Life Insurance Corporation Of India

On a consolidated basis, net profit rose 17.46% YoY to Rs 12,930.44 crore in Q3 FY26, while total income increased 15.74% YoY to Rs 2,36,776.30 crore compared with Q3 FY25. Consolidated profit before tax rose 3.42% YoY to Rs 13,188.05 crore during the quarter. On a standalone basis, LIC reported a steady performance for the nine months ended December 31, 2025. Profit after tax increased 16.68% YoY to Rs 33,998 crore, compared with Rs 29,138 crore in the corresponding period last year. The insurer retained its leadership position in the Indian life insurance market, with an overall market share of 57.07% for the nine-month period, marginally lower than 57.42% a year ago. During the period, LIC held a 35.84% market share in the individual segment and a dominant 71.36% share in the group business. Product mix continued to improve, with individual business non-participating annualised premium equivalent surging 47.44% YoY to Rs 10,045 crore. As a result, the share of non-par APE within the individual business rose to 36.46% in 9M FY26 from 27.68% in the year-ago period. Individual business APE grew 11.95% YoY to Rs 27,552 crore, while group business APE rose 23.14% YoY to Rs 16,455 crore. Overall APE increased 15.88% YoY to Rs 44,007 crore during the period. Value of new business climbed 27.96% YoY to Rs 8,288 crore, supported by an expansion in net VNB margin by 170 bps to 18.8%, reflecting improved profitability of fresh business. On the premium front, individual new business premium income increased 5.89% YoY to Rs 44,941 crore. Group business premium income rose 13.56% YoY to Rs 1,35,302 crore, taking total premium income up 9.02% YoY to Rs 3,71,293 crore for the nine months ended December 31, 2025. The contribution of bancassurance and alternate channels to individual new business premium improved to 7.45% in 9M FY26 from 4.73% in 9M FY25, indicating gradual diversification of distribution channels. Assets under management grew 8.01% YoY to Rs 59,16,680 crore as of December 31, 2025. The solvency ratio strengthened to 2.19 from 2.02 a year ago, while operating efficiency improved, with the expense ratio declining by 132 bps to 11.65% from 12.97% in the corresponding period last year. Yield on investments on policyholders' funds, excluding unrealised gains, stood at 8.77%, slightly lower than 8.82% recorded a year earlier. R Doraiswamy, CEO & MD, LIC said the consumers and the companies in the life insurance industry have responded positively to the various initiatives of the government, especially to GST 2.0. At LIC, we have further increased our performance by achieving higher and better parameters on volume growth as well as product and channel diversification. LIC is engaged in the business of Life Insurance in and outside India. It offers a range of individual and group insurance solutions including participating, non-participating and unit linked business. The portfolio comprises of various insurance and investment products such as protection, pension, savings, investment, annuity, health, variable and CRAC. Powered by Capital Market - Live

Go Digit General Insurance Ltd, Bajaj Holdings & Investment Ltd, Medplus Health Services Ltd, Kirloskar Brothers Ltd are among the other stocks to see a surge in volumes on BSE today, 06 February 2026.Life Insurance Corporation of India witnessed volume of 11.24 lakh shares by 10:46 IST on BSE, a 15.64 times surge over two-week average daily volume of 71889 shares. The stock increased 7.37% to Rs.902.35. Volumes stood at 41256 shares in the last session.Go Digit General Insurance Ltd registered volume of 1.28 lakh shares by 10:46 IST on BSE, a 15.16 fold spurt over two-week average daily volume of 8459 shares. The stock slipped 0.80% to Rs.310.10. Volumes stood at 12564 shares in the last session.Bajaj Holdings & Investment Ltd recorded volume of 45253 shares by 10:46 IST on BSE, a 12.41 times surge over two-week average daily volume of 3647 shares. The stock lost 2.05% to Rs.10,681.00. Volumes stood at 7789 shares in the last session.Medplus Health Services Ltd recorded volume of 52599 shares by 10:46 IST on BSE, a 11.8 times surge over two-week average daily volume of 4457 shares. The stock gained 0.50% to Rs.866.70. Volumes stood at 3468 shares in the last session.Kirloskar Brothers Ltd witnessed volume of 43652 shares by 10:46 IST on BSE, a 9.14 times surge over two-week average daily volume of 4775 shares. The stock increased 7.72% to Rs.1,663.00. Volumes stood at 2576 shares in the last session.Powered by Capital Market - Live

Net profit of Life Insurance Corporation of India rose 17.46% to Rs 12930.44 crore in the quarter ended December 2025 as against Rs 11008.65 crore during the previous quarter ended December 2024. Sales rose 17.41% to Rs 125988.15 crore in the quarter ended December 2025 as against Rs 107302.30 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales125988.15107302.30 17 OPM %9.8211.12 - PBDT13188.0512751.82 3 PBT13188.0512751.82 3 NP12930.4411008.65 17 Powered by Capital Market - Live

