What is the share price of Indian Overseas Bank (IOB) today?
The share price of IOB as on 5th December 2025 is ₹37.85. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Indian Overseas Bank (IOB) share?
The past returns of Indian Overseas Bank (IOB) share are- Past 1 week: -3.44%
- Past 1 month: -5.57%
- Past 3 months: -0.45%
- Past 6 months: -8.28%
- Past 1 year: -35.92%
- Past 3 years: 64.66%
- Past 5 years: 243.55%
What are the peers or stocks similar to Indian Overseas Bank (IOB)?
The peers or stocks similar to Indian Overseas Bank (IOB) include:What is the market cap of Indian Overseas Bank (IOB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Indian Overseas Bank (IOB) is ₹72770.65 Cr as of 5th December 2025.What is the 52 week high and low of Indian Overseas Bank (IOB) share?
The 52-week high of Indian Overseas Bank (IOB) is ₹59.94 and the 52-week low is ₹33.50.What is the PE and PB ratio of Indian Overseas Bank (IOB) stock?
The P/E (price-to-earnings) ratio of Indian Overseas Bank (IOB) is 21.43. The P/B (price-to-book) ratio is 2.26.Which sector does Indian Overseas Bank (IOB) belong to?
Indian Overseas Bank (IOB) belongs to the Financials sector & Public Banks sub-sector.How to buy Indian Overseas Bank (IOB) shares?
You can directly buy Indian Overseas Bank (IOB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Indian Overseas Bank
IOB Share Price
IOB Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
IOB Performance & Key Metrics
IOB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 17.06 | 2.26 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.90 | 2.43 | 0.98% |
IOB Analyst Ratings & Forecast
Price Upside
Earnings Growth
Rev. Growth
IOB Company Profile
Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.
IOB Sentiment Analysis
IOB Sentiment Analysis
IOB Stock Summary · October 2025
Indian Overseas Bank has reported a remarkable net profit of INR 1,226 crores for Q2 FY2026, marking a 57.79% year-on-year increase, driven by strong operational performance and a focus on digital transformation, with 98% of transactions now conducted online. While the bank is expanding its branch network to enhance market presence, concerns about asset quality, particularly in agricultural loans, persist due to a higher slippage rate. Nevertheless, effective management has led to a significant reduction in non-performing assets, bolstering investor confidence. The bank's strategic initiatives, including a robust capital raising plan and a commitment to ESG-linked products, position it favorably for future growth amidst a positive market sentiment.
IOB Stock Growth Drivers
IOB Stock Growth Drivers
8Strong Financial Performance
Indian Overseas Bank reported a record net profit of INR 1,226 crores for the quarter
Robust Growth in Deposits and Advances
The bank experienced significant growth in its CASA (Current Account Savings Account) to INR 137,386
IOB Stock Challenges
IOB Stock Challenges
3Concerns Over Capital Adequacy
The bank's Capital to Risk-Weighted Assets Ratio (CRAR) is reported at 17.94%, which is a
Potential Risks in Asset Quality Management
While the bank has reported improvements in non-performing asset (NPA) management, with gross NPA decreasing
IOB Forecast
IOB Forecasts
IOB
IOB
Income
Balance Sheet
Cash Flow
IOB Income Statement
IOB Income Statement
| Financial Year | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 22,461.21 | 21,641.17 | 23,523.42 | 29,730.97 | 33,750.31 | 35,715.43 | ||||||
| Raw Materials | — | — | — | — | — | 29,679.22 | ||||||
| Power & Fuel Cost | — | — | — | — | — | |||||||
| Employee Cost | 3,705.91 | 3,488.89 | 4,102.37 | 6,143.28 | 4,669.17 | |||||||
| Selling & Administrative Expenses | 889.49 | 943.12 | 1,012.17 | 1,081.10 | 1,199.21 | |||||||
| Operating & Other expenses | 16,841.03 | 15,257.81 | 15,795.03 | 18,747.65 | 22,914.19 | |||||||
| EBITDA | 1,024.78 | 1,951.35 | 2,613.85 | 3,758.94 | 4,967.74 | 6,036.21 | ||||||
| Depreciation/Amortization | 258.17 | 172.56 | 260.42 | 336.37 | 395.23 | — | ||||||
| PBIT | 766.61 | 1,778.79 | 2,353.43 | 3,422.57 | 4,572.51 | 6,036.21 | ||||||
| Interest & Other Items | — | — | — | — | — | — | ||||||
| PBT | 766.61 | 1,778.79 | 2,353.43 | 3,422.57 | 4,572.51 | 6,036.21 | ||||||
| Taxes & Other Items | 8.24 | 69.52 | 249.45 | 756.91 | 1,177.01 | 1,771.13 | ||||||
