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Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Ltd

UJJIVANSFB Share Price

NSE
53.260.00% (+0.00)
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With a market cap of ₹10,360 cr, stock is ranked 553

Stock is 2.86x as volatile as Nifty

UJJIVANSFB Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹10,360 cr, stock is ranked 553

Stock is 2.86x as volatile as Nifty

UJJIVANSFB Performance & Key Metrics

UJJIVANSFB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
14.961.70
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.422.181.29%

UJJIVANSFB Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 17 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

UJJIVANSFB Company Profile

Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.

Investor Presentation

View older View older 

May 8, 2026

PDF
View Older Presentations

UJJIVANSFB Similar Stocks (Peers)

Compare with peers Compare with peers 

UJJIVANSFB Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
15.08
15.08
1Y Return
23.65%
23.65%
Buy Reco %
100.00
100.00
PE Ratio
17.51
17.51
1Y Return
7.97%
7.97%
Buy Reco %
95.00
95.00
PE Ratio
15.56
15.56
1Y Return
6.98%
6.98%
Buy Reco %
94.87
94.87
PE Ratio
20.40
20.40
1Y Return
8.32%
8.32%
Buy Reco %
80.56
80.56
PE Ratio
8.47
8.47
1Y Return
27.72%
27.72%
Buy Reco %
0.00
0.00
Compare with Peers

UJJIVANSFB Sentiment Analysis

UJJIVANSFB Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

UJJIVANSFB Stock Summary · January 2026

Ujjivan Small Finance Bank is experiencing robust growth in both deposits and loans, bolstered by a favorable macroeconomic environment and a strategic focus on core microfinance and affordable housing. While the bank has reported improved asset quality and profitability, challenges such as rising rejection rates due to stricter lending criteria and operational expenses from branch expansions persist. The anticipated approval of the Universal Banking License presents a significant growth opportunity, alongside a commitment to enhancing customer engagement through digital initiatives. Management remains optimistic about achieving long-term targets, emphasizing a diversified loan portfolio and effective risk management to navigate market fluctuations and maintain a positive trajectory in financial performance.

UJJIVANSFB Stock Growth Drivers
UJJIVANSFB Stock Growth Drivers
7
  • Strong Financial Performance

    Ujjivan Small Finance Bank reported significant growth in its financial metrics, including a 7.7% quarter-on-quarter

  • Asset Quality Improvement

    The bank has demonstrated stable asset quality, with the Portfolio at Risk (PAR) improving to

UJJIVANSFB Stock Challenges
UJJIVANSFB Stock Challenges
5
  • Customer Rejection Rates

    The company has experienced a significant increase in customer rejection rates, which rose to 46%-47%

  • Declining Yields and Competitive Pressures

    The company is facing challenges in the Affordable Housing segment, where there has been a

UJJIVANSFB Forecast

UJJIVANSFB Forecasts

Price

Revenue

Earnings

UJJIVANSFB

UJJIVANSFB

Income

Balance Sheet

Cash Flow

UJJIVANSFB Income Statement

UJJIVANSFB Income Statement

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Quarterdec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026
Total Revenue1,655.391,764.641,774.271,820.041,763.241,843.051,867.831,938.662,047.402,185.06
Operating & Other expensessubtract1,261.001,325.081,374.601,509.751,626.871,747.791,732.291,778.381,802.941,814.31
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract94.33109.9398.5977.2627.7511.8732.3238.5658.7488.78
EPS1.531.711.561.210.560.430.530.630.961.45

UJJIVANSFB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

May 8PDF
Jan 22PDF
Oct 17PDF
+2 more
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jun 11PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 27PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 11PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF

Investor Presentation

May 20PDF
 

UJJIVANSFB Stock Peers

UJJIVANSFB Past Performance & Peer Comparison

UJJIVANSFB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Ujjivan Small Finance Bank Ltd14.961.70
HDFC Bank Ltd15.082.132.07%
ICICI Bank Ltd17.512.870.90%
Axis Bank Ltd15.562.180.08%

UJJIVANSFB Stock Price Comparison

Compare UJJIVANSFB with any stock or ETF
Compare UJJIVANSFB with any stock or ETF
UJJIVANSFB
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UJJIVANSFB Holdings

