• 1 Year Returns: 5.67%
• 3 Year Returns: 7.14%
• 5 Year Returns: 7.41%

• Public Banks | 40.06%
• Private Banks | 23.02%
• G-Sec | 8.97%
• Consumer Finance | 8.12%
• Home Financing | 7.09%

• CD - CANARA BANK - 28/01/2027 | 7.50%
• CD - UNION BANK OF INDIA - 19/01/2027 | 6.53%
• CD - ICICI BANK LTD - 25/03/2027 | 4.84%
• NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 3.72%
• NCD AXIS BANK LTD. | 3.71%

• Certificate of Deposit | 44.93%
• Corporate Debt | 35.83%
• Government Securities | 8.97%
• Commercial Paper | 7.52%
• Cash & Equivalents | 2.49%

The alpha ratio for the UTI Banking & PSU Fund is 0.56

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the UTI Banking & PSU Fund is 0.67

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the UTI Banking & PSU Fund is 1.89

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the UTI Banking & PSU Fund is 0.26

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.