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Laxmi India Finance Ltd

Laxmi India Finance Ltd

LAXMIINDIA Share Price

NSE
₹101.650.33% (-0.34)
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With a market cap of ₹566 cr, stock is ranked 1,972

Stock is 4.01x as volatile as Nifty

LAXMIINDIA Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹566 cr, stock is ranked 1,972

Stock is 4.01x as volatile as Nifty

LAXMIINDIA Performance & Key Metrics

LAXMIINDIA Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
10.012.20—
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.382.121.24%

LAXMIINDIA Analyst Ratings & Forecast

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Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

LAXMIINDIA Company Profile

Laxmi India Finance Limited is an Indian NBFC offering secured and unsecured loans including MSME finance, vehicle loans, construction loans, and small-ticket loans catering to MSME and retail customers.

Investor Presentation

View older View older 

Aug 12, 2026

PDF
View Older Presentations

LAXMIINDIA Similar Stocks (Peers)

Compare with peers Compare with peers 

LAXMIINDIA Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
4.25
4.25
1Y Return
17.57%
17.57%
Buy Reco %
85.71
85.71
PE Ratio
14.96
14.96
1Y Return
38.45%
38.45%
Buy Reco %
0.00
0.00
PE Ratio
4.97
4.97
1Y Return
19.69%
19.69%
Buy Reco %
76.92
76.92
PE Ratio
25.17
25.17
1Y Return
16.75%
16.75%
Buy Reco %
0.00
0.00
PE Ratio
30.62
30.62
1Y Return
47.54%
47.54%
Buy Reco %
80.00
80.00
Compare with Peers

LAXMIINDIA Sentiment Analysis

LAXMIINDIA Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

LAXMIINDIA Stock Summary · August 2026

Management presented a quarter of strong earnings momentum, with profitability rising on the back of lower funding costs, operating leverage, and steady asset quality. Net interest income increased 39% year on year to INR47 crore, while profit after tax climbed about 70% to INR16.4 crore and profit before tax rose 72% to INR21.9 crore. The main margin tailwind came from cheaper borrowing, as the average cost of funds fell to 10.66% from 11.33% a year earlier, supported by a deeper bank-led liability franchise that now sources about 70% of borrowings from banks. At the same time, management noted a tension in the quarter: credit costs rose mainly in the vehicle finance book, though it described the issue as concentrated in older vintages and certain geographies rather than a broad underwriting problem. Capital and liquidity remained comfortable, with net worth at INR482.8 crore and CAR at 25.32%. Looking ahead, management kept its FY27 targets unchanged, calling for 30% to 35% AUM growth and 40% to 45% PAT growth, while expecting further funding-cost improvement if rate conditions stay stable.

LAXMIINDIA Stock Growth Drivers
LAXMIINDIA Stock Growth Drivers
6
  • Strong Growth Momentum and Scaling of Core Franchise

    The company delivered a strong start to FY27 with broad-based growth across the loan book,

  • Improving Profitability and Margin Expansion

    Profitability improved meaningfully in the quarter, reflecting strong operating leverage and a better funding mix.

LAXMIINDIA Stock Challenges
LAXMIINDIA Stock Challenges
4
  • Rising credit cost and localized asset-quality stress in vehicle finance

    Credit costs increased during the quarter, with stage 2 assets moderating but credit cost rising

  • Provisioning pressure from specific transactions and cases

    Quarterly credit costs were also lifted by additional provisioning on an up-money transaction, including an

LAXMIINDIA Forecast

LAXMIINDIA Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

LAXMIINDIA

LAXMIINDIA

Income

Balance Sheet

Cash Flow

LAXMIINDIA Income Statement

LAXMIINDIA Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue49.9751.2560.1261.7474.9270.0876.2279.8293.4693.92
Operating & Other expensessubtract39.0542.1947.9853.2355.3756.8562.9465.7565.7071.42
Depreciation/Amortizationsubtract0.440.370.450.510.570.460.510.640.690.60
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract2.722.073.031.844.412.993.373.376.565.33
EPS4.183.264.262.944.552.341.901.904.063.17

