List of Fintech Stocks in India (2025)
Fintech stocks represent companies using technology to deliver financial services. They operate across payments, lending, and digital platforms, reflecting sectoral growth, innovation, and evolving customer adoption trends in finance.
Top Fintech Stocks in 2025
Fintech Stock Screener
Fintech Stock Screener: Analyse & Filter Indian Stocks on Tickertape
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@tickertapetickertapeShowing 1 - 8 of 8 results
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| NameStocks (8)↓ | ↓Sub-SectorSub-Sector↓ | ↓Market CapMarket Cap↓ | ↓Close PriceClose Price↓ | ↓PE RatioPE Ratio↓ | ↓1D Return1D Return↓ | ↓1M Return1M Return↓ | ↓6M Return6M Return↓ | ↓1Y Return1Y Return↓ | ↓PB RatioPB Ratio↓ | ↓Return on EquityReturn on Equity↓ | ↓ROCEROCE↓ | ↓Dividend YieldDiv Yield↓ | ↓Debt to EquityDebt to Equity↓ | ↓Volatility vs NiftyVolatility vs Nifty↓ | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Bajaj Finance LtdBAJFINANCE | Consumer FinanceConsumer Finance | 6,39,599.546,39,599.54 | 1,029.101,029.10 | 38.4438.44 | 0.750.75 | -2.32-2.32 | 14.5114.51 | 52.6952.69 | 6.466.46 | 18.9518.95 | 5.185.18 | 0.540.54 | 3.653.65 | 2.142.14 | |
| 2. | HDFC Asset Management Company LtdHDFCAMC | Asset ManagementAsset Management | 1,11,188.881,11,188.88 | 2,596.002,596.00 | 45.2045.20 | -0.01-0.01 | -4.21-4.21 | 9.559.55 | 19.0119.01 | 13.6813.68 | 32.3632.36 | 39.3939.39 | 1.731.73 | 0.000.00 | 2.202.20 | |
| 3. | PB Fintech LtdPOLICYBZR | Online ServicesOnline Services | 85,436.0785,436.07 | 1,854.301,854.30 | 242.02242.02 | 0.830.83 | 0.720.72 | 0.700.70 | -7.50-7.50 | 13.2713.27 | 5.735.73 | 6.226.22 | -- | 0.050.05 | 3.243.24 | |
| 4. | One 97 Communications LtdPAYTM | Online ServicesOnline Services | 84,969.1984,969.19 | 1,328.601,328.60 | -129.00-129.00 | -0.77-0.77 | 5.645.64 | 41.4141.41 | 41.3641.36 | 5.675.67 | -4.66-4.66 | -4.11-4.11 | -- | 0.010.01 | 3.093.09 | |
| 5. | Central Depository Services (India) LtdCDSL | Stock Exchanges & RatingsStock Exchanges & Ratings | 32,108.6732,108.67 | 1,536.301,536.30 | 60.9760.97 | -0.92-0.92 | -2.36-2.36 | -9.70-9.70 | -10.61-10.61 | 17.8017.80 | 31.8131.81 | 37.6637.66 | 0.810.81 | 0.000.00 | 2.932.93 | |
| 6. | Computer Age Management Services LtdCAMS | Diversified FinancialsDiversified Financials | 19,597.5919,597.59 | 3,956.703,956.70 | 41.6841.68 | 2.522.52 | -1.03-1.03 | -5.19-5.19 | -23.64-23.64 | 17.5217.52 | 46.2246.22 | 49.5649.56 | 1.831.83 | 0.080.08 | 2.792.79 | |
| 7. | Tanla Platforms LtdTANLA | Software ServicesSoftware Services | 7,362.837,362.83 | 557.80557.80 | 14.5114.51 | -0.24-0.24 | -10.36-10.36 | -10.94-10.94 | -22.98-22.98 | 3.253.25 | 24.1024.10 | 27.3527.35 | 2.192.19 | 0.030.03 | 3.693.69 | |
| 8. | Zaggle Prepaid Ocean Services LtdZAGGLE | Software ServicesSoftware Services | 4,922.294,922.29 | 366.10366.10 | 55.9855.98 | 0.210.21 | -1.89-1.89 | -17.30-17.30 | -26.97-26.97 | 3.943.94 | 9.649.64 | 9.999.99 | -- | 0.020.02 | 3.933.93 |
Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Stock Screener and is subject to real-time updates.
Selection criteria: Fintech Stocks, based on publicly available information and is sorted by market cap.
Selection criteria: Fintech Stocks, based on publicly available information and is sorted by market cap.
Top Fintech Stocks in 2025
HDFC Asset Management Company Ltd
HDFC Asset Management Company Ltd is among India’s top mutual fund houses, managing a wide range of equity, debt, and hybrid schemes.
