  7. What is the PE and PB ratio of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) stock?

    The P/E (price-to-earnings) ratio of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is 12.68. The P/B (price-to-book) ratio is 1.15.

  8. Which sector does Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) belong to?

    Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) belongs to the Financials sector & Diversified Financials sub-sector.

  9. How to buy Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) shares?

    You can directly buy Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) shares on Tickertape. Simply sign up, connect your demat account and place your order.