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Jammu and Kashmir Bank Ltd

Jammu and Kashmir Bank Ltd

J&KBANK Share Price

NSE
163.560.41% (+0.66)
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With a market cap of ₹18,010 cr, stock is ranked 398

Stock is 2.69x as volatile as Nifty

J&KBANK Stock Scorecard

Performance

High

The creamy layer - amongst the top performing stocks

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is underpriced but is in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹18,010 cr, stock is ranked 398

Stock is 2.69x as volatile as Nifty

J&KBANK Performance & Key Metrics

J&KBANK Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
7.611.27
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.502.331.22%

J&KBANK Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

J&KBANK Company Profile

The Jammu & Kashmir Bank Limited offers a range of products and services such as loans, insurance, tax products/planning, savings and deposits, cards, mutual funds and non-resident banking.

Investor Presentation

View older View older 

Oct 18, 2025

PDF
View Older Presentations

J&KBANK Similar Stocks (Peers)

Compare with peers Compare with peers 

J&KBANK Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
15.80
15.80
1Y Return
19.41%
19.41%
Buy Reco %
100.00
100.00
PE Ratio
17.90
17.90
1Y Return
4.59%
4.59%
Buy Reco %
94.87
94.87
PE Ratio
16.04
16.04
1Y Return
11.53%
11.53%
Buy Reco %
94.87
94.87
PE Ratio
20.70
20.70
1Y Return
7.00%
7.00%
Buy Reco %
80.56
80.56
PE Ratio
9.71
9.71
1Y Return
7.04%
7.04%
Buy Reco %
0.00
0.00
Compare with Peers

J&KBANK Sentiment Analysis

J&KBANK Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

J&KBANK Stock Summary · May 2026

Management framed the quarter as a milestone of record annual profitability while taking a deliberately conservative stance for the year ahead, reporting FY26 net profit of INR 2,363 crore and a RoE of 16.85% driven largely by operating leverage and improved productivity. They emphasized priorities of rebalancing the loan book toward retail and agriculture and faster growth in Rest‑of‑India markets, continued digitization and consolidation of recently implemented operational changes, and liability efficiency to sustain a CASA ratio above 45%. Management acknowledged tension between strong earnings momentum and margin pressure—reported NIM was 3.60% and other income was hit by a one‑time INR 180 crore impairment and softer trading income—while expecting retail loan income to recover in about 1–1.5 quarters and deposit repricing benefits to gradually restore margins. Capital buffers are strong (capital adequacy 16.55%) though a potential INR 1,250 crore raise is planned to address RBI ECL requirements, and guidance for FY27 was conservatively set (credit growth ~12%, deposit growth ~10%, NIM ~3.5%, RoE ~16%, gross NPA <2.25%).

J&KBANK Stock Growth Drivers
J&KBANK Stock Growth Drivers
8
  • Sustained and Record Profitability Momentum

    The bank delivered a milestone FY26 with four consecutive years of record profitability, reporting annual

  • Strong Business and Deposit Expansion with Geographic Diversification

    The franchise achieved broad business growth of 13.6% in FY26 with deposits up 11.3% and

J&KBANK Stock Challenges
J&KBANK Stock Challenges
6
  • Net interest margin and yield compression

    The bank recorded a moderated NIM of 3.60% for FY25-26 and acknowledged a marginal shortfall

  • One‑time impairment and weakening other income

    Other income was materially hit by a one-time INR 180 crore impairment taken on the

J&KBANK Forecast

J&KBANK Forecasts

Price

Revenue

Earnings

J&KBANK

J&KBANK

Income

Balance Sheet

Cash Flow

J&KBANK Income Statement

J&KBANK Income Statement

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Quarterdec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026
Total Revenue3,066.973,139.043,192.783,424.303,451.713,616.593,522.653,450.263,595.323,535.79
Operating & Other expensessubtract2,506.112,308.632,579.062,667.482,693.252,806.922,863.292,815.582,788.122,673.46
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract139.07190.61196.99204.15226.54224.74173.36139.77219.6963.18
EPS4.055.753.805.024.805.284.404.495.287.25

J&KBANK Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Oct 18PDF
Jul 25PDF
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

J&KBANK Stock Peers

J&KBANK Past Performance & Peer Comparison

J&KBANK Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Jammu and Kashmir Bank Ltd7.611.27
HDFC Bank Ltd15.802.231.98%
ICICI Bank Ltd17.902.940.88%
Axis Bank Ltd16.042.250.07%

J&KBANK Stock Price Comparison

Compare J&KBANK with any stock or ETF
Compare J&KBANK with any stock or ETF
J&KBANK
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J&KBANK Holdings

J&KBANK Shareholdings

J&KBANK Promoter Holdings Trend

J&KBANK Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

J&KBANK Institutional Holdings Trend

J&KBANK Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 1.82%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

