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PTC India Financial Services Ltd

PFS Share Price

33.090.18% (+0.06)
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Returns
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With a market cap of ₹2,121 cr, stock is ranked 1,156

Stock is 3.23x as volatile as Nifty

PFS Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹2,121 cr, stock is ranked 1,156

Stock is 3.23x as volatile as Nifty

PFS Performance & Key Metrics

PFS Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
6.060.77
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

PFS Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

PFS Company Profile

PTC India Financial Services Limited is a non-bank financial company which provides total financial services to the entities in energy value chain.

Investor Presentation

View older View older 

May 10, 2025

PDF
View Older Presentations
PE Ratio
23.08
23.08
1Y Return
23.97%
23.97%
Buy Reco %
0.00
0.00
PE Ratio
5.05
5.05
1Y Return
30.97%
30.97%
Buy Reco %
92.31
92.31
PE Ratio
5.85
5.85
1Y Return
35.11%
35.11%
Buy Reco %
92.31
92.31
PE Ratio
50.83
50.83
1Y Return
29.20%
29.20%
Buy Reco %
0.00
0.00
PE Ratio
16.43
16.43
1Y Return
8.15%
8.15%
Buy Reco %
100.00
100.00
Compare with Peers

PFS Sentiment Analysis

PFS Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PFS Stock Summary · October 2025

The company has demonstrated a robust recovery, marked by significant loan sanctions and improved asset quality, with gross NPAs reduced to 5%. While facing challenges such as deferred disbursements in key sectors, management remains optimistic about a strong sanction pipeline and strategic diversification into SME lending, which is expected to enhance future growth. Governance concerns have arisen from recent board changes, yet the commitment to transparency and a capital raise initiative signals a proactive approach to financial stability. The focus on niche markets, particularly in renewable energy, alongside a strategic shift towards smaller ticket loans, positions the company favorably in a competitive landscape, aiming for a potential credit rating upgrade as it strengthens its operational resilience.

PFS Stock Growth Drivers
PFS Stock Growth Drivers
10
  • Improved Asset Quality

    The company has achieved a significant reduction in asset quality issues, with total gross Stage

  • Strong Loan Sanctions and Disbursements

    PTC India Financial Services Limited reported loan sanctions of INR 1,048 crores and disbursements of

PFS Stock Challenges
PFS Stock Challenges
5
  • Disbursement Shortfalls

    The company projected a disbursement of approximately INR 1,200 crores for Q2 FY '26 but

  • Investor Skepticism and Concerns

    Investors have expressed skepticism regarding the company's performance and its ability to meet financial targets,

PFS Forecast

PFS Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

PFS

PFS

Income

Balance Sheet

Cash Flow

PFS Income Statement

PFS Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of -14.17%, vs industry avg of 11.28%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 0.98% to 0.26%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 14.56%, vs industry avg of 23.22%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue1,351.881,185.161,336.511,369.711,139.45968.75797.08776.57638.00587.46
Raw Materialssubtract160.63
Power & Fuel Costsubtract
Employee Costsubtract12.7714.7414.0416.4116.7418.9319.6320.5818.46
Selling & Administrative Expensessubtract17.5320.0322.7321.9525.2519.8022.7116.7016.64
Operating & Other expensessubtract789.521,297.551,016.021,152.97998.08750.04516.29516.83317.82
Depreciation/Amortizationsubtract3.383.262.736.345.956.076.086.486.567.12
Interest & Other Itemssubtract
Taxes & Other Itemssubtract183.35-50.2096.8662.0467.8243.9356.5655.2361.4769.63
EPS5.73-1.562.871.710.402.022.742.503.385.45
DPS1.500.200.800.450.000.001.000.000.000.00
Payout ratio0.260.280.260.000.000.370.000.000.00

PFS Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 10PDF
Jan 28PDF
Oct 29PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 21PDF
May 21PDF
May 19PDF
+2 more
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 30PDF
Nov 11PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

PFS Stock Peers

PFS Past Performance & Peer Comparison

PFS Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
PTC India Financial Services Ltd9.770.77
Indian Railway Finance Corp Ltd23.082.851.39%
Power Finance Corporation Ltd5.050.754.49%
REC Limited5.851.195.10%

PFS Stock Price Comparison

Compare PFS with any stock or ETF
Compare PFS with any stock or ETF
PFS
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PFS Holdings

PFS Shareholdings

PFS Promoter Holdings Trend

PFS Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PFS Institutional Holdings Trend

PFS Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

PFS Shareholding Pattern

PFS Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding64.99%3.65%1.41%2.19%27.76%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

PFS Shareholding History

PFS Shareholding History

JunSepDec '24MarJunSep2.35%2.05%2.03%2.08%2.22%2.19%

Mutual Funds Invested in PFS

Mutual Funds Invested in PFS

No mutual funds holding trends are available

Top 4 Mutual Funds holding PTC India Financial Services Ltd




Funds (Top 4)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.1241%2.77%-0.31%9/74 (-1)
1.0720%0.19%-0.07%98/135 (-2)
0.8181%1.11%-0.09%22/108 (0)

Compare 3-month MF holding change on Screener

PFS Insider Trades & Bulk Stock Deals

PFS Insider Trades & Bulk Stock Deals

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smallcases containing PFS stock

smallcases containing PFS stock

Looks like this stock is not in any smallcase yet.