| Net Income | 758.37 | 1,709.27 | 2,103.98 | 2,665.66 | 3,395.50 | 4,265.08 | ||||||
| EPS | 0.46 | 0.97 | 1.11 | 1.41 | 1.78 | 2.21 | ||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
IOB Company Updates
IOB Stock Peers
IOB Past Performance & Peer Comparison
IOB Past Performance & Peer Comparison
FinancialsPublic Banks
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Indian Overseas Bank | 21.43 | 2.26 | — |
| State Bank of India | 11.28 | 1.73 | 1.62% |
| Bank of Baroda Ltd | 7.19 | 1.01 | 2.90% |
| Punjab National Bank | 7.43 | 1.03 | 2.43% |
IOB Stock Price Comparison
Compare IOB with any stock or ETFIOB Holdings
IOB Shareholdings
IOB Promoter Holdings Trend
IOB Promoter Holdings Trend
IOB Institutional Holdings Trend
IOB Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
IOB Shareholding Pattern
IOB Shareholding Pattern
IOB Shareholding History
IOB Shareholding History
Mutual Funds Invested in IOB
Mutual Funds Invested in IOB
No mutual funds holding trends are available
Top 5 Mutual Funds holding Indian Overseas Bank
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0043% | Percentage of the fund’s portfolio invested in the stock 0.11% | Change in the portfolio weight of the stock over the last 3 months 0.11% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 123/165 (-1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0031% | Percentage of the fund’s portfolio invested in the stock 0.11% | Change in the portfolio weight of the stock over the last 3 months 0.11% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 163/165 (-8) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0017% | Percentage of the fund’s portfolio invested in the stock 1.25% | Change in the portfolio weight of the stock over the last 3 months -0.11% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 11/14 (-1) |
Compare 3-month MF holding change on Screener
smallcases containing IOB stock
smallcases containing IOB stock
Looks like this stock is not in any smallcase yet.
IOB Events
IOB Events
IOB Dividend Trend
IOB has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
IOB Dividend Trend
IOB has not given any dividends in last 5 years
IOB Upcoming Dividends
IOB Upcoming Dividends
No upcoming dividends are available
IOB Past Dividends
IOB Past Dividends
Cash Dividend
Ex DateEx DateJun 19, 2014
Dividend/Share
₹0.50
Ex DateEx Date
Jun 19, 2014
Cash Dividend
Ex DateEx DateFeb 10, 2014
Dividend/Share
₹0.70
Ex DateEx Date
Feb 10, 2014
Cash Dividend
Ex DateEx DateJun 20, 2013
Dividend/Share
₹2.00
Ex DateEx Date
Jun 20, 2013
Cash Dividend
Ex DateEx DateJun 21, 2012
Dividend/Share
₹4.50
Ex DateEx Date
Jun 21, 2012
Cash Dividend
Ex DateEx DateJul 4, 2011
Dividend/Share
₹5.00
Ex DateEx Date
Jul 4, 2011
IOB Stock News & Opinions
IOB Stock News & Opinions
Indian Overseas Bank announced the appointment of G. Venkataramanan as Shareholder Director with effect from 03 December 2025 for a period of three years up to 02 December 2028.Powered by Capital Market - Live
Indian Overseas Bank announced that Sanjaya Rastogi, Shareholder Director of the Bank has ceased to be Director of the Bank with effect from 03 December 2025 upon completion of his tenure of three years. Powered by Capital Market - Live
Operating profit stood at Rs 2,400.03 crore in Q2 FY26, marking a 12.77% increase over Rs 2,128.22 crore recorded in the corresponding quarter of the previous year. Profit before tax surged 75.94% year-on-year to Rs 1,727.58 crore, compared to Rs 982.32 crore in Q2 FY25. Net Interest Income (NII) jumped 20.53% to Rs 3,059 crore in Q2 FY26 as against Rs 2,538 crore reported in Q2 FY25. Net interest margin (NIM) stood to 3.21% in Q2 FY26 as compared to 3.08% registered in the same period a year ago. IOB's total business increased by Rs 76,233 crore to Rs 6,17,034 crore as of 30 September 2025, registering a 14.10% growth compared to Rs 5,40,801 crore a year earlier. Total Deposits increased by Rs 28,414 crores to Rs 3,39,066 crore as on 30 September 2025, as compared to Rs 3,10,652 crore as on 30 September 2024, registering growth of 9.15 % on YoY basis. Current Account and Savings Account (CASA) deposits grew by Rs 5,531 crore to Rs 1,37,387 crore from Rs 1,31,856 crore in Q2 FY25, reflecting a growth of 