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HDFC Life Insurance Company Ltd

HDFC Life Insurance Company Ltd

HDFCLIFE Share Price

NSE
548.700.63% (+3.45)
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With a market cap of ₹1,17,632 cr, stock is ranked 89

Stock is 1.63x as volatile as Nifty

HDFCLIFE Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,17,632 cr, stock is ranked 89

Stock is 1.63x as volatile as Nifty

HDFCLIFE Performance & Key Metrics

HDFCLIFE Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
61.517.280.38%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.422.181.29%

HDFCLIFE Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
94%
Analysts have suggested that investors can buy this stock

from 34 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HDFCLIFE Company Profile

HDFC Life Insurance Company provides various individual and group insurance solutions across India such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs etc

HDFCLIFE Similar Stocks (Peers)

Compare with peers Compare with peers 

HDFCLIFE Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
8.66
8.66
1Y Return
18.49%
18.49%
Buy Reco %
83.33
83.33
PE Ratio
26.83
26.83
1Y Return
18.27%
18.27%
Buy Reco %
73.33
73.33
PE Ratio
69.81
69.81
1Y Return
4.46%
4.46%
Buy Reco %
100.00
100.00
PE Ratio
30.83
30.83
1Y Return
11.82%
11.82%
Buy Reco %
68.00
68.00
PE Ratio
41.54
41.54
1Y Return
28.31%
28.31%
Buy Reco %
81.82
81.82
Compare with Peers

HDFCLIFE Sentiment Analysis

HDFCLIFE Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

HDFCLIFE Stock Summary · April 2026

HDFC Life's fiscal year 2026 performance reflects a resilient market position despite facing challenges such as regulatory changes and competitive pressures. The company reported a final dividend of INR 2.10 per share while maintaining a strong solvency ratio of 177%, supported by plans to raise INR 1,000 crores to enhance financial stability. Strategic shifts towards optimizing branch productivity and targeting Tier 2 and 3 markets have resulted in significant growth in protection products, with over 70% of new customers being first-time buyers. However, concerns about new business strain and declining margins highlight the need for careful capital management and product innovation. Overall, the company remains cautiously optimistic about long-term growth prospects, emphasizing sustainable offerings and adaptability in a dynamic regulatory landscape.

HDFCLIFE Stock Growth Drivers
HDFCLIFE Stock Growth Drivers
7
  • Strong Operational Performance

    HDFC Life Insurance Company has maintained its position among the top three insurers by individual

  • Resilience Amid Challenges

    Despite facing a challenging macroeconomic environment characterized by geopolitical tensions and disruptions in energy markets,

HDFCLIFE Stock Challenges
HDFCLIFE Stock Challenges
6
  • Impact of GST on Business Operations

    The company has faced significant challenges due to the lack of Input Tax Credit (ITC)

  • Declining New Business Margins

    New business margins have declined, with a drop of 140 basis points from FY25, attributed

HDFCLIFE Forecast

HDFCLIFE Forecasts

Price

Revenue

Earnings

HDFCLIFE

HDFCLIFE

Income

Balance Sheet

Cash Flow

HDFCLIFE Income Statement

HDFCLIFE Income Statement

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Quarterdec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026
Total Revenue27,030.3528,215.6127,023.4928,776.4317,270.9724,314.2129,627.6620,807.5029,602.0320,318.22
Operating & Other expensessubtract26,663.3227,765.9426,622.7128,806.6316,852.2423,813.7829,023.8620,336.0229,156.8319,781.53
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract-0.5138.03-78.19-465.38-2.5825.0755.4523.1927.0139.20
EPS1.711.912.232.021.962.212.552.081.942.31

HDFCLIFE Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 21PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

HDFCLIFE Stock Peers

HDFCLIFE Past Performance & Peer Comparison

HDFCLIFE Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
HDFC Life Insurance Company Ltd61.517.280.38%
Life Insurance Corporation Of India8.663.902.54%
Bajaj Finserv Ltd26.832.050.09%
SBI Life Insurance Company Ltd69.8110.150.16%

HDFCLIFE Stock Price Comparison

Compare HDFCLIFE with any stock or ETF
Compare HDFCLIFE with any stock or ETF
HDFCLIFE
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HDFCLIFE Holdings

