What is the share price of Fino Payments Bank Ltd (FINOPB) today?
The share price of FINOPB as on 13th November 2025 is ₹277.60. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Fino Payments Bank Ltd (FINOPB) share?
The past returns of Fino Payments Bank Ltd (FINOPB) share are- Past 1 week: -1.94%
- Past 1 month: -6.53%
- Past 3 months: 8.82%
- Past 6 months: 12.91%
- Past 1 year: -17.54%
- Past 3 years: 42.69%
- Past 5 years: -48.96%
What are the peers or stocks similar to Fino Payments Bank Ltd (FINOPB)?
The peers or stocks similar to Fino Payments Bank Ltd (FINOPB) include:What is the market cap of Fino Payments Bank Ltd (FINOPB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Fino Payments Bank Ltd (FINOPB) is ₹2310.14 Cr as of 13th November 2025.What is the 52 week high and low of Fino Payments Bank Ltd (FINOPB) share?
The 52-week high of Fino Payments Bank Ltd (FINOPB) is ₹372.20 and the 52-week low is ₹200.What is the PE and PB ratio of Fino Payments Bank Ltd (FINOPB) stock?
The P/E (price-to-earnings) ratio of Fino Payments Bank Ltd (FINOPB) is 24.96. The P/B (price-to-book) ratio is 3.09.Which sector does Fino Payments Bank Ltd (FINOPB) belong to?
Fino Payments Bank Ltd (FINOPB) belongs to the Financials sector & Private Banks sub-sector.How to buy Fino Payments Bank Ltd (FINOPB) shares?
You can directly buy Fino Payments Bank Ltd (FINOPB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Fino Payments Bank Ltd
FINOPB Share Price
277.600.00% (+0.00)
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FINOPB Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
FINOPB Performance & Key Metrics
FINOPB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 28.80 | 3.09 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.00 | 2.44 | 0.97% |
100%
Analysts have suggested that investors can buy this stock
from 2 analysts
Price Upside
Earnings Growth
Rev. Growth
FINOPB Company Profile
Fino Payments Bank Limited (FPBL) is an India-based scheduled commercial bank, which is engaged in providing digital based financial services.
HDFCBANK
PE Ratio
21.43
21.43
1Y Return
17.36%
17.36%
Buy Reco %
92.31
92.31
ICICIBANK
PE Ratio
19.40
19.40
1Y Return
10.54%
10.54%
Buy Reco %
92.31
92.31
KOTAKBANK
PE Ratio
18.65
18.65
1Y Return
22.95%
22.95%
Buy Reco %
64.71
64.71
AXISBANK
PE Ratio
13.55
13.55
1Y Return
7.55%
7.55%
Buy Reco %
80.00
80.00
IDBI
PE Ratio
13.84
13.84
1Y Return
27.86%
27.86%
Buy Reco %
0.00
0.00
FINOPB Sentiment Analysis
FINOPB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
FINOPB Stock Summary · November 2025
Fino Payments Bank is strategically positioning itself for future growth despite facing regulatory challenges that have moderated transaction volumes and impacted revenue. The transition to a Small Finance Bank model aims to enhance service offerings and profitability, with management optimistic about improving margins and doubling net interest income. While the bank has reported a decline in revenue, it has successfully increased EBITDA margins through effective cost control and a focus on low-cost deposits, particularly in its CASA segment. The shift towards digital products and the introduction of new offerings are expected to bolster customer engagement and drive future revenue, even as the remittance segment grapples with market share losses. Overall, the bank's commitment to operational efficiency and customer loyalty is anticipated to support a gradual recovery in the second half of the fiscal year.
