What is the share price of Laxmi India Finance Ltd (LAXMIINDIA) today?
The share price of LAXMIINDIA as on 5th December 2025 is ₹134.07. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Laxmi India Finance Ltd (LAXMIINDIA) share?
The past returns of Laxmi India Finance Ltd (LAXMIINDIA) share are- Past 1 week: -2.70%
- Past 1 month: -10.91%
- Past 3 months: -18.15%
- Past 6 months: 0.72%
- Past 1 year: 0.72%
- Past 3 years: N/A%
- Past 5 years: 0.72%
What are the peers or stocks similar to Laxmi India Finance Ltd (LAXMIINDIA)?
The peers or stocks similar to Laxmi India Finance Ltd (LAXMIINDIA) include:What is the market cap of Laxmi India Finance Ltd (LAXMIINDIA) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Laxmi India Finance Ltd (LAXMIINDIA) is ₹705.98 Cr as of 5th December 2025.What is the 52 week high and low of Laxmi India Finance Ltd (LAXMIINDIA) share?
The 52-week high of Laxmi India Finance Ltd (LAXMIINDIA) is ₹180.90 and the 52-week low is ₹116.05.What is the PE and PB ratio of Laxmi India Finance Ltd (LAXMIINDIA) stock?
The P/E (price-to-earnings) ratio of Laxmi India Finance Ltd (LAXMIINDIA) is 19.61. The P/B (price-to-book) ratio is 2.74.Which sector does Laxmi India Finance Ltd (LAXMIINDIA) belong to?
Laxmi India Finance Ltd (LAXMIINDIA) belongs to the Financials sector & Specialized Finance sub-sector.How to buy Laxmi India Finance Ltd (LAXMIINDIA) shares?
You can directly buy Laxmi India Finance Ltd (LAXMIINDIA) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Laxmi India Finance Ltd
LAXMIINDIA Share Price
LAXMIINDIA Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is not in the overbought zone
Red flags
LowNo red flag found
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LAXMIINDIA Performance & Key Metrics
LAXMIINDIA Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 17.69 | 2.74 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.90 | 2.43 | 0.98% |
LAXMIINDIA Analyst Ratings & Forecast
Price Upside
Earnings Growth
Rev. Growth
LAXMIINDIA Company Profile
Laxmi India Finance Limited is an Indian NBFC offering secured and unsecured loans including MSME finance, vehicle loans, construction loans, and small-ticket loans catering to MSME and retail customers.
LAXMIINDIA Sentiment Analysis
LAXMIINDIA Sentiment Analysis
LAXMIINDIA Stock Summary · November 2025
The company has demonstrated robust financial health, highlighted by a successful IPO that bolstered its capital adequacy ratio to 31.90% and reduced borrowing costs to 11.10%. This financial strength supports a strategic pivot towards private and multi-rooted vehicles, as demand in the commercial vehicle segment wanes. Operationally, the firm has maintained strong collection efficiency and a stable asset quality, despite a slight uptick in non-performing assets due to external challenges. Positive market sentiment, driven by improved liquidity and customer repayment behavior, positions the company for a projected 32% CAGR in assets under management. As it expands its branch network and diversifies its product offerings, the outlook remains optimistic for sustained growth in the coming quarters.
LAXMIINDIA Stock Growth Drivers
LAXMIINDIA Stock Growth Drivers
7Strong Financial Performance
Laxmi India Finance has reported significant financial achievements, including a Profit After Tax (PAT) of
Growth in Assets Under Management (AUM)
The company has demonstrated substantial growth in its Assets Under Management (AUM), surpassing INR 1,386
LAXMIINDIA Stock Challenges
LAXMIINDIA Stock Challenges
5Operational Challenges and Negative Cash Flow
The company is experiencing negative operating cash flow, which is typical for non-banking financial companies
Asset Quality Concerns
The company reported a gross non-performing asset (GNPA) ratio of 1.59%, with some accounts moving
LAXMIINDIA Forecast
LAXMIINDIA Forecasts
LAXMIINDIA
LAXMIINDIA
Income
Balance Sheet
Cash Flow
LAXMIINDIA Income Statement
LAXMIINDIA Income Statement
| Financial Year | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 88.78 | 98.25 | 130.67 | 175.02 | 248.04 | 282.96 | ||||||
| Raw Materials | — | — | — | — | — | 228.39 | ||||||
| Power & Fuel Cost | — | — | — | — | — | |||||||
| Employee Cost | 12.93 | 19.78 | 31.91 | 43.20 | 54.03 | |||||||
| Selling & Administrative Expenses | — | — | — | — | — | |||||||
| Operating & Other expenses | 57.20 | 58.11 | 75.67 | 100.65 | 144.75 | |||||||
| EBITDA | 18.65 | 20.36 | 23.09 | 31.17 | 49.26 | 54.57 | ||||||
| Depreciation/Amortization | 0.90 | 0.85 | 1.08 | 1.53 | 1.90 | 2.05 | ||||||
| PBIT | 17.75 | 19.51 | 22.01 | 29.64 | 47.36 | 52.52 | ||||||
| Interest & Other Items | — | — | — | — | — | — | ||||||
| PBT | 17.75 | 19.51 | 22.01 | 29.64 | 47.36 | 52.52 | ||||||
| Taxes & Other Items | 7.26 | 4.86 | 6.05 | 7.17 | 11.36 | 12.61 | ||||||
| Net Income | 10.49 | 14.65 | 15.96 | 22.47 | 36.00 | 39.91 | ||||||