J&KBANK Shareholding Pattern

J&KBANK Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding59.40%3.89%2.11%8.34%26.25%

Jun 2025

Sep 2025

Dec 2025

Mar 2026

J&KBANK Shareholding History

J&KBANK Shareholding History

Dec '24MarJunSepDec '25Mar7.07%7.64%8.01%7.85%8.14%8.34%

Mutual Funds Invested in J&KBANK

Mutual Funds Invested in J&KBANK

No mutual funds holding trends are available

Top 5 Mutual Funds holding Jammu and Kashmir Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.7697%1.90%0.41%15/83 (+4)
0.4376%1.53%1.53%42/70 (+19)
0.3538%0.46%0.03%82/105 (-25)

Compare 3-month MF holding change on Screener

J&KBANK Insider Trades & Bulk Stock Deals

J&KBANK Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing J&KBANK stock

smallcases containing J&KBANK stock

Looks like this stock is not in any smallcase yet.

J&KBANK Events

J&KBANK Events

J&KBANK Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

J&KBANK Dividend Trend

No dividend trend available

J&KBANK Upcoming Dividends

J&KBANK Upcoming Dividends

No upcoming dividends are available

J&KBANK Past Dividends

J&KBANK Past Dividends

Cash Dividend

Ex DateEx DateAug 19, 2025

Final
Final | Div/Share: ₹2.15

Dividend/Share

2.15

Ex DateEx Date

Aug 19, 2025

Cash Dividend

Ex DateEx DateAug 9, 2024

Final
Final | Div/Share: ₹2.15

Dividend/Share

2.15

Ex DateEx Date

Aug 9, 2024

Cash Dividend

Ex DateEx DateAug 17, 2023

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Aug 17, 2023

Cash Dividend

Ex DateEx DateJul 11, 2016

Final
Final | Div/Share: ₹1.75

Dividend/Share

1.75

Ex DateEx Date

Jul 11, 2016

Cash Dividend

Ex DateEx DateAug 13, 2015

Final
Final | Div/Share: ₹2.10

Dividend/Share

2.10

Ex DateEx Date

Aug 13, 2015

J&KBANK Stock News & Opinions

J&KBANK Stock News & Opinions

Corporate
Corporate
Jammu & Kashmir Bank to convene board meeting

Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 5 May 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
J&K Bank gains as gross advances grow 17% YoY in Q4 FY26

Total business stood at Rs 290,340.57 crore as of 31 March 2026, up 13.61%, compared with Rs 255,554.95 crore as of 31 March 2025. Total deposits increased 11.30% to Rs 165,354.04 crore as of 31 March 2026, compared with Rs 148,569.46 crore as of 31 March 2025. CASA deposits rose 8.07% YoY to Rs 75,478.40 crore as of 31 March 2026. Gross investment declined 1.55% to Rs 41,319.50 crore as of 31 March 2026, compared with Rs 41,970.20 crore as of 31 March 2025. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 10.4% jump in net profit to Rs 586.73 crore on a 4.2% rise in total income to Rs 3,592.90 crore in Q3 FY26 over Q3 FY25.

2 months agoCapital Market - Live
Spotlight
Spotlight
J&K Bank's gross advances grow 17% YoY in Q4 FY26

Total business stood at Rs 290,340.57 crore as of 31 March 2026, up 13.61%, compared with Rs 255,554.95 crore as of 31 March 2025. Total deposits increased 11.30% to Rs 165,354.04 crore as of 31 March 2026, compared with Rs 148,569.46 crore as of 31 March 2025. CASA deposits rose 8.07% YoY to Rs 75,478.40 crore as of 31 March 2026. Gross investment declined 1.55% to Rs 41,319.50 crore as of 31 March 2026, compared with Rs 41,970.20 crore as of 31 March 2025. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 10.4% jump in net profit to Rs 586.73 crore on a 4.2% rise in total income to Rs 3,592.90 crore in Q3 FY26 over Q3 FY25. The counter shed 0.57% to end at Rs 113.60 on the BSE.

