Niyogin Fintech Ltd

Niyogin Fintech Ltd share price inched up 1.53% to Rs 55.86. The Company's net profit tanked by 551.35% to Rs 5.01 crore, while revenue from operations slipped slightly by 8.88% to Rs 65.58 crore in Q2FY26 over Q1FY26. The market capitalization of Non Banking Financial Company (NBFC) industry group stocks on BSE stood at Rs 17.12 lakh crore, rising 6.93%. It has slipped by 2.65% over last one week and soared by 15.42% in last one month while the market capitalization of Niyogin Fintech Ltd has gained 12.71% and 26.58% in the same period respectively. Profit before tax (PBT) of Niyogin Fintech Ltd stood at Rs 6.16 crore in Q2 FY26, surging by 710.53% year-on-year, and nosediving by 533.80% quarter-on-quarter. EBITDA came in at Rs 5 crore, tanking 32.36% YoY and crashing by 27.85% sequentially. Total expenses eased by 4.05% to Rs 72.91 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 10.23 crore, softening 3.13% YoY. For the TTM ended FY26, revenue from operations surged 55.27% to Rs 303.98 crore, while net profit tumbled by 34.26% to Rs 16.33 crore, compared to previous TTM. EBITDA saw a sharp decline of 2204% to Rs 22.81 crore, and PBT fell 14.74% to Rs 22.27 crore compared to previous TTM. Niyogin Fintech Ltd softened by 0.15% in last one year, outperforming the benchmark BSE Sensex which has eased by 2.83% during the same period.

Niyogin Fintech Limited reported consolidated financial results for the quarter ended June 30, 2026, showing losses in both its Financing and Technology segments. Financing Related Activities generated Rs 3,501.04 lakhs in revenue but incurred a loss of Rs (34.91) lakhs, while Technology Related Activities posted Rs 3,174.57 lakhs in revenue with a loss of Rs (580.76) lakhs. The company holds Rs 35,425.22 lakhs in assets and Rs 18,073.84 lakhs in assets within the Financing and Technology segments respectively, alongside Rs 14,993.31 lakhs and Rs 14,578.72 lakhs in liabilities. A significant management overlay for Expected Credit Losses totaled Rs 488.71 lakhs, and the company holds Rs 1,781.85 lakhs in net unrecognised Deferred Tax Assets, contingent on future profitability. The results, reviewed by the Audit Committee and Statutory Auditors, include subsidiaries Iserveu Technology Private Limited, InvestDirect Capital Services Private Limited, Niyogin AI Private Limited, and Niyogin Finserv Limited.

Niyogin Fintech Limited, a technology-led financial services company operating within a BSE-listed entity, reported a challenging first quarter for fiscal year 2027, with consolidated net revenue reaching Rs 22.1 crore and a net loss of Rs 5.0 crore. The company’s iServeU segment, providing payments and technology infrastructure, experienced a significant decline impacting overall profitability, while its NBFC business, focused on embedded lending through partnerships, remained profitable with Rs 10.2 crore in net interest income. Niyogin Fintech’s strategic focus remains on embedded finance, leveraging partnerships and technology leadership, supported by an order book of Rs 546 crore for its iServeU segment. The company has expanded its capabilities through acquisitions, including wealth tech platform MoneyFront, and recently partnered with Pax Technology for payment solutions.

Niyogin Fintech Limited reported a net loss of Rs 500.72 million for the quarter ended June 30, 2026, according to consolidated financial results released recently. Total revenue for the quarter reached Rs 6,675.61 million, a decrease from Rs 7,740.71 million in the prior quarter and Rs 8,614.08 million in the same period last year. The company’s Financing segment, which generates revenue of Rs 3,501.04 million, experienced a net loss of Rs 34.91 million, while the Technology segment posted a significant loss of Rs 580.76 million despite revenue of Rs 3,174.57 million. Management assessed an expected credit loss overlay of Rs 488.71 million, and the company holds unrecognised deferred tax assets of Rs 1,781.85 million, the realization of which remains uncertain. Statutory auditors have issued an unmodified review report on the results, which comply with SEBI regulations.

Niyogin Fintech Limited will hold a board meeting on Thursday, August 13, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026, the company said in a filing with the BSE Limited. Trading window for designated persons and their immediate relatives was closed from Wednesday, July 01, 2026, and will remain closed until 48 hours after the results are declared.

Net profit of Niyogin Fintech reported to Rs 0.71 crore in the quarter ended March 2026 as against net loss of Rs 0.33 crore during the previous quarter ended March 2025. Sales rose 3.04% to Rs 71.97 crore in the quarter ended March 2026 as against Rs 69.85 crore during the previous quarter ended March 2025. For the full year,net loss reported to Rs 0.47 crore in the year ended March 2026 as against net loss of Rs 15.89 crore during the previous year ended March 2025. Sales declined 5.61% to Rs 286.93 crore in the year ended March 2026 as against Rs 303.98 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales71.9769.85 3 286.93303.98 -6 OPM %8.420.39 -1.32-1.76 - PBDT4.11-0.77 LP 14.49-12.73 LP PBT1.42-3.10 LP 4.18-22.27 LP NP0.71-0.33 LP -0.47-15.89 97 Powered by Capital Market - Live

Niyogin Fintech will hold a meeting of the Board of Directors of the Company on 14 May 2026.

In Q4 FY26, IserveU Tech Net revenue stood at Rs 21.2 crore, up 56% YoY. The iServeU Tech order book now stands at Rs 610 crore, while iServeU recorded a full-year net revenue of Rs. 74.9 crores for FY26. Tashwinder Singh, CEO and managing director, Niyogin Fintech said, 'Our lending business recorded strong AUM growth during the quarter, driven by new partnerships and continued portfolio expansion. iServeU delivered solid year-on-year revenue growth supported by a stable order book, positioning us well to build further momentum in the coming quarters.' The company's current market capitalization is Rs 531.99 crore. Niyogin Fintech caters to India's underserved MSMEs and is a B2B company. It ties up with business correspondents, banks and neobanks/fintechs to offer banking as a service (BaaS) platforms, while it provides credit and other financial services through its financial professional network.

Net profit of Niyogin Fintech reported to Rs 0.06 crore in the quarter ended December 2025 as against net loss of Rs 4.88 crore during the previous quarter ended December 2024. Sales declined 43.26% to Rs 63.10 crore in the quarter ended December 2025 as against Rs 111.21 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales63.10111.21 -43 OPM %-10.08-1.12 - PBDT5.22-2.81 LP PBT2.60-5.25 LP NP0.06-4.88 LP Powered by Capital Market - Live

Niyogin Fintech will hold a meeting of the Board of Directors of the Company on 11 February 2026.Powered by Capital Market - Live