HDFCLIFE Shareholdings

HDFCLIFE Promoter Holdings Trend

HDFCLIFE Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HDFCLIFE Institutional Holdings Trend

HDFCLIFE Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 1.74%

Tickertape Separator

HDFCLIFE Shareholding Pattern

HDFCLIFE Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding50.21%14.54%2.71%22.52%10.03%

Jun 2025

Sep 2025

Dec 2025

Mar 2026

HDFCLIFE Shareholding History

HDFCLIFE Shareholding History

Dec '24MarJunSepDec '25Mar25.14%24.95%24.75%24.81%24.26%22.52%

Mutual Funds Invested in HDFCLIFE

Mutual Funds Invested in HDFCLIFE

No mutual funds holding trends are available

Top 5 Mutual Funds holding HDFC Life Insurance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.4664%3.22%-0.53%11/62 (-3)
1.0374%2.07%0.69%15/95 (+5)
0.7758%2.50%-0.56%11/104 (+42)

Compare 3-month MF holding change on Screener

HDFCLIFE Insider Trades & Bulk Stock Deals

HDFCLIFE Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing HDFCLIFE stock

smallcases containing HDFCLIFE stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have HDFC Life Insurance Company Ltd

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Insurance Tracker

Insurance Tracker

Created by Windmill Capital

HDFCLIFE's Wtg.
16.17%
16.17%
CAGR
8.55%

HDFCLIFE Events

HDFCLIFE Events

HDFCLIFE Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

HDFCLIFE has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.38%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹3.84 every year

Dividends

Corp. Actions

Announcements

Legal Orders

HDFCLIFE Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

HDFCLIFE has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.38%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹3.84 every year

HDFCLIFE Upcoming Dividends

HDFCLIFE Upcoming Dividends

Cash Dividend

Ex DateEx DateJun 19, 2026

Final
Final | Div/Share: ₹2.10

Dividend/Share

2.10

Ex DateEx Date

Jun 19, 2026

HDFCLIFE Past Dividends

HDFCLIFE Past Dividends

Cash Dividend

Ex DateEx DateJun 20, 2025

Final
Final | Div/Share: ₹2.10

Dividend/Share

2.10

Ex DateEx Date

Jun 20, 2025

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 16, 2023

Final
Final | Div/Share: ₹1.90

Dividend/Share

1.90

Ex DateEx Date

Jun 16, 2023

Cash Dividend

Ex DateEx DateMay 31, 2022

Final
Final | Div/Share: ₹1.70

Dividend/Share

1.70

Ex DateEx Date

May 31, 2022

Cash Dividend

Ex DateEx DateJun 30, 2021

Final
Final | Div/Share: ₹2.02

Dividend/Share

2.02

Ex DateEx Date

Jun 30, 2021

HDFCLIFE Stock News & Opinions

HDFCLIFE Stock News & Opinions

Corporate
Corporate
HDFC Life Insurance Company allots 1.31 lakh equity shares under ESOS

HDFC Life Insurance Company has allotted 1,31,539 equity shares to the eligible option holders pursuant to the exercise of stock options under the Company'fs various Employee Stock Option Schemes. Post the aforesaid allotment, the paid']up equity share capital of the Company stands at Rs 21,57,95,10,750 comprising of 2,15,79,51,075 equity shares of face value of Rs 10 each.

2 weeks agoCapital Market - Live
Spotlight
Spotlight
HDFC Life Insurance Company Ltd gains for third consecutive session

HDFC Life Insurance Company Ltd gained for a third straight session today. The stock is quoting at Rs 609.3, up 2.56% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.06% on the day, quoting at 24018.3. The Sensex is at 76839.15, down 0.23%. HDFC Life Insurance Company Ltd has risen around 4.74% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has risen around 4.79% in last one month and is currently quoting at 25716.9, up 0.59% on the day. The volume in the stock stood at 288.19 lakh shares today, compared to the daily average of 48.54 lakh shares in last one month. The benchmark May futures contract for the stock is quoting at Rs 612.6, up 2.54% on the day. HDFC Life Insurance Company Ltd is down 15.83% in last one year as compared to a 1.62% drop in NIFTY and a 1.14% drop in the Nifty Financial Services index.The PE of the stock is 67.17 based on TTM earnings ending March 26.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Spotlight
HDFC Life Insurance Company reappoints Vibha Padalkar as MD & CEO

