Indusind Bank Ltd

IndusInd Bank announced that the 32th Annual General Meeting(AGM) of the bank will be held on 27 August 2026.

The lender's total income, however, declined 9.19% YoY to Rs 13,095.30 crore during the quarter. On a consolidated basis, net profit rose 71.68% to Rs 1,037.05 crore despite a 9.18% fall in total income to Rs 13,096.47 crore in Q1 FY27 over the year-ago period. Net interest income (NII) increased marginally to Rs 4,685 crore in Q1 FY27 from Rs 4,640 crore in Q1 FY26. Net interest margin (NIM) stood at 3.57% in Q1 FY27 as compared to 3.46% in Q1 FY26. Pre-provision operating profit (PPOP) rose 8.02% to Rs 2,773 crore from Rs 2,567 crore in the corresponding quarter last year. As of 30 June 2026, total deposits increased 4.44% YoY to Rs 4,14,766 crore from Rs 3,97,144 crore. Advances, however, declined 2.22% to Rs 3,26,274 crore from Rs 3,33,694 crore a year earlier. CASA deposits stood at Rs 1,22,060 crore, comprising current account deposits of Rs 34,620 crore and savings account deposits of Rs 87,440 crore. CASA deposits accounted for 29.43% of the bank's total deposits as of 30 June 2026. The bank's asset quality improved during the quarter. Gross non-performing assets (GNPA) declined to 3.25% of gross advances as of 30 June 2026 from 3.43% as of 31 March 2026 and 3.64% a year earlier. Net non-performing assets (NNPA) also improved to 0.95%, compared with 1.00% at the end of March 2026 and 1.12% as of 30 June 2025. The provision coverage ratio (PCR) stood at 71.42% as of 30 June 2026. Provisions and contingencies (excluding tax) fell to Rs 1,384 crore during the quarter from Rs 1,760 crore in the corresponding period of the previous year. The bank further strengthened its capital position, with the Basel III capital adequacy ratio improving to 17.15% as of 30 June 2026 from 16.63% a year earlier. Tier-I capital adequacy ratio rose to 16.10% from 15.48%, while risk-weighted assets stood at Rs 4,06,618 crore, compared with Rs 4,09,810 crore as of 30 June 2025. Rajiv Anand, the MD and CEO, IndusInd Bank said: 'During Q1FY27, we continued to execute our strategic priorities with an emphasis on disciplined growth, balance sheet resilience and franchise quality. Supported by an experienced leadership team and sharper execution capabilities, we are advancing our growth agenda while maintaining prudent risk management. We are building a diversified portfolio across retail, SME and rural businesses, including expanding the rural franchise beyond microfinance. At the same time, our investments in technology and AI-led capabilities are enhancing customer experience and overall productivity, strengthening our ability to deliver sustainable growth' Meanwhile, the board approved a proposal to raise up to Rs 20,000 crore through the issuance of debt securities on a private placement basis or through any other permitted mode, subject to shareholders' approval and the requisite regulatory and statutory clearances. The board also approved plans to raise up to Rs 10,000 crore through the issuance of equity instruments and/or convertible debt securities. The fundraising may be undertaken via American Depository Receipts (ADRs), Global Depository Receipts (GDRs), Qualified Institutional Placement (QIP), or other permissible routes, subject to shareholders' approval and necessary regulatory and statutory approvals. IndusInd Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards and SME loans. As of June 30, 2026, the Bank's distribution network included 3,137 branches/ Banking outlets and 2,853 onsite and offsite ATMs, The client base stood at approximately 42 million as on June, 2026. The scrip rose 0.53% to settle at Rs 1,069.90 on the BSE.Powered by Capital Market - Live

Net profit of IndusInd Bank rose 71.68% to Rs 1037.05 crore in the quarter ended June 2026 as against Rs 604.07 crore during the previous quarter ended June 2025. Total Operating Income declined 7.78% to Rs 11309.94 crore in the quarter ended June 2026 as against Rs 12263.88 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income11309.9412263.88 -8 OPM %55.0751.16 - PBDT1389.15807.33 72 PBT1389.15807.33 72 NP1037.05604.07 72 Powered by Capital Market - Live

IndusInd Bank Ltd is up for a fifth straight session today. The stock is quoting at Rs 1057.7, up 2.41% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.27% on the day, quoting at 24172.8. The Sensex is at 77442.96, down 0.34%. IndusInd Bank Ltd has gained around 14.84% in last one month. Meanwhile, Nifty Bank index of which IndusInd Bank Ltd is a constituent, has gained around 0.02% in last one month and is currently quoting at 57945, down 0.04% on the day. The volume in the stock stood at 28.22 lakh shares today, compared to the daily average of 23.05 lakh shares in last one month. The benchmark July futures contract for the stock is quoting at Rs 1056.7, up 2.07% on the day. IndusInd Bank Ltd is up 25.44% in last one year as compared to a 3.54% slide in NIFTY and a 2.05% slide in the Nifty Bank index.The PE of the stock is 86.22 based on TTM earnings ending March 26.Powered by Capital Market - Live

IndusInd Bank will hold a meeting of the Board of Directors of the Company on 22 July 2026.

