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South Indian Bank Ltd

SOUTHBANK Share Price

39.690.70% (-0.28)
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With a market cap of ₹10,460 cr, stock is ranked 543

Stock is 2.97x as volatile as Nifty

SOUTHBANK Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹10,460 cr, stock is ranked 543

Stock is 2.97x as volatile as Nifty

SOUTHBANK Performance & Key Metrics

SOUTHBANK Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
7.701.031.00%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

SOUTHBANK Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
60%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

SOUTHBANK Company Profile

The South Indian Bank Limited provides retail and corporate banking, Para banking activities, such as debit card, third-party product distribution, in addition to Treasury and Foreign Exchange Business.

Investor Presentation

View older View older 

Oct 16, 2025

PDF
View Older Presentations

SOUTHBANK Similar Stocks (Peers)

Compare with peers Compare with peers 

SOUTHBANK Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
21.67
21.67
1Y Return
7.22%
7.22%
Buy Reco %
92.31
92.31
PE Ratio
19.42
19.42
1Y Return
5.37%
5.37%
Buy Reco %
94.87
94.87
PE Ratio
19.19
19.19
1Y Return
21.50%
21.50%
Buy Reco %
64.71
64.71
PE Ratio
14.16
14.16
1Y Return
10.40%
10.40%
Buy Reco %
82.50
82.50
PE Ratio
13.76
13.76
1Y Return
12.36%
12.36%
Buy Reco %
0.00
0.00
Compare with Peers

SOUTHBANK Sentiment Analysis

SOUTHBANK Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

SOUTHBANK Stock Summary · October 2025

In Q2 FY '26, the bank demonstrated robust financial performance with a net profit of Rs. 351 crores, driven by a 10% increase in total deposits and a notable reduction in gross non-performing assets, reflecting improved asset quality. The strategic pivot towards retail and MSME lending is evident, as the bank aims to diversify its portfolio and enhance competitiveness, particularly in the gold loan segment, which has grown significantly. Despite challenges from declining net interest margins and regulatory changes, management remains optimistic about maintaining credit quality and operational efficiency. The focus on digital engagement and co-lending partnerships positions the bank favorably in a competitive landscape, while targeted hiring is set to support future growth initiatives. Overall, the bank's proactive strategies and strong market sentiment suggest a stable outlook amidst evolving market dynamics.

SOUTHBANK Stock Growth Drivers
SOUTHBANK Stock Growth Drivers
7
  • Strong Financial Performance

    The bank reported a net profit of Rs. 351 crores for Q2 FY '26, marking

  • Improved Operational Metrics

    The bank's capital adequacy ratio stood at 17.70%, with a Tier-1 ratio of 16.79% as

SOUTHBANK Stock Challenges
SOUTHBANK Stock Challenges
4
  • Decline in Net Interest Margins (NIMs)

    The bank has experienced a notable decline in net interest margins (NIMs), currently at 2.8%,

  • Capital Adequacy Ratio Concerns

    The bank's Tier-1 capital adequacy ratio has slightly declined due to an increase in the

SOUTHBANK Forecast

SOUTHBANK Forecasts

Price

Revenue

Earnings

SOUTHBANK

SOUTHBANK

Income

Balance Sheet

Cash Flow

SOUTHBANK Income Statement

SOUTHBANK Income Statement

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Financial YearFY 2022FY 2023FY 2024FY 2025TTM
Total Revenue7,620.448,044.5510,127.3311,226.2911,632.31
Raw Materialssubtract9,804.26
Power & Fuel Costsubtract
Employee Costsubtract1,198.291,308.031,705.251,671.16
Selling & Administrative Expensessubtract380.08446.50510.01553.92
Operating & Other expensessubtract6,050.265,094.046,292.857,142.37
Depreciation/Amortizationsubtract84.0287.4990.35101.78
Interest & Other Itemssubtract
Taxes & Other Itemssubtract-137.03333.19458.67453.97469.88
EPS0.203.404.374.985.19
DPS0.000.280.300.400.40
Payout ratio0.000.080.070.080.08

SOUTHBANK Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Oct 16PDF
Jul 17PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 15PDF
Jan 21PDF
Oct 16PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 20PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 11PDF
Jan 24PDF
Oct 20PDF
Jul 26PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

SOUTHBANK Stock Peers

SOUTHBANK Past Performance & Peer Comparison

SOUTHBANK Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
South Indian Bank Ltd8.031.031.00%
HDFC Bank Ltd21.672.851.10%
ICICI Bank Ltd19.423.010.79%
Kotak Mahindra Bank Ltd19.192.700.12%

SOUTHBANK Stock Price Comparison

Compare SOUTHBANK with any stock or ETF
Compare SOUTHBANK with any stock or ETF
SOUTHBANK
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SOUTHBANK Holdings

SOUTHBANK Shareholdings

SOUTHBANK Promoter Holdings Trend

SOUTHBANK Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SOUTHBANK Institutional Holdings Trend

