IDFC First Bank Ltd

IDFC First Bank Ltd is down for a fifth straight session today. The stock is quoting at Rs 83.33, down 0.56% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.07% on the day, quoting at 24107.55. The Sensex is at 77072.97, up 0.18%.IDFC First Bank Ltd has lost around 1.99% in last one month.Meanwhile, Nifty Bank index of which IDFC First Bank Ltd is a constituent, has increased around 0.21% in last one month and is currently quoting at 57509.95, down 0.32% on the day. The volume in the stock stood at 115.42 lakh shares today, compared to the daily average of 121.62 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 83.99, down 0.3% on the day. IDFC First Bank Ltd jumped 22.56% in last one year as compared to a 1.31% slide in NIFTY and a 6.84% spurt in the Nifty Bank index.The PE of the stock is 31.15 based on TTM earnings ending June 26.

IDFC First Bank Ltd announced forward-looking projections indicating Total Assets of Rs 2,950 billion for March 31, 2024, rising to Rs 3,429 billion by March 31, 2025, and reaching Rs 3,986 billion by March 31, 2026, alongside Profit After Tax of Rs 29.4 billion for FY24, decreasing to Rs 14.9 billion in FY25, and recovering to Rs 16.1 billion in FY26, with Capital Adequacy Ratio (CAR) expected to be 16.1%, 15.5%, and 15.6% respectively, Gross Non-Performing Assets (GNPA) at 1.9%, 1.9%, and 1.6%, Net Non-Performing Assets (NNPA) at 0.6%, 0.5%, and 0.5%, and Return on Assets (RoA) at 1.1%, 0.5%, and 0.4% – these projections were released without any associated rating agency enhancements, assignments, or withdrawals from agencies like CRISIL, ICRA, CARE Ratings, or India Ratings & Research, and pertain to Total Assets, Profit After Tax, CAR, GNPA, NNPA, and RoA instruments.

IDFC FIRST Bank Ltd announced that S&P Global Ratings has assigned a ‘BBB-’ long-term issue rating to the Bank’s US$600 million Senior Notes, consistent with the issuer credit rating of BBB-/Stable/A-3 previously disclosed on August 13, 2026, with the publication accessible at https://www.spglobal.com/ratings/en/regulatory/article/-/view/sourceId/101702722, and this assignment does not involve any enhancements, assignments, or withdrawals related to other rating agencies or instruments.

IDFC FIRST Bank Limited announced that its board committee approved the allotment of 4,89,934 equity shares to eligible employees upon the exercise of stock options under the ‘IDFC FIRST Bank - ESOS’, increasing the bank’s issued and paid-up equity share capital from Rs 86,21,21,95,890 comprising of 8,62,12,19,589 equity shares to Rs 86,21,70,95,230 comprising of 8,62,17,09,523 equity shares, as of August 21, 2026.

IDFC First Bank Ltd announced that S&P Global Ratings has assigned an issuer credit rating of BBB- and A-3 for the long-term and short-term, respectively, along with a stable outlook, and S S&P Global also maintains a strong capitalization assessment and forecasts the bank’s risk-adjusted capital (RAC) ratio to remain at 10.0%-10.5%, with expected equity to reach INR 75 billion by fiscal 2027, and anticipates a net interest margin improvement of 5 bps-10 bps, alongside expectations for a cost-to-income ratio declining to 65%-70% over the next two years, a nonperforming loans ratio range bound at 1.7%-1.8% of total loans, credit costs between 1.5%-1.6% of total loans (1.6% projected for Q1 2027), core earnings to average adjusted assets of 1.0%-1.2% (1.1% annualized for Q1 FY27), and a return on average assets of 0.7% (average over FY22-FY26).

IDFC FIRST Bank Limited has allotted 43,15,816 equity shares with a face value of Rs 10 each to eligible employees upon the exercise of stock options under the ‘IDFC FIRST Bank - ESOS’, according to a regulatory filing on August 5, 2026, increasing the bank’s issued and paid-up equity share capital from Rs 86,16,90,37,730 comprising 8,61,69,03,773 equity shares to Rs 86,21,21,95,890 comprising 8,62,12,19,589 equity shares.