PB Fintech Ltd
PB Fintech Ltd is the parent company of Policybazaar and Paisabazaar, leading digital platforms for insurance and loan comparison in India. It enables users to compare, buy, and manage insurance and financial products online, disrupting traditional models with data-driven, customer-centric fintech solutions.
One 97 Communications Ltd
One 97 Communications Ltd is the parent company of Paytm, a prominent Indian fintech firm offering digital payments, financial services, and e-commerce. It operates across mobile wallets, UPI, wealth management, insurance, and lending, playing a pivotal role in India’s digital economy and financial inclusion efforts.
Central Depository Services (India) Ltd
Central Depository Services (India) Ltd (CDSL) is one of India’s two central securities depositories, providing electronic storage and transfer of securities. It facilitates demat services, corporate actions, and settlement processes, ensuring safe and efficient market operations for investors, stockbrokers, and other financial intermediaries.
What are Fintech Stocks?
Fintech stocks are shares of companies that operate in the financial technology (fintech) sector. These companies use technology and innovation to improve, automate, or disrupt traditional financial services such as banking, lending, payments, insurance, and investing.
Key Features of Fintech Companies
- Digital Payments & Wallets – Firms that enable online transactions, UPI, mobile wallets, or contactless payments.
- Lending & Credit Platforms – Companies offering peer-to-peer lending, buy-now-pay-later (BNPL), and digital loan services.
- Wealthtech & Investments – Platforms providing online brokerage, robo-advisory, stock trading, and digital wealth management.
- Insurtech – Startups using technology to simplify insurance buying, claims, and policy management.
- Blockchain & Crypto – Firms offering blockchain-based payment solutions, digital currencies, and related infrastructure.
How to Invest in Fintech Stocks?
Investing in fintech stocks using Tickertape is a straightforward process. Tickertape is a powerful stock analysis and screening tool that helps you make informed investment decisions. Here’s how you can use Tickertape to invest in fintech stocks:
- Sign Up and Log In: You can create an account on the Tickertape or log in if you already have one.
- Search for Fintech Stocks: Go to Tickertape Stock Screener and search for Fintech stocks.
- Use Filters: You can apply over 200 filters to get stocks sorted based on criteria like market cap, P/E ratio, or dividend yield. You can create your own custom filter if your preferred parameters are not available. This can help you narrow down the top fintech stocks in India.
- Analyse Stock Data: Tickertape provides comprehensive data on each stock, including financials, performance metrics, future projections, red flags, and more. You can review this data to assess each company’s health and potential in depth.
- Add to Watchlist: You may keep track of potential investments by adding them to your watchlist.
- Invest Through Your Broker: Once you’ve identified fintech stocks that align with your investment thesis, you can place a buy order through your brokerage account linked to Tickertape.
You can stay updated with each of your favourite stocks’ alerts and announcements with Tickertape Alerts. Further, you can analyse your overall portfolio and potential red flags in it by connecting it to Tickertape. Check out detailed analysis of your portfolio now!
Advantages of Investing in Fintech Stocks
High Growth Potential
India’s fintech market grows quickly because of rising smartphone use, lower internet costs, and better digital literacy. These factors help fintech companies scale operations and grow, which gives investors strong long-term returns.
Government Push Towards Digital Economy
Government initiatives like Digital India, UPI, Aadhaar, Jan Dhan Yojana and GST encourage widespread cashless transactions. Supportive regulations build a strong framework that helps fintech firms develop and expand their services.
Large Untapped Market
Many Indians remain underbanked or unbanked despite growth. Fintech companies can reach this population through products such as mobile banking, digital lending and micro-investments, which unlock new avenues for expansion.
Diversification Within the Financial Sector
Fintech stocks let investors diversify across areas such as digital payments, wealth management technology, insurance technology and lending technology. These segments usually grow faster than traditional financial institutions like banks and NBFCs.
Disruptive Innovation and Efficiency
Fintech firms use technologies like AI, blockchain, big data and automation to cut expenses, improve the customer experience and deliver faster services. These innovative approaches can increase profits and expand market share over time.
Rising Consumer Adoption
Digital wallets, UPI payments, Buy Now Pay Later (BNPL) and online investing have become common for consumers. As trust in fintech grows, companies in the sector gain steady revenue and more frequent transactions.
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Risks of Investing in Fintech Stocks
Regulatory Uncertainty
The fintech industry is still evolving, and regulations are constantly changing. Government restrictions on digital lending, crypto, KYC norms, or data privacy can affect business models overnight.
High Competition
India’s fintech space is crowded with startups and established players like banks and NBFCs launching their own digital platforms. Intense competition can lead to thin profit margins and pressure on customer acquisition costs.
