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Top Kotak Mutual Funds - SIP Schemes, Performance, Returns 2025

Kotak Mahindra Asset Management Company Limited (KMAMC) is part of the Kotak Mahindra Group and manages ₹4.78 lakh cr in assets as of 31st March, 2025, making it a major player in India's asset management space.

Best Kotak Mutual Funds (2025)

Top Kotak Mutual Funds in India (2025)

Here's the list of top Kotak mutual funds across equity, debt, hybrid funds offered by Kotak Mahindra Asset Management Company Ltd.

Created by

@82600328260032

Showing 1 - 20 of 92 results

last updated at 8:00 AM IST 
NameMFs (92)Sub CategorySub CategoryPlanPlanAUMAUMAMCAMCNAVNAVAbsolute Returns - 3MAbsolute Ret. - 3MAbsolute Returns - 1YAbsolute Ret. - 1YCAGR 3YCAGR 3YExpense RatioExpense RatioExit LoadExit LoadVolatilityVolatilitySharpe RatioSharpe Ratio
1.Kotak Arbitrage Fund
Kotak Arbitrage Fund
Arbitrage Fund
Arbitrage Fund
Growth
Growth
71,517.53
71,517.53
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.56
1.56
7.13
7.13
7.91
7.91
0.44
0.44
0.25
0.25
0.83
0.83
3.43
3.43
2.Kotak Midcap Fund
Kotak Midcap Fund
Mid Cap Fund
Mid Cap Fund
Growth
Growth
58,299.59
58,299.59
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
2.23
2.23
4.67
4.67
22.26
22.26
0.37
0.37
1.00
1.00
16.45
16.45
0.17
0.17
3.Kotak Flexicap Fund
Kotak Flexicap Fund
Flexi Cap Fund
Flexi Cap Fund
Growth
Growth
54,083.13
54,083.13
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
2.89
2.89
7.27
7.27
16.73
16.73
0.59
0.59
1.00
1.00
13.36
13.36
0.36
0.36
4.Kotak Money Market Fund
Kotak Money Market Fund
Money Market Fund
Money Market Fund
Growth
Growth
35,100.22
35,100.22
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.48
1.48
7.67
7.67
7.65
7.65
0.21
0.21
-
-
0.41
0.41
8.77
8.77
5.Kotak Liquid Fund
Kotak Liquid Fund
Liquid Fund
Liquid Fund
Growth
Growth
34,080.38
34,080.38
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.46
1.46
6.76
6.76
7.08
7.08
0.20
0.20
0.01
0.01
0.12
0.12
3.24
3.24
6.Kotak Large & Midcap Fund
Kotak Large & Midcap Fund
Large & Mid Cap Fund
Large & Mid Cap Fund
Growth
Growth
28,380.64
28,380.64
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
4.10
4.10
4.53
4.53
19.34
19.34
0.53
0.53
1.00
1.00
14.25
14.25
0.14
0.14
7.Kotak Multicap Fund
Kotak Multicap Fund
Multi Cap Fund
Multi Cap Fund
Growth
Growth
20,284.98
20,284.98
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
7.37
7.37
5.57
5.57
23.92
23.92
0.43
0.43
1.00
1.00
15.36
15.36
0.23
0.23
8.Kotak Corporate Bond Fund
Kotak Corporate Bond Fund
Corporate Bond Fund
Corporate Bond Fund
Growth
Growth
18,909.15
18,909.15
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.56
1.56
8.67
8.67
8.19
8.19
0.35
0.35
-
-
1.10
1.10
4.08
4.08
9.Kotak Bond Short Term Fund
Kotak Bond Short Term Fund
Short Duration Fund
Short Duration Fund
Growth
Growth
18,310.36
18,310.36
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.47
1.47
8.50
8.50
8.19
8.19
0.39
0.39
-
-
0.95
0.95
4.54
4.54
10.Kotak Small Cap Fund
Kotak Small Cap Fund
Small Cap Fund
Small Cap Fund
Growth
Growth
17,480.17
17,480.17
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
0.95
0.95
-7.33
-7.33
17.07
17.07
0.53
0.53
1.00
1.00
16.01
16.01
-0.57
-0.57
11.Kotak Balanced Advantage Fund