Vibha Padalkar joined HDFC Life in 2008 and has held several leadership roles within the organization, where she has played a key role in strengthening the company's financial framework and was instrumental in the successful listing of HDFC Life in 2017, it said. She was appointed as MD & CEO of the company for three years effective from September 12, 2018. She succeeded Amitabh Chaudhry, who is now MD and CEO of Axis Bank. HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as protection, pension, savings, investment, annuity, and health. The company reported consolidated net profit of Rs 497.49 crore in Q4 FY26, up 4.65% as against Rs 475.36 crore in Q4 FY25. Net premium income rose 9.04% year on year (YoY) to Rs 25,998.42 crore in Q4 FY26 over Q4 FY25. However, net income from investments turned into a loss of Rs 6,487.58 crore in Q4 FY26, compared with a profit of Rs 18.99 crore a year earlier. Shares of HDFC Life Insurance Company slipped 1.52% to end at Rs 604.85 on the BSE.

1 month agoCapital Market - Live
Corporate
Corporate
Board of HDFC Life approves preferential issue of 1.45 cr shares to HDFC Bank

The board of HDFC Life Insurance Company at its meeting held on 16 April 2026 has approved issuance of 1,45,23,906 equity shares of the Company having face value of Rs 10 each, at aprice of Rs 688.52 per equity share, aggregating to Rs 1,000 crore, on a preferential basis to HDFC Bank, promoter of the Company

1 month agoCapital Market - Live
Corporate
Corporate
HDFC Life Insurance Company fixes record date for final dividend

HDFC Life Insurance Company has fixed 19 June 2026 as record date for payment of final dividend of Rs 2.10 per equity share for FY 2025-26. The dividend will be paid on or after 20 July 2026.

1 month agoCapital Market - Live
Earnings
Earnings
HDFC Life Insurance Company consolidated net profit rises 4.66% in the March 2026 quarter

Net profit of HDFC Life Insurance Company rose 4.66% to Rs 497.49 crore in the quarter ended March 2026 as against Rs 475.36 crore during the previous quarter ended March 2025. Sales rose 9.04% to Rs 25998.42 crore in the quarter ended March 2026 as against Rs 23842.99 crore during the previous quarter ended March 2025. For the full year,net profit rose 5.61% to Rs 1912.32 crore in the year ended March 2026 as against Rs 1810.82 crore during the previous year ended March 2025. Sales rose 11.35% to Rs 77760.49 crore in the year ended March 2026 as against Rs 69836.97 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales25998.4223842.99 9 77760.4969836.97 11 OPM %0.421.58 -1.461.18 - PBDT536.69500.43 7 2057.171289.74 60 PBT536.69500.43 7 2057.171289.74 60 NP497.49475.36 5 1912.321810.82 6 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
HDFC Life Insurance Company schedules AGM

HDFC Life Insurance Company announced that the 26th Annual General Meeting(AGM) of the company will be held on 16 July 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
HDFC Life Q4 PAT rises 4% YoY to Rs 498 cr