Cybersecurity & Data Privacy Risks
Fintech firms deal with sensitive financial data. Any data breach, hacking incident, or misuse of customer information can damage brand trust and trigger heavy financial losses or penalties.
Profitability Challenges
Many fintech companies prioritise growth over profits, offering discounts, cashback, or zero-fee services to attract users. This can make their path to profitability uncertain, especially in the face of rising operational costs.
Dependence on Technology & Infrastructure
Fintech stocks are highly reliant on stable internet, cloud, and digital infrastructure. Any major outage, system failure, or weak technological integration can disrupt services and impact revenue.
Consumer Trust and Adoption Risks
While digital adoption is rising, a section of the population still prefers traditional banking. Any issues like fraud, failed transactions, or poor customer service can slow adoption and affect growth.
Factors to Consider Before Investing in Fintech Stocks
Regulatory Environment
Fintech is heavily influenced by RBI guidelines, SEBI rules, and government policies. Always assess whether the company’s business model aligns with current regulations and how adaptable it is to future changes.
Business Model & Revenue Streams
Check how the fintech earns money, through transaction fees, lending spreads, subscription models, or value-added services. Companies with diversified and sustainable revenue streams are less vulnerable to market shocks.
Market Position & Competition
Evaluate whether the company is a market leader, niche player, or challenger. High competition in digital payments, lending, and wealthtech means only firms with a strong moat (brand trust, scale, partnerships) are likely to thrive long term.
User Base & Growth Metrics
Look at active users, transaction volumes, and customer retention rates. Rapid user growth with high engagement is a sign of strong adoption, but also check customer acquisition costs (CAC) to ensure growth is sustainable.
Profitability & Cash Flow
Some fintech firms prioritize growth at the expense of profits. Assess their EBITDA margins, break-even timelines, and cash reserves. Companies burning too much cash may struggle in tough market conditions.
Technology & Innovation
Since fintech is driven by tech, evaluate the company’s investment in AI, blockchain, automation, and cybersecurity. Firms that innovate quickly tend to stay ahead of regulation and competition.
Conclusion
Fintech stocks offer immense growth potential, supported by government push, digital adoption, and disruptive innovation. Yet, risks like regulatory uncertainty, profitability hurdles, and cybersecurity threats can dampen sentiment. Therefore, investors must carefully weigh key factors such as business models, market position, user adoption, and innovation before investing. Therefore, with Tickertape Stock Screener, an investor can evaluate fintech stocks on over 200 filters. As with each equity investment there’s an underlying risk. Investor is advised to consult a financial advisor before investing in fintech stocks.
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Frequently Asked Questions on Fintech Stocks
What are Fintech Stocks?
Fintech stocks are shares of companies that leverage technology to innovate and disrupt financial services such as payments, lending, insurance, and investments. Their growth is fueled by digital adoption, UPI, and financial inclusion initiatives. However, regulatory challenges, cybersecurity risks, and profitability pressures impact valuations and investor confidence.How to invest in fintech stocks?
Here’s how you can invest in Fintech Stocks -- Go to the Tickertape Stock Screener
- Select the "Fintech" stocks.
- From the Fintech Stocks, analyse and sort the Fintech Stocks using over 200+ filters - including valuation ratios, financials, technical indicators, and more - based on your investment thesis.
- Review the filtered list, and identify stocks that best align with your risk appetite, return expectations, and investment goals.
- Once you've shortlisted the stocks, click ‘Place Order’ to invest in your preferred Fintech Stocks.
Disclaimer: Please do your own research or consult your financial advisor before investing.
What is the future projection of fintech stocks?
India’s fintech sector is on a high-growth trajectory, driven by UPI, digital lending, insurtech, and embedded finance. Government push for financial inclusion and digital infrastructure adds momentum. However, regulatory tightening and intense competition may create volatility. Well-scaled fintechs could emerge as multibaggers despite risks.
Disclaimer: This is only for educational purposes as the latest data is derived from major financial research reports.How to choose fintech stocks for investing?
Prioritise fintechs with scalable business models, strong user growth, healthy unit economics, and compliance with RBI regulations. Sustainable partnerships with banks, NBFCs, and tech firms add resilience. Look for players moving towards profitability with diversified revenues across payments, lending, and wealthtech for long-term growth opportunities.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.Do fintech stocks offer regular dividends?
Fintech firms usually do not pay regular dividends. Most are still in growth mode, reinvesting earnings into technology, customer acquisition, and scaling. Dividend payouts in this space remain rare.
Disclaimer: This is only for educational purposes as the latest data is derived from Tickertape Stock Screener.What are the factors affecting fintech stocks prices?
Prices hinge on RBI/SEBI regulations, user adoption, transaction volumes, profitability, competition from banks and big tech, and cybersecurity resilience.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