Kotak Balanced Advantage Fund
Balanced Advantage Fund
Balanced Advantage Fund
Growth
Growth
17,475.08
17,475.08
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
2.64
2.64
6.42
6.42
13.01
13.01
0.56
0.56
1.00
1.00
7.86
7.86
0.35
0.35
12.Kotak Savings Fund
Kotak Savings Fund
Ultra Short Duration Fund
Ultra Short Duration Fund
Growth
Growth
15,148.65
15,148.65
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.54
1.54
7.46
7.46
7.48
7.48
0.37
0.37
-
-
0.38
0.38
8.78
8.78
13.Kotak Low Duration Fund
Kotak Low Duration Fund
Low Duration Fund
Low Duration Fund
Growth
Growth
14,356.72
14,356.72
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.62
1.62
8.11
8.11
7.94
7.94
0.42
0.42
-
-
0.52
0.52
7.65
7.65
14.Kotak Large Cap Fund
Kotak Large Cap Fund
Large Cap Fund
Large Cap Fund
Growth
Growth
10,426.76
10,426.76
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
4.14
4.14
6.75
6.75
16.13
16.13
0.62
0.62
1.00
1.00
12.40
12.40
0.29
0.29
15.Kotak Multi Asset Allocation Fund
Kotak Multi Asset Allocation Fund
Multi Asset Allocation Fund
Multi Asset Allocation Fund
Growth
Growth
8,958.44
8,958.44
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
9.17
9.17
13.56
13.56
-
-
0.45
0.45
1.00
1.00
10.56
10.56
0.92
0.92
16.Kotak Equity Savings Fund
Kotak Equity Savings Fund
Equity Savings
Equity Savings
Growth
Growth
8,782.37
8,782.37
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
3.61
3.61
8.05
8.05
12.65
12.65
0.67
0.67
1.00
1.00
5.49
5.49
0.77
0.77
17.Kotak Overnight Fund
Kotak Overnight Fund
Overnight Fund
Overnight Fund
Growth
Growth
8,499.22
8,499.22
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.36
1.36
6.02
6.02
6.46
6.46
0.08
0.08
-
-
0.02
0.02
-4.51
-4.51
18.Kotak Aggressive Hybrid Fund
Kotak Aggressive Hybrid Fund
Aggressive Hybrid Fund
Aggressive Hybrid Fund
Growth
Growth
8,116.15
8,116.15
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
3.11
3.11
5.78
5.78
16.44
16.44
0.48
0.48
1.00
1.00
11.43
11.43
0.24
0.24
19.Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund
Index Funds - Debt Oriented
Index Funds - Debt Oriented
Growth
Growth
7,340.48
7,340.48
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.33
1.33
7.90
7.90
8.02
8.02
0.20
0.20
0.15
0.15
0.83
0.83
4.55
4.55
20.Kotak Income Plus Arbitrage Omni FOF
Kotak Income Plus Arbitrage Omni FOF
FoFs (Domestic) - Hybrid
FoFs (Domestic) - Hybrid
Growth
Growth
6,948.60
6,948.60
Kotak Mahindra Asset Management Company Limited
Kotak Mahindra Asset Management Company Limited
1.55
1.55
7.90
7.90
-
-
0.07
0.07
-
-
0.72
0.72
5.10
5.10

Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.

Selection criteria: AMC: Kotak Mahindra Asset Management Ltd | AUM: Sorted from Highest to Lowest

What are Kotak Mutual Funds?

Kotak Mutual Funds are investment schemes run by Kotak Mahindra Asset Management Company (KMAMC), which has been operating since 1998. These funds collect money from various investors and deploy it across different asset classes like equities (stocks), debt (bonds), and money market instruments, based on each fund's specific mandate and investment approach. With over 1.31 cr folios, the fund house offers equity schemes, debt options, hybrid funds, ETFs, and tax-saving ELSS funds to suit different investor needs and risk appetites.