LAXMIINDIA Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Aug 12PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 13PDF
Feb 17PDF
Nov 18PDF
Aug 14PDF
 

LAXMIINDIA Stock Peers

LAXMIINDIA Past Performance & Peer Comparison

LAXMIINDIA Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Laxmi India Finance Ltd11.382.20—
Power Finance Corporation Ltd4.250.635.57%
Indian Railway Finance Corp Ltd14.961.852.62%
REC Limited4.970.956.03%
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LAXMIINDIA Stock Price Comparison

Compare LAXMIINDIA with any stock or ETF
Compare LAXMIINDIA with any stock or ETF
LAXMIINDIA
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LAXMIINDIA Holdings

LAXMIINDIA Shareholdings

LAXMIINDIA Promoter Holdings Trend

LAXMIINDIA Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LAXMIINDIA Institutional Holdings Trend

LAXMIINDIA Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

LAXMIINDIA Shareholding Pattern

LAXMIINDIA Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding60.17%0.00%5.10%1.60%33.13%

Dec 2025

Mar 2026

Jun 2026

Sep 2026

LAXMIINDIA Shareholding History

LAXMIINDIA Shareholding History

AugSepDec '25MarJunSep8.72%4.61%3.31%1.58%1.40%1.60%

LAXMIINDIA Insider Trades & Bulk Stock Deals

LAXMIINDIA Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing LAXMIINDIA stock

smallcases containing LAXMIINDIA stock

Looks like this stock is not in any smallcase yet.

LAXMIINDIA Events

LAXMIINDIA Events

LAXMIINDIA Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LAXMIINDIA has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

LAXMIINDIA Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LAXMIINDIA has not given any dividends in last 5 years

LAXMIINDIA Dividends

LAXMIINDIA Dividends

Hmm, looks like data is unavailable here. Please come back after some time

LAXMIINDIA Stock News & Opinions

LAXMIINDIA Stock News & Opinions

Corporate
Corporate
Laxmi India Finance Limited confirms regulatory compliance with a certificate filed with BSE and NSE

Laxmi India Finance Limited, formerly Laxmi India Finance Private Limited, submitted a certificate to the BSE Limited and National Stock Exchange of India Limited regarding compliance with Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018, for the quarter ended September 30, 2026, as confirmed by its Registrar and Transfer Agent, MUFG Intime India Private Limited, formerly Link Intime India Private Limited.

2 weeks agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance closes trading window for insiders following SEBI regulations

Laxmi India Finance Limited will close its trading window for designated persons and their immediate relatives from October 1, 2026, until 48 hours after the publication of the company’s unaudited financial results for the quarter and half year ended September 30, 2026, in compliance with the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015.

3 weeks agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance Limited allotted Rs 100 crore in debentures via private placement

Laxmi India Finance Limited, formerly Laxmi India Finance Private Limited, has approved the allotment of 70,000 rated, listed debentures with a nominal value of Rs 70 crore and 30,000 debentures with a nominal value of Rs 30 crore on a private placement basis. The debentures, designated as Series A and Series B respectively, each have a face value of Rs 10,000 and will mature on September 02, 2029, with an annual coupon rate of 10.50% payable monthly. The Business Operation Committee of the Board of Directors approved the allotment on September 02, 2026, following a meeting that commenced at 3:00 P.M. and concluded at 3:30 P.M.

1 month agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance Limited allotted Rs 100 crore in rated debentures via private placement

Laxmi India Finance Limited, formerly Laxmi India Finance Private Limited, has approved the allotment of 70,000 rated, listed debentures with a nominal value of Rs 70 crore and 30,000 debentures with a nominal value of Rs 30 crore on a private placement basis. The debentures, designated as Series A and Series B, respectively, each have a face value of Rs 10,000 and will mature on September 02, 2029, with an annual coupon rate of 10.50% payable monthly. The Business Operation Committee of the Board of Directors approved the allotment on September 02, 2026, following a meeting that commenced at 3:00 P.M. and concluded at 3:30 P.M.