PFS Events

PFS Events

PFS Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

PFS Dividend Trend

No dividend trend available

PFS Upcoming Dividends

PFS Upcoming Dividends

No upcoming dividends are available

PFS Past Dividends

PFS Past Dividends

Cash Dividend

Ex DateEx DateSep 5, 2023

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Sep 5, 2023

Cash Dividend

Ex DateEx DateSep 14, 2020

Final
Final | Div/Share: ₹0.45

Dividend/Share

0.45

Ex DateEx Date

Sep 14, 2020

Cash Dividend

Ex DateEx DateSep 20, 2019

Final
Final | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Sep 20, 2019

Cash Dividend

Ex DateEx DateAug 29, 2018

Final
Final | Div/Share: ₹0.20

Dividend/Share

0.20

Ex DateEx Date

Aug 29, 2018

Cash Dividend

Ex DateEx DateSep 13, 2017

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Sep 13, 2017

PFS Stock News & Opinions

PFS Stock News & Opinions

Corporate
PTC India Financial Services appoints director

The board of PTC India Financial Services at its meeting held on 24 November 2025 has approved the appointment of Rashmi Verma (DIN: 01993918) as an Additional Director in the capacity of Independent Director of the Company for a period of 3 consecutive years w.e.f. 24 November 2025, not liable to retire by rotation, which is subject to the approval of the shareholders.Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
PTC India Financial Services Ltd leads gainers in 'B' group

Raj Oil Mills Ltd, Arrow Greentech Ltd, EPack Prefab Technologies Ltd and Advance Agrolife Ltd are among the other gainers in the BSE's 'B' group today, 24 October 2025.PTC India Financial Services Ltd spiked 14.43% to Rs 39.97 at 12:01 IST. The stock was the biggest gainer in the BSE's 'B' group. On the BSE, 40.02 lakh shares were traded on the counter so far as against the average daily volumes of 47621 shares in the past one month. Raj Oil Mills Ltd surged 14.15% to Rs 58.5. The stock was the second biggest gainer in 'B' group. On the BSE, 24649 shares were traded on the counter so far as against the average daily volumes of 13752 shares in the past one month. Arrow Greentech Ltd soared 11.77% to Rs 616.05. The stock was the third biggest gainer in 'B' group. On the BSE, 16375 shares were traded on the counter so far as against the average daily volumes of 1914 shares in the past one month. EPack Prefab Technologies Ltd added 11.29% to Rs 258.35. The stock was the fourth biggest gainer in 'B' group. On the BSE, 39.25 lakh shares were traded on the counter so far as against the average daily volumes of 2.73 lakh shares in the past one month. Advance Agrolife Ltd jumped 10.36% to Rs 135.7. The stock was the fifth biggest gainer in 'B' group. On the BSE, 2.14 lakh shares were traded on the counter so far as against the average daily volumes of 1.46 lakh shares in the past one month. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
PTC India Financial spurts as Q2 PAT climbs 86% YoY to Rs 88 cr

However, total revenue from operations declined 19.32% year on year to Rs 131.84 crore in the quarter ended 30 September 2025. Profit before tax in Q2 FY26 was at Rs 117.63 crore, up 85.50% as against Rs 63.41 crore posted in Q2 FY25. Net interest margin (NIM) (earning portfolio) increased to 4.59% in Q2 FY26, compared to 4.41% in Q2 FY25. Spread (earning portfolio) for Q2 FY26 declined to 1.74% as against 2.04% reported in Q2 FY25. The provision coverage ratio (PCR) for stage III assets improved to 76% in Q2 FY26, compared to 63% in Q2 FY25. Debt equity ratio declined to 0.76 times in Q2 FY26 from 1.27 times in Q2 FY25. The return on net worth (annualized) increased to 12.30% from 7.26% in Q2 FY25, reflecting enhanced profitability and efficient capital utilization. Similarly, the return on assets (annualized) rose to 6.50%, compared to 3.08% in the same period last year. The yield on earning portfolio stood at 11.23% in Q2 FY26, marginally lower than 11.47% in Q2 FY25, indicating stable portfolio yields despite changing market conditions. Gross stage III assets improved significantly to Rs 193 crore in Q2 FY26 from Rs 764 crore in Q2 FY25. In Q2 FY26 disbursements stood at Rs 326 crores, up from NIL in Q2 FY25. Similarly, loan sanctions in Q2 FY26 reached Rs 1,048 crores, compared to NIL in the same period last year. On a half year basis, the company's consolidated net profit surged 145% to Rs 224.77 crore despite 15.67% decline in total revenue from operations to Rs 273.75 crore in H1 FY26 over H1 FY25. PTC India Financial Services stated, 'We remain steadfast in our commitment to delivering consistent value to all our stakeholders, guided by the principles of transparency, accountability, and responsible growth. Our core focus continues to be on profitable expansion, operational excellence, and the development of innovative, customer-centric solutions that align with our long-term sustainability vision. The quarter under review was marked by significant transition and progress. We witnessed strong traction across our business portfolio, supported by improved asset quality and steady growth in loan sanctions and disbursements. Notably, this quarter saw a visible uptick in loan activity, entry into the SME segment, and a meaningful improvement in asset quality. We are confident in sustaining this growth momentum in the coming quarters. While our AUM may experience short-term fluctuations due to prepayments and portfolio churn, we remain optimistic about achieving steady, high-quality growth over the medium term. Our strategy continues to focus on building a well-diversified, low-volatility portfolio, while consistently creating long-term value for our stakeholders.' PTC India Financial Services (PFS) is a NBFC registered with RBI which holds the status of Infrastructure Finance Company. It provides equity/debt financing solutions to the energy value chain. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
PTC India Financial Services consolidated net profit rises 86.19% in the September 2025 quarter

