Northern ARC Capital Ltd

Northern ARC Capital Ltd gained 3.29% today to trade at Rs 271.4. The BSE Financial Services index is up 0.55% to quote at 13076.2. The index is up 2.36 % over last one month. Among the other constituents of the index, IFCI Ltd increased 3.29% and AAVAS Financiers Ltd added 2.62% on the day. The BSE Financial Services index went up 15.11 % over last one year compared to the 7.07% surge in benchmark SENSEX. Northern ARC Capital Ltd has added 0.28% over last one month compared to 2.36% gain in BSE Financial Services index and 2.32% rise in the SENSEX. On the BSE, 751 shares were traded in the counter so far compared with average daily volumes of 29699 shares in the past one month. The stock hit a record high of Rs 290 on 06 Oct 2025. The stock hit a 52-week low of Rs 153.5 on 07 Apr 2025.Powered by Capital Market - Live

Net profit of Northern ARC Capital declined 6.10% to Rs 91.71 crore in the quarter ended September 2025 as against Rs 97.67 crore during the previous quarter ended September 2024. Sales rose 7.21% to Rs 627.45 crore in the quarter ended September 2025 as against Rs 585.27 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales627.45585.27 7 OPM %53.0658.33 - PBDT125.94136.76 -8 PBT120.97133.58 -9 NP91.7197.67 -6 Powered by Capital Market - Live

Northern ARC Capital will hold a meeting of the Board of Directors of the Company on 31 October 2025.Powered by Capital Market - Live

Northern ARC Capital has allotted 27,000 equity shares under ESOP on 18 September 2025. With the said allotment, the paid-up equity share capital of the Company shall stand increased from Rs. 161,53,93,750 (16,15,39,375 shares of Rs. 10 each) to Rs. 161,56,63,750 (16,15,66,375 shares of Rs. 10 each). Powered by Capital Market - Live

The broker highlighted attractive valuations, noting the stock trades at 0.9 times estimated FY27 book value and 6.8 times projected FY27 earnings. It expects margin expansion to be driven by a rising share of direct-to-customer lending and a likely easing of interest rates. Growth in the company's fund management and placement business is also projected to boost fee income and improve RoAs. Asset quality pressures in the microfinance segment are anticipated to ease from H2 FY26, with full normalcy expected in FY27. The brokerage forecast a robust 39% earnings CAGR over FY26-FY27, underpinned by stronger earnings growth and improving return ratios. Northern Arc Capital is a diversified non-banking financial company (NBFCs), offering a suite of solutions including lending, placements, and fund investments in key sectors like MSME financing, MFI, consumer financing, vehicle financing, affordable housing financing, and agricultural supply chain finance. The company's consolidated net profit fell 13.31% to Rs 81.05 crore despite of 4.79% jump in revenue from operations to Rs 6054.33 crore in Q1 FY26 over Q1 FY25. Powered by Capital Market - Live

Northern ARC Capital announced that the 17th Annual General Meeting(AGM) of the company will be held on 25 August 2025.Powered by Capital Market - Live

Profit before tax (PBT) fell 15.46% YoY to Rs 1043.65 crore in Q1 FY25. Net Interest Income (NII) grew by 10% YoY to Rs 298 crore in Q1FY26. Lending asset under management (AUM) jumped 12% YoY to Rs 13,351 crore as on June 30, 2025. Credit cost was Rs 102 crore for Q1FY26, registering the growth of 99% compared to Rs 51 crore in Q1FY25. As on 30th June 2025, gross NPA ratio was 1.13% while Net NPA ratio was 0.56% and provisioning coverage ratio on stage III assets was 50%. Capital adequacy ratio stood at 25.5% as on 30th June 2025. MD & CEO Ashish Mehrotra said, 'FY25 was a challenging year for the lending industry, but we enter FY26 with cautious optimism. Early signs of recovery are emerging, driven by strengthening macro fundamentals in the form of rising consumption, increased corporate capex, and a favourable monsoon outlook, alongside a regulatory push toward improved liquidity through rate cuts and a gradually normalizing credit environment, especially in the MFI segment outside Karnataka. At Northern Arc, our fee-based businesses continue to gain momentum, with core fee income growing 24% YoY against a 12% balance sheet expansion reflecting our strategic focus on building a solutions-led credit ecosystem. Excluding rural finance, where exposure remains calibrated, AUM grew 20% YoY. In rural finance, asset quality is stabilizing, with 0+ PAR reverting to March 2024 levels at 0.5%. We expect growth momentum to strengthen in the second half, supported by an improving credit cycle and liquidity.' Northern Arc Capital is a leading diversified non-banking financial company (NBFCs), offering a comprehensive suite of solutions including lending, placements, and fund investments in key sectors like MSME Financing, MFI, consumer financing, vehicle financing, affordable housing financing, and agricultural supply chain finance.Powered by Capital Market - Live

Net profit of Northern ARC Capital declined 13.31% to Rs 81.05 crore in the quarter ended June 2025 as against Rs 93.49 crore during the previous quarter ended June 2024. Sales rose 4.79% to Rs 605.43 crore in the quarter ended June 2025 as against Rs 577.74 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales605.43577.74 5 OPM %53.3057.46 - PBDT108.60127.32 -15 PBT104.37123.45 -15 NP81.0593.49 -13 Powered by Capital Market - Live

Northern ARC Capital will hold a meeting of the Board of Directors of the Company on 29 July 2025.Powered by Capital Market - Live

Northern ARC Capital announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 7 August 2025.Powered by Capital Market - Live