Life Insurance Corporation of India will hold a meeting of the Board of Directors of the Company on 5 February 2026.Powered by Capital Market - Live

On the half-yearly basis, the company's standalone net profit jumped 16.4% to Rs 21,039.90 crore on 5.2% increase in total income to Rs 4,66,328.13 crore in H1 FY26 over H1 FY25. The total premium income for six months period ended September 30th, 2025 was Rs 2,45,680 crore as compared to Rs 2,33,671 crore for the six months period ended September 30th 2024, registering a growth of 5.14%. The total individual business premium for the six months period ended September 30th, 2025 increased to Rs 1,50,715 crore, registering the growth of 4.16% from Rs 1,44,696 crore for the comparable period of previous year. The group business total premium income for six months period ended September 30th, 2025 was Rs. 94,965 crore as compared to Rs 88,975 crore for the six months period ended September 30th 2024, registering an increase of 6.73%. A total of 72,60,573 policies were sold in the individual segment during the six months period ended September 30th, 2025 as compared to 91,70,420 policies sold during the six months period ended September 30th 2024, registering a decrease of 20.83%. For the six months period ended September 30th, 2025, the persistency ratios on premium basis for the 13th month and 61st month were 75.29% and 63.81%, respectively. The comparable persistency ratios for the corresponding period ended September 30th, 2024 were 77.62% and 61.46%, respectively. The assets under management (AUM) increased 3.31% YoY to Rs 57,22,896 crore as on September 30th, 2025 as compared to Rs 55,39,516 crore on September 30th, 2024. The value of new business (VNB) for the six months period ended September 30th, 2025 was Rs 5,111 crore, up 12.30% as compared to Rs 4,551 crore for the six months period ended September 30th, 2024. The Net VNB margin for the six months period ended September 30th, 2025 increased by 140 bps to 17.6% as compared to 16.2% for the six months period ended September 30th, 2024. The solvency ratio as on September 30th, 2025 increased to 2.13 as against 1.98 on September 30th, 2024. The overall expense ratio for the six months period ended September 30th, 2025 decreased by 146 bps to 11.28% as compared to 12.74% for the six months period ended 30th September 2024. The yield on investments on policyholders funds excluding unrealized gains was 8.90% for the six months period ended September 30th, 2025 as against 9.02% for six months period ended September 30th, 2024. R Doraiswamy, CEO & MD, LIC said, 'We at LIC are very optimistic about the positive impact of the GST changes announced for the Insurance Industry by the Government of India during September 2025. From a business perspective during the first half of this year (FY 2025-26), LIC has once again demonstrated the successful implementation of its strategy pertaining to both product and channel diversification, that we have been pursuing since our listing. The Banca and Alternate Channels share of Individual NBP is now 7.12% for H1 FY26 as compared to 4.10% last year, demonstrating a growth of 67.62%. While we expand our overall profitability through diversified product mix and channel mix, we are also working towards optimizing costs and for H1 FY26 our overall expense ratio has decreased by 146 bps to 11.28%.' LIC has been providing life insurance in India for more than 65 years and is the largest life insurer in the country.Powered by Capital Market - Live

Net profit of Life Insurance Corporation of India rose 30.66% to Rs 10098.48 crore in the quarter ended September 2025 as against Rs 7728.68 crore during the previous quarter ended September 2024. Sales rose 5.49% to Rs 126930.04 crore in the quarter ended September 2025 as against Rs 120325.66 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales126930.04120325.66 5 OPM %7.485.48 - PBDT10536.567382.35 43 PBT10536.567382.35 43 NP10098.487728.68 31 Powered by Capital Market - Live

Net profit of Life Insurance Corporation of India rose 31.92% to Rs 10053.39 crore in the quarter ended September 2025 as against Rs 7620.86 crore during the previous quarter ended September 2024. Sales rose 5.49% to Rs 126479.26 crore in the quarter ended September 2025 as against Rs 119900.99 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales126479.26119900.99 5 OPM %8.346.65 - PBDT11533.548723.18 32 PBT11533.548723.18 32 NP10053.397620.86 32 Powered by Capital Market - Live

Life Insurance Corporation of India will hold a meeting of the Board of Directors of the Company on 6 November 2025.Powered by Capital Market - Live

