Dhanlaxmi Bank Ltd

Net profit of Dhanlaxmi Bank declined 10.11% to Rs 23.20 crore in the quarter ended September 2025 as against Rs 25.81 crore during the previous quarter ended September 2024. Total Operating Income rose 16.66% to Rs 383.61 crore in the quarter ended September 2025 as against Rs 328.83 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income383.61328.83 17 OPM %60.0357.40 - PBDT23.2032.56 -29 PBT23.2032.56 -29 NP23.2025.81 -10 Powered by Capital Market - Live

Dhanlaxmi Bank will hold a meeting of the Board of Directors of the Company on 29 October 2025.Powered by Capital Market - Live

Dhanlaxmi Bank announced that the Annual General Meeting(AGM) of the bank will be held on 29 September 2025.Powered by Capital Market - Live

Total income jumped 20.45% year on year to Rs 407.06 crore in the quarter ended 30 June 2025. The bank reported a profit despite higher provisions and contingencies of Rs 21 crore, compared with Rs 4.7 crore in the year-ago period, as per the exchange filing. On the segmental front, revenue from treasury stood at Rs 76.38 crore (up 27.28% YoY), revenue from retail banking stood at Rs 218.58 crore (up 17.04% YoY), revenue from corporate and wholesale banking stood at Rs 109.28 crore (up 22.29% YoY), and revenue from other banking operations stood at Rs 2.82 crore (up 55.8% YoY) during the quarter. On the asset quality front, the ratio of gross NPAs to gross advances stood at 3.22% as of 30 June 2025, as against 2.98% as of 31 March 2025 and 4.04% as of 30 June 2024. The ratio of net NPAs stood at 1.13% as of 30 June 2025, as against 0.99% as of 31 March 2025 and 1.26% as of 30 June 2024. The bank's gross non-performing assets (NPAs) stood at Rs 401.95 crore as of 30 June 2025, as against Rs 364.11 crore as of 31 March 2025 and Rs 430.16 crore as of 30 June 2025. Meanwhile, the net NPA stood at Rs 138.62 crore as of 30 June 2025, down from Rs 117.94 crore as of 31 March 2025 and Rs 130.61 crore on 30 June 2024. As of 30 June 2025, the provision coverage ratio (PCR), including technical write-offs, is 87.31%. The capital adequacy ratio under Basel III stood at 18.26% in Q1 FY26, compared with 16.12% in Q4 FY25 and 13.37% in Q1 FY25. Dhanlaxmi Bank is in the business of providing banking services.Powered by Capital Market - Live

Net profit of Dhanlaxmi Bank reported to Rs 12.18 crore in the quarter ended June 2025 as against net loss of Rs 8.00 crore during the previous quarter ended June 2024. Total Operating Income rose 20.25% to Rs 367.76 crore in the quarter ended June 2025 as against Rs 305.84 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income367.76305.84 20 OPM %54.8054.23 - PBDT12.18-8.00 LP PBT12.18-8.00 LP NP12.18-8.00 LP Powered by Capital Market - Live

Dhanlaxmi Bank will hold a meeting of the Board of Directors of the Company on 21 July 2025.Powered by Capital Market - Live

The private lender reported 14.7% growth in total deposits to Rs 16,570 crore in Q1 FY26 as against Rs 14,441 crore recorded in Q1 FY25. Total business stood at Rs 29,054 crore as of 30 June 2025, registering a growth of 15.8% YoY. CASA as of 30 June 2025 was at Rs 4,675 crore (up 3.8% YoY). The gold loan came in at Rs 4,039 crore during the period under review, rising 28.1% YoY. Dhanlakshmi Bank's services in personal banking are savings accounts, current accounts, term deposits, personal loans, car loans, home loans, business loans, loans against property, credit cards, debit cards, internet banking, and mobile banking services. The bank's standalone net profit surged 775.5% to Rs 28.98 crore on a 13.4% increase in total income to Rs 393.71 crore in Q4 FY25 over Q4 FY24.Powered by Capital Market - Live

The private lender reported 14.7% growth in total deposits to Rs 16,570 crore in Q1 FY26 as against Rs 14,441 crore recorded in Q1 FY25. Total business stood at Rs 29,054 crore as of 30 June 2025, registering a growth of 15.8% YoY. CASA as of 30 June 2025 was at Rs 4,675 crore (up 3.8% YoY). The gold loan came in at Rs 4,039 crore during the period under review, rising 28.1% YoY. Dhanlakshmi Bank's services in personal banking are savings accounts, current accounts, term deposits, personal loans, car loans, home loans, business loans, loans against property, credit cards, debit cards, internet banking, and mobile banking services. The bank's standalone net profit surged 775.5% to Rs 28.98 crore on a 13.4% increase in total income to Rs 393.71 crore in Q4 FY25 over Q4 FY24. The scrip shed 0.96% to settle at Rs 29.96 on Friday, 4 July 2025.Powered by Capital Market - Live

Net profit of Dhanlaxmi Bank rose 775.53% to Rs 28.98 crore in the quarter ended March 2025 as against Rs 3.31 crore during the previous quarter ended March 2024. Total Operating Income rose 14.50% to Rs 350.62 crore in the quarter ended March 2025 as against Rs 306.23 crore during the previous quarter ended March 2024. For the full year,net profit rose 15.25% to Rs 66.64 crore in the year ended March 2025 as against Rs 57.82 crore during the previous year ended March 2024. Total Operating Income rose 9.35% to Rs 1319.88 crore in the year ended March 2025 as against Rs 1206.99 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income350.62306.23 14 1319.881206.99 9 OPM %57.1855.84 -55.9955.22 - PBDT27.1810.71 154 71.6270.48 2 PBT27.1810.71 154 71.6270.48 2 NP28.983.31 776 66.6457.82 15 Powered by Capital Market - Live

Dhanlaxmi Bank will hold a meeting of the Board of Directors of the Company on 9 May 2025.Powered by Capital Market - Live