1 month agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance plans to raise up to Rs 100 crore via debenture private placement

Laxmi India Finance Limited, formerly known as Laxmi India Finance Private Limited, will seek to raise up to Rs 100 crore through the issue of 50,000 rated, listed, unsubordinated, secured, transferable, redeemable, non-convertible debentures with a face value of Rs 10,000 each on a private placement basis, with an option to retain oversubscription of up to Rs 50 crore. The company’s Business Operation Committee will meet on August 25, 2026, to consider and approve the fundraising, and trading in the company's securities will be closed for designated persons and their immediate relatives from August 20, 2026, until 48 hours after the meeting’s conclusion.

2 months agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance plans to raise up to Rs 100 crore via debenture issue

Laxmi India Finance Limited plans to raise up to Rs 100 crore through the issue of 50,000 rated, listed, unsubordinated, secured, transferable, redeemable, non-convertible debentures with a face value of Rs 10,000 each on a private placement basis, with an option to retain oversubscription of up to Rs 50 crore, the company said in a filing. The company has also closed the trading window for designated persons and their immediate relatives from August 20, 2026, until 48 hours after a Business Operation Committee meeting scheduled for August 25, 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance to review quarterly results at board meeting on August 12, 2026

Laxmi India Finance Limited will hold a board meeting on Wednesday, August 12, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026, and trading window for securities of the company will remain closed until August 14, 2026, as per Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015.

2 months agoCapital Market - Live
Earnings
Earnings
Laxmi India Finance standalone net profit rises 40.84% in the March 2026 quarter

Net profit of Laxmi India Finance rose 40.84% to Rs 20.52 crore in the quarter ended March 2026 as against Rs 14.57 crore during the previous quarter ended March 2025. Sales rose 25.00% to Rs 92.84 crore in the quarter ended March 2026 as against Rs 74.27 crore during the previous quarter ended March 2025. For the full year,net profit rose 38.22% to Rs 49.76 crore in the year ended March 2026 as against Rs 36.00 crore during the previous year ended March 2025. Sales rose 29.03% to Rs 317.03 crore in the year ended March 2026 as against Rs 245.71 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales92.8474.27 25 317.03245.71 29 OPM %68.2968.09 -64.0765.75 - PBDT27.7719.55 42 68.3449.26 39 PBT27.0818.98 43 66.0547.36 39 NP20.5214.57 41 49.7636.00 38 Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Corporate
Laxmi India Finance announces board meeting date

Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 13 May 2026.

5 months agoCapital Market - Live
Earnings
Earnings
Laxmi India Finance standalone net profit rises 63.58% in the December 2025 quarter

Net profit of Laxmi India Finance rose 63.58% to Rs 10.06 crore in the quarter ended December 2025 as against Rs 6.15 crore during the previous quarter ended December 2024. Sales rose 28.83% to Rs 78.83 crore in the quarter ended December 2025 as against Rs 61.19 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales78.8361.19 29 OPM %59.7662.71 - PBDT14.078.50 66 PBT13.437.99 68 NP10.066.15 64 Powered by Capital Market - Live

8 months agoCapital Market - Live

Frequently asked questions

  1. The share price of LAXMIINDIA as on 22nd October 2026 is ₹101.65. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Laxmi India Finance Ltd (LAXMIINDIA) share are
    • Past 1 week: -7.34%
    • Past 1 month: -20.79%
    • Past 3 months: -21.69%
    • Past 6 months: -13.64%
    • Past 1 year: -33.95%
    • Past 3 years: N/A%
    • Past 5 years: -24.20%

  3. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Laxmi India Finance Ltd (LAXMIINDIA) is ₹566.11 Cr as of 22nd October 2026.

  4. The 52-week high of Laxmi India Finance Ltd (LAXMIINDIA) is ₹159.59 and the 52-week low is ₹71.06.

  5. The P/E (price-to-earnings) ratio of Laxmi India Finance Ltd (LAXMIINDIA) is 11.38. The P/B (price-to-book) ratio is 2.20.

  6. Laxmi India Finance Ltd (LAXMIINDIA) belongs to the Financials sector & Specialized Finance sub-sector.

  7. You can directly buy Laxmi India Finance Ltd (LAXMIINDIA) shares on Tickertape. Simply sign up, connect your demat account and place your order.