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HDFC Life Insurance Company Ltd

HDFCLIFE Share Price

760.050.10% (-0.75)
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With a market cap of ₹1,64,051 cr, stock is ranked 54

Stock is 1.72x as volatile as Nifty

HDFCLIFE Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,64,051 cr, stock is ranked 54

Stock is 1.72x as volatile as Nifty

HDFCLIFE Performance & Key Metrics

HDFCLIFE Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
86.6510.160.28%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

HDFCLIFE Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
88%
Analysts have suggested that investors can buy this stock

from 34 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HDFCLIFE Company Profile

HDFC Life Insurance Company provides various individual and group insurance solutions across India such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs etc

HDFCLIFE Similar Stocks (Peers)

Compare with peers Compare with peers 

HDFCLIFE Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
11.48
11.48
1Y Return
9.75%
9.75%
Buy Reco %
80.95
80.95
PE Ratio
36.88
36.88
1Y Return
25.86%
25.86%
Buy Reco %
68.75
68.75
PE Ratio
83.22
83.22
1Y Return
37.88%
37.88%
Buy Reco %
93.94
93.94
PE Ratio
39.37
39.37
1Y Return
1.65%
1.65%
Buy Reco %
64.00
64.00
PE Ratio
75.13
75.13
1Y Return
8.94%
8.94%
Buy Reco %
68.75
68.75
Compare with Peers

HDFCLIFE Sentiment Analysis

HDFCLIFE Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

HDFCLIFE Stock Summary · July 2025

HDFC Life demonstrated robust performance in Q1 FY26, achieving a 12.5% year-on-year growth in Individual Annualized Premium Equivalent (APE) and expanding its market share by 70 basis points, largely driven by effective customer acquisition strategies targeting first-time buyers. Despite facing operational challenges, including margin pressures and a competitive pricing environment, the company is optimistic about future growth, particularly in the annuity and protection segments, which have shown promising trends. The shift in product mix towards participating products and the enhancement of distribution channels, including a focus on agency transformation, are expected to bolster profitability. Management remains committed to long-term strategies, prioritizing sustainable growth while adapting to regulatory changes and evolving market dynamics.

HDFCLIFE Stock Growth Drivers
HDFCLIFE Stock Growth Drivers
6
  • Strong Business Performance

    HDFC Life Insurance Company reported a robust start to Q1 FY26, achieving a 12.5% year-on-year

  • Balanced Product Mix and Growth in Key Segments

    The product mix for HDFC Life remains well-balanced, with significant contributions from Unit Linked Insurance

HDFCLIFE Stock Challenges
HDFCLIFE Stock Challenges
6
  • Declining Persistency Rates

    The company has experienced a decline in persistency rates, particularly a 1% drop in 13-month

  • Negative Mortality Variance

    In FY25, the company reported a negative mortality variance of approximately 10 crores, which, while

HDFCLIFE Forecast

HDFCLIFE Forecasts

Price

Revenue

Earnings

HDFCLIFE

HDFCLIFE

Income

Balance Sheet

Cash Flow

HDFCLIFE Income Statement

HDFCLIFE Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 25.68%, vs industry avg of 10.3%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 3.22% to 6.15%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 6.9%, vs industry avg of 42.39%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue30,785.5932,541.5938,878.9329,748.9671,973.0867,891.6071,644.401,01,891.8193,287.6192,020.34
Raw Materialssubtract90,025.90
Power & Fuel Costsubtract
Employee Costsubtract1,117.101,291.771,410.431,679.791,683.302,145.293,079.953,292.913,245.38
Selling & Administrative Expensessubtract28,325.2329,617.8534,683.8324,890.3367,834.1063,158.0765,086.3796,330.8887,124.56
Operating & Other expensessubtract241.12287.021,113.561,669.32776.121,044.721,960.831,211.991,524.00
Depreciation/Amortizationsubtract41.2444.4545.2446.5750.8956.2775.9378.75103.93
Interest & Other Itemssubtract
Taxes & Other Itemssubtract173.99193.2913.09165.51267.80160.3273.05-596.80-521.08101.13
EPS4.445.528.016.436.746.426.427.328.418.79
DPS1.101.361.630.002.021.701.902.002.102.10
Payout ratio0.250.250.200.000.300.260.300.270.250.24

HDFCLIFE Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 21PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

