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Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Ltd

UJJIVANSFB Share Price

NSE
66.523.74% (+2.40)
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With a market cap of ₹14,043 cr, stock is ranked 505

Stock is 2.90x as volatile as Nifty

UJJIVANSFB Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹14,043 cr, stock is ranked 505

Stock is 2.90x as volatile as Nifty

UJJIVANSFB Performance & Key Metrics

UJJIVANSFB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
15.502.06
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.632.141.30%

UJJIVANSFB Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 19 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

UJJIVANSFB Company Profile

Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.

Investor Presentation

View older View older 

Jul 23, 2026

PDF
View Older Presentations

UJJIVANSFB Similar Stocks (Peers)

Compare with peers Compare with peers 

UJJIVANSFB Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
14.74
14.74
1Y Return
28.50%
28.50%
Buy Reco %
95.12
95.12
PE Ratio
18.80
18.80
1Y Return
1.91%
1.91%
Buy Reco %
100.00
100.00
PE Ratio
20.77
20.77
1Y Return
4.95%
4.95%
Buy Reco %
81.08
81.08
PE Ratio
14.70
14.70
1Y Return
16.44%
16.44%
Buy Reco %
95.12
95.12
PE Ratio
20.53
20.53
1Y Return
76.08%
76.08%
Buy Reco %
67.74
67.74
Compare with Peers

UJJIVANSFB Sentiment Analysis

UJJIVANSFB Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

UJJIVANSFB Stock Summary · July 2026

Management struck a broadly constructive tone, saying growth in deposits, earnings and asset quality remained solid while branch-led expansion and a richer secured mix continued to support the franchise. Deposits rose 25% year on year to INR48,129 crores, CASA increased 37.8% to INR12,930 crores, and liquidity stayed comfortable with an LCR around 132% and a stable CD ratio, helping cost of funds ease to 6.86%. Profitability was supported by a steady 8.5% net interest margin, with net interest income at INR1,186 crores and PAT at INR317 crores, even as management acknowledged that first-quarter costs were temporarily held back by delayed capacity-building spend. Asset quality improved, with bank-level GNPA down 10 bps sequentially to 2.17% and provision coverage at 85%, while credit-cost guidance was tightened to 0.9%–1.0% of average total assets. Management emphasized expanding branches, scaling gold loans and increasing secured lending, which now forms 50.4% of the book, and said deposit growth should broadly track asset growth, expenses will rise more meaningfully in coming quarters, and the cost outcome should normalize.

UJJIVANSFB Stock Growth Drivers
UJJIVANSFB Stock Growth Drivers
9
  • Strong Liability Franchise and Deposit Mobilization

    The bank showed clear strength in liability growth, with deposits rising 25% year on year

  • Diversified Retail and Secured Loan Growth

    The lending franchise continued to expand strongly across multiple segments, led by robust growth in

UJJIVANSFB Stock Challenges
UJJIVANSFB Stock Challenges
3
  • Macroeconomic and Weather-Related Demand Uncertainty

    The operating backdrop remains uneven, with geopolitical tensions in West Asia continuing to create global

  • Funding and Pricing Pressure on Margins

    The bank is operating in a difficult liability environment, marked by a challenging funding-rate backdrop,

UJJIVANSFB Forecast

UJJIVANSFB Forecasts

Price

Revenue

Earnings

UJJIVANSFB

UJJIVANSFB

Income

Balance Sheet

Cash Flow

UJJIVANSFB Income Statement

UJJIVANSFB Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue1,764.641,774.271,820.041,763.241,843.051,867.831,938.662,047.402,185.062,280.93
Operating & Other expensessubtract1,325.081,374.601,509.751,626.871,747.791,732.291,778.381,802.941,814.311,860.19
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract109.9398.5977.2627.7511.8732.3238.5658.7488.78104.20
EPS1.711.561.210.560.430.530.630.961.451.63

UJJIVANSFB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 23PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 8PDF
Jan 22PDF
Oct 17PDF
+2 more
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jun 11PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 27PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 11PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF

Investor Presentation

May 20PDF
 

UJJIVANSFB Stock Peers

UJJIVANSFB Past Performance & Peer Comparison

UJJIVANSFB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Ujjivan Small Finance Bank Ltd20.272.06
HDFC Bank Limited14.741.842.13%
ICICI Bank Limited18.802.680.84%
Kotak Mahindra Bank Ltd20.772.210.16%

UJJIVANSFB Stock Price Comparison

Compare UJJIVANSFB with any stock or ETF
Compare UJJIVANSFB with any stock or ETF
UJJIVANSFB
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UJJIVANSFB Holdings

UJJIVANSFB Shareholdings

UJJIVANSFB Promoter Holdings Trend

UJJIVANSFB Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

UJJIVANSFB Institutional Holdings Trend

UJJIVANSFB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

UJJIVANSFB Shareholding Pattern

UJJIVANSFB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding0.00%28.50%4.95%16.81%49.74%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

UJJIVANSFB Shareholding History

UJJIVANSFB Shareholding History

MarJunSepDec '25MarJun19.51%19.56%17.04%15.45%17.23%16.81%

Mutual Funds Invested in UJJIVANSFB

Mutual Funds Invested in UJJIVANSFB

No mutual funds holding trends are available

Top 5 Mutual Funds holding Ujjivan Small Finance Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.9916%1.48%0.40%48/84 (-3)
1.8160%0.85%0.12%111/141 (-2)
1.4389%1.42%0.21%62/97 (+2)

Compare 3-month MF holding change on Screener

UJJIVANSFB Insider Trades & Bulk Stock Deals

UJJIVANSFB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing UJJIVANSFB stock

smallcases containing UJJIVANSFB stock

Looks like this stock is not in any smallcase yet.