FINOPB Stock Growth Drivers
FINOPB Stock Growth Drivers
7Strengthening of Deposit Base
Fino Payments Bank has achieved significant growth in its low-cost deposit base, with over 900,000
Digital Transaction Growth
In Q2 FY '26, digital transactions accounted for 55% of total throughput, with UPI transactions
FINOPB Stock Challenges
FINOPB Stock Challenges
6Decline in Revenue and Profitability
Fino Payments Bank Limited has experienced a significant decline in revenue, with Q2 FY '26
Challenges in Transaction Business
The transaction business, particularly in the remittance segment, has faced significant challenges, including a 61%
FINOPB Forecast
FINOPB Forecasts
Price
Revenue
Earnings
FINOPB Share Price Forecast
FINOPB Share Price Forecast
2025
Current
₹277.60
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Forecast for Nov 2026
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2025
Current
₹277.60
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FINOPB Company Revenue Forecast
FINOPB Company Revenue Forecast
2025
Current
₹1.85
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Forecast for Mar 2026
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₹1.85
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FINOPB Stock EPS (Earnings Per Share) Forecast
FINOPB Stock EPS (Earnings Per Share) Forecast
2025
Current
₹11.12
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Forecast for Mar 2026
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₹—
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₹—
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2025
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₹11.12
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FINOPB
FINOPB
Income
Balance Sheet
Cash Flow
Annual Normal View
FINOPB Income Statement
FINOPB Income Statement
Annual Normal View
| Financial Year | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 230.18 | 371.12 | 691.40 | 791.02 | 1,008.86 | 1,229.91 | 1,478.39 | 1,847.10 | 1,808.35 | |||||||||
Raw Materials | — | — | — | — | — | — | — | — | 1,704.35 | |||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||
| Employee Cost | 111.36 | 127.20 | 123.88 | 114.71 | 133.26 | 155.61 | 177.37 | 206.58 | ||||||||||
| Selling & Administrative Expenses | 57.53 | 46.11 | 49.30 | 49.06 | 69.33 | 70.19 | 81.08 | 109.76 | ||||||||||
| Operating & Other expenses | 112.55 | 241.94 | 526.69 | 553.19 | 728.08 | 897.18 | 1,080.18 | 1,360.25 | ||||||||||
EBITDA | -51.26 | -44.13 | -8.47 | 74.06 | 78.19 | 106.93 | 139.76 | 170.51 | 104.00 | |||||||||
| Depreciation/Amortization | 16.09 | 18.26 | 23.57 | 53.58 | 35.45 | 41.85 | 53.45 | 62.15 | — | |||||||||
| PBIT | -67.35 | -62.39 | -32.04 | 20.48 | 42.74 | 65.08 | 86.31 | 108.36 | 104.00 | |||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | |||||||||
| PBT | -67.35 | -62.39 | -32.04 | 20.48 | 42.74 | 65.08 | 86.31 | 108.36 | 104.00 | |||||||||
| Taxes & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 15.82 | 23.78 | |||||||||
| Net Income | -67.35 | -62.39 | -32.04 | 20.48 | 42.74 | 65.08 | 86.23 | 92.54 | 80.22 | |||||||||
| EPS | -8.63 | -8.00 | -4.11 | 2.63 | 5.30 | 7.82 | 10.36 | 11.12 | 9.64 | |||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
FINOPB Company Updates
FY 2026FY 2026
Investor Presentation
Oct 29PDF
Jul 30PDF
FINOPB Stock Peers
FINOPB Past Performance & Peer Comparison
FINOPB Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsPrivate Banks
Compare valuation on Screener
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Fino Payments Bank Ltd | 24.96 | 3.09 | — |
| HDFC Bank Ltd | 21.43 | 2.82 | 1.11% |
| ICICI Bank Ltd | 19.40 | 3.01 | 0.79% |
| Kotak Mahindra Bank Ltd | 18.65 | 2.62 | 0.12% |
FINOPB Stock Price Comparison
Compare FINOPB with any stock or ETFCompare FINOPB with any stock or ETF
FINOPB
FINOPB Holdings
FINOPB Shareholdings
FINOPB Promoter Holdings Trend
FINOPB Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
FINOPB Institutional Holdings Trend
FINOPB Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
FINOPB Shareholding Pattern
FINOPB Shareholding Pattern
FINOPB Shareholding History
FINOPB Shareholding History
Foreign Institutions
Mutual Funds Invested in FINOPB
Mutual Funds Invested in FINOPB
No mutual funds holding trends are available
Top 4 Mutual Funds holding Fino Payments Bank Ltd
| Funds (Top 4) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9785% | Percentage of the fund’s portfolio invested in the stock 1.06% | Change in the portfolio weight of the stock over the last 3 months 0.01% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 25/34 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.8491% | Percentage of the fund’s portfolio invested in the stock 0.63% | Change in the portfolio weight of the stock over the last 3 months -0.01% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 34/36 (-3) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0001% | Percentage of the fund’s portfolio invested in the stock 0.00% | Change in the portfolio weight of the stock over the last 3 months 0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 844/1023 (+108) |
Compare 3-month MF holding change on Screener
smallcases containing FINOPB stock
smallcases containing FINOPB stock
Looks like this stock is not in any smallcase yet.