| EPS | 3.66 | 4.85 | 5.00 | 6.27 | 8.83 | 9.54 | ||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
LAXMIINDIA Company Updates
Investor Presentation
LAXMIINDIA Stock Peers
LAXMIINDIA Past Performance & Peer Comparison
LAXMIINDIA Past Performance & Peer Comparison
FinancialsSpecialized Finance
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Laxmi India Finance Ltd | 19.61 | 2.74 | — |
| Indian Railway Finance Corp Ltd | 23.08 | 2.85 | 1.39% |
| Power Finance Corporation Ltd | 5.05 | 0.75 | 4.49% |
| REC Limited | 5.85 | 1.19 | 5.10% |
LAXMIINDIA Stock Price Comparison
Compare LAXMIINDIA with any stock or ETFLAXMIINDIA Holdings
LAXMIINDIA Shareholdings
LAXMIINDIA Promoter Holdings Trend
LAXMIINDIA Promoter Holdings Trend
LAXMIINDIA Institutional Holdings Trend
LAXMIINDIA Institutional Holdings Trend
In last 3 months, retail holding in the company has decreased by 4.72%
In last 3 months, foreign institutional holding of the company has decreased by 4.11%
LAXMIINDIA Shareholding Pattern
LAXMIINDIA Shareholding Pattern
LAXMIINDIA Shareholding History
LAXMIINDIA Shareholding History
smallcases containing LAXMIINDIA stock
smallcases containing LAXMIINDIA stock
Looks like this stock is not in any smallcase yet.
LAXMIINDIA Events
LAXMIINDIA Events
LAXMIINDIA Dividend Trend
LAXMIINDIA has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
LAXMIINDIA Dividend Trend
LAXMIINDIA has not given any dividends in last 5 years
LAXMIINDIA Dividends
LAXMIINDIA Dividends
LAXMIINDIA Stock News & Opinions
LAXMIINDIA Stock News & Opinions
Net profit of Laxmi India Finance rose 8.55% to Rs 9.40 crore in the quarter ended September 2025 as against Rs 8.66 crore during the previous quarter ended September 2024. Sales rose 27.35% to Rs 75.67 crore in the quarter ended September 2025 as against Rs 59.42 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales75.6759.42 27 OPM %61.5267.15 - PBDT13.2812.14 9 PBT12.7711.69 9 NP9.408.66 9 Powered by Capital Market - Live
Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 14 November 2025.Powered by Capital Market - Live
Net profit of Laxmi India Finance rose 47.51% to Rs 9.78 crore in the quarter ended June 2025 as against Rs 6.63 crore during the previous quarter ended June 2024. Sales rose 37.06% to Rs 69.68 crore in the quarter ended June 2025 as against Rs 50.84 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales69.6850.84 37 OPM %66.1064.34 - PBDT13.239.07 46 PBT12.778.70 47 NP9.786.63 48 Powered by Capital Market - Live
Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 13 August 2025.Powered by Capital Market - Live
The scrip was listed at Rs 136, exhibiting a discount of 13.92% to the issue price. So far, the stock has hit a high of Rs 146.70 and a low of Rs 136.00. On the BSE, over 3.78 lakh shares of the company were traded in the counter so far. The initial public offer of Laxmi India Finance was subscribed 1.87 times. The issue opened for bidding on 29 July 2025 and it closed on 31 July 2025. The price band of the IPO is fixed between Rs 150 and 158 per share. The initial public offer (IPO) consisted of a fresh issue of 1.045 crore equity shares to raise Rs 156.80 crore at the lower band of Rs 150 per share (face value Rs 5 per share) and Rs 165.17 crore at the upper band of Rs 158 per share. The issue also has an offer for sale (OFS) of 56.39 lakh equity shares from the promoter and promoter group to raise Rs 89.09 crore at the upper price band. The promoter shareholding will decline to 60.5% post-IPO from 89.1% pre-IPO. The net proceeds from the fresh issue will be used for augmenting the capital base to meet future capital requirements. The issue will bring the benefits of listing the equity shares on the stock exchanges, including enhancing brand image among existing and potential customers and creating a public market for the equity shares in India. Laxmi India Finance, incorporated in 1996, is a non-deposit-taking NBFC focused on serving underserved customers in rural, semi-urban, and urban areas across five states. Its loan portfolio includes MSME, vehicle, and construction loans, with MSME loans contributing over 76% of its Rs 1,277 crore AUM as of March 2025. The company operates 158 branches and serves over 35,000 customers. With a capital adequacy ratio of 20.80% and an improved credit rating of 'A- (Positive)' from Acuite, it leverages technology across operations and maintains a strong risk management framework. Promoted by Deepak Baid, Laxmi India has recorded robust growth with a two-year AUM CAGR of 36%. Ahead of the IPO, Laxmi India Finance, on 28 July 2025, raised Rs 5 crore from anchor investors. The board allotted 3.16 lakh shares at Rs 158 each to 11 anchor investors. The firm reported a consolidated net profit of Rs 36.01 crore and sales of Rs 245.71 crore for the twelve months ended on 31 March 2025.Powered by Capital Market - Live
Pledged promoter holdings is insignificant