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Laxmi India Finance Ltd

Laxmi India Finance Ltd

LAXMIINDIA Share Price

NSE
128.101.70% (+2.14)
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With a market cap of ₹674 cr, stock is ranked 1,812

Stock is 4.38x as volatile as Nifty

LAXMIINDIA Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹674 cr, stock is ranked 1,812

Stock is 4.38x as volatile as Nifty

LAXMIINDIA Performance & Key Metrics

LAXMIINDIA Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
11.932.62
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.632.141.29%

LAXMIINDIA Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

LAXMIINDIA Company Profile

Laxmi India Finance Limited is an Indian NBFC offering secured and unsecured loans including MSME finance, vehicle loans, construction loans, and small-ticket loans catering to MSME and retail customers.

Investor Presentation

View older View older 

Aug 12, 2026

PDF
View Older Presentations

LAXMIINDIA Similar Stocks (Peers)

Compare with peers Compare with peers 

LAXMIINDIA Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
4.63
4.63
1Y Return
8.09%
8.09%
Buy Reco %
92.86
92.86
PE Ratio
16.11
16.11
1Y Return
31.29%
31.29%
Buy Reco %
0.00
0.00
PE Ratio
5.27
5.27
1Y Return
13.08%
13.08%
Buy Reco %
76.92
76.92
PE Ratio
32.79
32.79
1Y Return
64.87%
64.87%
Buy Reco %
70.00
70.00
PE Ratio
53.71
53.71
1Y Return
32.10%
32.10%
Buy Reco %
0.00
0.00
Compare with Peers

LAXMIINDIA Sentiment Analysis

LAXMIINDIA Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

LAXMIINDIA Stock Summary · May 2026

Management framed the quarter as one of robust growth and improving profitability, noting AUM rose to INR 1,626 crore and profit after tax reached INR 49.7 crore in FY26. They highlighted expanding margins and scale—NIM widened to 11.26% and reported revenue climbed to roughly INR 320 crore—while stressing disciplined funding and capitalization (net worth about INR 465 crore and capital adequacy above 26% after the IPO and accruals, and an external rating upgrade to A/Stable) as priorities to support growth. Management emphasised strict underwriting, heavy field‑based collections, tech investments and cluster‑based branch rollouts (176 branches, 18 added) to achieve ~30–35% AUM growth, accepting short‑term branch investment ahead of breakeven in 7–8 months. They acknowledged tension between strong reported revenue/PAT—partly boosted by an INR 8.66 crore one‑off from a DA sale and a rare DA loss—and only modest customer‑base expansion, plus geographic concentration (~82% of AUM in one state). Near term, they expect incremental funding costs around 10–10.25% with a targeted ~20–25 bps further reduction subject to global rates, and anticipate recovery of a legacy INR 19 crore exposure with reversal of the INR 11 crore provision within coming quarters.

LAXMIINDIA Stock Growth Drivers
LAXMIINDIA Stock Growth Drivers
7
  • Strengthened capital, funding and credit profile

    The company materially improved its institutional and funding position following the August 2025 IPO, which

  • Notable recent financial performance and profitability improvement

    FY26 delivered strong top-line and bottom-line gains with total AUM rising to INR 1,626 crore

LAXMIINDIA Stock Challenges
LAXMIINDIA Stock Challenges
6
  • High geographic concentration risk (Rajasthan exposure)

    Approximately 80% of the loan portfolio is concentrated in a single state, which means absolute

  • Funding vulnerability and sensitivity to market conditions

    The company previously experienced constrained access to funding because a high debt‑to‑equity ratio prompted lenders

LAXMIINDIA Forecast

LAXMIINDIA Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

LAXMIINDIA

LAXMIINDIA

Income

Balance Sheet

Cash Flow

LAXMIINDIA Income Statement

LAXMIINDIA Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue49.9751.2560.1261.7474.9270.0876.2279.8293.4693.92
Operating & Other expensessubtract39.0542.1947.9853.2355.3756.8562.9465.7565.7071.42
Depreciation/Amortizationsubtract0.440.370.450.510.570.460.510.640.690.60
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract2.722.073.031.844.412.993.373.376.565.33
EPS4.183.264.262.944.552.341.901.904.063.17