IDFC First Bank Ltd is up for a third straight session today. The stock is quoting at Rs 85.97, up 1.28% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.08% on the day, quoting at 24015.25. The Sensex is at 76909.5, up 0.1%. IDFC First Bank Ltd has gained around 9.94% in last one month. Meanwhile, Nifty Bank index of which IDFC First Bank Ltd is a constituent, has gained around 1.43% in last one month and is currently quoting at 57087.2, down 0.32% on the day. The volume in the stock stood at 410.62 lakh shares today, compared to the daily average of 267.51 lakh shares in last one month. The benchmark July futures contract for the stock is quoting at Rs 86, up 1.24% on the day. IDFC First Bank Ltd is up 22.27% in last one year as compared to a 3.25% slide in NIFTY and a 1.21% slide in the Nifty Bank index.The PE of the stock is 32.52 based on TTM earnings ending June 26.Powered by Capital Market - Live

CreditAccess Grameen Ltd, Pidilite Industries Ltd, Laurus Labs Ltd, Sapphire Foods India Ltd are among the other stocks to see a surge in volumes on BSE today, 27 July 2026.IDFC First Bank Ltd clocked volume of 100.59 lakh shares by 10:46 IST on BSE, a 12.32 times surge over two-week average daily volume of 8.16 lakh shares. The stock gained 5.96% to Rs.85.65. Volumes stood at 5.16 lakh shares in the last session.CreditAccess Grameen Ltd registered volume of 78164 shares by 10:46 IST on BSE, a 11.54 fold spurt over two-week average daily volume of 6776 shares. The stock rose 5.60% to Rs.1,601.90. Volumes stood at 9159 shares in the last session.Pidilite Industries Ltd clocked volume of 6.37 lakh shares by 10:46 IST on BSE, a 7.69 times surge over two-week average daily volume of 82902 shares. The stock gained 2.56% to Rs.1,611.10. Volumes stood at 1.3 lakh shares in the last session.Laurus Labs Ltd notched up volume of 3.75 lakh shares by 10:46 IST on BSE, a 7.33 fold spurt over two-week average daily volume of 51070 shares. The stock rose 4.92% to Rs.1,681.10. Volumes stood at 1.04 lakh shares in the last session.Sapphire Foods India Ltd clocked volume of 2.1 lakh shares by 10:46 IST on BSE, a 5.11 times surge over two-week average daily volume of 41174 shares. The stock gained 4.64% to Rs.187.25. Volumes stood at 2.38 lakh shares in the last session.Powered by Capital Market - Live

Net profit of IDFC First Bank rose 153.12% to Rs 1147.82 crore in the quarter ended June 2026 as against Rs 453.47 crore during the previous quarter ended June 2025. Total Operating Income rose 14.61% to Rs 11051.09 crore in the quarter ended June 2026 as against Rs 9642.15 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income11051.099642.15 15 OPM %38.4531.67 - PBDT1481.55571.15 159 PBT1481.55571.15 159 NP1147.82453.47 153 Powered by Capital Market - Live

Net interest income (NII) grew by 21.1% on YoY basis to Rs 5,972 crore in Q1 FY27 as against Rs 4,933 crore in Q1 FY26. Net interest margin (NIM) stood at 5.96% as on 30 June 2026, up 25 basis points YoY. Pre-provisioning operating profit (PPOP) for Q1 FY27 rose 14% to Rs 2,553 crore from Rs 2,239 crore in Q1 FY26. Provisions declined by 31.1% YoY to Rs 1,144 crore in the June 2026 quarter. Provision Coverage Ratio stood at 71.48% as on 30 June 2026. Profit before tax in Q1 FY27 stood at Rs 1,409 crore, up by 142.8% from Rs 580 crore in Q1 FY26. Gross NPA as on 30 June 2026 was 1.51% as against 1.97% as on 30 June 2025. Net NPA was at 0.44% as on 30 June 2026 as compared with 0.55% as on 30 June 2025. Total customer business of the bank increased to Rs 6,04,776 crore as of 30 June 2026, from Rs 5,10,031 crore as of 30 June 2025, which is a growth of 18.6% on YoY basis. As of 30 June 2026, loans and advances aggregated to Rs 3,05,370 crore (up 20.6% YoY) and customer deposits added up to Rs 2,99,405 crore (up 16.6% YoY). The capital adequacy ratio for Q1 FY27 was at 15.05% with CET-I ratio of 13.33% as on 30 June 2026. V Vaidyanathan, MD and CEO said, 'At the core, we are building a high-quality banking institution with high governance standards. We are seeing strong business momentum. We are happy to share that our asset quality continues to improve with gross NPA of 1.51% and net NPA of 0.44%. Our provisions as a % of loans continues to come down. During this quarter we got CGFMU (credit guarantee fund for micro units) claim of Rs 515 crore. We created a provision of Rs. 515 crore on a prudent basis towards any possible impact of monsoon or fuel prices volatility in the rest of the year. Finally, we believe the benefits of investments we have been making in building the bank have started playing out in operating leverage improving our PAT to Rs. 1,075 crore in Q1FY27. ROA crossed 1%. IDFC FIRST Bank is one of India's fast-growing private banks. The bank has presence in over 60,000 cities, towns, and villages, operate through 1,155 branches. The scrip had advanced 1.21% to end at Rs 80.83 on the BSE on Friday. Powered by Capital Market - Live