What is the current price / NAV of UTI Credit Risk Fund?
The current NAV of UTI Credit Risk Fund is ₹18.28, as of 7th August 2026.What are the returns of UTI Credit Risk Fund?
The UTI Credit Risk Fund was launched on 19th November 2012. This mutual fund's past returns are as follows:- 1 Year Returns: 6.24%
- 3 Year Returns: 7.20%
- 5 Year Returns: 9.52%
What are the top 5 sectoral holdings of UTI Credit Risk Fund?
The top sectors UTI Credit Risk Fund has invested in are as follows:- Others | 20.62%
- G-Sec | 15.24%
- Home Financing | 13.02%
- Power Generation | 9.48%
- Pharmaceuticals | 7.14%
What are the top 5 holdings of UTI Credit Risk Fund?
The top 5 holdings for UTI Credit Risk Fund are as follows:- 7.10% GSEC - MAT - 08/04/2034 | 9.49%
- SPN/DDB JTPM METAL TRADERS LIMITED | 7.65%
- NCD PIRAMAL CAPITAL & HOUSING FINANCE LTD | 7.06%
- NET CURRENT ASSETS | 6.64%
- NCD VEDANTA LTD | 5.99%
What is the asset allocation of UTI Credit Risk Fund?
The asset allocation for UTI Credit Risk Fund is as follows:- Corporate Debt | 69.60%
- Government Securities | 15.24%
- Cash & Equivalents | 6.64%
- Secured Debt | 5.80%
- REITs & InvIT | 2.15%
What is the AUM of UTI Credit Risk Fund?
The AUM (i.e. assets under management) of UTI Credit Risk Fund is ₹252.73 Cr as of 7th August 2026.What is the expense ratio of UTI Credit Risk Fund?
The expense ratio of UTI Credit Risk Fund Plan is 1.70 as of 7th August 2026.What is the alpha ratio of UTI Credit Risk Fund?
The alpha ratio for the UTI Credit Risk Fund is 0.86
Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.
What is the volatility or standard deviation of UTI Credit Risk Fund?
The volatility or standard deviation for the UTI Credit Risk Fund is 0.98
Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of UTI Credit Risk Fund?
The Sharpe ratio for the UTI Credit Risk Fund is 1.92
The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of UTI Credit Risk Fund?
The Sortino Ratio for the UTI Credit Risk Fund is 0.25
The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.
UTI Credit Risk Fund Standard Growth
Scorecard
Performance
LowHasn’t fared well - amongst the low performers in sub-category
Risk
LowStay at ease, amongst the lower risk funds
Cost
AvgMarket standard costs, nothing exciting
Composition
LowComposition not as great as others
Red flags
LowWe got you covered, no major red flags identified
How to use scorecard? Learn more
UTI Credit Risk Fund Standard Growth
Scorecard
Performance
LowHasn’t fared well - amongst the low performers in sub-category
Risk
LowStay at ease, amongst the lower risk funds
Cost
AvgMarket standard costs, nothing exciting
Composition
LowComposition not as great as others
Red flags
LowWe got you covered, no major red flags identified
How to use scorecard? Learn more
UTI Credit Risk Fund Performance & Key Metrics
UTI Credit Risk Fund Performance & Key Metrics
| Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 1.70 | 8.05 | 1.92 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 1.15 | 7.98 | 2.48 |
UTI Credit Risk Fund Scheme InfoUTI Credit Risk Fund Scheme Info
| PlanPlan | Lock inLock in | Exit LoadExit Load |
|---|---|---|
| Growth | 0 yrs | 1.00% |
| SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
|---|---|
| Allowed | ₹ 500 |
| BenchmarkBenchmark |
|---|
| CRISIL Credit Risk Debt Index |
About Credit Risk Fund
About Credit Risk Fund
Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.
UTI Credit Risk Fund Portfolio
UTI Credit Risk Fund Asset Allocation
UTI Credit Risk Fund Asset Allocation
Actual
Target
Dec 2025
Mar 2026
Jun 2026
Jul 2026
Dec 2025
Mar 2026
Jun 2026
Jul 2026
UTI Credit Risk Fund Sector Distribution
UTI Credit Risk Fund Sector Distribution
Dec 2025
Mar 2026
Jun 2026
Jul 2026
UTI Credit Risk Fund Sector Weightage
UTI Credit Risk Fund Sector Weightage
UTI Credit Risk Fund Current Holdings
UTI Credit Risk Fund Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
Holdings
9.49 %
0.15 %Holdings
7.65 %
1.44 %Holdings
7.06 %
0.02 %
AMC Profile of UTI Credit Risk Fund
AMC Profile of UTI Credit Risk Fund
UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.
UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.
No.of Schemes
68
Total AUM
₹ 2,61,656.82 Cr.
UTI Credit Risk Fund Manager Details
UTI Credit Risk Fund Manager Details
UTI Credit Risk Fund Manager Profile
UTI Credit Risk Fund Manager Profile
Anurag Mittal
AUM: ₹51,337.22 Cr.
|
Exp: 4yrs
Qualification
B.Com, CA, M.Sc
Past Experience
Mr. Mittal Joined UTI AMC Ltd in 2021. He is Senior Executive Vice President & Head-Fixed Income. He is B.Com from University of Delhi. He is a Chartered Accountant holder from Institute of Chartered Accountants of India. He also holds a degree in Master of Science from London School of Economics, University of London. He began his career with Bank of America. Prior to joining UTI AMC he was working with Bandhan AMC. He had been associated with HDFC MF, Axis MF, ICICI Prudential Life Insurance. He has total work experience of 19 years.
Funds Managed (32)
UTI Credit Risk Fund Manager Performance (0)
UTI Credit Risk Fund Manager Performance (0)