UJJIVANSFB Shareholdings

UJJIVANSFB Promoter Holdings Trend

UJJIVANSFB Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

UJJIVANSFB Institutional Holdings Trend

UJJIVANSFB Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 2.01%

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.78%

Tickertape Separator

UJJIVANSFB Shareholding Pattern

UJJIVANSFB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding0.00%26.43%4.70%17.23%51.64%

Jun 2025

Sep 2025

Dec 2025

Mar 2026

UJJIVANSFB Shareholding History

UJJIVANSFB Shareholding History

Dec '24MarJunSepDec '25Mar17.88%19.51%19.56%17.04%15.45%17.23%

Mutual Funds Invested in UJJIVANSFB

Mutual Funds Invested in UJJIVANSFB

No mutual funds holding trends are available

Top 5 Mutual Funds holding Ujjivan Small Finance Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.3328%1.73%-1.22%16/91 (-10)
0.2002%3.58%3.58%10/27 (+10)
0.1615%1.26%0.07%17/88 (0)

Compare 3-month MF holding change on Screener

UJJIVANSFB Insider Trades & Bulk Stock Deals

UJJIVANSFB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing UJJIVANSFB stock

smallcases containing UJJIVANSFB stock

Looks like this stock is not in any smallcase yet.

UJJIVANSFB Events

UJJIVANSFB Events

UJJIVANSFB Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

UJJIVANSFB Dividend Trend

No dividend trend available

UJJIVANSFB Upcoming Dividends

UJJIVANSFB Upcoming Dividends

No upcoming dividends are available

UJJIVANSFB Past Dividends

UJJIVANSFB Past Dividends

Cash Dividend

Ex DateEx DateJul 12, 2024

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jul 12, 2024

Cash Dividend

Ex DateEx DateJul 14, 2023

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jul 14, 2023

Cash Dividend

Ex DateEx DateMar 1, 2023

Interim
Interim | Div/Share: ₹0.75

Dividend/Share

0.75

Ex DateEx Date

Mar 1, 2023

UJJIVANSFB Stock News & Opinions

UJJIVANSFB Stock News & Opinions

Corporate
Corporate
Ujjivan Small Finance Bank allots 8.15 lakh equity shares under ESOP

Ujjivan Small Finance Bank has allotted 8,15,797 equity shares under ESOP. Consequently, the paid-up capital of the Bank has increased from Rs. 19,44,43,99,940 to 19,45,25,57,910.

5 days agoCapital Market - Live
Corporate
Corporate
Board of Ujjivan Small Finance Bank approves fund raising up to Rs 2,000 cr via equity route

The board of  Ujjivan Small Finance Bank at its meeting held on 08 May 2026 has approved raising of funds up to Rs 2,000 crore  in one or more tranches and/or one or more issuances simultaneously or otherwise, by way of an issue of fully paid-up equity shares, through one or more permissible modes, including but not limited to preferential issue(s), private placement(s), qualified institutions placement(s) and/or any combination thereof or any other method.

1 month agoCapital Market - Live
Earnings
Earnings
Ujjivan Small Finance Bank standalone net profit rises 238.13% in the March 2026 quarter

Net profit of Ujjivan Small Finance Bank rose 238.13% to Rs 281.97 crore in the quarter ended March 2026 as against Rs 83.39 crore during the previous quarter ended March 2025. Total Operating Income rose 19.39% to Rs 1878.36 crore in the quarter ended March 2026 as against Rs 1573.36 crore during the previous quarter ended March 2025. For the full year,net profit declined 4.61% to Rs 692.63 crore in the year ended March 2026 as against Rs 726.10 crore during the previous year ended March 2025. Total Operating Income rose 9.08% to Rs 6931.45 crore in the year ended March 2026 as against Rs 6354.39 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income1878.361573.36 19 6931.456354.39 9 OPM %45.2333.98 -41.3244.28 - PBDT370.7595.26 289 911.03941.57 -3 PBT370.7595.26 289 911.03941.57 -3 NP281.9783.39 238 692.63726.10 -5 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank to conduct board meeting