2 months agoCapital Market - Live
Earnings
Earnings
Jammu and Kashmir Bank consolidated net profit rises 10.01% in the December 2025 quarter

Net profit of Jammu and Kashmir Bank rose 10.01% to Rs 581.49 crore in the quarter ended December 2025 as against Rs 528.60 crore during the previous quarter ended December 2024. Total Operating Income rose 3.28% to Rs 3314.94 crore in the quarter ended December 2025 as against Rs 3209.67 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income3314.943209.67 3 OPM %70.8868.97 - PBDT807.20758.46 6 PBT807.20758.46 6 NP581.49528.60 10 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Corporate
Jammu & Kashmir Bank to declare Quarterly Results

Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 20 January 2026.Powered by Capital Market - Live

5 months agoCapital Market - Live
Spotlight
Spotlight
J&K Bank gains as gross advances grow 17% YoY in Q3FY26

Total business stood at Rs 2,72,109.27 crore as of 31 December 2025, up 13.34%, compared with Rs 2,40,080.49 crore as of 31 December 2024. CASA deposits rose 1.25% YoY to Rs 68,736.27 crore as of 31 December 2025. CASA ratio reduced to 44.10% as of 31 December 2025 as against 48.17% as of 31 December 2024. Total deposits increased 10.58% to Rs 1,55,861.35 crore as of 31 Decemeber 2025, compared with Rs 1,40,947.14 crore as of 31 December 2024. Gross investment declined 2.07% to Rs 40,535.76 crore as of 31 December 2025, compared with Rs 41,394.29 crore as of 31 December 2024. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. Powered by Capital Market - Live

5 months agoCapital Market - Live
Spotlight
Spotlight
J&K Bank gross advances grow 17% YoY in Q3FY26

Total business stood at Rs 2,72,109.27 crore as of 31 December 2025, up 13.34%, compared with Rs 2,40,080.49 crore as of 31 December 2024. CASA deposits rose 1.25% YoY to Rs 68,736.27 crore as of 31 December 2025. CASA ratio reduced to 44.10% as of 31 December 2025 as against 48.17% as of 31 December 2024. Total deposits increased 10.58% to Rs 1,55,861.35 crore as of 31 Decemeber 2025, compared with Rs 1,40,947.14 crore as of 31 December 2024. Gross investment declined 2.07% to Rs 40,535.76 crore as of 31 December 2025, compared with Rs 41,394.29 crore as of 31 December 2024. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. Shares of Jammu & Kashmir Bank rallied 1.29% to close at Rs 102.35 on the BSE on 2 January 2026. Powered by Capital Market - Live

5 months agoCapital Market - Live
Spotlight
Spotlight
J&K Bank gains after board clears Rs 1,250-cr fundraising plan

The bank will raise up to Rs 750 crore in one or more tranches through a Qualified Institutional Placement (QIP), subject to shareholder approval and applicable regulatory clearances. Additionally, the board has approved raising up to Rs 500 crore via non-convertible, redeemable, unsecured, Basel III-compliant Tier II debentures on a private placement basis, pending requisite regulatory approvals. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26.Powered by Capital Market - Live

6 months agoCapital Market - Live
Spotlight
Spotlight
J&K Bank board to mull fundraising proposal on 26 Nov

The said announcement was made after market hours on 22 November 2025. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. The counter declined 1.54% to Rs 105.80 on the BSE.Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
Corporate
Jammu & Kashmir Bank to conduct board meeting

Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 26 November 2025.Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Jammu and Kashmir Bank Ltd (J&KBANK) today?

    The share price of J&KBANK as on 19th June 2026 is ₹163.56. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Jammu and Kashmir Bank Ltd (J&KBANK) share?

    The past returns of Jammu and Kashmir Bank Ltd (J&KBANK) share are
    • Past 1 week: 4.60%
    • Past 1 month: 26.79%
    • Past 3 months: 37.93%
    • Past 6 months: 66.12%
    • Past 1 year: 59.17%
    • Past 3 years: 188.21%
    • Past 5 years: 316.18%

  3. What are the peers or stocks similar to Jammu and Kashmir Bank Ltd (J&KBANK)?

    The peers or stocks similar to Jammu and Kashmir Bank Ltd (J&KBANK) include:

  4. What is the market cap of Jammu and Kashmir Bank Ltd (J&KBANK) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Jammu and Kashmir Bank Ltd (J&KBANK) is ₹18010.94 Cr as of 19th June 2026.

  5. What is the 52 week high and low of Jammu and Kashmir Bank Ltd (J&KBANK) share?

    The 52-week high of Jammu and Kashmir Bank Ltd (J&KBANK) is ₹167.15 and the 52-week low is ₹97.35.

  6. What is the PE and PB ratio of Jammu and Kashmir Bank Ltd (J&KBANK) stock?

    The P/E (price-to-earnings) ratio of Jammu and Kashmir Bank Ltd (J&KBANK) is 7.61. The P/B (price-to-book) ratio is 1.27.

  7. Which sector does Jammu and Kashmir Bank Ltd (J&KBANK) belong to?

    Jammu and Kashmir Bank Ltd (J&KBANK) belongs to the Financials sector & Private Banks sub-sector.

  8. How to buy Jammu and Kashmir Bank Ltd (J&KBANK) shares?

    You can directly buy Jammu and Kashmir Bank Ltd (J&KBANK) shares on Tickertape. Simply sign up, connect your demat account and place your order.