FINOPB Events
FINOPB Events
FINOPB Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
FINOPB has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
FINOPB Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
FINOPB has not given any dividends in last 5 years
FINOPB Dividends
FINOPB Dividends
Hmm, looks like data is unavailable here. Please come back after some timeFINOPB Stock News & Opinions
FINOPB Stock News & Opinions
Articles & Videos
Earnings
Fino Payments Bank standalone net profit declines 27.42% in the September 2025 quarter
Net profit of Fino Payments Bank declined 27.42% to Rs 15.35 crore in the quarter ended September 2025 as against Rs 21.15 crore during the previous quarter ended September 2024. Total Operating Income rose 25.88% to Rs 60.11 crore in the quarter ended September 2025 as against Rs 47.75 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income60.1147.75 26 OPM %-484.28-746.97 - PBDT21.2225.93 -18 PBT21.2225.93 -18 NP15.3521.15 -27 Powered by Capital Market - Live
2 weeks agoCapital Market - Live
Corporate
Fino Payments Bank to declare Quarterly Results
Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 29 October 2025.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Fino Payments Bank to conduct AGM
Fino Payments Bank announced that the 9th Annual General Meeting(AGM) of the bank will be held on 29 August 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Earnings
Fino Payments Bank standalone net profit declines 26.82% in the June 2025 quarter
Net profit of Fino Payments Bank declined 26.82% to Rs 17.76 crore in the quarter ended June 2025 as against Rs 24.27 crore during the previous quarter ended June 2024. Total Operating Income rose 34.55% to Rs 60.99 crore in the quarter ended June 2025 as against Rs 45.33 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income60.9945.33 35 OPM %-556.62-757.49 - PBDT24.6324.27 1 PBT24.6324.27 1 NP17.7624.27 -27 Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Fino Payments Bank to table results
Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 30 July 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Earnings
Fino Payments Bank standalone net profit declines 4.80% in the March 2025 quarter
Net profit of Fino Payments Bank declined 4.80% to Rs 24.00 crore in the quarter ended March 2025 as against Rs 25.21 crore during the previous quarter ended March 2024. Total Operating Income rose 27.49% to Rs 52.78 crore in the quarter ended March 2025 as against Rs 41.40 crore during the previous quarter ended March 2024. For the full year,net profit rose 7.32% to Rs 92.53 crore in the year ended March 2025 as against Rs 86.22 crore during the previous year ended March 2024. Total Operating Income rose 30.11% to Rs 195.23 crore in the year ended March 2025 as against Rs 150.05 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income52.7841.40 27 195.23150.05 30 OPM %-729.48-752.71 --739.10-775.16 - PBDT29.7025.29 17 108.3586.30 26 PBT29.7025.29 17 108.3586.30 26 NP24.0025.21 -5 92.5386.22 7 Powered by Capital Market - Live
6 months agoCapital Market - Live
Corporate
Fino Payments Bank schedules board meeting
Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 28 April 2025.Powered by Capital Market - Live
6 months agoCapital Market - Live
Earnings
Fino Payments Bank standalone net profit rises 1.36% in the December 2024 quarter
Net profit of Fino Payments Bank rose 1.36% to Rs 23.11 crore in the quarter ended December 2024 as against Rs 22.80 crore during the previous quarter ended December 2023. Total Operating Income rose 26.05% to Rs 49.35 crore in the quarter ended December 2024 as against Rs 39.15 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income49.3539.15 26 OPM %-725.21-732.21 - PBDT28.4522.80 25 PBT28.4522.80 25 NP23.1122.80 1 Powered by Capital Market - Live
9 months agoCapital Market - Live
Corporate
Board of Fino Payments Bank appoints Head HR and CSR
The Board of Fino Payments Bank at its meeting held on 29 January 2025 has approved the appointment of Manjiri Barve as the Head-HR and CSR of the Bank w.e.f. 01 March 2025, forming part of the Senior Management of the Bank. Powered by Capital Market - Live
9 months agoCapital Market - Live
Corporate
Fino Payments Bank schedules board meeting
Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 29 January 2025.Powered by Capital Market - Live
9 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 21.72%, vs industry avg of 16.56%
Over the last 5 years, market share increased from 0.11% to 0.13%