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 8 May 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
Ujjivan Small Finance Bank slips after RBI rejects universal bank application

In its communication dated 13 April 2026, the RBI acknowledged the bank's progress in diversifying its loan portfolio but noted that further improvement is required. The regulator has advised the bank to reapply once it demonstrates a more diversified loan mix. The development delays Ujjivan's plans to transition into a universal bank, a move that would have allowed it to expand its product offerings and scale operations beyond the small finance bank framework. Ujjivan Small Finance Bank is a Scheduled Commercial Bank serving ~99.6 lakh customers through 777 branches across 339 districts in 26 states and Union Territories, supported by robust digital channels. The bank offers a diversified portfolio spanning across affordable housing, MSME, agri, vehicle, gold, micro-mortgage, FIG, and microfinance (group and individual) loans. As of 31 December 2025, Ujjivan's gross loan book stood at Rs 37,057 crore, with deposits of Rs 42,223 crore and a net worth of Rs 6,519 crore. On a standalone basis, the bank's net profit surged 70.98% to Rs 185.72 crore on 16.12% increase in total income to Rs 2,047.40 crore in Q3 December 2025 over Q3 December 2024.

1 month agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank receives affirmation in credit ratings from CARE

Ujjivan Small Finance Bank has received reaffirmation in credit ratings from CARE Ratings at CARE AA-; Stable for facilities including long-term bank facilities (Rs 500 crore), subordinated non-convertible debentures (Rs 500 crore) and fixed deposits (Rs 10,000 crore). Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank allots 19.36 lakh equity shares under ESOP

Ujjivan Small Finance Bank has allotted 19,36,509 equity shares under ESOP on 05 February 2026. Consequently, the paid-up capital of the Bank has increased from Rs. 19,38,95,94,830 to 19,40,89,59,920. Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Earnings
Ujjivan Small Finance Bank standalone net profit rises 70.98% in the December 2025 quarter

Net profit of Ujjivan Small Finance Bank rose 70.98% to Rs 185.72 crore in the quarter ended December 2025 as against Rs 108.62 crore during the previous quarter ended December 2024. Total Operating Income rose 10.11% to Rs 1751.92 crore in the quarter ended December 2025 as against Rs 1591.07 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income1751.921591.07 10 OPM %39.9842.02 - PBDT244.46136.37 79 PBT244.46136.37 79 NP185.72108.62 71 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank to table results

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 22 January 2026.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank allots 3.27 lakh equity shares under ESOP

Ujjivan Small Finance Bank has allotted 3,27,767 equity shares under ESOP on 11 November 2025. Consequently, the paid-up capital of the Bank has increased from Rs. 19,37,46,39,640 to Rs. 19,37,79,17,310.Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) today?

    The share price of UJJIVANSFB as on 11th June 2026 is ₹53.26. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?

    The past returns of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share are
    • Past 1 week: -0.71%
    • Past 1 month: -11.72%
    • Past 3 months: -1.19%
    • Past 6 months: 0.49%
    • Past 1 year: 8.67%
    • Past 3 years: 44.34%
    • Past 5 years: 62.38%

  3. What are the peers or stocks similar to Ujjivan Small Finance Bank Ltd (UJJIVANSFB)?

    The peers or stocks similar to Ujjivan Small Finance Bank Ltd (UJJIVANSFB) include:

  4. What is the market cap of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹10360.43 Cr as of 11th June 2026.

  5. What is the 52 week high and low of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?

    The 52-week high of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹68 and the 52-week low is ₹41.32.

  6. What is the PE and PB ratio of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) stock?

    The P/E (price-to-earnings) ratio of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is 14.96. The P/B (price-to-book) ratio is 1.70.

  7. Which sector does Ujjivan Small Finance Bank Ltd (UJJIVANSFB) belong to?

    Ujjivan Small Finance Bank Ltd (UJJIVANSFB) belongs to the Financials sector & Private Banks sub-sector.

  8. How to buy Ujjivan Small Finance Bank Ltd (UJJIVANSFB) shares?

    You can directly buy Ujjivan Small Finance Bank Ltd (UJJIVANSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.