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Indian Overseas Bank

IOB Share Price

37.690.26% (-0.10)
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With a market cap of ₹72,770 cr, stock is ranked 141

Stock is 3.09x as volatile as Nifty

IOB Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹72,770 cr, stock is ranked 141

Stock is 3.09x as volatile as Nifty

IOB Performance & Key Metrics

IOB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
17.062.26
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

IOB Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

IOB Company Profile

Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.

Investor Presentation

View older View older 

May 2, 2025

PDF
View Older Presentations
PE Ratio
11.28
11.28
1Y Return
10.28%
10.28%
Buy Reco %
82.05
82.05
PE Ratio
7.19
7.19
1Y Return
10.60%
10.60%
Buy Reco %
82.35
82.35
PE Ratio
7.43
7.43
1Y Return
8.65%
8.65%
Buy Reco %
62.50
62.50
PE Ratio
7.62
7.62
1Y Return
35.68%
35.68%
Buy Reco %
87.50
87.50
PE Ratio
6.45
6.45
1Y Return
18.78%
18.78%
Buy Reco %
66.67
66.67
Compare with Peers

IOB Sentiment Analysis

IOB Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

IOB Stock Summary · October 2025

Indian Overseas Bank has reported a remarkable net profit of INR 1,226 crores for Q2 FY2026, marking a 57.79% year-on-year increase, driven by strong operational performance and a focus on digital transformation, with 98% of transactions now conducted online. While the bank is expanding its branch network to enhance market presence, concerns about asset quality, particularly in agricultural loans, persist due to a higher slippage rate. Nevertheless, effective management has led to a significant reduction in non-performing assets, bolstering investor confidence. The bank's strategic initiatives, including a robust capital raising plan and a commitment to ESG-linked products, position it favorably for future growth amidst a positive market sentiment.

IOB Stock Growth Drivers
IOB Stock Growth Drivers
8
  • Strong Financial Performance

    Indian Overseas Bank reported a record net profit of INR 1,226 crores for the quarter

  • Robust Growth in Deposits and Advances

    The bank experienced significant growth in its CASA (Current Account Savings Account) to INR 137,386

IOB Stock Challenges
IOB Stock Challenges
3
  • Concerns Over Capital Adequacy

    The bank's Capital to Risk-Weighted Assets Ratio (CRAR) is reported at 17.94%, which is a

  • Potential Risks in Asset Quality Management

    While the bank has reported improvements in non-performing asset (NPA) management, with gross NPA decreasing

IOB Forecast

IOB Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

IOB

IOB

Income

Balance Sheet

Cash Flow

IOB Income Statement

IOB Income Statement

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Financial YearFY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue22,461.2121,641.1723,523.4229,730.9733,750.3135,715.43
Raw Materialssubtract29,679.22
Power & Fuel Costsubtract
Employee Costsubtract3,705.913,488.894,102.376,143.284,669.17
Selling & Administrative Expensessubtract889.49943.121,012.171,081.101,199.21
Operating & Other expensessubtract16,841.0315,257.8115,795.0318,747.6522,914.19
Depreciation/Amortizationsubtract258.17172.56260.42336.37395.23
Interest & Other Itemssubtract
Taxes & Other Itemssubtract8.2469.52249.45756.911,177.011,771.13
EPS0.460.971.111.411.782.21
DPS0.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.00

IOB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 2PDF
Jan 20PDF
Oct 17PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 3PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 14PDF
Feb 23PDF
Feb 10PDF
+2 more
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 18PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

IOB Stock Peers

IOB Past Performance & Peer Comparison

IOB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Indian Overseas Bank21.432.26
State Bank of India11.281.731.62%
Bank of Baroda Ltd7.191.012.90%
Punjab National Bank7.431.032.43%

IOB Stock Price Comparison

Compare IOB with any stock or ETF
Compare IOB with any stock or ETF
IOB
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IOB Holdings

IOB Shareholdings

IOB Promoter Holdings Trend

IOB Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

IOB Institutional Holdings Trend

IOB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

IOB Shareholding Pattern

IOB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding94.61%0.12%2.18%0.31%2.78%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

IOB Shareholding History

IOB Shareholding History

JunSepDec '24MarJunSep0.05%0.03%0.02%0.22%0.08%0.31%

Mutual Funds Invested in IOB

Mutual Funds Invested in IOB

No mutual funds holding trends are available

Top 5 Mutual Funds holding Indian Overseas Bank




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0043%0.11%0.11%123/165 (-1)
0.0031%0.11%0.11%163/165 (-8)
0.0017%1.25%-0.11%11/14 (-1)

Compare 3-month MF holding change on Screener

IOB Insider Trades & Bulk Stock Deals

IOB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing IOB stock

smallcases containing IOB stock

Looks like this stock is not in any smallcase yet.

