What is the share price of Indian Railway Finance Corp Ltd (IRFC) today?
The share price of IRFC as on 16th July 2025 is ₹135.45. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Indian Railway Finance Corp Ltd (IRFC) share?
The past returns of Indian Railway Finance Corp Ltd (IRFC) share are- Past 1 week: -2.30%
- Past 1 month: -1.61%
- Past 3 months: 4.95%
- Past 6 months: -5.27%
- Past 1 year: -36.14%
- Past 3 years: 573.88%
- Past 5 years: 446.17%
What are the peers or stocks similar to Indian Railway Finance Corp Ltd (IRFC)?
The peers or stocks similar to Indian Railway Finance Corp Ltd (IRFC) include:What is the dividend yield % of Indian Railway Finance Corp Ltd (IRFC) share?
The current dividend yield of Indian Railway Finance Corp Ltd (IRFC) is 0.59.What is the market cap of Indian Railway Finance Corp Ltd (IRFC) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Indian Railway Finance Corp Ltd (IRFC) is ₹177012.91 Cr as of 16th July 2025.What is the 52 week high and low of Indian Railway Finance Corp Ltd (IRFC) share?
The 52-week high of Indian Railway Finance Corp Ltd (IRFC) is ₹221.30 and the 52-week low is ₹108.04.What is the PE and PB ratio of Indian Railway Finance Corp Ltd (IRFC) stock?
The P/E (price-to-earnings) ratio of Indian Railway Finance Corp Ltd (IRFC) is 27.22. The P/B (price-to-book) ratio is 3.60.Which sector does Indian Railway Finance Corp Ltd (IRFC) belong to?
Indian Railway Finance Corp Ltd (IRFC) belongs to the Financials sector & Specialized Finance sub-sector.How to buy Indian Railway Finance Corp Ltd (IRFC) shares?
You can directly buy Indian Railway Finance Corp Ltd (IRFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Indian Railway Finance Corp Ltd
IRFC Share Price
135.450.12% (+0.16)
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IRFC Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
IRFC Performance & Key Metrics
IRFC Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 27.22 | 3.60 | 0.59% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.56 | 2.51 | 1.01% |
0%
Analysts have suggested that investors can buy this stock
from 1 analyst
Price Upside
Earnings Growth
Rev. Growth
IRFC Company Profile
Indian Railway Finance Corporation Ltd, located in New Delhi, India, is a financing arm of the Ministry of Railways.
PE Ratio
6.08
6.08
1Y Return
22.89%
22.89%
Buy Reco %
100.00
100.00
RECLTD
PE Ratio
6.64
6.64
1Y Return
35.18%
35.18%
Buy Reco %
100.00
100.00
PE Ratio
62.37
62.37
1Y Return
38.19%
38.19%
Buy Reco %
0.00
0.00
PE Ratio
17.19
17.19
1Y Return
30.64%
30.64%
Buy Reco %
100.00
100.00
PE Ratio
10.78
10.78
1Y Return
152.48%
152.48%
Buy Reco %
0.00
0.00
IRFC Sentiment Analysis
IRFC Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
IRFC Stock Summary · May 2025
The company is experiencing a positive financial trajectory, marked by improvements in profit after tax, net worth, and earnings per share, while strategically diversifying beyond its traditional reliance on Indian Railways. With a substantial market opportunity valued at approximately INR 2.5 lakh crores, management has secured INR 14,000 crores through bids and anticipates rapid loan disbursements, enhancing operational performance. The focus on high-quality A-plus rated assets is expected to yield margins significantly higher than previous earnings, supported by a robust pipeline of refinancing opportunities. Additionally, the company’s competitive advantages, including low operating costs and a high capital adequacy ratio, position it favorably for future growth, reflecting strong market sentiment and operational execution. Overall, the outlook remains optimistic as the organization commits to its strategic direction and diversification efforts.
