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Laxmi India Finance Ltd

LAXMIINDIA Share Price

134.070.74% (-1.00)
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With a market cap of ₹705 cr, stock is ranked 1,714

Stock is 5.97x as volatile as Nifty

LAXMIINDIA Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹705 cr, stock is ranked 1,714

Stock is 5.97x as volatile as Nifty

LAXMIINDIA Performance & Key Metrics

LAXMIINDIA Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
17.692.74
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

LAXMIINDIA Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

LAXMIINDIA Company Profile

Laxmi India Finance Limited is an Indian NBFC offering secured and unsecured loans including MSME finance, vehicle loans, construction loans, and small-ticket loans catering to MSME and retail customers.

Investor Presentation

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Nov 18, 2025

PDF
View Older Presentations

LAXMIINDIA Similar Stocks (Peers)

Compare with peers Compare with peers 

LAXMIINDIA Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
23.08
23.08
1Y Return
23.97%
23.97%
Buy Reco %
0.00
0.00
PE Ratio
5.05
5.05
1Y Return
30.97%
30.97%
Buy Reco %
92.31
92.31
PE Ratio
5.85
5.85
1Y Return
35.11%
35.11%
Buy Reco %
92.31
92.31
PE Ratio
50.83
50.83
1Y Return
29.20%
29.20%
Buy Reco %
0.00
0.00
PE Ratio
16.43
16.43
1Y Return
8.15%
8.15%
Buy Reco %
100.00
100.00
Compare with Peers

LAXMIINDIA Sentiment Analysis

LAXMIINDIA Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

LAXMIINDIA Stock Summary · November 2025

The company has demonstrated robust financial health, highlighted by a successful IPO that bolstered its capital adequacy ratio to 31.90% and reduced borrowing costs to 11.10%. This financial strength supports a strategic pivot towards private and multi-rooted vehicles, as demand in the commercial vehicle segment wanes. Operationally, the firm has maintained strong collection efficiency and a stable asset quality, despite a slight uptick in non-performing assets due to external challenges. Positive market sentiment, driven by improved liquidity and customer repayment behavior, positions the company for a projected 32% CAGR in assets under management. As it expands its branch network and diversifies its product offerings, the outlook remains optimistic for sustained growth in the coming quarters.

LAXMIINDIA Stock Growth Drivers
LAXMIINDIA Stock Growth Drivers
7
  • Strong Financial Performance

    Laxmi India Finance has reported significant financial achievements, including a Profit After Tax (PAT) of

  • Growth in Assets Under Management (AUM)

    The company has demonstrated substantial growth in its Assets Under Management (AUM), surpassing INR 1,386

LAXMIINDIA Stock Challenges
LAXMIINDIA Stock Challenges
5
  • Operational Challenges and Negative Cash Flow

    The company is experiencing negative operating cash flow, which is typical for non-banking financial companies

  • Asset Quality Concerns

    The company reported a gross non-performing asset (GNPA) ratio of 1.59%, with some accounts moving

LAXMIINDIA Forecast

LAXMIINDIA Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

LAXMIINDIA

LAXMIINDIA

Income

Balance Sheet

Cash Flow

LAXMIINDIA Income Statement

LAXMIINDIA Income Statement

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Financial YearFY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue88.7898.25130.67175.02248.04282.96
Raw Materialssubtract228.39
Power & Fuel Costsubtract
Employee Costsubtract12.9319.7831.9143.2054.03
Selling & Administrative Expensessubtract
Operating & Other expensessubtract57.2058.1175.67100.65144.75
Depreciation/Amortizationsubtract0.900.851.081.531.902.05
Interest & Other Itemssubtract
Taxes & Other Itemssubtract7.264.866.057.1711.3612.61
EPS3.664.855.006.278.839.54
DPS0.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.00

LAXMIINDIA Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Nov 18PDF
Aug 14PDF
 

LAXMIINDIA Stock Peers

LAXMIINDIA Past Performance & Peer Comparison

LAXMIINDIA Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Laxmi India Finance Ltd19.612.74
Indian Railway Finance Corp Ltd23.082.851.39%
Power Finance Corporation Ltd5.050.754.49%
REC Limited5.851.195.10%

LAXMIINDIA Stock Price Comparison

Compare LAXMIINDIA with any stock or ETF
Compare LAXMIINDIA with any stock or ETF
LAXMIINDIA
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LAXMIINDIA Holdings

LAXMIINDIA Shareholdings

LAXMIINDIA Promoter Holdings Trend

LAXMIINDIA Promoter Holdings Trend

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LAXMIINDIA Institutional Holdings Trend

LAXMIINDIA Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 4.72%

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 4.11%

Tickertape Separator

LAXMIINDIA Shareholding Pattern

LAXMIINDIA Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding60.45%0.00%5.02%4.61%29.92%

Jun 2025

Jul 2025

Aug 2025

Sep 2025

LAXMIINDIA Shareholding History

LAXMIINDIA Shareholding History

Dec '24JunJulAugSep0.00%8.72%0.00%8.72%4.61%

LAXMIINDIA Insider Trades & Bulk Stock Deals

LAXMIINDIA Insider Trades & Bulk Stock Deals

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smallcases containing LAXMIINDIA stock

smallcases containing LAXMIINDIA stock

Looks like this stock is not in any smallcase yet.

