Bank of Baroda Ltd

Bank of Baroda fell for a fifth straight session today. The stock is quoting at Rs 235.28, down 0.56% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.4% on the day, quoting at 23541.1. The Sensex is at 75160.39, down 0.55%.Bank of Baroda has eased around 5.06% in last one month.Meanwhile, Nifty Bank index of which Bank of Baroda is a constituent, has eased around 1.84% in last one month and is currently quoting at 56777.55, down 0.26% on the day. The volume in the stock stood at 98.84 lakh shares today, compared to the daily average of 77.25 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 236.63, down 0.21% on the day. Bank of Baroda tumbled 1.15% in last one year as compared to a 5.73% slide in NIFTY and a 3.84% spurt in the Nifty Bank index.The PE of the stock is 5.87 based on TTM earnings ending June 26.

Bank of Baroda informed the BSE Ltd. and National Stock Exchange of India Ltd. that the United Forum of Bank Unions (UFBU), comprising seven unions – AIBEA, AIBOC, NCBE, AIBOA, BEFI, INBEF, INBOC – and Akhil Bhartiya Bank of Baroda Officer’s Sangathan have served notice of a strike planned for September 11, 2026, September 28-30, 2026, and a continuous strike from October 26, 2026, concerning various issues and demands.

Bank of Baroda announced changes in senior management personnel, including the appointment of Mr. Grover Sanjay Kumar as Head, Retail Liabilities & NRI Business, and Mr. Mandva Naga Subrahmanyam as General Manager, Retail Liabilities & NRI Business, both effective August 13, 2026, according to a regulatory filing.

Bank of Baroda announced a review of its Marginal Cost of Funds Based Lending Rate (MCLR) effective August 12, 2026, with changes to the three-month tenor, increasing from 8.20% to 8.30%, while other tenors remain unchanged, according to a filing with the BSE Ltd. and National Stock Exchange of India Ltd.

Bank of Baroda announced the appointment of Mr. Rakesh Nema as CGM, Chief Technology Officer, effective August 5, 2026, according to a filing with the Bombay Stock Exchange and National Stock Exchange of India. Mr. Nema holds a Master's degree in Science and a P.G. Diploma in Computer Applications, and has over 25 years of experience with the bank.

Bank of Baroda announced the appointment of Ritesh Kumar as Group Chief Compliance Officer, effective August 1, 2026, according to a filing with the Bombay Stock Exchange and National Stock Exchange of India. Mr. Kumar holds a Master’s degree in Arts (Economics), Diploma in Treasury Investment and Risk Management, MBA in Finance & PG Diploma in Finance Management, and has over 18 years of experience with the bank.

Bank of Baroda announced a change in Key Managerial Personnel (KMP) to the Bombay Stock Exchange and National Stock Exchange, noting the superannuation of Shri Elango Balasubramaniam as Group Chief Compliance Officer, effective 31-07-2026.

Excluding the exceptional impact, the bank's standalone net profit stood at Rs 5,528 crore during the quarter. Total income increased 2.56% year-on-year (YoY) to Rs 36,681.09 crore in Q1 FY27 from Rs 35,764.91 crore in Q1 FY26. Operating profit before provisions and contingencies slipped 1.33% to Rs 8,127.25 crore in Q1 FY27 from Rs 8,236.47 crore a year earlier. Net Interest Income (NII) rose 9.5% YoY to Rs 12,524 crore during the quarter. The bank's global net interest margin (NIM) stood at 2.77%, while domestic NIM was 2.93% in Q1 FY27. The bank's global business grew 15.4% YoY to Rs 30.50 lakh crore as of 30 June 2026. Global advances increased 17.4% YoY to Rs 14.17 lakh crore, while domestic advances rose 16.1% YoY to Rs 11.51 lakh crore. Global deposits climbed 13.8% YoY to Rs 16.34 lakh crore, while domestic deposits increased 14.7% YoY to Rs 13.82 lakh crore. Organic retail advances registered an 18.4% YoY growth, led by robust performance across key segments. Auto loans grew 25.3%, mortgage loans rose 27.4%, home loans increased 14.7%, and education loans advanced 10.8%. On the asset quality front, the bank's gross non-performing asset (NPA) ratio improved to 1.99% as of June 2026 from 2.28% a year ago. Net NPA ratio declined by 10 basis points YoY to 0.50%. The bank's capital adequacy ratio (CRAR) stood at 16.30% at the end of June 2026. Tier-I capital ratio was 14.41%, comprising CET-1 of 13.90% and AT1 of 0.51%, while Tier-II capital stood at 1.89%. Meanwhile, the bank has received an intimation from its subsidiary, IndiaFirst Life Insurance Company (IFLIC), regarding the proposed transfer of a 25.96% stake held by Caramel Point Investments India to BNP Paribas Cardif through a share purchase agreement executed on 24 July 2026. The transaction is subject to the necessary regulatory approvals. The bank's board has also approved an enhancement in resource-raising limits for its overseas operations. It retained the Medium Term Note (MTN) programme size at USD 4 billion while introducing a new sub-limit of USD 1 billion for the issuance of Green and ESG Bonds, including through IFSC Banking Units (IFSCBU). Further, the board increased the borrowing limit under various overseas loan facilities'including syndicated loans, bilateral loans, club deals, and similar arrangements'from $5 billion to $10 billion. Bank of Baroda is engaged in providing various services, such as personal banking, corporate banking, international banking, small and medium enterprise (SME) banking, rural banking, non-resident Indian (NRI) services, and treasury services. The counter advanced 1.48% to end at Rs 246.60 on the BSE.Powered by Capital Market - Live

Net profit of Bank of Baroda declined 48.60% to Rs 1783.29 crore in the quarter ended June 2026 as against Rs 3469.16 crore during the previous quarter ended June 2025. Total Operating Income rose 6.84% to Rs 35114.52 crore in the quarter ended June 2026 as against Rs 32866.31 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income35114.5232866.31 7 OPM %65.4660.67 - PBDT7885.775169.66 53 PBT7885.775169.66 53 NP1783.293469.16 -49 Powered by Capital Market - Live

Bank of Baroda will hold a meeting of the Board of Directors of the Company on 24 July 2026.