IRFC Stock Growth Drivers
IRFC Stock Growth Drivers
7Steady Financial Performance
The company has reported steady improvements in key financial metrics, including profit after tax, net
Strategic Business Model Transition
The company has successfully transitioned its business model from serving solely the Indian Railways to
IRFC Stock Challenges
IRFC Stock Challenges
2Competitive Pressure
The company faces significant competitive pressure in the lending market, as indicated by its reluctance
Market Position Vulnerability
Despite reporting a substantial business generation of INR 14,000 crores in the last quarter, the
IRFC Forecast
IRFC Forecasts
Price
Revenue
Earnings
IRFC Share Price Forecast
IRFC Share Price Forecast
2025
Current
₹135.45
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Forecast for Jul 2026
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2025
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₹135.45
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IRFC Company Revenue Forecast
IRFC Company Revenue Forecast
2025
Current
₹27.16
Baseline
Forecast for Mar 2026
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2025
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₹27.16
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IRFC Stock EPS (Earnings Per Share) Forecast
IRFC Stock EPS (Earnings Per Share) Forecast
2025
Current
₹4.98
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Forecast for Mar 2026
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₹4.98
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IRFC
IRFC
Income
Balance Sheet
Cash Flow
Annual Normal View
IRFC Income Statement
IRFC Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 9,047.66 | 9,268.38 | 11,133.59 | 13,421.09 | 15,770.86 | 20,301.60 | 23,762.77 | 26,655.92 | 27,156.41 | 27,156.41 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 20,649.10 | 20,649.10 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
| Employee Cost | 3.00 | 5.53 | 6.25 | 6.27 | 7.85 | 10.75 | 13.10 | 11.17 | ||||||||||||
| Selling & Administrative Expenses | — | — | — | — | — | — | — | — | ||||||||||||
| Operating & Other expenses | 6,911.05 | 6,670.01 | 8,225.35 | 10,222.28 | 11,342.46 | 14,186.67 | 17,568.46 | 20,223.20 | ||||||||||||
EBITDA | 2,133.61 | 2,592.84 | 2,901.99 | 3,192.54 | 4,420.55 | 6,104.18 | 6,181.21 | 6,421.55 | 6,507.31 | 6,507.31 | ||||||||||
| Depreciation/Amortization | 0.35 | 0.35 | 0.42 | 0.46 | 4.43 | 14.03 | 14.06 | 9.44 | 5.31 | 5.31 | ||||||||||
| PBIT | 2,133.26 | 2,592.49 | 2,901.57 | 3,192.08 | 4,416.12 | 6,090.15 | 6,167.15 | 6,412.11 | 6,502.00 | 6,502.00 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 2,133.26 | 2,592.49 | 2,901.57 | 3,192.08 | 4,416.12 | 6,090.15 | 6,167.15 | 6,412.11 | 6,502.00 | 6,502.00 | ||||||||||
| Taxes & Other Items | 1,199.46 | 537.83 | 646.84 | 0.00 | 0.00 | 0.32 | 0.00 | 0.00 | 0.00 | — | ||||||||||
| Net Income | 933.80 | 2,054.66 | 2,254.73 | 3,192.08 | 4,416.12 | 6,089.83 | 6,167.15 | 6,412.11 | 6,502.00 | 6,502.00 | ||||||||||
| EPS | 4.07 | 6.23 | 2.83 | 3.00 | 3.54 | 4.66 | 4.72 | 4.91 | 4.98 | 4.98 | ||||||||||
| DPS | 0.57 | 0.58 | 0.43 | 0.00 | 1.05 | 1.40 | 1.50 | 1.50 | 0.80 | 2.30 | ||||||||||
| Payout ratio | 0.14 | 0.09 | 0.15 | 0.00 | 0.30 | 0.30 | 0.32 | 0.31 | 0.16 | 0.46 |
IRFC Company Updates
IRFC Stock Peers
IRFC Past Performance & Peer Comparison
IRFC Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsSpecialized Finance
Compare valuation-basic on Screener
FinancialsSpecialized Finance
Valuation
Technical
Forecast
Compare valuation-basic on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Indian Railway Finance Corp Ltd | 27.22 | 3.60 | 0.59% |
| Power Finance Corporation Ltd | 6.08 | 1.04 | 3.73% |
| REC Limited | 6.64 | 1.52 | 4.50% |
| Rail Vikas Nigam Ltd | 62.37 | 9.14 | 0.45% |
IRFC Stock Price Comparison
Compare IRFC with any stock or ETFCompare IRFC with any stock or ETF
IRFC
IRFC Holdings
IRFC Shareholdings
IRFC Promoter Holdings Trend
IRFC Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
IRFC Institutional Holdings Trend
IRFC Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
IRFC Shareholding Pattern
IRFC Shareholding Pattern
IRFC Shareholding History
IRFC Shareholding History
Foreign Institutions
Mutual Funds Invested in IRFC
Mutual Funds Invested in IRFC
No mutual funds holding trends are available
Top 5 Mutual Funds holding Indian Railway Finance Corp Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0468% | Percentage of the fund’s portfolio invested in the stock 1.06% | Change in the portfolio weight of the stock over the last 3 months 0.05% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 46/52 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0333% | Percentage of the fund’s portfolio invested in the stock 1.06% | Change in the portfolio weight of the stock over the last 3 months 0.05% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 46/51 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0169% | Percentage of the fund’s portfolio invested in the stock 0.03% | Change in the portfolio weight of the stock over the last 3 months 0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 66/304 (+1) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing IRFC stock
smallcases containing IRFC stock
Looks like this stock is not in any smallcase yet.