IOB Events

IOB Events

IOB Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

IOB has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

IOB Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

IOB has not given any dividends in last 5 years

IOB Upcoming Dividends

IOB Upcoming Dividends

No upcoming dividends are available

IOB Past Dividends

IOB Past Dividends

Cash Dividend

Ex DateEx DateJun 19, 2014

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jun 19, 2014

Cash Dividend

Ex DateEx DateFeb 10, 2014

Interim
Interim | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Feb 10, 2014

Cash Dividend

Ex DateEx DateJun 20, 2013

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 20, 2013

Cash Dividend

Ex DateEx DateJun 21, 2012

Final
Final | Div/Share: ₹4.50

Dividend/Share

4.50

Ex DateEx Date

Jun 21, 2012

Cash Dividend

Ex DateEx DateJul 4, 2011

Final
Final | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Jul 4, 2011

IOB Stock News & Opinions

IOB Stock News & Opinions

Corporate
Indian Overseas Bank announces appointment of Shareholder Director

Indian Overseas Bank announced the appointment of G. Venkataramanan as Shareholder Director with effect from 03 December 2025 for a period of three years up to 02 December 2028.Powered by Capital Market - Live

1 day agoCapital Market - Live
Corporate
Indian Overseas Bank announces cessation of director

Indian Overseas Bank announced that Sanjaya Rastogi, Shareholder Director of the Bank has ceased to be Director of the Bank with effect from 03 December 2025 upon completion of his tenure of three years. Powered by Capital Market - Live

1 day agoCapital Market - Live
Spotlight
IOB Q2 PAT jumps 58% YoY to Rs 1,226 cr

Operating profit stood at Rs 2,400.03 crore in Q2 FY26, marking a 12.77% increase over Rs 2,128.22 crore recorded in the corresponding quarter of the previous year. Profit before tax surged 75.94% year-on-year to Rs 1,727.58 crore, compared to Rs 982.32 crore in Q2 FY25. Net Interest Income (NII) jumped 20.53% to Rs 3,059 crore in Q2 FY26 as against Rs 2,538 crore reported in Q2 FY25. Net interest margin (NIM) stood to 3.21% in Q2 FY26 as compared to 3.08% registered in the same period a year ago. IOB's total business increased by Rs 76,233 crore to Rs 6,17,034 crore as of 30 September 2025, registering a 14.10% growth compared to Rs 5,40,801 crore a year earlier. Total Deposits increased by Rs 28,414 crores to Rs 3,39,066 crore as on 30 September 2025, as compared to Rs 3,10,652 crore as on 30 September 2024, registering growth of 9.15 % on YoY basis. Current Account and Savings Account (CASA) deposits grew by Rs 5,531 crore to Rs 1,37,387 crore from Rs 1,31,856 crore in Q2 FY25, reflecting a growth of 4.19%. However, the CASA ratio declined to 40.52% in Q2 FY26 from 42.44% a year ago. Gross advances during the quarter stood at Rs 2,77,968 crore, showing a strong growth of 20.78% from Rs 2,30,149 crore reported in the corresponding quarter last year. During the quarter, Gross non performing assets (NPA) stood at Rs 5,078.27 crore, down 18.73% as against Rs 6,249.07 crore in corresponding quarter last year. Gross NPA ratio stood at l.83% as on 30 September 2025 as against 2.72% as on 30 September 2024. Net NPA ratio stood at 0.28% as on 30 September 2025 as compared with 0.47% as on 30 September 2024. The Provision Coverage Ratio (PCR) stood at 97.48% as of 30 September 2025, compared to 97.06% in the year-ago quarter. The Basel III Capital Adequacy Ratio (CRAR) improved by 49 basis points to 17.94% as of 30 September 2025. This comprised a Common Equity Tier 1 (CET1) ratio of 15.53% and a Tier II Capital ratio of 2.41%. Indian Overseas Bank is engaged in the business of banking & financial services. The scrip shed 0.82% to Rs 39.90 on the BSE. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Indian Overseas Bank consolidated net profit rises 61.47% in the September 2025 quarter

