RBL Bank Ltd

Total income increased 7.01% year on year (YoY) to Rs 4,789.21 crore in the quarter ended 31 March 2026. Provisions (other than tax) and contingencies fell 13.61% YoY to Rs 678.32 crore during Q4 FY26, indicating a gradual moderation in credit costs. Profit before tax surged 264.31% to Rs 277.06 crore in Q4 FY26 as against Rs 76.05 crore posted in the year-ago period. Net interest income rose 7% YoY to Rs 1,671 crore in the quarter ended 31 March 2026. Net interest margin (NIM) stood at 4.41% in Q4 FY26, compared to 4.89% reported in the same quarter a year ago. Operating profit stood at Rs 955 crore in Q4 FY26, up 11% YoY and 5% quarter-on-quarter (QoQ). On the asset quality front, the gross non-performing assets (GNPA) ratio improved to 1.45% as of 31 March 2026, from 2.60% a year ago and 1.88% as of 31 December 2025. Net NPA ratio stood at 0.39% as of 31 March 2026, compared with 0.29% as of 31 March 2025 and 0.55% as of 31 December 2025. The provision coverage ratio (PCR), including technical write-offs, stood at 94.91% as of 31 March 2026, slightly lower than 96.45% reported a year ago. As of 31 March 2026, net advances grew 23% YoY to Rs 114,232 crore, while deposits increased 25% YoY to Rs 139,018 crore. CASA deposits rose 23% YoY to Rs 46,723 crore, with CASA ratio at 33.6% as of 31 March 2026. The capital adequacy ratio stood at 14.25% as of 31 March 2026, compared with 14.94% as of 31 December 2025. The CET-1 ratio came in at 12.77% versus 13.45% QoQ. The average liquidity coverage ratio (LCR) for Q4 FY26 was 130%. As of 31 March 2026, the bank had 1,942 total touchpoints, of which 603 were bank branches and 1,339 were business correspondent branches. Of the 1,339 BC branches, 258 were banking outlets. RBL Finserve ('RBL Finserve'), a 100% subsidiary of the Bank, accounts for 1,080 business correspondent branches. R. Subramaniakumar, MD & CEO, RBL Bank, remarked, 'Q4 FY26 marks another quarter of stable and sustained operating performance for the bank. We delivered growth that meaningfully outpaced normalized industry trends, led by sharp momentum in granular retail advances and sustained strengthening of our granular deposit franchise. During the quarter, we accelerated branch expansion by adding 23 branches, taking our total network to 603 branches. This expanded footprint strengthens our ability to deepen customer relationships, enhance sourcing capabilities, and support growth across our retail businesses as we enter the new financial year. Our core operating engine remains robust, anchored in disciplined execution, a continued focus on building a profitable and resilient balance sheet, and the scaling up of cross-sell initiatives across our existing customer base. During the quarter, the bank received approvals from the RBI and the CCI for the strategic investment by Emirates NBD P.J.S.C. in the bank, and the transaction is now in its final stages of closure.' Meanwhile, the bank's board has recommended a dividend of Re 1 per equity share of face value Rs 10 each (10%), subject to shareholders' approval at the ensuing annual general meeting (AGM). RBL Bank is one of India's leading private sector banks with an expanding presence across the country. The bank offers specialized services under five business verticals, namely, corporate & institutional banking, commercial banking, branch & business banking, retail assets, and treasury and financial markets operations. Shares of RBL Bank fell 2.86% to Rs 312.65 on the BSE.

Total income increased 7.01% year on year (YoY) to Rs 4,789.21 crore in the quarter ended 31 March 2026. Provisions (other than tax) and contingencies fell 13.61% YoY to Rs 678.32 crore during Q4 FY26, indicating a gradual moderation in credit costs. Profit before tax surged 264.31% to Rs 277.06 crore in Q4 FY26 as against Rs 76.05 crore posted in the year-ago period. Net interest income rose 7% YoY to Rs 1,671 crore in the quarter ended 31 March 2026. Net interest margin (NIM) stood at 4.41% in Q4 FY26, compared to 4.89% reported in the same quarter a year ago. Operating profit stood at Rs 955 crore in Q4 FY26, up 11% YoY and 5% quarter-on-quarter (QoQ). On the asset quality front, the gross non-performing assets (GNPA) ratio improved to 1.45% as of 31 March 2026, from 2.60% a year ago and 1.88% as of 31 December 2025. Net NPA ratio stood at 0.39% as of 31 March 2026, compared with 0.29% as of 31 March 2025 and 0.55% as of 31 December 2025. The provision coverage ratio (PCR), including technical write-offs, stood at 94.91% as of 31 March 2026, slightly lower than 96.45% reported a year ago. As of 31 March 2026, net advances grew 23% YoY to Rs 114,232 crore, while deposits increased 25% YoY to Rs 139,018 crore. CASA deposits rose 23% YoY to Rs 46,723 crore, with CASA ratio at 33.6% as of 31 March 2026. The capital adequacy ratio stood at 14.25% as of 31 March 2026, compared with 14.94% as of 31 December 2025. The CET-1 ratio came in at 12.77% versus 13.45% QoQ. The average liquidity coverage ratio (LCR) for Q4 FY26 was 130%. As of 31 March 2026, the bank had 1,942 total touchpoints, of which 603 were bank branches and 1,339 were business correspondent branches. Of the 1,339 BC branches, 258 were banking outlets. RBL Finserve ('RBL Finserve'), a 100% subsidiary of the Bank, accounts for 1,080 business correspondent branches. R. Subramaniakumar, MD & CEO, RBL Bank, remarked, 'Q4 FY26 marks another quarter of stable and sustained operating performance for the bank. We delivered growth that meaningfully outpaced normalized industry trends, led by sharp momentum in granular retail advances and sustained strengthening of our granular deposit franchise. During the quarter, we accelerated branch expansion by adding 23 branches, taking our total network to 603 branches. This expanded footprint strengthens our ability to deepen customer relationships, enhance sourcing capabilities, and support growth across our retail businesses as we enter the new financial year. Our core operating engine remains robust, anchored in disciplined execution, a continued focus on building a profitable and resilient balance sheet, and the scaling up of cross-sell initiatives across our existing customer base. During the quarter, the bank received approvals from the RBI and the CCI for the strategic investment by Emirates NBD P.J.S.C. in the bank, and the transaction is now in its final stages of closure.' Meanwhile, the bank's board has recommended a dividend of Re 1 per equity share of face value Rs 10 each (10%), subject to shareholders' approval at the ensuing annual general meeting (AGM). RBL Bank is one of India's leading private sector banks with an expanding presence across the country. The bank offers specialized services under five business verticals, namely, corporate & institutional banking, commercial banking, branch & business banking, retail assets, and treasury and financial markets operations. The counter rose 2.89% to settle at Rs 321.85 on Friday, 24 April 2026.