Key Information About Kotak Funds Management Ltd

Key Information About Kotak Funds Management Ltd

Category Details
AMC Name Kotak Mahindra Asset Management Company Limited (KMAMC)
Founded December 1998
Headquarters Mumbai, Maharashtra, India
Parent Company Kotak Mahindra Bank Limited
Industry Investment Management
Assets Under Management (AUM) ₹4.78 lakh cr (approximately $58 bn)
Investor Folios Over 1.31 cr (13 mn)
Number of Schemes Over 260 mutual fund schemes
Portfolio Management Services (PMS) Customised investment portfolios for high-net-worth individuals and institutional clients
Pension Fund Management Manager for National Pension System (NPS) assets through Kotak Mahindra Pension Fund Ltd.
Alternative Investment Funds (AIFs) Offers private equity, real estate funds, and other alternative asset classes through the Kotak Investment Advisors unit
Distribution Network Operates 100 branches across 80 cities in India; over 99,000 empanelled distributors as of 2025

Types of Funds Offered by Kotak Mutual Fund

Kotak Equity Funds

Kotak Mahindra Asset Management has built an extensive equity fund portfolio that spans different market capitalisations. Investors can pick from large-cap, mid-cap, and small-cap funds depending on what suits their goals. The company manages more than 50 equity schemes, giving investors plenty of choices based on how much risk they're comfortable with, their investment timeline, and which sectors interest them most.

Kotak Debt Funds

Debt funds invest in fixed-income securities—such as government bonds, corporate bonds, and money market instruments. Kotak runs over 30 debt schemes that range from conservative short-term options to longer-term strategies aimed at generating steady income.

Kotak Hybrid Funds

Hybrid funds strike a balance by mixing equity and debt investments. Kotak's selection of more than 20 hybrid schemes works well for investors who want moderate risk with consistent returns. These funds can shift their mix of stocks and bonds as market conditions change.

Kotak Tax Saving Funds (ELSS)

Kotak's ELSS funds qualify for deductions under Section 80C of the Income Tax Act. With around 10 ELSS schemes available, investors can enjoy the dual benefits of tax savings and potential long-term growth through equity investments.

Kotak Exchange-Traded Funds (ETFs)

ETFs track specific indices or sectors without active management. Kotak offers approximately 5 ETF schemes for investors who want a low-cost entry into the stock market with built-in diversification and easy trading.

Kotak Fund of Funds (FoF)

Kotak's 5 Fund of Funds schemes invest in other mutual funds rather than directly in stocks or bonds. This approach suits investors who prefer a more hands-off strategy while gaining exposure to global markets or specific sectors.

About Top Kotak Mutual Funds in 2025

Kotak Arbitrage Fund

Kotak Arbitrage Fund takes advantage of price differences between cash and derivative markets. By focusing on arbitrage opportunities, it offers relatively stable returns even when markets get choppy.

Kotak Midcap Fund

Kotak Midcap Fund zeros in on medium-sized companies that show strong growth prospects. It's designed for investors willing to take on moderate risk in exchange for potentially higher returns over time.

Kotak Flexicap Fund

With no fixed allocation across market caps, the Kotak Flexicap Fund moves between large, mid, and small-cap stocks as opportunities arise. The flexibility helps the fund manager respond to market shifts while pursuing capital growth.

Kotak Liquid Fund

Kotak Liquid Fund is a liquid debt fund that invests in high-quality debt instruments, such as treasury bills and commercial papers, prioritising liquidity and stability.

Kotak Money Market Fund

Kotak Money Market Fund focuses on short-term debt securities. It's built for conservative investors who value safety and easy access to their money over chasing high returns.

How to Invest in Kotak Mutual Funds?

Here’s how you can identify and invest in top Kotak Mutual Funds with Tickertape Mutual Fund Screener -

  1. Launch Tickertape Mutual Fund Screener.
  2. Add a filter “AMC” and select “Kotak Mahindra Asset Management Company Ltd”.
  3. Sort out the top Kotak mutual funds based on over 50 fundamental and technical filters.
  4. After identifying the Kotak mutual funds, that align with your investment thesis, click on “Place Order” to invest the Kotak mutual funds.

