DCB Bank Ltd

DCB Bank has allotted 30,150 equity shares under ESOP on 17 February 2026. With this allotment, the paid up equity share capital has increased from 321,783,317 equity shares of Rs.10/- each to 321,813,467 equity shares of Rs.10/- each. Powered by Capital Market - Live

DCB Bank has allotted 38,400 equity shares under ESOP on 27 January 2026. Accordingly, the issued and paid-up share capital of the Bank stands increased from 321,744,917 equity shares of Rs.10/- each to 321,783,317 equity shares of Rs.10/- each. Powered by Capital Market - Live

Net interest income for the period under review was Rs 625 crore, up 15% YoY. Net interest margin was 3.27% for the December 2025 period as against 3.30% for the December 2024 period. Operating expenses rose by 15% to Rs 523 crore in the December 2025 quarter from Rs 456 crore in the December 2024 quarter. Accordingly, the private sector bank registered an operating profit of Rs 323 crore in Q3 FY26, up 19% YoY. Provisions and contingencies expanded by 10% to Rs 74 crore in Q3 FY26 from Rs 67 crore in Q3 FY25. Profit before tax in Q3 FY26 stood at Rs 249 crore, up by 22% from Rs 204 crore in Q3 FY25. Gross NPAs declined to 2.72% as of 31 December 2025, from 3.11% as of 31 December 2024. Net NPAs fell to 1.10% as of 31 December 2025 from 1.18% as of 31 December 2024. The provision coverage ratio (PCR) as on 31 December 2025 was at 75.35% and PCR without considering Gold Loans NPAs was at 76.06%. The bank had a deposit base of Rs 67,754 crore as on 31 December 2025, up 20% YoY. Net advances of the bank as on 31 December 2025 were Rs 56,600 crore, up 18% YoY. Capital adequacy continues to be strong and as on 31 December 2025, the capital adequacy ratio was at 15.84% (with Tier I at 13.45% and Tier II at 2.39% as per Basel III norms). Praveen Kutty, managing director & CEO said: The growth momentum in both advances and deposits continues to be robust. As indicated in the last quarter, the NIM continues its upward trend in this quarter as well. Fee income momentum continues to remain strong. Credit costs remain benign with slippages reducing and GNPA & NNPA at their three-year lows. The bank has registered the highest ever quarterly PAT, despite taking a one-time impact of Rs. 26.87 crore on account of the 'New Labour Codes'.' DCB Bank is a new generation private sector bank with 469 branches across 20 states and 2 union territories. The bank's business segments are retail, micro-SMEs, SMEs, mid-corporate, microfinance institutions (MFI), agriculture, commodities, government, public sector, Indian banks, co-operative banks and non-banking finance companies (NBFC). Powered by Capital Market - Live

Net profit of DCB Bank rose 21.99% to Rs 184.74 crore in the quarter ended December 2025 as against Rs 151.44 crore during the previous quarter ended December 2024. Total Operating Income rose 11.36% to Rs 1860.88 crore in the quarter ended December 2025 as against Rs 1671.05 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income1860.881671.05 11 OPM %67.9068.70 - PBDT248.73203.93 22 PBT248.73203.93 22 NP184.74151.44 22 Powered by Capital Market - Live

DCB Bank will hold a meeting of the Board of Directors of the Company on 23 January 2026.Powered by Capital Market - Live

DCB Bank has allotted 32,620 equity shares under ESOP of the Bank. Accordingly, the issued and paid-up share capital of the Bank stands increased from 321,712,297 equity shares of Rs.10/- each to 321,744,917 equity shares of Rs.10/- each. Powered by Capital Market - Live

Net interest income grew 17.09% YoY to Rs 596 crore for the quarter ended on 30 September 2025. The bank's gross non-performing assets (NPAs) stood at Rs 1,568.03 crore as on September 2025 as against Rs 1,553.63 crore as on June 2025 and Rs 1,496.64 crore as on September 2024. The ratio of gross NPAs to gross advances stood at Rs 2.91 crore as on September 2025 as against Rs 2.98 crore as on June 2025 and Rs 3.29 crore as on September 2024. The ratio of net NPAs to net advances stood at Rs 1.21 crore as on September 2025 as against Rs 1.22 crore as on June 2025 and Rs 1.17 crore as on September 2024. The bank's provisions and contingencies rose 32.74% to Rs 60.53 crore in Q2 September 2025 over Q2 September 2024. The Provision Coverage Ratio (PCR) as on 30 September 2025 was at 74.15% and PCR without considering Gold Loans NPAs was at 74.81%. Deposits as of September 2025 were Rs 64,777 crore, an increase of 18.79% over September 2024. Net advances as of September 2025 were Rs 52,975 crore, an increase of 19.14% over September 2024. CASA ratio stood at 23.52% as on September 2025 as against 23.32% as on June 2025 and 25.61% as on September 2024. Capital Adequacy continues to be strong and as on September 30, 2025, the Capital Adequacy Ratio was at 16.41% (with Tier I at 13.97% and Tier II at 2.44% as per Basel III norms). Praveen Kutty, Managing Director & CEO said, The growth of deposits and advances continues to be strong. Strides made in reduction of cost of deposits and cost of borrowing has helped in NIM uptick. The rigor on employee productivity and technology adoption is driving down the Cost to Average Assets for the fifth consecutive quarters. Improved collections and recovery have resulted in much lower credit costs. We expect this momentum to continue in the coming quarters as well. DCB Bank is a new generation private sector bank with 468 branches across 20 states and 2 union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. The bank's business segments are retail, micro-SMEs, SMEs, mid-corporate, microfinance institutions (MFI), agriculture, commodities, government, public sector, indian banks, co- operative banks and non banking finance companies (NBFC). Powered by Capital Market - Live

Net profit of DCB Bank rose 18.29% to Rs 183.91 crore in the quarter ended September 2025 as against Rs 155.47 crore during the previous quarter ended September 2024. Total Operating Income rose 16.22% to Rs 1822.75 crore in the quarter ended September 2025 as against Rs 1568.40 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income1822.751568.40 16 OPM %70.4367.85 - PBDT243.39209.52 16 PBT243.39209.52 16 NP183.91155.47 18 Powered by Capital Market - Live

DCB Bank will hold a meeting of the Board of Directors of the Company on 17 October 2025.Powered by Capital Market - Live

DCB Bank has allotted 6,16,360 equity shares under ESOP on 25 August 2025. DCB BankPowered by Capital Market - Live