SOUTHBANK Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

SOUTHBANK Shareholding Pattern

SOUTHBANK Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding0.00%10.01%1.91%17.91%70.17%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

SOUTHBANK Shareholding History

SOUTHBANK Shareholding History

JunSepDec '24MarJunSep13.44%11.48%11.46%11.96%17.58%17.91%

Mutual Funds Invested in SOUTHBANK

Mutual Funds Invested in SOUTHBANK

No mutual funds holding trends are available

Top 5 Mutual Funds holding South Indian Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
3.7290%2.24%-0.03%3/242 (-1)
3.5924%1.74%0.13%16/74 (+2)
0.6882%3.45%0.21%13/34 (-3)

Compare 3-month MF holding change on Screener

SOUTHBANK Insider Trades & Bulk Stock Deals

SOUTHBANK Insider Trades & Bulk Stock Deals

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smallcases containing SOUTHBANK stock

smallcases containing SOUTHBANK stock

Looks like this stock is not in any smallcase yet.

SOUTHBANK Events

SOUTHBANK Events

SOUTHBANK Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

SOUTHBANK Dividend Trend

No dividend trend available

SOUTHBANK Upcoming Dividends

SOUTHBANK Upcoming Dividends

No upcoming dividends are available

SOUTHBANK Past Dividends

SOUTHBANK Past Dividends

Cash Dividend

Ex DateEx DateAug 13, 2025

Final
Final | Div/Share: ₹0.40

Dividend/Share

0.40

Ex DateEx Date

Aug 13, 2025

Cash Dividend

Ex DateEx DateAug 20, 2024

Final
Final | Div/Share: ₹0.30

Dividend/Share

0.30

Ex DateEx Date

Aug 20, 2024

Cash Dividend

Ex DateEx DateAug 17, 2023

Final
Final | Div/Share: ₹0.30

Dividend/Share

0.30

Ex DateEx Date

Aug 17, 2023

Cash Dividend

Ex DateEx DateJul 9, 2019

Final
Final | Div/Share: ₹0.25

Dividend/Share

0.25

Ex DateEx Date

Jul 9, 2019

Cash Dividend

Ex DateEx DateJul 3, 2018

Final
Final | Div/Share: ₹0.40

Dividend/Share

0.40

Ex DateEx Date

Jul 3, 2018

SOUTHBANK Stock News & Opinions

SOUTHBANK Stock News & Opinions

Spotlight
South Indian Bank Ltd leads losers in 'A' group

Jai Balaji Industries Ltd, Sequent Scientific Ltd, Gabriel India Ltd and Vodafone Idea Ltd are among the other losers in the BSE's 'A' group today, 20 November 2025.South Indian Bank Ltd crashed 5.65% to Rs 38.74 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 30.04 lakh shares were traded on the counter so far as against the average daily volumes of 49.75 lakh shares in the past one month.Jai Balaji Industries Ltd lost 4.94% to Rs 74.14. The stock was the second biggest loser in 'A' group.On the BSE, 2.17 lakh shares were traded on the counter so far as against the average daily volumes of 69278 shares in the past one month.Sequent Scientific Ltd tumbled 4.76% to Rs 239.95. The stock was the third biggest loser in 'A' group.On the BSE, 1.38 lakh shares were traded on the counter so far as against the average daily volumes of 1.51 lakh shares in the past one month.Gabriel India Ltd plummeted 4.74% to Rs 1063.1. The stock was the fourth biggest loser in 'A' group.On the BSE, 49852 shares were traded on the counter so far as against the average daily volumes of 45898 shares in the past one month.Vodafone Idea Ltd pared 4.68% to Rs 10.19. The stock was the fifth biggest loser in 'A' group.On the BSE, 647.81 lakh shares were traded on the counter so far as against the average daily volumes of 987.84 lakh shares in the past one month.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
South Indian Bank slides on profit taking

The stock had rallied 8.11% in the previous three trading days. The stock is up 29.58% in three-month and 19.68% in one-year. The Kerala-based private lender operates 948 branches, two ultra-small branches, three satellite branches, 1,143 ATMs and 126 cash-recycling machines across the country, along with a representative office in Dubai. In Q2 FY26, the bank reported an 8% year-on-year rise in net profit to Rs 351.36 crore, while net interest income declined 8% to Rs 808 crore. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
South Indian Bank allots Equity shares

South Indian Bank has allotted 1,09,998 Equity Shares of the Bank on 24 October 2025 to eligible grantees upon exercise of stock options under SIB ESOS Scheme ' 2008 and receipt of appropriate consideration.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
South Indian Bank Ltd leads gainers in 'A' group