Howver, Net advances fell 2.3% YoY to Rs 3,26,171 crore. CASA Ratio declined to 29.5% as on 30th June 2026 compared with 333,694 crore as on 30th June 2025. On a sequential basis, total deposits increased 3.8% from Rs 3,99,931 crore as of 31 March 2026, while net advances rose 3.3% from Rs 3,15,871 crore during the same period. Indusind Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards and SME loans. The bank reported a standalone net profit of Rs 532.71 crore in Q4 FY26, compared with a net loss of Rs 2,235.99 crore in the corresponding quarter last year. Total income rose 12.07% year-on-year (YoY) to Rs 12,711.77 crore in Q4 March 2026.Powered by Capital Market - Live

IndusInd Bank Ltd gained for a fifth straight session today. The stock is quoting at Rs 997.5, up 2.38% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.71% on the day, quoting at 24444.3. The Sensex is at 78329.41, up 0.73%. IndusInd Bank Ltd has risen around 11.45% in last one month. Meanwhile, Nifty Bank index of which IndusInd Bank Ltd is a constituent, has risen around 8.05% in last one month and is currently quoting at 57938.5, up 0.83% on the day. The volume in the stock stood at 23.73 lakh shares today, compared to the daily average of 23.13 lakh shares in last one month. The benchmark July futures contract for the stock is quoting at Rs 997.5, up 1.82% on the day. IndusInd Bank Ltd is up 16.74% in last one year as compared to a 3.99% drop in NIFTY and a 2.58% drop in the Nifty Bank index.The PE of the stock is 81.44 based on TTM earnings ending March 26.Powered by Capital Market - Live

IndusInd Bank Ltd is up for a third straight session today. The stock is quoting at Rs 939, up 2.36% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.17% on the day, quoting at 23899.6. The Sensex is at 76443.32, up 1.21%. IndusInd Bank Ltd has gained around 5.25% in last one month. Meanwhile, Nifty Bank index of which IndusInd Bank Ltd is a constituent, has gained around 6.99% in last one month and is currently quoting at 56814.8, up 0.82% on the day. The volume in the stock stood at 16.51 lakh shares today, compared to the daily average of 18.99 lakh shares in last one month. The benchmark June futures contract for the stock is quoting at Rs 941.05, up 2.27% on the day. IndusInd Bank Ltd is up 14.34% in last one year as compared to a 4.2% slide in NIFTY and a 2.39% slide in the Nifty Bank index.The PE of the stock is 76.54 based on TTM earnings ending March 26.Powered by Capital Market - Live

The clarification came after stock exchanges sought the bank's response to a news report titled IndusInd Bank share falls over 2% after report of fresh whistleblower complaint to PMO, RBI. In its filing, the bank said it had not received any communication from authorities regarding receipt of the alleged complaint. The lender further stated that all concerns mentioned in the news report had been examined previously and that appropriate actions had been taken in accordance with its internal policies and applicable regulatory requirements. The bank said it had proactively reported certain matters to relevant authorities and continues to extend full cooperation in line with regulatory obligations. IndusInd Bank also said it has consistently followed established governance and oversight processes while addressing such matters. It added that conclusions based on unverified allegations may not present a complete or accurate picture of the situation. The clarification follows media reports that a whistleblower complaint had been submitted to the Prime Minister's Office, the Reserve Bank of India and other agencies. The complaint reportedly sought an investigation into alleged insider trading, governance failures and shortcomings in forensic and audit reviews linked to a previously disclosed Rs 2,000-crore discrepancy at the bank. According to the report, the complaint names Samir Agarwal, former zonal head of eastern India at IndusInd Bank. It alleges insider trading, manipulation of financial records, evergreening of microfinance loans and suppression of audit findings. The report further claimed that Agarwal made gains of around Rs 46 crore through share transactions worth nearly Rs 815 crore. It also alleged that confidential information was used to facilitate trades by family members and related entities. Indusind Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards and SME loans. The bank reported a standalone net profit of Rs 532.71 crore in Q4 FY26, compared with a net loss of Rs 2,235.99 crore in the corresponding quarter last year. Total income rose 12.07% year-on-year (YoY) to Rs 12,711.77 crore in Q4 March 2026. Powered by Capital Market - Live

According to the media report, the complaint was sent to the Prime Minister's Office, the Reserve Bank of India (RBI), the Serious Fraud Investigation Office (SFIO), the National Financial Reporting Authority (NFRA) and other agencies. The complaint reportedly seeks an investigation into alleged insider trading, governance failures and shortcomings in forensic and audit reviews. The allegations are linked to the discovery of a Rs 2,000-crore discrepancy at the bank. The report said the complaint names Samir Agarwal, former zonal head of eastern India at IndusInd Bank. It alleges insider trading, manipulation of financial records, evergreening of microfinance loans and suppression of audit findings. It also claims there were attempts to conceal irregularities. According to the report, Agarwal allegedly made gains of around Rs 46 crore through share transactions worth nearly Rs 815 crore. The complaint further alleges that confidential information obtained through his role at the bank was used to facilitate trades by family members and related entities. According to the report, the whistleblower complaint was sent to the bank at the end of May. Meanwhile, the stock exchanges have sought clarification from IndusInd Bank regarding the news report. The bank's response is awaited. Indusind Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards and SME loans. The bank reported a standalone net profit of Rs 532.71 crore in Q4 FY26, compared with a net loss of Rs 2,235.99 crore in the corresponding quarter last year. Total income rose 12.07% year-on-year (YoY) to Rs 12,711.77 crore in Q4 March 2026. Powered by Capital Market - Live