With Tickertape Mutual Fund Screener, you can invest ‘lumpsum’ or start a ‘SIP’ in Kotak mutual funds. Moreover, by connecting your portfolio , you can do a deep analysis of your portfolio and assess its performance.

Top Kotak Mutual Fund Managers

Nilesh Shah

As Managing Director of Kotak Mahindra Asset Management Company, Nilesh Shah brings over 28 years of expertise in capital markets. His career includes senior roles at Axis Capital, ICICI Prudential Asset Management, and Franklin Templeton Mutual Fund.

Harsha Upadhyaya

Harsha Upadhyaya heads equity investments as Chief Investment Officer at Kotak Mahindra Asset Management Company. She's responsible for shaping the firm's equity strategies and managing investment portfolios.

Shibani Kurian

A Senior Fund Manager at Kotak Mahindra Asset Management Company, Shibani Kurian, specialises in equity research and portfolio management, focusing on creating value through well-researched investment decisions.

Devender Singhal

Devender Singhal manages equity portfolios as a Senior Fund Manager at Kotak Mahindra Asset Management Company. His experience helps him navigate complex market dynamics effectively.

Abhishek Bisen

Specialising in debt instruments, Abhishek Bisen serves as Senior Fund Manager at Kotak Mahindra Asset Management Company. He manages fixed-income portfolios with an eye on balancing returns against risk.

Risks Associated with Kotak Mutual Funds

Fund Strategy Risk

When market conditions shift unexpectedly, Kotak funds, particularly sector-focused ones, might not perform as anticipated. Make sure the fund's approach matches what you're trying to achieve with your investment.

Regulatory Risk

Tax laws and financial regulations can change, sometimes affecting your returns or making certain funds less appealing. Staying informed about policy changes helps you anticipate how they might influence your portfolio.

Inflation Risk

Rising prices can quietly chip away at your returns, particularly in fixed-income funds. Even equity funds aren't immune when inflation triggers broader economic slowdowns.

Currency Risk

If a fund invests internationally, currency movements can work for or against you. When converting foreign returns back to rupees, exchange rate fluctuations become a real consideration.

Managerial Turnover Risk

A new fund manager often means a new strategy. Such changes can affect performance and consistency, so it's worth checking the manager's track record and tenure.

Factors to Consider Before Investing in Kotak Mutual Funds

Fund's Historical Performance

Looking at how a fund has weathered different market conditions—especially downturns—gives you a sense of its resilience. While past results don't predict future outcomes, they do provide context.

Fund Liquidity

Some funds invest in assets like real estate or infrastructure that aren't easy to sell quickly. If you might need access to your money on short notice, check the fund's liquidity profile.

Fund Size and Asset Growth

Bigger isn't always better. Very large funds can struggle to maintain high growth rates, especially when investing in smaller companies. The fund's size in relation to its strategy is important to consider.

Active vs. Passive Management

Active managers try to beat the market but charge more and take on additional risk. Passive funds track indexes, offering lower costs and more predictability. Your choice depends on your risk appetite and investment goals.

Investor Redemption Behaviour

When many investors pull out during market dips, fund managers may be forced to sell assets at unfavourable prices. This is especially relevant for mid- and small-cap funds.

Sector-Specific Risks

Funds concentrated in particular industries face heightened exposure to sector-specific challenges—whether from regulatory changes or cyclical downturns. Consider whether you're comfortable with that concentrated risk.

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Documents Required to Invest in Kotak Mutual Funds

Here are a few documents you may require to invest in Kotak Mutual Funds

  1. PAN Card
  2. Proof of Identity (PoI)li>
  3. Proof of Address (PoA)
  4. Bank Account Proof
  5. FATCA Declaration

Note: For latest details visit Kotak’s official AMC website.



