Good afternoon :)
Place Order
Add to Watchlist

Capital Small Finance Bank Ltd

CAPITALSFB Share Price

282.401.55% (+4.30)

CAPITALSFB Share Price Chart

High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP
FinancialsPrivate Banks
SmallcapWith a market cap of ₹1,277 cr, stock is ranked 1,263
Low RiskStock is 1.91x as volatile as Nifty

CAPITALSFB Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsPrivate Banks
SmallcapWith a market cap of ₹1,277 cr, stock is ranked 1,263
Low RiskStock is 1.91x as volatile as Nifty

CAPITALSFB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
10.171.070.42%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.412.420.99%

CAPITALSFB Analyst Ratings & Forecast

Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 2 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

CAPITALSFB Company Profile

Capital Small Finance Bank is engaged in providing a range of banking and financial services, including retail and commercial banking and treasury operations.

Investor Presentation

View older 

Jan 29, 2025

PDF
View Older Presentations

CAPITALSFB Similar Stocks (Peers)

Compare with peers 
PE Ratio
21.15
1Y Return
22.45%
Buy Reco %
85.37
PE Ratio
21.44
1Y Return
24.15%
Buy Reco %
92.50
PE Ratio
22.70
1Y Return
17.32%
Buy Reco %
83.33
PE Ratio
12.56
1Y Return
3.34%
Buy Reco %
80.49
PE Ratio
15.12
1Y Return
0.96%
Buy Reco %
0.00
Compare with Peers
CAPITALSFB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

CAPITALSFB Stock Summary · February 2025

The bank has demonstrated robust financial performance, achieving a profit after tax of INR 34 crores for Q3 FY25, driven by significant growth in gross advances and a healthy CASA ratio. While asset quality has improved, with non-performing assets at a 12-year low, challenges persist in unsecured retail lending, particularly among younger borrowers. Management remains optimistic about future growth, targeting over 20% loan book expansion, particularly in the MSME and mortgage sectors, while maintaining a conservative approach to corporate lending. Strategic geographic diversification aims to reduce concentration risk, and a focus on operational efficiency is expected to enhance profitability. Despite a cautious dividend strategy, the bank is committed to transparency and strong investor relations, positioning itself for sustainable growth amidst evolving market conditions.

Key Points on CAPITALSFB Stock Performance
CAPITALSFB Stock Growth Drivers
8
  • Strong Financial Performance

    Capital Small Finance Bank Limited has reported significant financial achievements, including a profit after tax

  • Growth in Advances and Deposits

    The bank achieved a gross advances growth of INR 6,816 crores, reflecting a 19% year-on-year

CAPITALSFB Stock Challenges
6
  • Declining Credit Growth

    The banking sector is experiencing a slowdown in credit growth, expected to moderate to 13%-15%

  • Increased Delinquencies in Unsecured Lending

    There has been a notable increase in delinquencies in unsecured retail lending, particularly among self-employed

CAPITALSFB Forecasts

Price

Revenue

Earnings

CAPITALSFB

Income

Balance Sheet

Cash Flow

CAPITALSFB Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 17.96%, vs industry avg of 16.68%

Constant Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share stayed at 0.07%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 41.87%, vs industry avg of 43.24%

Loading...

Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue202.33243.58293.86377.60501.09557.27632.41725.48862.41962.23
Raw Materialssubtract794.46
Power & Fuel Costsubtract
Employee Costsubtract28.2337.8245.9265.2884.6490.43106.56117.98124.58
Selling & Administrative Expensessubtract15.0219.1124.6034.4142.7745.0449.2254.4859.14
Operating & Other expensessubtract139.88158.66185.12239.22323.76351.58376.02408.19513.56
Depreciation/Amortizationsubtract5.466.268.5111.7715.3416.4916.1220.6716.90
Interest & Other Itemssubtract
Taxes & Other Itemssubtract0.006.6810.707.519.2012.9621.9230.5636.6942.15
EPS6.826.026.856.828.1512.0418.4227.4128.1327.89
DPS1.600.680.800.200.000.081.001.201.201.20
Payout ratio0.230.110.120.030.000.010.050.040.040.04

CAPITALSFB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025

Annual Report Pending

Investor Presentation

Jan 29PDF
 

CAPITALSFB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Capital Small Finance Bank Ltd11.461.070.42%
HDFC Bank Ltd21.152.881.09%
ICICI Bank Ltd21.443.510.74%
Kotak Mahindra Bank Ltd22.703.180.10%

CAPITALSFB Stock Price Comparison

Compare CAPITALSFB with any stock or ETF
Compare CAPITALSFB with any stock or ETF
CAPITALSFB
Loading...

CAPITALSFB Shareholdings

CAPITALSFB Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

CAPITALSFB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

CAPITALSFB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding18.77%4.86%26.46%1.36%48.55%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

CAPITALSFB Shareholding History

Dec '23FebMarJunSepDec '241.59%1.59%1.38%1.33%1.33%1.36%

Mutual Funds Invested in CAPITALSFB

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 2 Mutual Funds holding Capital Small Finance Bank Ltd



Funds (Top 2)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
3.1317%0.08%0.01%228/244 (-6)
1.1016%1.06%-0.12%42/58 (+2)

Compare 3-month MF holding change on Screener

CAPITALSFB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing CAPITALSFB stock

Looks like this stock is not in any smallcase yet.

CAPITALSFB Events

CAPITALSFB Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

CAPITALSFB Upcoming Dividends

No upcoming dividends are available

CAPITALSFB Past Dividends

Cash Dividend

Ex DateEx DateAug 16, 2024

Final
Final | Div/Share: ₹1.20

Dividend/Share

1.20

Ex DateEx Date

Aug 16, 2024

CAPITALSFB Stock News & Opinions

Spotlight
Capital SFB slips after director resigns

Capital Small Finance Bank is a banking company engaged in providing a wide range of banking and financial services, including retail & commercial banking and Treasury operations. The bank's standalone net profit increased 17.7% to Rs 34.05 crore in Q3 FY25 as against Rs 28.93 crore posted in Q3 FY24. The bank's total income jumped 13.8% YoY to Rs 253.13 in Q3 FY25.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Capital Small Finance Bank Ltd Spikes 9.02%

Capital Small Finance Bank Ltd rose 9.02% today to trade at Rs 302.85. The BSE Financial Services index is up 0.52% to quote at 10846.57. The index is up 0.35 % over last one month. Among the other constituents of the index, Bandhan Bank Ltd increased 7.28% and CreditAccess Grameen Ltd added 6.25% on the day. The BSE Financial Services index went up 7.19 % over last one year compared to the 3.37% surge in benchmark SENSEX. Capital Small Finance Bank Ltd has added 4.79% over last one month compared to 0.35% gain in BSE Financial Services index and 1.53% drop in the SENSEX. On the BSE, 13 shares were traded in the counter so far compared with average daily volumes of 4640 shares in the past one month. The stock hit a record high of Rs 425.4 on 26 Feb 2024. The stock hit a 52-week low of Rs 270.8 on 24 Dec 2024.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Earnings
Capital Small Finance Bank standalone net profit rises 17.70% in the December 2024 quarter

Net profit of Capital Small Finance Bank rose 17.70% to Rs 34.05 crore in the quarter ended December 2024 as against Rs 28.93 crore during the previous quarter ended December 2023. Total Operating Income rose 15.10% to Rs 234.97 crore in the quarter ended December 2024 as against Rs 204.15 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income234.97204.15 15 OPM %66.1167.04 - PBDT45.6438.45 19 PBT45.6438.45 19 NP34.0528.93 18 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Capital Small Finance Bank announces board meeting date

Capital Small Finance Bank will hold a meeting of the Board of Directors of the Company on 29 January 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Capital SFB gains as records 19% YoY growth in gross advances in Q2; deposits jumps 12%

Sequentially, gross advances rose 1.45% as compared to Rs 6,718 crore posted on 30 September 2024. The bank's gross non-performing assets (NPAs) stood at 2.67% as of 31 December 2024, a marginal decline from 2.97% reported on 31 December 2023. The total deposits of the bank increased by 12% to Rs 8,384 crore as on 31 December 2024 from Rs 7,482 crore as on 31 December 2023. Sequentially, total deposits added 7.76% from Rs 7,780 crore as of 30 September 2024. The bank continued to maintain a high CASA ratio of 39.1% as of 31 December 2024 against 39.5% as of 31 December 2023 and 37.1% as of 30 September 2024. The average liquidity coverage ratio (LCR) of the bank for the quarter ended 31 December 2024 stood at 81.1% against 78.4% for the quarter ended 31 December 2023 and 82.4% for the quarter ended 30 September 2024. The average liquidity coverage ratio (LCR) for the quarter ended 31 December 2024 stood at 239.2% against 242.5% for the quarter ended 31 December 2023 and 238.0% for the quarter ended 30 September 2024. Capital Small Finance Bank (Capital SFB) is a bank headquartered in Jalandhar, Punjab, India. The bank is presently having 177 branches spread over 5 states and 1 UT. The bank's standalone net profit decreased marginally to Rs 30.02 crore in Q1 FY25 as against Rs 30.10 crore posted in Q1 FY24. The bank's total income jumped 16.2% YoY to Rs 235.07 in Q1 FY25.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Capital Small Finance Bank allots 1.77 lakh equity shares under ESOP

Capital Small Finance Bank has allotted 1,77,750 equity shares under ESOP on 22 November 2024. With this allotment, the paid up equity share capital has increased to Rs. 45,24,69,370 consisting of 4,52,46,937 equity shares of Rs. 10/- each. Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Capital Small Finance Bank standalone net profit rises 37.26% in the September 2024 quarter

Net profit of Capital Small Finance Bank rose 37.26% to Rs 33.34 crore in the quarter ended September 2024 as against Rs 24.29 crore during the previous quarter ended September 2023. Total Operating Income rose 13.46% to Rs 223.59 crore in the quarter ended September 2024 as against Rs 197.07 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Total Operating Income223.59197.07 13 OPM %63.2065.46 - PBDT44.3332.24 38 PBT44.3332.24 38 NP33.3424.29 37 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Capital Small Finance Bank to declare Quarterly Result

Capital Small Finance Bank will hold a meeting of the Board of Directors of the Company on 24 October 2024.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Capital Small Finance Bank allots 20,250 equity shares under ESOP

Capital Small Finance Bank has allotted 20,250 equity shares under ESOP on 11 September 2024. Consequently, the paid up equity share capital has increased to Rs. 45,06,91,870 consisting of 4,50,69,187 equity shares of Rs. 10/- each. Powered by Capital Market - Live

6 months agoCapital Market - Live
Earnings
Capital Small Finance Bank standalone net profit declines 0.27% in the June 2024 quarter

Net profit of Capital Small Finance Bank declined 0.27% to Rs 30.02 crore in the quarter ended June 2024 as against Rs 30.10 crore during the previous quarter ended June 2023. Total Operating Income rose 15.65% to Rs 218.48 crore in the quarter ended June 2024 as against Rs 188.91 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Total Operating Income218.48188.91 16 OPM %65.4368.23 - PBDT40.1739.89 1 PBT40.1739.89 1 NP30.0230.10 0 Powered by Capital Market - Live

7 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of Capital Small Finance Bank Ltd (CAPITALSFB) today?

    The share price of CAPITALSFB as on 21st March 2025 is ₹282.40. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Capital Small Finance Bank Ltd (CAPITALSFB) share?

    The past returns of Capital Small Finance Bank Ltd (CAPITALSFB) share are
    • Past 1 week: 6.04%
    • Past 1 month: -3.80%
    • Past 3 months: 3.71%
    • Past 6 months: -5.31%
    • Past 1 year: -13.86%
    • Past 3 years: N/A%
    • Past 5 years: -35.08%

  3. What are the peers or stocks similar to Capital Small Finance Bank Ltd (CAPITALSFB)?

    The peers or stocks similar to Capital Small Finance Bank Ltd (CAPITALSFB) include:

  4. What is the dividend yield % of Capital Small Finance Bank Ltd (CAPITALSFB) share?

    The current dividend yield of Capital Small Finance Bank Ltd (CAPITALSFB) is 0.42.

  5. What is the market cap of Capital Small Finance Bank Ltd (CAPITALSFB) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Capital Small Finance Bank Ltd (CAPITALSFB) is ₹1277.77 Cr as of 21st March 2025.

  6. What is the 52 week high and low of Capital Small Finance Bank Ltd (CAPITALSFB) share?

    The 52-week high of Capital Small Finance Bank Ltd (CAPITALSFB) is ₹404.80 and the 52-week low is ₹250.

  7. What is the PE and PB ratio of Capital Small Finance Bank Ltd (CAPITALSFB) stock?

    The P/E (price-to-earnings) ratio of Capital Small Finance Bank Ltd (CAPITALSFB) is 11.46. The P/B (price-to-book) ratio is 1.07.

  8. Which sector does Capital Small Finance Bank Ltd (CAPITALSFB) belong to?

    Capital Small Finance Bank Ltd (CAPITALSFB) belongs to the Financials sector & Private Banks sub-sector.

  9. How to buy Capital Small Finance Bank Ltd (CAPITALSFB) shares?

    You can directly buy Capital Small Finance Bank Ltd (CAPITALSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.