HDFCLIFE Stock Peers

HDFCLIFE Past Performance & Peer Comparison

HDFCLIFE Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
HDFC Life Insurance Company Ltd90.6010.160.28%
Life Insurance Corporation Of India11.484.351.37%
Bajaj Finserv Ltd36.882.550.05%
SBI Life Insurance Company Ltd83.2211.820.13%

HDFCLIFE Stock Price Comparison

Compare HDFCLIFE with any stock or ETF
Compare HDFCLIFE with any stock or ETF
HDFCLIFE
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HDFCLIFE Holdings

HDFCLIFE Shareholdings

HDFCLIFE Promoter Holdings Trend

HDFCLIFE Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HDFCLIFE Institutional Holdings Trend

HDFCLIFE Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

HDFCLIFE Shareholding Pattern

HDFCLIFE Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding50.25%11.94%2.65%24.81%10.35%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

HDFCLIFE Shareholding History

HDFCLIFE Shareholding History

JunSepDec '24MarJunSep26.63%25.63%25.14%24.95%24.75%24.81%

Mutual Funds Invested in HDFCLIFE

Mutual Funds Invested in HDFCLIFE

No mutual funds holding trends are available

Top 5 Mutual Funds holding HDFC Life Insurance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.8127%2.44%0.14%16/49 (+3)
0.5483%2.75%0.46%49/94 (0)
0.5165%1.12%-0.00%48/90 (+2)

Compare 3-month MF holding change on Screener

HDFCLIFE Insider Trades & Bulk Stock Deals

HDFCLIFE Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing HDFCLIFE stock

smallcases containing HDFCLIFE stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have HDFC Life Insurance Company Ltd

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Insurance Tracker

Insurance Tracker

Created by Windmill Capital

HDFCLIFE's Wtg.
14.13%
14.13%
CAGR
15.11%

HDFCLIFE Events

HDFCLIFE Events

HDFCLIFE Dividend Trend

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.28%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹2.76 every year

Dividends

Corp. Actions

Announcements

Legal Orders

HDFCLIFE Dividend Trend

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.28%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹2.76 every year

HDFCLIFE Upcoming Dividends

HDFCLIFE Upcoming Dividends

No upcoming dividends are available

HDFCLIFE Past Dividends

HDFCLIFE Past Dividends

Cash Dividend

Ex DateEx DateJun 20, 2025

Final
Final | Div/Share: ₹2.10

Dividend/Share

2.10

Ex DateEx Date

Jun 20, 2025

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 16, 2023

Final
Final | Div/Share: ₹1.90

Dividend/Share

1.90

Ex DateEx Date

Jun 16, 2023

Cash Dividend

Ex DateEx DateMay 31, 2022

Final
Final | Div/Share: ₹1.70

Dividend/Share

1.70

Ex DateEx Date

May 31, 2022

Cash Dividend

Ex DateEx DateJun 30, 2021

Final
Final | Div/Share: ₹2.02

Dividend/Share

2.02

Ex DateEx Date

Jun 30, 2021

HDFCLIFE Stock News & Opinions

HDFCLIFE Stock News & Opinions

Spotlight
HDFC Life Insurance Company Ltd eases for fifth straight session

HDFC Life Insurance Company Ltd dropped for a fifth straight session today. The stock is quoting at Rs 759.55, down 0.3% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.42% on the day, quoting at 26018. The Sensex is at 85046.68, up 0.44%.HDFC Life Insurance Company Ltd has gained around 2.33% in last one month.Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has increased around 0.25% in last one month and is currently quoting at 27546.75, up 0.1% on the day. The volume in the stock stood at 4.97 lakh shares today, compared to the daily average of 22.89 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 759.45, down 0.46% on the day. HDFC Life Insurance Company Ltd jumped 12.63% in last one year as compared to a 11.43% rally in NIFTY and a 18.48% spurt in the Nifty Financial Services index.The PE of the stock is 87.13 based on TTM earnings ending September 25.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
HDFC Life Insurance Company allots 7.59 lakh equity shares under ESOS

HDFC Life Insurance Company has allotted 7,59,628 equity shares to the eligible option holders pursuant to exercise of stock options by them under various Employee Stock Option Schemes. Post the above allotment, paid']up equity share capital of the Company stands at Rs 21,56,84,59,650 comprising of 2,15,68,45,965 equity shares of face value of Rs 10 each. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
HDFC Life Insurance Company Ltd spurts 1.45%, gains for third straight session

