SG Finserve Ltd

SG Finserve announced the launch of its digital lending solution in partnership with BharatPe Money (Resilient Digi Services) as the Lending Service Provider (LSP) and Succesship Technologies (Succesship) as the technology partner powering the end-to-end digital lending journey. The partnership aims to improve access to formal credit for India's merchants by offering a seamless, fully digital and paperless borrowing experience. Built in accordance with the Reserve Bank of India's Digital Lending Guidelines, the solution places customer consent, transparency, responsible lending and regulatory compliance at the core of lending journey. The digital lending solution enables eligible businesses to apply for merchant loans through a simplified digital process with faster approvals, minimal documentation and a seamless customer experience. By bringing together SG Finserve's lending expertise, BharatPe's merchant network, and Succesship's technology platform, the partnership seeks to make formal credit more accessible for entrepreneurs across the country.

SG Finserve has incorporated a wholly owned subsidiary, SG Alternative Investment Fund on 16 July 2026. The new subsidiary will act as an investment manager for setting up a category III alternate investment fund.

SG Finserve has granted 55,000 stock options under ESOS on 14 July 2026.

On a sequential basis, net profit increased 27% from Rs 42.3 crore reported in Q4 FY26 Total income jumped 102% year-on-year to Rs 136.2 crore in Q1 FY27, compared with Rs 67.4 crore in the year-ago quarter. On a quarter-on-quarter basis, it rose 29% from Rs 105.7 crore. Profit before tax climbed 111% YoY and 27% QoQ to Rs 71.6 crore during the quarter. Net interest income (NII) rose 92% YoY and 31% QoQ to Rs 82.1 crore in Q1 FY27. The company's loan book touched a record Rs 4,552 crore as of June 30, 2026, registering 16% quarter-on-quarter and 82% year-on-year growth. SG Finserve said supply chain financing remained its core business, supported by the commercialization of its Factoring and TReDS business. The company maintained a cost-to-income ratio below 15% and reported nil NPAs during the quarter. It posted a return on assets (RoA) of 5.10% and an annualised return on equity (RoE) of 14%. SG Finserve said it remained well-capitalised, with total equity of Rs 1,539 crore as of June 30, 2026, and a debt-to-tangible net worth ratio of 2.2x, providing sufficient headroom for future growth. Looking ahead, the company said it will focus on deepening relationships with existing customers, expanding its customer base, broadening its product portfolio, forging strategic partnerships, and exploring adjacent financial services. Separately, the board granted in-principle approval to evaluate the acquisition of a 51% stake in Succesship Technologies with a maximum investment of Rs 20 crore, subject to financial, legal, tax, compliance and technology due diligence, as well as an independent valuation. The final proposal will be placed before the board for approval. The board also approved, in principle, exploring the establishment of a finance company in GIFT City as a wholly owned subsidiary, subject to regulatory, financial and commercial viability assessments. In addition, the board approved the five-year tenure of Abhishek Mahajan as Chief Risk Officer, effective July 14, 2026, in accordance with the RBI's Non-Banking Financial Companies ' Governance Directions, 2025. The company also noted the resignation of Kush Mishra as Company Secretary and Compliance Officer, effective July 18, 2026, and approved the appointment of Ankit Sharma as Company Secretary, Key Managerial Personnel (KMP) and Compliance Officer with effect from July 19, 2026. SG Finserve is an RBI-registered, technology-enabled non-banking financial company (NBFC) focused on supply chain financing solutions for dealers, distributors, retailers, buyers, suppliers and logistics partners of Indian corporates. Powered by Capital Market - Live

SG Finserve will hold a meeting of the Board of Directors of the Company on 14 July 2026.

SG Finserve announced that the 32th Annual General Meeting(AGM) of the company will be held on 30 June 2026.

On a sequential basis, net profit increased 30% from Rs 32.5 crore reported in Q3 FY26. Total income surged 95% YoY to Rs 105.7 crore in the quarter ended 31 March 2026, while it grew 23% quarter-on-quarter from Rs 85.8 crore. Profit before tax in Q4 FY26 stood at Rs 56.2 crore, up by 81% YoY and 30% QoQ. The company reported Net Interest Income (NII) of Rs 62.8 crore in Q4 FY26, up 77% YoY and 27% QoQ. Operationally, the company maintained strong asset quality and efficiency, with a cost-to-income ratio below 15% and nil NPAs. For the full year, it reported a return on assets (RoA) of 4.80% and a return on equity (RoE) of 12% per annum. During the quarter, SG Finserve raised Rs 316 crore through the conversion of share warrants, strengthening its capital base. The company said it remains well-capitalised, with total equity of Rs 1,460 crore and leverage of 1.9x, providing headroom for future growth. The company's loan book reached an all-time high of Rs 3,936 crore as of 31 March 2026, registering a growth of 75% YoY and 23% QoQ. Gross disbursements crossed Rs 25,000 crore during the year, reflecting a 40% YoY increase. The firm added that its strategy focuses on deepening and widening its business by strengthening existing customer relationships, acquiring new customers, expanding product offerings, and exploring adjacent financial services. On a full-year basis, the company's standalone net profit jumped 58% YoY to Rs 127.7 crore, while total income climbed 96% YoY to Rs 333.7 crore in FY26 compared to FY25. Meanwhile, the board has approved the appointment of Deepak Kumar as an additional director (non-executive, non-independent) and chairperson of the company, effective 16 April 2026, subject to shareholder approval. SG Finserve (SGFL) is a tech-enabled RBI-registered non-banking finance company (NBFC) providing inclusive business financing solutions to channel partners ' dealers, distributors, retailers, buyers, suppliers, transporters/logistics, etc. of Indian corporates.

Net profit of SG Finserve rose 77.68% to Rs 42.27 crore in the quarter ended March 2026 as against Rs 23.79 crore during the previous quarter ended March 2025. Sales rose 94.88% to Rs 105.41 crore in the quarter ended March 2026 as against Rs 54.09 crore during the previous quarter ended March 2025. For the full year,net profit rose 57.62% to Rs 127.66 crore in the year ended March 2026 as against Rs 80.99 crore during the previous year ended March 2025. Sales rose 96.16% to Rs 333.41 crore in the year ended March 2026 as against Rs 169.97 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales105.4154.09 95 333.41169.97 96 OPM %93.9992.01 -91.9183.76 - PBDT56.4031.22 81 172.23110.67 56 PBT56.2131.08 81 171.55110.16 56 NP42.2723.79 78 127.6680.99 58 Powered by Capital Market - Live

SG Finserve will hold a meeting of the Board of Directors of the Company on 16 April 2026.

SG Finserve has allotted 6,27,778 equity shares of Rs 10 each on conversion of warrants upon receipt of Rs 337.5/- per warrant (being balance 75% of the issue price of Rs 450/- per warrant) aggregating Rs 21,18,75,075/-. Consequently, the paid up equity share capital has increased to Rs 5,89,50,000/- comprising 6,58,95,000 equity shares of Rs 10/- each.