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Cholamandalam Financial Holdings Ltd

Cholamandalam Financial Holdings Ltd

CHOLAHLDNG Share Price

NSE
₹1,408.000.54% (+7.60)
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1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹26,296 cr, stock is ranked 312

Stock is 2.66x as volatile as Nifty

CHOLAHLDNG Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹26,296 cr, stock is ranked 312

Stock is 2.66x as volatile as Nifty

CHOLAHLDNG Performance & Key Metrics

CHOLAHLDNG Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
9.850.780.09%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.972.071.27%

CHOLAHLDNG Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 4 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

CHOLAHLDNG Company Profile

Cholamandalam Financial Holdings is a financial services company. The Company, through its subsidiaries, is engaged in insurance, risk services and non-banking financial businesses.

Investor Presentation

View older View older 

Aug 14, 2026

PDF
View Older Presentations

CHOLAHLDNG Similar Stocks (Peers)

Compare with peers Compare with peers 

CHOLAHLDNG Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
26.98
26.98
1Y Return
27.15%
27.15%
Buy Reco %
100.00
100.00
PE Ratio
33.10
33.10
1Y Return
4.69%
4.69%
Buy Reco %
100.00
100.00
PE Ratio
31.27
31.27
1Y Return
29.79%
29.79%
Buy Reco %
87.50
87.50
PE Ratio
35.11
35.11
1Y Return
12.23%
12.23%
Buy Reco %
94.74
94.74
PE Ratio
22.15
22.15
1Y Return
20.97%
20.97%
Buy Reco %
0.00
0.00
Compare with Peers

CHOLAHLDNG Sentiment Analysis

CHOLAHLDNG Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

CHOLAHLDNG Stock Summary · August 2026

Management struck a cautious tone, saying premium growth and profitability remained under pressure even as the franchise continued to build momentum in select areas. Gross direct premium income rose 2.6% to Rs. 1,860 crore and gross written premium increased 6.7% to Rs. 2,130 crore, but both were below expectations because of softer commercial and motor volumes, while fire and health were also hit by intense competition and pricing pressure. Motor remained the largest business line, growing about 5.7%, yet its combined ratio worsened to 128% from 123% in FY2025, prompting corrective actions in sourcing, portfolio mix, underwriting, and claims. Management said own-damage profitability is not acceptable and expects improvement over a couple of quarters, targeting an OD loss ratio below 80%, ideally in the high-70s. Commercial lines held up relatively better, supported by disciplined risk selection and reinsurance, while health is being built more deliberately around profitable accounts. Investment income of roughly Rs. 380 crore and a solvency ratio of 1.93x provided support, and management said further clarity on the new regulatory framework should emerge next quarter.

CHOLAHLDNG Stock Growth Drivers
CHOLAHLDNG Stock Growth Drivers
8
  • Motor Growth and Profitability Improvement

    The motor business remained the company’s largest line and continued to benefit from tailwinds that

  • Commercial Lines Resilience and Long-Term Upside

    Commercial lines performed better than the broader market despite intense competition and pricing pressure, supported

CHOLAHLDNG Stock Challenges
CHOLAHLDNG Stock Challenges
8
  • Underwriting pressure and weak profitability in core motor and health businesses

    The company is facing sustained underwriting deterioration in its largest and most important segments, with

  • Pricing pressure and volume weakness in commercial lines and fire

    Commercial lines are being hurt by intense pricing competition and weaker volumes, especially in fire,

CHOLAHLDNG Forecast

CHOLAHLDNG Forecasts

Price

Revenue

Earnings

CHOLAHLDNG

CHOLAHLDNG

Income

Balance Sheet

Cash Flow

CHOLAHLDNG Income Statement

CHOLAHLDNG Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue7,175.987,678.028,181.268,594.959,011.599,384.299,591.1810,085.4510,522.1111,216.28
Operating & Other expensessubtract5,513.766,049.176,594.227,051.297,069.957,609.597,876.878,135.078,295.758,728.73
Depreciation/Amortizationsubtract88.3069.7574.3672.3579.2778.6082.5587.1884.2487.42
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract1,060.861,010.74987.14985.121,248.801,117.601,081.841,237.471,454.981,594.17
EPS27.3229.2027.9925.8932.6830.8129.2833.3236.5942.92

CHOLAHLDNG Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Aug 14PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 8PDF
Feb 9PDF
Nov 7PDF
Aug 8PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 9PDF
Feb 7PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 10PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 13PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

CHOLAHLDNG Stock Peers

CHOLAHLDNG Past Performance & Peer Comparison

CHOLAHLDNG Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsDiversified Financials