Net premium income rose 4.77% to Rs 1,19,200.39 crore in Q1 FY26, compared with Rs 1,13,770.14 crore in Q1 FY25. The total individual business Premium for the quarter ended 30 June 2025, increased to Rs 71,474 crore, up 6.37% from Rs 67,192 crore in the corresponding period of the previous year. The group business total premium income for the quarter stood at Rs 47,726 crore, reflecting a 2.46% increase compared to Rs 46,578 crore in the quarter ended 30 June 2024. A total of 30,39,709 policies were sold in the individual segment during the quarter ended 30 June 2025, compared to 35,65,519 policies sold in the same quarter last year, registering a decline of 14.75% year-on-year. Profit before tax (PBT) increased 5.21% year on year (YoY) to Rs 11,006.14 crore in Q1 FY26. For the quarter ended 30 June 2025, the persistency ratios on a premium basis for the 13th and 61st months were 75.63% and 63.85%, respectively. The comparable persistency ratios for the quarter ended 30 June 2024, were 78.23% and 61.62%, respectively. On a number of policies basis, the persistency ratios for the 13th and 61st months in Q1 FY26 stood at 64.35% and 51.12%, respectively, compared to 67.81% and 49.39% in the corresponding quarter of the previous year. The assets under management (AUM) stood at Rs 57,05,341 crore as on 30 June 2025, reflecting a 6.47% increase from Rs 53,58,781 crore reported on 30 June 2024. The value of new business (VNB) for the quarter ended 30 June 2025, stood at Rs 1,944 crore, up 20.75% from Rs 1,610 crore in the corresponding quarter of the previous year. The net VNB margin for the quarter increased by 150 basis points to 15.4%, compared to 13.9% in Q1 FY25. The solvency ratio as of 30 June 2025, improved to 2.17, up from 1.99 as of 30 June 2024. The overall expense ratio for the quarter ended 30 June 2025, stood at 10.47%, down 140 basis points from 11.87% in the same quarter of the previous year. The yield on investments on policyholders' funds, excluding unrealized gains, was 8.45% for the quarter ended 30 June 2025, compared to 8.54% for the quarter ended 30 June 2024. R Doraiswamy, CEO & MD, LIC, said, 'During the first quarter of this financial year, our overall market share by First Year Premium Income was 63.51% and we maintained our leadership in both Individual and Group Business. Key elements of our strategy like increase in Non Par share in Individual business, increase in VNB margin, increase in Banca share are fully on track. The share of Non Par products within Individual segment, on an APE basis, has increased to 30.34% in the first quarter of FY26 as compared to 23.94% for the same quarter last year. VNB margin has increased by 150 bps to 15.4% on Year on Year basis, while our expense ratio has declined by 140 bps to 10.47% in this quarter. Our channel mix diversification strategy is visible with the increased share of bancassurance and alternate channels. As at 30th June 2025, more than 1.99 lakh women have been appointed as Bima Sakhis who have sold more than 3.26 lakh policies during the first quarter of FY26. We look forward to working with the regulatory authorities and various State and District Level Insurance Committees to further increase life insurance penetration in our country. We are focused on launching new products to meet customer needs and further enhancing our customer outreach.' LIC has been providing life insurance in India for more than 65 years and is the largest life insurer in the country. Powered by Capital Market - Live

Securities in F&O Ban: PNB Housing Finance shares are banned from F&O Trading on 8 August 2025. Upcoming Results: Grasim Industries, State Bank of India, Siemens, Tata Motors, Info Edge(India), Action Construction Equipment, Afcons Infrastructure, Akums Drugs and Pharmaceuticals, Ceigall India, Cholamandalam Financial Holdings, Concord Biotech, Cupid, DCW, DOMS Industries, Entero Healthcare Solutions, Equitas Small Finance Bank, Fine Organic Industries, Fusion Finance, Gandhar Oil Refinery (India), Garware Technical Fibres, Garden Reach Shipbuilders & Engineers will announce their quarterly result later today. Stocks to Watch: Life Insurance Corporation of India (LIC) reported a 3.9% increase in consolidated net profit to Rs 10,957.05 crore in Q1 FY26 compared with Rs 10,544.33 crore in Q1 FY25. Total income rose 5.9% YoY to Rs 2,25,451.02 crore in Q1 FY26. Net premium income rose 4.72% YoY to Rs 1.19 lakh crore in Q1 FY25 compared with Rs 1.14 lakh crore in Q1 FY24. Bombay Stock Exchange (BSE)'s consolidated net profit surged 103.51% to Rs 539.41 crore on 59.24% jump in revenue from operations to Rs 958.39 crore in Q1 FY26 over Q1 FY25. Titan Company's consolidated net profit jumped 52.6% to Rs 1.091 crore on 21.2% increase in revenue from operations to Rs 14,814 crore in Q1 FY26 over Q1 FY25. Sun TV Network's consolidated net profit fell 5.4% to Rs 529.10 crore during the quarter compared with Rs 559.32 crore recorded in same quarter last year. Net sales dropped 1.8% YoY to Rs 1,290.28 crore in Q1 FY26. Kalyan Jewellers India reported a 48.6% increase in consolidated net profit to Rs 264.08 crore on 31.5% jump in revenue from operations to Rs 7,268.48 crore in Q1 FY26 over Q1 FY25. Apollo Tyres' consolidated net profit tumbled 95.7% to Rs 12.88 crore in during the quarter of FY26 compared with Rs 302 crore posted same quarter last year. Revenue from operations rose 3.6% YoY to Rs 6560.76 crore in Q1 FY26.Powered by Capital Market - Live