Net premium income rose 9.04% year on year (YoY) to Rs 25,998.42 crore in Q4 FY26 over Q4 FY25. However, net income from investments turned into a loss of Rs 6,487.58 crore in Q4 FY26, compared with a profit of Rs 18.99 crore a year earlier. Profit before tax (PBT) stood at Rs 489.7 crore in Q4 FY26, registering a marginal growth of 0.77% on YoY basis. On a 12-month basis (12M FY26 vs 12M FY25), the insurer reported a 6% year-on-year increase in profit after tax to Rs 1,910 crore from Rs 1,802 crore. Total APE rose 8% to Rs 16,641 crore, while individual APE increased 7% to Rs 14,635 crore. New business premium grew 8% to Rs 36,096 crore, while renewal premium increased 15% to Rs 43,291 crore, driving a 12% rise in total premium collections to Rs 79,387 crore. Assets under management expanded 12% to Rs 3,75,198 crore. Indian Embedded Value rose 12% to Rs 62,139 crore, while value of new business increased 2% to Rs 4,034 crore. Vibha Padalkar, managing director (MD) and CEO of HDFC Life, commented: 'During FY26, we continued to maintain our position among the top three private insurers by individual WRP. Our private sector market share stood at 15.2% for 11MFY26. We outperformed the broader industry in 2 key focus areas: The first one being retail protection which grew 43%, and the second one being agency channel which also grew ahead of industry. Retail sum assured growth for 11MFY26 was higher than the industry, reinforcing the quality of our business mix. Retail Protection was a clear highlight during the year, with growth of 43%, supported by lower pricing post GST and a strengthened product portfolio. Annuities were another area of meaningful progress. Looking ahead, we expect a gradual shift in the product mix as customers rebalance toward long-term savings and protection in an environment of greater uncertainty. The ongoing build-up of the agency channel was another strong story of the year. Agency grew ahead of the company by 500 bps, maintaining a strong protection mix. We believe our focus on continued investments in distribution, product competitiveness, partner engagement positions and pricing discipline us well to deliver more sustainable and profitable growth as the environment normalises.' The company has recommended a final dividend of Rs 2.10 per equity share of face value Rs 10 for FY26. The record date is June 19, 2026, and payment will be made on or after July 20, 2026. The Board has approved the re-appointment of Niraj Shah as Executive Director and Chief Financial Officer for five years, effective April 26, 2026, subject to shareholder and regulatory approvals. It has also approved issuance of 1,45,23,906 equity shares to HDFC Bank on a preferential basis at Rs 688.52 per share, aggregating Rs 1,000 crore, subject to shareholder and regulatory approvals. HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as protection, pension, savings, investment, annuity and health. Shares of HDFC Life Insurance Company slipped 1.41% to end at Rs 631.55 on the BSE.

1 month agoCapital Market - Live
Spotlight
Spotlight
HDFC Life Insurance Company Ltd up for third straight session

HDFC Life Insurance Company Ltd is up for a third straight session today. The stock is quoting at Rs 637.35, up 2.95% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.57% on the day, quoting at 24216.6. The Sensex is at 78059.78, up 1.58%. HDFC Life Insurance Company Ltd has gained around 1.81% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has gained around 3.56% in last one month and is currently quoting at 26047.5, up 1.44% on the day. The volume in the stock stood at 35.27 lakh shares today, compared to the daily average of 43.56 lakh shares in last one month. The benchmark April futures contract for the stock is quoting at Rs 638.8, up 2.79% on the day. HDFC Life Insurance Company Ltd is down 10.99% in last one year as compared to a 3.33% jump in NIFTY and a 3.65% jump in the Nifty Financial Services index.The PE of the stock is 70.74 based on TTM earnings ending December 25.

1 month agoCapital Market - Live
Corporate
Corporate
HDFC Life Insurance Company to table results

HDFC Life Insurance Company will hold a meeting of the Board of Directors of the Company on 16 April 2026.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of HDFC Life Insurance Company Ltd (HDFCLIFE) today?

    The share price of HDFCLIFE as on 12th June 2026 is ₹548.70. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The past returns of HDFC Life Insurance Company Ltd (HDFCLIFE) share are
    • Past 1 week: -4.82%
    • Past 1 month: -11.91%
    • Past 3 months: -15.84%
    • Past 6 months: -29.66%
    • Past 1 year: -28.65%
    • Past 3 years: -6.27%
    • Past 5 years: -20.12%

  3. What are the peers or stocks similar to HDFC Life Insurance Company Ltd (HDFCLIFE)?
  4. What is the dividend yield % of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The current dividend yield of HDFC Life Insurance Company Ltd (HDFCLIFE) is 0.38.

  5. What is the market cap of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹117632.85 Cr as of 12th June 2026.

  6. What is the 52 week high and low of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The 52-week high of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹820.75 and the 52-week low is ₹543.

  7. What is the PE and PB ratio of HDFC Life Insurance Company Ltd (HDFCLIFE) stock?

    The P/E (price-to-earnings) ratio of HDFC Life Insurance Company Ltd (HDFCLIFE) is 61.51. The P/B (price-to-book) ratio is 7.28.

  8. Which sector does HDFC Life Insurance Company Ltd (HDFCLIFE) belong to?

    HDFC Life Insurance Company Ltd (HDFCLIFE) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy HDFC Life Insurance Company Ltd (HDFCLIFE) shares?

    You can directly buy HDFC Life Insurance Company Ltd (HDFCLIFE) shares on Tickertape. Simply sign up, connect your demat account and place your order.