Bajaj Finserv Ltd

Net profit of Bajaj Finserv rose 7.53% to Rs 2244.10 crore in the quarter ended September 2025 as against Rs 2086.97 crore during the previous quarter ended September 2024. Sales rose 11.12% to Rs 36765.32 crore in the quarter ended September 2025 as against Rs 33086.31 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales36765.3233086.31 11 OPM %38.2237.13 - PBDT7152.326241.29 15 PBT6825.135965.97 14 NP2244.102086.97 8 Powered by Capital Market - Live

Revenue from operations jumped 10.98% YoY to Rs 37,402.93 crore in Q2 FY26. Profit before tax (PBT) climbed 14.4% YoY to Rs 6825.13 crore in Q2 FY26. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It participates in the financing business through its 51.32% holding in Bajaj Finance Limited (BFL) and in the life, general and health insurance businesses through its 74% holding in two unlisted subsidiaries, Bajaj General Insurance (Bajaj General) and Bajaj Life Insurance (Bajaj Life). BFL holds 88.70% stake in Bajaj Housing Finance (BHFL). Bajaj Finance profit after tax (PAT) for Q2 FY26 increased by 22% to Rs 4,876 crore compared with Rs 4,000 crore in Q2 FY25. Loan losses and provisions for Q2 FY26 increased to Rs 2,269 crore from Rs 1,909 crore in Q2 FY25. Assets under management (AUM) increased 24% to Rs 4,62,261 crore as of 30 September 2025 from Rs 3,73,924 crore a year earlier On the asset quality front, Gross NPA and Net NPA as of 30 September 2025 stood at 1.24% and 0.60%, respectively, compared to 1.06% and 0.46% as of 30 September 2024. The company maintained a provision coverage ratio of 52% on Stage 3 assets. Capital adequacy ratio (CRAR) (including Tier-II capital) stood at 21.23% as on 30 September 2025. The Tier- I capital was at 20.54% as on 30 September 2025. As announced earlier, on 17 March 2025, Bajaj Finserv (BFS) signed share purchase agreements (SPAs) to acquire 26% equity stake owned by Allianz SE in Bajaj Allianz General Insurance Company (BAGIC) and Bajaj Allianz Life Insurance Company (BALIC). The acquisition will be undertaken in one or more tranches within various agreed timelines, ending by 16 October 2026. The initial tranche will cover a minimum of 6.1% stake. Upon completion of the initial tranche, the existing joint venture agreements between the company and Allianz SE in respect of both BAGIC and BALIC shall stand terminated. As per the terms of the SPA, approval for name change of the two companies has been received from Registrar of Companies (RoC), Ministry of Corporate Affairs (MCA). With effect from 7 October 2025, the companies have commenced operations under their new names- Bajaj Life Insurance and Bajaj General Insurance respectively, following the issuance of new certificates of incorporation by the Registrar of Companies. Meanwhile, the company's board approved the elevation of Manish Jain, senior president- capital markets as the deputy CEO. In addition to his current role as managing director of BFSL Manish will also be responsible for company's loan against securities, commercial lending and deposits businesses. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions. The Bajaj Finserv declined 6.48% to Rs 1,983.10 on the BSE. Powered by Capital Market - Live

Bajaj Finserv Ltd gained for a third straight session today. The stock is quoting at Rs 2194.5, up 1.17% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.81% on the day, quoting at 26078.15. The Sensex is at 85221.98, up 0.94%. Bajaj Finserv Ltd has risen around 6.06% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finserv Ltd is a constituent, has risen around 5.13% in last one month and is currently quoting at 27536.85, up 0.75% on the day. The volume in the stock stood at 6.29 lakh shares today, compared to the daily average of 9.04 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 2186.6, up 0.59% on the day. Bajaj Finserv Ltd is up 25.97% in last one year as compared to a 6.88% spurt in NIFTY and a 16.3% spurt in the Nifty Financial Services index.The PE of the stock is 276.06 based on TTM earnings ending June 25.Powered by Capital Market - Live

Bajaj Finserv will hold a meeting of the Board of Directors of the Company on 11 November 2025.Powered by Capital Market - Live

