Ujjivan Small Finance Bank Ltd

In its communication dated 13 April 2026, the RBI acknowledged the bank's progress in diversifying its loan portfolio but noted that further improvement is required. The regulator has advised the bank to reapply once it demonstrates a more diversified loan mix. The development delays Ujjivan's plans to transition into a universal bank, a move that would have allowed it to expand its product offerings and scale operations beyond the small finance bank framework. Ujjivan Small Finance Bank is a Scheduled Commercial Bank serving ~99.6 lakh customers through 777 branches across 339 districts in 26 states and Union Territories, supported by robust digital channels. The bank offers a diversified portfolio spanning across affordable housing, MSME, agri, vehicle, gold, micro-mortgage, FIG, and microfinance (group and individual) loans. As of 31 December 2025, Ujjivan's gross loan book stood at Rs 37,057 crore, with deposits of Rs 42,223 crore and a net worth of Rs 6,519 crore. On a standalone basis, the bank's net profit surged 70.98% to Rs 185.72 crore on 16.12% increase in total income to Rs 2,047.40 crore in Q3 December 2025 over Q3 December 2024.

Ujjivan Small Finance Bank has received reaffirmation in credit ratings from CARE Ratings at CARE AA-; Stable for facilities including long-term bank facilities (Rs 500 crore), subordinated non-convertible debentures (Rs 500 crore) and fixed deposits (Rs 10,000 crore). Powered by Capital Market - Live

Ujjivan Small Finance Bank has allotted 19,36,509 equity shares under ESOP on 05 February 2026. Consequently, the paid-up capital of the Bank has increased from Rs. 19,38,95,94,830 to 19,40,89,59,920. Powered by Capital Market - Live

Net profit of Ujjivan Small Finance Bank rose 70.98% to Rs 185.72 crore in the quarter ended December 2025 as against Rs 108.62 crore during the previous quarter ended December 2024. Total Operating Income rose 10.11% to Rs 1751.92 crore in the quarter ended December 2025 as against Rs 1591.07 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income1751.921591.07 10 OPM %39.9842.02 - PBDT244.46136.37 79 PBT244.46136.37 79 NP185.72108.62 71 Powered by Capital Market - Live

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 22 January 2026.Powered by Capital Market - Live

Ujjivan Small Finance Bank has allotted 3,27,767 equity shares under ESOP on 11 November 2025. Consequently, the paid-up capital of the Bank has increased from Rs. 19,37,46,39,640 to Rs. 19,37,79,17,310.Powered by Capital Market - Live

Healthcare Global Enterprises Ltd, Time Technoplast Ltd, Sterlite Technologies Ltd and JK Paper Ltd are among the other losers in the BSE's 'A' group today, 21 October 2025.Ujjivan Small Finance Bank Ltd crashed 2.40% to Rs 50 at 14:45 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 8.88 lakh shares were traded on the counter so far as against the average daily volumes of 10.14 lakh shares in the past one month.Healthcare Global Enterprises Ltd lost 2.08% to Rs 718.5. The stock was the second biggest loser in 'A' group.On the BSE, 4874 shares were traded on the counter so far as against the average daily volumes of 13461 shares in the past one month.Time Technoplast Ltd tumbled 1.96% to Rs 220. The stock was the third biggest loser in 'A' group.On the BSE, 39533 shares were traded on the counter so far as against the average daily volumes of 60782 shares in the past one month.Sterlite Technologies Ltd plummeted 1.74% to Rs 115.45. The stock was the fourth biggest loser in 'A' group.On the BSE, 19169 shares were traded on the counter so far as against the average daily volumes of 1.09 lakh shares in the past one month.JK Paper Ltd dropped 1.65% to Rs 396.9. The stock was the fifth biggest loser in 'A' group.On the BSE, 6756 shares were traded on the counter so far as against the average daily volumes of 57165 shares in the past one month.Powered by Capital Market - Live

Net profit of Ujjivan Small Finance Bank declined 47.77% to Rs 121.72 crore in the quarter ended September 2025 as against Rs 233.03 crore during the previous quarter ended September 2024. Total Operating Income rose 4.31% to Rs 1682.31 crore in the quarter ended September 2025 as against Rs 1612.79 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income1682.311612.79 4 OPM %39.5047.87 - PBDT160.28310.29 -48 PBT160.28310.29 -48 NP121.72233.03 -48 Powered by Capital Market - Live

Ujjivan Small Finance Bank has allotted 3,11,166 equity shares under ESOP on 07 October 2025. Consequently, the paid-up capital of the Bank has increased from Rs. 19,37,15,27,980 to 19,37,46,39,640.Powered by Capital Market - Live

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 17 October 2025.Powered by Capital Market - Live