HDFC Life Insurance Company Ltd is up for a third straight session in a row. The stock is quoting at Rs 761.55, up 1.45% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.03% on the day, quoting at 25581.6. The Sensex is at 83512.25, down 0.03%. HDFC Life Insurance Company Ltd has added around 2.01% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has added around 1.08% in last one month and is currently quoting at 27305.05, down 0.48% on the day. The volume in the stock stood at 10.75 lakh shares today, compared to the daily average of 28.59 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 762.4, up 1.13% on the day. HDFC Life Insurance Company Ltd is up 8.79% in last one year as compared to a 7.11% gain in NIFTY and a 15.33% gain in the Nifty Financial Services index.The PE of the stock is 85.85 based on TTM earnings ending September 25.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
HDFC Life Insurance Company Ltd gains for third consecutive session

HDFC Life Insurance Company Ltd gained for a third straight session today. The stock is quoting at Rs 759.3, up 1.65% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.56% on the day, quoting at 26080.4. The Sensex is at 85005.24, up 0.45%. HDFC Life Insurance Company Ltd has risen around 0.38% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has risen around 5.88% in last one month and is currently quoting at 27453.95, up 0.36% on the day. The volume in the stock stood at 13.66 lakh shares today, compared to the daily average of 32.91 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 763.6, up 1.65% on the day. HDFC Life Insurance Company Ltd is up 4.44% in last one year as compared to a 7.15% spurt in NIFTY and a 14.62% spurt in the Nifty Financial Services index.The PE of the stock is 85.45 based on TTM earnings ending September 25.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
HDFC Life Q2 PAT rises 3% YoY to Rs 448 cr

Net premium income jumped 13.59% YoY to Rs 18,871.23 crore in Q2 FY26. Net income from investments fell 87.8% to Rs 1,417.36 crore in Q2 FY26 as compared to Rs 11,613.28 crore posted in same quarter last year. On half-yearly basis, the company's consolidated net profit rose 9% to Rs 994 crore on 14.57% jump in net premium income to Rs 33,410.65 crore in H1 FY26 over H1 FY25. Assets under management (AUM) jumped 11% YoY to Rs 359,999 crore as on H1 FY26. The value of new business (VNB) for H1 FY26 stood at Rs 1,818 crore, a growth of 10% YoY and 2-year CAGR of 14% while broadly maintaining new business margins similar to last year, at 24.5%. The company's Indian embedded value (IEV) increased 14% YoY to Rs 59,540 crore in H1 FY26, with an operating RoEV of 15.8% on a rolling 12-month basis. Annualized premium equivalent (APE) jumped 10% to Rs 7,413 crore in H1 FY26 as against 6,724 crore in H1 FY25. The life insurer's solvency ratio stood at 175% in H1 FY26, reflecting a combination of dividend payout, repayment of Rs 600 crore subordinated debt, writing more protection business and the GST impact. Vibha Padalkar, managing director and CEO of HDFC Life, commented: 'The recent GST revisions are a constructive structural shift aimed at simplifying compliance and improving affordability. We have ensured that the full benefits of the GST exemption are passed on to our customers. With product pricing now more attractive to customers across segments, we expect to see stronger demand over the medium to long term.' Meanwhile, the company's board approved fundraising through issuance of non convertible debentures (NCDs) in the nature of subordinated debt instruments up to Rs 750 crore in one or more tranches. HDFC Life Insurance Company is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as protection, pension, savings, investment, annuity and health. The scrip declined 2.75% to Rs 740.30 on the BSE.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
HDFC Life Q2 PAT rises 3% YoY to Rs 448 cr

Net premium income jumped 13.59% YoY to Rs 18,871.23 crore in Q2 FY26. Net income from investments fell 87.8% to Rs 1,417.36 crore in Q2 FY26 as compared to Rs 11,613.28 crore posted in same quarter last year. On half-yearly basis, the company's consolidated net profit rose 9% to Rs 994 crore on 14.57% jump in net premium income to Rs 33,410.65 crore in H1 FY26 over H1 FY25. Assets under management (AUM) jumped 11% YoY to Rs 359,999 crore as on H1 FY26. The value of new business (VNB) for H1 FY26 stood at Rs 1,818 crore, a growth of 10% YoY and 2-year CAGR of 14% while broadly maintaining new business margins similar to last year, at 24.5%. The company's Indian embedded value (IEV) increased 14% YoY to Rs 59,540 crore in H1 FY26, with an operating RoEV of 15.8% on a rolling 12-month basis. Annualized premium equivalent (APE) jumped 10% to Rs 7,413 crore in H1 FY26 as against 6,724 crore in H1 FY25. The life insurer's solvency ratio stood at 175% in H1 FY26, reflecting a combination of dividend payout, repayment of Rs 600 crore subordinated debt, writing more protection business and the GST impact. Vibha Padalkar, managing director and CEO of HDFC Life, commented: 'The recent GST revisions are a constructive structural shift aimed at simplifying compliance and improving affordability. We have ensured that the full benefits of the GST exemption are passed on to our customers. With product pricing now more attractive to customers across segments, we expect to see stronger demand over the medium to long term.' Meanwhile, the company's board approved fundraising through issuance of non convertible debentures (NCDs) in the nature of subordinated debt instruments up to Rs 750 crore in one or more tranches. HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as protection, pension, savings, investment, annuity and health. The counter added 2.34% to settle at Rs 761.25 on the BSE.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
HDFC Life Insurance Company consolidated net profit rises 3.01% in the September 2025 quarter