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Cholamandalam Financial Holdings Ltd10.770.780.09%
Aditya Birla Capital Ltd26.982.83—
Motilal Oswal Financial Services Limited33.104.780.58%
Nuvama Wealth Management Ltd31.277.901.55%
ScreenerCompare valuation on Screener

CHOLAHLDNG Stock Price Comparison

Compare CHOLAHLDNG with any stock or ETF
Compare CHOLAHLDNG with any stock or ETF
CHOLAHLDNG
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CHOLAHLDNG Holdings

CHOLAHLDNG Shareholdings

CHOLAHLDNG Promoter Holdings Trend

CHOLAHLDNG Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

CHOLAHLDNG Institutional Holdings Trend

CHOLAHLDNG Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

CHOLAHLDNG Shareholding Pattern

CHOLAHLDNG Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding46.43%24.22%2.68%13.00%13.68%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

CHOLAHLDNG Shareholding History

CHOLAHLDNG Shareholding History

MarJunSepDec '25MarJun17.67%18.32%17.39%16.47%13.80%13.00%

Mutual Funds Invested in CHOLAHLDNG

Mutual Funds Invested in CHOLAHLDNG

No mutual funds holding trends are available

Top 5 Mutual Funds holding Cholamandalam Financial Holdings Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.8369%1.49%-0.33%10/104 (-1)
2.5942%1.90%0.50%77/289 (+1)
2.0707%1.33%-0.29%51/80 (-28)

Compare 3-month MF holding change on Screener

CHOLAHLDNG Insider Trades & Bulk Stock Deals

CHOLAHLDNG Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing CHOLAHLDNG stock

smallcases containing CHOLAHLDNG stock

Looks like this stock is not in any smallcase yet.

CHOLAHLDNG Events

CHOLAHLDNG Events

CHOLAHLDNG Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAHLDNG has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.09%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.93 every year

Dividends

Corp. Actions

Announcements

Legal Orders

CHOLAHLDNG Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAHLDNG has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.09%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.93 every year

CHOLAHLDNG Upcoming Dividends

CHOLAHLDNG Upcoming Dividends

No upcoming dividends are available

CHOLAHLDNG Past Dividends

CHOLAHLDNG Past Dividends

Cash Dividend

Ex DateEx DateAug 7, 2026

Final
Final | Div/Share: ₹1.30

Dividend/Share

₹1.30

Ex DateEx Date

Aug 7, 2026

Cash Dividend

Ex DateEx DateAug 1, 2025

Final
Final | Div/Share: ₹1.30

Dividend/Share

₹1.30

Ex DateEx Date

Aug 1, 2025

Cash Dividend

Ex DateEx DateAug 2, 2024

Final
Final | Div/Share: ₹0.55

Dividend/Share

₹0.55

Ex DateEx Date

Aug 2, 2024

Cash Dividend

Ex DateEx DateAug 3, 2023

Final
Final | Div/Share: ₹0.55

Dividend/Share

₹0.55

Ex DateEx Date

Aug 3, 2023

Cash Dividend

Ex DateEx DateAug 2, 2022

Final
Final | Div/Share: ₹0.55

Dividend/Share

₹0.55

Ex DateEx Date

Aug 2, 2022

CHOLAHLDNG Stock News & Opinions

CHOLAHLDNG Stock News & Opinions

Corporate
Corporate
Cholamandalam Financial submits certificate to exchanges from its RTA, KFin Technologies

Cholamandalam Financial Holdings Limited submitted a certificate to the National Stock Exchange of India Ltd and BSE Limited under Regulation 74(5) of SEBI (Depository Participants) Regulations, 2018, for the period July 1, 2026, to September 30, 2026, received from KFin Technologies Limited, its Registrar and Share Transfer Agent.

6 days agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings to review financial results at November 6 board meeting

Cholamandalam Financial Holdings Limited will hold a board meeting on November 6, 2026, to consider and approve the unaudited financial results for the quarter and half-year ended September 30, 2026, according to a regulatory filing with the National Stock Exchange of India Ltd and BSE Limited. The company’s trading window for “Designated Persons” will be closed from October 1, 2026, to November 8, 2026, inclusive, in connection with the results publication.

6 days agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings closes trading window ahead of results publication

Cholamandalam Financial Holdings Limited informed the National Stock Exchange of India and BSE Limited that the trading window for “Insiders/Designated persons” of the company will be closed from October 1, 2026, until 48 hours after the publication of the un-audited financial results for the quarter and half-year ending September 30, 2026.