Net profit of Indian Overseas Bank rose 61.47% to Rs 1258.82 crore in the quarter ended September 2025 as against Rs 779.61 crore during the previous quarter ended September 2024. Total Operating Income rose 14.55% to Rs 7850.89 crore in the quarter ended September 2025 as against Rs 6853.94 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income7850.896853.94 15 OPM %65.6453.44 - PBDT1729.06981.98 76 PBT1729.06981.98 76 NP1258.82779.61 61 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Indian Overseas Bank to table results

Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 16 October 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Indian Overseas Bank to hold EGM

Indian Overseas Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 20 November 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Indian Overseas Bank slips for fifth straight session

Indian Overseas Bank dropped for a fifth straight session today. The stock is quoting at Rs 38.27, down 1.59% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.54% on the day, quoting at 24755.4. The Sensex is at 80723.46, down 0.54%.Indian Overseas Bank has added around 0.24% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has increased around 7.58% in last one month and is currently quoting at 7393.35, down 1.36% on the day. The volume in the stock stood at 28.73 lakh shares today, compared to the daily average of 120.62 lakh shares in last one month.The PE of the stock is 19.69 based on TTM earnings ending June 25.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Indian Overseas Bank soars 1.28%, gains for fifth straight session

Indian Overseas Bank rose for a fifth straight session today. The stock is quoting at Rs 38.63, up 1.28% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.29% on the day, quoting at 25122.55. The Sensex is at 82155.88, up 0.36%. Indian Overseas Bank has dropped around 1.55% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has dropped around 1.35% in last one month and is currently quoting at 7103.55, down 0.04% on the day. The volume in the stock stood at 38.15 lakh shares today, compared to the daily average of 36.09 lakh shares in last one month.The PE of the stock is 19.29 based on TTM earnings ending June 25.Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
Indian Overseas Bank spurts 1.85%, rises for third straight session

Indian Overseas Bank rose for a third straight session today. The stock is quoting at Rs 37.34, up 1.85% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.42% on the day, quoting at 24980.95. The Sensex is at 81662.54, up 0.48%. Indian Overseas Bank has dropped around 6.3% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has dropped around 0.54% in last one month and is currently quoting at 7053.8, up 0.37% on the day. The volume in the stock stood at 44.37 lakh shares today, compared to the daily average of 37.31 lakh shares in last one month.The PE of the stock is 18.52 based on TTM earnings ending June 25.Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Indian Overseas Bank consolidated net profit rises 81.67% in the June 2025 quarter

Net profit of Indian Overseas Bank rose 81.67% to Rs 1178.45 crore in the quarter ended June 2025 as against Rs 648.66 crore during the previous quarter ended June 2024. Total Operating Income rose 12.98% to Rs 7387.49 crore in the quarter ended June 2025 as against Rs 6539.01 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income7387.496539.01 13 OPM %63.2658.13 - PBDT1514.55738.62 105 PBT1514.55738.62 105 NP1178.45648.66 82 Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Indian Overseas Bank (IOB) today?

    The share price of IOB as on 5th December 2025 is ₹37.69. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Indian Overseas Bank (IOB) share?

    The past returns of Indian Overseas Bank (IOB) share are
    • Past 1 week: -3.44%
    • Past 1 month: -5.57%
    • Past 3 months: -0.45%
    • Past 6 months: -8.28%
    • Past 1 year: -35.92%
    • Past 3 years: 64.66%
    • Past 5 years: 243.55%

  3. What are the peers or stocks similar to Indian Overseas Bank (IOB)?
  4. What is the market cap of Indian Overseas Bank (IOB) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Indian Overseas Bank (IOB) is ₹72770.65 Cr as of 5th December 2025.

  5. What is the 52 week high and low of Indian Overseas Bank (IOB) share?

    The 52-week high of Indian Overseas Bank (IOB) is ₹59.94 and the 52-week low is ₹33.50.

  6. What is the PE and PB ratio of Indian Overseas Bank (IOB) stock?

    The P/E (price-to-earnings) ratio of Indian Overseas Bank (IOB) is 21.43. The P/B (price-to-book) ratio is 2.26.

  7. Which sector does Indian Overseas Bank (IOB) belong to?

    Indian Overseas Bank (IOB) belongs to the Financials sector & Public Banks sub-sector.

  8. How to buy Indian Overseas Bank (IOB) shares?

    You can directly buy Indian Overseas Bank (IOB) shares on Tickertape. Simply sign up, connect your demat account and place your order.