Muthoot Microfin Ltd

Muthoot Microfin Limited announced that its Debenture Issue and Allotment Committee has allotted 250,000 Listed, Rated, Secured, Redeemable Non-Convertible Debentures (NCDs) with a face value of Rs 10,000 each for an aggregate nominal value of Rs 250,00,00,000 on a private placement basis. The allotment, made on September 08, 2026, will mature on September 08, 2028, and carries an interest rate of 9.25% per annum, payable monthly. The NCDs will be listed on the BSE Limited.

Muthoot Microfin Limited announced that its Debenture Issue and Allotment Committee approved the issuance of 2,50,000 Secured, Rated, Listed, Redeemable, Non-Convertible Debentures (“NCDs”) on a private placement basis, with a face value of Rs 10,000 each, for an aggregate nominal value of Rs 250,00,00,000. The NCDs will have a tenure of 24 months, with a deemed date of allotment of September 8, 2026, and a maturity date of September 8, 2028, offering a coupon rate of 9.25% per annum, and will be listed on the BSE Limited.

Muthoot Microfin Limited announced that its Debenture Issue and Allotment Committee approved the issuance of 250,000 Secured, Rated, Listed, Redeemable, Non-Convertible Debentures (“NCDs”) with a face value of Rs 10,000 each, for an aggregate nominal value of Rs 250,00,00,000, through a private placement. The NCDs will have a tenure of 24 months, with a deemed date of allotment of September 8, 2026, and a maturity date of September 8, 2028, offering a coupon rate of 9.25% per annum, and will be listed on the BSE Limited.

Muthoot Microfin Limited will convene a meeting of its Debenture Issue and Allotment Committee on Friday, August 28, 2026, to consider and approve fund raising by issuance of Non-Convertible Debentures on a private placement basis, according to a regulatory filing with the BSE Limited and National Stock Exchange of India Limited.

A financial institution submitted a regulatory report, designated DNBS4BIRS, detailing its interest rate sensitivity related to off-balance sheet exposures. The report, structured around expected outflows, inflows, and a mismatch calculation, itemizes potential obligations and receipts linked to activities such as credit commitments, reverse repo agreements, bill rediscounting, and derivative exposures including futures, options, and swaps. The report, presented in tabular format, currently reflects zero values across all listed items, suggesting either a lack of exposure in these categories or incomplete data submission. The reporting currency is listed as Indian Rupees (Rs Lakhs), and the document references a broader “Statement on Interest Rate Sensitivity (IRS): Off-Balance Sheet Items (OBS).”

Muthoot Microfin Limited announced that its shareholders approved the appointment of Ms. Hannah Muthoot (DIN: 10762532) as a Non-Executive Director with effect from June 30, 2026, at the company’s 34th Annual General Meeting held on August 11, 2026. Ms. Muthoot, a fourth-generation member of the Muthoot Pappachan Group, has over five years of experience within the group across financial services, business operations, strategy, and customer-centric business development, and holds degrees from Northeastern University and the University of Southern California.

Muthoot Microfin Limited announced that John Tyler Day, a Non-Executive Director (DIN: 07298703), has retired from the board effective August 11, 2026, in compliance with the Companies Act, 2013, as previously disclosed on June 30, 2026.

Muthoot Microfin will hold a meeting of the Board of Directors of the Company on 6 August 2026.

The company's AUM stood at Rs 14,457 crore as of 30 June 2026, up 18% from a year earlier and 3% higher than 31 March 2026, reflecting continued portfolio expansion. Disbursements during the first quarter of FY27 rose 49% YoY to Rs 2,645 crore. During the quarter, the company also commenced gold loan disbursements under a referral and co-lending arrangement with its parent, Muthoot Fincorp, disbursing Rs 192.86 crore. The loan portfolio continued to diversify, with the joint liability group (JLG) and non-JLG mix improving to 76:24 as of 30 June 2026 from 83:17 as of 31 March 2026. The Small and Micro Enterprise Individual Loan portfolio increased to Rs 3,214 crore while maintaining near-zero delinquency. On the asset quality front, collection efficiency improved to 97.97% in Q1 FY27 from 93.00% in Q1 FY26 and 96.43% in Q4 FY26. X-Bucket collection efficiency stood at 99.89%, reflecting sustained collection discipline. As of June 30, 2026, the company maintained a robust liquidity of 1,310 crore through diversified funding sources and un-availed sanctioned credit lines amounting to Rs 3,485 crore, providing adequate financial flexibility to support future business growth. During the quarter, the company further strengthened its funding profile by raising a total of Rs 2,664 crore. The company outlined its long-term strategic roadmap, targeting assets under management (AUM) of Rs 30,000 crore by FY30. It also aims to transition its loan portfolio to a 53.4% joint liability group (JLG) and 46.6% non-JLG mix by the end of the decade. Further, the company is targeting a return on assets (RoA) of over 5% and a return on equity (RoE) of more than 20% by FY30. It also plans to increase digital collections, with a target of achieving 75% digital collections by 2030. As of 30 June 2026, Muthoot Microfin operated 1,671 branches and served 33 lakh active customers. During the quarter, the company expanded its presence across existing and newly entered markets, including Telangana, Andhra Pradesh and Assam. Muthoot Microfin is a part of Muthoot Pappachan Group (also known as Muthoot Blue) and is one of the leading listed MFIs in India. It provides financial assistance through microloans, such as income-generating loans, to women engaged in small businesses. The company reported standalone net profit of Rs 71.12 crore in Q4 FY26 compared with net loss of Rs 401.15 crore in Q4 FY25. Total income jumped 14.9% YoY to Rs 638.90 crore in Q4 FY26.Powered by Capital Market - Live

Muthoot Microfin announced that the 34th Annual General Meeting(AGM) of the company will be held on 11 August 2026.