Net profit of HDFC Life Insurance Company rose 3.01% to Rs 448.29 crore in the quarter ended September 2025 as against Rs 435.18 crore during the previous quarter ended September 2024. Sales rose 13.59% to Rs 18871.23 crore in the quarter ended September 2025 as against Rs 16613.72 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales18871.2316613.72 14 OPM %1.67-1.86 - PBDT471.48-30.20 LP PBT471.48-30.20 LP NP448.29435.18 3 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
HDFC Life Insurance Company to announce Quarterly Result

HDFC Life Insurance Company will hold a meeting of the Board of Directors of the Company on 15 October 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
HDFC Life Insurance Company Ltd eases for fifth straight session

HDFC Life Insurance Company Ltd dropped for a fifth straight session today. The stock is quoting at Rs 758.3, down 0.8% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.07% on the day, quoting at 24671.3. The Sensex is at 80486.03, up 0.07%.HDFC Life Insurance Company Ltd has eased around 3.01% in last one month.Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has increased around 0.9% in last one month and is currently quoting at 25985.25, down 0.04% on the day. The volume in the stock stood at 12.19 lakh shares today, compared to the daily average of 28.11 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 759.8, down 0.73% on the day. HDFC Life Insurance Company Ltd jumped 5.61% in last one year as compared to a 4.42% slide in NIFTY and a 6.1% spurt in the Nifty Financial Services index.The PE of the stock is 88.01 based on TTM earnings ending June 25.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
HDFC Life Insurance Company allots 6.38 lakh equity shares under ESOS

HDFC Life Insurance Company has allotted 6,38,755 equity shares to the eligible option holders pursuant to exercise of stock options by them under various Employee Stock Option Schemes. Post the above allotment, paid']up equity share capital of the Company stands at Rs 21,56,08,63,370 comprising of 2,15,60,86,337 equity shares of face value of Rs 10 each. Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of HDFC Life Insurance Company Ltd (HDFCLIFE) today?

    The share price of HDFCLIFE as on 5th December 2025 is ₹760.05. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The past returns of HDFC Life Insurance Company Ltd (HDFCLIFE) share are
    • Past 1 week: -3.85%
    • Past 1 month: 2.15%
    • Past 3 months: 0.87%
    • Past 6 months: 0.26%
    • Past 1 year: 17.00%
    • Past 3 years: 28.98%
    • Past 5 years: 18.27%

  3. What are the peers or stocks similar to HDFC Life Insurance Company Ltd (HDFCLIFE)?
  4. What is the dividend yield % of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The current dividend yield of HDFC Life Insurance Company Ltd (HDFCLIFE) is 0.28.

  5. What is the market cap of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹164051.77 Cr as of 5th December 2025.

  6. What is the 52 week high and low of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The 52-week high of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹820.75 and the 52-week low is ₹584.30.

  7. What is the PE and PB ratio of HDFC Life Insurance Company Ltd (HDFCLIFE) stock?

    The P/E (price-to-earnings) ratio of HDFC Life Insurance Company Ltd (HDFCLIFE) is 90.60. The P/B (price-to-book) ratio is 10.16.

  8. Which sector does HDFC Life Insurance Company Ltd (HDFCLIFE) belong to?

    HDFC Life Insurance Company Ltd (HDFCLIFE) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy HDFC Life Insurance Company Ltd (HDFCLIFE) shares?

    You can directly buy HDFC Life Insurance Company Ltd (HDFCLIFE) shares on Tickertape. Simply sign up, connect your demat account and place your order.