Net profit of RBL Bank rose 180.97% to Rs 244.42 crore in the quarter ended March 2026 as against Rs 86.99 crore during the previous quarter ended March 2025. Total Operating Income rose 7.03% to Rs 3720.87 crore in the quarter ended March 2026 as against Rs 3476.60 crore during the previous quarter ended March 2025. For the full year,net profit rose 22.59% to Rs 879.05 crore in the year ended March 2026 as against Rs 717.06 crore during the previous year ended March 2025. Total Operating Income rose 2.11% to Rs 14336.75 crore in the year ended March 2026 as against Rs 14041.11 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income3720.873476.60 7 14336.7514041.11 2 OPM %34.2028.90 -34.5532.00 - PBDT294.1393.33 215 1106.00695.79 59 PBT294.1393.33 215 1106.00695.79 59 NP244.4286.99 181 879.05717.06 23 Powered by Capital Market - Live

RBL Bank announced that the Board of Directors of the Company at its meeting held on 25 April 2026, has recommended a Final Dividend of Rs.1 per share (i.e.10%), subject to the approval of the shareholders.

RBL Bank will hold a meeting of the Board of Directors of the Company on 25 April 2026.

RBL Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 4 May 2026.

Total deposits as 31 March 2026 stood at Rs 1.39 lakh crore, up 25% YoY and 16% QoQ. CASA deposits aggregated to Rs 46,723 crore as on 31 March 2026, up 23% YoY and 26% QoQ. CASA ratio improved sequentially to 33.6% in Q3 FY26 from 30.9% in Q2 FY26. Gross advances of the bank increased to Rs 1.15 lakh crore as on 31 March 2026, up 22% YoY and 11% QoQ. On the asset side, secured retail advances grew 36% YoY and 17% QoQ, while overall retail advances rose 18% YoY. Wholesale advances grew 27% YoY, with commercial banking up 29% YoY. The retail-to-wholesale mix stood at approximately 59:41 at the end of Q3 FY26. The bank stated that its liquidity remained comfortable, with LCR at 130%. Collection efficiency in the joint liability group (JLG) segment was 99.7% for March 2026. RBL Bank provides a wide range of banking and financial services, including wholesale banking, retail banking, treasury operations, and other banking-related activities. As of 31st December 2025, the bank has 1,921 total touch points of which 580 are bank branches and 1,341 business correspondent branches. Of 1,341 BC branches, 291 are banking outlets. RBL Finserve, a 100% subsidiary of the Bank, accounts for 1,084 business correspondent branches.

Total deposits as 31 March 2026 stood at Rs 1.39 lakh crore, up 25% YoY and 16% QoQ. CASA deposits aggregated to Rs 46,723 crore as on 31 March 2026, up 23% YoY and 26% QoQ. CASA ratio improved sequentially to 33.6% in Q3 FY26 from 30.9% in Q2 FY26. Gross advances of the bank increased to Rs 1.15 lakh crore as on 31 March 2026, up 22% YoY and 11% QoQ. On the asset side, secured retail advances grew 36% YoY and 17% QoQ, while overall retail advances rose 18% YoY. Wholesale advances grew 27% YoY, with commercial banking up 29% YoY. The retail-to-wholesale mix stood at approximately 59:41 at the end of Q3 FY26. The bank stated that its liquidity remained comfortable, with LCR at 130%. Collection efficiency in the joint liability group (JLG) segment was 99.7% for March 2026. RBL Bank provides a wide range of banking and financial services, including wholesale banking, retail banking, treasury operations, and other banking-related activities. As of 31st December 2025, the bank has 1,921 total touch points of which 580 are bank branches and 1,341 business correspondent branches. Of 1,341 BC branches, 291 are banking outlets. RBL Finserve, a 100% subsidiary of the Bank, accounts for 1,084 business correspondent branches. The scrip had shed 0.18% to end at Rs 301 on the BSE yesterday.

RBL Bank has allotted 2,33,903 equity shares under ESOP on 02 April 2026. Consequent to the above allotment, the paid-up share capital of the Bank has increased from 61,81,11,404 equity shares of Rs. 10 each aggregating to Rs. 618,11,14,040 to 61,83,45,307 equity shares of Rs.10 each aggregating to Rs. 618,34,53,070.

RBL Bank has allotted 2,23,525 equity shares under ESOP on 09 March 2025. Consequently, the paid up equity share capital has increased to 61,81,11,404 equity shares of Rs. 10 each aggregating to Rs. 618,11,14,040.Powered by Capital Market - Live