Net profit of PTC India Financial Services rose 86.19% to Rs 88.14 crore in the quarter ended September 2025 as against Rs 47.34 crore during the previous quarter ended September 2024. Sales declined 19.33% to Rs 131.84 crore in the quarter ended September 2025 as against Rs 163.43 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales131.84163.43 -19 OPM %134.3090.61 - PBDT119.5164.98 84 PBT117.6363.41 86 NP88.1447.34 86 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
PTC India Financial Services to conduct board meeting

PTC India Financial Services will hold a meeting of the Board of Directors of the Company on 23 October 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
PTC India Financial Services consolidated net profit rises 207.73% in the June 2025 quarter

Net profit of PTC India Financial Services rose 207.73% to Rs 136.63 crore in the quarter ended June 2025 as against Rs 44.40 crore during the previous quarter ended June 2024. Sales declined 11.97% to Rs 141.91 crore in the quarter ended June 2025 as against Rs 161.21 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales141.91161.21 -12 OPM %150.2092.47 - PBDT148.1460.92 143 PBT146.3159.34 147 NP136.6344.40 208 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
PTC India Financial Services to announce Quarterly Result

PTC India Financial Services will hold a meeting of the Board of Directors of the Company on 30 July 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
PTC India Financial Services schedules AGM

PTC India Financial Services announced that the 19th Annual General Meeting(AGM) of the company will be held on 6 August 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Board of PTC India Financial Services approves change in directorate

The Board of PTC India Financial Services at its meeting held on 10 June 2025 has considered of the following: 1. Noted communication received from PTC India, the holding company regarding withdrawal of its Nominee Director i.e. Pankaj Goel (DIN: 03006647) from the Board of the Company w.e.f. 10 June 2025. 2. Approved the appointment of Sanjeev Kumar (DIN: 08828758) as an Additional Director designated as Director (Operations) in the category of Key Managerial Personnel of the Company for a period of 5 years or upto the date of his superannuation, whichever is earlier, w.e.f. the date of his assumption of charge. He has assumed his charge from 10 June 2025 (FN).Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
PTC India Financial Services does not recommend dividend

The Board of PTC India Financial Services at the meeting held on 9th April 2025, has not recommended any Dividend for the Financial Year 2024-25 after considering the growth plans of the Company and the prevailing uncertain environment.Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of PTC India Financial Services Ltd (PFS) today?

    The share price of PFS as on 5th December 2025 is ₹33.09. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on PTC India Financial Services Ltd (PFS) share?

    The past returns of PTC India Financial Services Ltd (PFS) share are
    • Past 1 week: -4.90%
    • Past 1 month: -10.35%
    • Past 3 months: -13.83%
    • Past 6 months: -10.71%
    • Past 1 year: -24.69%
    • Past 3 years: 92.03%
    • Past 5 years: 75.69%

  3. What are the peers or stocks similar to PTC India Financial Services Ltd (PFS)?
  4. What is the market cap of PTC India Financial Services Ltd (PFS) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of PTC India Financial Services Ltd (PFS) is ₹2121.46 Cr as of 5th December 2025.

  5. What is the 52 week high and low of PTC India Financial Services Ltd (PFS) share?

    The 52-week high of PTC India Financial Services Ltd (PFS) is ₹45.92 and the 52-week low is ₹29.41.

  6. What is the PE and PB ratio of PTC India Financial Services Ltd (PFS) stock?

    The P/E (price-to-earnings) ratio of PTC India Financial Services Ltd (PFS) is 9.77. The P/B (price-to-book) ratio is 0.77.

  7. Which sector does PTC India Financial Services Ltd (PFS) belong to?

    PTC India Financial Services Ltd (PFS) belongs to the Financials sector & Specialized Finance sub-sector.

  8. How to buy PTC India Financial Services Ltd (PFS) shares?

    You can directly buy PTC India Financial Services Ltd (PFS) shares on Tickertape. Simply sign up, connect your demat account and place your order.