LAXMIINDIA Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Aug 12PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 13PDF
Feb 17PDF
Nov 18PDF
Aug 14PDF
 

LAXMIINDIA Stock Peers

LAXMIINDIA Past Performance & Peer Comparison

LAXMIINDIA Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Laxmi India Finance Ltd13.562.62
Power Finance Corporation Ltd4.630.695.11%
Indian Railway Finance Corp Ltd16.111.992.43%
REC Limited5.271.015.68%

LAXMIINDIA Stock Price Comparison

Compare LAXMIINDIA with any stock or ETF
Compare LAXMIINDIA with any stock or ETF
LAXMIINDIA
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LAXMIINDIA Holdings

LAXMIINDIA Shareholdings

LAXMIINDIA Promoter Holdings Trend

LAXMIINDIA Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LAXMIINDIA Institutional Holdings Trend

LAXMIINDIA Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

LAXMIINDIA Shareholding Pattern

LAXMIINDIA Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding60.17%0.00%5.32%1.40%33.12%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

LAXMIINDIA Shareholding History

LAXMIINDIA Shareholding History

JulAugSepDec '25MarJun0.00%8.72%4.61%3.31%1.58%1.40%

LAXMIINDIA Insider Trades & Bulk Stock Deals

LAXMIINDIA Insider Trades & Bulk Stock Deals

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smallcases containing LAXMIINDIA stock

smallcases containing LAXMIINDIA stock

Looks like this stock is not in any smallcase yet.

LAXMIINDIA Events

LAXMIINDIA Events

LAXMIINDIA Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LAXMIINDIA has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

LAXMIINDIA Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LAXMIINDIA has not given any dividends in last 5 years

LAXMIINDIA Dividends

LAXMIINDIA Dividends

Hmm, looks like data is unavailable here. Please come back after some time

LAXMIINDIA Stock News & Opinions

LAXMIINDIA Stock News & Opinions

Corporate
Corporate
Laxmi India Finance plans to raise up to Rs 100 crore via debenture private placement

Laxmi India Finance Limited, formerly known as Laxmi India Finance Private Limited, will seek to raise up to Rs 100 crore through the issue of 50,000 rated, listed, unsubordinated, secured, transferable, redeemable, non-convertible debentures with a face value of Rs 10,000 each on a private placement basis, with an option to retain oversubscription of up to Rs 50 crore. The company’s Business Operation Committee will meet on August 25, 2026, to consider and approve the fundraising, and trading in the company's securities will be closed for designated persons and their immediate relatives from August 20, 2026, until 48 hours after the meeting’s conclusion.

5 days agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance plans to raise up to Rs 100 crore via debenture issue

Laxmi India Finance Limited plans to raise up to Rs 100 crore through the issue of 50,000 rated, listed, unsubordinated, secured, transferable, redeemable, non-convertible debentures with a face value of Rs 10,000 each on a private placement basis, with an option to retain oversubscription of up to Rs 50 crore, the company said in a filing. The company has also closed the trading window for designated persons and their immediate relatives from August 20, 2026, until 48 hours after a Business Operation Committee meeting scheduled for August 25, 2026.

5 days agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance to review quarterly results at board meeting on August 12, 2026

Laxmi India Finance Limited will hold a board meeting on Wednesday, August 12, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026, and trading window for securities of the company will remain closed until August 14, 2026, as per Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015.