LAXMIINDIA Events

LAXMIINDIA Events

LAXMIINDIA Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LAXMIINDIA has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

LAXMIINDIA Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LAXMIINDIA has not given any dividends in last 5 years

LAXMIINDIA Dividends

LAXMIINDIA Dividends

Hmm, looks like data is unavailable here. Please come back after some time

LAXMIINDIA Stock News & Opinions

LAXMIINDIA Stock News & Opinions

Earnings
Laxmi India Finance standalone net profit rises 8.55% in the September 2025 quarter

Net profit of Laxmi India Finance rose 8.55% to Rs 9.40 crore in the quarter ended September 2025 as against Rs 8.66 crore during the previous quarter ended September 2024. Sales rose 27.35% to Rs 75.67 crore in the quarter ended September 2025 as against Rs 59.42 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales75.6759.42 27 OPM %61.5267.15 - PBDT13.2812.14 9 PBT12.7711.69 9 NP9.408.66 9 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Laxmi India Finance to conduct board meeting

Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 14 November 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Earnings
Laxmi India Finance standalone net profit rises 47.51% in the June 2025 quarter

Net profit of Laxmi India Finance rose 47.51% to Rs 9.78 crore in the quarter ended June 2025 as against Rs 6.63 crore during the previous quarter ended June 2024. Sales rose 37.06% to Rs 69.68 crore in the quarter ended June 2025 as against Rs 50.84 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales69.6850.84 37 OPM %66.1064.34 - PBDT13.239.07 46 PBT12.778.70 47 NP9.786.63 48 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Laxmi India Finance to convene board meeting

Laxmi India Finance will hold a meeting of the Board of Directors of the Company on 13 August 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
Laxmi India Finance slides on debut

The scrip was listed at Rs 136, exhibiting a discount of 13.92% to the issue price. So far, the stock has hit a high of Rs 146.70 and a low of Rs 136.00. On the BSE, over 3.78 lakh shares of the company were traded in the counter so far. The initial public offer of Laxmi India Finance was subscribed 1.87 times. The issue opened for bidding on 29 July 2025 and it closed on 31 July 2025. The price band of the IPO is fixed between Rs 150 and 158 per share. The initial public offer (IPO) consisted of a fresh issue of 1.045 crore equity shares to raise Rs 156.80 crore at the lower band of Rs 150 per share (face value Rs 5 per share) and Rs 165.17 crore at the upper band of Rs 158 per share. The issue also has an offer for sale (OFS) of 56.39 lakh equity shares from the promoter and promoter group to raise Rs 89.09 crore at the upper price band. The promoter shareholding will decline to 60.5% post-IPO from 89.1% pre-IPO. The net proceeds from the fresh issue will be used for augmenting the capital base to meet future capital requirements. The issue will bring the benefits of listing the equity shares on the stock exchanges, including enhancing brand image among existing and potential customers and creating a public market for the equity shares in India. Laxmi India Finance, incorporated in 1996, is a non-deposit-taking NBFC focused on serving underserved customers in rural, semi-urban, and urban areas across five states. Its loan portfolio includes MSME, vehicle, and construction loans, with MSME loans contributing over 76% of its Rs 1,277 crore AUM as of March 2025. The company operates 158 branches and serves over 35,000 customers. With a capital adequacy ratio of 20.80% and an improved credit rating of 'A- (Positive)' from Acuite, it leverages technology across operations and maintains a strong risk management framework. Promoted by Deepak Baid, Laxmi India has recorded robust growth with a two-year AUM CAGR of 36%. Ahead of the IPO, Laxmi India Finance, on 28 July 2025, raised Rs 5 crore from anchor investors. The board allotted 3.16 lakh shares at Rs 158 each to 11 anchor investors. The firm reported a consolidated net profit of Rs 36.01 crore and sales of Rs 245.71 crore for the twelve months ended on 31 March 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Laxmi India Finance Ltd (LAXMIINDIA) today?

    The share price of LAXMIINDIA as on 5th December 2025 is ₹134.07. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Laxmi India Finance Ltd (LAXMIINDIA) share?

    The past returns of Laxmi India Finance Ltd (LAXMIINDIA) share are
    • Past 1 week: -2.70%
    • Past 1 month: -10.91%
    • Past 3 months: -18.15%
    • Past 6 months: 0.72%
    • Past 1 year: 0.72%
    • Past 3 years: N/A%
    • Past 5 years: 0.72%

  3. What are the peers or stocks similar to Laxmi India Finance Ltd (LAXMIINDIA)?
  4. What is the market cap of Laxmi India Finance Ltd (LAXMIINDIA) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Laxmi India Finance Ltd (LAXMIINDIA) is ₹705.98 Cr as of 5th December 2025.

  5. What is the 52 week high and low of Laxmi India Finance Ltd (LAXMIINDIA) share?

    The 52-week high of Laxmi India Finance Ltd (LAXMIINDIA) is ₹180.90 and the 52-week low is ₹116.05.

  6. What is the PE and PB ratio of Laxmi India Finance Ltd (LAXMIINDIA) stock?

    The P/E (price-to-earnings) ratio of Laxmi India Finance Ltd (LAXMIINDIA) is 19.61. The P/B (price-to-book) ratio is 2.74.

  7. Which sector does Laxmi India Finance Ltd (LAXMIINDIA) belong to?

    Laxmi India Finance Ltd (LAXMIINDIA) belongs to the Financials sector & Specialized Finance sub-sector.

  8. How to buy Laxmi India Finance Ltd (LAXMIINDIA) shares?

    You can directly buy Laxmi India Finance Ltd (LAXMIINDIA) shares on Tickertape. Simply sign up, connect your demat account and place your order.