UJJIVANSFB Events

UJJIVANSFB Events

UJJIVANSFB Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

UJJIVANSFB Dividend Trend

No dividend trend available

UJJIVANSFB Upcoming Dividends

UJJIVANSFB Upcoming Dividends

No upcoming dividends are available

UJJIVANSFB Past Dividends

UJJIVANSFB Past Dividends

Cash Dividend

Ex DateEx DateJul 12, 2024

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jul 12, 2024

Cash Dividend

Ex DateEx DateJul 14, 2023

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jul 14, 2023

Cash Dividend

Ex DateEx DateMar 1, 2023

Interim
Interim | Div/Share: ₹0.75

Dividend/Share

0.75

Ex DateEx Date

Mar 1, 2023

UJJIVANSFB Stock News & Opinions

UJJIVANSFB Stock News & Opinions

Corporate
Corporate
Ujjivan Small Finance Bank approves equity share allotment under its Employee Stock Option Plan

Ujjivan Small Finance Bank Limited announced that its Stakeholders Relationship Committee approved the allotment of 25,15,773 equity shares under the Ujjivan Small Finance Bank - Employee Stock Option Plan 2019, increasing the bank’s paid-up capital from Rs 19,48,54,05,690 to Rs 19,51,05,63,420.

3 days agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank’s CEO, Sanjeev Nautiyal, to retire in September 2026

Ujjivan Small Finance Bank Limited announced that Sanjeev Nautiyal, its Managing Director & Chief Executive Officer, will retire early with a three-month notice period, effective September 1, 2026, due to health issues. The bank’s board approved Nautiyal’s request and has appointed Carol Furtado, the current Executive Director, as the acting MD & CEO, effective immediately and subject to Reserve Bank of India approval. The board will initiate a process to identify a successor and submit a recommendation to the Reserve Bank of India.

1 week agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank names Vikas Agrawal as MSME Business Head, effective 2026

Ujjivan Small Finance Bank Limited announced the appointment of Mr. Vikas Agrawal as the Business Head - MSME, effective September 1, 2026, according to a filing with the National Stock Exchange of India Limited and BSE Limited. Mr. Agrawal, a Chartered Accountant with over 25 years of experience, previously held leadership roles at ICICI Bank, including leading the MSME Product nationally.

1 week agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank approves equity share allotment under Employee Stock Option Plan

Ujjivan Small Finance Bank Limited announced that its Stakeholders Relationship Committee approved the allotment of 27,12,065 equity shares, with a face value of Rs.10 each, under the Ujjivan Small Finance Bank -Employee Stock Option Plan 2019, increasing the bank's paid-up capital from Rs. 19,45,82,85,040 to Rs. 19,48,54,05,690.

1 month agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank receives ESG score of 74

Ujjivan Small Finance Bank announced that ESG Risk Assessments and Insights (ESG Risk) has voluntarily assigned an ESG Rating of '74' (classified as 'Excellent') to the Bank.

1 month agoCapital Market - Live
Earnings
Earnings
Ujjivan Small Finance Bank standalone net profit rises 206.67% in the June 2026 quarter

Net profit of Ujjivan Small Finance Bank rose 206.67% to Rs 316.54 crore in the quarter ended June 2026 as against Rs 103.22 crore during the previous quarter ended June 2025. Total Operating Income rose 25.08% to Rs 2024.92 crore in the quarter ended June 2026 as against Rs 1618.84 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income2024.921618.84 25 OPM %49.5040.12 - PBDT420.74135.54 210 PBT420.74135.54 210 NP316.54103.22 207 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank to convene board meeting

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 23 July 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank to convene AGM

Ujjivan Small Finance Bank announced that the Annual General Meeting(AGM) of the bank will be held on 24 July 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Ujjivan Small Finance Bank allots 8.15 lakh equity shares under ESOP

Ujjivan Small Finance Bank has allotted 8,15,797 equity shares under ESOP. Consequently, the paid-up capital of the Bank has increased from Rs. 19,44,43,99,940 to 19,45,25,57,910.

3 months agoCapital Market - Live
Corporate
Corporate
Board of Ujjivan Small Finance Bank approves fund raising up to Rs 2,000 cr via equity route

The board of  Ujjivan Small Finance Bank at its meeting held on 08 May 2026 has approved raising of funds up to Rs 2,000 crore  in one or more tranches and/or one or more issuances simultaneously or otherwise, by way of an issue of fully paid-up equity shares, through one or more permissible modes, including but not limited to preferential issue(s), private placement(s), qualified institutions placement(s) and/or any combination thereof or any other method.

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of UJJIVANSFB as on 10th September 2026 is ₹66.52. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share are
    • Past 1 week: 2.84%
    • Past 1 month: -5.66%
    • Past 3 months: 25.61%
    • Past 6 months: 18.64%
    • Past 1 year: 37.54%
    • Past 3 years: 33.40%
    • Past 5 years: 224.39%

  3. The peers or stocks similar to Ujjivan Small Finance Bank Ltd (UJJIVANSFB) include:

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹14043.13 Cr as of 10th September 2026.

  5. The 52-week high of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹73.94 and the 52-week low is ₹43.85.

  6. The P/E (price-to-earnings) ratio of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is 20.27. The P/B (price-to-book) ratio is 2.06.

  7. Ujjivan Small Finance Bank Ltd (UJJIVANSFB) belongs to the Financials sector & Private Banks sub-sector.

  8. You can directly buy Ujjivan Small Finance Bank Ltd (UJJIVANSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.