Northern ARC Capital Ltd

Profit before tax (PBT) jumped 49.84% YoY to Rs 175.57 crore in the quarter ended 31st March 2026. Net interest income (NII) increased 21% to Rs 387 crore in Q4 FY26, compared with Rs 320 crore in Q4 FY25. Lending asset under management (AUM) jumped 22% YoY to Rs 16,594 crore as on 31st March 2026. Credit cost fell to 2.2% in Q4 FY26 compared with 6% in Q4 FY25. As on 31st March 2026, gross NPA ratio was 1.2% while Net NPA ratio was 0.6% and provisioning coverage ratio on stage III assets was % Ashish Mehrotra, MD & CEO, Northern Arc Capital said, 'FY2026 was a landmark year for Northern Arc Capital. Despite headwinds in the microfinance segment earlier in the year and geopolitical uncertainties toward year-end, we delivered record performance. Our lending AUM crossed Rs 16,500 crore, while annual PAT reached an all-time high of Rs 406 crore, with highest ever quarterly profit of Rs 133 crore in Q4FY26. This performance was underpinned by disciplined underwriting, improved collection efficiency, and cautious growth and expansion. Building on this momentum, we enter FY2027 with a focused approach to drive profitable growth. Over the next 3'5 years, we will deepen our geographic presence, scale digital partnerships and invest in technology, data analytics and AI to drive efficiency, resilience and scale, to ensure we position Northern Arc Capital to double AUM by FY2029, sustain 22'25% growth, and deliver consistent profitability.' Northern Arc Capital is a diversified non-banking financial company (NBFCs), offering a suite of solutions including lending, placements, and fund investments in key sectors like MSME financing, MFI, consumer financing, vehicle financing, affordable housing financing, and agricultural supply chain finance.Powered by Capital Market - Live

Net profit of Northern Arc Capital rose 250.90% to Rs 132.50 crore in the quarter ended March 2026 as against Rs 37.76 crore during the previous quarter ended March 2025. Sales rose 23.09% to Rs 741.66 crore in the quarter ended March 2026 as against Rs 602.52 crore during the previous quarter ended March 2025. For the full year,net profit rose 33.32% to Rs 406.02 crore in the year ended March 2026 as against Rs 304.55 crore during the previous year ended March 2025. Sales rose 14.89% to Rs 2690.24 crore in the year ended March 2026 as against Rs 2341.61 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales741.66602.52 23 2690.242341.61 15 OPM %56.0839.14 -53.4952.02 - PBDT180.2739.97 351 554.35403.96 37 PBT175.5735.01 401 535.56386.08 39 NP132.5037.76 251 406.02304.55 33 Powered by Capital Market - Live

Northern Arc Capital will hold a meeting of the Board of Directors of the Company on 8 May 2026.

Net profit of Northern ARC Capital rose 33.25% to Rs 100.76 crore in the quarter ended December 2025 as against Rs 75.62 crore during the previous quarter ended December 2024. Sales rose 25.18% to Rs 721.14 crore in the quarter ended December 2025 as against Rs 576.08 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales721.14576.08 25 OPM %50.8853.63 - PBDT139.5499.91 40 PBT134.6694.04 43 NP100.7675.62 33 Powered by Capital Market - Live

Northern ARC Capital will hold a meeting of the Board of Directors of the Company on 30 January 2026.Powered by Capital Market - Live

Northern ARC Capital Ltd gained 3.29% today to trade at Rs 271.4. The BSE Financial Services index is up 0.55% to quote at 13076.2. The index is up 2.36 % over last one month. Among the other constituents of the index, IFCI Ltd increased 3.29% and AAVAS Financiers Ltd added 2.62% on the day. The BSE Financial Services index went up 15.11 % over last one year compared to the 7.07% surge in benchmark SENSEX. Northern ARC Capital Ltd has added 0.28% over last one month compared to 2.36% gain in BSE Financial Services index and 2.32% rise in the SENSEX. On the BSE, 751 shares were traded in the counter so far compared with average daily volumes of 29699 shares in the past one month. The stock hit a record high of Rs 290 on 06 Oct 2025. The stock hit a 52-week low of Rs 153.5 on 07 Apr 2025.Powered by Capital Market - Live

Net profit of Northern ARC Capital declined 6.10% to Rs 91.71 crore in the quarter ended September 2025 as against Rs 97.67 crore during the previous quarter ended September 2024. Sales rose 7.21% to Rs 627.45 crore in the quarter ended September 2025 as against Rs 585.27 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales627.45585.27 7 OPM %53.0658.33 - PBDT125.94136.76 -8 PBT120.97133.58 -9 NP91.7197.67 -6 Powered by Capital Market - Live

Northern ARC Capital will hold a meeting of the Board of Directors of the Company on 31 October 2025.Powered by Capital Market - Live

Northern ARC Capital has allotted 27,000 equity shares under ESOP on 18 September 2025. With the said allotment, the paid-up equity share capital of the Company shall stand increased from Rs. 161,53,93,750 (16,15,39,375 shares of Rs. 10 each) to Rs. 161,56,63,750 (16,15,66,375 shares of Rs. 10 each). Powered by Capital Market - Live

The broker highlighted attractive valuations, noting the stock trades at 0.9 times estimated FY27 book value and 6.8 times projected FY27 earnings. It expects margin expansion to be driven by a rising share of direct-to-customer lending and a likely easing of interest rates. Growth in the company's fund management and placement business is also projected to boost fee income and improve RoAs. Asset quality pressures in the microfinance segment are anticipated to ease from H2 FY26, with full normalcy expected in FY27. The brokerage forecast a robust 39% earnings CAGR over FY26-FY27, underpinned by stronger earnings growth and improving return ratios. Northern Arc Capital is a diversified non-banking financial company (NBFCs), offering a suite of solutions including lending, placements, and fund investments in key sectors like MSME financing, MFI, consumer financing, vehicle financing, affordable housing financing, and agricultural supply chain finance. The company's consolidated net profit fell 13.31% to Rs 81.05 crore despite of 4.79% jump in revenue from operations to Rs 6054.33 crore in Q1 FY26 over Q1 FY25. Powered by Capital Market - Live