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Muthoot Microfin Ltd

MUTHOOTMF Share Price

185.621.46% (+2.68)
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With a market cap of ₹3,066 cr, stock is ranked 978

Stock is 3.35x as volatile as Nifty

MUTHOOTMF Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹3,066 cr, stock is ranked 978

Stock is 3.35x as volatile as Nifty

MUTHOOTMF Performance & Key Metrics

MUTHOOTMF Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
-8.501.16
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

MUTHOOTMF Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 2 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

MUTHOOTMF Company Profile

Muthoot Microfin Limited provides microloans to women for small income-generating activities, focusing on entrepreneurship and financial assistance.

Investor Presentation

View older View older 

Nov 6, 2025

PDF
View Older Presentations

MUTHOOTMF Similar Stocks (Peers)

Compare with peers Compare with peers 

MUTHOOTMF Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
23.08
23.08
1Y Return
23.97%
23.97%
Buy Reco %
0.00
0.00
PE Ratio
5.05
5.05
1Y Return
30.97%
30.97%
Buy Reco %
92.31
92.31
PE Ratio
5.85
5.85
1Y Return
35.11%
35.11%
Buy Reco %
92.31
92.31
PE Ratio
50.83
50.83
1Y Return
29.20%
29.20%
Buy Reco %
0.00
0.00
PE Ratio
16.43
16.43
1Y Return
8.15%
8.15%
Buy Reco %
100.00
100.00
Compare with Peers

MUTHOOTMF Sentiment Analysis

MUTHOOTMF Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

MUTHOOTMF Stock Summary · November 2025

The company is witnessing a robust recovery, marked by a 28.1% increase in disbursements and improved asset quality, which has bolstered market confidence and led to a credit rating upgrade. Operational efficiencies are being enhanced through digital transformation and strategic branch rationalization, resulting in lower costs and improved collection rates. A focus on high-quality customer segments is driving growth in the Individual Loan portfolio, while new product offerings aim to diversify and meet evolving customer needs. With a stable liquidity position and optimistic growth targets, management anticipates achieving a 2% Return on Assets, supported by prudent risk management and favorable economic conditions that enhance customer affordability. Overall, the company is well-positioned for sustained growth amidst a competitive landscape.

MUTHOOTMF Stock Growth Drivers
MUTHOOTMF Stock Growth Drivers
7
  • Operational Recovery and Performance Improvement

    The company has reported a positive shift in its operational performance, with significant improvements in

  • Portfolio Diversification and Product Expansion

    The company has successfully diversified its portfolio by introducing new products such as Individual Loans,

MUTHOOTMF Stock Challenges
MUTHOOTMF Stock Challenges
4
  • Credit Cost Concerns

    The company has reported a significant credit cost totaling INR 243 crores for the first

  • Operational Efficiency Challenges

    Despite improvements in operational efficiency, the company has faced challenges in underwriting and customer acquisition.

MUTHOOTMF Forecast

MUTHOOTMF Forecasts

Price

Revenue

Earnings

MUTHOOTMF

MUTHOOTMF

Income

Balance Sheet

Cash Flow

MUTHOOTMF Income Statement

MUTHOOTMF Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 24.23%, vs industry avg of 11.28%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.62% to 1.05%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue243.84511.39750.43866.73696.28842.941,446.352,255.282,564.442,374.12
Raw Materialssubtract2,803.76
Power & Fuel Costsubtract
Employee Costsubtract65.23103.83147.01196.92187.09237.08322.56446.43533.91
Selling & Administrative Expensessubtract
Operating & Other expensessubtract120.42370.53329.93636.41481.30520.37884.311,191.572,276.60
Depreciation/Amortizationsubtract0.971.842.9713.7118.8320.7826.6135.4442.8444.14
Interest & Other Itemssubtract
Taxes & Other Itemssubtract20.1849.6369.301.492.0017.3348.98132.26-66.38-113.13
EPS5.15-1.5518.541.590.624.1514.1931.65-13.29-21.52
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

MUTHOOTMF Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Nov 6PDF
Nov 5PDF
Aug 11PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 8PDF
Feb 6PDF
Nov 6PDF
Nov 5PDF
FY 2024FY 2024