Bajaj Finserv Ltd gained for a fifth straight session today. The stock is quoting at Rs 2007, up 0.24% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.39% on the day, quoting at 24638.5. The Sensex is at 80340.87, down 0.47%. Bajaj Finserv Ltd has gained around 4.31% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finserv Ltd is a constituent, has gained around 2.35% in last one month and is currently quoting at 25853.4, down 0.4% on the day. The volume in the stock stood at 7.49 lakh shares today, compared to the daily average of 11.1 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 2016.6, up 0.24% on the day. Bajaj Finserv Ltd is up 8.07% in last one year as compared to a 0.86% slide in NIFTY and a 9.44% slide in the Nifty Financial Services index.The PE of the stock is 254.73 based on TTM earnings ending June 25.Powered by Capital Market - Live

The brokerage expects Bajaj Finserv's core earnings to grow at 22% CAGR over FY25-28, led by strong growth at Bajaj Finance, improving profitability in Bajaj Allianz General Insurance (BAGIC) and Bajaj Allianz Life Insurance (BALIC), and upside from new ventures in mutual funds, healthcare, and tech. The company holds 51% in Bajaj Finance, and 74% each in BAGIC and BALIC. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions. Bajaj Finserv reported consolidated net profit jumped 26.60% to Rs 5,329.17 crore on 12.61% increase in total income to Rs 35,451.34 crore in Q1 FY26 over Q1 FY25. Powered by Capital Market - Live

Bajaj Finserv Ltd is up for a third straight session today. The stock is quoting at Rs 2010.9, up 4.46% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.14% on the day, quoting at 24910.95. The Sensex is at 81378.81, up 0.97%. Bajaj Finserv Ltd has slipped around 2.09% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finserv Ltd is a constituent, has slipped around 1.23% in last one month and is currently quoting at 26333.45, up 1.22% on the day. The volume in the stock stood at 9.63 lakh shares today, compared to the daily average of 11.14 lakh shares in last one month. The benchmark August futures contract for the stock is quoting at Rs 2016.6, up 4.48% on the day. Bajaj Finserv Ltd is up 29.64% in last one year as compared to a 1.38% jump in NIFTY and a 16.28% jump in the Nifty Financial Services index.The PE of the stock is 244.83 based on TTM earnings ending June 25.Powered by Capital Market - Live

Bajaj Finserv Ltd is down for a fifth straight session today. The stock is quoting at Rs 1959.1, down 0.68% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.12% on the day, quoting at 24849.75. The Sensex is at 81433.49, up 0.12%.Bajaj Finserv Ltd has lost around 4.61% in last one month.Meanwhile, Nifty Financial Services index of which Bajaj Finserv Ltd is a constituent, has eased around 1.6% in last one month and is currently quoting at 26700.7, down 0.04% on the day. The volume in the stock stood at 6.43 lakh shares today, compared to the daily average of 11.42 lakh shares in last one month. The benchmark July futures contract for the stock is quoting at Rs 1953.3, down 0.94% on the day. Bajaj Finserv Ltd jumped 18.61% in last one year as compared to a 0.41% slide in NIFTY and a 14% spurt in the Nifty Financial Services index.The PE of the stock is 251.12 based on TTM earnings ending June 25.Powered by Capital Market - Live