Conclusion

Kotak Mutual Funds cover various asset classes, giving investors multiple options to choose from. When picking a fund, it helps to look at things like the fund's size, how it's performed in the past, and what risks come with it. This way, you can find something that actually fits what you're trying to achieve financially and build a more balanced investment portfolio over time. You can utilise the Tickertape Mutual Fund Screener and conduct fundamental and technical analysis based on various factors and the 50+ available filters to aid your decision-making.

Frequently Asked Questions About Kotak Mutual Funds

  1. How to start Kotak mutual fund SIP online?

    Here’s how you can start a SIP in Kotak Mutual Funds,

    1. Launch Tickertape Mutual Fund Screener.
    2. Select the Kotak Mutual Funds that aligns with your investment goals.
    3. Click on “Place Order” and select the option “SIP”. Enter the SIP amount and confirm “OK”

    Your order will be placed.

  2. How to calculate Kotak mutual fund returns?

    Here’s how you can calculate returns on your Kotak mutual fund investement -
    Absolute Return = ((Current NAV - Initial NAV) / Initial NAV) * 100

    With this formula you can measure how much your investment has grown in total. Moreover, you can also use Tickertape Mutual Fund Screener to get latest data on the Kotak mutual fund’s performance.

  3. Does Kotak mutual fund offer tax-free mutual fund schemes?

    Kotak mutual fund offers tax-saving options, particularly through its Equity Linked Savings Scheme (ELSS). While the returns are subject to long-term capital gains tax, these funds allow investors to claim tax deductions under Section 80C of the Income Tax Act.
    Disclaimer: You can check the latest information about Kotak ELSS funds on Tickertape Mutual Fund Screener.

  4. How to cancel/stop Kotak mutual fund SIP?

    To cancel Kotak mutual fund SIP, please refer to the official website.

    Disclaimer: Please do your own research or consult your financial advisor before making financial decision.

  5. How to withdraw money from Kotak Mutual Funds?

    Here’s how to withdraw/redeem from Kotak mutual fund on Tickertape Mutual Fund Screener -

    1. Step 1 - Select the Kotak mutual fund you want to redeem
    2. Step 2 - It will automatically redirect you to smallcase app. There you’ve to login to your smallcase account using your registered email or broker login.
    3. Step 3 - Go to the “Investments” or “Portfolio” tab from the bottom navigation bar.
    4. Step 4 - Find the Kotak mutual fund you want to withdraw under “Mutual Funds” section (or “My Investments”),
    5. Step 5 - Tap on the mutual fund name to open its details page.
    6. Step 6 - Choose the ‘Redeem’ option. It will start the withdrawal process.
    7. Step 7 - Select withdrawal type - By Amount, By Units, or Full Redemption.
    8. Step 8 - Confirm your bank account details.
    9. Step 9 - Tap on ‘Redeem’ / ‘Confirm’ to confirm redemption.

  6. What are the redemption charges of Kotak mutual funds?

    Kotak mutual funds do not levy any redemption charges. However, an exit load may apply if units are redeemed within a specified period from the date of investment. You can check the latest specific scheme details for charges on Tickertape Mutual Fund Screener.

  7. Which are the top-performing funds of Kotak mutual funds?

    Here are the top Kotak mutual funds based on their 5Y CAGR:

    1. Kotak Infra & Eco Reform Fund
    2. Kotak Midcap Fund
    3. Kotak Small Cap Fund
    4. Kotak Pioneer Fund
    5. Kotak Contra Fund

    Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

  8. How to increase the SIP amount in Kotak mutual funds?

    To increase the SIP amount for Kotak mutual fund, you can do it from your broker account or from Kotak mutual fund official website.

  9. How to choose the best Kotak Mutual Funds before investing?

    Here’s how to choose the best Kotak mutual fund for investing -

    1. Assess your risk tolerance.
    2. Analyse the fund’s performance on Tickertape Mutual Fund Screener.
    3. Compare the expense ratio.
    4. Evaluate portfolio diversification across sectors, market caps, and asset classes.
    5. Understand tax implications as equity and debt funds are taxed differently.
    6. Check for exit load and lock-in period.


    Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.