Annual report

PDF
 

MUTHOOTMF Stock Peers

MUTHOOTMF Past Performance & Peer Comparison

MUTHOOTMF Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Muthoot Microfin Ltd-13.781.16
Indian Railway Finance Corp Ltd23.082.851.39%
Power Finance Corporation Ltd5.050.754.49%
REC Limited5.851.195.10%

MUTHOOTMF Stock Price Comparison

Compare MUTHOOTMF with any stock or ETF
Compare MUTHOOTMF with any stock or ETF
MUTHOOTMF
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MUTHOOTMF Holdings

MUTHOOTMF Shareholdings

MUTHOOTMF Promoter Holdings Trend

MUTHOOTMF Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

MUTHOOTMF Institutional Holdings Trend

MUTHOOTMF Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 22.61%

Tickertape Separator

MUTHOOTMF Shareholding Pattern

MUTHOOTMF Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding55.47%0.00%2.84%23.26%18.44%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

MUTHOOTMF Shareholding History

MUTHOOTMF Shareholding History

JunSepDec '24MarJunSep26.55%25.86%25.80%25.47%0.64%23.26%

Mutual Funds Invested in MUTHOOTMF

Mutual Funds Invested in MUTHOOTMF

No mutual funds holding trends are available

Top 1 Mutual Funds holding Muthoot Microfin Ltd


Funds (Top 1)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0000%0.00%0.00%981/1023 (-25)

Compare 3-month MF holding change on Screener

MUTHOOTMF Insider Trades & Bulk Stock Deals

MUTHOOTMF Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing MUTHOOTMF stock

smallcases containing MUTHOOTMF stock

Looks like this stock is not in any smallcase yet.

MUTHOOTMF Events

MUTHOOTMF Events

MUTHOOTMF Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

MUTHOOTMF has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

MUTHOOTMF Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

MUTHOOTMF has not given any dividends in last 5 years

MUTHOOTMF Dividends

MUTHOOTMF Dividends

Hmm, looks like data is unavailable here. Please come back after some time

MUTHOOTMF Stock News & Opinions

MUTHOOTMF Stock News & Opinions

Corporate
Muthoot Microfin raises Rs 450 via private placement of NCDs

Muthoot Microfin announced a Rs 450 crore capital raise through a private placement of secured, rated, listed redeemable non-convertible debentures (NCDs), offering coupon rates between 9.70% and 9.95% per annum. The proceeds will support onward lending, working capital needs, debt repayment/refinancing, and general corporate purposes. The issuance will be undertaken in two phases, with Rs 225 crore each to be raised in December 2025 and January 2026, across six tranches of Rs 75 crore each. The NCDs are rated 'CRISIL A+/Positive', reflecting adequate safety, low credit risk, and the potential for a rating upgrade. Available in denominations of Rs 10,000 and Rs 1,00,000, the instruments carry 24-month and 36 month tenures with monthly interest pay-outs, providing predictable cash flows for institutional investors. The NCDs are secured by an exclusive first-ranking charge over the Company's receivables with a 1.05x security cover, backed by present and future unencumbered assets.Powered by Capital Market - Live

6 days agoCapital Market - Live
Spotlight
Muthoot Microfin rallies as board to mull fundraise on 27 Nov

The disclosure came in after-market hours on 24 November 2025. Muthoot Microfin is a part of Muthoot Pappachan Group (also known as Muthoot Blue) and is one of the leading listed MFIs in India. It provides financial assistance through micro loans such as income generating loans to women engaged in small businesses. The company's standalone net profit declined 50.5% to Rs 30.52 crore on 12.9% fall in total income to Rs 577.39 crore in Q2 FY26 over Q2 FY25.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Muthoot Microfin allots NCDs aggregating Rs 150 cr

Muthoot Microfin has allotted 15,000 Secured, Rated, Listed, Redeemable, Taxable Non-Convertible Debentures (NCDs), having face value of Rs 1,00,000/- each, for an aggregate nominal value of Rs 150 crore, on private placement basis. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Earnings
Muthoot Microfin standalone net profit declines 50.46% in the September 2025 quarter