4.19%. However, the CASA ratio declined to 40.52% in Q2 FY26 from 42.44% a year ago. Gross advances during the quarter stood at Rs 2,77,968 crore, showing a strong growth of 20.78% from Rs 2,30,149 crore reported in the corresponding quarter last year. During the quarter, Gross non performing assets (NPA) stood at Rs 5,078.27 crore, down 18.73% as against Rs 6,249.07 crore in corresponding quarter last year. Gross NPA ratio stood at l.83% as on 30 September 2025 as against 2.72% as on 30 September 2024. Net NPA ratio stood at 0.28% as on 30 September 2025 as compared with 0.47% as on 30 September 2024. The Provision Coverage Ratio (PCR) stood at 97.48% as of 30 September 2025, compared to 97.06% in the year-ago quarter. The Basel III Capital Adequacy Ratio (CRAR) improved by 49 basis points to 17.94% as of 30 September 2025. This comprised a Common Equity Tier 1 (CET1) ratio of 15.53% and a Tier II Capital ratio of 2.41%. Indian Overseas Bank is engaged in the business of banking & financial services. The scrip shed 0.82% to Rs 39.90 on the BSE. Powered by Capital Market - Live
Net profit of Indian Overseas Bank rose 61.47% to Rs 1258.82 crore in the quarter ended September 2025 as against Rs 779.61 crore during the previous quarter ended September 2024. Total Operating Income rose 14.55% to Rs 7850.89 crore in the quarter ended September 2025 as against Rs 6853.94 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income7850.896853.94 15 OPM %65.6453.44 - PBDT1729.06981.98 76 PBT1729.06981.98 76 NP1258.82779.61 61 Powered by Capital Market - Live
Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 16 October 2025.Powered by Capital Market - Live
Indian Overseas Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 20 November 2025.Powered by Capital Market - Live
Indian Overseas Bank dropped for a fifth straight session today. The stock is quoting at Rs 38.27, down 1.59% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.54% on the day, quoting at 24755.4. The Sensex is at 80723.46, down 0.54%.Indian Overseas Bank has added around 0.24% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has increased around 7.58% in last one month and is currently quoting at 7393.35, down 1.36% on the day. The volume in the stock stood at 28.73 lakh shares today, compared to the daily average of 120.62 lakh shares in last one month.The PE of the stock is 19.69 based on TTM earnings ending June 25.Powered by Capital Market - Live
Indian Overseas Bank rose for a fifth straight session today. The stock is quoting at Rs 38.63, up 1.28% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.29% on the day, quoting at 25122.55. The Sensex is at 82155.88, up 0.36%. Indian Overseas Bank has dropped around 1.55% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has dropped around 1.35% in last one month and is currently quoting at 7103.55, down 0.04% on the day. The volume in the stock stood at 38.15 lakh shares today, compared to the daily average of 36.09 lakh shares in last one month.The PE of the stock is 19.29 based on TTM earnings ending June 25.Powered by Capital Market - Live
Indian Overseas Bank rose for a third straight session today. The stock is quoting at Rs 37.34, up 1.85% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.42% on the day, quoting at 24980.95. The Sensex is at 81662.54, up 0.48%. Indian Overseas Bank has dropped around 6.3% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has dropped around 0.54% in last one month and is currently quoting at 7053.8, up 0.37% on the day. The volume in the stock stood at 44.37 lakh shares today, compared to the daily average of 37.31 lakh shares in last one month.The PE of the stock is 18.52 based on TTM earnings ending June 25.Powered by Capital Market - Live
Net profit of Indian Overseas Bank rose 81.67% to Rs 1178.45 crore in the quarter ended June 2025 as against Rs 648.66 crore during the previous quarter ended June 2024. Total Operating Income rose 12.98% to Rs 7387.49 crore in the quarter ended June 2025 as against Rs 6539.01 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income7387.496539.01 13 OPM %63.2658.13 - PBDT1514.55738.62 105 PBT1514.55738.62 105 NP1178.45648.66 82 Powered by Capital Market - Live
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant