Bank of India Ltd

Bank of India announced that S&P Global Ratings has assigned ratings, including an Issuer Credit rating of BBB (long-term) and A-2 (short-term), with a stable outlook, reflecting an adequate capital position and solid funding/liquidity, and also assigning a 'bbb-' rating which reflects the likelihood of extraordinary support from the government of India; S&P Global also assigned a Long-term Issuer Credit rating of BBB and a Short-term Issuer Credit rating of A-2, both with a stable outlook, alongside an Issuer Credit Rating of BBB/Stable/A-2, and Standard & Poor's assigned ratings of BBB/A-2 with a stable outlook, noting that the outlook reflects that on the sovereign and factors in a very high likelihood of government support; S&P Global Ratings expects a Risk-Adjusted Capital (RAC) Ratio of 7.0%-7.5% over the next two years, with an actual figure of 8.8% as of March 31, 2026, and projects credit costs of 0.3% for fiscal 2027, 0.6% for fiscal 2028, and 0.7% for fiscal 2029, while anticipating Nonperforming Loan Formation of 1.0% over the next two years.

Bank of India gained for a third straight session today. The stock is quoting at Rs 144.9, up 1.26% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.02% on the day, quoting at 23909.75. The Sensex is at 76656.84, up 0.11%. Bank of India has gained around 3.18% in last one month. Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has gained around 1.59% in last one month and is currently quoting at 8511.7, up 1.21% on the day. The volume in the stock stood at 59.34 lakh shares today, compared to the daily average of 58.93 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 145.17, up 1.54% on the day. Bank of India is up 29.21% in last one year as compared to a 3.33% slide in NIFTY and a 25.87% slide in the Nifty PSU Bank index.The PE of the stock is 5.72 based on TTM earnings ending June 26.

Bank of India has announced rating actions from Acuite Ratings & Research and ACUITE, reaffirming ratings on various debt instruments. Acuite Ratings & Research reaffirmed Additional Tier-I Bonds at AA+ with a stable outlook and Tier-II Bonds at MA with a stable outlook, while also withdrawing ratings for Basel III Additional Tier-I Bonds totaling 750.00, 602.00, and 148.00, citing requests from the issuer and lack of confirmation from the trustee. ACUITE reaffirmed ratings including Basel III AT1 Bonds of 1500.00, 750.00, and 602.00 at AA+ with a stable outlook, Basel III Tier II Bonds at AAA with a stable outlook, and assigned a rating of AA+ to Proposed Basel III compliant Tier II Bonds, alongside reaffirming several other instruments including Basel III ATI Bonds and Proposed Perpetual Additional Tier I Bonds, with some withdrawals and notations related to specific criteria and listing status.

Bank of India announced plans to raise up to Rs 7,500 crore through AT-I and Tier-II capital instruments, alongside reaffirmations of ratings from Infomerics Ratings, which includes IVR AAA/Stable ratings for BASEL III Compliant Tier II Bonds totaling Rs 1,800.00 and a Basel III Compliant Tier-II Bond Programme also valued at Rs 1,800.00, factoring in sovereign ownership and continued support from the Government of India (GOI), which holds a 73.38% stake as of June 30, 2026; the agency also reaffirmed ratings for BASEL HI Compliant Tier II Bonds valued at Rs 1,800.00, noting a PONV feature adequately factored into the rating, and expects continued support from the GOI due to systemic importance. The bank has also reported improvements in key financial metrics, including a CRAR of 18.69% as of Q1FY27, a CET-1 ratio of 16.27% as of Q1FY27, a Tier-I capital of 16.27% as of Q1FY27, a GNPA of 1.81% as of June 30, 2026, and an NNPA of 0.51% as of June 30, 2026, alongside a decline in fresh slippages to Rs 1,778 crore in Q1FY27 from Rs 2,080 crore in Q1FY26, with a target of Rs 4,000 crore for FY27.

Bank of India dropped for a fifth straight session today. The stock is quoting at Rs 142, down 0.07% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.46% on the day, quoting at 24043.1. The Sensex is at 76858.54, down 0.49%.Bank of India has eased around 3.37% in last one month.Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has eased around 0.2% in last one month and is currently quoting at 8618.5, down 0.23% on the day. The volume in the stock stood at 29.06 lakh shares today, compared to the daily average of 79.31 lakh shares in last one month. The benchmark August futures contract for the stock is quoting at Rs 142.19, down 0.26% on the day. Bank of India jumped 22.07% in last one year as compared to a 4.02% slide in NIFTY and a 21.04% spurt in the Nifty PSU Bank index.The PE of the stock is 5.72 based on TTM earnings ending June 26.

Bank of India announced that Informerics has reaffirmed the rating on the bank’s Basel-III compliant Tier II Bonds, specifically for the instrument with ISIN INE084A08151, maintaining a rating of AAA with a Stable outlook; this reaffirmation was verified on August 14, 2026, and no enhancements, assignments, or withdrawals were noted by the rating agency.

Net profit of Bank of India rose 80.51% to Rs 3302.58 crore in the quarter ended June 2026 as against Rs 1829.56 crore during the previous quarter ended June 2025. Total Operating Income rose 8.83% to Rs 20096.90 crore in the quarter ended June 2026 as against Rs 18466.61 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income20096.9018466.61 9 OPM %73.1870.76 - PBDT4166.872957.80 41 PBT4166.872957.80 41 NP3302.581829.56 81 Powered by Capital Market - Live

Bank of India will hold a meeting of the Board of Directors of the Company on 24 July 2026.

The bank's global and domestic deposits were Rs 9,58,117 crore (up 14.92%) and Rs 8,25,157 crore (up 16.17%), respectively, at the end of June 2026 quarter. While global gross advances increased by 18.64% YoY to Rs 7,97,798 crore, domestic gross advances jumped 19.12% to Rs 6,73,386 crore in Q1 FY26, In the retail, agriculture and MSME (RAM) segment, Bank of India's advances aggregated to Rs 3,92,647 crore, up 19.69% YoY. Bank of India is a public sector bank. The Government of India held a 73.38% stake in the bank as of 31st March 2026. The bank reported a 14.85% increase in standalone net profit to Rs 3,015.79 crore on 4.3% increase in total income to Rs 22,685.38 crore in Q4 FY26 over Q4 FY25. Powered by Capital Market - Live

Bank of India rose for a fifth straight session today. The stock is quoting at Rs 144, up 2.92% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 1.01% on the day, quoting at 23958.55. The Sensex is at 76230.39, up 1.08%. Bank of India has dropped around 2.38% in last one month. Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has dropped around 7.74% in last one month and is currently quoting at 8006.15, up 2.03% on the day. The volume in the stock stood at 65.4 lakh shares today, compared to the daily average of 116.49 lakh shares in last one month. The benchmark May futures contract for the stock is quoting at Rs 143.63, up 2.57% on the day. Bank of India is up 22.75% in last one year as compared to a 4.17% fall in NIFTY and a 21.66% fall in the Nifty PSU Bank index.The PE of the stock is 6.06 based on TTM earnings ending March 26.Powered by Capital Market - Live