Net profit of Muthoot Microfin declined 50.46% to Rs 30.52 crore in the quarter ended September 2025 as against Rs 61.61 crore during the previous quarter ended September 2024. Sales declined 12.99% to Rs 576.33 crore in the quarter ended September 2025 as against Rs 662.41 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales576.33662.41 -13 OPM %44.8349.59 - PBDT48.1391.72 -48 PBT37.1181.19 -54 NP30.5261.61 -50 Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Muthoot Microfin schedules board meeting

Muthoot Microfin will hold a meeting of the Board of Directors of the Company on 5 November 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Muthoot Microfin allots NCDs aggregating Rs 50 cr

Muthoot Microfin has allotted 5,000 Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-Convertible Debentures having a face value of Rs 1,00,000/- each, for an aggregate nominal value of Rs 50 crore green shoe option of Rs 20 crore, on private placement basis. Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Muthoot Microfin board OKs raising Rs 75 cr via private placement

The company will issue upto 7,500 listed, rated, senior, secured, transferable, redeemable, non-convertible debentures having face value of Rs 1 lakh each, aggregating to Rs 75 crore. This includes a green shoe option of Rs 45 crore. The NCDs will carry coupon rate is 9.80% p.a., with interest payable on a monthly basis. Muthoot Microfin is a part of Muthoot Pappachan Group (also known as Muthoot Blue) and is one of the leading listed MFIs in India. The company's standalone net profit tumbled 94.54% to Rs 6.18 crore on a 15.8% decline in revenue from operations to Rs 558.62 crore in Q1 FY26 over Q1 FY25. The counter rose 0.77% to end at Rs 163.05 on the BSE.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Muthoot Microfin raises Rs 100 cr via NCDs

Muthoot Microfin has allotted 1 lakh Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-Convertible Debentures (NCDs) having face value of Rs 10,000 per Bond for an aggregate nominal value of Rs 100 crore on private placement basis. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Muthoot Microfin allots commercial paper of Rs 32.85 cr

Muthoot Microfin has allotted commercial paper aggregating Rs 32.85 crore on 13 August 2025. Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Muthoot Microfin standalone net profit declines 94.54% in the June 2025 quarter

Net profit of Muthoot Microfin declined 94.54% to Rs 6.18 crore in the quarter ended June 2025 as against Rs 113.22 crore during the previous quarter ended June 2024. Sales declined 15.80% to Rs 558.62 crore in the quarter ended June 2025 as against Rs 663.47 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales558.62663.47 -16 OPM %40.4758.80 - PBDT16.76156.73 -89 PBT5.76146.55 -96 NP6.18113.22 -95 Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Muthoot Microfin Ltd (MUTHOOTMF) today?

    The share price of MUTHOOTMF as on 5th December 2025 is ₹185.62. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Muthoot Microfin Ltd (MUTHOOTMF) share?

    The past returns of Muthoot Microfin Ltd (MUTHOOTMF) share are
    • Past 1 week: -5.44%
    • Past 1 month: 6.68%
    • Past 3 months: 8.62%
    • Past 6 months: 43.63%
    • Past 1 year: -3.71%
    • Past 3 years: N/A%
    • Past 5 years: -31.26%

  3. What are the peers or stocks similar to Muthoot Microfin Ltd (MUTHOOTMF)?
  4. What is the market cap of Muthoot Microfin Ltd (MUTHOOTMF) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Muthoot Microfin Ltd (MUTHOOTMF) is ₹3066.03 Cr as of 5th December 2025.

  5. What is the 52 week high and low of Muthoot Microfin Ltd (MUTHOOTMF) share?

    The 52-week high of Muthoot Microfin Ltd (MUTHOOTMF) is ₹199.39 and the 52-week low is ₹119.25.

  6. What is the PE and PB ratio of Muthoot Microfin Ltd (MUTHOOTMF) stock?

    The P/E (price-to-earnings) ratio of Muthoot Microfin Ltd (MUTHOOTMF) is -13.78. The P/B (price-to-book) ratio is 1.16.

  7. Which sector does Muthoot Microfin Ltd (MUTHOOTMF) belong to?

    Muthoot Microfin Ltd (MUTHOOTMF) belongs to the Financials sector & Specialized Finance sub-sector.

  8. How to buy Muthoot Microfin Ltd (MUTHOOTMF) shares?

    You can directly buy Muthoot Microfin Ltd (MUTHOOTMF) shares on Tickertape. Simply sign up, connect your demat account and place your order.