3 weeks agoCapital Market - Live
Earnings
Earnings
Laxmi India Finance standalone net profit rises 40.84% in the March 2026 quarter

Net profit of Laxmi India Finance rose 40.84% to Rs 20.52 crore in the quarter ended March 2026 as against Rs 14.57 crore during the previous quarter ended March 2025. Sales rose 25.00% to Rs 92.84 crore in the quarter ended March 2026 as against Rs 74.27 crore during the previous quarter ended March 2025. For the full year,net profit rose 38.22% to Rs 49.76 crore in the year ended March 2026 as against Rs 36.00 crore during the previous year ended March 2025. Sales rose 29.03% to Rs 317.03 crore in the year ended March 2026 as against Rs 245.71 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales92.8474.27 25 317.03245.71 29 OPM %68.2968.09 -64.0765.75 - PBDT27.7719.55 42 68.3449.26 39 PBT27.0818.98 43 66.0547.36 39 NP20.5214.57 41 49.7636.00 38 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance announces board meeting date

Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 13 May 2026.

3 months agoCapital Market - Live
Earnings
Earnings
Laxmi India Finance standalone net profit rises 63.58% in the December 2025 quarter

Net profit of Laxmi India Finance rose 63.58% to Rs 10.06 crore in the quarter ended December 2025 as against Rs 6.15 crore during the previous quarter ended December 2024. Sales rose 28.83% to Rs 78.83 crore in the quarter ended December 2025 as against Rs 61.19 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales78.8361.19 29 OPM %59.7662.71 - PBDT14.078.50 66 PBT13.437.99 68 NP10.066.15 64 Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance to convene board meeting

Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 12 February 2026.Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance schedules board meeting

Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 10 February 2026.Powered by Capital Market - Live

6 months agoCapital Market - Live
Earnings
Earnings
Laxmi India Finance standalone net profit rises 8.55% in the September 2025 quarter

Net profit of Laxmi India Finance rose 8.55% to Rs 9.40 crore in the quarter ended September 2025 as against Rs 8.66 crore during the previous quarter ended September 2024. Sales rose 27.35% to Rs 75.67 crore in the quarter ended September 2025 as against Rs 59.42 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales75.6759.42 27 OPM %61.5267.15 - PBDT13.2812.14 9 PBT12.7711.69 9 NP9.408.66 9 Powered by Capital Market - Live

9 months agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance to conduct board meeting

Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 14 November 2025.Powered by Capital Market - Live

9 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Laxmi India Finance Ltd (LAXMIINDIA) today?

    The share price of LAXMIINDIA as on 26th August 2026 is ₹128.10. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Laxmi India Finance Ltd (LAXMIINDIA) share?

    The past returns of Laxmi India Finance Ltd (LAXMIINDIA) share are
    • Past 1 week: -6.70%
    • Past 1 month: -3.85%
    • Past 3 months: 9.89%
    • Past 6 months: 33.26%
    • Past 1 year: -8.95%
    • Past 3 years: N/A%
    • Past 5 years: -6.08%

  3. What are the peers or stocks similar to Laxmi India Finance Ltd (LAXMIINDIA)?
  4. What is the market cap of Laxmi India Finance Ltd (LAXMIINDIA) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Laxmi India Finance Ltd (LAXMIINDIA) is ₹674.61 Cr as of 26th August 2026.

  5. What is the 52 week high and low of Laxmi India Finance Ltd (LAXMIINDIA) share?

    The 52-week high of Laxmi India Finance Ltd (LAXMIINDIA) is ₹180.90 and the 52-week low is ₹71.06.

  6. What is the PE and PB ratio of Laxmi India Finance Ltd (LAXMIINDIA) stock?

    The P/E (price-to-earnings) ratio of Laxmi India Finance Ltd (LAXMIINDIA) is 13.56. The P/B (price-to-book) ratio is 2.62.

  7. Which sector does Laxmi India Finance Ltd (LAXMIINDIA) belong to?

    Laxmi India Finance Ltd (LAXMIINDIA) belongs to the Financials sector & Specialized Finance sub-sector.

  8. How to buy Laxmi India Finance Ltd (LAXMIINDIA) shares?

    You can directly buy Laxmi India Finance Ltd (LAXMIINDIA) shares on Tickertape. Simply sign up, connect your demat account and place your order.