IRFC Events
IRFC Events
IRFC Dividend Trend
No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
IRFC has shown inconsistent dividend trend over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.60%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.97 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
IRFC Dividend Trend
No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
IRFC has shown inconsistent dividend trend over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.60%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.97 every year
IRFC Upcoming Dividends
IRFC Upcoming Dividends
No upcoming dividends are available
IRFC Past Dividends
IRFC Past Dividends
Cash Dividend
Ex DateEx DateMar 21, 2025
Interim 2
Interim 2 | Div/Share: ₹0.80
Dividend/Share
₹0.80
Ex DateEx Date
Mar 21, 2025
Cash Dividend
Ex DateEx DateNov 12, 2024
Interim
Interim | Div/Share: ₹0.80
Dividend/Share
₹0.80
Ex DateEx Date
Nov 12, 2024
Cash Dividend
Ex DateEx DateAug 22, 2024
Final
Final | Div/Share: ₹0.70
Dividend/Share
₹0.70
Ex DateEx Date
Aug 22, 2024
Cash Dividend
Ex DateEx DateNov 10, 2023
Interim
Interim | Div/Share: ₹0.80
Dividend/Share
₹0.80
Ex DateEx Date
Nov 10, 2023
Cash Dividend
Ex DateEx DateSep 15, 2023
Final
Final | Div/Share: ₹0.70
Dividend/Share
₹0.70
Ex DateEx Date
Sep 15, 2023
IRFC Stock News & Opinions
IRFC Stock News & Opinions
Articles & Videos
Corporate
Indian Railway Finance Corp. to announce Quarterly Result
Indian Railway Finance Corp. will hold a meeting of the Board of Directors of the Company on 22 July 2025.Powered by Capital Market - Live
1 day agoCapital Market - Live
Corporate
IRFC announces change in senior management
Indian Railway Finance Corporation announced that Shwet Ketu Mishra (IRSS) has joined as Group General Manager (GGM) /Tech on 5 June 2025. Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
Indian Railway Finance Corporation standalone net profit declines 2.06% in the March 2025 quarter
Net profit of Indian Railway Finance Corporation declined 2.06% to Rs 1681.87 crore in the quarter ended March 2025 as against Rs 1717.32 crore during the previous quarter ended March 2024. Sales rose 3.87% to Rs 6723.90 crore in the quarter ended March 2025 as against Rs 6473.56 crore during the previous quarter ended March 2024. For the full year,net profit rose 1.40% to Rs 6502.00 crore in the year ended March 2025 as against Rs 6412.11 crore during the previous year ended March 2024. Sales rose 1.90% to Rs 27152.62 crore in the year ended March 2025 as against Rs 26645.36 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales6723.906473.56 4 27152.6226645.36 2 OPM %99.3399.49 -99.4399.52 - PBDT1683.161719.05 -2 6507.316421.55 1 PBT1681.871717.32 -2 6502.006412.11 1 NP1681.871717.32 -2 6502.006412.11 1 Powered by Capital Market - Live
2 months agoCapital Market - Live
Spotlight
IRFC slips as Q4 PAT declines 2% YoY to Rs 1,682 cr
Total revenue from operations rose by 3.83% year on year (YoY) to Rs 6,722.83 crore in the quarter ended 31 March 2025. Profit before tax was at Rs 1,681.87 crore in Q4 FY25, down 2.06% from Rs 1,717.32 crore posted in the same period a year ago. Total expenses rose 5.91% to Rs 5,041.93 crore in Q4 FY25. Finance costs stood at Rs 4,996.37 crore (up 5.75% YoY), while employee benefits expenses were at Rs 4.33 crore (up 67.83% YoY). On the margins front, the company's operating margin reduced to 25% in Q4 FY25, compared with 26.47% recorded in Q4 FY24. Net profit margin declined to 25.01% in Q4 FY25 from 26.51% registered in Q4 FY24. Meanwhile, the board of directors of the company also approved a fundraise of resources worth up to Rs 60,000 crore for the current fiscal year from both domestic and international markets through a mix of instruments. Indian Railway Finance Corp.'s principal business is to borrow funds from the financial markets to finance. The Government of India held an 86.36% stake in the company as of 31 March 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
IRFC Board approves fund raising up to Rs 60,000 cr
The Board of Indian Railway Finance Corporation at its meeting held on 28 April 2025 has approved raising of resources for the financial year 2025-26 up to Rs 60,000 crore from both domestic and international market on private placement or public issue basis. Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Indian Railway Finance Corp. revises board meeting date
Indian Railway Finance Corp. has revised the meeting of the Board of Directors which was scheduled to be held on 29 April 2025. The meeting will now be held on 28 April 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
IRFC appoints director
Indian Railway Finance Corporation announced the appointment of Vallabhbhai Maneklal Patel (DIN: 07713055) as an Additional Director designated as Non official Independent Director on the Board of the Company w.e.f. 16 April 2025. Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Indian Railway Finance Corp. to convene board meeting
Indian Railway Finance Corp. will hold a meeting of the Board of Directors of the Company on 29 April 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Board of Indian Railway Finance Corp. recommends 2nd interim dividend
Indian Railway Finance Corp. announced that the Board of Directors of the Company at its meeting held on 17 March 2025, inter alia, have recommended the 2nd interim dividend of Rs 0.8 per equity Share (i.e. 8%) , subject to the approval of the shareholders.Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
IRFC fixes record date for 2nd interim dividend
Indian Railway Finance Corporation has fixed 21 March 2025 as record date for payment of second interim dividend of Rs 0.80 per share of Rs 10 each for FY 2024-25. The dividend will be paid on or before 21 March 2025. Powered by Capital Market - Live
3 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 15.14%, vs industry avg of 11.63%
Over the last 5 years, market share increased from 9.45% to 10.99%
Over the last 5 years, net income has grown at a yearly rate of 15.29%, vs industry avg of 25%