1 week agoCapital Market - Live
Earnings
Earnings
Cholamandalam Financial Holdings Ltd consolidated sales up 7.21% on year in Q2FY2026, net profit improved by 10.05%

Cholamandalam Financial Holdings Ltd share price softened by 0.95% to Rs 1582.6. The Company's net profit rose by 10.05% to Rs 1788.99 crore, while revenue from operations slightly gained 7.21% to Rs 11113.57 crore in Q2FY26 over Q1FY26. The market capitalization of Investment Company industry group stocks on BSE stood at Rs 4.07 lakh crore, easing 6.63%. It has slipped by 1.76% over last one week and advanced by 8% in last one month while the market capitalization of Cholamandalam Financial Holdings Ltd has eased by 2.75% and 4.51% in the same period respectively. Profit before tax (PBT) of Cholamandalam Financial Holdings Ltd stood at Rs 2400.13 crore in Q2 FY26, surging by 41.51% year-on-year, and advancing by 12.04% quarter-on-quarter. EBITDA came in at Rs 2284 crore, jumping 42.75% YoY and rallying 19.14% sequentially. Total expenses inched up 5.20% to Rs 8816.15 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 1274.82 crore, inching up 4.79% YoY. For the TTM ended FY26, revenue from operations advanced 17.95% to Rs 39072.72 crore, while net profit registered a growth of 15.72% to Rs 5485.18 crore, compared to previous TTM. EBITDA soared by 606195% to Rs 6652.39 crore, and PBT expanded by 14.48% to Rs 7333.18 crore compared to previous TTM. Cholamandalam Financial Holdings Ltd tumbled by 15.52% in last one year, underperforming the benchmark BSE Sensex which has eased by 3.05% during the same period.

1 month agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings to table results

Cholamandalam Financial Holdings will hold a meeting of the Board of Directors of the Company on 14 August 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Board of Cholamandalam Financial Holdings approves change in CFO

The board of Cholamandalam Financial Holdings at its meeting held on 08 May 2026 has taken note of resignation of N Ganesh from the position of Chief Financial Officer (CFO) of the Company w.e.f. close of business hours on 14 June 2026. The board has appointed Shyam Shankar as the CFO of the Company with effect from 15 June 2026:

5 months agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings fixes record date for final dividend

Cholamandalam Financial Holdings has fixed 07 August 2026 as record date for payment of final dividend of Rs 1.30 per equity share of Re 1 for FY 2026.

5 months agoCapital Market - Live
Earnings
Earnings
Cholamandalam Financial Holdings consolidated net profit rises 11.99% in the March 2026 quarter

Net profit of Cholamandalam Financial Holdings rose 11.99% to Rs 687.14 crore in the quarter ended March 2026 as against Rs 613.57 crore during the previous quarter ended March 2025. Sales rose 16.30% to Rs 10366.20 crore in the quarter ended March 2026 as against Rs 8913.37 crore during the previous quarter ended March 2025. For the full year,net profit rose 12.31% to Rs 2441.29 crore in the year ended March 2026 as against Rs 2173.66 crore during the previous year ended March 2025. Sales rose 17.95% to Rs 39072.72 crore in the year ended March 2026 as against Rs 33125.33 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales10366.208913.37 16 39072.7233125.33 18 OPM %56.1958.38 -55.1456.92 - PBDT2226.361941.64 15 7665.756701.19 14 PBT2142.121862.37 15 7333.186405.46 14 NP687.14613.57 12 2441.292173.66 12 Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Corporate
Cholamandalam Financial Holdings to hold AGM

Cholamandalam Financial Holdings announced that the 77th Annual General Meeting(AGM) of the company will be held on 14 August 2026.

5 months agoCapital Market - Live
Corporate
Corporate
Board of Cholamandalam Financial Holdings recommends final dividend

Cholamandalam Financial Holdings announced that the Board of Directors of the Company at its meeting held on 8 May 2026, inter alia, have recommended the final dividend of Rs 1.3 per equity Share (i.e. 130%) , subject to the approval of the shareholders.

5 months agoCapital Market - Live

Frequently asked questions

  1. The share price of CHOLAHLDNG as on 12th October 2026 is ₹1408. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) share are
    • Past 1 week: 2.45%
    • Past 1 month: -8.63%
    • Past 3 months: -14.78%
    • Past 6 months: -10.01%
    • Past 1 year: -23.39%
    • Past 3 years: 22.24%
    • Past 5 years: 86.94%

  3. The current dividend yield of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is 0.09.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹26296.36 Cr as of 12th October 2026.

  5. The 52-week high of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is ₹2064 and the 52-week low is ₹1305.

  6. The P/E (price-to-earnings) ratio of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) is 10.77. The P/B (price-to-book) ratio is 0.78.

  7. Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) belongs to the Financials sector & Diversified Financials sub-sector.

  8. You can directly buy Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) shares on Tickertape. Simply sign up, connect your demat account and place your order.