DCB Bank Ltd, AU Small Finance Bank Ltd, RBL Bank Ltd and Chennai Petroleum Corporation Ltd are among the other gainers in the BSE's 'A' group today, 20 October 2025.South Indian Bank Ltd soared 16.72% to Rs 38.12 at 11:46 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 207.86 lakh shares were traded on the counter so far as against the average daily volumes of 24.33 lakh shares in the past one month. DCB Bank Ltd spiked 13.94% to Rs 146.75. The stock was the second biggest gainer in 'A' group. On the BSE, 23.02 lakh shares were traded on the counter so far as against the average daily volumes of 37336 shares in the past one month. AU Small Finance Bank Ltd surged 7.74% to Rs 855.2. The stock was the third biggest gainer in 'A' group. On the BSE, 4.34 lakh shares were traded on the counter so far as against the average daily volumes of 1.9 lakh shares in the past one month. RBL Bank Ltd jumped 7.61% to Rs 322.3. The stock was the fourth biggest gainer in 'A' group. On the BSE, 27 lakh shares were traded on the counter so far as against the average daily volumes of 5.66 lakh shares in the past one month. Chennai Petroleum Corporation Ltd spurt 7.18% to Rs 772.2. The stock was the fifth biggest gainer in 'A' group. On the BSE, 66354 shares were traded on the counter so far as against the average daily volumes of 81770 shares in the past one month. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
South Indian Bank consolidated net profit rises 8.25% in the September 2025 quarter

Net profit of South Indian Bank rose 8.25% to Rs 351.59 crore in the quarter ended September 2025 as against Rs 324.79 crore during the previous quarter ended September 2024. Total Operating Income rose 2.22% to Rs 2407.05 crore in the quarter ended September 2025 as against Rs 2354.72 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income2407.052354.72 2 OPM %64.6263.82 - PBDT472.58440.34 7 PBT472.58440.34 7 NP351.59324.79 8 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
South Indian Bank to discuss results

South Indian Bank will hold a meeting of the Board of Directors of the Company on 16 October 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
South Indian Bank announces board meeting date

South Indian Bank will hold a meeting of the Board of Directors of the Company on 20 August 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
South Indian Bank fixes record date for dividend

South Indian Bank has fixed 13 August 2025 as record date for determining the Members eligible to receive dividend on the equity shares, if declared, for the financial year ended 31 March 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
South Indian Bank to conduct AGM

South Indian Bank announced that the 97th Annual General Meeting(AGM) of the bank will be held on 20 August 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
South Indian Bank consolidated net profit rises 9.62% in the June 2025 quarter

Net profit of South Indian Bank rose 9.62% to Rs 322.17 crore in the quarter ended June 2025 as against Rs 293.90 crore during the previous quarter ended June 2024. Total Operating Income rose 2.08% to Rs 2362.44 crore in the quarter ended June 2025 as against Rs 2314.41 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income2362.442314.41 2 OPM %56.7861.42 - PBDT433.24394.50 10 PBT433.24394.50 10 NP322.17293.90 10 Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of South Indian Bank Ltd (SOUTHBANK) today?

    The share price of SOUTHBANK as on 5th December 2025 is ₹39.69. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on South Indian Bank Ltd (SOUTHBANK) share?

    The past returns of South Indian Bank Ltd (SOUTHBANK) share are
    • Past 1 week: -0.55%
    • Past 1 month: 6.04%
    • Past 3 months: 39.41%
    • Past 6 months: 36.51%
    • Past 1 year: 57.30%
    • Past 3 years: 159.71%
    • Past 5 years: 386.25%

  3. What are the peers or stocks similar to South Indian Bank Ltd (SOUTHBANK)?

    The peers or stocks similar to South Indian Bank Ltd (SOUTHBANK) include:

  4. What is the dividend yield % of South Indian Bank Ltd (SOUTHBANK) share?

    The current dividend yield of South Indian Bank Ltd (SOUTHBANK) is 1.00.

  5. What is the market cap of South Indian Bank Ltd (SOUTHBANK) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of South Indian Bank Ltd (SOUTHBANK) is ₹10460.34 Cr as of 5th December 2025.

  6. What is the 52 week high and low of South Indian Bank Ltd (SOUTHBANK) share?

    The 52-week high of South Indian Bank Ltd (SOUTHBANK) is ₹41.65 and the 52-week low is ₹22.30.

  7. What is the PE and PB ratio of South Indian Bank Ltd (SOUTHBANK) stock?

    The P/E (price-to-earnings) ratio of South Indian Bank Ltd (SOUTHBANK) is 8.03. The P/B (price-to-book) ratio is 1.03.

  8. Which sector does South Indian Bank Ltd (SOUTHBANK) belong to?

    South Indian Bank Ltd (SOUTHBANK) belongs to the Financials sector & Private Banks sub-sector.

  9. How to buy South Indian Bank Ltd (SOUTHBANK) shares?

    You can directly buy South Indian Bank Ltd (SOUTHBANK) shares on Tickertape. Simply sign up, connect your demat account and place your order.