Profit before tax (PBT) jumped 20.69% to Rs 7,203.64 crore in Q1 FY26 as compared with Rs 5,968.41 crore in Q1 FY25. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It participates in the financing business through its 51.39% holding in Bajaj Finance (BFL) and in the life, general and health insurance businesses through its 74% holding in two unlisted subsidiaries, Bajaj Allianz General Insurance Company (BAGIC) and Bajaj Allianz Life Insurance Company (BALIC). BFL holds 88.70% stake in Bajaj Housing Finance (BHFL). Bajaj Finance (BFL) recorded 20% increase in consolidated net profit to Rs 4,699 crore in Q1 FY26 as against Rs 3,912 crore in Q1 FY25. Loan losses and provisions stood to Rs 2,120 crore in the Q1 FY26, up 25.81% YoY. Net total income for the June 2025 quarter rose 21% to Rs 12,610 crore from Rs 10,418 crore posted in corresponding quarter previous quarter. Gross Non-Performing Assets (NPA) and Net NPA as on 30 June 2025 stood at 1.03% and 0.50% respectively as against 0.86% and 0.38% as on 30 June 2024. Provisioning coverage ratio on stage 3 assets was 52%. Assets Under Management (AUM) stood at Rs 4,41,450 crore as of 30 June 2025, compared to Rs 3,54,192 crore as of 30 June 2024, reflecting a 25% year-on-year growth. The capital adequacy ratio (CRAR), including Tier-II capital, stood at 21.96% as of 30 June 2025, with the Tier-I capital at 21.19%. During the quarter, BFL successfully completed a share subdivision on 16 June 2025, reducing the face value of its equity shares from Rs 2 to Rs 1 per fully paid share. Following this, on 17 June 2025, the company issued 4 fully paid bonus equity shares for every 1 fully paid equity share held. Bajaj Allianz General Insurance Company Limited (BAGIC) stated that, effective 1 October 2024, and as mandated by IRDAI, gross premiums on long-term products are now recognized on a 1/n basis (where 'n' represents the contract duration), applied prospectively. As a result, Q1 FY26 figures are not comparable with those of prior periods. BAGIC's gross written premium for Q1 FY26 increased by 9% to ₹5,202 crore, compared to ₹4,761 crore in Q1 FY25. Excluding the impact of the change in premium recognition methodology (1/n basis), and excluding tender-driven crop and government health insurance premiums, the gross written premium rose by 15% to Rs 5,358 crore, up from Rs 4,664 crore in Q1 FY25'outpacing industry growth. The claim ratio improved to 71.1% in Q1 FY26, compared to 77.1% in Q1 FY25, driven by better claims experience. Profit after tax for Q1 FY26 stood at Rs 660 crore, compared to Rs 576 crore in Q1 FY25, marking a 15% year-on-year increase. As of 30 June 2025, the solvency ratio stood at 334%, significantly higher than the minimum regulatory requirement of 150%. Assets under management (AUM), represented by cash and investments, stood at Rs 35,199 crore as of 30 June 2025, compared to Rs 31,651 crore as of 30 June 2024, reflecting an 11% year-on-year increase. Bajaj Allianz Life Insurance Company Limited (BALIC) new business premium for Q1 FY26 stood at Rs 2,316 crore, compared to Rs 2,541 crore in Q1 FY25. Renewal premium for Q1 FY26 rose to Rs 3,162 crore, compared to Rs 2,477 crore in Q1 FY25, registering a 28% year-on-year growth. Shareholders' profit after tax surged 76% year-on-year to Rs 171 crore in Q1 FY26, up from Rs 97 crore in Q1 FY25. The Net Value of New Business (VNB)'a key metric for measuring the profitability of the life insurance business'stood at Rs 145 crore in Q1 FY26, up from Rs 104 crore in Q1 FY25, reflecting a 39% increase. This growth was primarily driven by product restructuring, a favourable product mix, and cost rationalisation. Assets Under Management (AUM), represented by total investments, stood at Rs 1,31,052 crore as on 30 June 2025, compared to Rs 1,16,966 crore as on 30 June 2024, marking a 12% year-on-year increase. On 17 March 2025, Bajaj Finserv (BFS), along with its promoter and promoter group entities, signed Share Purchase Agreements (SPAs) to acquire Allianz SE's 26% equity stake in Bajaj Allianz General Insurance (BAGIC) and Bajaj Allianz Life Insurance (BALIC). The acquisition, subject to regulatory approvals, will be executed in tranches by 16 October 2026, with an initial tranche of at least 6.1%. Upon completion of this first tranche, the existing joint venture agreements with Allianz SE will be terminated. Approvals have already been received from the Competition Commission of India (CCI) and the Insurance Regulatory and Development Authority of India (IRDAI). Name change approvals are currently in process. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions. Shares of Bajaj Finserv tanked 3.48% to Rs 1,961.30 on the BSE. Powered by Capital Market - Live

Net profit of Bajaj Finserv rose 30.47% to Rs 2789.05 crore in the quarter ended June 2025 as against Rs 2137.70 crore during the previous quarter ended June 2024. Sales rose 12.77% to Rs 34907.91 crore in the quarter ended June 2025 as against Rs 30953.60 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales34907.9130953.60 13 OPM %41.0138.20 - PBDT7520.976235.42 21 PBT7203.645968.41 21 NP2789.052137.70 30 Powered by Capital Market - Live